Mollie is purchasing a car and needs to finance $24,000 from the bank with an annual percentage rate (apr) of 4.8%. she is financing it over 5 years and making monthly payments. what is the monthly payment?

Answers

Answer 1

According to the purchasing a car, the monthly payment, PMT is equal to $450.71.

What is the term monthly payment about?

A monthly payment refers to as a payment that include a money pay by the holder to his lender each month with interest amount.

Solution:

Given Information:

i) Value of Loan, or Present value, PV = 24000

ii) Annual percentage rate , APR = 0.048

iii) number of periods, n = 12

Thus,

Periodic interest, R = APR / n  = 0.048 / 12 = 0.004

Number of years, t = 5

Monthly Payment, PMT = PV*R/1-(1+R)(-1*n*t)=24,000*0.004/1-(1+0.004)-60  = $450.71

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Related Questions

After a firm has determined its position in the global market, it will typically seek to meet the needs of global markets by ______.

Answers

After a firm has determined its position in the global market, it will typically seek to meet the needs of global markets by tailoring its marketing mix to the needs of consumers in individual markets.

What is global market?

Global market involves planning, producing, placing, and promoting a business' products or services in the worldwide market.

It is not limited to specific geographic locations but rather involves the exchange of good, services, and labor anywhere.

Examples of global markets are :

Fast-moving consumer goodsClothingAutomobilesBanking,Fast food companies

Hence, a firm will typically seek to meet the needs of global markets by tailoring its marketing mix to the needs of consumers in individual markets.

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If, for a given percentage increase in price, quantity demanded falls by a proportionately smaller percentage, then demand is:.

Answers

A demand is relatively inelastic if for an increase in price, the quantity demanded falls by a proportionately smaller percentage.

What is a relatively inelastic demand?

A relatively inelastic demand refers to a when the percentage change produced in demand is less than the percentage change in the price of a product.

In conclusion, the inelastic demand are often seen in most essential goods.

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Compare tracking in affiliate marketing to that of e-mail and online advertising. What are the similarities/ differences? (Emphasis on the differences)

Answers

Similarities:

They both are ways to reach out to advertise products through the use of technology making them seen by a very wide range of buyers

Differences:

Emails are ignored and deleted by lots of people making them less effective however people may still see them unless they go to junk mail. Regular online advertising however, might reach more people as they might appeal more with photos or slogans to help get the advertisment stuck in the buyers mind. In my opinion, online advertising is more effective than emails.

Which of the following is a type of machine safeguarding?

a) Punching
b) Feeding and ejection methods
c) Point of operation
d) In-going nip points

Answers

B)feeding and ejection methods

The primary economic function of the financial system is to.

Answers

A financial system's primary economic function is to match an individual's saving with another individual's investment.

The main task of the financial system is to channel funding from savers to investors.

In 2015, your company had revenue of $78,524. In 2014, revenue was $56,976. What is the growth rate of your company

Answers

Assuming in 2014, the revenue was $56,976. The growth rate of your company is 38%.

Growth rate

Using this formula

Growth rate=2015 Revenue-2014 revenue/2014 revenue

Let plug in the formula

Growth rate=$78,524-$56,976/$56,976

Growth rate=$21,548/$56,976

Growth rate=0.378×100

Growth rate=38%(Approximately)

Inconclusion the growth rate of your company is 38%.

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What example best describes the market structure of monopolistic

competition?

A. A farmers market features multiple stalls where farmers sell their

apples.

B. Several different restaurants compete for customers in a city

neighborhood.

C. A large company makes over half of the trains built in the country.

D. A city government owns and operates all waste management

services.

Answers

The answer choice which best represents an example of a monopolistic competition is; Choice B; Several different restaurants compete for customers in a city neighborhood.

What is Monopolistic competition?

Monopolistic competition as the name implies is a type of imperfect competition characterized by the fact that there are many producers competing against each other, although selling products that are differentiated from one another and hence are not perfect substitutes.

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Answer:

b

Explanation:

Performance goals are most likely to lead to performance improvement if: _________
a) they are set up as specific goals.
b) a copy of the final decision of the supervisor is given to the employee.
c) employees are told what took place by HRD.
d) the employee does not get involved in the process.

Answers

The best way to get performance goals to lead to performance improvement is if a) they are set up as specific goals.

How can performance goals be made more effective?

When performance goals are set up as specific goals, employees know for certain what they are working towards.

This allows them to work harder because they will be working towards something specific that they don't have to think much about.

In conclusion, option A is correct.

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Should spreadsheets be used to maintain a checkbook?.

Answers

The above statement is correct because it maintains all the data collected and permits seeing the movement and growth of the data by automatically creating different types of charts to visualize the data.

What are spreadsheets?

A spreadsheet is defined as an electronic record in which data is placed in the rows and columns of a facility and can be exploited and abused in arithmetic or calculations.

The above statement is correct that the spreadsheets be used to maintain a checkbook because it keeps the data organized and allows seeing the trends of the data by creating automatically the different types of the data.

Therefore, the above statement is true.

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Financial aid letters from institutes of higher education show your yearly aid and costs for attending. This means that you will need to

Answers

Financial assistance letters from institutes means that you will need to re-apply for aid each year.

What is financial aid?

Financial aid can be defined as a financial assistance  granted to a student so as to enables the student pay for their education.

Financial aid is important as it help to cover college student tuition and education expenses.

Based on the given scenario for a student to be qualify for financial aid such student need to re-apply for the aid every year.

Inconclusion this means that you will need to re-apply for aid each year.

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If you are a candidate for a position you should:

Answers

Answer:

Highlight the unique ways that you’ll be able to contribute in the role. Next, try to find the overlaps between your background and their needs. Look at your recent work, your education, and everything else you bring to the table. Think of everything from their point of view. your objective is to sell yourself to the hiring manager and convince him or her that you are a unique and strong candidate.

Explanation:

Compute the increase or decrease in the pretax operating profit (loss) that would have been reported for the current year had GE employed FIFO accounting for all inventory for both years. 2. Compute the increase or decrease in pretax operating profit that would have been reported had GE employed LIFO but not reduced inventory quantities during the current year

Answers

The operating loss that would have been reported for the current year is $150 million.

How to calculate the pretax operating profit?

The pretax operating profit or loss will be calculated thus:

Difference in beginning inventory = $2076

Less: Difference in ending inventory = $2226

Difference in cost of goods sold = $150

Therefore, the operating loss that would have been reported for the current year is $150 million.

The change in cost of goods sold of $23 million shows that it is a change in the pretax operating profit. Therefore, as prices increase, the net income before taxes would be $23 million lower.

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The controversial practice that treats a range of scores as being similar and thus allows employers to give preference to underrepresented groups within these similar scores is known as Multiple Choice banding. generalizing. affirmative action.

Answers

When employers give preference to groups that are underrepresented, this is known as affirmative action.

What is affirmative action?

It is a policy followed by employers where they treat job hiring results as similar.

This means that employees from minority groups will stand a better chance of being picked because they would have gotten lower scores otherwise.

It is a controversial policy because while some people argue that it isn't fair to some people, others argue that it is an important tool in equality.

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Question 10 of 36
Jade is considering taking out a 14-year loan with monthly payments of $195
at an APR of 2.9%, compounded monthly, and this equates to a loan of
$26,898.98. Assuming that Jade's monthly payment and the length of the
loan remain fixed, which of these is a correct statement?
A. If the interest rate were 2.3%, the amount of the loan that Jade is
considering would be less than $26,898.98.
OB. If the interest rate were 3.1%, the amount of the loan that Jade is
considering would be more than $26,898.98.
O C. If the interest rate were 2.7%, the amount of the loan that Jade is
considering would be more than $26,898.98.
OD. If the interest rate were 2.5%, the amount of the loan that Jade is
considering would be less than $26,898.98.
SUBMIT
ws

Answers

Answer:

A

Explanation:

To answer the question, we look at an extreme scenario of 0% interest rate and see the minimum repayment Jade will make on the loan taken

Therefore,

Interest Rate = 0%

This means that the loan to be paid will be calculated as follows

Monthly payments x 12 Months x 14 Years

= $195 x 12 months x 14 years = $32, 760

The meaning of this outcome is that the lower the interest rate to be paid, the higher the size of the loan, because at 2.9% the loan= $26,898.98 and at 0% rate the loan= $32, 760.

The conclusion therefore is a 2.7% interest rate which is lower than 2.9% but not as low as the extreme 0% will cause the loan amount to be higher than $26,898.98. This affirms option A.

Options B and C are wrong because 2.5% and 2.3% are lower than 2.9%, therefore, the loan amount will be higher. Option D is also wrong because a 3.1% interest rate is higher than 2.9%, therefore, the amount should be lower not higher than $26,898.98

Answer:

it is C

Explanation:

:P

Complete the concept map to describe the process by which breakdown products of foodstuffs are absorbed in the small intestine.

Answers

The process through which amino acids are absorbed in the primary active transport usually starts with the intestinal epithelial cells.

The process through which food is broken down in the small intestine

Then fructose would have to be absorbed through diffusion into the same cells.

Glucose and galactose on the other hand are moved through active transport with sodium to the epithelial cells.

Large polymers are absorbed if the food was digested first through thde amino acids. With fatty acids being absorbed through diffusion to the cells.

The fatty acids would then be combined with glycerides in order to form micelles.

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Fatty acids and glycerides must combine with bile salts to form micelles

Which of the following best describes how a free enterprise society answers the basic economic questions?

a
Allow the market to set prices for goods and services
b
Provide the state with ownership of all means of production.
c
Exchange goods by means of individual bartering.
d
Follow customs and traditions in deciding what to produce.

Answers

Answer:

the answer is a

Explanation:

ecnomic allows allow services and goods

If the federal reserve increases the interest rate on bank deposits at the fed, banks will want to hold:.

Answers

Here is your answer:-

The Federal Reserve System is the central banking system of the United States of America. It was created on December 23, 1913, with the enactment of the Federal Reserve Act, after a series of financial panics led to the desire for central control of the monetary system in order to alleviate financial crises. Over the years, events such as the Great Depression in the 1930s and the Great Recession during the 2000s have led to the expansion of the roles and responsibilities of the Federal Reserve System.


Mention ONE other source of wealth other than inheritance

Answers

Answer:

Power is another source other than inheritance.

Hope this helped you!

Explanation:

How is the knowledge/

When you borrow $50 from your rich cousin, then pay her back $60. What is the original $50 called

Answers

Original money I believe

How is email a useful component of online banking? i. email alerts can be used to warn you before you overdraw your account. ii. you can have your bank statements emailed to you, getting them to you faster. iii. only emailed bank statements can be used to support electronically-filed tax returns. a. i only b. ii only c. i and ii only d. i, ii, and iii please select the best answer from the choices provided a b c d

Answers

Due to its capabilities of email alerts, notifications, and having your bank statements directly addressed to you with quicker speed, email is a useful component of online banking.

What are the benefits of online banking?

(i) E-banking delivers services to the bank's customers 24 hours a day, 365 days a year.

(ii) It reduces transaction fees.

(iii) It instills financial discipline and encourages transparency.

(iv) It alleviates the pressure on bank branches.

Therefore, option (c) is the correct answer, i.e., (i) and (ii) only.

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A value _________ is accomplished when a company makes an effort to connect their internal value chains.

Answers

The blank space in the statement should be filled with Creation.

What is a Value Chain?

A value chain is characterized by the combination of activities undertaken in a business in a bid to move a product or service along its life cycle, including design, marketing, distribution, and customer support. The company's objective is value creation, particularly in the form of profit.

On this note, Value creation is accomplished when the value chains are connected.

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True/False: The most accurate method to calculate the amounts in a budget is to apply a specific percentage of increase or decrease.

Answers

Answer: The Answer is False

Explanation: Your welcome :)

The treasurer for the Macon Blue Sox baseball team is seeking a $20,100 loan for one year from the 4th National Bank of Macon. The stated interest rate is 19 percent, and there is a 23 percent compensating balance requirement. The treasurer always keeps a minimum of $1,670 in the baseball team’s checking accounts. These funds count toward meeting any compensating balance requirements.

Answers

The effective interest rate based on a compensating balance requirement of 23% for Macon Blue Sox is 24.675%.

What is the compensating balance requirement?

The compensating balance requirement is the minimum amount of cash that a borrower cannot withdraw from a loan account.

The compensating balance requirement is a standard requirement of some lending institutions to reduce default risks.

Data and Calculations:

Loan = $20,100

Stated interest rate = 19%

Interest expense = $3,819

Compensating balance requirement = 23%

= $4,623 ($20,100 x 23%)

Amount received as Cash = $15,477 ($20,100 - $4,623)

Effective interest rate = 24.675% ($3,819/$15,477 x 100)

Question Completion:

What will be the effective rate of interest on this loan?

Thus, the effective interest rate based on a compensating balance requirement of 23% for Macon Blue Sox is 24.675%.

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Assume is it 2016. Can Presidential candidate Hillary Clinton run a paid search campaign and have her ad triggered when someone types in ""Donald Trump?"" What is Hillary wanted her ad triggered when someone typed in ""Tiffany diamond wedding rings?""

Answers

No, this is illogical because the main aim of political campaigns is to gain the upper hand against her political rivals and not to get notified when someone searches for her political rival.

What is a Political Campaign?

This refers to the organized effort among members of the same political ideology to try and influence the decision-making of the electorates before the elections.

Hence, we can note that political campaigns run high on opinion polls which is the public perception of the candidates and this is where the political candidates would focus their ad campaigns on and not on snooping on each other.

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Gabriella spent a lot of time shopping for her wedding dress, spending considerable time and effort visiting some of the finest bridal shops in the area. For Gabriella, her wedding dress is a(n) ________ product.

Answers

For Gabriella, given the time and effort spent shopping for her wedding dress is a type of specialty product.

What is a specialty product?

A specialty product is a type of consumer product. It is a good that possesses unique characteristics or a unique brand identification which makes it attractive to consumers. As a result, consumers spend a considerable amount and time purchasing such items.  An example of a specialty product are luxury items.

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Which of the following is not one of the reasons to track expenses when creating a budget
A. It helps you to analyze your spending habits.
B.It allows you to determine patterns in spending.
C. It helps you to identify which purchases can be reduced.
D. It allows you to find out if you can afford to set a savings goal.

Answers

A? I think! I’m not quite sure

Answer:

D. It allows you to find out if you can afford to set a savings goal is not a reason to track expenses.

Explanation:

Regardless of income, an individual should track their expenses to ensure that their money is being spent appropriately.

Answer choice A, B, and C are correct because if someone were to monitor their spendings, they would be able to discern the following:

What different goods and services they spend their money onHow often they purchase certain goods and servicesWhich goods and services they can cut down on to save costs for other necessary goods and services

Individuals who track their expenses are more likely to make better financial decisions than those who don't. Regardless of if someone makes 6 figures a year or someone who is employed at minimum wage, tracking expenses can help anyone to spend their money efficiently.

Hope this helps!

Which principle of operational excellence refers to a long-term approach that favors quality and capabilities over short-term financial goals

Answers

Answer: The answer is Business Dictionary defines operational excellence as, “A philosophy of the workplace where problem-solving, teamwork, and leadership results in the ongoing improvement in an organization.

Explanation:

The business dictionary refers to a long-term approach that favors quality and capabilities over short-term financial goals.

What is the business dictionary?

Business Dictionary is defined as a free, easy-to-use business vocabulary with over 30,000 definitions covering a wide range of key business issues such as entrepreneurship, management, small company, economics, human resources, recruiting, and corporate strategy.

A long-term approach that prioritizes quality and capability over short-term financial aims, Because your readers may have their own interpretation of the words, or may not be familiar with them at all, the “Definitions of Terms” section guarantees that they comprehend the components of your research in the manner in which you will deliver them.

Therefore, it is a business dictionary.

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#SPJ2

What was the name of the Starbucks social media marketing campaign that allowed customers to customize a cup with art

Answers

Answer:

They did a doodling design contest.

Explanation:

Taking a cue from customers who have been doodling designs on cups for years, Starbucks is launching a White Cup Contest. The contest encourages customers in the U.S. and Canada to decorate a Starbucks cup with customized art, take a photo of it, and submit the design through social media using #WhiteCupContest

learn more here: https://stories.starbucks.com/stories/2014/starbucks-invites-you-to-decorate-its-iconic-white-cup/

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Compare tracking in affiliate marketing to that of e-mail and online advertising. What are the similarities/ differences? (Emphasis on the differences)

Answers

Similarities:

They both are ways to reach out to advertise products through the use of technology making them seen by a very wide range of buyers

Differences:

Emails are ignored and deleted by lots of people making them less effective however people may still see them unless they go to junk mail. Regular affiliate marketing, however, might reach more people as they might appeal more with photos or slogans to help get the advertisement stuck in the buyer's mind. In my opinion, affiliate marketing is more effective than emails.

What is a company participating in when it directly invests in facilities to produce or market a product in a foreign country

Answers

Multinational enterprise is a term that refers to a situation whereby a company directly invests in facilities to produce or market a product in a foreign country.

What is multinational enterprise?

Multinational enterprise can be regarded as type of enterprise where there is production of goods or delivering services in more than one country.

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Everyone in Arianna's family takes a turn making a special dinner. This week, Arianna made a pan of her brother's favorite vegetable lasagna. The lasagna came out shaped like a rectangular prism that is 13 inches long, 9 inches wide, and 112 inches tall. Arianna cut the lasagna into 12 equal pieces and served the first piece to her brother.What is the volume of the piece of lasagna Arianna served to her brother?Write your answer as a whole number, proper fraction, or mixed number. - Divorce, financial pressures, the death of a loved one, and abuse and neglect are allexamples of _____ factors that can contribute to the development of a mentaldisorder in people who are genetically vulnerable to it. Please, I'm begging any of you. I've had writer's block ever since my teacher had posted this project. I can't think straight and I need help or ideas.Ancient Greece Historical FictionTask: Create a Short Story involving a Historical event or events in Ancient GreeceYou will create a character- must be from Sparta or AthensPart #1- Describe the City State you are in- using Informational text from ClassPart #2- What is your role in that Society- using informational text from the ClassPart #3- Major Event- Describe a Major Event- Battle, War from Ancient Greece, what impact did your character play? What impact might it have had on your CharacterPart #4- What can we learn from Ancient Greece and your Character Check List:A)Length- at least 1 page typed, double, space, 12 FontB)Word Wall- Use 8-12 Words from our Class World Wall we developedC) Describe life in Athens/ Sparta- Show the use of Examples from our TextD) Key in on one major Event (Battle) and give the reader Historical information about the eventWord WallAthens, Sparta, Democracy, Oligarchy, Persian War, Angora, Sophiths, Freedom, Slavery, Xerxes, Warrior, Power, Land, Navy, Army, Marathon, debate, Voting, Trade, Gym Class a cue ball strikes an 8 ball of equal mass, which is initailly at rest. the cue ball stops and the 8 ball moves forward with a velocity equal to the intial velocity of cue ball. is the collsiion elastic can someone show me how to do this Complete this item.Identify 1 and 2. Select all that apply of the following terms: complementarysupplementaryacuteadjacentrightobtusevertical identify and state the value of hardware components Rivers of China flow from:glaciers of TibetGansu provinceAndes mountainsD)Mongolia Does anyone know this? Can someone please help me? (Answer the question only if you are going to help). Thanks Explain the difference between open coated paper and closed coated paper.**It can be just 2-3 sentences. WILL GIVE BRAINLIEST AND POINTS What is a synonym and antonym for Magnetic Field Line?What is a synonym and antonym for Magnetic Pole? What system provides active defense against pathogens. What is the equation of the line that passes through the point (3,-5) and has a slope of 0 An aircraft carrier traveled to dry dock an back. The trip there took 2 hours and the trip back took 3 hours. It averaged 5 miles per hour faster on the trip there than on the return trip. Find the aircraft carrier's average speed on the outbound trip Gabriella is buying a pair of sneakers for $74.95. She has a coupon that will take $17.50 off the price of the sneakers. How much will Gabriella pay for her sneakers after the discount?$57.44$56.45$57.45$56.65 Which of Dalton's postulates required revision? Planning to HireHuman resource planning cannot be done in a vacuum. The HR department needs to understand the company's strategic plan and be able to hire or shed jobs as necessary. As you read the following case, think about how Alicia Brooks, HR manager at Edu-Films, needs to take a balanced approach to hiring the right amount of staff for the company's next big project. In this exercise, please read the mini-case and answer the questions that follow. Edu-Films is a small design company that writes and produces videos for the elementary and high school education market. The company is in the final stages of negotiating a new contract with a U.S. publisher to create 40 videos for a new K-12 math series, and the videos need to be available by the spring of 2017. Business for Edu-Films has been slow over the past three years, and the company has kept staff levels to a minimum. Mindful of the company's flat fiscal results over the last couple of years but understanding that new hires must be ready to go once the agreement is signed, HR manager Alicia Brooks must put together a cohesive hiring plan.1). What should be Alicia's first step?A). Check with her colleagues in the industry for possible new hires.B). Get together with company execs for a planning session.C). Set goals for hiring new staff.D). Forecast labor supply and demand within the company once video work starts.E). Take out a recruitment ad in the local newspaper.2). Forecasting can use statistical or __________ methods.A). experimentalB). historicalC). scientificD). judgmentalE). experiential3). Statistical methods are excellent for capturing what type of data?A). Subjective dataB). Scientific dataC). Historical trendsD). Expert dataE). Instinctive data4). After forecasts of labor demand and supply are known, what comes next in the planning process?A). Budget reviewB). Program implementationC). Program evaluationD). Employee appraisalsE). Goal setting and strategic planning How does the recombination of linked genes contribute to natural selection?. The following question has two parts. First, answer Part A. Then, answer Part B. Part A:What is ironic about Achilless reaction to Odysseuss gift of the swords?Thetiss plan to keep Achilles safe is undone by Achilles himself. Thetiss plan to keep Achilles safe is undone by Achilles himself. The soldiers in the Greek army do not realize Achilles is the son of a goddess. The soldiers in the Greek army do not realize Achilles is the son of a goddess. Achilles is aware that Odysseus knows he is disguised as a girl. Achilles is aware that Odysseus knows he is disguised as a girl. The females in the royal palace do not realize Achilles is a boy. The females in the royal palace do not realize Achilles is a boy