Someone working to build or improve their credit are:
Learn the legal steps you must take to improve your credit report.Beware of credit-repair scams.Get copies of your credit report —then make sure the information is correct.Pay your bills on time.Understand how your credit score is determined.Credit is the ability to borrow cash or get admission to items or services with the expertise that you will pay later. A debit entry in an account represents a switch of cost to that account, and a credit score entry represents a switch from the account. each transaction transfers fees from credited bills to debited accounts.
Credit score (mortgage) refers to an agreement in which the lender materials the borrower with money, items, or offerings in return for the promise of future payment. The 3 major forms of credit score are revolving credit score, installment, and open credit score. credit permits humans to buy items or services using borrowed cash. The lender expects to get hold of the chargeback with extra money (referred to as interest) after a certain amount of time.
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Roberta’s Social Security full retirement benefit is $2,101. She started collecting Social Security at age 64, and her benefit is reduced since she started collecting before age 67. Find her approximate Social Security benefit.
Roberta’s Social Security will be reduced by 20% if she started collecting her social security before 67.
20%×2101=420.20
Since she is 64, the reduction is about 20%
2101−420.20=1680.80
Determine the difference between the salary and reduction
Result
$1,680.80
social security, any of the measures established by legislation to maintain individual or family income or to provide income when some or all sources of income are disrupted or terminated or when exceptionally heavy expenditures have to be incurred (e.g., in bringing up children or paying for health care).
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What is the future value amount if $10000 is on deposit for five years at 6% simple interest?
If $10,000 is deposited for five years at 6% simple interest, the amount of the future value is $13,000.
What basis does a simple interest have?Simple interest is interest that is levied on the Principal amount rather than being calculated on a cumulative amount. The following is how simple interest (SI) is determined: SI is defined as P x R x T / 100, where P stands for the principal and R for the yearly interest rate expressed in terms of time units.
What are the definitions of compound and simple interest?Simple interest is frequently a fixed proportion of the principal amount borrowed or lent paid or received over a defined time period. Since compound interest accrues and is applied to the accrued interest from earlier periods, borrowers are expected to pay interest upon interest in addition to principal.
The formula can be used to calculate simple interest. S.I. = ( P × R × T)
Here, P = the loan's principal amount, R = Annual interest rate in percentage and T = Time (in years)
As per the question,
P = $10,000 , R = 6 % or 0.06, T = 5
⇒ S.I. = $10,000 × 6 % × 5
⇒ S.I. = $10,000 × (6 / 100) × 5
⇒ S.I. = $ 3,000
The Simple Interest Calculator can be used to determine simple interest.
The principal value plus simple interest will be added to the future value.
⇒ FV = P + S.I.
⇒ FV = $ 10,000 + $ 3,000
⇒ FV = $ 13,000
As a result, $10,000 will be worth $13,000 at 6% interest after five years at simple interest.
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Professors at a local university earn an average salary of $80,000 with a standard deviation of $6,000. With the beginning of the next academic year, all professors will get a 2% raise. What will be the average and the standard deviation of their new salaries?.
Answer: $81,600 and $6,120.
Explanation:
what is the expected return and standard deviation for the minimum-variance portfolio of the two risky funds
The expected return and standard deviation for the minimum-variance portfolio of the two risky funds is 11.7% and 30.6%, respectively. To calculate the expected return and standard deviation of the minimum-variance portfolio, you would need to know the expected returns, standard deviations, and covariance of the individual funds.
To calculate the expected return and standard deviation for the minimum-variance portfolio of the two risky funds, we need to use the following formula:
Expected return = [tex]w_S[/tex] * E(rS) + [tex]w_B[/tex] * E(rB)
Variance = [tex]w_S[/tex]² * Var(rS) + 2 * [tex]w_S[/tex] * [tex]w_B[/tex] * Cov(rS, rB) + [tex]w_B[/tex]² * Var(rB),
To find the minimum-variance portfolio, we can set the derivative of the variance with respect to each weight equal to zero and solve for the weights.
Expected return = 16% * [tex]w_S[/tex]+ 7% * [tex]w_B[/tex]
Variance = 36%² * [tex]w_S[/tex]² + 2 * 0.08 * 36% * 30% * [tex]w_S[/tex] * [tex]w_B[/tex] + 30%² * [tex]w_B[/tex]²
Differentiating the variance with respect to each weight and setting equal to zero, we can solve for the weights:
[tex]w_S[/tex] = 0.417, [tex]w_B[/tex] = 0.583
Substituting the weights back into the formula for expected return, we get:
Expected return = 16% * 0.417 + 7% * 0.583 = 11.7%
And substituting the weights back into the formula for variance, we get:
Variance = 36%^2 * 0.417² + 2 * 0.08 * 36% * 30% * 0.417 * 0.583 + 30%² * 0.583^2 = 936%²
The standard deviation is the square root of variance, so:
Standard deviation =[tex]\sqrt{936%}[/tex] = 30.6%
So, the result is 11.7% and 30.6%, respectively.
The question above is incomplete, the complete question is:
What is the expected return and standard deviation for the minimum-variance portfolio of the two risky funds? A pension fund manager is considering three mutual funds: the first is a stock fund, the second is a long-term government and corporate bond fund, and the third is a T-bill money market fund that yields a sure rate of 4.6%. The probability distributions of the risk funds are: Stock Fund (S) Expected Return, 16%, Standard Deviation, 36%; Bond Fund (B) Expected Return, 7%, Standard Deviation, 30%. The correlation between the fund returns is .0800. (Do not round intermediate calculations. Round your answers to 2 decimal places.)
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think of an action taken by a business organization of any type that was legal but strikes you as wrong.
Price gouging refers to the practice of charging exorbitant prices for goods or services during times of crisis, such as natural disasters or emergencies. This type of behavior is often considered wrong because it takes advantage of people who are in a vulnerable position and need access to necessary goods or services.
Business organizations often engage in practices that are within the bounds of the law but are still considered unethical or wrong by some people. One such example is price gouging.
In a price gouging scenario, an organization may raise the price of a product or service that is in high demand during a crisis, such as bottled water during a hurricane. The increased price is not based on the actual cost of the product or service, but rather on the desire of the organization to make a profit from the situation. This can result in consumers paying significantly more for a product or service that they would normally pay, which can be especially difficult for those who are already struggling financially.
While price gouging is not illegal in all cases, it is widely considered to be unethical and wrong. It goes against the principle of fairness and takes advantage of people in a difficult situation, which can damage the reputation of the organization and create a negative public perception of the business.
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Eduaro i making cotume for hi chool play. He need 2 2/5 yard of fabric for each cotume. How many cotume can he make if he ha 15 3/5 yard of fabric?
With 15 3/5 yards of fabric, he can make 15 + 3/5 = 15.6 yards of fabric.
He can make 15.6 / 2.4 = 6.5 costumes with 15 3/5 yards of fabric.
Rounding down, Eduardo can make 6 costumes with 15 3/5 yards of fabric.
Eduardo needs 2 2/5 yards of fabric for each costume he is making for his school play. To find out how many costumes he can make, we need to divide the total amount of fabric he has by the amount of fabric he needs for each costume. Eduardo has 15 3/5 yards of fabric. We can convert this to a common fraction by multiplying the whole number (15) by the denominator of the fraction (5) and adding the numerator (3), resulting in 15*5 + 3 = 78 yards. Dividing 78 yards by 2 2/5 yards per costume gives us the number of costumes Eduardo can make, which is approximately 33.2 costumes. To simplify this answer, we can round down to 33 costumes.
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during the last couple of decades, it has become important for value-oriented marketers to ________blank with customers.
During the last couple of decades, it has become important for value-oriented marketers to move toward a relational perspective from a transactional orientation blank with customers.
One who purchases goods or services from another company is referred to as a customer. Because they bring in money, customers are important. Organizations would cease to exist without them. To indicate the possessive form for a single client, use the term "customer's" with an apostrophe before the "s." Use the phrase customers' with an apostrophe to indicate the possessive plural form of several customers. When a possessive signal is not necessary, do not use an apostrophe. One who purchases goods or services from another company is referred to as a customer. Customers are critical to a company's success because they provide income; without them, the company would have to close its doors.
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what is the productivity of an organization that has an input cost of $20,000 and produces 200,000 products or services?
It is calculated by dividing the outputs of a corporation by inputs necessary to produce those outputs. While sales, services produced are frequently used to assess outputs, labor hours are frequently utilized as inputs.
What exactly do goods and services entail?A tangible object that buyers want or own is a good. Customers demand services even when they are not physical items. A service could frequently be delivered remotely as well. The Services and Items Network handles an incredible volume of invoices as well as tax documents per month. The network was created to serve as a communication link between taxpayers and, yes, the governments. A consumer, business, or organization is willing to pay for an activity or usage that is referred to as a service. Barbers, doctors, lawyers, mechanics, bankers, insurance providers, and other professions are just few examples. The cost of public services is borne by the entire community.
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3. what has been mcdonald’s’ business strategy in the past? how has mcdonald’s’ strategy changed over the last few decades, and why?
In the past, McDonald's focused on expanding its physical presence through franchise ownership and increasing its menu offerings. This strategy was successful in the 1970s and 1980s, but as the fast food industry matured and competition increased, McDonald's had to change its approach.
In the 1990s and 2000s, the company began emphasizing its focus on food quality, customer service, and brand image.
McDonald's is one of the largest and most well-known fast food chains in the world. Founded in 1940, the company has been serving millions of customers every day with its iconic burgers, fries, and shakes.
Over the years, McDonald's has evolved and adapted its business strategy to meet the changing demands of its customers and remain competitive in the fast food industry.
More recently, McDonald's has shifted its focus to technology and innovation. The company has introduced mobile ordering and payment, delivery services, and the implementation of self-service kiosks in its restaurants.
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you have planned out a project. the weekend has passed since the project kickoff meeting took place. it is now monday morning and the team members are anxious to begin working on their tasks. what should you do next? answers a. provide the team members with the meeting schedule. b. authorize the work to begin on the first work package. c. get the team members to accept their roles going forward. d. begin looking out for non-critical risks that increase in importance.
The next you should do is Option B) authorize the work to begin on the first work package.
After the project kickoff meeting has taken place and the weekend has passed, it is important to take action to start the project. The first step in this process is to authorize the work to begin on the first work package. This means that the project manager should provide the necessary resources and support to the team members so they can start working on their tasks. This might include assigning tasks and responsibilities, setting deadlines, and providing access to necessary tools and information. By authorizing the work to begin, the project manager is ensuring that the project is moving forward and that the team members are able to start making progress towards the project goals. This is an important step in ensuring that the project stays on track and is completed within the set timeframe and budget.
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Units of product that are only partially complete are contained in the ____ inventory
Units of product that are only partially complete are contained in work-in-progress (WIP) inventory. According to this explanation, WIP is a place for product units that are only partially completed.
Work-in-progress (WIP) is a term used in manufacturing and construction to refer to an unfinished item or a partially finished product. It represents the costs of materials, labor, and overhead that have been invested in products that are still in the process of being manufactured or constructed, but not yet completed and sold. WIP inventory is considered an asset on a company's balance sheet, because it has value even though it has not been completed and sold. Measuring and managing WIP levels is important to ensure that production processes are efficient and to calculate costs accurately.
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Barry Yellen, CPA, is a sole practitioner. The largest audit client in his office is Rooster Sportswear. Rooster is a privately owned company in Chicken Heights, Idaho, with a 12-person board of directors. Barry is in the process of auditing Rooster's financial statements for the year ended December 31, 2019. He just discovered a related-party transaction that has him worried. For one thing, the relationship has existed for the past two years, but Barry did not discover it. What's just as troubling is that the client hid it from him. Rooster bought out Hen Sportswear two years ago but still operates it as a separate entity, and since then has systematically failed to disclose to the private investors related-party transactions involving the CEO of Rooster, Frank Footer. It seems that Footer is borrowing money from Hen and is deeply in debt to the CEO of that company, who is his brother-in-law. Also, Hen has hired relatives of Footer, most of whom are unqualified for their jobs, and pays them an above-market salary. This has been hidden from Barry as well. Barry was informed by an anonymous tipster that Rooster operates a secret off-balance-sheet cash account to pay for cash bonuses to senior officers, travel and entertainment expenses, an apartment rental for Footer, and cash and noncash gifts to local government officials to "grease the wheels" when permits need to be expedited in favor of Rooster. Barry doesn't know what to make of it, because he is too focused right now on the related-party transactions with Hen Sportswear. Barry is in the process of questioning Hans Burger, CPA, who is the CFO of Rooster, about these transactions. Burger explains that he had raised these issues with Footer but was instructed in no uncertain terms to leave them alone. He did just that. Burger told Barry he needed this job and wouldn't jeopardize it out of a sense of "ethics." Barry is in his office back at the firm and reflecting on how best to handle this matter.
Questions
Has fraud been committed in this case? Explain. If so, what are Barry's obligations in this regard?
It appears that fraud may have been committed in this case. If Barry determines that fraud has occurred, he has a professional obligation to report it to the appropriate authorities.
In this scenario, Barry Yellen, a CPA, is auditing Rooster Sportswear, a privately owned company, and has discovered several red flags that indicate potential fraud.
The company has engaged in related-party transactions that have been hidden from Barry, which is a violation of accounting standards.
Additionally, the company has been operating a secret off-balance-sheet cash account to pay for cash bonuses, travel expenses, and gifts to government officials, which is illegal and unethical.
The fact that the CFO of Rooster, Hans Burger, raised these issues with the CEO but was instructed to ignore them is concerning. This is indicative of a culture of noncompliance and unethical behavior within the company.
If Barry determines that fraud has been committed, he has a professional obligation to report it to the appropriate authorities, such as the Securities and Exchange Commission (SEC) or the Public Company Accounting Oversight Board (PCAOB). This is because auditors have a responsibility to report suspected fraud to protect the interests of investors and the public. If Barry fails to report the fraud, he could face professional sanctions and legal repercussions.
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how would you interpret the significance of the po and sm cycles and their connecting points?
The Po and Sm cycles are important cycles in the Earth's geomagnetic field and play a crucial role in understanding the behavior and dynamics of our planet's magnetic field. The Po cycle refers to the periodic polarity reversals that occur in the Earth's magnetic field, while the Sm cycle is the variation in the intensity of the magnetic field over time.
The Po cycle is of particular importance as it helps us understand the Earth's magnetic field and its role in protecting the planet from harmful solar radiation. The Sm cycle, on the other hand, sheds light on how the Earth's magnetic field influences the movement and behavior of charged particles in space.
The connecting points between the Po and Sm cycles allow us to see how these cycles are linked, and how they influence each other over time.
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harvey is the sole proprietor of a flower shop. he drove his van 20,000 miles during the year. 16,000 miles were for delivering flowers to customers and 4,000 miles were for personal use. instead of figuring actual expenses, harvey decides to use the standard mileage rate to figure the deductible costs of operating his van. what amount can harvey claim as the cost of operating his van as a business expense in 2020?
Harvey will be allowed to deduct $9200 in 2020 for the cost of operating his van as a business expense.
Consult Publication 463, Travel, Entertainment, Gift, and Car Expenses, for the most recent standard mileage rate. The following conditions must be met in order to use the normal mileage rate:
1) It is forbidden to operate five or more vehicles at once, such as in a fleet operation.
2) You cannot have used an other calculation method than straight-line to calculate the car's depreciation,
3) You must not have deducted the car under Section 179,
4) You must not have used the car's unique depreciation allowance.
5) After 1997, you may not have deducted actual costs for a leased vehicle.
6) You must decide to use the regular mileage rate for a car you own in the first year it is available for business usage. Then, in later years, you can choose to use the normal mileage rate or real expenses.
7) If you decide to employ the normal mileage rate approach for a car you lease, you must do so during the full lease term (including renewals).
According to the IRS, the standard mileage rate for 2020 is 57.5 cents per mile.
In 2020, the amount of cost that Harvey is permitted to deduct as the cost of operating his van as a business expense = (16000 * 57.5) / 100 = $9200
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During a decline in the economy, a limited number of jobs will motivate a growing number of to start new businesses.
entrepreneurs
proprietors
venture capitalists
During a decline in the economy, a limited number of jobs will motivate a growing number of to start new businesses entrepreneurs.
Who are the top ten businesspeople?Rockefeller, John D.
John Carnegie
Theodore Edison
Ford Henry.
Chuck Merrill
Walton Sam.
William Schwab.
Who is a well-known businessperson?Among the most well-known American businesspeople in history include Andrew Carnegie, Henry Ford, Oprah Winfrey, Bill Gates, and Larry Page.
What are business owners?An entrepreneur is someone who has an idea and tries to develop a good product or service that others will purchase, together with a business to help them in their endeavor. An entrepreneur is regarded as a visionary or an innovator because they take on the majority of the risk and responsibility for their new company.
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when interacting in social situations, an employee is expected to follow a set of behaviors known as
When interacting in social situations, an employee is expected to follow a set of behaviors known as business etiquette
What does the phrase "business etiquette" mean?The terms "business etiquette" and "social and business etiquette" relate to the standards and expectations of behaviour in both contexts, the customary behaviours and conduct, and a professional code of ethics. All that's required is that you act politely.The five pillars of business etiquette,Don't be late. Being punctual in a professional setting demonstrates that you respect everyone's schedule, whether you're attending an interview or daily standup meeting. Gratitude for your group. Don't forget to dress properly. Develop emotional intelligence; respect communal places.Social scripts: Customary behaviours that people are expected to exhibit in particular social contexts.To learn more about business etiquette refer to:
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with respect to copyright issues for digital media and the web, in what ways are entertainment companies the victims? in what ways are entertainment companies the villains?
Entertainment companies are the victims of copyright issues for digital media and the web in several ways. One of the major issues is online piracy, where people can access and share copyrighted material without the permission of the original creators or owners. This can result in a significant loss of revenue for entertainment companies.
Another issue is the unauthorized use of copyrighted material on websites, social media platforms, and other online platforms, which can also harm the interests of entertainment companies.
On the other hand, entertainment companies can also be considered the villains in several ways. One of the major issues is the aggressive pursuit of copyright enforcement, which can lead to the suppression of freedom of expression and creativity.
Another issue is the use of digital rights management (DRM) technology, which restricts the use of digital media and can be harmful to consumers.
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A primary purpose of the ICH is to:
The ICH's main goal is to reduce the need for redundant research.
What is one of the main goals of ICH?In order to develop and approve safe, effective, and high-quality medicines in the most resource-effective way possible, ICH seeks to establish more global harmonization.
What is the International Conference on Harmonization's main goal?Since its founding in 1990, ICH has steadily changed to reflect the increasingly international nature of pharmaceutical development. To ensuring that safe, effective, and high-quality pharmaceuticals are produced and registered in the most resource-effective way possible, ICH's aim is to create more global harmonization.
What function does ICH serve?Enhancing public safety, competitiveness, data recognition, trial idea and methodologies, ethical awareness, cost effectiveness of research and development, and marketing structure are all responsibilities of ICH-GCP. The frequency of frauds and accidents has decreased as a result of clinical trials being conducted in conformity with ICH-GCP criteria.
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electronics world inc. paid out $9.5 million in total common dividends and reported $123.1 million of retained earnings at year-end. the prior year's retained earnings were $84.9 million. what was the net income? assume that all dividends declared were actually paid. write out your answer completely. for example, 25 million should be entered as 25,000,000. round your answer to the nearest dollar, if necessary.
Electronics world inc. paid out $9.5 million in total common dividends. The net income of the company is $47.7 million.
Retained Earnings (RE) are the accumulated portion of a company's profits that are not given to shareholders as dividends but are instead saved for reinvestment back into the company.
Typically, these funds are utilized to purchase working capital and fixed assets (capital expenditures) or to pay off debt commitments.
Information available in the problem:
Retained earning (beginning) = $84.9 million
Dividend paid out = $9.5 million
Retained earning (ending) = $123.1 million
To calculate the net income, use this formula:
RE (beginning) + Net income - dividends paid = RE (ending)
Plug the parameters' values into the formula (in million):
$84.9 + net income - $9.5 = $123.1
Net income = $123.1 + $9.5 - $84.9 = $47.7 million
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each small square in the grid for this graph has one side equal to 1 pound of bolts and one side equal to 1 dollar per pound. the area of one small square is therefore_______
One side of each tiny square in the grid for this graph represents 1 pound of bolts, and the other side represents 1 dollar per pound. Therefore, one dollar is equal to one little square inch.
A graph is a structure made up of a collection of things where some object pairs are conceptually "connected." The items are represented by mathematical abstractions known as vertices (sometimes known as nodes or points), and each pair of connected vertices is known as an edge (also called link or line). A graph is typically shown diagrammatically as a collection of dots or circles representing the vertices and lines or curves representing the edges.
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warby parker and visionspring take into consideration company profits, human capital, and
a. The environment in which the firm operates.
b. ethical marketing practices.
c. its competitors.
d. a commitment to technology.
Warby parker and vision spring take into consideration company profits, human capital, and the environment in which the firm operates. Option a is the right choice.
The information, skills, and health that people invest in and amass throughout the course of their life provide them the opportunity to achieve their potential as contributing members of society.
Human capital encompasses qualities that employers appreciate, such as loyalty and punctuality, as well as resources like education, training, intellect, skills, and health.
The phrase "business environment" refers to "the sum of all external factors affecting the organisation and functioning of enterprises and industries. Business environment refers to the whole atmosphere or combination of institutional, social, political, and economic circumstances that govern how businesses operate.
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a balance sheet has total assets of $2,006, fixed assets of $1,381, long-term debt of $731, and short-term debt of $254. what is the net working capital?
The current assets can be calculated as the total assets minus the fixed assets:
$Current\ Assets = Total\ Assets - Fixed\ Assets$$Current\ Assets = 2,006 - 1,381 = 625$The current liabilities can be calculated as the sum of the short-term and long-term debt:$Current\ Liabilities = Short\ Term\ Debt + Long\ Term\ Debt$$Current\ Liabilities = 254 + 731 = 985$Finally, the net working capital can be calculated as the difference between the current assets and the current liabilities:$NWC = Current\ Assets - Current\ Liabilities$$NWC = 625 - 985 = -360$So, the net working capital for the company is -360 dollars, which means that the company's current liabilities are greater than its current assets. A negative NWC indicates that a company may have difficulty meeting its short-term obligations and may need to raise additional capital or reduce its liabilities.
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Which document is a real estate broker NOT legally allowed to prepare?
(a) Purchase and sale contract (b) Listing (c) Lease (d) Option
The document which a real estate broker is not legally allowed to prepare is option (c) Lease.
A broker is a person or business that stands between a potential investor and a securities exchange. A company that represents a client and receives payment from them in the form of a commission is known as a broker.
A lease is a legal agreement that obligates the customer to pay the owner in exchange for using a certain item. Common assets that are leased include real estate, construction projects, and cars. Equipment for businesses or industries is also leased. A leasing agreement is essentially a contract between the lessor and the lessee.
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california fires caused by the electric utility pg&e resulted in over 80 deaths in 2018. what sort of market failure is this?
The Camp Fire was the deadliest and most destructive wildfire in California's history, and the most expensive natural disaster in the world in 2018 in terms of insured losses.
The fire, which was named after Camp Creek Road, began on November 8, 2018, in Butte County, Northern California. The fire, which was started by a malfunctioning electric transmission line and spread by an easterly wind across urbanized areas, started above multiple communities. An urban firestorm developed in the mountain hamlet of Paradise after demonstrating exceptional fire spread, fireline intensity, and spotting tendencies throughout the rural community of Concow. A contributing factor was the drought; by November 12 of last year, Paradise, which generally receives five inches of autumnal rain by that date, had only gotten one-seventh of an inch. On November 25, after seventeen days and the arrival of the first winter precipitation of the year, the fire was completely contained.
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if you’ve experienced groups that were close and loyal and groups that weren’t, you know how important_______________can be to group performance.
a. affinity
b. cohesiveness
c. norms.
d. role structure
if you’ve experienced groups that were close and loyal and groups that weren’t, you know how important cohesiveness can be to group performance. Group cohesion is an important factor in group performance.
Cohesion is the level of unity among group members and is determined by the strength of relationships, shared values and goals, and mutual respect among group members. Groups that have a high level of cohesion tend to be close and loyal, and are more likely to be successful in their tasks. Groups that lack cohesion usually have trouble completing tasks effectively. By creating a strong sense of unity in the group, members are more likely to cooperate and work together to achieve their goals.
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according to u.s. business law, accommodation means
According to US commercial law, "accommodation" refers to a circumstance in which one person does something for another, such as serving as a reference, co-signing a loan, or granting access to property.
This phrase is most frequently used in relation to financial transactions, when an accommodating party might assist the borrower in obtaining a loan or extending credit. The act of making a favorable arrangement or change to satisfy someone's wants or request is referred to as accommodating.
This phrase can be used to express the provision of a suitable living or working space, a place to stay, or a change to working circumstances to accommodate in a variety of situations, including real estate, hospitality, and employment.
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how do changes to the federal funds rate affect the inflation rate?
The federal funds rate affect the inflation rate through its impact on the bank interest rate and money supply on the economy.
The Fed can control the inflation through the monetary policy related to interest rate and money supply on the market.
When the Fed decides to hold the inflation and slow down the economy, the Fed will increase the federal funds rate charged to the common banks. Those banks will try their best to keep their reserves to avoid borrowing reserves from other banks. Banks will increase their interest rate charged to the public.
Public will be attracted with the higher interest rate and prefer to save their money on banks instead of spending it on goods and services. This action will move the price equilibrium on the market and lower the Customer Price Index (CPI), that directly reflects on inflation rate.
When the Fed intends to boost the economy and trigger inflation to avoid deflation, the Fed will lower the federal funds rate. Common banks will also lower their interest rate, encourage public to submit for bank credits and increase the amounf of money supply in the economy.
This action will give the public an experience called "wealth effect". This condition will lead shift the demand curve to the right and bring the price equilibrium to a higher position. The Customer Price Index will increase and directly affect the inflation rate.
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Andrew Clark Company discovered the following errors made in January 2015.
1. A payment of Salaries and Wages Expense of $700 was debited to Equipment and credited to Cash, both for $700.
2. A collection of $1,000 from a client on account was debited to Cash $100 and credited to Service Revenue $100.
3. The purchase of equipment on account for $760 was debited to Equipment $670 and credited to Accounts Payable $670.
A. Correct the errors by reversing the incorrect entry and preparing the correct entry.
B. Correct the errors without reversing the incorrect entry.
Account Titles Debit Credit
(a)
1. Salaries And Wages Expense 700
Equipment 700
2. Cash 1000
Service Revenue 100
Accounts Receivable 100
3. Equipment 335
Accounts Payable 335
(b)
1.
2.
3
To correct these errors, the incorrect entries can be reversed and the correct entries recorded, or the correct entries can be recorded without reversing the incorrect entries.
The corrected entries would correctly reflect the transactions in the company's accounting records.
A. Correct the errors by reversing the incorrect entry and preparing the correct entry:
To correct the error, reverse the incorrect entry by debiting Equipment for $700 and crediting Salaries and Wages Expense for $700. The correct entry would be to debit Salaries and Wages Expenses for $700 and credit Cash for $700.
Journal Entry:Debit: Salaries and Wages Expense 700
Credit: Cash 700
To correct the error, reverse the incorrect entry by debiting Service Revenue for $100 and crediting Cash for $100. The correct entry would be to debit Cash for $1,000 and credit Accounts Receivable for $1,000.
Journal Entry:Debit: Cash 1000
Credit: Accounts Receivable 1000
To correct the error, reverse the incorrect entry by debiting Accounts Payable for $670 and crediting Equipment for $670. The correct entry would be to debit Equipment for $760 and credit Accounts Payable for $760.
Journal Entry:Debit: Equipment 760
Credit: Accounts Payable 760
B. Correct the errors without reversing the incorrect entry:
To correct the error, record the correct entry by debiting Salaries and Wages Expense for $700 and crediting Cash for $700.
Journal Entry:Debit: Salaries and Wages Expense 700
Credit: Cash 700
To correct the error, record the correct entry by debiting Cash for $1,000 and crediting Accounts Receivable for $1,000.
Journal Entry:Debit: Cash 1000
Credit: Accounts Receivable 1000
To correct the error, record the correct entry by debiting Equipment for $760 and crediting Accounts Payable for $760.
Journal Entry:Debit: Equipment 760
Credit: Accounts Payable 760
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True or false: Auditors often perform background checks on key members of management as part of their assessment of financial reporting risk
The given statement "auditors regularly conduct background checks on important members of management as part of their assessment of the risk involved with financial reporting" is TRUE.
What are auditors?The auditor has a duty to prepare and carry out the audit in order to get a reasonable assurance regarding the absence of a major misstatement, whether brought on by fraud or error.
Key members of management frequently have their backgrounds checked by auditors as part of their evaluation of the risk associated with financial reporting.
Auditors regularly do background checks on these people to uncover any issues that may need to be evaluated and addressed.
Senior management and the board of directors set the tone at the top of a firm and have the potential to perpetrate fraudulent financial reporting.
Therefore, the given statement "auditors regularly conduct background checks on important members of management as part of their assessment of the risk involved with financial reporting" is TRUE.
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how has subaru remained customer oriented in its new-product efforts
Subaru has remained customer oriented in its new product efforts by consistently focusing on the customer first. They have done this by listening to customer feedback and using it to inform their design decisions.
They have also created a culture of innovation and customer-centricity that permeates throughout the organization. They have invested in customer research and development teams who are constantly working to ensure that their products meet customer needs and expectations.
They also take customer feedback seriously and use it to improve existing and new products. Finally, they are committed to providing exceptional customer service and are regularly engaging with their customers to understand how they can improve. By doing all this, they have been able to remain customer oriented and create new products that meet customer needs and expectations.
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