Kelly needs to know what the minimum deposit amount is for the CD she is considering.
She also should consider how long the CD term is, as most longer-term CDs offer higher interest rates. Additionally, Kelly should research whether the bank charges any fees for investing in a CD, and if so, how much those fees are.
Lastly, she should determine whether the bank offers any other benefits, such as free checking or other banking services, if she invests in their CD.
By researching all of these factors, Kelly can determine which CD best meets her needs, as she works toward her goal of saving $5,000. While the interest rate is important, it is also important to consider the other factors since they can have a significant impact on her total return on investment.
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McDonald's makes money by operating its own restaurants and franchises to third parties. T/F
Above statement is correct. The McDonald's produces money by using its fast food product to get franchisees to lease McDonald's-owned facilities, frequently at significant markups.
What Is Financial Leverage?When making investments to increase the firm's asset base and produce returns on risk capital, financial leverage is the effect of employing borrowed money as a funding source. Use of various financial instruments or borrowed funds, or the investing technique known as leverage, is one way to improve the potential return on an investment. Leverage is the process of financing a project or venture with leverage (borrowed money). The end result is a multiplier for a project's prospective returns. Leverage will simultaneously increase the possible downside risk if the investment doesn't work out. When a business, asset, or investment is described as "highly leveraged," it suggests that there is more debt than equity attached to it.
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Adam Smith believed that freedom was vital to the survival of any economy, especially the freedom to own land or property and the freedom to keep the profits from working the land or running a business. He believed people will work hard if they have the incentive to do so. People have a desire to improve their "condition in life", and as long as workers can see economic reward for their efforts they will work long hours and work hard. As a result of those efforts the economy would prosper.
This the kind of freedom Adam Smith believe were vital to the survival of any economy.
Scottish economist and philosopher Adam Smith was a prominent figure in the Scottish Enlightenment and a pioneer in the field of political economy. He produced two important works: An Inquiry into the Nature and Causes of the Wealth of Nations (1776) and The Theory of Moral Sentiments (1759). The latter, frequently shortened to "The Wealth of Nations," is regarded as his pinnacle achievement and the first contemporary work to approach economics as a full system and an academic field. Smith rejects using God's will to explain how wealth and power are distributed instead citing natural, political, social, economic, and technological variables as well as their interplay. Smith's concept of absolute advantage was among the economic theories that were introduced in this publication.
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This information relates to Grouper Real Estate Agency.
Oct. 1 Stockholders invest $30,960 in exchange for common stock of the corporation.
2 Hires an administrative assistant at an annual salary of $39,960.
3 Buys office furniture for $3,630, on account.
6 Sells a house and lot for E. C. Roads; commissions due from Roads, $11,130 (not paid by Roads at this time).
10 Receives cash of $230 as commission for acting as rental agent renting an apartment.
27 Pays $640 on account for the office furniture purchased on October 3.
30 Pays the administrative assistant $3,330 in salary for October.
Required:
Journalize the transactions
These are the journal entries:
1. Dr Cash A/c $30,960
To $30,960 in Common Stock A/C
(Given that the money is invested in return for common stock.)
2. No diary entry is necessary
3. Office equipment Dr. $3,630
$3,630 to Account Payable A/C
(Since the office furnishings was paid for with account funds.)
4. Receivables account balance: $11,130
$11,130 in revenue for service
Given that the products are sold on credit
5. Cash Account Dr. $230
$230 to Service Revenue Account
(It is noted that cash was received.)
6. Dr. Account Payable $640
$640 to Cash A/C
(Once the payment has been made)
7. Dr. $3,330 in salaries and other costs
$3,330 to Cash Account
Since salaries are paid in cash.
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The concept behind PDCA is:The Deming/Shewhart cycle.Process flowContinual improvementSatisfying suppliers.
Continuous improvement this the principle behind PDCA cycle.
Use the PDCA cycle when
Starting a new enhancement design
Developing a new or advanced design of a process, product, or service
Defining a repetitious work process
Planning data collection and analysis in order to corroborate and prioritize problems or root causes
enforcing any change
Working toward nonstop enhancement
The Plan- do- check- act Procedure
Plan Fete an occasion and plan a change.
Do Test the change. Carry out a small- scale study.
Check Review the test, dissect the results, and identify what you ’ve learned.
Act Take action grounded on what you learned in the studystep.However, go through the cycle again with a different plan, If the change didn'twork.However, incorporate what you learned from the test into wider changes, If you were successful. Use what you learned to plan new advancements, beginning the cycle again.
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what is the full economic price?
The full economic price is the total cost of a product or service that includes both the direct and indirect costs associated with it.
The full economic price is also known as the full cost. The full economic price takes into account all of the costs associated with the production of a product or service, including the direct and indirect costs, as well as the costs associated with externalities such as environmental degradation or social impacts.
Direct costs are those that can be directly traced to the production of the product or service, such as raw materials, labor, and overhead. Indirect costs, on the other hand, are those that cannot be directly traced to the product or service, but are necessary for its production, such as indirect labor, indirect materials, and indirect overhead.
By considering the full economic price, businesses and policymakers can make more informed decisions about the true costs and benefits of a product or service.
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Though _________is less statictically sophisticated than maragcment science, it is still categorized with the quantatave: managcrnent perspective.
Though Operations Research is less statistically sophisticated than management science, it is still categorized with the quantitative: management perspective.
Operations Research is less statistically sophisticated than Management Science, but it is still considered to be a quantitative management perspective, it is an interdisciplinary field that uses analytical techniques such as mathematical optimization, simulation, and statistics to create better decision-making processes.It is used to solve complex decision problems, including resource allocation, supply chain optimization, and budget allocation.
it is used to evaluate and solve decision problems in various fields, including finance, operations, marketing, and human resources. It focuses on the development of mathematical models and algorithms to analyze and optimize a decision problem. It uses analytical techniques such as operations research, linear programming, queuing theory, simulation, and game theory to find the best solution to a decision problem.
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Though _________is less statistically sophisticated than management science, it is still categorized with the quantitative: management perspective.
what would happen if you bought a house and later found out that there were unpaid liens against the property?
If you purchase a house and later discover that there are unpaid liens against the property, it can have significant consequences for you as the new owner.
Here are a few possible scenarios:
Collection of the lien amount: The holder of the lien may seek to collect the amount owed from you as the new owner of the property. This can result in a reduction in your equity in the property and may require you to pay a substantial sum of money.Foreclosure: If the lien is a mortgage or tax lien, the holder of the lien may seek to foreclose on the property to collect the amount owed. This could result in the loss of your home and all the money you have invested in it.Title issues: Unpaid liens can create title issues, making it difficult for you to sell the property or use it as collateral for a loan in the future.Legal action: The holder of the lien may take legal action against you to collect the amount owed. This could result in wage garnishment, bank account seizure, or other forms of legal enforcement.It is important to thoroughly research the property before purchasing it and to have a title search conducted to identify any existing liens or other title issues. If you are in the process of buying a property and discover that there are unpaid liens against it, it is advisable to consult with a real estate attorney to determine your rights and options.
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At the beginning of the year, Nothing More, Corp., had a long-term debt balance of $37,179. During the year, the company repaid a long-term loan in the amount of $9,789. The company paid $3,665 in interest during the year, and opened a new long-term loan for $8,655. What was the cash flow to creditors during the year?
$4,799
$15,070
$6,124
$4,990
$1,134
The cash flow to creditors during the year is $1,134. This is calculated as the beginning long-term debt balance of $37,179 minus the repayment of $9,789 plus the interest paid of $3,665 minus the new loan of $8,655.
suppose indiana produces only steel and corn, with fixed amounts of land, labor, and capital resources. which scenario best sets the stage for economic growth?
Economic growth typically occurs when there is an increase in the production of goods and services within an economy, often accompanied by an increase in productivity and an improvement in living standards.
In the scenario you described where Indiana produces only steel and corn, with fixed amounts of land, labor, and capital resources, the best scenario for economic growth would likely involve a shift towards more efficient production methods and increased investment in capital resources, such as technology and machinery, to increase productivity. This would allow for the production of more goods and services with the same amount of resources, leading to an increase in economic output and potentially improved living standards.
Additionally, exploring new markets for the goods produced, such as exporting steel and corn to other countries, could also contribute to economic growth by increasing demand for these products and expanding the overall size of the economy.
In summary, for economic growth to occur in this scenario, there would need to be an improvement in productivity through the implementation of more efficient production methods and investment in capital resources, as well as expansion into new markets to increase demand for the goods produced.
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2. according to ehrenreich, why are want ads not a "reliable measure of the actual jobs available at any particular time"?
In her research, Ehrenreich found that the number of job advertisements listed in want ads often does not accurately reflect the actual number of jobs available. This is because many employers do not advertise all of their job openings, instead relying on networks of friends, family, and acquaintances to find new hires.
Ehrenreich is a well-known sociologist and journalist who has studied the relationship between work and poverty in the United States. According to Ehrenreich, want ads, or classified advertisements for jobs, are not a reliable measure of the actual jobs available at any particular time.
In addition, Ehrenreich found that many want ads are misleading or inaccurate. For example, some job advertisements may describe a job as full-time when it is actually part-time, or may list requirements that are not actually necessary for the job.
Furthermore, Ehrenreich argues that want ads can be biased and discriminatory, with certain types of jobs being listed only in certain newspapers or classifieds, and with certain qualifications or demographics being overrepresented or underrepresented in the advertisements.
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Which of the following is among the three competitive factors that impact only Internet Sales and market share in a region?
a. The number of branded models/styles that each company has designed and produced for exclusive sale at its website - such models/styles cannot be obtained anywhere else.
b. The S/Q rating of the branded footwear each company sells to online buyers.
c. Company expenditures for brand advertising.
d. Company expenditures to support the online merchandising efforts of third-party online retailers of athletic footwear.
e. Wheether a company offers free shipping on buyer orders or requires customers to pay the shipping charges.
The three competitive factors that impact only Internet sales and market share in a region are:
The number of branded models/styles that each company has designed and produced for exclusive sale at its website - such models/styles cannot be obtained anywhere else. (Option A)Company expenditures to support the online merchandising efforts of third-party online retailers of athletic footwear. (Option D)Whether a company offers free shipping on buyer orders or requires customers to pay the shipping charges. (Option EWhat is Internet Sales?Internet sales refer to the sale of goods or services over the internet, through online retail platforms or company websites.
The three factors selected impact only internet sales and market share in a region, such as the availability of exclusive online models, shipping policies, and support for third-party online retailers.
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Mia makes $325 per week and takes 2 exemptions. Her fica is 6. 25%. How much is deducted from her paycheck each week for fica and tax withholding?.
Answer:
Mia's FICA contribution would be $20.19 per week, and her federal income tax withholding would be $19.50 per week. This means that a total of $39.69 will be deducted from her paycheck each week for FICA and federal income tax withholding.
Question:
Management is needed in all types and sizes of organizations, at all organizational levels and in all organizational work areas, and in all organizations, no matter where they are located. This principle is known as the ________
.
A) impartiality of management
B) neutrality of management
C) universality of management
D) reality of management
The principle in which management is needed in all types and size of organization is known as universality of management .
Management is needed in all types and sizes of organizations, at all organizational levels and in all organizational work areas, and in all organizations, no matter where they are located. This principle is known as the universality of management .
Universality of management means that the principles of management are applicable to all types of organizations and organizational levels.
It indicates that management is common in content and can be applied to all forms of organizations. So, an industrial manager can manage a charitable organization, a retired army officer can manage a hospital, a civil servant can manage an industrial company, and so on.
Universality of a principle or law means that it is applicable to all members of a specified class. For example, the law that 'all humans are animals' is universal because it states that all members of a certain class, humans, are of a certain description, animalistic.
"Universality greatly enhances the lives of all human beings everywhere and advances equality, dignity and rights, including cultural rights, and will continue to do so in this twenty-first century and beyond, if fully implemented, nourished and revitalized," says.
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What are the potential drawbacks to placing a ban on the export of advanced technologies? (Check all that apply.)It prevents valuable technology from being used to strengthen competitors.It reduces export revenues for the country's manufactures.It impedes efforts to sustain international market share.It impedes the funding of continued innovation.
The potential drawbacks to placing a ban on the export of advanced technologies are: It reduces export revenues for the country's manufacturers. It makes it challenging to keep foreign market share. It makes it difficult to support ongoing innovation.
Placing a ban on the export of advanced technologies can have several potential drawbacks. These include:
Reducing export revenues for the country's manufacturers: By preventing the export of advanced technologies, the country's manufacturers may lose a significant source of revenue. This could negatively impact their financial performance and competitiveness in the global market.Impeding efforts to sustain international market share: Banning the export of advanced technologies could also hinder the country's efforts to maintain its international market share. Other countries may be able to develop similar technologies and gain a competitive advantage, while the country with the ban is left behind.Preventing valuable technology from being used to strengthen competitors: By preventing the export of advanced technologies, the country may be preventing other countries from using that technology to strengthen their own competitiveness. This could ultimately harm the country's long-term prospects by allowing other countries to gain a competitive advantage.In conclusion, while placing a ban on the export of advanced technologies may seem like a good idea to protect national interests, it can also have significant drawbacks. It's important for countries to carefully consider the potential implications of such a ban before implementing it.
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what is the left side of an asset account
The left side of an asset account is known as the debit side. An asset account is a type of account that represents something of value that a company owns and has the right to use, such as cash, investments, inventory, equipment, or real estate.
Debits are used to increase the balance of an asset account, indicating an increase in the company's ownership or control over that asset. For example, if a company purchases new equipment, the debit entry will increase the balance of the equipment asset account, reflecting the company's ownership of the new equipment. The opposite of the debit side is the credit side, which is used to decrease the balance of an asset account, indicating a decrease in the company's ownership or control over that asset. For example, if a company sells equipment, the credit entry will decrease the balance of the equipment asset account, reflecting the company's decreased ownership of that asset.
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Which countries take the lead in entrepreneurial activity?
a. Canada
b. Guatemala
c. India
d. Mexico
Canada is the ead in entrepreneurial activity. Because it is powerful in so many important areas, the US excels. Since entrepreneurship is essential to the US economy, legislative efforts are developed to support entrepreneurial behaviour.
The US is a fantastic environment to be an entrepreneur because of this as well as the culture of ambition and perseverance. By a wide margin, the United Arab Emirates come in first legislative place. The Netherlands and Finland were ranked as the second and third best nations for entrepreneurs and startups, respectively. India still has a lot of industries that are developing, including those in education, health, water resources, small and medium-sized businesses, and many more.
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what is the difference between quality control and quality assurance?
Quality control can be defined as "part of quality management focused on fulfilling quality requirements." While quality assurance relates to how a process is performed or how a product is made, quality control is more the inspection aspect of quality management.
First-class control is a system by which entities evaluate the first-rate of all factors involved in production. ISO 9000 defines exceptional manipulation as "part of best control targeted on fulfilling quality necessities".
Best control (quality controls) is a system or set of approaches meant to ensure that a manufactured product or achieved carrier adheres to a defined set of satisfactory standards or meets the necessities of the patron or purchaser. Quality controls are similar to, but not identical with, great warranty (QA).great manipulation entails checking out units and determining if they may be inside the specifications for the very last product. The cause of the trying out is to determine any desires for corrective movements in the production method. Top first-class control helps companies meet customer demands for higher products.
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the audit committee reports directly to the a.) external auditor b.) board of directors c.) internal auditor d.) chief executive officer
The audit committee typically reports directly to the board of directors. The audit committee is an independent body within an organization responsible for overseeing the financial reporting process and ensuring the integrity of financial statements.
The audit committee plays an important role in maintaining the independence of the internal and external auditors, and ensuring that the organization's financial reporting is accurate and in compliance with accounting standards and regulations. By reporting directly to the board of directors, the audit committee helps to ensure that the board is fully informed about the financial reporting process and any risks or concerns that may arise. The audit committee also works with the internal and external auditors to ensure that any audit findings are addressed in a timely and effective manner.
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explain why wants are considered unlimited, changing, and competing
Wants are limitless, they evolve through time, and as a result, they are in competition. Economics is the study of how to balance finite resources with infinite, conflicting wants.
We need and want an infinite amount of what is available. But our financial resources are constrained or finite. This is a core component of what it is to be human. Despite the fact that we use a variety of goods and services, it is never enough. Another way to say it is that there is always something else that I, you, or anyone else would need or want.
All social classes can use the expression. The requirements of low-income groups are always greater than their limited resources. However, middle-class and upper-class people have the same experience. Having insufficient resources all the time.
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What is a Macroenvironmental factor included?
Answer:
What are macro-environmental factors? It comprises various economic and non-economic external forces that influence business operations and decision-making. It includes demographics, politics, legislation, economy, technology, ecology, and socio-cultural factors.
Explanation:
goal setting can be motivating, especially if the individual employeea. will receive a monetary reward for accomplishing the goals.b.feels the goal is very easy to achieve.c. has already accomplished similar goals. d. helps to set the goals. e. None of these is correct.
(D). Helps to set the goals. For some people, this can be a motivator, but it's not the only thing that makes establishing goals motivating.
One of the most popular theories of motivation is goal-setting theory. Goals should be SMART in order to inspire personnel (specific, measurable, aggressive, realistic, and time-bound). Employees are motivated by SMART objectives because they enliven behaviour, give it direction, present a challenge, push them to think creatively, and come up with new and creative ways to perform. When employees receive feedback on their successes, have the capacity to perform, and are dedicated to objectives, goals are more successful in motivating them. Poorly formulated objectives have the drawbacks of impeding learning, hindering flexibility, generating a single-minded pursuit of objectives at the expense of other pursuits, and promoting unethical behaviour.
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how did economic competition during the industrial revolution impact technological innovations?
During the Industrial Revolution, economic competition between businesses drove the need for technological innovation to increase efficiency and lower production costs. Companies that adopt new technologies and production methods are able to produce goods more quickly and at a lower cost than their competitors, giving them a significant advantage in the marketplace.
Economic competition refers to competition among businesses for market share, customers and profits. It occurs when companies try to sell similar products or services to the same customer groups and try to differentiate themselves through price, quality, or other factors. Economic competition can drive innovation and improvement as companies seek to gain an edge over their competitors and satisfy consumer needs and preferences. This can also lead to lower prices, better products and services, and increased economic growth, but can also result in reduced profits, market concentration, and negative effects on workers and the environment.
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Which is not an expense account indeed ?a)Repairs expense b)Rent expense c)Accrued expenses d)Advertising expense e)Interest expense
C.Accrued expenses is not an expense account.
Accrued expenses are costs that have been incurred but have not yet been recorded as an expense in the company's financial statements. They represent a liability, not an expense, since they are obligations that the company has incurred but has not yet paid.
For example, if a company has not yet received a bill for services rendered, it may still have an obligation to pay for those services and thus has an accrued expense. The actual expenses will be recorded in the financial statements when the bill is received and paid.
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what is (are) used in activity-based absorption costing to assign overhead costs to products?
Activity-based absorption costing is a method of assigning overhead costs to products that uses cost drivers. Cost drivers are activities that cause overhead costs to arise.
For example, the number of jobs received, the number of machine setups, or the number of inspections can all be cost factors. When using activity-based absorption costing, each cost factor is assigned an overhead cost. These overhead costs are then assigned to the product based on the cost driver volume. Activity-based absorption costing provides a more accurate cost allocation than traditional absorption costing because it considers the number of activities that occur during production rather than just total overhead costs.
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which of the following would be most likely to occur in the year after congress, in an effort to increase tax revenue, passed legislation that forced companies to depreciate equipment over longer lives? assume that sales, other operating costs, and tax rates are not affected, and assume that the same depreciation method is used for tax and stockholder reporting purposes.
The annual total amount of depreciation stated as a percentage is the depreciation rate and the cash positions of the companies would decrease in the situation.
What is depreciate?Depreciation is a term used in accounting to describe two different aspects of the same idea: first, the actual decline in fair value of an asset, such as the annual decline in value of factory equipment due to use and wear, and second, the allocation in accounting statements of the asset's initial cost to the periods in which it is used (depreciation with the matching principle).
The depreciation rate is the annual total amount of depreciation expressed as a percentage.
When the annual depreciation was $15,000 and the total depreciation throughout the asset's anticipated lifespan was $100,000, as an illustration,
This indicates that the annual rate would be 15%.
Therefore, the cash positions of the companies would decrease in the situation.
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1.discuss how basic utilization management has changed over the years and why.
Utilization management has changed over the years as a result of a combination of factors including advancements in technology, increased competition, changing regulations, greater focus on cost control and data analysis.
Some of the reasons for these changes include:
Advancements in technology: The widespread adoption of technology has enabled businesses to automate many utilization management processes, reducing the need for manual intervention and increasing efficiency.
Increased competition: As the business environment has become more competitive, companies have had to find ways to improve their utilization management processes to remain competitive.
Changing regulations: New regulations and industry standards have driven changes in utilization management practices, particularly in the healthcare industry.
Greater focus on cost control: Businesses are placing a greater emphasis on cost control as they seek to optimize their operations and reduce costs. This has led to an increased focus on utilization management, which helps to control the use of resources and prevent waste.
Data analysis: The availability of big data and advanced analytical tools has allowed businesses to make more informed decisions about utilization management. Companies can now analyze utilization data to identify trends, track performance, and make data-driven decisions to optimize resource utilization.
The increased focus on utilization management has enabled companies to become more efficient and competitive, helping them to achieve their goals and succeed in an ever-changing business environment.
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fegley, incorporated, has an issue of preferred stock outstanding that pays a $3.15 dividend every year in perpetuity. if this issue currently sells for $92 per share, what is the required return
fegley, incorporated, has an issue of preferred stock outstanding that pays a $3.15 dividend every year in perpetuity.
if this issue currently sells for $92 per share so The required price of return (RRR) is the minimal amount of income (return) an investor will are seeking or get hold of for assuming the danger of investing in a stock or another kind of security.
RRR is additionally used to calculate how profitable a assignment might be relative to the cost of funding that project.
What is an instance of required price of return?Required Rate of Return for Investments
For example, if an investor has his money in a savings account incomes 5% annual interest, and he is thinking about investing in a safe treasury bond, then he would possibly say the return on belongings for such an funding is 5%.
To make this calculation, notice this formula: Required Rate of Return = Risk - Free Rate + Beta or hazard introduced to the portfolio (expected return on funding minus nontoxic rate).
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https://brainly.com/question/24301559#SPJ4FILL IN THE BLANK. standard instant messaging is an example of a ______ context.
Standard instant messaging is an example of an asynchronous context.
Asynchronous communication refers to a mode of communication where the parties involved do not need to respond in real-time. This is in contrast to synchronous communication, where a real-time response is expected. Standard instant messaging is an example of asynchronous communication because the parties involved can send and receive messages at different times, rather than having to respond immediately. This allows for a more flexible and convenient form of communication, as people can respond when they have time, rather than having to be available in real-time. The asynchronous nature of instant messaging makes it an ideal tool for communication that does not require immediate response, such as exchanging information or making plans.
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The weighted average unit contribution margin ______. A. Is used instead of the single product contribution margin in multi-product break-even analysis b. Assumes that the percentage of each product sold is constant is based on the relative percentage of each unit sold c. Is calculated by adding up the per unit contribution margin for each product and dividing d. By the number of products Confidence Level
The weighted average unit contribution margin assumes that the percentage of each product sold is constant.
The weighted average unit contribution margin assumes that the percentage of each product sold is constant; is used instead of the single product contribution margin in multi-product breakeven analysis; is based on the relative percentage of each unit sold.
The average amount that a collection of goods or services contributes toward reducing a company's fixed expenses is known as the weighted average contribution margin. The idea is a fundamental part of breakeven analysis, which projects profit levels for varying sales volumes.
The unit sales for each product line must simply be added together to create the WACM. Add the totals after dividing the contribution margin per unit for each product by the quantity sold. Subtract the amount of all individual contribution margins from the overall unit sales.
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A news story from 2015 about the oil market stated, "the global glut of crude that has hit [oil] prices is starting to shrink. "Source: Christopher Harder, "Investors Take Closer Look at Output," Wall Street Journal, May 18, 2015. ----------------------------------a. In referring to a "global glut of crude," the article describes the result of a significant ----------------------------------This change resulted in a----------------------------------b. In response to the global glut of oil, the market price will----------------------------------c. The glut will start to shrink when crude oil producers
An increase in crude oil supply compared to demand.
a situation where there is a higher supply of oil than there is a need for crude oil.
Briefing:-fall to a new, lower equilibrium price when the amount requested and the amount provided are equal.
sellers cut back on the quantity they are willing to sell, while purchasers up their purchases.
What is the market's current state?State-market relations necessitate a comprehensive understanding of the interplay between societal material and relational dynamics and their interactions with institutional dynamics.
What is an example of market conditions?The economy serves as a prime illustration. Local, national, and international market conditions are significantly influenced by the movement of money, credit availability, and employment stability. Thus, the term "market conditions" can be used to describe both the general state of affairs as well as the state of a specific industry.
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