The success story of SAS Institute is highly replicable. The company was founded in 1976 by Jim Goodnight and John Sall and has since become one of the largest independent software companies in the world.
SAS Institute has achieved this success through a strong focus on customer service, innovation, and quality. The company has developed a culture of respect for employees and team members, which has enabled them to stay flexible and creative.
Additionally, SAS Institute has invested heavily in research and development to remain at the forefront of technology. The company has also focused on creating a positive work environment, which has enabled them to attract and retain talented employees.
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what are the effects of poor credit, including its effects on personal finance, future interest rates and career opportunities?
A low credit score can lead to the rejection of a loan or a new credit card application. There's also a possibility of lenders imposing a higher interest rate than usual and/or offering a smaller loan amount than is required.
A credit score is a numerical expression primarily based on a degree analysis of a person's credit score documents, to symbolize the creditworthiness of a person. A credit score score is based on a credit score record, statistics normally sourced from credit score bureaus.
Lenders, which include banks and credit card companies, use credit scores to evaluate the capability threat posed by lending cash to purchasers and to mitigate losses because of terrible debt. lenders use credit score scores to determine who qualifies for a loan, at what hobby rate, and what credit score limits. lenders also use credit rankings to determine which clients are probable to deliver the maximum revenue.
Credit score scoring isn't always confined to banks. other corporations, such as cell cellphone groups, coverage corporations, landlords, and government departments rent identical strategies. virtual finance corporations including online creditors also use opportunity data assets to calculate the creditworthiness of borrowers.
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Maribel decides to create a resume. What type of goal is this? A. short-term B. mid-term C. long-term D. very long-term
If Maribel decides to create a resume. Her type of goal is: A. short-term.
What is short term goal?A short-term goal can be defined as the type of goal that is achieved within a short time frame.
Some examples of short-term goals include the following :
Finishing or completing a projectImproving one own skillCreating a resume Saving money etc.These goals are meant to be attainable quickly and they help to provide a sense of accomplishment, which can motivate individuals to continue working towards their long-term goals.
Therefore the correct option is A.
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Which situation describes a company experiencing an accounting loss? Click or tap a choice to answer the question Total revenue is more than total cost. The total cost includes only the implicit costs The explicit costs are higher than the Implicit costs. The explicit costs are higher than total revenue.
The situation which describes a company experiencing an accounting loss is when the explicit costs are higher than total revenue.
If the total cost exceeds the total revenue, the business is in the red. Explicit cost is the total sum of cash spent to bring an item to market, whereas total revenue is the amount of money made by a business from the sale of its products or services.
The whole amount of money a vendor can make by providing goods or services to customers is known as total revenue. The formula for this is P Q, or the purchase price times the number of items sold. According to demand and price, it measures how successfully a company is generating revenue from its main operations.
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Which two of the following financial measures are among the three factors used to determine a company's credit rating?
a. The percentage of net profit used to make payments on the company's total debt outstanding in the prior year, the company's inventory turnover ratio, and the amount of cash the company keeps in its retained earnings account
b. Its debt-to-equity ratio and its interest payments as a percentage of total assets
c. A company's current ratio and interest payments as a percentage of the company's net profits
d. Its current ratio and its interest coverage ratio
e. The amount by which current assets exceed total interest payments and the amount by which the company's year-ending cash balance exceeds upcoming-year interest payments due and payable
The financial measures, which are used to determine a company's credit rating is: its current ratio and its interest coverage ratio. The Option D is correct.
What is the usefulness of a company's credit rating?A corporate credit rating is a numerical assessment of a company's creditworthiness that quantifies the likelihood of debt default. Rating agencies issue corporate credit ratings, which assist investors in determining the riskiness of investing in a corporate bond.
A credit rating agency or company assists investors in determining how risky it is to invest in a specific country, security, or bond by providing independent, objective assessments of a company's and country's creditworthiness.
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What is the balance of the manufacturing overhead account and is overhead underapplied or overapplied at the end of the year?A)Credit of $30,000,overapplied B)Credit of $30,000, underapplied. C)Debit of $30,000, overapplied. D)Debit of $30,000, underapplied.
D)Debit of $30,000, underapplied.is the balance of the manufacturing overhead account
Manufacturing overhead (MOH) is a type of indirect cost that is incurred in the production process but cannot be traced directly to any specific product. It includes expenses such as rent, utilities, property taxes, insurance, and depreciation of production equipment.
At the end of the accounting period, the manufacturing overhead account balance is calculated to determine if there is an over- or under-applied amount.
The calculation is based on the actual MOH costs incurred during the period and the amount that was allocated or assigned to products based on a predetermined overhead rate.
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Sofie has strong people skills, listens well, and communicates effectively. Which technology career may be a good fit for her? OIT consulting OSoftware and apps OWeb marketing and social media OTechnology sales
Technology sales would be the ideal fit for Sofie's skills because she is excellent with people, listens well, and communicates clearly. Therefore, option (d) or (iv): "technology sales," is a good fit for Sophie.
What abilities are necessary for IT sales?Selling technology as software, hardware, or an IT service is referred to as tech sales. That term is quite inclusive.
Technical salesmen need to find out what those wants are by asking questions.
For instance, a computer salesperson would inquire about the customer's plans for the computer. The seller is aware that he should try to offer a powerful computer if the buyer intends to use it for video editing.
Top Technical Sales Skills are given below;
Storytelling and interaction.
Recognizing and paying attention to customer needs.
Establishing connections.
Knowledge of Customer Relationship Management (CRM).
Managing time and tasks.
Knowledge of sales techniques.
The capacity to spot novel opportunities
Therefore, tech sales typically entail providing other companies with software as a service.
Since IT goods are frequently subscription-based, sales teams develop connections and focus on assisting customers in understanding a product's long-term worth.
Hence, option (d): technology sales, is the correct answer.
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T/F : the maximum outstanding balance allowed to a customer by a vendor.
The most money you can borrow or charge on a credit card or line of credit is known as your credit limit. It's not always a good idea to push yourself to your limit even if you are aware of it.
The maximum amount you can charge to a credit card is known as the credit card limit. A $5,000 credit card limit, for instance, indicates that you are permitted to use the card to carry a $5,000 balance. A credit limit is the highest amount of credit that a bank or other lender will grant a borrower for a specific line of credit.
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When a competitive firm maximizes profit firm will hire workers up to the point where the?
When a competitive firm maximizes profit firm will hire workers up to the point where the marginal cost of labor equals the marginal revenue product of labor.
What is marginal revenue?The difference in a company's overall profits brought on by the sale of one extra unit of a certain product is referred to as marginal revenue. It is determined as the difference between the shift in total income and the shift in the volume of sales. In a market where there is perfect competition, a company's marginal revenue is equal to the market price, and the only way to grow its revenue is to sell more units at the market price.
A company with some market power may be able to charge more for extra units in markets with little competition, resulting in marginal revenue that is lower than the market price. Since production and price choices are dependent on the connection between marginal cost and marginal income, understanding marginal revenue is crucial for businesses.
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in 2002, congress passed what legislation seeking to prevent business scandals by increasing corporate responsibility through imposing additional corporate governance requirements on publicly held corporations?
Federal legislation known as the Sarbanes-Oxley Act of 2002 imposed stringent financial and auditing standards for publicly traded firms. To shield shareholders, employees, and the general public from accounting mistakes and dishonest financial activities, legislators enacted the legislation.
The law, also known as the "Public Company Accounting Reform and Investor Protection Act" (in the Senate) and the "Corporate and Auditing Accountability, Responsibility, and Transparency Act" (in the House), is more commonly referred to as Sarbanes-Oxley, SOX, or Sarbox. It has eleven sections that impose guidelines on all boards of directors, management teams, and public accounting firms of U.S. public companies. The Act's provisions, such as the wilful destruction of evidence to obstruct a government investigation, also apply to privately held businesses. The rule was implemented in response to many significant business and accounting scandals, notably Enron and WorldCom.
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Which of the following processes can be used to calculate future value for multiple cash flows?
Multiple select question.
Discount all of the cash flows back to Year 0
Calculate the future value of each cash flow first and then add them up
Compound the accumulated balance forward one year at a time
Find the future value of a single lump sum amount
The answer to the above question Which of the following processes can be used to calculate future value for multiple cash flows? is Compound the accumulated balance forward one year at a time
Future value, multiple streams
To find the FV of multiple cash flows, sum the FV of each cash flow.
Finding the future value (FV) of multiple cash flows means that there are multiple payments/investments and the firm wants to find his total FV at a given point in time.
The future value of an annuity is simply the sum of the future values of each payment. The formula for the future value of an annuity is the sum of a geometric progression.
FVAD = A(1 + r)1 + A(1 + r)2 + ... + A(1 + r)n.
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what actions would you have taken if you were an arthur andersen audit partner in the enron audit engagement?
I would have challenged the decisions made by Enron management that were not in line with generally accepted accounting principles (GAAP).
I would have ensured that proper disclosure was made regarding Enron's off-balance-sheet activities and that all information was accurate, relevant, and up-to-date. I would have also implemented additional checks and controls to make sure no conflicts of interest or fraudulent activity were taking place.
If I had been an Arthur Andersen audit partner, I would have been extremely thorough in my review of the Enron audit engagement. I would have made sure that all accounting policies had been compliant with applicable laws and regulations and that all books and records were kept accurately and in accordance with GAAP.
I would have also ensured that all financial statements presented were a fair and accurate representation of the company's underlying financial position.
Additionally, I would have taken the time to review all accounting changes proposed by Enron, as well as all related transactions and activities, to make sure that no unethical practices were taking place.
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Which of the following situations describes the greatest market power?
a. a farmer's impact on the price of corn
b. Volvo's impact on the price of autos
c. Microsoft's impact on the price of desktop operating systems
d. a student's impact on college tuition
Market power refers to the capability of the producer in fixing the price of the goods and output level is a farmer’s impact on the price of corn. Hence option (A) is correct.
Price of corn: There are more quantities of corn makers are there on the lookout. A solitary prouder can't affect the all-out result and cost. In this way, choice "an is erroneous.
Market power alludes to the capacity of a firm (or gathering of firms) to raise and keep up with costs over the level that would win under contest is alluded to as market or restraining infrastructure power. The activity of market power prompts diminished results and loss of financial government assistance.
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what is the principal reason why point-of-sale credit card fraud has declined rapidly? question 19 options: less people use credit cards than in the past. credit cards now have embedded chips in them. states increased prison terms for those convicted of identity theft. more people are going online to purchase major items. police are apprehending more identity thieves.
The basic principal of why point of sale credit card fraud has decline rapidly is Credit cards now have embedded chips in them. So the correct option is B.
In economic and business, A credit card generally can be defined as a type of credit facility, provided by banks that allow customers to borrow funds within a pre-approved credit limit. Credit card give a big impact through the transaction, it is enables customers to make purchase transactions on goods and services. In the other side, credit card also give a benefit through the customer to borrow money from the card issuer up to a certain limit to purchase items or withdraw cash.
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you are the project manager for your organization. during the closing stage of your project, a team member who is training to become a project manager asks which documents are typically referenced during the closing of a project. which of the following is the best answer to the team member's question? answers a. scope statement b. final project report c. project management plan d. project baselines
Scope statement is the best answer to the team member's question.
What is the planning's scope?Making a project scope management plan that outlines how the project scope will be established, confirmed, and managed as well as how the work breakdown structure (WBS) will be developed and specified is known as scope planning. Defining the project's scope in detail to serve as the foundation for subsequent decision-making.The term "scope" describes the goals and demands that must be met in order to finish a project. The phrase is frequently used in both consulting and project management. Managers may estimate expenses and the time needed to complete a project by clearly outlining its scope.To learn more about Scope statement refer to:
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suppose that you write a put contract with a strike price of $40 and an expiration date in 3 months. the current stock price is $41 and the contract is on 100 shares. what have you committed yourself to? how much could you gain or lose?
You receive the option price from the buyer in exchange for any potential future losses.
You've traded in a put option. If the person on the other side of the dealer chooses to exercise the right to sell at $40 per share, you have agreed to purchase 100 shares for $40 per share. When the stock price drops below $40, the option will only be exercised. Let's say, for illustration purposes, that the option is used when the cost is $30. You must pay $40 for shares that are only worth $30; by doing so, you lose $10 per share or a total of $1,000. When the option is exercised at a price of $20, you lose $2,000 ($20 per share). The worst that can happen is if the stock price drops to practically zero during the course of the three months. You would have to pay $4,000 for this improbable circumstance.
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Product-oriented vision statements provide managers with. A) Strategic flexibility. B) Customer solutions. C) Service goals. D) Employee goals.
Product-oriented vision statements provide managers with service goals. The correct answer is option C.
Your product's overarching long-term objective is outlined in your product vision, often known as your product vision statement. Aspirational and succinct, vision statements explain where the product aims to go and what it hopes to accomplish in the long run. Product-focused vision statements characterize a company in terms of the product or service it offers.
Improved customer service metrics, quicker response times, making it simple for customers to contact you, and developing a customer-centric culture are a few examples of customer service goals.
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Supporters of NAFTA and free trade would contend that such agreements:
increase government control of a nation's economy
limit the growth an economy and prevents inflation
hamper democratic reforms and open markets in areas that are already strong
ultimately produce lower prices and greater variety of products
Supporters of NAFTA and free trade would argue that such agreements ultimately produce lower prices and greater product variety. Option D is correct.
What are economic blocs?They correspond to commercial agreements between different nations to obtain economic benefits, such as price and interest reductions, greater availability of products, etc. Some examples are:
NAFTAEuropean UnionMercosurTherefore, free trade supporters would argue that the advantages of economic blocs are the common benefits for members, ensuring greater economic liberalism and development for both.
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use these financial statements to answer the following questions: balance sheet income statement what is the operating cash flow for this year?
The assets and liabilities of a corporation are shown on balance sheets at a certain period. Income statements display the total amount of money a company has made and spent over time.
Cash flow statements over time also depict the movement of funds within a company and outside of it. A financial statement called a cash assets statement provides comprehensive data on all cash inflows a business receives from ongoing operations and outside sources. It also covers any cash withdrawals made to pay for investments and business expenses during a certain time frame. The cash inflows and outflows for a corporation are shown on the cash flow statement, period by period.
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how long after your state taxes are accepted to get refund
The length of time it takes to receive a tax refund after submitting your state taxes can vary depending on several factors, including the state you live in, the method you used to file your taxes, and whether you have any outstanding issues with your tax return.
Typically, if you file electronically and have your refund directly deposited into your bank account, you can expect to receive your refund in about 2 to 3 weeks. If you file a paper return, it may take several weeks longer.
If there are any issues with your tax return, such as a mistake or a missing form, the process may take longer, and the state tax agency may contact you for additional information or clarification.
It's a good idea to check with your state tax agency for more information about their specific process for issuing refunds.
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who pays
income taxes
Answer:Middle-Income Taxpayers
Explanation:
it is right
Answer:
us citizens
Explanation:
how did huey long help louisiana residents during the great depression?
Huey Long, a senator, used a strategy he called "Share the Wealth" to combat the Great Depression in Louisiana.
Huey Long changed Louisiana's economic reality from one that was stacked against its rural impoverished residents to one that provided opportunity and resources for advancement. By 1936, Long's initiatives and liberal policies had allowed the typical Louisiana family to save more than $425 annually on living expenditures, which is equal to $5,100 today. People at every level of the economic ladder received the opportunity to advance, particularly the impoverished, thanks to free education and increased mobility. Everyone in Louisiana had a high cost of living prior to Huey Long's presidency, but the poor majority of the state in particular.
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now, suppose the government is experiencing a budget deficit. this means thatnational saving will decrease , which leads toa decrease in the supply of loanable funds.
As a result, the interest rate will increase, making borrowing more expensive for households and businesses. This decrease in borrowing will reduce investment spending, which will result in a decrease in aggregate demand and economic growth.
This can potentially impact investment and economic growth, as higher borrowing costs can discourage businesses from expanding and investing in new projects. However, government borrowing to finance the deficit can also increase demand for loanable funds, potentially offsetting the decrease in supply. The ultimate effect depends on the balance between these two opposing forces.
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of the following statements about exculpatory clauses, which is accurate? group of answer choices they cannot relieve a party from liability for battery they always are enforceable if they are clearly and conspicuously stated in the agreement they may relieve an employer from liability for worker's compensation benefits they are effective only when the party benefited by them owes a duty to the public
One party is released from responsibility for her own tortious actions by an exculpatory clause.
An exculpatory clause is what?the main tabs. A contract's exculpatory clause forbids one party from holding the other party accountable for harm caused by the contract. Exculpatory clauses are frequently included in purchases like those that come with a ticket to a theme park or a flight.
What does an exculpatory clause look like?Before skiing, a skier who signs a contract agrees to a provision that releases the skiing operation from all liability. An individual must sign a waiver before using a zipline, which releases the operator from liability in the event of an accident.
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which means the provider agrees to accept what the insurance company allows or approves as payment in full for the claim?
Assignment denotes your physician's, supplier's, or other healthcare professional's consent to accept the Medicare-approved sum as full payment for the covered services.
What does a corporation of insurance do?They pay for the costs the policyholder incurs due to losses to their health or property (usually offered plans include medical expenditures, house, car, and fire insurance), as well as monetary losses like lost wages. Reinsurance is a unique type of non-life insurance.
What is an illustration of an insurance company?Policies from various insurers are sold by independent agents and brokers. State Farm, GEICO, Progressive, Liberty Mutual, Allstate, Farmers, and Nationwide are recognizable brands among direct dealers of home and vehicle insurance.
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From a broad perspective, managers are primarily involved in ________.
A. increasing operational efficiency
B. job-specific operational tasks
C. evaluating employees
D. allocating resources
E. coordinating work and overseeing others
Managers are primarily involved in coordinating work and overseeing others. The right answer is option E.
Who is a manager?A manager is a person who is responsible for supervising and directing a group of employees, managing an organization or a department within an organization, and making decisions related to the day-to-day operations and long-term goals of the organization.
An organization is a social entity that is structured and managed to achieve specific goals or objectives. It is a group of people working together to achieve common objectives through a division of labor and hierarchical authority. Examples of organizations include corporations, government agencies, non-profit organizations, and partnerships.
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which sequence of events best describes the role of textile manufacturing in initiating
The following incident best exemplifies the significance that textile industry had in sparking industrialization.
Cotton demand increased, cottage industry emerged, cottage industry was overtaken by machines, and early shed factories emerged.
The economic and social developments known as industrialization led the human race toward an industrial society. The recording of the economy for production was a component of it. The establishment of new industries led to an increase in employment, greater personal income, a new market for finished goods, and sped up economic development. The world's inception of industrialization is attributed to Britain. It was a daring move forward, but Britain showed the world who they were.
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fill in the blank..in 2000, microsoft ® founder william h. gates iii was listed by forbes ® magazine as being worth ____billion.
in 2000, microsoft ® founder william h. gates iii was listed by forbes ® magazine as being worth 60 billion.
American business magnate, author, investor, and philanthropist William Henry Gates III was born on October 28, 1955. He co-founded Microsoft with his late childhood friend Paul Allen. During his time at Microsoft, Gates held the positions of chairman, CEO, president, and chief software architect. Until May 2014, he was also the biggest individual stakeholder in the business. As an entrepreneur, he made a substantial contribution to the microcomputer revolution of the 1970s and 1980s.
Gates was born and raised in Seattle. In 1975, he and Allen founded Microsoft in Albuquerque, New Mexico. It progressed to become the largest provider of personal computer software globally. When Gates resigned as CEO of the company in January 2000, Steve Ballmer took over.
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which market will have the most competing dentists with comparable prices?
A market with a high density of population will have the most competing dentists with comparable prices.
The factors such as population size, consumer demand for dental services, and the presence of other dental providers in an area can affect the level of competition and prices in a given market.
Considering these factors, the densely populated urban areas with high disposable income are likely to see the presence of many dentists offering services at a comparative price. On the other hand, smaller areas with less population will not require the services of as many dentists.
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C&A Pottery makes several lines of ceramic vases using a process that involves forming, drying, firing, and glazing. The 5 workers each take on average 60 minutes to form a vase. The vases will then be loaded into an oven to dry. The oven can hold up to 200 pieces and it takes 5 minutes to load each vase. Once all the vases are loaded into the oven, it takes 25 hours to dry each load. The dried vases are then placed in a kiln that holds up to 200 pieces. It takes 6 minutes to load each vase and the vases will be fired in the kiln for 72 hours. After firing, 4 workers each takes an average of 2 hours to glaze each vase. C&A sells each vase that is made. What is the ideal batch size to minimize inventory while allowing the process to produce at maximum flow rate?
The ideal batch size is 200 pieces, which is the maximum number of vases that can be processed in each step without exceeding the capacity of any of the steps in the process.
To determine the ideal batch size, we need to consider the time required for each step of the process and the capacity of each step.
The time required to form a vase is 60 minutes per worker,
so 5 workers can form a vase in
5 * 60 = 300 minutes.
The drying oven has a capacity of 200 pieces and it takes 5 minutes to load each vase,
so the total loading time for 200 pieces is
200 * 5 = 1000 minutes.
The drying time for each load is 25 hours,
which is equivalent to
25 * 60 = 1500 minutes.
The kiln has a capacity of 200 pieces and it takes 6 minutes to load each vase, so the total loading time for 200 pieces is
200 * 6 = 1200 minutes.
The firing time for each load is 72 hours,
which is equivalent to
72 * 60 = 4320 minutes.
The glazing process requires 4 workers and takes 2 hours per worker to glaze a vase, so the total time to glaze a vase is
4 * 2 * 60 = 480 minutes.
So, the total time for each batch of vases is the sum of the time for each step:
=300 + 1000 + 1500 + 1200 + 4320 + 480
= 8600 minutes.
To minimize inventory while allowing the process to produce at maximum flow rate, we want to maximize the batch size, while still keeping the batch size below the capacity of each step in the process. In this case, the capacity constraints are the drying oven and the kiln, both of which have a capacity of 200 pieces.
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table 4-12 a country club usually only allows members to purchase tickets for its celebrity golf tournament, but the club is considering allowing non-members to purchase tickets this year. the demand and supply schedules are as follows: price quantity demanded by members quantity demanded by non-members quantity supplied $10 1000 500 600 $15 800 400 600 $20 600 300 600 $25 400 200 600 $30 200 100 600 refer to table 4-12. if only members are allowed to purchase tickets to this year's celebrity golf tournament, then what will be the equilibrium price?
If only members are allowed to purchase tickets to this year's celebrity golf tournament. The surplus of 300 tickets is the equilibrium price.
The process is said to be at equilibrium when the observable parameters, such as colour, temperature, pressure, concentration, etc., do not change. It follows that a chemical reaction represents a balance between the reactants and products involved in the reaction because the definition of the word "equilibrium" is "balancing."
The equilibrium state can also be seen in various physical processes, such the melting of ice at 0°C, where both ice and water are present at equilibrium. Chemical equilibrium refers to the equilibrium that arises from chemical reactions, whereas physical equilibrium refers to the equilibrium that results from physical processes as the melting of solids, the solubility of salt in water, etc.
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