Answer:
If firms sell less than is expected, actual investment increases because the unsold goods are added to inventory, which is counted as investment.
Explanation:
The germane family has found the perfect house in thessaloniki, greece that they would like to use for their summer vacation. to purchase this $1,000,000 beach house, their bank requires a 40% down payment, which the germane family plans to have saved 5 years from now. they earn $8,000 per month, and their savings account earns 6% interest compounded monthly. what amount must be saved each month?
Answer:
Saving each month is $5733.12
Explanation:
The down payment amount = $1000000 × 40% = $400000
The per month earning = $8000
The earning from saving account = 6%
We have to find the amount that will be saved per month by using the above information.
Interest rate per month = 6% / 12 = 0.5% or 0.005
Number of periods = 6 ×12 = 60
Future value of annuity = $400000
Saving each month = FV / ([(1+r)^n-1] / r)
Saving each month = 400000 / (((1 + 0.50%)^60 – 1)/ 0.50%
Saving each month = 5733.12
Suppose Marcus eats nothing but burritos for dinner. He buys 30 burritos each month. During the last couple of weeks, Marcus noticed an increase in the price of burritos. The price of burritos rose from $5.50 per burrito last month to $6.60 per burrito this month. Assume that Marcus has a fixed income of $165 that he can spend on burritos. How many burritos can Marcus afford to buy at the new price of $6.60?
Answer:
Marcus can buy 25 burritos.
Explanation:
Giving the following information:
The price of burritos rose from $5.50 per burrito last month to $6.60 per burrito this month.
Assume that Marcus has a fixed income of $165 that he can spend on burritos.
To calculate the number of burritos that Marcus can afford, we need to use the following formula:
Quantity= total income / unitary cost
Q= 165/6.6
Q= 25 burritos
A clause which provides for deeds to portions of land to be conveyed as certain percentages of the contract price are paid, is :
Answer: partial release clause
Explanation:
The partial release clause is regarded as a clause which provides for deeds to portions of land to be conveyed as certain percentages of the contract price are paid.
The partial release clause simply states that when the balance on a mortgage has been paid to a particular amount, the lenders will have to release a parcel.
The coordination problem accompanying expansionary fiscal policy refers to
a. the tendency of increases in government expenditures to expand private sector output by an even larger amount.
b. the reluctance of Congress to approve increases in government spending during a recession.
c. the possibility that borrowing to finance current spending will lead to lower future interest rates.
d. the possibility that demand stimulus programs will direct resources toward unproductive projects and areas of full employment.
Answer: d. the possibility that demand stimulus programs will direct resources toward unproductive projects and areas of full employment.
Explanation:
Expansionary fiscal policy is used by the government of a particular country to increase the money supply in that country.
The coordination problem accompanying expansionary fiscal policy refers to the possibility that demand stimulus programs will direct resources toward unproductive projects and areas of full employment.
The Leadership Grid includes 5 models of management. ______ is a model with the highest concern for production and the lowest concern for people (9,1).
Answer:
authoritarian model in which the management only focus on its production and profits but neglect it's workers, or the community. it had less people skills but strong on tasks-related goals
Autocratic is a model with the highest concern for production and the lowest concern for people.
What is Autocratic Leadership?an autocratic leader exercises complete control over the subordinatesalso known as Boss centered leadership.he centralizes power to himself only and takes all the decisionshe does not delegate authority, also gives reward and puts penalty to direct the subordinates.hence, Autocratic Leadership is a model with the highest concern for production and the lowest concern for people.
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Randy Rudecki purchased a call option on British pounds for $.02 per unit. The strike price was $1.45 and the spot rate at the time the option was exercised was $1.46. Assume there are 31,250 units in a British pound option. What was Randy‘s net profit on this option? Show your work.
Answer:
-$312.50
Explanation:
Randy Rudecki made a purchase of a call option for $0.02 per unit
The strike price was $1.45
The spot rate was $1.46
There were 31,250 units in a British pound option
The first step is to calculate the profit per unit that was derived from the call option
= $1.46-$1.45
= 0.01
Net profit per unit= 0.01-0.02
= -0.01
Therefore, the Randy's net profit on this option can be calculated as follows
= 31,250 units × (-0.01)
= -$312.50
Hence Randy's net profit on this option is -$312.50
Myles, a typesetter, tried to organize a union in his nonunion printing shop. A year and a half ago a vote rejected unionization. Now he has secured authorization cards signed by 100 of the 200 workers. What else does he need to do before having another union election
Answer: Petition NLRB for an election
Explanation:
Unions are one of the forms to bring reform in most societies and organization. This consist of people working in an organization or society and want to see a better results from the existing they have always known. For this change to be carried out despite the union, there needs to be an election and for that election to hold the body that forms the organization has to give an approval for such. This is called petitioning.
Which kind of guitar has a hollow body (it does not require electric amplification) and uses metal strings?
Answer:
Electric Guitar
Explanation:
An electric guitar is a guitar that requires external amplification in order to be heard at typical performance volumes. It uses one or more pickups to convert the vibration of its strings into electrical signals, which ultimately are reproduced as sound by loudspeakers.
In a world with no taxes, MM show that a firm's capital structure does not affect the firm's value. However, when taxes are considered, MM show a positive relationship between debt and value, i.e., its value rises as its debt is increased.A. TrueB. False
Answer:
True
Explanation:
According to MM, without taxes, the market value of the company is not affected by capital structure. As a result, the WACC is unaffected by capital structure. Here, the value of a company is determined by cash flows.
In the case where there is tax, the value of a company with debt is greater than that of the same company without debt for the same level of income.
Zokro, a nongovernmental not-for-profit organization, uses the indirect method to prepare its statement of cash flows. In determining its net cash provided (used) by operating activities, Sokro must add back which of the following to the change in net assets?
A. Purchase of equipment.
B. Payment on long-term debt.
C. Depreciation.
D. Decrease in accounts payable.
Answer:
C. Depreciation
Explanation:
The Indirect method reconciles the Operating income to the Operating Cash flow by adjusting the following items (i) Non -Cash Items previously added or deducted from Operating Profit and (ii) Changed in Working Capital items. From the given options, only depreciation is added back as it was previously deducted from Operating Income.
The ________ states that the terms of a written contract may not be changed by evidence of any prior agreement but may be explained or supplemented
Answer:
Parol evidence rule
Explanation:
Parole evidence rule is a provision of the law that limits the extent to which a present agreement under consideration can be modified by previous agreements.
For example if two parties make an agreement and put it in writing as a contract, this law does not allow previous agreements like an oral agreement to be introduced to modify the contract under consideration.
Any prior agreement cannot be used to interpret the present one.
Bo gives a talk to his employees about standards that govern how members of their profession should conduct themselves. He is talking about _______ ethics.
a. societal
b. occupational
c. individual
d. organizational
e. governmental
The rule that bans providers of mortgage foreclosure rescue and loan modification services from collecting fees until homeowners have a written offer from their lender or servicer that they decide is acceptable is the
Answer:
The Mortgage Assistance Relief Services (MARS) rule.
Explanation:
The rule that bans providers of mortgage foreclosure rescue and loan modification services from collecting fees until homeowners have a written offer from their lender or servicer that they decide is acceptable is the The Mortgage Assistance Relief Services (MARS) rule.
If a Veteran wanted to buy a $60,000 house in a city with a population of 100,000 people, which of the following loans could he NOT apply for?
a. VA loan
b. FHA loan
c. RECD loand. Conventional loan
Answer:
RECD loan
Explanation:
RECD , an acronym for rural economic development loan is a type of loan, either guaranteed or direct, specifically meant for the funding of rural projects by utilizing organizations , with creation and retention of rural jobs as one of its benefit.
A city with a population of 100,000 people is apparently not mis-classified as a city. , and on that note , RECD is not applicable to it.
The other types of loans like the VA and the conventional loans can be utilized to finance the acquisition of properties in a city settlement.The FHA can also acts as an insurance .
Broker Jon is attaching a rider strip to a For Sale sign. What information is most likely on this rider strip?
Answer:
Jon's cell phone number.
Explanation:
Sign riders is a small strip of sign placed either above or below the sign of sale that contains the information of person to contact. The information on this sign rider is of the person, to whom an interested person can contact. The contact information, on sign riders, is usually of the realtors or brokers.
In the given case, Jon is the broker, so the sign rider will consist of his contact details. The information that will be placed on the sign rider will be Jon's cell phone number, on which an intereseted person can contact.
So, the correct answer is Jon's cell phone number.
The information i.e. most likely on this rider trip is Jon's cell phone number.
The following information should be considered:
Sign riders is a small strip of sign placed either above or below the sign of sale that contains the information of person to contact. In the given case, Jon is the broker, so the sign rider will consist of his contact details. The information that will be placed on the sign rider will be Jon's cell phone number, on which an interested person can contact.
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Under the Uniform Securities Act, which of the following negates a client's right to a civil suit for damages?
I. The advice that is the subject of the suit was given more than 3 years ago
II. The client has died
III. The client willingly signed a statement waiving the adviser's compliance with the provision of the act on which the suit is based
Answer:
I
Explanation:
The Uniform securities act is a framework that serves to protect investors as it guides the states securities regulation in managing security related fraud and also helps the security exchange commission's enforcement and regulation .
It allows the clients right to civil suit for damages under certain conditions except a situation such as when the advice that is the subject of the suit was given more than three years ago.
A civil suit can only be filed on the earlier of "within 3 years of the alleged infraction or 2 years of the discovering of the violation"
The survival principle states that A. the only firms that survive are those that maximize profits. B. firms must undertake social objectives to survive. C. the only firms that survive are those that maximize revenue. D. managers who fail to maximize profits should be disciplined.
Answer:
The survival principle states that
A. the only firms that survive are those that maximize profits.
Explanation:
Profit maximization is important for a firm to survive. Without profit maximization, firms fail. Profits impact share price, business growth, and short-term and long-term survival. Profits reduce debt burden, and increase capital investments and acquisitions. Without profits, a firm cannot pay dividends or repurchase shares. Profit is at the center of a firm's survival. Even Baumol's theory of sales maximization states that it is only when an acceptable level of profit has been achieved that a firm can shift its focus away from profits to revenue maximization. This emphasizes the importance of profit maximization. Profit maximization also contributes to the maximization of cash flows.
One term is used to identify a collection of activities designed to gain access to personal and corporate information. The activities include Phishing, scams and hoaxes aimed at getting individuals to compromise sensitive data. What is the term for this activity?
Answer: Social engineering
Explanation:
Social engineering is simply the use of deceit in order to manipulate individuals so that they can give out personal and confidential information about themselves which will be used for fraud.
The activities involved in social engineering are phishing, scams and hoaxes aimed at getting individuals to compromise sensitive data.
The objective of the ________ control category is to counteract interruptions to business activities and to protect critical business processes from the effects of major failures of information systems or disasters and to ensure their timely resumption
Answer:
Business continuity planning
Explanation:
The goal of this sector is to enable ongoing operations before and during execution of disaster recovery
Buffalo Company purchased a machine on July 1, 2018, for $29120. Buffalo paid $208 in title fees and county property tax of $130 on the machine. In addition, Buffalo paid $520 shipping charges for delivery, and $494 was paid to a local contractor to build and wire a platform for the machine on the plant floor. The machine has an estimated useful life of 6 years with a salvage value of $3120.
Determine the depreciation base of Buffalo new machine. Blue uses straight-line depreciation.
Depreciation base $
Answer:
Depreciation base = $27352
Explanation:
The depreciation base is the term used to refer to the value of the asset that qualifies for depreciation. This is generally the cost of the asset less any amount for salvage value or residual value of the asset.
Depreciation base = Cost - Salvage value
We first need to determine the cost of the machine. The cost of the machine will include the purchase price of the machine plus any cost incurred to bring the machine into the condition and place of its intended use.
Thus, the cost of the machine will be,
Machine Cost
Purchase price 29120
Title fees 208
Property tax 130
Shipping charges 520
Site preparation cost 494
total cost 30472
Depreciation base = 30472 - 3120
Depreciation base = $27352
When managers monitor the performance of individuals, departments, and the organization as a whole to determine if they are meeting desired performance standards, they are engaging in the essential task of ______.
Answer:
"Controlling " is the right approach.
Explanation:
Controlling was just one of the management's primary duties. To search out expected outcomes from either the respondents a supervisor must exert efficient management over all the respondents' behavior and actions. In several other terms, it could be described as guaranteeing that even an organization's operations are carried out under strategies.The sogo shosha of Japan:_______
a. proactively and continuously seek export opportunities for their affiliated companies.
b. exclusively serve the largest and most prestigious companies in Japan.
c. have offices concentrated in the business district of Tokyo.
d. have monopolized the export market in the country.
e. consider export only when there is excess production at home.
Answer:
the answer is A proactively and continuously seek export opportunities for their affiliated companies
A student would like to buy a cross-over SUV from a local dealer, but she thinks the payments will be too high. Marketing does not occur in this situation because
Answer: one of the involved parties does not have the ability to satisfy its needs
Explanation:
The options to the question are:
becauseA. two or more parties have unsatisfied needs.B. there is no desire on the part of either party to satisfy its needs.C. one of the involved parties does not have the ability to satisfy its needs.D. there is no way for each party to communicate with one another.E.there has been no assessment of consumer wants and needs.
Marketing simply has to with the buying and selling of a certain product or service.
In the question, we are informed that a student would like to buy a cross-over SUV from a local dealer, but she thinks the payments will be too high.
In this situation, marketing does not occur in this situation because one of the involved parties does not have the ability to satisfy its needs. It càn be seen that the girl cannot afford it.
From the field of economics, the ________ explains how the perceived value of a product or service is affected by the number of people using the product or service.
Answer:
network effect
Explanation:
A company Issued 35,000 shares of $.50 par value common stock at $25.50 per share. The journal entry to record this transaction is:
Answer:
Cash $892,500 (debit)
Common Stock $17,500 (credit)
Share Premium $875,000 (credit)
Explanation:
For par value shares, any price paid above the par value on stock issued is accounted for in the Share Premium Reserve.
Note from this question $25 is paid over and above the par value of $0.25, thus it is accounted in share premium reserve.
Journal entries are the entries that are recorded to maintain the daily record of the cash inflow and outflow of the firm. The inflow and outflow is recorded in order to avoid chaos in the accounting of the firm.
The Journal entry to record the above transaction is:
Cash $892,500 (debit)
Common Stock $17,500 (credit)
Share Premium $875,000 (credit)
(Being the entry for the issue of stock has been recorded)
Whatever amount paid far above common shares on stock issued is accounted for in the Owner's Equity Reservation for par value shares.
Because $25 is paid over and above the par value of $0.25 in this question, it is compensated for in the share premium reserve.
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Gracey's Department Stores has $200,000 of 6% noncumulative, nonparticipating, preferred stock outstanding. Gracey's also has $600,000 of common stock outstanding. During its first year, the company paid cash dividends of $30,000. This dividend should be distributed as follows:__________
a) $0 preferred; $30,000 common.
b) $15,000 preferred; $15,000 common.
c) $30,000 preferred; $0 common.
d) $6,000 preferred; $24,000 common.
e) $12,000 preferred; $18,000 common.
Answer:
e) $12,000 preferred; $18,000 common.
Explanation:
Dividend (Preferred) = 6% * Preferred stock outstanding
= 5% * $200,000
= $12,000
Dividend common = $30,000 - $12,000
= $18,000
Hence, the Cash dividend to preferred shareholders is $12,000 and that to common shareholder is $18,000
Any individual who, for compensation or gain, takes a residential mortgage loan application or offers or negotiates terms of a residential mortgage loan application, must be licensed as a
Answer:
Any individual who, for compensation or gain, takes a residential mortgage loan application or offers or negotiates terms of a residential mortgage loan application, must be licensed as a Commercial Mortgage Banker License
Explanation:
Architecture drafter
Jose has one evening in which to prepare for two exams and can employ one of two possible strategies: Strategy Score in Economics Score in Statistics A 94 79 B 77 90 The opportunity cost of receiving a 90 on the statistics exam is ___________ points on the economics exam.
Answer: 17 points
Explanation:
The Opportunity cost in this case is the amount of points that Jose has to forgo for picking one alternative.
If Joe had picked strategy B which would give Jose 90 points on statistics then that means that Jose would not have picked strategy A which gave a 94 in Economics.
Therefore instead of getting a 94, Jose would get a 77. The opportunity cost is therefore;
= 94 - 77
= 17 points
Constructive conflict Multiple Choice encourages employees to re-examine their basic assumptions about a problem and its possible solutions. is apparent when the conflict is explained in terms of interpersonal incompatibilities. is the opposite of task-related conflict and often involves verbal attacks. sometimes replaces manifest conflict in the conflict escalation process. is more likely to trigger defense mechanisms and a competitive orientation among team members.
Answer:
encourages employees to re-examine their basic assumptions about a problem and its possible solutions.
Explanation:
Constructive conflict encourages employees to re-examine their basic assumptions about a problem and its possible solutions.
When employees working in an organization are engaged in a constructive conflict, they are able to draw from a variety of ideas, opinions and views of the other party and by extension moving the organization forward in its operations, goals, objectives and mission.
Hence, a constructive conflict enhances the level of output or production in an organization rather than inhibitions of growth and development.