Answer:
In order to calculate a loan to value, you take the appraised value and then take a % to calculate the total loan to value.For example if you appraise a home at 100,000 and your down payment is 10% or 10000 then your loan to value is 90%Hencd by that logic if you add 100000 more to the calculation then you can prove that 20% of 200000 is 20,000 hence the loan to value would be 180,000/200,000 which gives you a 90% valueThe statement is True Please rate positively and give brainlistJim drops his car off at ABC Garage to have his exhaust system repaired and takes the train to work. When he returns, he finds that his car has been vandalized. Jim has comprehensive coverage, but feels the garage is responsible for the damage since Jim entrusted the car to ABC Garage. Which coverage type under ABC's garagekeepers policy would split the cost of the loss with Jim's own insurer without placing blame on ABC Garage
Answer: Direct Excess Coverage
Explanation:
The coverage type under ABC's garagekeepers policy that would split the cost of the loss with Jim's own insurer without placing blame on ABC Garage is the direct excess coverage.
This coverage is identical to the direct primary coverage and it basically protects the vehicle of a client without taking into consideration the person that is responsible. The direct excess coverage will be paid in excess of the primary policy.
Drag the tiles to the correct boxes to complete the pairs.
Match the instances to the marketing utilities that they satisfy toward value proposition.
Cassey has her ice-cream shop just outside
the school.
Cassey’s ice cream blends with the richest
ingredients to make it tasty as well as healthy.
Cassey also offers credit to school kids
by maintaining a book of accounts.
Casey lists the nutritional value of each
flavor on a sign at the bottom of the
ice cream cartons.
form
place
Answer:
picture?
Explanation:
you cant put this here without a picture
If the USA can produce 12,000 personal computers or 16,000 TVs, and Japan can produce 10,000 personal computers or 30,000 TVs, then it follows that a. the USA does not have an absolute advantage in TVs. b. the USA does not have an absolute advantage in computers. c. Japan has an absolute advantage in both TVs and computers. d. the USA has an absolute advantage in both TVs and computers.
Answer:
a. the USA does not have an absolute advantage in TVs.
Explanation:
Absolute advantage is an economic term that describes the relative ease with which a country is able to produce a good compared to other producers.
The country that has absolute advantage will produce more numbers a product with the same resources as the other producer.
In the given scenario USA can produce 12,000 personal computers compared to 10,000 personal computers by Japan. So they have absolute advantage in producing personal computers.
Japan can produce 30,000 TVs compared to 16,000 TVs by USA. So Japan has absolute advantage in producing TVs
Information $6,000 coffee equipment - 5 year expected useful life (it depreciates 1/60 every month) Adjusting entries for the month end for a $6,000 coffee equipment. What is the entry for depreciate expense?
a. $60 depreciate expense - debit
b. $60 depreciate expense - credit
c. $100 depreciate expense - debit
e. $100 depreciate expense - credit
Answer:
c. $100 depreciate expense - debit
Explanation:
Depreciation Expenses Per Month = 1/60*6000
Depreciation Expenses Per Month = $100/month
Adjustment Entry
Account Title Debit Credit
Depreciation expenses $100
Accumulated Depreciation $100
During economic downswings output falls faster than employment, and the ratio of output to workers falls. employment falls faster than output, and the ratio of output to workers falls. output falls faster than employment, and the ratio of output to workers rises. employment falls faster than output, and the ratio of output to workers rises.
Answer:
output falls faster than employment, and the ratio of output to workers falls.
Explanation:
When the economy expands, output will increase faster than employment. If the opposite happens, and the economy is at a recession, output will decrease first and then unemployment will increase. Unemployment increases as a result of the decrease in total output.
The ratio of output to worker falls because the same number of employees will produce a lower amount of total output.
a landscape archetiect is hired to build a garden which is of the shape of a right traingle. suppose the architech wants to use a brick wall on the side of AC costing $9/ft and a metal fence on the side costing $3/ft suppose the architect has $1620 budget. what is the maxmum area the architect can build with he budget
Answer:
Maximum Ares architect can build is 36,450 [tex]ft^{2}[/tex]
Explanation:
Suppose
The Perpendicular of the triangle = l
The Base of the triangle = b
The hypotenuse of the triangle = h
The hypotenuse of the triangle can be calculated as follow
h = [tex]\sqrt{l^{2} b^{2} }[/tex]
Total Budget = $1,620
As the architect does not want to build anything on the hypotenuse of the triangle area.
So as per given condition
( $9 x l ) + ( $3 x b ) = $1,620
$3 ( 3l + b ) = $1,620
3l + b = $1,620 / $3
3l + b = 540
b = 540 - 3l ...........(1)
Area = 1/2 x l x b
using (1) we will have
Area = 1/2 x l x ($540 - 3l)
Now differentiating w.r.t l
[tex]\frac{d(area)}{dl}[/tex] = [tex]\frac{\frac{1}{2} [ 540l - 3l^{2}] }{dl}[/tex]
0 = [tex]\frac{1}{2} [ 540 - 6l] }[/tex]
0 = 540 - 6l
6l = 540
l = 540/6
l = 90 ft
Placing value of l in (1)
b = 540 - 3(90)
b = 540 - 270
b = 270
So, Maximum area will be calculated as follow
Maximum Ares = [tex]\frac{1}{2}[/tex] x 270 x 270
Maximum Ares = 36,450 [tex]ft^{2}[/tex]
Private investment during a year includes Group of answer choices spending on plant and equipment plus capital formation the value of inventories plus the values of stocks and bonds spending on plant and equipment plus government spending plus household spending on stocks and bonds stocks and bonds purchased by firms spending on plant and equipment, new housing construction, and changes in inventories
Answer:
spending on plant and equipment, new housing construction, and changes in inventories
Explanation:
A private investment can be defined as funds used by business firms to purchase capital assets such as plants and equipments, new office building and inventories required for the smooth running of the business and are typically expected to generate revenues in the future (cash-flow) and appreciate in value.
Private investment during a year includes spending on plant and equipment, new housing construction, and changes in inventories.
Some business owners may decide to make more investment in their business on an annual (yearly) basis or perennially depending on the type of business and their level of capital expenditure.
Which of these best describes equity?
a. The amount of interest you pay your lender on your mortgage loan.
b. The amount of money you need set aside for home repairs.
c. The difference between what you owe the lender for the mortgage loan, and what your home is worth.
Answer:
Equity is the value/amount of shares you own. Which is (C).
Explanation:
What is the most likely explanation for a +20.0% return on a stock with a beta of 1.0 in a month when the market returned +10.0%?
a. The stock is aggressive.
b. The market is undervalued.
c. Favorable firm-specific news was reported.
d. The beta is really less than 1.0.
Answer:
c. Favorable firm-specific news was reported.
Explanation:
Some specific event must have affected the stock's price. E.g. Blackberry and Amazon announced a few days that they would work together and that immediately made Blackberry's stock increase 50% in one single day. These types of events are isolated and do not affect the market as a whole, e.g. Amazon's stock was not affected.
You are bullish on Telecom stock. The current market price is $48 per share, and you have $9,600 of your own to invest. You borrow an additional $9,600 from your broker at an interest rate of 3.0% per year and invest $19,200 in the stock. a. What will be your rate of return if the price of Telecom stock goes up by 5% during the next year
Answer: 7%
Explanation:
The following can be deduced.from the question:
Loan amount = $9,600
Equity = $9,600
Market price = $48 per share
Total investment = $19,200
Growth of Investment = 5%.
We then calculate value of the investment in a year. This.will be:
= 19,200 × 1.05
= $20,160
Interest on the loan would be:
= $9,600 * 0.03
= $288
Therefore, rate of return will be:
= (20,160 - 9,600 - 288)/9,600 - 1
= 0.07 = 7%
At the beginning of the current year, Trenton Company's total assets were $274,000 and its total liabilities were $188,000. During the year, the company reported total revenues of $119,000, total expenses of $89,000 and owner withdrawals of $18,000. There were no other changes in owner's capital during the year and total assets at the end of the year were $286,000. Trenton Company's debt ratio at the end of the current year is:
Answer:
The correct answer is 65.7%
Explanation:
According to the given scenario, the calculation of the debt ratio is as follows;
But prior to that the following calculations are needed
Ending total assets $286,000
Less: Ending stockholders equity
opening stockholders equity($274,000 - $188,000) $86,000
Add: Revenue $119,000
Less: Expenses $89,000
Less: Dividends $18,000
Ending stockholders equity $98,000
ending liabilities $188,000
Now
debt ratio = Total liabilities ÷ total assets
= $188,000 ÷ $286,000
= 65.7%
hence, the debt ratio is 65.7%
Identify which characteristic describes common stock (CS) or preferred stock (PS) financing. May have cumulative and participating features. May be convertible into another type of security. Last to receive distribution of assets in the event of bankruptcy and liquidation. Places minimum operating constraints on the firm. Group of answer choices 1
Answer:
Common Stock (CS)
Places minimum operating constraints on the firm. - Common stock does not have to be paid dividends so place no obligations on the firm.Last to receive distribution of assets in the event of bankruptcy and liquidation. - CS is paid last when assets are liquidated as debt and preferred stockholders are paid off first.Preferred Stock (PS)
May have cumulative and participating features. - Can be cumulative which means that if dividends are not paid in one year, the dividend will be accrued and eventually paid or they can be Participating which means that they can receive more dividends than they are entitled to. May be convertible into another type of security. - Preference shares can be converted into other securities such as Common stock.Inventory is often reported as a miscellaneous expense on the income statement. reported as a current asset on the balance sheet. generally valued at the price for which the goods can be sold. reported under the classification of Property, Plant, and Equipment on the balance sheet.
Answer:
reported as a current asset on the balance sheet.
Explanation:
According to US GAAP, inventory must be reported at lower of cost or market value. ⇒ Therefore, "generally valued at the price for which the goods can be sold." is wrong.
Inventory is included under current assets since it is considered relatively liquid. ⇒ Therefore, "reported under the classification of Property, Plant, and Equipment on the balance sheet." is wrong.
Inventory is not an expense, cost of goods sold is an expense account. ⇒ Therefore, "reported as a miscellaneous expense on the income statement." is wrong.
Harry is a citizen and resident of Saudi Arabia. During the current year, Harry never visits the United States, nor does he hold a green card. However, he realized a gain on the sale of Extel Corporation stock, a corporation organized in the United States. The United States does NOT have an income tax treaty with Saudi Arabia. What is the Source of Income and how does the U.S. tax the income
Answer:
The source of income is the capital gain realized when Harry sold the stocks of Extel Corporation. Generally, nonresident aliens (like Harry) are subject to a 30% tax on all their US income sources. E.g. if Harry made a capital gain of $1,000 when he sold the stocks, he will need to pay $300 to the IRS.
Some exemptions apply to foreign students, resident aliens or people that work for foreign governments, but Harry doesn't fit in any of these categories.
With its current levels of input use, a firm's MRTS is 3 (when capital is on the vertical axis and labor is on the horizontal axis). This implies: Group of answer choices if it used one more unit of both capital and labor, the firm could produce 3 more units of output. the firm could produce 3 more units of output if it increased its use of labor by one unit (holding capital constant). if the firm reduced its capital stock by one unit, it would have to hire 3 more workers to maintain its current level of output. the firm could produce 3 more units of output if it increased its use of capital by one unit (holding labor constant). the marginal product of labor is 3 times the marginal product of capital.
Answer:
if the firm reduced its capital stock by one unit, it would have to hire 3 more workers to maintain its current level of output
Explanation:
In the case when the MRTS is 3 so this implies that the value mentioned is one by 3 so this represents the capital amount that are required to subsitute for one unit of labor to remian on the similar isoquant
Therefore as per the given situation, the above represent the answer
Hence, the same is to be considered
Worker organizations can affect wages by:
A. advocating for higher pay for workers.
B. making workers more productive over time.
C. lowering the market value of each worker.
D. ensuring that all workers receive an education.
Worker organizations can affect wages by advocating for higher pay for workers, as the worker starts demanding for the higher wages.
What is Worker organization?Worker organizations are the established organization that shows the interest and opinion of the workers. Mainly this is for the welfare of the workers, to represent their interest about the wages and working condition in the organization.
Thus, option A is correct.
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Omar and Janet decide to revise their budget for Rings and Things. What suggestions about labor
costs would you make, if the goal is to improve the business's cash flow?
Answer:
Review labor costs downwards
Explanation:
Janet and Omar should consider revising their budget for labor downwards. In the current state, labor costs are $1000, which is approximately 57 percent of all costs. As a rule of thumb, labor costs should be between 25 to 35 percent of total costs. This implies that Janet and Omar's labor costs are very high in relation to the other costs.
Janet and Omar should aim for a profit. Ideally, a 25 to 30 percent profit is a good target for such a business. For this to happen, they need to cut down labor to between $300 to a maximum of $400.
Company A offers a discount on an extended warranty on its cell phone when the warranty is purchased at the time the cell phone is purchased. The warranty normally has a price of $150, but Company A offers it for $120 when purchased along with a cell phone. Company A anticipates a 75% chance that a customer will purchase the extended warranty along with the cell phone . Assume Company A sells 1,000 cell phone with the extended warranty discount offer. What is the total stand-alone selling price that Company A would use for the extended warranty discount option for purposes of allocating revenue among the performance obligations in those 1,000 cell phone contracts
Answer: [tex]= 22500[/tex]
Explanation:
given data:
original price = $150.
offer price = $120.
chance the customer would purchase the extended warranty = 75%.
no of unit sold = 1000.
solution:
total stand alone price to be used by the company.
[tex]= original price - offer price * unit sold * extended warranty.[/tex]
[tex]= $150 - $120* 1000*0.75[/tex]
[tex]= 30*1000*0.75[/tex]
[tex]= 22500[/tex]
Which of the following is one of the steps for recognizing revenue? Multiple Choice Identify the performance obligations of the contract. Determine whether bad debts can be reasonably estimated. Estimate the total transaction price of the contract based on fair value. Allocate all revenue to the performance obligation with the largest stand-alone selling price.
A) Identify the performance obligations of the contract.
B) Identify the contract with the customer.
C) Estimate the total transaction price of the contract based on the sum of the stand-alone selling prices of the goods and services in the contract.
D) Allocate the transaction price to the performance obligations.
- A performance obligation is a promise to deliver a good or provide a service (or a series of distinct goods or services that are substantially the same and that have the same pattern of transfer to the customer).
Ridiculousness, Inc., has sales of $48,000, costs of $21,200, depreciation expense of $1,900, and interest expense of $1,200. If the tax rate is 35 percent, what is the operating cash flow, or OCF
Answer:
OCF = $18,505
Explanation:
To calculate OCF, we first need the income statement:
Income Statement
Sales $ 48,000
Costs 21,200
Depreciation 1,900
EBIT $ 24,900
Interest 1,200
Taxable income $ 23,700
Taxes (35%) 8295
Net income $ 15,405
OCF = EBIT + Depreciation - Taxes
OCF = $24,900 + 1,900 - 8,295
OCF = $18,505
​Landers, Inc. has 7 units in inventory on December 31. The units were purchased in November for $190 each. The price lists from suppliers indicate the current replacement cost of the item to be $184 each. What is the effect on gross profit if Landers values its ending merchandise inventory using the lower-of-cost-or market rule?
a. The gross profit would increase by $ 6
b. The gross profit would decrease by$ 42
c. The gross profit would increase by $ 42
d. The gross profit would not be affected.
Answer:
b. The gross profit would decrease by $42
Explanation:
Landers Amount
Cost price 190.00
Less: Replacement 184.00
$6.00
Number of units $7.00
Decrease in gross profit $42.00 (Replacement * Number of units)
units by
Smith Company exchanges assets to acquire a building. The market price of the Smith stock on the exchange date was $35 per share and the building's book value on the books of the seller was $250,000. Which of the following journal entries is correct for Smith Company when Smith issues 10,000 shares of $10 par value common stock and pays $20,000 cash in exchange for the building?A. Building Db 270,000 Cash Cr 20,000 Common stock Cr 100,000 Additional paid-in capital Cr 150,000 B. Building Db 370,000 Cash Cr 20,000 Common stock Cr 350,000 C. Building Db 370,000 Cash Cr 20,000
Answer:
Smith Company
The correct journal entries for Smith Company when Smith issues 10,000 shares of $10 par value common stock and pays $20,000 cash in exchange for the building is:
A. Building Db 270,000
Cash Cr 20,000
Common stock Cr 100,000
Additional paid-in capital Cr 150,000
Explanation:
a) Data and Calculations:
Market price of stock = $35 per share
Building's book value = $250,000
Issue of 10,000 shares of $10 par value:
Common Stock $100,000 (10,000 * $10)
Additional paid-in capital $250,000 (at market price)
Cash $20,000
b) While the market price is $35 per share, the price at which the assets were exchanged will be reduced to $25 per share, since there was no receipt of cash from the seller of the building.
By addressing customer complaints as quickly as possible, even in the middle of a model year, is demonstrating ____.
a. assurance
b. empathy
c. responsiveness
d. serviceability
e. tangibles
Answer:
c. responsiveness
Explanation:
When customer's complains are quickly attended to as and when required, this is the demonstration of a quality known as responsiveness. Responsiveness is the ability to attend to requests on time when the occasion demands.
It shows and gives an assurance to customers that their request or complaints would be attended to through the channel. Thus, majority of them would prefer to use the channel instead of visiting one of the offices of the company.
True or false: Customers rely on the internet for many reasons, including product research, purchases, bill payments, and social networking, but they rarely use it to communicate questions and concerns to CSWs.
Answer:
True
Explanation:
Without internet we couldn't do what we do today in our jobs. We rely on the internet for many reasons. Hope this helps:)!
describe how commerce relate with industry and direct services
10. Ahron Company makes 8,000 units per year of a part it uses in the products it manufactures. The unit product cost of this part is computed as follows: An outside supplier has offered to sell the company all of the units it needs. If the company accepts this offer, the facilities now being used to make the part could be used to make more units of a product that is in high demand. The additional contribution margin on this other product would be $161,600 per year. If the part were purchased from the outside supplier, $7.50 of the fixed manufacturing overhead cost being applied to the part would be eliminated. What is the maximum amount the company should be willing to pay an outside supplier per unit for the part if the supplier commits to supplying all 8,000 units required each year
Answer:
$62
Explanation:
The computation of the maximum amount that should be willing to pay per unit is as follows:
The Relevant costs for decision making is
= Avoidable Costs + Opportunity Costs
where,
Total Avoidable Cost = Total Units Needed × ( Direct Materials + Direct Labor + Variable Manufacturing Overhead + Avoidable Fixed Manufacturing Overhead )
= 8,000 × ($14.90 + $17.50 + $1.90 + $7.50)
= $334,400.
And, the Total Opportunity Costs of Making is $161,600.
Now
Total Relevant Costs is
= $334,400 + $161,600
= $496,000.
So, the maximum per unit would be
= $496,000 ÷ 8,000
= $62
a stock has a beta of 1.5 and an expected return of 16.35%. What is the risk free rate if the markert rate of return is 12.5%
Answer:
4.8%
Explanation:
Calculation for the risk free rate if the market rate of return is 12.5%
Using this formula
Expected rate of return = Risk free rate + Beta( Market rate -Risk-free rate)
Let plug in the formula
0.1635 =Risk-free rate of return + 1.5(0.125 -Risk free rate of return)
0.1635 =Risk-free rate of return + 0.1875 - 1.5(Risk-free rate of return)
0.1635 - 0.1875 =Risk-free rate of return - 1.5Risk-free rate of return
−0.024 = - (1-0.5 Risk-free rate of return)
−0.024 = - 0.5 Risk-free rate of return
Risk-free rate of return =0.024 / 0.5
Risk-free rate of return = 0.048
Risk-free rate of return = 0.048 * 100%
Risk-free rate of return = 4.8%
Therefore the risk free rate if the market rate of return is 12.5% is 4.8%
A company had the following purchases and sales during its first year of operations: Purchases Sales January: 23 units at $205 17 units February: 33 units at $210 17 units May: 28 units at $215 21 units September: 25 units at $220 20 units November: 23 units at $225 25 units On December 31, there were 32 units remaining in ending inventory. Using the Perpetual LIFO inventory valuation method, what is the cost of the ending inventory
Answer:
$6,755
Explanation:
The computation of the cost of the ending inventory using the perpetual LIFO method is as follows:
For January:
Total value = Units remaining in inventory × cost per unit
= (23 - 17) × $205
= $1,230
For February:
Total value = Units remaining in inventory × cost per unit
= (33 - 17) × $210
= $3,360
For May:
Total value = Units remaining in inventory × cost per unit
= (28 - $21) × $215
= $1,505
For September:
Total value = Units remaining in inventory × cost per unit
= (25 - 20) × $220
= $1,100
For November:
Total value = Units remaining in inventory × cost per unit
= (25 - 23) × $220
= $660
Cost of the ending inventory:
= $1,230 + $3,360 + $1,505 + $660
= $6,755
20. Based on predicted production of 12,000 units, a company anticipates $150,000 of fixed costs and $123,000 of variable costs. The flexible budget amounts of fixed and variable costs for 10,000 units are: a. $125,000 fixed and $123,000 variable. b. $102,500 fixed and $150,000 variable. c. $125,000 fixed and $102,500 variable. d. $150,000 fixed and $123,000 variable. e. $150,000 fixed and $102,500 variable.
Answer:
e. $150,000 fixed and $102,500 variable.
Explanation:
fixed costs do not vary with output, so the fixed costs must be the same for both budgets = $150,000 (doesn't matter if production is 12,000 or 10,000 or 8,000, or 15,000 units)
variable costs per unit = $123,000 / 12,000 = $10.25
variable costs for flexible budget (10,000 units) = $10.25 x 10,000 = $102,500