Intuitive decision making uses ____ to make decisions

Answers

Answer 1

Answer:

Judgment.

Explanation:

Intuitive decision making uses ____ to make decisions. Judgment.

Answer 2

Intuitive decision making uses judgement to make decisions. Correct answer is judgement.

What do you mean by Decision?

Process of deciding is known as decision.

Rational decision-making is based on reasoning, evidence, and facts. Choosing among possibilities without using logic or analysis is what intuitive decision-making entails. It entails making decisions based on emotions or inadvertently recalling a memory.

Using your instincts to guide your decision-making is part of the intuitive paradigm. When the team is knowledgeable about the topic, this model is suitable. Generally speaking, it is less organized than other models and depends on team members using prior knowledge to spot patterns and use related solutions.

Therefore, Judgement is used to make decision in Intuitive decision making.

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Related Questions

Mary deeds her property over to her three children with the condition that she is able to live on the property for the remainder of her life. This is an example of what

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Mary deeds her property over to her three children with the condition that she is able to live on the property for the remainder of her life. This is an example of a life estate.

Life Estate is a person's lifetime ownership of the real estate. Legally, real estate dies when ownership of the property returns to its original owner or is transferred to another person "for a lifetime" and decides what to do after that person dies. is. For example, a certificate that the land is "passed to John Doe for a lifetime and then to Jane Doe" gives John a valid lifetime property and gives Jane the rest.

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Banks decide to do away with fees charged when other banks' customers use the banks' own ATMs. If the Federal Reserve wants to maintain the same federal funds rate, it should:

Answers

If the Federal Reserve wants to maintain the same federal funds rate, it should sell treasury bills.

What is Federal Reserve?The Federal Reserve System is the United States of America's central banking system. The Federal Reserve Act was enacted on December 23, 1913, in response to a succession of financial panics that led to a need for central control of the monetary system in order to relieve financial crises.What are treasury bills?Treasury bills (sometimes known as T-bills) are short-term securities that mature in one year or less from the date they are issued. T-bills are purchased for less than or equal to their face value, and when they mature, the Treasury pays the face value.

If the Federal Reserve wishes to keep the federal funds rate constant, it should sell treasury bills.

Therefore, if the Federal Reserve wants to maintain the same federal funds rate, it should sell treasury bills.

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With respect to the development of scientific management frederick taylors objective was to:______.

Answers

With respect to the development of scientific management Frederick Taylor's objective was to increase productivity at work

Productivity is an important factor in increasing the productivity of companies and countries. Increasing real income increases the ability of people to buy goods and services, enjoy leisure time, improve housing and education, and contribute to social and environmental programs, thus increasing the productivity of the people and living. You can raise the standard. Increasing productivity also helps increase the profitability of a company.

Increased productivity has allowed the US enterprise sector to produce nine times more goods and services since 1947, with relatively little increase in working hours. With increased productivity, the economy can produce and consume more and more goods and services with the same amount of work.

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Availability of a qualified workforce is determined mainly by ecological factors.

a. True
b. False

Answers

It is false that availability of a qualified workforce is determined mainly by ecological factors.

What are ecological factors?

These are environmental factors such as temperature, water, soil, wind, that have effect on living beings hence cause changes in habitats.

Examples of ecological factors are:

Air,Water,ClimateSoilNatural vegetation

In the light of the above, we can conclude that availability of a qualified workforce is not determined mainly by ecological factors.

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Like other business messages, reports can range from informal to formal depending on their purpose, audience, and setting. Which of the following contributes to an informal writing style

Answers

The informal writing style:

First-person pronouns.Shorter sentences.Emphasis on active-voice verbs.Conversational language.

Informal communication and informal writing style:Informal communication is informal contact between coworkers. It is unofficial in nature and is built on the informal, social ties that develop in the workplace outside of the conventional business hierarchy.Informal communication, often known as grapevine communication, fosters social relationships among individuals. It promotes togetherness, honesty, and solidarity among them, as well as morals. Informal communication is faster than grapevine communication.In composition, informal style refers to speech or writing that is distinguished by a casual, familiar, and often colloquial use of language. An informal writing style is frequently more straightforward than a formal style and may rely on contractions, abbreviations, short phrases, and ellipses more heavily.

Therefore, the informal writing style is:

First-person pronouns.Shorter sentences.Emphasis on active-voice verbs.Conversational language.

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In a troubled debt restructuring, the total fair value of the consideration given to discharge the obligation will __________ the recorded amount of the debt.

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In a troubled debt restructuring, the total fair value of the consideration given to discharge the obligation will always be less than the recorded amount of the debt.

A liability is an obligation by one party, the debtor, to require payment of money or other agreed-upon value to another party, the creditor. An obligation is a deferred payment or series of payments, distinguished from an outright purchase. Debts may be owed by sovereign states or countries, local governments, corporations, or individuals. Commercial debt is generally subject to contractual terms regarding the amount and timing of principal and interest repayments[1]. Loans, bonds, bonds, and mortgages are all types of debt. In financial accounting, liabilities are a type of financial transaction rather than equity.

The term can also be used figuratively to cover moral obligations and other interactions that are not based on monetary value. A person who is helped is sometimes said to be "indebted" to a second person.

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The tax impact of a capital investment project (such as the replacement of a major piece of machinery) is present during:

Answers

The answer is all stages (initiation, operation, and final disposal) of the project.

The official commencement of a project is the initiation. It typically starts with the issuance of a project mandate, which summarises the project's goal and approves budget expenditure.

Putting your project strategy into practice is known as implementation, often referred to as project execution. A "kick-off meeting" for the project is a common way to start.

You will execute the actions and activities outlined in your project plan during this phase to produce the project deliverables.

Since they frequently take place simultaneously, monitoring and control frequently overlap with execution.

They call for monitoring project development and performance as well as resolving any problems that may come up during regular work.

You will finish your job during this final stage and end the project. Closure is just the project's conclusion; it doesn't necessarily indicate success.

Hence, The tax impact of a capital investment project (such as the replacement of a major piece of machinery) is present during all stages (initiation, operation, and final disposal) of the project.

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prior to what year was the caveat emptor let the buyer beware was the name of the game for consumers

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Prior to 1914, the caveat emptor let the buyer beware was the name of the game for consumers.

What is Caveat Emptor?The phrase "caveat emptor" has gained renown in English. The contract law principle known as caveat emptor often governs the sale of real estate after the date of closure, though it may also apply to the sale of other types of products.Because purchasers frequently know less about the product or service they are buying than the seller, the phrase "caveat emptor" and its use as a disclaimer of warranties are a result.This characteristic of the circumstance is referred to as "information imbalance." Defects in the product or service might only be known to the seller and concealed from the buyer.

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When the price of tennis rackets increases, what happens in the market for tennis balls?

Answers

 When the price of tennis rackets increases then A decrease in the price of tennis balls will result in an increase in the demand for tennis rackets. An increase in the price of one good can cause the demand for another good to increase if the two goods are complements.

A market is a gathering place for buyers and sellers to facilitate the exchange and transaction of goods and services. The market can be physical, like a retail store, or virtual, like an e-merchant. Other examples are illegal markets, auction markets, and financial markets.

Market structure refers to how different industries are categorized and differentiated based on the degree and type of competition for services and commodities. The four common types of market structure include perfect competition, oligopolistic market, monopoly market, and monopoly competition.

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JoePrivateCo intends to raise capital by selling 100 million shares of common stock in an IPO. The investment bank rep advising JoePrivateCo on the transaction estimates that comparable companies in its sector tend to trade at a multiple of 10 - 12 times 2010's expected earnings. The equity capital markets rep advising JoePrivateCo advises the company to price the shares at a 20% discount to satisfy demand for the securities. Assuming JoePrivateCo intends to float 40% of its total equity in the IPO, and assuming it expects its current trend in earnings growth to continue, what is the mean offering price for the transaction?

Answers

Assuming it expects its current trend in earnings growth to continue, the mean offering price for the transaction is:  $4.94.

Mean offering price

First step is to find the rate or percentage

Percentage=($127 MM/ $115 MM) - 1

Percentage= 10.4%

Second step is to find the cost

Cost =$127 MM×(1 + 10.4%)

Cost = $140.3MM

Third step is to calculate the mean offering price

Mean offering price=[40%×(11 × $140.3MM)]× (1 - 20%)

Mean offering price=(40% × $1,542.8MM/100) × (1 - 20%)

Mean offering price = ($617.1MM / 100) × (1 - 20%)

Mean offering price = $6.17 × (1 - 20%)

Mean offering price= $4.94

Therefore assuming it expects its current trend in earnings growth to continue, the mean offering price for the transaction is:  $4.94.

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aries and eros start a partnership with capital contributions of 39000 and 60000 respectivelty over the course of the year aries withdraws 5500 from the business in order to meet his personal expenses which of the following is the correct journal entry to close the releant withdrawls accotun at the end of the year

Answers

Withdrawing cash increases Aries withdrawal account hence debited, decreases cash hence credited.

Option A. is correct.

The explanation for incorrect options is given below.

B. Credit to Aries, capital increases capital account, whereas no capital in contributed it is withdrawn.

C. Credit to Eros, capital increases capital account, whereas no capital in contributed it is withdrawn by another partner.

D. Journal is required

A withdrawal of coins for an owner's private use reduces cash and calls for extra access to a unique drawings account. Because the drawing account is a capital account, it's going to have a debit balance with the purpose to offset a cash pull.

right here coins account will be debited in view that cash is withdrawn for office use, if there might be for personal use then the drawing would be debited but no longer in this example, and right here bank account can be credited given that it is decreasing.

The journal access for coins withdrawn from the financial institution is contra access. coins may be taken from the bank for 2 uses both for personal use (or) business use. I am assuming that money is withdrawn from the financial institution for commercial enterprise use.

Your question is incomplete. Please read below to find the complete question.

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as the price of computers fall the duqantity of computers demand increase. This is an application of

Answers

As the price of computers falls the quantity of computer demand increases. This is an application of the law of demand.

What do you understand by the Law of Demand?

According to the law of demand, pricing has an inverse relationship with the number of goods purchased. Alternatively said, the quantity requested decreases as the price increases. Decreasing marginal utility is what causes this.

What is the Law of Decreasing Marginal Utility?

According to the law of diminishing marginal utility, consumption grows at the same time that the marginal utility from each new unit decreases. The incremental gain in utility caused by consuming one more unit is called the marginal utility. The word "utility" is used in economics to denote happiness or contentment.

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A bilateral contract is one in which one side promises to perform in exchange for the other side's actions

Answers

False, A bilateral contract is one in which one side promises to perform in exchange for the other side's actions.

A bilateral agreement is a settlement in which each event trade is guaranteed to carry out. One party's promise serves as consideration for the promise of the alternative. As a result, each celebration is an obligor on that party's personal promise and an obligee on the other's promise.

conventional contract regulation classifies contracts into bilateral and unilateral contracts. Bilateral contracts are those regarding promises made with the aid of all events, while unilateral contracts involve promises made by the most effective one of the events.

A bilateral agreement is a binding agreement among parties in which both exchange guarantees to perform and satisfy one aspect of a good deal.

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________ is the analysis and redesign of workflow within and between enterprises. Multiple Choice Business process reengineering Benchmarking metrics Critical success factors Decision support interfaces

Answers

(C) Business process reengineering (BPR) is the analysis and redesign of workflow within and between enterprises.

What is Business process reengineering (BPR)?Business process re-engineering (BPR) is an early 1990s business management method that focuses on the analysis and design of workflows and business processes within a company. BPR seeks to assist firms in fundamentally rethinking how they do business in order to improve customer experience, reduce operational costs, and compete on a global scale.BPR aims to assist businesses in significantly restructuring their organizations by focusing on the design of their business processes from the ground up. A business process, according to early BPR proponent Thomas H. Davenport (1990), is a sequence of logically related operations executed to produce a specific business objective.

Therefore, (C) business process reengineering (BPR) is the analysis and redesign of workflow within and between enterprises.

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Complete question:

__________ is the analysis and redesign of workflow within and between enterprises.

Multiple Choice

(A) Critical success factors (CSFs)

(B) Benchmarking metrics

(C) Business process reengineering (BPR)

(D) Decision support interfaces (DSI)

When companies like delta and united decide to end their benefits agreements with the nra, what kind of selective benefits of the nra are they targeting?

Answers

The answer is material benefit.

A material benefit is any right or interest in any property, whether heritable or movable, corporeal or incorporeal.

Delta and United Arab Airlines gave cheap airfare for members of the National Rifle Association who attended the pro-gun groups convention. The Delta airline discount ranges from 2% to 10%. These reductions are significant benefits since NRA members pay less plane ticket than the rest of the travelers while attending pro-gun groups meetings, which are intended for debate of gun control issues, such as strict background checks.

Therefore, the answer is material benefit.

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The phase of the business cycle when the economy is near or at full employment and the level of real output is at or near capacity is called a:

Answers

The phase of the business cycle when the economy is near or at full employment and the level of real output is at or near capacity is called a peak.

What is the business cycle and why is it important?

Understanding business cycles is crucial for success while running a business. A business cycle is the measured expansion and contraction of economic growth over a given period. It is also referred to as a trade or economic cycle. Business owners can make wise judgments if they have a thorough understanding of business cycles.

What causes a peak in the business cycle?

When the economy reaches its greatest level of output, it enters the peak phase, which also marks the end of the expansion. After this, a contractionary phase sets in once housing starts and employment levels start to drop.

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Answer:

peak

Explanation:

Selma deposited a paycheck for $378.42. she’ll use the check register to record her transaction. What will be her new balance?

Answers

Selma’s new balance will be $378.42. A paycheck also known as a pay check or pay cheque, is a paper document issued by an employer to pay an employee for services rendered. However, the physical paycheck is increasingly being replaced by electronic direct deposits to the employee's designated bank account or loaded onto a payroll card.

Employees may still receive a pay slip detailing the final payment amount calculations. A salary statement, also known as a payslip, pay stub, paystub, pay advice, or sometimes paycheck stub or wage slip, is a document received by an employee that either includes or is attached to the paycheck.

Each country has laws governing what information must be included on a payslip .

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Answer:

Selma's new balance will be $3,014.83. To find Selma's new balance, we need to add her paycheck of $378.42 to her current balance amount. The correct option is c.

Explanation:

Refer to the diagrams, which pertain to a purely competitive firm producing output q and the industry in which it operates. In the long run we should expect

Answers

Based on the fact that the purely competitive firm is producing at point q, in the long run we should expect firms to leave the industry and market supply to fall so that product price rises.

What will happen in the long run?

At point Q, the firm is making losses as total costs are more then price. Firms will therefore leave the market to avoid making losses.

This decrease in production will lead to reduced supply which will push the prices back up to a $0 profit level.

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calculate the following future value given the assumptions below: Assume an individual invests $250/mo for 30 years at an expected rate of return of 8 percent

Answers

According to the Question, We are given,

An individual invests $250/m for 30 years at an expected rate of return of 8 percent.

To Calculate the Future Value,

SOLUTION

Here, the deposits will be same every month, so it is an annuity. We will use the following future value of annuity formula:

FVA = P × ((1 + r)ⁿ  - 1 / r)

where, FVA is future value of annuity,

P is the periodical amount = $250,

r is the rate of interest = 8% pa,

so monthly rate = 8% / 12 = 0.67%

and n is the time period = 30 × 12 = 360 months

Now, putting these values in the above formula, we get,

FVA = $250 × ((1 + 0.6667%)360 - 1 / 0.6667%)

FVA = $250 × ((1 + 0.006667)360 - 1 / 0.006667)

FVA = $250 × ((1.006667)360 - 1 / 0.006667)

FVA = $250 × ((10.9357296578 - 1 / 0.006667)

FVA = $250 × (9.9357296578 / 0.006667)

FVA = $250 × 1490.28493442

FVA = $372571.23

So, future value is $372571.23

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Because texas has the highest percentage of uninsured people in the nation, the state quickly established its own health care exchange upon passage of the affordable care act.
i. True
ii. False

Answers

ANSWER (A) TRUE.

Texas has the highest percentage of uninsured people in the nation, the state quickly established its own health care exchange upon passage of the affordable care act.

Owning a good health care exchange may cut costs, save uninsured people by providing them services so that they can establish a good health at a affordable rate which is possible due to the affordable care act.

Serving the nation with proper guidance leads to insurance of many unsecure people. Establishing and fulfilling the needs of the highest percentage that is population security is the way one can secure the nation and its growth so that passage of way before the treatment is possible precaution.

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According to the identify (id) function of the nist cybersecurity framework, what allows an organization to prioritize its efforts where cybersecurity risk is involved?

Answers

Understanding its business environment and resources allows an organization to prioritize its efforts where cybersecurity risk is involved.

The U.S. Department of Commerce's NIST is the National Institute of Standards and Technology. The NIST Cybersecurity Framework assists companies of all sizes in comprehending, managing, and reducing their cybersecurity risk as well as safeguarding their networks and data. The Framework is an optional one.

Identify, Protect, Detect, Respond, and Recover are the five fundamental tasks. On its official website, NIST describes the framework core as a collection of cybersecurity initiatives, objectives, and helpful resources that are applicable to all critical infrastructure sectors.

For cybersecurity professionals, the NIST Cybersecurity Framework is a valuable resource. It is a cost-effective method for businesses to tackle cybersecurity and promote an internal dialogue about cyber risk and compliance because of its versatility and flexibility.

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An organization to prioritize its efforts where cybersecurity risk is involved in understanding its business environment and resources.

Cybersecurity is the practice of deploying human beings, policies, tactics, and technologies to shield companies, their important systems, and sensitive statistics from virtual attacks.

Pc security, cybersecurity, or data era security is the safety of computer structures and networks from data disclosure, robbery of, or harm to their hardware, software program, or electronic information, as well as from the disruption or misdirection of the offerings they provide.

Cybersecurity is a first-rate profession to go into proper now, as there is a high call for experts with these abilities. The U.S. Bureau of exertions information estimates that the employment of records safety analysts will grow 31 percent from 2019 to 2029.

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Which of the following actions is unlikely to help make a company's branded footwear more competitive vis-a-vis the brands of rival firms

Answers

Investing in plant upgrades to reduce the reject rates at each of the company's plants is an action that is unlikely to help make a company's branded footwear more competitive vis-a-vis the brands of rival firm.

What is a brand?

A brand is an identity, like a logo which people identify a firm or an organization with. It is an intangible business concept that helps people identify a company, product, or individual.

When a company invest only in plant inorder to reduce the reject rates at each of the company's plants, such would not make a brand less competitive because of such investment it has made.

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Which type of misrepresentation persuades an insured?

Answers

Twisting is a misrepresentation that persuades an insured or a policy owner, to his or her detriment, to cancel, lapse, or switch policies.

Expressly making a misleading announcement that a party knows is untruthful is a misrepresentation if it leads the opposite birthday party to conform to a settlement. Assume, as an example, that an automobile shop clerk in a private transaction misrepresents the automobile's number of miles.

A misrepresentation is a false or deceptive assertion or a fabric omission that renders other statements deceptive, with reason to misinform. Misrepresentation is one of the factors of common law fraud, and different causes of action for fraud, which include securities fraud.

Fraudulent misrepresentation became defined through Lord Herschell in Derry v Peek (1889) as a false statement that is “made (i) knowingly, or (ii) without belief in its reality, or (iii) recklessly, careless as to whether or not it's actual or false.

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A(n) is an employee organization that represents its members in negotiations with management over wages and working conditions.

Answers

A union is an organization of employees that represents its members in negotiations with management about wages and working conditions.

What is the role of the union?

It plays an essential role in protecting and maintaining workers' rights, maintaining adequate wages, compatible working hours and negotiating to improve workers' conditions.

Therefore, unions were essential for the achievement of employee rights.

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A consol is a bond that pays a fixed annual coupon amount and, when originally issued, is set to mature in 30 years.

Answers

A consul is not a bond that pays a fixed annual coupon amount and matures in 30 years so this is False.

What is a Consul?

A consul is a type of bond that would pay the holder a certain amount of interest forever.

It never matures but the interest amount being paid is fixed. This makes it a special type of bond as most other bonds will eventually mature.

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In a hypercompetitive industry, firms: Group of answer choices have to get used to longer product life cycles. have to be more careful and not take any risks to jeopardize their products. must be willing to cannibalize their own products. benefit from lower levels of competitivity intensity.

Answers

In a hypercompetitive industry, firms : must be willing to cannibalize their own products.

What is Hypercompetitive Industry ?

Many companies that are in this hyper competitive industry would use the strategies that are adopted by the successful market leaders. However, the things that have worked for others may not work for you.

Therefore, it becomes difficult to maintain the competitive advantage. You can stay competitive in this hyper competitive industry by keeping yourself up-to-date with the changing environmental trends and should be able to take risks.

Companies should cannibalize their products to sustain competitive advantage. In addition to this, it is important for the companies to stay on par with the latest trends and embrace them with the ever changing conditions.

Therefore, we can conclude that the correct option In a hypercompetitive industry, firms : must be willing to cannibalize their own products.

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Focus20 applicants are interviewed for a job. The interviewer creates an ordered list (first to last) of the best 6 applicants. How many ways are there for the interviewer to create the list

Answers

Focus20 applicants are interviewed for a job. The interviewer creates an ordered list (first to last) of the best 6 applicants. 38,760 different ways are there for the interviewer to create the list

Since the question is about choice, we apply the combination rule. In general, if we select r objects from a pool of objects, this can be done in nCr a number of ways.

nCr = n! /(n-r)! r!

If an interviewer selects 6 applicants from a pool of 20 applicants to interview for a job, according to the question, this can be done in 20C6 different ways.

20C6 = 20! / (20-6)! 6!

20C6 = 20! / 14! 6!

20C6 = 20 * 19 * 18 * 17 * 16 * 15 * 14! / 14! * 6 * 5 * 4 * 3 * 2

20C6 = 20 * 19 * 18 * 1716 * 15/6 * 5 * 4 * 3 * 2

20C6 = 27,907,200 / 720

20C6 = 38,760 ways.

Therefore, the interviewer can create the list in 38,760 ways.

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Which of the following skills or interventions is included at every level of prehospital emergency training?

Answers

Automated external defibrillator (AED) is the preliminary skill or intervention that is included at every level of prehospital emergency training.

What is Automated external defibrillator?Automated external defibrillator (AED) are portable, life-saving medical devices used to treat persons suffering from sudden cardiac arrest, a condition in which the heart stops beating abruptly and unexpectedly.When applied within the first few minutes after a person has collapsed due to sudden cardiac arrest, the combination of CPR plus early defibrillation is beneficial in saving lives.Automated external defibrillator is present in public access Airports, community centers, schools, governmental structures, hospitals, and other places open to the public all have AEDs. They are designed to be used by laypeople with little training.specialized use First responders who have received further AED training, such as emergency medical technicians (EMTs) and paramedics, use AEDs.

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I hope you are trying to ask the questions below:

Question:

Which of the following skills or interventions is included at every level or prehospital emergency training?

a.) oral glucose for hypoglycemia

b.) AED

c.) intranasal medication administration

d.) use of a manually triggered ventilator

The below program uses a for loop to calculate savings and interest. Try changing the range() function to print every three years instead, using the three-argument alternate version of range(). Modify the interest calculation inside the loop to compute three years worth of savings instead of one.

Answers

The modification of the program of the interest calculation inside the loop to compute three years worth of savings instead of one is:

"Program that calculates savings and interest'

initial_savings = 10000

interest rate = 0.05

years = int(input('Enter years: '))

print()

savings = initial_savings

range(1,3,2)

for i in range():

print("Savings in year {}: ${:.2f}'.format(i, se )

savings = savings + (savings*interest_rate)

print('\n')

What is a Program?

This refers to the sequence of steps that are written in lines of code and entered into a computer system that tells the computer what to do.

Based on the given image, there are lines of code that are used to calculate savings and interest.

Some slight modifications have been made to changing the range() function to print every three years instead, using the three-argument alternate version of range().

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Find the EAR in each of the following cases: (Assume 365 days in a year. Do not round intermediate calculations. Enter your answers as a percent rounded to 2 decimal places, e.g., 32.16.) Stated Rate (APR) Number of Times Compounded Effective Rate (EAR) 9.9 % Quarterly % 18.9 Monthly 14.9 Daily 11.9 Infinite

Answers

EAR = [ 1 + (APR/m)]^m -1 where, m = periods in one year.

What Is the Annual Percentage Rate (APR)?

The term "annual percentage rate" (APR) describes the annual interest that is produced by an amount that is charged to borrowers or paid to investors. APR is a percentage that represents the actual annual cost of borrowing money throughout the course of a loan or the revenue from an investment. This does not account for compounding and includes any fees or other charges related to the transaction. Consumers can evaluate lenders, credit cards, and investment goods using the APR as a benchmark figure.

What Makes an Effective APR?

What constitutes a "good" APR will vary depending on the market's competing rates, the central bank's prime interest rate, and the borrower's own credit score. Companies in competitive industries will occasionally offer very low APRs on their credit products, such as 0% on vehicle loans or leasing options, when prime rates are low. Although these low rates could sound alluring, clients should make sure that they are permanent and not just introductory rates that will change to a higher APR after a set amount of time. Furthermore, individuals with really good credit ratings can be the only ones who can get low APRs.

Calculation:

a. [ 1 + (0.099/4)]^4 -1

EAR = 10.27%

b. [ 1 + (0.189/12)]^12 -1

EAR = 20.62%

c. [ 1 + (0.149/365)]^365 -1

EAR = 16.06%

d. [ 1 + (0.119/10,000)]^10,000 -1

EAR = 12.63%

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Correct question:

Find the EAR in each of the following cases: (Assume 365 days in a year. Do not round intermediate calculations. Enter your answers as a percent rounded to 2 decimal places, e.g., 32.16.)

Stated Rate (APR) Number of Times Compounded Effective Rate (EAR)

a. 9.9% Quarterly

b. 8.9% Monthly

c. 14.9% Daily

d. 11.9% Infinite

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