If the Bank of Uchenna is not meeting its reserve requirement, what action can it take to meet the reserve requirement without calling in loans or selling property

Answers

Answer 1

Answer:

In this situation, the Bank of Uchenna has two options:

It can borrow extra funds to meet the reserve requirements in the interbank market. These funds would be borrowed at the federal funds rate if the bank is the U.S., or at the specific interbank rate applying to the area where the bank is located.

Or it can borrow those extra funds from the central monetary authority, in other words, the central bank (the fed in the case of the U.S.), since one of the main functions of a central bank is acting as lender of last result for financial institutions when these institutions are in need.

Answer 2

In this situation, Uchenna Bank has two options that can be done by the bank  without calling in loans or selling property :

Additional funds can be borrowed to meet the reserve    requirement requirements of the interbank market.

These funds are borrowed at the federal funds rate if the bank is based in the United States, or at a specific interbank rate applicable to the area in which the bank is located.

They can borrow these additional funds from  Central bank.

The central bank's main functions is to act as a lender to the central bank, you can borrow these additional funds from the central bank, the central bank (FRB in the United States).

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Related Questions

Assuming they began by opening just one or two stores in Mexico, what do you see as the main HR-related challenges he and Jennifer would have to address

Answers

Answer and Explanation:

The following are the HR-related challenges that he and Jennifer would have to face:

1. Language - As english and spanish both are required

2. Culture: The culture is different i.e. latin american and the northern american

3. The level of motivation and the workers morale would be lesser in mexico they required the supervison and the reguarly stimulation

4, The biasness, discrimination are pre-existed problem it would take time for the expatriates to get used to it

A company's ____________ are the priorities, principles, and beliefs that guide the company.
A.
Strengths
B.
Demographics
C.
Values
D.
Opportunities

Answers

Answer:

C.  values

Explanation:

The answer is C. A company’s values are their priorities, principles, and beliefs

(True) or (False)? GAAP decides whether a company should use FIFO, LIFO, Weighted Average Cost, or Specific Identification to value its inventory cost.

Answers

Answer:

False

Explanation:

In order to choose which inventory method i.e. FIFO, LIFO, weighted average cost, or specific identification method the company can free to choose which any of the inventory methods to determine the inventory cost

There is no need to decided by GAAP

hence, the given statement is false

Therefore it is not a true statement

Alpha's preferred stock currently has a market price equal to $80 per share. If the dividend paid on this stock is $6 per share, what is the required rate of return investors are demanding from Alpha's preferred stock

Answers

Answer:

the required rate of return is 7.5%

Explanation:

The computation of the required rate of return is shown below;

As we know that

The price of preferred stock = Dividend ÷ Required rate of returen

$80 = $6 ÷ required rate of return

So, the required rate of return is

= $6 ÷ $80

= 7.5%

hence, the required rate of return is 7.5%

Is it necessary that the five steps in the strategic management process be performed sequentially? Why or why not?

Answers

Answer:

No

Explanation:

Strategic management process may be defined as the process which appraises the industries and business where the organization is involved. It is the culture of appraisal that any business adopts in order to outdo their competitor.

There are mainly 5 steps for the strategic management process in any business. They are :

-- in goal setting

-- to analyze

-- in strategy formulation

-- in strategy implementation

-- to control and evaluate

These are main 5 steps which follows a logic and is easily understandable as it is simple process. But it is not compulsory for the business or organization to take these steps in a sequential manner. It depends upon the company's need. Many company analyses the internal as well as the external factors that affects their strategy which is important to their business process. So they may start with any step for the appraisal process.  They can start with any step and see the impact of it and then change or move to any other step depending upon their necessity. It is according to the company's need and situation that these steps are taken in any sequence by the company.

g Firm X is a monopolist with marginal cost of $5/unit. When maximizing profit, Firm X charges a price of $24/unit. What elasticity of demand is Firm X facing at its current level of output

Answers

Answer:

Firm X is facing low elasticity of demand at its current level of output.

Explanation:

This is why Firm X is able to set such a high price of $24/unit when its marginal cost is $5/unit.  Usually, a monopolist does not want to set prices and outputs in the inelastic range of the demand curve.  It is always interested in setting profit-maximizing prices and outputs.  Firm X should be wary of setting too high prices because consumers can decide to lower their demand.

Mae Company sells its product for $12 per unit and has variable costs of $8 per unit. Total fixed costs are $60,000. Suppose variable costs increase by 10% due to an increase in the cost of direct materials. What will be the effect on the breakeven point in units

Answers

Answer:

Effect : Increase in Break Even units by 3,750 units to 18,750 units

Explanation:

Break even point is the level of activity at which a firm makes neither a profit nor a loss

Break even Point (Units) = Fixed Costs ÷ Contribution per unit

where,

Contribution per unit = Selling price per unit - Variable Costs per unit

                                    = $12 - $8

                                     = $4

Therefore,

Before Increase

Break even Point (Units) = $60,000 ÷ $4 = 15,000

After Increase

New Contribution = $12 - ($8× 1.10)

                              = $3.20

Therefore,

Break even Point (Units) = $60,000 ÷ $3.20 = 18,750

Suppose you knew that there was going to be 25 percent inflation between now and five years from now, and suppose you knew that the current minimum wage of $7.50 was only enough to get a family of three to 70 percent of the poverty line. In order to make the minimum wage earn enough to be at that poverty line in five years, the minimum wage in five years would have to be

Answers

Answer:

In order to make the minimum wage earn enough to be at that poverty line in five years, the minimum wage in five years would have to be:

$9.38.

Explanation:

a) Data and Calculations:

Current minimum wage = $7.50

Inflation rate between now and five years from now = 25%

The minimum wage in five years should be $9.38 ($7.50 * 1.25)

b) When the minimum wage increases from $7.50 to $9.38 in five years, it will match the inflation rate between now and give years' time of 25% because the difference in minimum wage of $1.88 (9.38 - $7.50) is equal to 25% ($1.88/$7.50 * 100).  If the minimum wage of $9.38 is earned the wage earner will be able to get a family of three to 70% of the poverty line, just as $7.50 is able to get the family of three to 70% of the poverty line in the current year.

Which of the following data analysis models use optimization techniques? Group of answer choices Prescriptive analytics Predictive analytics Diagnostic analytics Descriptive analytics

Answers

Answer:

Prescriptive analytics.

Explanation:

Prescriptive analytics can be defined as a type of data analysis model which typically comprises of descriptive data and forecasting techniques used for identifying the decisions that are most likely to yield an optimum or best performance.

Hence, prescriptive analytics is a data analysis model that use optimization techniques.

For example, prescribing a car that is capable of finding the best route for a road trip.

Prescriptive analytics.

Prescriptive analytics is a type of data analysis model that often includes descriptive data and forecasting approaches for finding the decisions that are most likely to produce the best or optimum results. Prescriptive analytics is a data analysis approach that employs optimization methods.For instance, prescribing an automobile capable of determining the most efficient route for a road trip.Prescriptive analytics use optimization techniques

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John’s Landscaping had shareholders that invested $150,000. The company has earned revenues of $75,000, of which $50,000 were collected. They have incurred expenses of $82,000. Calculate its net income. Group of answer choices

Answers

Answer:

the net income is -$7,000

Explanation:

The computation of the net income is shown below:

As we know that

Net income = earned revenues - incurred expenses

= $75,000 - $82,000

= -$7,000

By deducting the expenses from the revenues we can get the net income

But here the net income is in negative as the expenses are more than the revenues

So, the net income is -$7,000

Denise works in the quality control section of a large shipping company. In this capacity, she monitors and reports on how well (or how poorly) the system operates and how well the subsystems of the company relate to each other. With what does Denise provide her organization

Answers

Answer:

Feedback loops

Explanation:

In the given situation since it is mentioned that denise who works in the quality control section and she monitors and reports how well or how poor the system operates so here she provide the feedback loops to the organization as it deals with the event that varies from the response

So according to the given situation, the feedback loops is the answer

Lenox Corp. sold merchandise for $5,900 to M. Baxter on May 15, 2017, with payment due in 36 days. Subsequent to this, Baxter experienced cash-flow problems and was unable to pay its debt. On August 10, 2017, Lenox stopped trying to collect the outstanding receivable from Baxter and wrote off the account as uncollectible. On December 1, 2017, Baxter sent Lenox a check for $1,100 and offered to sign a two-month, 9%, $4,800 promissory note to satisfy the remaining obligation. Baxter paid the entire amount due Lenox, with interest, on January 31, 2018. Lenox ends its accounting year on December 31 each year and uses the allowance method to account for bad debts.
Required:
1. Prepare all of the necessary journal entries on the books of Lenox Corp. from May 15, 2014 to January 31, 2015.
2 Why would Baxter bother to send Lenox a check for $1,000 on December 1 and agree to sign a note for the balance, given that such a long period of time had passed since the original purchase?

Answers

Answer:

1) May 15, 2017, merchandise sold on account to Baxter

Dr Accounts receivable 5,900

    Cr Sales revenue 5,900

Sometime prior to August 10, but after May 15, bad debt must be recorded

Dr Bad debt expense 5,900

    Cr Allowance for doubtful accounts 5,900

August 10, 2017, write off of uncollectible account

Dr Allowance for doubtful accounts 5,900

    Cr Accounts receivable 5,900

December 1, 2017, write off is reversed

Dr Accounts receivable 5,900

    Cr Allowance for doubtful accounts 5,900

December 1, 2017, check received + notes receivable

Dr Cash 1,100

Dr Notes receivable 4,800

    Cr Accounts receivable 5,900

December 31, 2017, accrued interest revenue

Dr Interest receivable 36

    Cr Interest revenue 36

January 1, 2018, collection of notes receivable

Dr Cash 4,872

    Cr Interest receivable 36

    Cr Interest revenue 36

2) If a company owes money, the option of a lawsuit exists, even if Lenox does not fila a lawsuit, Baxter's credit history will be negatively affected. A bad credit history negatively affects both individuals and businesses.

The Federal Reserve buys $44.00 million in Treasury securities. If the required reserve ratio is 30.00%, and all currency is deposited into the banking system, and banks hold excess reserves of 10%, then the maximum amount the money supply can increase is $ million. (Insert your answer in millions; if you think the answer is $30 million, just enter 30. Round your answer to two decimal places.)

Answers

Answer:

the money supply would increased by 98

Explanation:

The computation of the maximum amount by which the money supply could increase is shown below;

= Deposit × 1 ÷ Reserve ratio

= 44 × 1 ÷ (0.35 + 0.10)

= 44 × 1 ÷ 0.45

= 44 × 2.2222

= 98

Hence, the money supply would increased by 98

It could be determined by applying the above formula

On-Time Delivery Company acquired an adjacent lot to construct a new warehouse, paying $42,000 and giving a short-term note for $307,000. Legal fees paid were $2,335, delinquent taxes assumed were $11,900, and fees paid to remove an old building from the land were $19,800. Materials salvaged from the demolition of the building were sold for $5,200. A contractor was paid $1,061,000 to construct a new warehouse. Determine the cost of the land to be reported on the balance sheet.

Answers

Answer:

$377,835

Explanation:

The cost of an assets include Purchase Costs and other costs directly related to place to asset in the location and condition intended for use by the management.

Thus, calculation of the Cost of the Land will be as follows :

Cash payment                                                                     $42,000

Short term note                                                                 $307,000

Legal Costs                                                                            $2,335

Delinquent taxes                                                                  $11,900

Fees to remove old buildings ($19,800 - $5,200)            $14,600

Total                                                                                   $377,835

Conclusion :

Therefore, the cost of the land to be reported on the balance sheet is $377,835

Last year Almazan Software reported $10.500 million of sales, $6.250 million of operating costs other than depreciation, and $1.300 million of depreciation. The company had $5.000 million of bonds that carry a 6.5% interest rate, and its federal-plus-state income tax rate was 25%. This year's data are expected to remain unchanged except for one item, depreciation, which is expected to increase by $0.670 million. By how much will net income change as a result of the change in depreciation

Answers

Answer:

b. -$0.202 million

Explanation:

Missing word "The company uses the same depreciation calculations for tax and stockholder reporting purposes. Multiple choice a. -$0.232, b. -$0.202, c. -$0.155, d. -$0.193"

As depreciation is expected to increase this year by $0.31 million, therefore expenses will increase and will result in decrease in income before tax by $0.31 million

Additional tax saving on increase in depreciation = $0.31 * 35% = $0.108 million

Total change in net income = -$0.31 + $0.108 = -$0.202 million

If the direct labor rate variance is $500 favorable, and the direct labor efficiency variance is $250 unfavorable, the journal entry will include a: (You may select more than one answer. Single click the box with the question mark to produce a check mark for a correct answer and double click the box with the question mark to empty the box for a wrong answer. Any boxes left with a question mark will be automatically graded as incorrect.) check all that apply Debit to direct labor rate varianceunanswered Credit to direct labor rate varianceunanswered Debit to direct labor efficiency variance Credit to direct labor efficiency variance

Answers

Answer:

Debit to direct labor efficiency variance

Credit to direct labor rate variance

Explanation:

Preparation the journal entry

Based on the information given in a situation where the direct labor rate variance is favorable with the amount of $500 which means that the FAVOURABLE VARIANCE will be CREDITED and in a situation where the direct labor efficiency variance is unfavorable with the amount of $250 which means that that UNFAVORABLE VARIANCE will be DEBITED reason been that FAVOURABLE VARIANCE are tend to be CREDITED while UNFAVORABLE VARIANCE on the other hand are tend to be DEBITED .

Therefore the journal entry will include a:

Debit to direct labor efficiency variance (UNFAVORABLE)

Credit to direct labor rate variance (FAVOURABLE)

Explain how current economic indicators, such as inflation and unemployment, affect you personally. Explain how they may affect you as a manager

Answers

Answer is given below :

Explanation:

In an economy, inflation raises the price level of the basket of goods and services, thus reducing the demand for this affected good and services. This decrease will increase the listings in companies as sales of these goods and services will decrease. Production is the work of labor and capital, NRSE inflation is reduced and there is no need for more production at the company level to reduce the inventory sold, which allows firms to reduce costs in the form of labor cost and other variable costCompanies tend to sell their untold innovations due to declining sales and top-downs that reduce profit margin. Therefore managers are concerned about the profitability of the company and their bonus.

Privacy laws include governing: agreements about supply and delivery of goods. agreements about supply and delivery of goods. enforcing intellectual property rights. enforcing intellectual property rights. employee pay structures employee pay structures data collection, storage, use and permissions.

Answers

Answer is given below:

Explanation:

Privacy laws governing the regulation, storage and use of personally identifiable information, personal health information Privacy laws are considered in the context of an individual's privacy rights or a reasonable expectation of privacyso that Privacy laws include governing : Data collection, storage, use and permissions

Assume the following information: Amount Per Unit Sales $ 300,000 $ 40 Variable expenses 120,000 16 Contribution margin 180,000 $ 24 Fixed expenses 121,000 Net operating income $ 59,000 If the variable expenses increase by $1 per unit, the advertising expenditures increase by $15,000, and unit sales increase by 5%, then the best of estimate of the new net operating income is:

Answers

Answer:

Net income= $45,125

Explanation:

Giving the following information:

Amount Per Unit:

Contribution margin 180,000 $ 24

Fixed expenses 121,000

Variations:

Unitary variable cost= up by $1

Fixed costs= up by $15,000

Sales increase= 5%

First, we need to calculate the new unitary contribution margin and sales in units:

New contribution margin= 40 - 17= $23

Sales in units= (300,000/40)*1.05= 7,875

Now, we can calculate the new net income:

Total contribution margin= 7,875*23= $181,125

Fixed costs= (121,000 + 15,000)= (136,000)

Net income= 45,125

6. Microeconomics and macroeconomics Determine whether each of the following topics would more likely be studied in microeconomics or macroeconomics. Microeconomics Macroeconomics The effect of government regulation on a monopolist's production decisions The effect of an increase in the money supply on the rate of inflation The government's decision on how much to spend on public projects

Answers

Answer:

Macroeconomics are for economic events that affect the entire economy not just singular parties in it while Microeconomics studies the effects of economic events on the parties in the economy such as consumers and companies.

The effect of government regulation on a monopolist's production decisions ⇒ MICROECONOMICS

This concerns the effect of an economic event (government regulation) on a party in the system which are monopolists.

The effect of an increase in the money supply on the rate of inflation ⇒ MACROECONOMICS

This concerns the effect of an increase of money supply on the rate of inflation for the whole country which makes it Macro.

The government's decision on how much to spend on public projects ⇒ MACROECONOMICS

Public works will affect the entire country and its economic system so the decision to see how much to spend is a Macroeconomic activity.

I am starting a new company as the sole owner. My company will go into people's homes after a fire or flood and clean up and repair any damage. I plan on having 10 employees and hope to expand outside of Raleigh in the future. Should I open my business as a "sole proprietorship" or as an "LLC"?

Answers

Answer:

LLC

Explanation:

Sole proprietorships don't have employees

For each of the following numbered situations below, select the best letter answer concerning accounting for investments: (A) Increase the investment account. (B) Decrease the investment account. (C) Increase dividend revenue. (D) No adjustment necessary.

Answers

Answer:

(A) Increase the investment account

Explanation:

When the investment is made, the accounting entries required is to debit the Investment Account to shows the increase in Assets and credit the Cash Account to show the decrease in assets used to acquire the investment.

The customer returns for the Fall season were 10% on gross sales of $900,000. For the Spring season, gross sales were $850,000, and customer returns were $70,000. What was the percentage of customer returns for the entire year

Answers

Answer:

the percentage of customer returns for the entire year is 9.14%

Explanation:

The computation of the percentage of the customer returns for the entire year is as follows;

= Total customer returns ÷ Total gross sales

= ($900,000× 10% + $70,000) ÷ ($900,000 + $850,000)

= ($90,000 + $70,000) ÷ ($1,750,000)

= 9.14%

Hence, the percentage of customer returns for the entire year is 9.14%

Assume that January sales for the fourth year turn out to be $295,000. What was your forecast error the models in parts 2, 3, and 4

Answers

Answer:

4th year difference in forecast $120,000

Explanation:

The forecast is prediction of future cashflows of a business. The forecasts are rarely accurate as there are many uncontrollable factors such as demand, seasonal effect and government influence which are results of the deviation from the forecast cashflow. In the given scenario the management forecast that the January sales will be $295,000 but the actual sales are $120,000 only. The main reason for such big difference is government taxes that are imposed on seafood. The prices are increased therefore consumers have reduced their seafood consumption.

best clients and we do amazing work together so for that reason I have something called incentive based pricing where if you make a decision on the call with me today I waive the $2,000 setup fee and it’s just $2,000 /month." Then shut up. This SILENCE here is the most crucial part of your entire call. You MUST not cave in and you MUST remain silent until the prospect speaks. Sometimes this silence is longer than 1-2 mins. Part twelve is continued on the next page… Continued from the previous page… We’re waiting for any words that mean let’s move forward with this: "What’s the next step?" "Ok well what’s next?" "Ok how do we get started?"] "Ok let’s do it!" When they are ready to move forward say: Awesome! Well we can get you started right now if you want. (OK well how do we do that… OK how do we do the payment… Words like this….) We can do credit card over the phone if you want. (OK cool…. Or words to this effect) So is that VISA or MASTERCARD, collect the details and BOOM! What we will not accept Any words that do not mean YES or NO. This decision is BINARY not a grey area. "OK well can you send me something via email?" "OK well how do i get back in touch with you if i decide to move forward?" "Ok I’m going to need to think about this" "Ok I’m going to have to ask my business partner, wife etc." Handling Objections Objection: How much time do I have to decide? "How much time do you need

Answers

Answer:

B

Explanation:

B

If Hoboken Industries is able to obtain part MR24 from an outside supplier at a unit purchase price of $17, what is the monthly usage at which it will be indifferent between purchasing and making part MR24?

Answers

The question is incomplete. The complete question is as follows,

Hoboken Industries currently manufactures 30,000 units of part MR24 each month for use in production of several of its products. The facilities now used to produce part MR24 have a fixed monthly cost of $150,000 and a capacity to produce 84,000 units per month. If the company were to buy part MR24 from an outside supplier, the facilities would be idle, but its fixed costs would continue at 40 percent of their present amount. The variable production costs of part MR24 are $11 per unit.

If Hoboken Industries is able to obtain part MR24 from an outside supplier at a unit purchase price of $17, what is the monthly usage at which it will be indifferent between purchasing and making part MR24?

Answer:

The monthly usage at which the company will be indifferent between the two options is 15000 units.

Explanation:

Let x be the number of units of MR24

The equation for cost of producing MR24 internally can be written as,

Cost = 150000 + 11x

The equation for cost for the option of buying MR24 externally can be written as,

Cost = (150000 * 0.4) + 17x

Equating both the equations,

150000 + 11x = (150000 * 0.4) + 17x

150000 + 11x = 60000 + 17x

150000 - 60000 = 17x - 11x

90000 = 6x

90000 / 6 = x

x = 15000 units

The monthly usage at which the company will be indifferent between the two options is 15000 units.

1. Seven out of every ten families in America live

loan to loan

job to job

paycheck to paycheck

house to house

Answers

Answer:

paycheck to paycheck

Explanation:

Living from paycheck to paycheck means that a big proportion of an individual or household income is spent on expenses. It is a situation where individuals do not save for emergencies and have no tangible investments. Almost all their incomes are spent on consumables.

In the US, over 70 % of households have not saved for rainy days. Should these families lose their source of income, they will have challenges in meeting their financial obligations almost immediately.

Apart from the extent of the re-engineering, the principal factors that affect re-engineering costs are: The quality of the software to be re-engineered. The tool support available for re-engineering. The extent of data conversion required. The availability of expert staff. Select one: a. Only 1, 2 are Correct b. Only 2, 3, 4 are Correct c. All 1, 2, 3, 4 are Correct d. All 1, 2, 3, 4 are Incorrect

Answers

Answer:

C. All of 1, 2, 3, 4 are correct

Explanation:

Software reengineering can be defined as examining and altering a system so as to reconstitute it to be in a newer form.

The cost factors which are to be considered here are:

1. Quality of this software which is going to be reengineered.

2. Consideration on whether expert staffs are available

3. Tool support availability

4. The extent of the required data conversion.

Therefore all the options are correct

In Angola in 2004, GNI is much less than GDP. Angola is an oil-exporting country. What is a plausible relationship between these two facts

Answers

Answer:

The GDP includes the value of all the final goods and services produced in a country, while the GNI includes the value of all the final goods and services produced by the citizens of a country, regardless of where they are located.

Angola's GDP is higher than its GNI because many foreign companies must produce oil, and that increases GDP but is not included in the GNI).

If the United States exports more goods/services than it imports, then the U.S. would have a(n)Multiple Choicetrade deficit.unfavorable balance of trade.trade surplus.favored trading nation.increased global impact.

Answers

Answer: trade deficit.

Explanation:

Countries have to trade with other nations in order to have access to other goods and services and sometimes these countries can import more goods and services than they export. When this happens this is called a Trade deficit.

Trade deficits can be bad because it means that a country is spending more outside than it is receiving so a sustained trade deficit is not ideal.

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