Answer: The mortgagor
Explanation:
If the amount realized at a Sheriff's sale upon a delinquent mortgage is more than the indebtedness, the excess belongs to the mortgagor.
It should be noted that the mortgagor is the borrower, therefore he or she is the person that is entitled to the excess received upon the sake of the asset.
Company ABC operates a nail salon that specializes in artificial nails. It has two primary __________, women who get their nails done infrequently (i.e., once or twice per year), and women who continuously wear fake nails
Answer:
Explanation:
Company ABC operates a nail salon that specializes in artificial nails. It has two primary clients, women who get their nails done infrequently (i.e., once or twice per year), and women who continuously wear fake nails
You are fortunate to receive multiple job offers after graduating from college. You find the decision-making very difficult, but once you decide on an offer to accept, you notice yourself _______ the job offers that you did not accept.
Answer:
downgrading
Explanation:
It is human nature and mentality to consider the opportunities we have as the best and that we do not have or those declined by us to be of lower value.
Similarly, when a person chooses a job opportunity out of multiple jobs provided to him, he considers his decision to be the best one.
Accordingly the job chosen by him ranks first in order of satisfaction, whereas all other jobs that are not chosen by him shall stand of lower value to him.
Thus, he downgrades all the remaining jobs not chosen, so that his present job stands first and of best satisfaction.
When McDonald's and other fast food restaurants offer "value menu" items at surprisingly low prices, they are most likely using ________ pricing.
Answer:
Good value, is the right answer.
Explanation:
The given blank will be filled by “good value” because when a restaurant charges or offer a value menu it means that it is just making a minimum profit in order to attract the customers. However, charging a lower price which makes minimum profit results in the good value pricing process. Additionally, good value pricing is a technique to increase their sales.
In a restaurant or fast food service meal menu is planned in such a way that seems to have less costly items as contrasted to other products of the place.
The correct answer for the blank is:
Good value
By creating these types of menus the eateries and the service place makes a minimum profit.Due to less pricey items, the shoppers are tempted and a large number of customers order from those value menus.So, it is a system by which the establishment earn the smallest profit and a safe value by placing value menus.Therefore, value menus are good value.
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Punitive damages are: Group of answer choices money damages awarded to punish the defendant for gross and wanton negligence and to deter future wrongdoing. money damages whose amount the parties designate during the formation of a contract for the injured party to collect as recompense upon a specific breach. money damages to recompense for economic losses, or losses stemming from injuries. very small damages awarded to show that the loss suffered was technical rather than actual. pre-established damages for cases where calculating a correct sum is deemed difficult.
Answer:
money damages awarded to punish the defendant for gross and wanton negligence and to deter future wrongdoing.
Explanation:
Punitive damages are money damages awarded to punish the defendant for gross and wanton negligence and to deter future wrongdoing.
In litigations, the amount of money awarded by a court of competent jurisdiction to punish a defendant for a crime committed or such wrongdoings (gross and wanton negligence) and by extension serves as a deterrence to others is known as a punitive damage.
Answer:
money damages awarded to punish the defendant for gross and wanton negligence and to deter future wrongdoing.Explanation:
Representatives of the apparel, footwear, furniture, and textile industries in many countries are deeply concerned about the impact that increased trade with ________ will have on these sectors.
Answer: China
Explanation:
Trade is simply when goods or services are being transferred from one person to another person, usually with money being exchanged.
Representatives of the apparel, footwear, furniture, and textile industries in many countries are deeply concerned about the impact that increased trade with China will have on these sectors.
An engineer sketches detailed drawings of the keypad of a new cell phone. What stage in the product development life cycle is this?'
Answer:
Concept stage
Explanation:
The concept design stage is the stage of the design process that comes after the feasibility of the product has bee conducted and options or alternatives have been weighed with a decision and product specification documentation created. The concept stage design is the first design on the product showing the details of the product as contained in the specification documentation.
Key information providing helpful during an allergic reaction related to product usage can be found on the:
Answer:
"MSDS" seems to be the correct one.
Explanation:
An MSDS seems to be a printed text detailing the chemicals management as well as continuing to work details and techniques. A protection summary table and perhaps a substance safety data sheet may also be widely recognized as those of the paper. The MSDS font is regarded to have been an earlier generation of the product description.A government makes a contribution to its pension plan in the amount of $10,000 for year 1. The actuarially-determined annual required contribution for year 1 was $13,500. The pension plan paid benefits of $8,200 and refunded employee contributions of $800 for year 1. What is the pension expenditure for the general fund for year 1
Answer:
$10,000
Explanation:
Based on the information given we were told that the government contribution to the pension plan was the amount of $10,000 for year 1 which simply means the amount of $10,000 will be the pension expenditure for the general fund for year 1.
Therefore the pension expenditure for the general fund for year 1 will be $10,000.
The driver in the car exercise 6 becomes abusive toward you after your recovery. The driver
followers you on your jogs and yells threats at you. He has recently taken to driving very close
to you as you jog. What can you legally do to make him stay away
Answer: Get an Injunction against his activity
Explanation:
An Injunction is a warning or order from a Court of law that prohibits a person from initiating, engaging or continuing to engage in an action that is going against the legal right of another person.
As this driver is infringing on your rights to not be intimidated by another, you can get an injunction from the Courts to compel him to stop his actions of following you around and threatening you.
"Rule 105 of Regulation M, covering transactions that occur in the secondary market during the 20-day cooling off period for "add on" securities offerings, requires that any short sales of the issue that occur:"
Answer: B. I and IV
Explanation:
Here is the completed part of the question:
I that occur 5 business days prior to the effective date
II that occur 20 business days prior to the effective date
III can only be effected on an upbid
IV cannot be covered by purchasing the issue from the syndicate
A. I and III
B. I and IV
C. II and III
D. II and IV
The Rule 105 of the Security Exchange Commission Regulation M covers the activities in the secondary market that are related to the public offerings they have been registered and also limits syndicate members purchasing securities during the 20 days cooling off period.
Therefore, Rule 105 of Regulation M, covering transactions that occur in the secondary market during the 20-day cooling off period for "add on" securities offerings, requires that any short sales of the issue that occur 5 business days prior to the effective date and cannot be covered by purchasing the issue from the syndicate
An economy that has the lowest opportunity cost for producing a particular good is said to have a(n): A. absolute advantage. B. comparative advantage. C. production possibilities curve. D. increasing opportunity cost. E. free-trade zone.
Answer:
B. comparative advantage
Explanation:
A country has comparative advantage in production if it produces at a lower opportunity cost when compared to other countries.
For example, country A produces 20 kg of beans and 5kg of rice. Country B produces 5kg of beans and 20kg of rice.
for country A,
opportunity cost of producing beans = 5/20 = 0.25
opportunity cost of producing rice = 20/5 = 4
for country B,
opportunity cost of producing rice = 5/20 = 0.25
opportunity cost of producing beans = 20/5 = 4
Country A has a comparative advantage in the production of beans and country B has a comparative advantage in the production of rice
A firm has $200 million in total revenue and explicit costs of $190 million. Suppose its owners have invested $100 million in the company at an opportunity cost of 10 percent interest rate per year. The firm's economic profit is:
Answer:
Zero
Explanation:
Economic profit is total revenue minus total opportunity cost (Explicit and implicit cost). In this problem, implicit cost is the 10% interest from investment of $100 million. Economic profit is $200 million minus explicit cost ($190 million + $10 million = $200 million) which equals zero.
AT Oils, a gas station, retails 30,000 gallons of petrol per year. Its ordering costs are $20 per order and holding costs are $40 per gallon. According to the economic order quantity (EOQ) model, approximately how often should the company place a fresh order for petrol
Answer:
The company should place an order every 2 days
Explanation:
The EOQ or economic order quantity is the quantity which minimizes the inventory related costs. The EOQ is calculated as follows,
EOQ = √(2 * D * O) / H
Where,
D is the annual demandO is the ordering cost per orderH is the holding cost per unit per yearEOQ = √(2 * 30000 * 20) / 40
EOQ = 173.2050808 gallons rounded off to 174 gallons
If the company orders using the EOQ, then at an annual demand of 30000 gallons, the number of times that company should order the EOQ is,
Number of orders = 30000 / 174 = 172.4137931 or 173 orders per year
If the company needs to order 173 times per year, the company should place an order every x number of days.
x = 365 / 173
x = 2.10982659 days rounded off to 2.11 days or every 2 days
A Registered Investment Adviser (RIA) is formed as a partnership. The RIA intends to charge an incentive fee that is based on investment performance. Under NASAA rules, the RIA:
Answer:
Explanation:
NASSA rules are set of laws enacted to guide the administration of business and trading activities. Some of the NASAA are protection of vulnerable adults from financial exploitation and guides against unethical practices by investment advisers.
NASSA rules does not forbid RIA from charging an incentive fee based on investment performance, however , it must be able to prove that the fee charged is fair , reasonable and affordable by the customer , in as much as the customer is not being financially exploited.
Answer:
k
Explanation:
When rent is paid in advance for 2 years, it is appropriately recorded as a(n) Blank 1 of 2, whereas when rent is paid and used during one month, it is appropriately recorded as a(n)
Answer:
Asset; expense.
Explanation:
When rent is paid in advance for 2 years, it is appropriately recorded as an asset because it adds value, whereas when rent is paid and used during one month, it is appropriately recorded as an expense because it has been spent.
An asset can be defined as an resources owned and controlled by an individual or organization, which is capable of providing future economic benefits or has the potential to produce positive economic value. Assets can be used to generate revenue in the future or even in its present state depending on the choice of the owner.
On the other hand, an expense is a term used to describe money spent or cost incurred by an individual or organization.
At Finafax Inc., employees share information freely, irrespective of their departments and areas of functionality. They use coordination to maintain ongoing positive relationships and for effective problem solving rather than solely for formal communication. Given this information, it can be concluded that Finafax Inc. most likely focuses on _____.
Answer:
relational coordination
Explanation:
Based on this description it seems that Finafax Inc. most likely focuses on relational coordination or RC for short. This term refers to a mutually reinforcing process of communicating and relating for the purpose of task integration. In other words, they focus on communicating and building work relationships in order to integrate tasks and increase efficiency in their workplace.
A special assessment creates a voluntary tax lien if:_______
a. all taxpayers in a taxing district have voted for it.
b. the affected property owners have requested the improvement.
c. a taxing entity initiates the assessment.
d. the improvement to be funded is for the general good.
Answer: the affected property owners have requested the improvement
Explanation:
A voluntary lien is simply a claim that an individual has over another individual's property as security which will be used for debt payment. It should be noted that liens are not attached to the person but the property.
A special assessment creates a voluntary tax lien if the affected property owners have requested the improvement.
Cattle is not an effective form of money. What essential characteristic of money does cattle lack that most makes it ineffective
Answer:
medium of exchange
Explanation:
Cattle is not an effective form of money. Cattle lacks medium of exchange, which makes it ineffective.
When the individual labor supply curve is positively sloped, the _____ effect dominates and higher wages lead to _____ hours worked.
Answer: substitution; more
Explanation:
When the individual labor supply curve is positively sloped, the substitution effect dominates and higher wages lead to more hours worked.
Labor supply has to do with the hours that workers will like to work at a particular wage rate. A higher wage will typically make workers want to spend more hours to work and therefore the substitution effect simply meams that the labour supply curve will be positively sloped.
A broker only shows homes in certain neighborhoods based on matching existing residents with similar potential buyers. This broker is guilty of what prohibited activity?
Answer: Steering
Explanation;
Steering is a prohibited activity that involves the showcasing of houses depending on the people who want to buy the house by showing them only houses in certain neighborhoods based on certain characteristics such as race or gender.
It is prohibited as people have the right to buy houses wherever they please and should be given the opportunity to do so by being shown all available houses.
The gross domestic product (GDP) of a country was $112 billion in 2001. If the GDP grows at a constant rate of 4.3% per year, in what year will the GDP be greater than $200 billion
Answer:
The GDP will grow above or will be greater the $200 billion amount during the 14th year from 2001 which will be 2015.
Explanation:
To calculate the GDP in a particular year after 2001, we know the equation will be,
GDP = 112 * (1+0.043)^t
Where,
t is the time in yearsIf we want to calculate the year in which GDP will be greater than 200 billion, we need to substitute the GDP part in the equation with amount of say 200 billion.
200 = 112 * (1+0.043)^t
200 / 112 = (1.043)^t
1.785714286 = (1.043)^t
Taking log on both sides and dividing the equation for t.
log(1.785714286) / log(1.043) = t
t = 13.772 years rounded off to 14 years
So, the GDP will grow above or will be greater the $200 billion amount during the 14th year from 2001 which will be 2015.
In collecting data for nonresidential property analysis, it is helpful to understand the business community that currently exists in the specific area in question. A preliminary approach for ascertaining the number of firms by size, industry, and location is to obtain data from
Answer:
U.S. Bureau of the Census: County Business Pattern
Explanation:
The U.S Bureau of census refers to the department of the federal government i.e held to count the overall population of the country with respect to the size, location, type of industry, sex, age, and other information
Therefore in the given situation, while collecting the data for non-residential, The U.S Bureau of Census of the business pattern is needed so that the data could be obtained
An investor just purchased a rectangular 2-acre retail lot for $250 a frontage foot. If she paid $100,000 total, what was the depth of the lot
Answer:
The lot depth is 217.8
Explanation:
The total amount paid = $100000
The price of a lot = $250
Total frontage feet = 100000 / 250 = 400 frontage feet.
Now, we know that 1 acre = 43560 square feet
Therefore, 2 acres = 87120 square feet
Now, divide the 87120 with 400 to find the depth of the lot.
The lot depth = 87120 / 400 = 217.8
The labor demand curve shows how many workers the firm is willing to hire Group of answer choices at any given wage. into high-skill jobs. at a particular amount of labor supplied. when demand for the firm's output is low. at any particular time.
Answer:
at any given wage
Explanation:
The labour demand curve shows the number of workers that a firm is willing to hire at a given wage rate. The higher the wage, the lower the quantity of labour demanded and the lower the wage, the higher the number of workers hired. For this reason, the labour demand curve is downward sloping
Please check the attached image for a graph showing the labour demand curve
Nike provides technical specifications to a subcontractor or local manufacturer for its products. What is this arrangement called and what are its major benefits and drawbacks
Answer:
Explanation:
The defined process is Contract manufacturing agreement .
Contract manufacturing agreement is a process where a client agrees with a manufacturer to design , manufacture according to specified requirements and deliver these goods which the client intends to integrate into his own final products.
Major benefits
It offers expertise skills in the process of production
Cost saving in capital , labor and other costs related to production, budgets are better managed and profit increases
It also gives time to focus on other business related activities
Drawback
Poor manufacturer might be engaged if research was not properly done before engagement . leading to bad products and bad reputation in the market
There is also a risk of potential delay in delivery
A ___________ is established when an individual confers legal title to property to another person or institution to manage the property for one or more beneficiaries.
Answer:
personal trust
Explanation:
If the marginal damage caused by a certain type of pollution is $100 billion and the marginal cost of abatement is $180 billion, then:
Options :
A) society would be better off with zero pollution.
B) society would be better off if emissions were increased.
C) command and control policies should always be used.
D) Society would be better off if emissions were reduced
Answer:
Explanation: The marginal damage resulting from an emission refers to the extra damage resulting from the extra unit of emission released. Whereby the marginal cost of abatement refers to the cost incurred in reducing one extra unit of pollution. Taking a look at the cost of marginal damage incurred, which is $100billion and the marginal cost of abatement which is $180 billion. From an economic standpoint, aive the abatement cost considerably outweighs the marginal damage, it spending $180 billion to cover for a loss of $ 100 billion seems unreasonable. Therefore the society will be better off if emissions were increased.
Benefits offered to encourage people to make a specific economic decision
are called
A. scarcity
B. trade-offs
O c. opportunity costs
O D. incentives
Answer:
D. incentives
Explanation:
Answer:
D. Incentives
Explanation:
Incentives are benefits that help motivate others to make a specific economic decision.
Incentives will give someone unique opportunities from the specific decision that one is making.
Like the CISSP, the SSCP certification is more applicable to the security__________ than to the security __________.
A) technician, manager
B) manager, engineer
C) manager, technician
D) technician, executive
Like the CISSP, the SSCP certification is more applicable to the security manager than to the security technician. Thus, option C is correct.
What is the role of security manager?Security managers are responsible for managing all aspects of a company's asset protection, including employee and customer safety, inventory loss prevention, and theft prevention. These experts create and implement security standards and make sure that all employees of the organization abide by them.
As a security manager, you can be in charge of employing security personnel and managing a budget for security activities. Security managers may work in government agencies, privately owned companies, corporations, or retail establishments. Typically, experience and reputation within an organization allow security professionals to advance to the position of security manager. One day, a security manager may decide to start their own security business. In most cases, a high school diploma or GED is a minimum requirement.
Therefore, we can conclude that option C is correct.
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Based on the following assumptions, calculate the total monthly fixed and variable costs for a company that manufactures cellular phones.
The company produces 2,000 cellular phones a month
Cost to make each cellular phone is $25
A phone Cellular Phones are sold for $130
A phone Monthly Rent for the Building is $15,000
Fixed expenses are $40,000
Answer:
Total monthly fixed and variable costs:
a) Monthly Fixed costs:
Rent for building = $15,000
Fixed expenses = 40,000
Total fixed costs = $55,000
b) Variable costs = $25 per phone
Total phones produced = 2,000
Total variable costs = 2,000 * $25
= $50,000
Explanation:
a) Data:
Quantity of phones per month = 2,000
Variable cost per phone = $25
Selling price per phone = $130
Monthly Rent for building = $15,000
Fixed Expenses = $40,000
b) The company's fixed costs are the expenses that are constant over a period of time. The unit fixed costs varies with the level of production while the total remains constant. Example is the monthly rent for building, which is $15,000. The variable costs are the costs the company incurs which vary according to the level of production or activities. The unit cost remains constant while the total variable costs changes.