I want to tell you what has been done in the last few days, and why it was done, and what the next steps are going to be. . . . This bank holiday, while resulting in many cases in great inconvenience, is affording us the opportunity to supply the currency necessary to meet the situation. . . . I can assure you, my friends, that it is safer to keep your money in a reopened bank than it is to keep it under the mattress. The success of our whole national program depends, of course, on the cooperation of the public—on its intelligent support and its use of a reliable system. –President Franklin D. Roosevelt, March 12, 1933

A. to reassure the American public
B. to discourage people from using banks
C. to explain one of the reasons for creating a bank holiday
D. to encourage citizens to remove their money from banks
E. to convince the public to support the government’s actions

Answers

Answer 1

The importance of President Franklin D. Roosevelt speech on banking crisis includes:

A. to reassure the American publicC. to explain one of the reasons for creating a bank holidayE. to convince the public to support the government’s actions

What was the need of Roosevelt speech on the banking crisis?

In an attempt to restore trust in the banking system, President Franklin Delano Roosevelt declared on March 6, 1933, that all banks in the United States were closed and would remain so until he declared otherwise.

Roosevelt had effectively declared a holiday for all banks in the United States. Roosevelt decided that government auditors would determine which banks were solvent. The auditors would then allow these banks to reopen, but they would have to follow strict regulations to ensure their solvency.

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Related Questions

Read each of the following statements, and indicate whether each statement is true or false. Statement True False 1. Firms raise capital from retained earnings only when they cannot issue new common stock due to market conditions outside of their control. 2. In general, firms are reluctant to issue new common stock to raise additional financial capital due to the magnitude of the flotation costs and the negative signals sent to the marketplace. The flotation costs associated with the sale of debt securities are greater than those associated with new common stock issues. Consider the case of Alpha Moose Transporters: Alpha Moose Transporters has a current stock price of $42 per share, and is expected to pay a per-share dividend of $4.50 at the end of next year. The company's earnings and dividends growth rate are expected to grow at a constant rate of 4.20% into the foreseeable future. If Sunny Day expects to incur flotation costs of 3.70% of the value of its newly-raised equity funds, then the flotation-adjusted (net) cost of its new common stock (rounded to two decimal places) should be : a) 15.33% b) 13.03% c) 18.40% d) 13.80%

Answers

The first statement is false. The second statement is true. The new common stock is 13.03

How to determine the solutions

Statement 1: False. Firms can raise capital from retained earnings as well as from issuing new common stock, regardless of market conditions.

Statement 2: True. In general, firms are reluctant to issue new common stock due to the magnitude of the flotation costs and the negative signals sent to the marketplace.

Flotation-adjusted cost of new common stock (rounded to two decimal places): b) 13.03%.

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An effective, logical business message includes which of the following characteristics?
a) Supported facts
b) Research-backed ideas
c) Applicability of research
d) Broad Generalizations

Answers

A logical business message should have research-backed ideas, the applicability of research, and supported facts. Options A, B, and C.

Effective communications have a clear objective to inform, persuade, or engage the target audience. The audience's knowledge level, potential responses, and relationship to the composer should all be taken into consideration while crafting the message.

It is frequently advised to limit messages to one main subject unless there are numerous issues that need to be addressed at once. When communicating in business, having a clear goal in mind will also aid in selecting the most effective route for spreading the message.

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FILL IN THE BLANK. expenses __ retained earnings; therefore, to increase any expense, one would __ the expense account.

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Expenses decrease retained earnings; therefore, to increase any expense, one would debit the expense account. In the revenue statement, a debit effectively raises an expense account whereas a credit actually lowers it.

Accounts for liabilities, revenues, and equity have inherent credit balances. Any time a debit is made to one of these accounts, the balance of the account is expense. Increased net income: An increase in the balance of retained earnings. The option for management is to reinvest (keep the earnings), pay a dividend, or do both. Reduce by a net loss: Reduces the remaining retained earnings balance. Increases in expenses are noted as debits, while decreases in expenses are noted as credits.

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FILL IN THE BLANK. In the RENTAL CAR MINI CASE, Rosetta exercises ________ when it stocks more convertible cars in California than in New York.

Answers

Option (b), When stocking more convertible vehicles in California than in New York, Rosetta uses geographic segmentation in the RENTAL CAR MINI CASE.

What does regional consumer market segmentation entail?

The activity of segmenting a market based on geography is known as geographic segmentation. A market can be divided geographically into regions like cities, counties, states, countries, and other international places. Regions that are urban, suburban, or rural can all be categorized as marketplaces.

Why are there different parts of space?

Geographic segmentation may help small enterprises who are operating on a tight budget to run more efficiently. Small firms can concentrate their marketing efforts particularly towards their selected area of interest by using the data obtained through geographic segmentation, which helps them save money.

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The correct question is:

RENTAL CAR MINI CASE: Rosetta Car Rental operates car rental lots at airports nationwide. It specifically targets vacationers and advertises in travel magazines and through travel web sites with a campaign that emphasizes its quality customer service and well-maintained cars. Rosetta stocks its lots based on a number of factors, including climate and the type of activities it expects its renters to undertake. For example, Rosetta stocks more convertible cars in its warm California lots than in New York. Its Colorado lots stock a large number of station wagons, vans, and SUVs to accommodate skiers and snow-boarders and all their gear.

69) In the RENTAL CAR MINI CASE, Rosetta exercises ________ when it stocks more convertible cars in California than in New York.

A) demographic segmentation

B) geographic segmentation

C) sociocultural segmentation

D) psychographic segmentation

E) usage-situation segmentation

which of the following is not an example of a non-value added cost for a company that manufactures infant bedding?

Answers

''Cost of rework on defective air conditioners" is not an example of a non-value added cost for a company that manufactures infant bedding. The correct option is A.

The non-value added cost is the total cost of a product and service but does not include the value from the consumer perspective. The non-value added cost involve the work that consumers resources and does not add value to their products or services.

The non-value added cost include the transportation, inventory, the overproduction, defect, over processing and the non-utilization of the skills. The Cost of rework on defective air conditioners is not an example of a non-value added cost for a company that manufactures infant bedding

The question is incomplete, the complete question is here:

which of the following is not an example of a non-value added cost for a company that manufactures infant bedding?

a. Cost of rework on defective air conditioners.

b. transportation of the product.

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economists estimate that the trump administration's tariffs on washing machines were, on average, entirely passed on to consumers. this conclusion:

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This conclusion suggests that the Trump administration's tariffs on washing machines had little to no effect on manufacturers, as the costs were entirely passed on to consumers.

This could indicate that the tariffs had a negative effect on consumer spending and economic growth, as consumers had to pay higher prices for washing machines.The tariffs imposed by President Trump only applied to washers. the Associated Press' Ted Shaffrey The decision by President Trump to levy tariffs on imported washing machines has an interesting outcome: As was to be expected, it increased the cost of washing machines, but it also increased the price of dryers, which increased by $92 last year. Over the course of a year, the revenue from the duties on imported washing machines and machine parts was only $82 million. Tariffs can increase domestic producers' earnings, but according to Dollar, average workers hardly ever benefit from those increases. 

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FILL IN THE BLANK. Some proteins are involved in gene expression and include ______________, _______________ which assists in synthesizing RNA from DNA. Other proteins are considered defensive proteins and include _____________ which help destroy microorganisms.

Answers

Some proteins are involved in gene expression and include RNA, Polymerase which assists in synthesizing RNA from DNA. Other proteins are considered defensive proteins and include antibodies which help destroy microorganisms.

What are proteins?

The body is made up of protein, which may be found in almost every organ, tissue, and body part, including muscle, bone, skin, and hair. It contributes to the production of haemoglobin, which transports oxygen in the blood, and enzymes, which drive numerous chemical reactions.

Hence the correct answers are RNA, Polymerase and antibodies.

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For each of the following note disclosures, indicate whether the disclosure would likely appear in (A) thesummary of significant accounts policies or (B) a separate note: (1) depreciation method; (2) contingencyinformation; (3) significant issuance of common stock after the fiscal year-end; (4) cash equivalent

Answers

The Depreciation Method, Contingency information, Significant issue of common stock after the fiscal year end, Cash equivalent designation.

The Depreciation Method: This information will be included in the summary of important accounting policies.Contingency information: This information will be presented in a distinct note.Significant issuance of common stock after the fiscal year-end: This information will be disclosed in a separate note.Designation of cash equivalents: This information will be included in the summary of significant accounting policies.

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Which of the following are part of the fifth and final stage for crafting and executing a company's strategy?-adjusting the mission statement-beginning to define core values-evaluating performance-monitoring developments

Answers

A company's strategy is created and implemented in five stages, the final one of which is (B) monitoring progress, (C) evaluating performance, and (D) amending the mission statement.

What is the company's strategy?

A long-term plan you develop for your business to get to the desirable, future state you picture is known as a strategy.

A strategy encompasses your company's aims and objectives, the kinds of goods and services you intend to develop, the target market for your sales, and the customers you wish to attract.

A plan outlining how a corporation will accomplish its objectives is known as a business strategy.

Although there are many distinct business strategies, cost leadership, differentiation, and focus are a few typical examples.

The fifth and last stage of developing and putting into action a company's strategy includes (B) monitoring development, (C) assessing performance, and (D) revising the mission statement.

Therefore, a company's strategy is created and implemented in five stages, the final one of which is (B) monitoring progress, (C) evaluating performance, and (D) amending the mission statement.

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Correct question:

Which of the following are part of the fifth and final stage for crafting and executing a company's strategy?

A-  beginning to define core values

B- monitoring developments

C- evaluating performance

D- adjusting the mission statement

which of the following events can shift the level of demand (demand is the relationship between price and quantity demanded)?

Answers

The event which can shift the level of demand (demand is the relationship between price and quantity demanded) is option C. Population grows in a particular market area.

The demand in a market will increase as the population grows, shifting the demand curve to the right as a result. This is also known as Level of Demand. The level of demand asserts that, providing all other demand-affecting variables stay constant, there is an inverse relationship between a commodity's price and the amount sought.

It indicates that as an item's price decreases, demand for the good increases, and when a good's price increases, demand decreases. However, the level of demand only applies when all other variables, such as buyer income, the cost of comparable items, their likes and preferences, etc., stay unchanged.

The question is incomplete, find the complete question here

which of the following events can shift the level of demand (demand is the relationship between price and quantity demanded)?

A. Price of the good changes.

B. Supply increases or decreases.

C. Population grows in a particular market area.

D. Population declines in a particular market area.

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Which of the following could be a logical or realistic accounting period for a business that is creating financial statements?-one year-six months-one month

Answers

One-Month, Six-Months, and One-Year could be a logical or realistic accounting periods for a business that is creating financial statements.

Financial statements are documents that describe a company's operations and financial performance. Government organizations, accounting companies, etc. frequently audit financial statements to guarantee accuracy and for tax, financing, or investing purposes.

The balance sheet, income statement, statement of cash flow, and statement of changes in equity are the four basic financial statements for for-profit entities. A similar but distinct set of financial statements is used by nonprofit organizations. Investors, market analysts, and creditors assess a company's financial status and profit potential using its financial statements.

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In order to cope with the difficulties in coordinating the production of goods and services, central planners in the former Soviet Union took which of the following actions?
∙ Enhanced product variety
∙ Removed bonus pay from workers
∙ Offered bonus pay to workers
∙ Suppressed product variety

Answers

The correct option is B. Central planners in the former Soviet Union took Removed bonus pay from workers.

Production is the technique of mixing diverse inputs, each cloth (which includes metallic, wood, glass, or plastics) and immaterial (consisting of plans, or expertise) as a way to create output. ideally, this output may be a great carrier that has value and contributes to the software of individuals.

Basically, it just way a manufacturing manner or the cease end result of a manufacturing procedure. Economists call companies that produce goods manufacturers. those agencies create merchandise to sell to their customers. as example, an apparel organization produces apparel for purchasers. manufacturing is the method of producing goods and services to fulfill human wishes. The product is the result of the system. The four factors of production are land, capital, labor, and employer.

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suppose that, upon changing jobs, you experience an increase in income (otherwise, why change jobs?). if, as a result, you decide to purchase more sushi and fewer hamburgers, then hamburgers for you are a(n)____good. group of answer choices normal substitute complementary inferior

Answers

hamburgers are an inferior good. An inferior good is a good whose demand decreases as income increases.  

a good is classified as either a normal good, substitute good, complementary good, or inferior good based on its relationship with income.An inferior good is a good whose demand decreases as income increases. In other words, as consumers' income rises, they tend to purchase less of this type of good and more of other goods. Inferior goods are often considered lower quality or lower-priced items.For example, if a person experiences an increase in income, they may choose to purchase more expensive and higher-quality foods, such as sushi, and fewer cheaper foods, such as hamburgers. In this case, hamburgers are considered an inferior good for that person.Inferior goods can also be considered necessities, such as generic or store-brand foods, which are often purchased by those with lower incomes.It's important to note that a good being classified as an inferior good for one person doesn't mean it's inferior for everyone. The classification of a good as an inferior good depends on individual preferences and income levels

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find the quadratic polynomial that passes through the points (1.4, 6), (2.1, 3), (3.9, 4). use python.

Answers

the quadratic polynomial that passes through the points (1.4, 6), (2.1, 3), (3.9, 4) is y = 3x² - x + 2

let the quadratic function be y = ax² + bx + c

as it passes via (1.4,6) , (2.1,3) and (3.9,4) we have

a(1.4)² + b×1.4 + c = 6 ........ (1)

a(2.1)² + b×2.1 +c = 3 .........(2)

a(3.9)² + b×3.9 + c = 4 .........(3)

Adding (1) and (2) gives us 2a+2c=10

Multiplying (1) by 2 and adding it to (3), we get

2a+2b+2c+4a−2b+c=2×4+16 or 6a+3c=24

i.e. 2a+c=8

Subtracting (4) from (5) a=3 and hence c=2

and function is y=3x2-x+2

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consider a 2000 deposit earning 8 percent interest per yuear for 5 years how much is interest earned on interest

Answers

$1120 is the interest earned by depositing $2000 at 8% of interest per year for 5 years as per the given data.

The Future Value is the total investment value at the end of the investment period compounded at a specific rate.

The Future value is calculated by using the formula,

Future Value= Principal + compounded interest

Future Value = P × (1+r)^n

r = rate of interest = 8%

n = number of years =  5

Future Value = 2000 * (1.08 ^ (7))

Future Value = $3426

The interest earned is calculated by using the formula,

Interest earned (compound interest) = FV - Principal amount

Interest earned = 3426 - 2000

Interest earned =  $1426

Without interest earning interest.

The amount of interest earned will be calculated on the principal only

Interest earned = $2000* 8% * 7

Interest earned = $1120

Hence, we can conclude that Interest earned is $1120 as per the data.

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which of the following are among the primary purposes for sending business messages? check all that apply. to entertain to inform to promote goodwill to persuade to build your network

Answers

The primary purposes for sending business messages, and they are aimed at keeping recipients informed, promoting goodwill, persuading them to take action, and building relationships and networks.

To inform: One of the most common purposes of business messages is to convey information. The information may be related to updates on products, services, or operations, or it may be more technical in nature, such as financial reports or technical specifications.

To promote goodwill: Goodwill is an intangible asset that a company builds by having a positive reputation. Business messages can help promote goodwill by demonstrating the company's commitment to its customers, employees, or partners.

To persuade: Another common purpose of business messages is to convince or motivate the recipient to take some action, such as purchasing a product, attending an event, or investing in a project. .

To build your network: Networking is an important aspect of business, and business messages can help build relationships with customers, partners, and other stakeholders.

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which of the following are among the primary purposes for sending business messages? check all that apply.

1. to entertain

2. to inform

3. to promote goodwill

4. to persuade

5. to build your network

If there is an inflationary gap, which accurately describes the adjustment to long-run equilibrium?Nominal wages fall, and the aggregate demand curve shifts left until the economy reaches long-run equilibrium.
Nominal wages rise, and the aggregate demand curve shifts right until the economy reaches long-run equilibrium.
Nominal wages fall, and the short-run aggregate supply curve shifts right until the economy reaches long-run equilibrium.
Nominal wages rise, and the short-run aggregate supply curve shifts left until the economy reaches long-run equilibrium.

Answers

If there is an inflationary gap, d) nominal wages rise, and the short-run aggregate supply curve shifts left until the economy reaches long-run equilibrium.

An inflationary gap occurs when demand for products and services exceeds supply due to factors such as greater overall employment, increased trade activity, or increased government spending.

In this context, real GDP may surpass potential GDP, resulting in an inflationary gap. The inflationary gap is so termed because a relative increase in real GDP causes an economy's consumption to rise, causing prices to rise in the long run.

When potential GDP exceeds real GDP, the difference is referred to as a deflationary gap. The recessionary gap, which reflects an economy functioning below its full-employment equilibrium, is the second type of production gap.

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Correct question:

If there is an inflationary gap, which accurately describes the adjustment to long-run equilibrium?

a) Nominal wages fall, and the aggregate demand curve shifts left until the economy reaches long-run equilibrium.

b) Nominal wages rise, and the aggregate demand curve shifts right until the economy reaches long-run equilibrium.

c) Nominal wages fall, and the short-run aggregate supply curve shifts right until the economy reaches long-run equilibrium.

d) Nominal wages rise, and the short-run aggregate supply curve shifts left until the economy reaches long-run equilibrium.

____ responsibility focuses on the obligations an organization has to those who can affect achievement of its objectives. These includes customers, employees, suppliers and distributors.StakeholderProfitSocialSocietal

Answers

Stakeholder responsibility focuses on the obligations an organization has to those who can affect achievement of its objectives.

Reviewing project deliverables is part of the stakeholder responsibility. Construction drawings, blueprints, and architectural diagrams are examples of project deliverables. Project stakeholders are in charge of approving these items with the aid of engineers, architects, and contractors. Depending on the types of projects they fund, stakeholders of a company may have particular project responsibilities. Stakeholders, for example, may contribute to the funding of software projects and take responsibility for the results.

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Lako Systems is committed to delivering training to its employees when and where they need it to do their jobs. Lako Systems has embraced
a. cross-training.
b. apprenticeship training.
c. just-in-time training.
d. on-the-job training

Answers

Correct reply is D.On-the-job training

This is a way for personnel to analyze a job via observing and performing job tasks. A new worker is commonly paired with an experienced team member or leader.

Initially, they study how their colleague accomplishes tasks all through the workday.

What is the on-the-job education method?

On the job coaching is a structure of coaching provided at the workplace. During the training, employees are familiarized with the working environment they will grow to be part of. Employees also get a hands-on experience the usage of machinery, equipment, tools, materials, etc.

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Which of the following elements of the promotional mix is defined as a paid form of nonpersonal presentation of ideas, goods, or services by an identified sponsor using predominantly mass media?
A. Advertising
B. Branding
C. Packaging
D. Publicity
E. Sales promotion

Answers

A. Advertising” is the element of the promotional mix is defined as a paid form of nonpersonal presentation of ideas, goods, or services by an identified sponsor using predominantly mass media.

Advertising refers to the strategies and methods used to make people aware of specific goods, services, viewpoints, or causes in an effort to influence their behaviour.

In addition to promoting products for sale, advertising techniques are used to persuade people to vote for politicians, drive safely, and support a variety of charitable organisations.

Advertising refers to the methods used to draw attention to a good or service. In order to attract consumers' attention, advertising seeks to highlight a good or service.

It is often used to market a particular product or service, although there are many other applications as well, with commercial advertising being the most popular.

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True or False? If the world price of a good is greater than the domestic price in a country that can engage in international trade, then that country becomes an importer of that good.

Answers

The statement  If the world price of a good is greater than the domestic

in a country that can engage in international trade, then that country becomes an importer of that good is false. When a nation permits free trade of a good.

The nation will start exporting the good if the international price is higher than the domestic price. Allowing free trade will reduce the overall surplus in the nation if the global price of a good is less than the domestic price in that nation. A nation will become an importer of a good if it permits commerce and the domestic price of the good is higher than the international price.

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f the marginal benefit of an activity increases, then a rational person will engage in more of the activity.

Answers

The concept is the Incentive Principle. states that as the marginal utility of action increases, a rational person will perform more actions.

Incentive theory is one of the motivational propositions that suggest that behavior is motivated by external reinforcers or impulses.

Understanding how provocation proposition works can help you see what might motivate you to act or engage in certain actions. Borderline utility is the maximum amount a consumer is willing to pay for an fresh good or service.

It's also the satisfaction or fresh benefit that the consumer receives when he buys an fresh good or service. When the borderline mileage of an exertion exceeds the borderline cost, the decision- maker benefits from further exertion.

Question:

However, also a rational person will engage in further of the exertion, If the marginal benefit of an activity increases. Which principle is mentioned then?

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Analyze the vice president’s message. List at least five weaknesses. Pay special attention to its tone and revise the e-mail so that it reflects some of the writing techniques you learned in Chapter 2. How can you make this e-mail more courteous, positive, concise, precise, and audience oriented?

Answers

The five weaknesses were Subject, Address, Introduction, Body, and Conclusion, These are the five weaknesses in the E-mail.

What is a president?

The president is the title that was given to the head of the state of republics. The president of a country is, generally speaking, the head of the government and the first harmonic leader of the country or the ceremonial occasion head of state.

Subject- In the subject, there was a negative and unfriendly way is there.

Address-  Thereis (All) word is written which makes them confusing

Introduction - The introduction must use a warning.

Body - The body best describes the performance management tools

Conclusion - The conclusion must have an abrupt and sudden

Therefore, As a result, The five reasons are there for the weakness of E-mail.

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In the context of job analysis methods, which of the following is a difference between the observation method and the interview method? Question 26 Not yet answered Marked out of 1.00 Remove flag Select one: a. The observation method is used to collect data about many jobs, while the interview method can only be used to collect data about a single job. b. The observation method is best suited for repetitive jobs with short cycle times, while the interview method is best suited for technical or complicated jobs C. The observation method is used to analyze jobs with long work hours, while the interview method is used to analyze jobs with short work hours. d. The observation method requires frequent communication between employees and managers, while the interview method requires minimal communication between employees and managers.

Answers

One of the differences between the observation method and the interview method is: the observation method is best suited for repetitive jobs with short cycle times, while the interview method is best suited for technical or complicated jobs (option b)

In observation method,, a job analyst observes an employee and notes all of his or her completed and uncompleted tasks, fulfilled and unfulfilled responsibilities and duties, methods, strategies, and talents utilized to do various duties, and mental or emotional aptitude to deal with problems and hazards.

In interview method, an employee is interviewed in this manner to determine his or her own working patterns, challenges encountered, utilization of specific abilities and procedures while executing their job, and insecurities and fears regarding their careers.

This strategy allows interviewers to learn what an employee feels about his or her job and the obligations that come with it.

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T/F the definition of ibp highlights that the ibp tools need to work together to create a consistent and compelling impression of the brand.

Answers

True, the definition of IBP highlights that the ibp tools need to work together to create a consistent and compelling impression of the brand.

IBP (Integrated Brand Promotion) is the technique of utilising numerous advertising tools in concert to generate broad brand exposure. It focuses on the brand. The goal of integrated business planning (IBP) is to link the planning activities of all departments within an organisation in order to match operations and strategy with financial performance. The Chief Financial Officer (CFO) and other C-level administrators can benefit from a more thorough understanding of each department's goals by using an effective IBP strategy to assist sales and operational processes in balancing supply and demand, provide human resource (HR) managers with the right hiring and training cues, and help human resource managers balance supply and demand.
This can help the company maintain a sustainable competitive advantage.

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With price elasticity of supply, the supply curve slopes upward because of the positive relationship between which of the following?

Answers

In most cases, the furnish curve is drawn as a slope rising upward from left to right, on the grounds that product rate and extent provided are directly associated (i.e., as the fee of a commodity increases in the market, the amount provided increases).

What will be the rate elasticity of provide if the furnish curve is a positively slope straight line?

If a straight line upward sloping provide curve shoots from the origin, elasticity of grant is continually equal to one.

The provide curve slopes upward due to the fact as a product's rate rises, the business would have a tendency to be more willing to make it. Also, on account that corporations are efficient and would exhaust the cheapest production inputs first, the price of manufacturing tends to upward thrust as output increases.

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TRUE/FALSE. When two countries choose to partake in international trade, it is a mutually beneficial activity for both countries.

Answers

The given statement that when two countries choose to partake in international trade, it is a mutually beneficial activity for both countries is true.

How does trade between countries benefit both parties?

Through commerce, nations can access commodities and services that might not otherwise be accessible domestically and grow their markets. Market competition has increased as a result of global trade. This ultimately leads to more competitive pricing, which lowers the cost of the final product for the consumer.

When two nations decide to engage in international trade, it is a decision that benefits both nations. A nation can consume a variety of things that are outside the bounds of its initial manufacturing capabilities through specialization and trade.

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What does it mean when a company offers a defined contribution pension?

Answers

A defined contribution plan is a type of corporate retirement plan in which an employee contributes money and the employer typically matches it.

In the United States, defined contribution plans are the most common type of employer-sponsored benefit plan. To take benefit of the plan, you may need to enroll yourself.

There are some significant variations between defined contribution plans and defined benefit plans. Both you and your employer can contribute to your individual account under a defined contribution plan.

Some plans may require you to wait up to a year before enrolling. There may also be a waiting period before any contributions made to the account by your company become yours to retain.

In most cases, only your company contributes to a defined benefit plan, and you receive a monthly payout in retirement. Traditional pensions and cash-balance plans are the two forms of defined benefit plans.

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When a buyer purchases a home with the title taken subject to the mortgage, which transfer tax applies?

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The transfer tax that applies when a buyer purchases a home with the title taken subject to the mortgage is the mortgage recording tax.

Some state and municipal governments charge a mortgage registration tax whenever a person acquires a mortgage in order to record the loan transaction. This tax is often paid by the buyer at closing and is dependent on the size of the mortgage being absorbed by the buyer. According to state law, the calculation is often done as a percentage of the amount of the mortgage ideally being assumed.

The county's land records are updated after the local government receives payment of the mortgage recording tax. This fee makes sure the local government is informed about the mortgage and is used to pay for neighborhood initiatives and services.

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The lack of civility by salespersons in a retail store can hurt the business because some customers... A. Will become angry and leave instead of purchasing merchandise. B. Will not tell employees about complaints that they have. C. Will fail to get the help they need to find the merchandise they want to buy. D. Will invent and tell lies about rude employees.

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The lack of civility by salespersons in a retail store can hurt the business because some customers A) will become angry and leave instead of purchasing merchandise.

This is the most significant impact of lack of civility by salespersons in a retail store as it can result in losing customers and reduced sales. When customers encounter rude or uncivil employees, they are likely to become frustrated and angry, which can lead to them leaving the store without making a purchase.

This loss of customers and reduced sales can have a significant impact on the business, especially if the situation is not addressed and continues to occur.

In conclusion, it is important for retail stores to ensure that their employees are trained in proper customer service and communication skills.

A friendly and professional demeanor from employees can greatly improve the customer experience and create a positive image for the business. On the other hand, a lack of civility can result in lost customers and a negative impact on the business.

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