Interest received from which of the following federal agency securities is exempt from all state and local taxation?
A. Fannie Mae Pass Through Certificates.
B. Treasury notes.
C. Federal Farm Credit Funding Corporation Bonds.
D. Federal Home Loan Bank Bonds.

Answers

Answer 1

Answer: B. Treasury notes.

Explanation:

Treasury Notes are tax exempt from all state and local taxation but are taxable by the Federal Government with the relevant tax rate being the investor's marginal tax rate.

The amount taxed is the interest received on the note when it matures. The investor can also be taxed on capital gain if they bought the Note at discounted prices and then sold it for more than that.


Related Questions

Sports Company makes snowboards, downhill skis, cross-country skies, skateboards, surfboards, and in-line skates. The company found it beneficial to split operations into two divisions based on the climate required for the sport: Snow Sports and Non-Snow Sports. The following divisional information is available for the past year:
Sales Operating Income Total Assets Crrent Liabilities ROI
Snow Sports 5,800,000 $ $ 990,000 4,400,000 500,000 22.5%
Non-Snow $ 8,800,000 $ 1,512,000 $ $ 6,300,000$ 750,000 24.0%
Sports
Tests management has specified a target 15% rate of return.
Compute each division's residual income. Interpret your results. Are your results consistent with each division's ROI?

Answers

Answer:

I. Residual Income:

Snow division

Residual Income = Operating income - (Total assets × Target rate of return)

Residual Income = $990,000 - ($4,400,000 * 15%)

Residual Income = $330,000

Thus, The residual income of the snow division is $330,000.

Non-snow division

Residual Income = Operating income - (Total assets × Target rate of return)

Residual Income = $1,512,000 - ($6,300,000 * 15%)

Residual Income = $567,000

Thus, The residual income of the non-snow division is  $567,000

ii. The divisions have positive residual incomes, that is, both the divisions are earning income more than the target return on the investments.

iii. The results are consistent with the return on investment calculations of both the divisions.

A group of civic-minded merchants in Eldora organized the Committee of 100 for establishing the Community Sports Club, a not-for-profit sports organization for local youth. Each of the committee’s 100 members contributed $1,000 toward the club’s capital and, in turn, received a participation certificate. In addition, each participant agreed to pay dues of $200 a year for the club’s operations. All dues have been collected in full by the end of each fiscal year ending March 31. Members who have discontinued their participation have been replaced by an equal number of new members through transfer of the participation certificates from the former members to the new ones. Following is the club’s trial balance for April 1, 20X2:
Debit credit
Cash 90000
Investment 58000
Inventories 5000
Land 10000
Building 164000
Accumulated depreciation---building 130,000
Furniture and equipment 54000
Accumulated depreciation furniture and equipment 46000
Accounts payable 12000
Participation certificates 100000
Cumulative excess of revenue over expenses 12000
Toatal 300000 300000
Transactions for the year ended March 31, 20X3, follow:
Adjustment Data
1. Investments are valued at market, which totaled $65,000 on March 31, 20X3. There were no investment transactions during the year.
2. Depreciation for year: Building .......... $4,000 Furniture & equipment ..... 8,000
3. Allocation of depreciation: House expenses ...... $9,000 Snack bar & soda fountain ... 2,000 General and administrative ... 1,000
4. Actual physical inventory on March 31, 20X3, was $1,000 and pertains to the snack bar and soda fountain.
Required:
a. Record the transactions and adjustments in journal entry form for the year ended March 31, 20X3. Omit explanations.
b. Prepare the appropriate all-inclusive statement of activities for the year

Answers

Answer:

Community Sports Club

a. Adjusting Journal Entries on March 31, 20x3:

Description                               Debit              Credit

Investment Account               $7,000

Unrealized Investment Gains                        $7,000

Depreciation Expense         $12,000

Accumulated Depreciation - Building          $4,000

Acc. Depreciation - Furniture & Equipment  8,000

House Expenses                 $9,000

Snack bar & soda fountain   2,000

General and administrative   1,000

Depreciation Expenses                              $12,000

Cost of Inventory sold      $4,000

Inventory                                                     $4,000

b. Financial Statement of Activities for the year ended March 31, 20x3:

Cumulative excess of revenue over expenses  $12,000

Cost of Inventory Sold                                            (4,000)

Depreciation Expenses:

 House Expenses                                                   (9,000)

 Snack bar & soda fountain                                   (2,000)

General and administrative                                    (1,000)

Cumulative excess of revenue over expenses  ($4,000)

Explanation:

Data and Calculations:

1. Community Sports Club

Unadjusted Trial balance for April 1, 20X2:

                                                              Debit           Credit

Cash                                                      $9,000

Investment                                            58,000

Inventories                                              5,000

Land                                                       10,000

Building                                                164,000

Accumulated depreciation---building                       $130,000

Furniture and equipment                    54,000

Accumulated depreciation furniture & equipment     46,000

Accounts payable                                                          12,000

Participation certificates                                             100,000

Cumulative excess of revenue over expenses          12,000

Total                                                $300,000        $300,000

2. Adjusted Trial Balance for March 31, 20x3:

                                                              Debit           Credit

Cash                                                      $9,000

Investment                                            65,000

Inventories                                               1,000

Land                                                       10,000

Building                                                164,000

Accumulated depreciation---building                       $134,000

Furniture and equipment                    54,000

Accumulated depreciation furniture & equipment     54,000

Accounts payable                                                          12,000

Participation certificates                                             100,000

Unrealized Investment Gain                                          7,000

Depreciation Expenses:

 House                                                    9,000

 Snack bar & Soda Fountain                 2,000

 General and Administrative                  1,000

Cost of Inventory Sold                           4,000

Cumulative excess of revenue over expenses          12,000

Total                                                 $319,000         $319,000

3. The Club's Statement of Activities is like the income statement of a business entity. This statement reports the revenues and expenses of the club and the changes in the net assets of the company, like depreciation expenses and cost of inventory.  Like the income statement it reports the excess of revenue over expenses or vice versa.  The resulting figure (difference) is not called the net income or loss, but excess of revenue over expenses.

Splish Company provides the following information about its defined benefit pension plan for the year 2017. Service cost $110,000 Contribution to the plan 104,000 Prior service cost amortization 10,000 Actual and expected return on plan assets 30,000 Benefits paid 37,000 Plan assets at January 1, 2017 624,000 Projected benefit obligation at January 1, 2017 728,000 Accumulated OCI (PSC) at January 1, 2017 165,000 Interest/discount (settlement) rate 5% Compute the pension expense for the year 2017. Pension Expense for 2017 should be:

Answers

Answer: $155,520

Explanation:

Pension Expense = Service Cost - Expected return on plan assets + Prior service cost amortization + Interest cost

Interest Cost

= Interest rate * Projected benefit obligation

= 0.09 * 728,000

= $65,520

Pension Expense = 110,000 - 30,000 + 10,000 + 65,520

= $155,520

Zoe Corporation has the following information for the month of March: cost of direct materials used in product $15,401,direct labor $24,583, factory overhead $35,335, work in process inventory March 1 $20,021, work in process inventory, March 31 $20,681, finished good inventory, March 1 #24,889, Finished goods, March 31, $27,311, A, determine the cost of goods manufactured, B. determine the cost of goods sold.

Answers

Answers:

Calculation of cost of goods manufactured:

Particulars                                                      Amount(in $)

Cost of direct material                                    $15,401

Add: Direct labour                                           $24,583

Add: Factory overhead                                   $35,335

Add: Work In process inventory, March 1      $20,021

Less: Work in process inventory, March 31   $20,681

Cost of goods manufactured                        $74,659

Calculation of Cost of goods sold:

Particulars                                                      Amount(in $)

Cost of goods manufactured                        $74,659

Add: Finished goods inventory, March 1      $24,889

Less: Finished goods inventory, March 31   $27,311  

Cost of goods sold                                        $72,237

Which of the following products probably accounted for by a company using a job order costing system? A) facial tissue B) Hershey Kisses C) Marshmallow Peeps D) A custom built house

Answers

Answer: D) A custom built house

Explanation:

Job Order Costing determines the cost of each specific good instead of grouping them all together. When making goods that vary in type, this is the best type of costing method to use as it will take into account the unique cost objects used.

Custom built houses will require cost objects that are different from standadized houses. A specific design will have to be used, non standard material and the like will be used as well. This means that when computing cost, it will have to be specific to the needs of the custom house so it is most probable that Job Order Costing was used.

All of the following are alternative forms of institutional advertisements EXCEPT:
A. competitive
B. public service
C. reminder
D. pioneering
E. advocacy

Answers

Answer: B. Public Service

Explanation:

There are 4 alternative forms of institutional advertisements being;

Competitive - These types of adverts aim to show that the product presented is better than that of the competitor by showcasing its benefits and features.Reminder - As the term implies, this advertisement is meant to remind you. Remind you of the product being offered and how it has been beneficial to you.Pioneering - This is for products that are just starting out and need to be introduced to inform the market of its existence.Advocacy - These focus on telling the audience the position a company has on an issue.

These are the four alternative forms of institutional advertisements and Public Service is not one of them.

If a department that applies process costing starts the reporting period with 40,000 physical units that were 80% complete with respect to direct materials and 50% complete with respect to direct labor, it must add 8,000 equivalent units of direct materials and 20,000 equivalent units of direct labor to complete them.
a. true
b. false

Answers

Answer:

True

Explanation:

Equivalent units are notional whole units which represent incomplete work and are used to apportion cost between work progress and completed work. These units are determined as follows:

Equivalent units = Degree of work done(%) × units of inventory

Equivalent units

Direct material:

Balance of work = 100-80 = 20%

Equivalent of work to be added = 20% × 40,000 = 8,000

Labour

Balance of work = 100-50= 50%

Equivalent of work to be added =50% × 40,000 = 20,000 units

                                    Equivalent of work to be added(units)

Material                               8000                                  

Labour                               20,000

"A 55-year old individual has just retired after working for the same employer for 20 years. She will collect an annual pension benefit of $55,000, but is not yet ready to stop working.She has lined up a part-time job that will pay $4,000 this coming year. How much can she contribute to a Traditional Individual Retirement Account for her first year in retirement?"

Answers

Answer:

$4,000

Explanation:

Based on this scenario, this individual would be able to contribute a total of $4,000 to a Traditional Individual Retirement Account for this year. This is because a traditional IRA allows you to contribute 100% of your earned income up to a capped $5,500 per year but does not allow you for pension income contributions. Therefore this individual cannot contribute any of the $55,000 but can contribute all of the $4,000 she earned since she does not reach the limit.

6. If negative float appears on a partial path (until certain activity), the most likely explanation is: a. One or more activities on that path is running late. b. The project is not meeting its expected completion date. c. The project is meeting its expected completion date but a certain activity/ event on that path is not meeting its expected completion date. d. It must be a software glitch.

Answers

Answer:

c. The project is meeting its expected completion date but a certain activity/ event on that path is not meeting its expected completion date.

Explanation:

Float is the total amount of a project delay. A negative float means a delay longer than the intended or allowed float at a given time. This means that a float is an activity that takes longer than initially thought. Some projects have built-in standard floats, which are calculated based on previous experience of similar projects, with allowances given for some different expected backstory.

Tom Scott is the owner, president, and primary salesperson for Scott Manufacturing. Because of this, the company's profits are driven by the amount of work Tom does. If he works 40 hours each week, the company's EBIT will be $585,000 per year; if he works a 50-hour week, the company's EBIT will be $1.65 million, and it can issue equity or issue debt with an interest rate of 9 percent. Assume there are no corporate taxes.

Required:
a. What are the cash flows to Tom under each scenario?
b. Under which form of financing is Tom likely to work harder?

Answers

Answer:

a.

If debt is issued;

40 Hour week;

EBIT = $585,000

Cash flows to Tom = EBIT - Interest

Interest will be on the $1.65 million that needs to be borrowed so;

= 9% * 1,650,000

= $148,500

Cash Flow to Tom = 585,000 - 148,500

= $436,500

50 Hour Week

Cashflows to Tom = EBIT - Interest

= 695,000 - 148,500

= $546,500

If Equity is Issued;

Company is worth $3.55 million but a $1.65 million investment is needed. If equity is issued for the cash, Tom will only own $3.55 million out of the ne total value.

= 3.55/(3.55 + 1.65)

= 3.55/5.2

40 Hour Week

Cash flow to Tom = EBIT * Tom ownership

= 585,000 * 3.55/5.2

= $399,375

50 Hour Week

= 695,000 * 3.55/5.2

= $474,471.15

b. Under Debt Issue because more cashflow of $546,500 will be due to him.

The interest rate in the federal funds market:_________.
a. is an interest rate that is largely unaffected by the policies of the Fed.
b. will fall if the Fed sells bonds and, thereby, reduces the reserves available to banks.
c. is determined by the imposition of price controls imposed by the Fed.
d. rises when the quantity of funds demanded by banks seeking additional reserves exceeds the quantity supplied by banks with excess reserves.

Answers

Answer:

Federal Funds Rate:

d. rises when the quantity of funds demanded by banks seeking additional reserves exceeds the quantity supplied by banks with excess reserves.

Explanation:

Federal funds rate is the target interest rate set by the FOMC (Federal Open Market Committee) at which commercial banks with deficit reserves borrow and banks with surplus reserves lend their excess reserves to each other overnight without collateral.  The rates are set eight times a year in line with prevailing economic situations. The rates are lowered to boost economic growth and reduce unemployment by increasing money supply.  They are increased to check inflation.

The RC and More Superstore decides to track customer complaints as part of their ongoing customer satisfaction improvement program. After collecting data for two months, their check sheet appears as follows:
The RC and More Superstore decides to track customer complaints as part of their ongoing customer satisfaction improvement program. After collecting data for two months, their check sheet appears as follows:
Type of Problem Frequency
(number of times)
Batteries not included 6
Items damaged when received 21
Literature not included in box 9
Parts missing 13
Unit not working 1
Construct a Pareto chart including the cumulative % frequency. What is the cumulative percentage of the two leftmost bars?
Construct a Pareto chart including the cumulative % frequency.
What is the cumulative percentage of the two leftmost bars?

Answers

Answer: 68% (sixty Eight percent)

Explanation:

It should be noted that, if Pareto chart including the cumulative % frequency is being constructed. On this wise, the cumulative percentage of the two leftmost bars would be 68% (Sixty Eight percent).

Roberto Corporation was organized on January 1, 2021. The firm was authorized to issue 91,000 shares of $5 par common stock. During 2021, Roberto had the following transactions relating to shareholders' equity: Issued 9,600 shares of common stock at $6.70 per share. Issued 20,000 shares of common stock at $10.10 per share. Reported a net income of $107,000. Paid dividends of $55,000. Purchased 3,100 shares of treasury stock at $12.10 (part of the 20,000 shares issued at $10.10). What is total shareholders' equity at the end of 2021

Answers

Answer:

The total shareholders' equity at the end of 2021 is $465,830

Explanation:

Treasury stock = Shares purchased * Purchase price

Treasury stock = 3,100 shares $12.10 per share

Treasury stock = $37,510

Shareholder′ s equity  = Equity capital + Net income - Dividend - Treasury stock

Shareholder′ s equity  = $266,320 + $107,000 + $55,000 + $37,510

Shareholder′ s equity  = $465,830

Working

Equity capital = (Shares issued × Issue Price) + (Shares issued * Issue price)

Equity capital = (9,600 * $6.70) + (20,000 * $10.10)

Equity capital = $64,320 + $202,000

Equity capital = $266,320

Umbridge Purses Unlimited sells purses with a sales price of $35 each. Each purse costs the company $20 to produce, and the store incurs a total of $300,000 in fixed costs each year. What is the yearly breakeven point in units?
a. 8,572 purses
b. 10,000 purses
c. 15,000 purses
d. 20,000 purses
e. None of the above

Answers

Answer:

Break-even point in units= 20,000 units

Explanation:

Giving the following information:

Selling price= $35

Unitary variable cost= $20 t

Total fixed cost= $300,000

To calculate the break-even point in units, we need to use the following formula:

Break-even point in units= fixed costs/ contribution margin per unit

Break-even point in units= 300,000/ (35 - 20)

Break-even point in units= 20,000 units

From the following information, construct a simple income statement and a balance sheet:
Sales $1,000,000
Finished goods 250,000
Long-term debt 200,000
Raw materials 80,000
Cash 70,000
Cost of goods sold 500,000
Accounts receivable 150,000
Plant and equipment 410,000
Interest expense 70,000
Number of shares outstanding 80,000
Earnings before taxes 370,000
Taxes 100,000
Accounts payable 160,000
Other current liabilities 60,000
Other expenses 60,000
Equity 540,000

Answers

Answer and Explanation:

The Preparation of the simple income statement and a balance sheet is shown below:-

                                   Corporation X

                                  Income Statement

                                 for the Year Ended xxxx

Particulars                                        Amount

Sales                                                $1,000,000

Less: Cost of goods sold               $500,000

Gross profit                                      $500,000

Less: Other expenses                     $60,000

EBIT                                                  $440,000

Less: Interest                                   $70,000

EBT                                                   $370,000

Less: Income tax                              $100,000

Net income                                       $270,000

Number of shares outstanding       $80,000

Earning per share                             $3.375

(Net income ÷ Number of shares outstanding)

                                   Corporation X

                                  Income Statement

                                 for the Year Ended xxxx

Particulars                                        Amount

Assets

Cash                                                $70,000

Accounts Receivable                     $150,000

Inventory

Raw Material                                   $80,000

Finished Goods                              $250,000

Total Current Assets                      $550,000

Plant & Equipment                          $410,000

Total Assets                                    $960,000

Liabilities

Accounts Payable                          $160,000

Other Current Liabilities                 $60,000

Total Current Liabilities                  $220,000

Long term Debt                              $200,000

Equity                                              $540,000

Total Liabilities & Equity                 $960,000

A predetermined manufacturing overhead rate is calculated in the same manner as an actual manufacturing overhead rate except that estimated rather than actual costs and activity levels are used in computing predetermined overhead rates.
a) true
b) false

Answers

Answer:

a) true

Explanation:

The Formulae to compute the rates are :

Predetermined manufacturing overhead rate = Estimated Fixed Cost ÷ Estimated Activity

While,

Actual manufacturing overhead rate = Actual Fixed Cost ÷ Actual Activity

Themarketpriceofasecurityis$50.Itsexpectedrateofreturnis14%.Therisk-freerateis6%, and the market risk premium is 8.5%. What will be the market price of the security if its correla- tion coefficient with the market portfolio doubles (and all other variables remain unchanged)? Assume that the stock is expected to pay a constant dividend in perpetuity.

Answers

Answer:

$31.82

Explanation:

market price $50

expected rate of return /Re) = 14%

Div = $50 x 14% = $7

risk free rate (Rf) = 6%

market premium (Rm - Rf) = 8.5%

beta = ?

14% = 6% + (beta x 8.5%)

beta x 8.5% = 14% - 6% = 8%

beta = 8% / 8.5 = 0.941

if beta doubles to 1.882, then Re will be:

Re = 6% + (1.882 x 8.5%) = 22%

new market price of the stocks = $7 / 22% = $31.818 = $31.82

The goal of this exercise is to demonstrate your understanding of the total logistic cost factors, which are expenses to be minimized Roll over each firm name to reveal a logistic activity faced by the firm. Then identify which type of the logistic cost factor the activity represents by dropping it onto the proper spot in the graphic. Hyundai SC Johnson Walgreens Ford LOGISTICS COST FACTORCostco TransportationKmart Warehousing & Materials HandlingFrito-Lay Order processingToyota StockoutsChrysler InventorySafeway Return Products Handling Philips Franchising is a variation of:_________.a. corporate vertical marketing systems b. cooperative vertical marketing systems. c. administered vertical marketing systems d. contractual vertical marketing systems. e. wholesaler-sponsored voluntary systems

Answers

Answer and Explanation:

Stockouts logistics cost factor-

Safeway,

Kmart

Transportation logistics cost factor-

Hyundai,

Ford

Inventory logistics cost factor-

Toyota,

Frito Lay

Return goods handling logistics cost factor-

Phillips,

Costco

Warehousing and materials handling logistics cost factor -

Coca Cola,

Walgreens

Order processing logistics cost factor-

SC Johnson,

Chrysler

logistics cost factors are cost factors associated with logistics ( concerned with acquisition, storage and transportation ofresources) based on the kind of business or kind of products or services a company is into. From the above we see that logistics cost factors vary as the companies are into different products or services and industries and therefore face different logistics costs associated with their production and or delivery. Every company aims to achieve logistics efficiency through minimizing costs associated with their logistics costs factors example Hyundai with transportation logistics cost factors would aim to reduce it's logistics cost factors and maximise profits by its locating it's manufacturing plant close to where it imports parts for it's vehicle manufacturing so as to reduce cost of transporting vehicle parts to manufacturing plant

Creative Sports Design (CSD) manufactures a standard-size racket and an oversize racket. The firm’s rackets are extremely light due to the use of a magnesium-graphite alloy that was invented by the firm’s founder. Each standard-size racket uses 0.125 kilograms of the alloy and each oversize racket uses 0.4 kilograms; over the next two-week production period only 80 kilograms of the alloy are available. Each standard-size racket uses 10 minutes of manufacturing time and each oversize racket uses 12 minutes. The profit contributions are $10 for each standard-size racket and $15 for each oversize racket, and 40 hours of manufacturing time are available each week. Management specified that at least 20% of the total production must be the standard-size racket. How many rackets of each type should CSD manufacture over the next two weeks to maximize the total profit contribution? Assume that because of the unique nature of their products, CSD can sell as many rackets as they can produce.

Answers

Answer:

165 oversize rackets = 32 machine hours (79.71% of total production)

42 standard size rackets = 7 machine hours (20.29% of total production)

total profit contribution = (165 x $15) + (42 x $10) = $2,895

Explanation:

                                         materials          machine hours      profit

standard size                    0.125 kg              1/6                        $10

oversize                             0.4 kg                 1/5                        $15

constraints 80 kilograms of materials

40 hours of manufacturing

profit per machine hour:

standard size  $10 x 6 = $60 x 40 hours = $2,400 (total possible production = 240 rackets)

oversize  $15 x 5 = $75 x 40 hours = $3,000 (total possible production = 200 rackets)

profit per kilogram of alloy:

standard size  $10 / 0.125 = $80 x 80 kgs = $6,400 (total possible production = 480 rackets)

oversize  $15 / .4  = $37.50 x 80 hours = $3,000 (total possible production = 200 rackets)

since the most important constraint is the manufacturing hours available, the company should try to produce the products that yield the highest contribution margin per machine hour. In this case, at least 20% of total production must be standard size rackets, so the remaining 80% should be oversize rackets that yield a higher profit.

165 oversize rackets = 32 machine hours (79.71% of total production)

42 standard size rackets = 7 machine hours (20.29% of total production)

total manufacturing time = 40 hours

if we produce 166 oversize rackets and 41 standard size rackets, total manufacturing time will exceed 40 hours (40.03 hours exactly).

The constraint at Pickrel Corporation is time on a particular machine. The company makes three products that use this machine. Data concerning those products appear below:VD JT SMSelling price per unit $ 344.85 $ 415.40 $ 119.32Variable cost per unit $ 270.18 $ 310.88 $ 91.96Minutes on the constraint 5.70 6.70 1.901. Rank the products in order of their current profitability from most profitable to least profitable. In other words, rank the products in the order in which they should be emphasized. (Round your intermediate calculations to 2 decimal places.)Multiple ChoiceJT, SM, VDJT, VD, SMVD, SM, JTSM, VD, JT

Answers

Answer:

JT, SM, VD

Explanation:

Calculation to rank the products in the order in which they should be emphasized

VD JT SM

Selling price per unit

$ 344.85 $ 415.40 $ 119.32

Less:Variable cost per unit

$ 270.18 $ 310.88 $ 91.96

Contribution per unit

$74.67 $104.52 $27.36

÷Minutes on the constraint 5.70 6.70 1.90

=Contribution per minut

$13.10 $15.60 $14.40

Ranking

VD $13.10 Third

JT $15.60 First

SM $14.40 Second

JT, SM, VD

Therefore the product will be rank from the highest to the lowest which is JT, SM, VD

8. A home inspection performed by a licensed inspector is
o a. a limited visual survey and basic performance evaluation of systems house.
o b. a Qull visual survey to ensure the house meets building code standards.
oc. a comprehensive investigation of the house using specialized equipment.
o d. an exploratory probe to determine the cause or effect of deficiencies noted.

Answers

Answer:

a. a limited visual survey and basic performance evaluation of systems in house.

Explanation:

A home inspection must be carried out by a certified and licensed inspector, but it is not a comprehensive investigation nor an exploratory probe of the house. It is basically a limited visual inspection carried out to determine if the house's systems (air conditioner, plumbing, and electrical) work properly, as well as to determine the condition of the walls, roof, windows, and other components of the house. A home inspection is generally requested when a house i being sold.

Both Nadia and Samantha are applying to insure their car against theft. Nadia lives in a secure neighborhood, where the probability of theft is 10%. Samantha lives in a lesser secure neighborhood where the probability of theft is 25%. Both Nadia and Samantha own cars worth $10,000, and are willing to pay $100 over expected loss for insurance.


If the insurance company can successfully screen both Nadia and Samantha into appropriate contracts, it would earn:_______

a. $3500 loss.
b. Between zero and $200.
c. Between zero and $200 loss.
d. $3500 gain.

Answers

Answer:

Option B, between zero and $200, is the right answer.

Explanation:

The probability that the car of Nadia can  be theft  = 10%

The probability that the car of Samantha can  be theft  = 25%

Here, both Nadia and Samantha are agreed or willing to pay the premium for insurance = $100

Since both pay the $100 premium each then the total revenue of the company will be $200. This is the maximum amount that the company can make. However, if the minimum amount is zero when both don’t take insurance. Thus, option B, between zero and $200 is correct.

If the desired daily output is 458 units, how many units must be started to allow for loss due to scrap? (Do not round intermediate calculations. Round up your final answer to the next whole number.)

Answers

Complete question:

Production process consists of a three step operation. Scrap rate is 19% for the first step and 11% for the other two steps.

If the desired daily output is 458 units, how many units must be started to allow for loss due to scrap? (Do not round intermediate calculations. Round up your final answer to the next whole number.)

Answer:

784 units

Explanation:

Given that:

Scrap rate at first step = 19%

Scrap rate at second step = 11%

Scrap rate at third step = 11%

Desired output unit = 458

After first step,

Material left= (100% - 19%) = 81%

After second step,

Material left = (100% - 11%) = 89%

After third step :

Material left = (100% - 11%) = 89%

Therefore, to compensate for scrap in the first step and attain desired output unit:

Units that must be started :

Desired output unit / (81%)*(89%)*(89%)

458 / (0.81)*(0.89)*(0.89)

458 / 0.583929

= 784.34193 units

= 784 units

Dorsey Company manufactures three products from a common input in a joint processing operation.

Joint processing costs up to the split-off point total $350,000 per quarter.

The company allocates these costs to the joint products on the basis of their relative sales value at the split-off point.

Unit selling prices and total output at the split-off point are as follows:

Product Selling Price Quarterly Output
A $16 per pound 15,000
B $8 per pound 20,000
C $25 per gallon 4,000
Each product can be processed further after the split-off point. Additional processing requires no special facilities.

The additional processing costs (per quarter) and unit selling prices after further processing are given below:

Product Additional Processing Costs Selling Price
A $63,000 $20 per pound
B $80,000 $13 per pound
C $36,000 $32 per gallon
a. Compute the incremental profit (loss) for each product.

b. Which product or products should be sold at the split-off point and which product or products should be processed further? Show Computations.

Answers

Answer:

Product                                         A                 B                        C

Incremental profit/(loss)             (3 ,000)            20,000         (8,000)

b

Process further  :  Product B

Sell at the split of point : Product A and C

Explanation:

Question a

A company should process further a product if the additional revenue from the split-off point is greater than than the further processing cost.  

Also note that all cost incurred up to the split-off point are irrelevant to the decision to process further .  

Additional sales revenue = Sales revenue after further processing - sales revenue after split-off point .

Product                                         A                 B                        C

Sales after split of point                20                   13                     32

Sales at the split off point             (16)                  ( 8)                    (25)

Additional rev per unit                    4                       5                      7

Quantity                        ×              15,000            20,000             4,000

Additional sales rev                    60,000           100,000           28,000

Further processing cost             ( 63,000)        ( 80,000)         (36,000)

Incremental profit/(loss)            (3 ,000)            20,000         (8,000)

Question b

Products A and Product C should be  sold at the split of point

Doing so would save the the company the $11,000 in incremental losses ( 3,000+ 8,000).

Product B should be process further as it would produce an incremental profit of $20,000

Mayfield Company sells two​ products, Blue models and Plaid models. Blue models sell for per unit with variable costs of per unit. Plaid models sell for per unit with variable costs of per unit. Total fixed costs for the company are . Mayfield Company typically sells Blue models for every Plaid models. What is

Answers

Answer:

B. 980 units

Explanation:

Note: This question is not complete. The full question is therefore presented before answering the question as follows:

Mayfield Company sells two products, Blue models and Plaid models. Blue models sell for $40 per unit with variable costs of $20 per unit. Plaid models sell for $54 per unit with variable costs of $25 per unit. Total fixed costs for the company are $24,500. Mayfield Company typically sells four Blue models for every four Plaid models. What is the breakeven point in total units? (Round any intermediary calculations to the nearest whole number).

A. 211 units

B. 980 units

C. 125 units

D. 3,063 units

The explanation of the answer is now given as follows:

Note: See the attached excel file for the calculation of the total contribution margin and total sales mix.

From the excel file, we have:

Total contribution margin = $196

Total sales mix = $8

We can now calculate weighted contribution margin as follows:

Weighted contribution margin = Total contribution margin / Total sales mix = $196 / 8 = $24.5, or $25 rounded to the nearest whole number

Therefore, we have:

Breakeven point in total units = Total fixed costs / Weighted contribution margin = $24,500 / $25 = 980 units

Therefore, the option is B. 980 units.

Serena Medavoy will invest $5,890 a year for 17 years in a fund that will earn 12% annual interest. Click here to view factor tables If the first payment into the fund occurs today, what amount will be in the fund in 17 years

Answers

Answer:

$287,924.84

Explanation:

We are to calculate the future value of the annuity

The formula for calculating future value = A (B / r)

B = [(1 + r)^n] - 1

FV = Future value  

P = Present value  

R = interest rate  

N = number of years  

[(1.12)^17 - 1] / 0.12 = 48.883674

$5,890 x 48.883674 = $287,924.84

Chris purchased a 10 year 100 par value bond where 6% coupons are paid semiannually. Cheryl purchased a 100 par value bond where 6% coupons are paid semiannually. There is no maturity date or redemption value for Cheryl’s bond. Cheryl paid $100 for her bond. The yield for Chris’s bond is 80% of the yield for Cheryl’s bond. How much did Chris pay for his bond?

Answers

Answer:

The amount Chris pay for his bond = $109.44

Explanation:

Given that:

Chris purchased a 10 year 100 par value bond where 6% coupons are paid semiannually. Cheryl purchased a 100 par value bond where 6% coupons are paid semiannually.

The Price of the Cheryl's bond is 6% given that it is purchased at at par value where 6% coupons are paid.

Suppose The yield for Chris’s bond is 80% of the yield for Cheryl’s bond.

Then:

Price of the Cheryl's bond = Present Value of the coupon in perpetuity

[tex]100=\dfrac{3}{Yield}[/tex]

Yield=[tex]\dfrac{100}{3}[/tex]

Yield =0.03

Yield =  3%

The Yield of Chris = 0.8 × 3

The Yield of Chris =  2.4% semiannual  

However;

Present Value of the coupons is:  [tex]PV= \dfrac{A*[ (1+r)^n -1]}{[(1+r)^n * r] }[/tex]

[tex]PV= \dfrac{3*[ (1+0.024)^{20} -1]}{[(1+0.024)^{20} *0.024 ] }[/tex]

[tex]PV= \dfrac{3*[ (1.024)^{20} -1]}{[(1.024)^{20} *0.024 ] }[/tex]

[tex]PV= \dfrac{3*[1.606938044 -1]}{[1.606938044 *0.024 ] }[/tex]

[tex]PV= \dfrac{3*[0.606938044]}{[0.03856651306 ] }[/tex]

[tex]PV= \dfrac{1.820814132}{0.03856651306 }[/tex]

PV = 47.21

The PV of the face value = [tex]\dfrac{100}{(1+r)^n}[/tex]

The PV of the face value =  [tex]\dfrac{100}{(1+0.024)^{20}}[/tex]

The PV of the face value = [tex]\dfrac{100}{(1.024)^{20}}[/tex]

The PV of the face value = [tex]\dfrac{100}{1.606938044}[/tex]

The PV of the face value = 62.230

Finally:

The amount Chris pay for his bond =  PV of the coupons + PV of the face value

The amount Chris pay for his bond = 47.21 + 62.230

The amount Chris pay for his bond = $109.44

Bradshaw Inc. is contemplating a capital investment of $88,000. The cash flows over the project’s four years are: Year Expected Annual Cash Inflows Expected Annual Cash Outflows 1 $30,000 $12,000 2 45,000 20,000 3 60,000 25,000 4 50,000 30,000 The cash payback period is

Answers

Answer:  3.50 years

Explanation:

The Payback period is a method of checking the viability of a project. It measures how long it will take a project to pay back it's initial investment.

Formula is;

= Year before payback + Cash remaining till payback/ Cash inflow in year of payback

Year 1 Net Cash Inflow

= Cash Inflow - Cash Outflow

= 30,000 - 12,000

= $18,000

Year 2

= 45,000 - 20,000

= $25,000

Year 3

= 60,000 - 25,000

= $35,000

Year 4

= 50,000 - 30,000

= $20,000

Year 1 + 2 + 3

= 18,000 + 25,000 + 35,000

= $78,000

Amount remaining till payback

= Investment - Cash inflow so far

= 88,000 - 78,000

= $10,000

= Year before payback + Cash remaining till payback/ Cash inflow in year of payback

= 3 + 10,000/20,000

= 3.50 years

Monthly production costs in Dilts Company for two levels of production are as follows. Cost 2,000 Units 4,000 Units Indirect labor $10,000 $20,000 Supervisory salaries 5,000 5,000 Maintenance 4,000 6,000 Indicate which costs are variable, fixed, and mixed. Indirect labor select a type of costs Supervisory salaries select a type of costs Maintenance select a type of costs

Answers

Answer:

Indirect Labor - Variable Cost

This is a Variable cost as it changes alone with the production quantity. At 2,000 units the Indirect labor costs were $10,000 and at 4,000 units that figure had gone up to $20,000.

Supervisory Salaries - Fixed Costs

These salaries are a fixed cost because fixed costs do not change with production quantity and neither did these. When quantity produced was 2,000 units, these salaries were $5,000 and this did not change even when production quantity went up to 4,000 units.

Maintenance Salaries - Mixed Costs

Mixed costs have elements of both fixed and variable costs. The Maintenance cost per unit here is;

= (6,000 - 2,000) / ( 4,000 - 2,000)

= $2 per unit

Cost when units are 2,000 using the $2 per unit rate is indeed $4,000. However if the $2 per unit was multiplied with 4,000 units, the cost should be $8,000 instead it is $6,000. It is therefore a mixed cost.

The Bell Weather Co. is a new firm in a rapidly growing industry. The company is planning on increasing its annual dividend by 20 percent next year and then decreasing the growth rate to a constant 5 percent per year. The company just paid its annual dividend in the amount of $1 per share. What is the current value of a share if the required rate of return is 14 percent?

Answers

Answer:

The price of the stock today is $13.33

Explanation:

The two stage growth model of DDM can be used to calculate the price of the share today. The DDM values a stock based on the present value of the expected future dividends from the stock. The price of this stock under this model can be calculated as follows,

P0 = D0 * (1+g1) / (1+r)  +  [ (D0 * (1+g1) * (1+g2) / (r - g2)) / (1+r) ]

Where,

g1 is the initial growth rate which is 20%g2 is the constant growth rate which is 5%r is the required rate of return

P0 = 1 * (1+0.2) / (1+0.14)  +  [ (1 * (1+0.2) * (1+0.05) / (0.14 - 0.05)) / (1+0.14) ]

P0 = $13.33

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