In recent years, banks have encouraged their customers to save by giving incentives to join programs that automatically transfer money from checking accounts to savings accounts. For example, a bank might offer to round debit transactions to the nearest dollar, transferring the change to one's savings account, and then boost this amount with a match of a certain amount. Although these programs were intended to encourage customers to save, some economists are not very enthusiastic about these programs. Which of these describe why the economists would be concerned? a. Economists fear that saving money would trigger consumers to spend more in the near future. b. The program was offered during an expansionary time period; consumers were not worried about saving their money. c. Some economists believe the automatic transfers could lead to overdrafts. d. Economists believe consumers would not be willing to transfer the money from their checking account to their savings account.

Answers

Answer 1

Answer:

The correct answer is the economists believe consumers would not be willing to transfer the money from their checking account to their savings account.

Explanation:

From the given question, the statements that best describe why the economists would be concerned is  that, the economists believe consumers would not be willing to transfer the money from their checking account to their savings account.

In recent times, bank have encouraged it's customers to join programs that would be of benefit to them such as transferring money automatically from their checking accounts to savings. these programs was designed to benefit he customers into saving money, but economists had this believe that customers might not be willingly to transfer money into their savings account from the checking account which might have resulted to doubt and trust for the bank.


Related Questions

Charlie Company had $1,800 of supplies on hand at January 1. During the year, supplies with a cost of $4,000 were purchased. At December 31, the actual supplies on hand amount to $1,300. After the adjustments are recorded and posted at December 31, determine the balances in the Supplies and Supplies Expense accounts.
Supplies Supplies Expense
a. $1,300 $4,500
b. $5,300 $5,800
c. $1,300 $5,800
d. $1,800 $4,500

Answers

Answer:

The correct option is A:

Supplies    Supplies Expense

$1,300         $4,500

Explanation:

The amount of supplies used in the month is the opening balance of supplies at the beginning of the month plus purchases of supplies minus closing balance of supplies at month end.

supplies used=supplies expense=$1,800+$4,000-$1,300=$ 4,500.00  

As a result of the above computation,supplies expense would be debited with $4,500 reflecting the cost of supplies made use of in the month while supplies inventory is debited with closing balance of $1,300.

Answer:

A. $1,300 $4,500

Explanation:

The balance of the Supply is $1,300 "which is the actual supplies on hand amount to $1300"

The supplies expenses amount is

= ($1800 + $4000) - $1300

=$7100

The following are Silver Corporation's unit costs of making and selling an item at a volume of 8,000 units per month (which represents the company's capacity):

Manufacturing:

Direct materials $4
Direct labor $5
Variable overhead $2
Fixed overhead $8

Selling and administrative:
Variable $1
Fixed $6

Present sales amount to 7,000 units per month. An order has been received from a customer in a foreign market for 1,000 units. The order would not affect regular sales. Total fixed costs, both manufacturing and selling and administrative, would not be affected by this order. The variable selling and administrative costs would have to be incurred for this special order as well as all other sales. Assume that direct labor is a variable cost. Assume the company has 50 units left over from last year which have small defects and which will have to be sold at a reduced price for scrap. The sale of these defective units will have no effect on the company's other sales. Which of the following costs is relevant in this decision?

a. $19 unit product cost
b. $11 variable manufacturing cost
c. $26 full cost
d. $1 variable selling and administrative cost

Answers

Answer:

$19 unit product cost - Not relevant

b. $11 variable manufacturing cost - Relevant

c. $26 full cost - Not relevant

d. $1 variable selling and administrative cost- Relevant

Explanation:

A relevant cost is an incremental cost future cash cost which is incurred as a direct consequence of a decision. Note that for any of the cost to be considered as relevant for the special order, such cost must satisfy all of the following criteria:

Future, cash flow and a rises a direct consequence.

So we shall apply these criteria to the question

a. $19 unit product cost : Not relevant because it includes an item of fixed cost of $2 which would incurred either way

$11 variable manufacturing cost: Relevant because it includes all the variable costs which would have to be incurred if the order is accepted

$26 full cost Not relevant because it includes items of fixed manufacturing and fixed selling costs of $14  i.e (8+6) which would incurred either way.

$1 variable selling and administrative cost : Relevant because it would be incurred if the special order is accepted

$19 unit product cost - Not relevant

b. $11 variable manufacturing cost - Relevant

c. $26 full cost - Not relevant

d. $1 variable selling and administrative cost- Relevant

A relevant cost is each future monetary expenditure that is incurred as a direct result of a choice. It should be emphasized that any expense taken into account for the particular order must meet all of the following criteria:

In conclusion, the growth, working capital, and a climb. As a result, we'll use these criteria to respond to the questions.

The answers of the following are:

a. $19 unit product cost - Not relevant

b. $11 variable manufacturing cost - Relevant

c. $26 full cost - Not relevant

d. $1 variable selling and administrative cost- Relevant

a. $19 unit product cost: This is irrelevant since it contains a $2 set rate that would be incurred anyway.

$11 variable manufacturing cost: This is essential since it covers all of the various costs that must be paid if the order is approved. The full price is $26. It is irrelevant since it contains $14 in permanent manufactured and facilitator expenditures, i.e. (8+6), which would be incurred regardless of the outcome. $1 variable selling and administration cost: This is essential since it will be payable if the custom order is granted. The cost of a $19 unit product is negligible.

b. Variable manufacturing cost of $11 -

c. $26 full price - unimportant

d. $1 in variable selling and administrative costs- Relevant

To know more about the categories of the relevant and not relevant, refer to the link below:

https://brainly.com/question/13296648

Sean Thornton has invested in a convertible bond issued by Cohan Enterprises. The conversion ratio is 20. The market price of Cohan common stock is $60 per share. The face value is $1,000. The coupon rate is 8 percent and the annual interest is paid until the maturity date 10 years from now. Similar nonconvertible bonds are yielding 12 percent (YTM) in the marketplace. Calculate the straight bond value of this bond.

Answers

Answer:

$774

Explanation:

Price of bond is the present value of future cash flows. This Includes the present value of coupon payment and cash flow on maturity of the bond.

As per Given Data

As the payment are made semiannually, so all value are calculated on semiannual basis.

Coupon payment = 1000 x 8% = $80 annually

Number of Payments = n = 10 years x 1 = 10 periods

Yield to maturity = 12% annually

To calculate Price of the bond use following formula of Present value of annuity.

Price of the Bond = C x [ ( 1 - ( 1 + r )^-n ) / r ] + [ F / ( 1 + r )^n ]

Price of the Bond =$80 x [ ( 1 - ( 1 + 12% )^-10 ) / 12% ] + [ $1,000 / ( 1 + 12% )^10 ]

Price of the Bond =452.02 + $321.97 = 773.99

What logistical decisions would you make to ship bread from a warehouse to a grocery store that is two. hours away?

Answers

Answer:

They would have to decide between weight or quality, the classic decision between quantity or quality!

Identify the relevant total quality management (TQM) technique

When a defense company needed to create quality software, they brought representatives from the Quality Assurance (QA) group in to work with software and systems engineers. The QA group found that peer reviews were the best way to catch software bugs, and they shared their knowledge with the head of software engineering. Working together with the engineers, the QA group started a system of peer reviews and formal inspections, and together, the group decreased the number of problems in the software the company produced.

A. Quality partnering
B. Continuous improvement
C. Quality circle
D. Benchmarking

Answers

Answer:

Option A

Explanation:

In simple words, Quality partnership and strategic partnership render the industrial sector with a great intersection for cooperative relationships. Partnership is important for the overall product primarily because the consumer decides the price in the industry.

Dynamic collaboration between companies provides for ongoing development of procedures and goods, client-supplier partnerships and consumer loyalty. External collaboration within an company may strengthen partnerships within an organisation between the staff and divisions.    

With practical illustrations, discuss how managers can leverage organizational behavior components to maximize business success.

Answers

bbbbbbbbbbbbbbbbbbbbbbbbb

The question basically need explanation. It is not a multiple question where u will answer it in a form of ABCD. It is theorical.

Explanation:

Butler Corporation is considering the purchase of new equipment costing $45,000. The projected annual after-tax net income from the equipment is $1,700, after deducting $15,000 for depreciation. The revenue is to be received at the end of each year. The machine has a useful life of 3 years and no salvage value. Butler requires a 12% return on its investments. The present value of an annuity of $1 for different periods follows: Periods 12% 1 0.8929 2 1.6901 3 2.4018 4 3.0373 What is the net present value of the machine?

Answers

Answer:

-$4,889.94

Explanation:

The computation of the net present value is shown below:  

Net present value = Present value after considering the depreciation and discounting factor - initial investment

where

Present value is

= After-tax net income + Depreciation expense

= $1,700 + $15,000

= $16,700

And its discounting factor is 2.4018

So, the present value is

= $16,700 × 2.4018

= $40,110.06

And, the initial investment is $45,000

So, the net present value is

= $40,110.06 - $45,000

= -$4,889.94

From the information given below construct a cash budget for five months period starting form May 20X1 till September. MONTH AND YEAR PROJECTED SALES April 20X1 $ 140,000 May 20X1 130,000 June 20X1 90,000 July 20X1 65,000 August 20X1 84,000 September 20X1 95,000 October 20X1 160,000 November 20X1 200,000 December 20X1 240,000 January 20X2 190,000 Total payments 34,700 30,400 41,500 59,000 88,500 110,000 Additional information: a) Assume that minimum cash balance as $ 10,000 and same balance has to be maintained throughout the planning period. b) 100 % percent of sales are credit basis. 80 percent of the accounts receivables are collected in one month, 10 percent during the second month of sale, 5 percent during the second month of sale and remaining during the fourth month of sale.

Answers

Answer:

Cash Surplus  May   $83,300   June    $  61,600   July    $33,000  

Aug  $25,500        Sept $  3650

Explanation:

MONTH AND YEAR          PROJECTED SALES        FIRST MONTH      

                                                                                   COLLECTIONS (80%)

April 20X1                               $ 140,000                   112,000

May 20X1                                 130,000                      104,000

June 20X1                                90,000                        72,000

July 20X1                                  65,000                         52,000

August 20X1                            84,000                         67,200

September 20X1                      95,000                          76,000

October 20X1                          160,000                         128,000  

November 20X1                      200,000                        160,000

December 20X1                       240,000                       192,000

January 20X2                            190,000                      152,000  

First we find the monthly cash collections 80 % in the month of sales , 10% in the second month , 5% in the third and 5 % in the fourth . We have summed them up in the following table.

Sales Collections

                          MAY        JUNE      JULY        AUGUST         SEPT

Particulars

1st Month         104,000     72,000     52,000   67,000      76,000

Collections

2nd Month      14,000       13,000       9000      6500         8400

3rd Month                         7000         6500       4500         3250

4th Month                                            7000      6500         4500

Total

Collections       118,000      92,000    74,500    84,500      92,150

Now we prepare the cash budget deducting payments from collections and maintaining beginning and ending balance.

Cash Budget

                     MAY        JUNE      JULY        AUGUST         SEPT

Particulars

Opening          10,000     10,000     10,000      10,000        10,000

Add Total

Collections       118,000      92,000    74,500    84,500      92,150

Less Closing    10,000        10,000       10,000      10,000      10,000

Less Payments34,700        30,400     41,500      59,000       88,500

Cash Surplus    83,300        61,600     33,000   25,500       3650

Choose the best answer:
O Investment decisions should be based upon the criterion that a project's expected return must be less than the weighted marginal cost of capital (WMCC) for the firm.
O The weighted average cost of capital will rise whenever there is a rise in the cost of any one of the capital sources.
O The level of total financing at which the cost of one of the capital sources rises is called a breaking point.
O All statements are correct.
O All statements are incorrect.

Answers

Answer:

Option B is correct.

Explanation:

Option A is incorrect because the expected return must be greater than the marginal cost of the capital which means that the Net Present Value must be positive.

Option B is correct because the increase in cost of debt or capital would increase the weighted average cost of capital. This is because weighted average cost of capital is directly proportional to cost of capital sources.

Option C is incorrect because its not the cost of one of the capital sources, actually it is the weighted average cost of capital which when starts increasing at a point due to increase in the level of financing is known as breaking point.

So the only statement that is correct is option B.

Kindly don't forget to rate the answer. Thanks

On August 1, 2014, Rafael Masey established Planet Realty, which completed the following transactions during the month:

a. Rafael Masey transferred cash from a personal bank account to an account to be used for the business, $17,500.

b. Purchased supplies on account, $2,300.

c. Earned sales commissions, receiving cash, $13,300.

d. Paid rent on office and equipment for the month, $3,000.

e. Paid creditor on account, $1,150.

f. Withdrew cash for personal use, $1,800.

g. Paid automobile expenses (including rental charge) for month, $1,500, and miscellaneous expenses, $400.

h. Paid office salaries, $2,800.

i. Determined that the cost of supplies used was $1,050.


Instructions

1. Journalize entries for transactions (a) through (i), using the following account titles: Cash; Supplies; Accounts Payable; Rafael Masey, Capital; Rafael Masey, Drawing; Sales Commissions; Rent Expense; Office Salaries Expense; Automobile Expense; Supplies Expense; Miscellaneous Expense. Journal entry explanations may be omitted.

2. Prepare T accounts, using the account titles in (1). Post the journal entries to these accounts, placing the appropriate letter to the left of each amount to identify the transactions. Determine the account balances, after all posting is complete. Accounts containing only a single entry do not need a balance.

3. Prepare an unadjusted trial balance as of August 31, 2014.

4. Determine the following:

a. Amount of total revenue recorded in the ledger.

b. Amount of total expenses recorded in the ledger.

c. Amount of net income for August.

5. Determine the increase or decrease in owner’s equity for August

Answers

Answer:

1) Journalize entries for transactions (a) through (i)

a. Rafael Masey transferred cash from a personal bank account to an account to be used for the business, $17,500.

Dr Cash 17,500     Cr Rafael Masey, capital 17,500

b. Purchased supplies on account, $2,300.

Dr Supplies 2,300     Cr Accounts payable 2,300

c. Earned sales commissions, receiving cash, $13,300.

Dr Cash 13,300     Cr Sales commissions 13,300

d. Paid rent on office and equipment for the month, $3,000.

Dr Rent expense 3,000      Cr Cash 3,000

e. Paid creditor on account, $1,150.

Dr Accounts payable 1,150     Cr Cash 1,150

f. Withdrew cash for personal use, $1,800.

Dr Rafael Masey, drawings 1,800     Cr Cash 1,800

g. Paid automobile expenses (including rental charge) for month, $1,500, and miscellaneous expenses, $400.

Dr Automobile expenses 1,500Dr Miscellaneous expenses 400      Cr Cash 1,900

h. Paid office salaries, $2,800.

Dr Office salaries expense 2,800     Cr Cash 2,800

i. Determined that the cost of supplies used was $1,050.

Dr Supplies expense 1,050     Cr Supplies 1,050

2) Prepare T accounts

          Cash

Debit            Credit

a. 17,500      d. 3,000

c. 13,300      e. 1,150

                    f. 1,800

                    g. 1,900

                    h. 2,800

20,150

Rafael Masey, capital

Debit            Credit

                    a. 17,500

                 

Rafael Masey, drawings

Debit            Credit

f. 1,800

       Supplies

Debit            Credit

b. 2,300       i. 1,050

1,250

Accounts payable

Debit            Credit

e. 1,150         b. 2,300

                    1,150

Sales commissions

Debit            Credit

                    c. 13,300

  Rent expense

Debit            Credit

d. 3,000

Automobile expense

Debit            Credit

g. 1,500

Miscellaneous expense

Debit            Credit

g. 400

Office salaries expense

Debit            Credit

h. 2,800

Supplies expense

Debit            Credit

i. 1,050

3) Prepare an unadjusted trial balance as of August 31, 2014.

Assets

Cash $20,150

Supplies $1,250

total assets = $21,400

Liabilities + Equity

Accounts payable $1,150

Rafael Masey, capital $20,250

total liabilities and equity = $21,400

4) a. Amount of total revenue recorded in the ledger.

$13,300

b. Amount of total expenses recorded in the ledger.

$8,750

c. Amount of net income for August.

$4,550

5) Determine the increase or decrease in owner’s equity for August

owner's equity increased by $4,550 during August

Itâs mid âJanuary and football season is quickly coming to a close⦠That means itâs time for the SUPERBOWL!!!! So letâs have some fun and throw a Superbowl* party for 30 of our closest friends. With 2 weeks to go, letâs put your Project Management skills to use so we can plan, prepare for and host an epic party.Required:1) What is the objective of your project? What does success look like? State it in your words.2) What are the key tasks or activities leading up to and during the party itself; list out at least 25. Consider how long it will take to perform each of the tasks. An estimate is fine. For example, if one of your tasks is to "Thaw out the frozen chicken wings", you might estimate 4 hours for this.3) Do any tasks have to be completed before others can start, meaning for the identified tasks are there any predecessors? Which tasks are truly independent?4) Using excel or a hand drawing, draft out a project schedule, showing the order of tasks from start to finish. Identify the critical path.5) Do you have enough time to get ready for the party? If so, when do you have to start your first activity?6) Uh-oh⦠your car broke down and you couldnât get it fixed in time to start shopping for your project plan. You are now 1 day behind schedule. How can you crash the schedule? At what cost (approximate)?7) Other than your car breaking down, what are the key risks to your schedule? Identify at least 3 risks and discuss how you might mitigate them.

Answers

Answer:

the risk is you get detension

Explanation:

Sheffield's Bakery makes a variety of home-style cookies for upscale restaurants in the Atlanta metropolitan area. The company's best-selling cookie is the double chocolate almond supreme. Sheffield's recipe requires 10 ounces of a commercial cookie mix, 5 ounces of milk chocolate, and 1 ounce of almonds per pound of cookies. The standard direct materials costs are $0.80 per pound of cookie mix, $4 per pound of milk chocolate, and $19 per pound of almonds. Each pound of cookies requires 1 minute of direct labor in the mixing department and 5 minutes of direct labor in the baking department. The standard labor rates in those departments are $12.70 per direct labor hour (DLH) and $27 per DLH, respectively. Variable overhead is applied at a rate of $37.00 per DLH; fixed overhead is applied at a rate of $60 per DLH.
Required:
1. Calculate the standard cost for a pound of Sheffield's double chocolate almond supreme cookies. (Round answer to 2 decimal places, e.g. 3.51.)

Answers

Answer:

The Standard cost for a pound  of Sheffield's double chocolate almond supreme cookies is $15.10

Explanation:

The standard direct materials costs are $0.80 per pound of cookie mix, $4 per pound of milk chocolate, and $19 per pound of almonds.

Total ounces = 10 + 5 + 1  = 16

Standard Material Cost = ([tex]\frac{10}{16}[/tex] × 0.80) + ([tex]\frac{5}{16}[/tex] × 4) + ([tex]\frac{1}{16}[/tex] × 19)

Standard Material Cost = $ 2.9375

Each pound of cookies requires 1 minute of direct labor in the mixing department and 5 minutes of direct labor in the baking department.

Standard Direct Labor Cost = [tex]\frac{1}{60}[/tex] × 12.70 + [tex]\frac{5}{60}[/tex] × 27

Standard Direct Labor Cost = $2.4617

Variable overhead is applied at a rate of $37.00 per direct labor hour

Standard Variable overhead cost = 6/60 × 37

Standard Variable overhead cost = $ 3.70

Standard Fixed overhead cost = 6/60 × 60

Standard Fixed overhead cost = $ 6

Standard cost for a pound = $2.9375 + $2.4617 + $3.70 + $6

Standard cost for a pound = $15.10

The Standard cost for a pound of Sheffield's double chocolate almond supreme cookies in the above case is $15.10.

What is the standard cost?

A standard cost is defined as an anticipated cost that a company commonly launches at the starting of a fiscal year for amounts used and prices paid.

It is an anticipated amount of money to pay off for materials costs or labor rates. The standard quantity is the anticipated exercise amount of materials or labor.

Computation of standard cost:

According to the given information,

Standard direct materials costs = $0.80 per pound of cookie mix.

Per pound of milk chocolate =  $4, and

Per pound of almonds = $19.

Total ounces:

[tex]\text{Total Ounce} = \text{Commercial cookies Mix+ Milk Chocolate+Almonds}\\\\\text{Total Ounce} = 10 + 5 + 1\\\\\text{Total Ounce} = 16[/tex]

Then, Standard Material Cost:

[tex]=(\dfrac{10}{16}\times 0.80)+(\dfrac{5}{16}\times4) +(\dfrac{1}{16} \times 19)\\\\=2.9375[/tex]

Now, 1 minute of direct labor is required in the mixing department and 5 minutes of direct labor in the baking department. Then the standard direct labor cost is:

[tex]\text{Standard Direct Labor Cost} = (\dfrac{1}{60}\times 12.70) +(\dfrac{5}{60} \times 27)\\\\\text{Standard Direct Labor Cost} = \$2.4617[/tex]

Variable overhead is applied at a rate = $37.00 per direct labor hour

Now, find the value of Standard Variable overhead cost:

[tex]\text{Standard Variable Overhead Cost} = \dfrac{6}{60}\times 37\\\\\text{Standard Variable Overhead Cost} =\$3.70[/tex]

Now, Standard Fixed overhead cost:

[tex]\text{Standard Fixed Overhead Cost} = \dfrac{6}{60}\times 60\\\\\text{Standard Fixed Overhead Cost} =\$6[/tex]

Therefore, Standard cost for a pound:

[tex]=\text{ Standard Direct Labor Cost}+\text{Standard Variable Overhead Cost}+\text{ Fixed Overhead Cost}\\\\=\$2.9375 + \$2.4617 + \$3.70 + \$6\\\\=\$15.10[/tex]

Therefore, Standard cost for a pound is $15.10.

To learn more about the standard cost, refer to:

https://brainly.com/question/4557688

With practical illustrations, discuss how managers can leverage organizational behavior components to maximize business success.

Answers

Answer:

b

Explanation:

Highpoint, Inc., is considering investing in automated equipment with a ten-year useful life. Managers at Highpoint have estimated the cash flows associated with the tangible costs and benefits of automation, but have been unable to estimate the cash flows associated with the intangible benefits. Using the company's 14% required rate of return, the net present value of the cash flows associated with just the tangible costs and benefits is a negative $182,560.
Required:
1. How large would the annual net cash inflows from the intangible benefits have to be to make this a financially acceptable investment?

Answers

Answer:

The annual net cash inflows from the intangible benefits have to be $35,000 to make this a financially acceptable investment

Explanation:

According to the given data we have the following:

required rate of return=14%

Negative net present value=$182,560

Therefore, in order to calculate How large would the annual net cash inflows from the intangible benefits have to be to make this a financially acceptable investment we would have to use the following formula:

Minimum annual cash flows required=Negative net present value/Present value factor at 14% for 10 years

Present value factor at 14% for 10 years=5.216

Therefore, Minimum annual cash flows required=$182,560/5.216

Minimum annual cash flows required=$35,000

The annual net cash inflows from the intangible benefits have to be $35,000 to make this a financially acceptable investment

The payroll register of Castilla Heritage Co. indicates $1,920 of social security withheld and $480 of Medicare tax withheld on total salaries of $32,000 for the period. Federal withholding for the period totaled $5,440.
Retirement savings withheld from employee paychecks were $2,600 for the period.
Required:
Provide the journal entry for the period's payroll. If an amount box does not require an entry, leave it blank.

Answers

Answer and Explanation:

The Journal entry is following below:

Salary Expense Dr,$32,000

      To Social Security Tax Payable $1,920

       To Medicare Tax Payable $480

       To  Federal Withholding Tax Payable  $5,440

       To Retirement Contribution Payable  $2,600

        To Salaries Payable $21,560

(Being period's payroll is recorded)

Therefore, we debited the salary expenses as expenses is increasing while we credited the social security taxes payable, medicare tax payable, federal withholding tax payable, retirement contribution payable and salaries payable as its increasing the liabilities.

On September 1, 2018, Able Company purchased a building from Regal Corporation by paying $580,000 cash and issuing a one-year note payable for the balance of the purchase price. Interest on the note is stated at an annual rate of 11% and is paid at maturity. In its December 31, 2018, balance sheet, Able correctly presented the note and interest payable as follows:

Interest Payable: $ 19,800

Notes Payable, 11% due September 1, 2019 $540,000

1. How much must Able pay Regal Corporation on September 1, 2019, when the note matures?

2. What is the amount of the interest expense Able will recognize on this note in 2019?

3. What is the total cash (including interest) paid for the building purchased by Able?

4. The company's annual payroll-related expenses amount to approximately?

Answers

Answer:

1. Able must pay Regal Corporation $599,400 on September 1, 2019, when the note matures.

2. The amount of Interest Able will recognize on this Notes Payable is 39,600

3. The total cash (including interest) paid for the building purchased by Able is $1,179,400

4. Payroll related expense does not come into picture in this question. So it is not answered.

Explanation:

1. According to the given data we have the following:

Rate of Interest = 11%

Therefore:      

Year                      Amount Interest      

September 1, 2018       $540,000      

December 31, 2018            $19,800      

September 1, 2019                     $39,600      

Total                      $540,000     $59,400

Therefore, Total Payable=Notes payable+Interest 540000      Total Payable= $540,000+$59,400

Total Payable=$599,400

Able must pay Regal Corporation $599,400 on September 1, 2019, when the note matures.

2. The amount of Interest Able will recognize on this Notes Payable is 39,600

3. To calculate The total cash paid for building purchased by Able including interest we have to make the following calculation:

Total cash paid for purchase of building=Cash paid at the time of purchase of building+Notes payable+Interest

Total cash paid for purchase of building=$580,000+$540,000+$59,400

Total cash paid for purchase of building=$1,179,400

The total cash (including interest) paid for the building purchased by Able is $1,179,400

4. Payroll related expense does not come into picture in this question. So it is not answered.

The information are as follows:
Cash collections from customers $ 800
Purchase of used equipment 200
Depreciation expense 200
Sale of investments 450
Dividends received 100
Interest received 200
Based on the above information, compute cash flows from investing activities under GAAP.

Answers

Answer:

$250

Explanation:

The cash flow statement categories the company's transactions in a financial period into 3 groups; these are operating, investing and financing.

The net profit/loss, depreciation, changes in current assets (other than cash) and liabilities are considered as operating activities including income taxes.  

The sale of assets, interest received, purchase of investments are examples of investing activities while the issuance of stocks, debt principal deduction (loan settlement), issuance of debt securities etc are examples of financing activities.

An increase in assets other than cash is an outflow while an increase in liabilities is an inflow.

Hence the cash flows from investing activities

= -$200 + $450

= $250

Other activities are reported under operating activities section.

Presented below is selected information for Sandhill Company. Answer the questions asked about each of the factual situations. (Do not leave any answer field blank. Enter 0 for amounts.) 1. Sandhill purchased a patent from Vania Co. for $1,190,000 on January 1, 2018. The patent is being amortized over its remaining legal life of 10 years, expiring on January 1, 2028. During 2020, Sandhill determined that the economic benefits of the patent would not last longer than 6 years from the date of acquisition. What amount should be reported in the balance sheet for the patent, net of accumulated amortization, at December 31, 2020?

Answers

Answer:

$714,000

Explanation:

Amortization is the systematic allocation of the cost of an intangible asset to the income statement. While depreciation happens to a tangible asset, amortization happens to an intangible asset such as patent, trademark etc.

Mathematically,

Amortization

= Cost of asset / estimated useful life

= $1,190,000/10

= $119,000

At the start of 2020,

Carrying amount of patent

= $1,190,000 - 2($119,000)

= $952,000

Annual amortization from then, given that economic benefits of the patent would not last longer than 6 years from the date of acquisition (hence 4 years remaining)

= $952,000/4

= $238,000

Carrying amount reported in the balance sheet for the patent, net of accumulated amortization, at December 31, 2020

= $952,000 - $238,000

= $714,000

Creative Computing sells a tablet computer called the Protab. The $970 sales price of a Protab Package includes the following:One Protab computer. A 6-month limited warranty. This warranty guarantees that Creative will cover any costs that arise due to repairs or replacements associated with defective products for up to six months. A coupon to purchase a Creative Probook e-book reader for $250, a price that represents a 50% discount from the regular Probook price of $500. It is expected that 20% of the discount coupons will be utilized. A coupon to purchase a one-year extended warranty for $60. Customers can buy the extended warranty for $60 at other times as well. Creative estimates that 30% of customers will purchase an extended warranty. Creative does not sell the Protab without the limited warranty, option to purchase a Probook, and the option to purchase an extended warranty, but estimates that if it did so, a Protab alone would sell for $950.Required:1. & 2. Indicated below whether each item is a separate performance obligation and allocate the transaction price of 80,000 Protab Packages to the separate performance obligations in the contract.3. Prepare a journal entry to record sales of 80,000 Protab Packages (ignore any sales of extended warranties). (If no entry is required for a transaction/event, select "No journal entry required" in the first account field.)

Answers

Answer:

Explanation:

Please check the file attached below for the answer of the question given

I hope it is helpful.

An operations manager is performing a factor-rating analysis to help her choose an outsourcing provider. She is focusing on three factors: A, B, and C, with weights of .50, .20, and .30, respectively. She has scored one potential outsourcer, Ling Services, on each of the factors using a scale of 10-50. Ling Services received a score of 30 for factor A, 46 for factor B, and 22 for factor C. What is the factor-rating score for Ling Services

Answers

Answer:

30.8

Explanation:

The solution of factor-rating score for Ling Services is provided below:-

Factor-rating score = (Weight for Factor A × Rating for Factor A) + (Weight for Factor B × Rating for Factor B) + (Weight for Factor C × Rating for Factor C)

= (0.50 × 30) + (0.20 × 46) + (0.30 × 22)

= 15 + 9.2 + 6.6

= 30.8

So, we have calculated the factor-rating score for Ling Services by using the above formula.

The Woods Co. and the Speith Co. have both announced IPOs at $63 per share. One of these is undervalued by $11, and the other is overvalued by $4, but you have no way of knowing which is which. You plan to buy 1,000 shares of each issue. If an issue is underpriced, it will be rationed, and only half your order will be filled. a. If you could get 1,000 shares in Woods and 1,000 shares in Speith, what would your profit be? (Do not round intermediate calculations.) b. What profit do you actually expect? (Do not round intermediate calculations.)

Answers

Answer:

Profit is equal to $7000

Expected profit is equal to $1500

Explanation:

Number of shares = 1000

Undervalued amount = $11

Overvalued amount = $4

Profit received by both the stocks is equal to

Profit = shares ×undervalued amount - shares × overvalued amount

[tex]=1000\times 11-1000\times 4[/tex]

=$7000

Expected profit is equal to

[tex]=\frac{1000}{2}\times 11-1000\times 4[/tex]

= $1500

Fidelity Systems reports net income of $81 million. Included in that number is depreciation expense of $9 million, and a gain on the sale of equipment of $2 million. Records reveal increases in Accounts Receivable, Inventory, and Accounts Payable of $3 million, $3 million, and $3 million, respectively. Calculate Fidelity's net cash flows from operating activities using the indirect method. (Negative value should be indicated by minus sign. Enter your answer in millions.)

Answers

Answer:

$85 million

Explanation:

As per the given question the solution of net cash flows from operating activities using the indirect method is provided below:-

Net cash flow from operating activities = Net income + Depreciation - Gain on sale of equipment - Increase in accounts receivable - Increase in inventory + Increase in accounts payable

= $81 million + $9 million - $2 million - $3 million - $3 million + $3 million

= $93 million - $8 million

= $85 million

So, we have calculated the net cash flow from operating activities by using the above formula.

A 3-year interest rate swap has a level notional amount of $300,000. Each settlement period is one year and the variable rate is the one-year spot interest rate at the beginning of the settlement period. The current spot rate is determined by the following prices for zero-coupon bonds with $1 face amount:

Time of Maturity 1 Year 2 Year 3 Year 4 Year 5 Year
Price 0.97 0.93 0.88 0.82 0.75

Required:
a. Calculate the swap rate.
b. Caleulate the net swap payment at the end of the first year.
c. One year has elapsed and the one-year spot interest rate at the start of year 2 is 4.45%. Calculate the net swap payment at the end of the second year for the payer.
d. Two years have elapsed and the one-year spot interest rate at the start of year three is 5.25 Calculate the market value of the swap.

Answers

Answer:

(a)0.04317 (b) 3672 which will be paid by the payer to the receiver (c) -399. so, the 399 which will be paid by the receiver to the payer (d) 2659.38

Explanation:

Solution

(a) Swap Rate (R) = (1 - P₃)/(P₁+P₂+P₃)

= (1 – 0.88)/(0.97 + 0.93 + 0.88)

= 0.04317

(b) The payer pays the fixed interest rate and gets the variable interest rate.

Then, the fixed interest rate is known as the  swap rate which is 4.317%.

Now,

The variable rate is the one year spot rate for the first year of the loan. which is r₁ = 1/P₁ -1 = 1/0.97 - 1 = 0.03093

Thus,

The net swap payment becomes (300,000)(0.04317) - (300,000)(0.03093) = 3672 which will be paid by the payer to the receiver.

(c) The payer pays the fixed interest rate and receives the variable interest rate. The fixed interest rate is the swap rate which is 4.317%.

Thus,

The variable rate is the one year spot rate for the second year of the loan is 4.45%.

So,

The net swap payment becomes (300,000)(0.04317) - (300,000)(0.04450) = -399.

Therefore, the 399 which will be paid by the receiver to the payer.

(d) The market value is the present value of expected future cash flows. under this swap, the variable rate has been swapped for the constant swap rate. There is one year left under the swap.

Then,

The expectation is that the swap owner will pay (300,000)(0.04317) and receive (300,000)(0.0525). these payments would be made at the end of one year. Therefore, the market value will be:

{(300,000)(0.0525) - (300,000)(0.04317)}/1.0525 = 2799/1.0525 = 2659.38

Strategic thinking is different from strategic planning in that ________.
A) strategic thinking relies more on hard data than strategic planning.
B) strategic thinking is regimented and confining, whereas strategic planning is more flexible.
C) strategic thinking includes all types of information sources while strategic planning does not.
D) strategic thinking can create an illusion of control, whereas strategic planning avoids this.

Answers

Answer:

C) strategic thinking includes all types of information sources while strategic planning does not.

Explanation:

The strategic thinking is the process in which the lower level of management involves which make the needs according to the company needs. In this, the managers focused on all types of information regarding the employee qualifications, skills, expertise etc and other matters of the company.

While on the other hand, the strategic planning is done by high level of management that involves the big decision of the company through which the company future could become better. Moreover it does not involves all types of information but involves only important matters i.e to be used for the long run  

Suppose Mattel, the producer of Barbie dolls and accessories (sold separately), has two types of consumers who purchase its dolls: low-value consumers and high-value consumers. Each of the low-value consumers tends to purchase one doll and one accessory, with a total willingness to pay of $64. Each of the high-value consumers buys one doll and two accessories and is willing to pay $125 in total.

Mattel is currently considering two pricing strategies:

• Strategy 1: Sell each doll for $32 and each accessory for $32
• Strategy 2: Sell each doll for $3 and each accessory for $61
In the following table, indicate the revenue for a low-value and a high-value customer under strategy 1 and strategy 2. Then, assuming each strategy is applied to one low-value and one high-value customer, indicate the total revenue for each strategy.

Revenue from Low-Value Customers

Revenue from High-Value Customers

Total Revenue from Strategy

$64 Value, 1 Accessory

$125 Value, 2 Accessories

($)

($)

($)

Strategy 1
$32 doll + $32 accessory
Strategy 2
$3 doll + $61 accessory
The strategy that generates the most revenue is strategy ?

Answers

Answer:

strategy 2

Explanation:

 According to the scenario, computation of the given data are as follow:-

Particular  Revenue from Low-value customers  Add  Revenue from high-value customers Total revenue from strategy

                                           Accessories 1  Accessories 2                        

Strategy 1

($32 doll+$32 accessory) $32 ×1 + $32 × 1      + $32 × 1 + $32 × 2

                                               $32 + $32                      $32 + $64

                                                = $64                          = $96

Total = $64 + $96 = $160

Strategy 2

($3 doll + $61 accessory) $3 × 1 + $61 × 1 + $3 × 1 + $61 × 2

$3 + $61 $3 + $122

= $64 = $125

Total = $64 + $125 = $189

According to the analysis, strategy 2 gives more revenue than strategy 1.

In February 2021, Culverson Company began developing a new software package to be sold to customers. The software allows people to enter health information and daily eating and exercise habits to track their health status. The project was completed in November 2021 at a cost of $1,500,000. Of this amount, $540,000 was spent before technological feasibility was established. Culverson expects a useful life of two years for the new product and total revenues of $1,740,000. Determine the amount that Culverson should capitalize as software development costs in 2021.

Answers

Answer:

$960,000

Explanation:

The computation of the software development capitalized is shown below:

= Project completion cost - Amount spent before the technological feasibility  established

= $1,500,000 - $540,000

= $960,000

By deducting the amount spent before the technological feasibility established from the project completion cost we can get the capitalized amount with respect to the software development

When the Constitution was adopted in 1789, why was the federal government granted the authority to raise taxes?

PBMF

Answers

Answer: Debt Payment, National Defense and Welfare of the United States

Explanation:

When the Articles of the Confederation which was the first Constitution of the United States was ratified in 1781, it included a clause that empowered the State Governments to decide what to give to Congress. Some of them gave less and some gave nothing of what they were supposed to give.

Congress was therefore powerless and risked falling apart and with it, the Central Government.

The Constitution of 1789 changed this by including the 'Taxing and Spending' clause.

This clause gave Congress the right to impose taxes. The clause states that Congress can levy taxes to enable it to pay off American debt as well as for the defense and general welfare of American citizens.

​GEICO, the​ number-two auto insurer with ​$18 billion in revenue last​ year, spent ​$0.9 billion on advertising that year and plans to continue spending the same percentage of sales on advertising next year. The average​ advertising-to-sales ratio for the insurance industry is 0.2 percent of sales. If GEICO projects ​$20 billion in sales next​ year, using the​ percentage-of-sales method of advertising​ budgeting, how much will the company budget for advertising if basing it on projected​ sales?

Answers

Answer:

The budget for advertising for the next year will be $1 billion.

Explanation:

Based on the information given in the question, the advertising to sales ratio for GEICO based on its last year data is,

Advertising to sales = Advertising / Sales Revenue

Advertising to sales = 0.9 / 18   =  0.05 or 5%

The advertising to sales ratio for GEICO is much higher than the industry average. If GEICO continues to maintain this ratio for the next year, the budget for advertising will be,

Advertising budget = 20 * 5%   =  $1 billion

If it uses the industry average ratio, the budget will be,

Advertising budget = 20 * 0.2%  = $0.04 billion

As GEICO is expected to maintain its own advertising to sales ratio, the correct answer for advertising budget us $1 billion

The Walton Toy Company manufactures a line of dolls and a sewing kit. Demand for the company’s products is increasing, and management requests assistance from you in determining an economical sales and production mix for the coming year. The company has provided the following data:Product DemandNext year(units) SellingPriceper Unit DirectMaterials DirectLaborDebbie 53,000 $ 19.00 $ 4.60 $ 4.40Trish 45,000 $ 7.00 $ 1.40 $ 1.76Sarah 38,000 $ 29.00 $ 6.89 $ 6.80Mike 32,000 $ 13.00 $ 2.30 $ 5.20Sewing kit 328,000 $ 8.30 $ 3.50 $ 1.36The following additional information is available: The company’s plant has a capacity of 137,510 direct labor-hours per year on a single-shift basis. The company’s present employees and equipment can produce all five products.The direct labor rate of $8 per hour is expected to remain unchanged during the coming year.Fixed manufacturing costs total $550,000 per year. Variable overhead costs are $2 per direct labor-hour.All of the company’s nonmanufacturing costs are fixed.The company’s finished goods inventory is negligible and can be ignored.Required:1. How many direct labor hours are used to manufacture one unit of each of the company’s five products?2. How much variable overhead cost is incurred to manufacture one unit of each of the company’s five products?3. What is the contribution margin per direct labor-hour for each of the company’s five products?4. Assuming that direct labor-hours is the company’s constraining resource, what is the highest total contribution margin that the company can earn if it makes optimal use of its constrained resource?5. Assuming that the company has made optimal use of its 137,510 direct labor-hours, what is the highest direct labor rate per hour that Walton Toy Company would be willing to pay for additional capacity (that is, for added direct labor time)?

Answers

Answer:

Explanation:

Requirement 1 and Requirement 2:

Debbie Trish Sarah Mike Sewing Kit

Direct Labor Cost (a) $4.40 $1.76 $6.80 $5.20 $1.36

Labor Cost per hour (b) $8 $8 $8 $8 $8

Required 1 Direct labor hour used ( c) = (a/b) 0.55 0.22 0.85 0.65 0.17

Variable Overhead cost per hour (d) $2 $2 $2 $2 $2

Required 2 Variable Overhead cost ( e) = (c x d) $1.10 $0.44 $1.70 $1.30 $0.34

Requirement 3:

Particulars Debbie Trish Sarah Mike Sewing Kit

Selling Price Per Unit $19.00 $7.00 $29.00 $13.00 $8.30

Less: Variable Cost

Direct Material Cost $4.60 $1.40 $6.89 $2.30 $3.50

Direct Labor cost $4.40 $1.76 $6.80 $5.20 $1.36

Variable Overhead cost $1.10 $0.44 $1.70 $1.30 $0.34

Contribution Margin (a) $8.90 $3.40 $13.61 $4.20 $3.10

Direct Labor hour used (b) 0.55 0.22 0.85 0.65 0.17

Required 3 Contribution Margin per direct labor hour (a/b) $16.18 $15.45 $16.01 $6.46 $18.24

Ranking 2 4 3 5 1

Requirement 4:

Debbie Trish Sarah Mike Sewing Kit Total

Demand Next Year…..(a) 53,000 45,000 38,000 32,000 328,000

Direct Labor hour used….(b) 0.55 0.22 0.85 0.65 0.17

Total direct labor hour needed…..(c ) = (a x b) 29150 9900 32300 20800 55760 147910

Ranking 2 4 3 5 1

Direct Labor hour used…(g) 29150 9900 32300 10,400 55760 137510

Contribution per direct labor hour..(e ) $16.18 $15.45 $16.01 $6.46 $18.24

Required 4 Total Contribution….(f) = (c x g) $471,647.00 $152,955.00 $517,123.00 $67,184.00 $1,017,062.40 $2,225,971.40

Requirement 5:

Additional Contribution due to additional capacity = (147,910 - 137,510) x $6.46

...............................................................................= 10,400 x 6.46

...............................................................................= $67,184

Highest direct labor rate per hour = $8 + $6.46

......................................................= $14.46

Baldwin has a new design for their product Bill next round that can reduce their material cost of producing units from $8.14 to $7.32. Baldwin passes on half of all cost savings by cutting the current price to customers. For simplicity:
- Use current labor costs of $4.17
- Assume all period costs as reported on Baldwin's Income Statement (Annual Rpt Pg 2) will remain the same.

Determine how many units (000) of product Bill would need to be sold next round to break even on the product.

Answers

Answer:

Hie, the information you have provided is incomplete.

However important information is explained as follows :

To calculate Break - even Point use the formula;

Break even Point (units) = Total Budgeted Fixed Costs / Contribution per unit

Break even Point is the level of operation at which a firm neither makes a profit nor a loss.

Contribution is Calculated as :

Sales : No information                                xxxx

Less Variable Costs ( Materials + Labor) $11,49

Contribution per unit                                   xxxx

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