Gloria has a $125,000 home financed with a 30-year loan at 6%. If she wished to pay one extra monthly payment each year, how many months will t take her to pay off her mortgage?

Answers

Answer 1

Answer:

  295 months

Step-by-step explanation:

You want to know the number of months required to pay off a 30-year loan of $125000 at 6% if an extra payment is made each year.

Number of payments

The number of payments required will depend on the actual payment schedule, and the way the lender computes interest due.

The attached calculation shows it takes 319 payments. The assumption is that they are evenly spaced at 13 payments per year (one every 4 weeks), and the interest is computed on the interval between payments.

Number of months

If 13 payments are made per year, the number of years it takes to pay off the loan will be ...

  319/13 = 24 7/13

24 years and 7 months is 295 months.

__

Additional comment

If the first payment is made on Jan 28, and payments are made every 4 weeks, there will be 2 payments in Dec. That is, except for the last month of the year, there will be 1 payment per month.

If regular monthly payments are made, but one of the payments is doubled, the result may be different.

Gloria Has A $125,000 Home Financed With A 30-year Loan At 6%. If She Wished To Pay One Extra Monthly

Related Questions

The spinner to the right is spun 20 times. It lands on red 6 times, yellow 2 times, green 8 times, and blue 4 times.

Based on the data, what is the experimental probability of landing on yellow?

You may give your answer as a simplified fraction, decimal, or percent.


Answers

Answer:

1/10 or 0.10 or 10%

Step-by-step explanation:

Based on the data given, the spinner landed on yellow 2 times out of the 20 times it was spun. Therefore, the experimental probability of landing on yellow, based on the data, is 2/20. If you simplify this, it is 1/10, which is 0.10 as a decimal and 10% as a percent.

Hope this helps! :)

The mean Algebra 2 test score is 81.5, with a standard deviation of 5.1. There are 130 students taking the course. Assuming a normally distributed curve, how many students scored below 76.4?

Answers

Answer:

Step-by-step explanation:

Let x be the random variable representing the algebra test scores of the students. Since it is normally distributed and the population mean and population standard deviation are known, we would apply the formula,

z = (x - µ)/σ

Where

x = sample mean

µ = population mean

σ = standard deviation

From the information given,

µ = 81.5

σ = 5.1

the probability that a student scores below 76.4 is expressed as

P(x ≤ 76.4)

For x = 76.4

z = (76.4 - 81.5)/5.1 = - 1

Looking at the normal distribution table, the probability corresponding to the z score is 0.023

For x = 8

z = (8 - 6)/1 = 2

Looking at the normal distribution table, the probability corresponding to the z score is 0.159

Therefore, the number of students that scored below 76.4 is

0.159 × 130 = 21 students

Partit: Write an equation to represent the amount of money Shelly has in her account each week. Let

w represent the number of weeks Shelly deposits money into her savings account and m represent the

amount of money in her account,

1:A. Define the variables. (2 points: 1 point each)

Let w:?

Let m:?

2:B. Write an equation to represent the amount of money Shelly has in her account each week. Hint

Remember that Shelly started with $220 in the a

Answers

Answer:

Step-by-step explanation:

1) Let w represent the number of weeks and m represent the amount of money that she has in her account after w weeks. Assuming m is increasing at a linear rate. This means that it is increasing in arithmetic progression. The formula for determining the nth term of an arithmetic progression is expressed as

Tn = a + (n - 1)d

Where

d represents common difference in the amount between 2 consecutive weeks.

a = 220 represents the first term of the sequence.

Tn = w = the amount at the end of n weeks

n = m represents the number of weeks

2) The equation used to represent the amount of money Shelly has in her account each week is

w = 220 + (w - 1)d

Identify the end behavior of the function f(x) = -6x5 + 7x3 – 5x + 8.​

Answers

Answer:

Use the degree and the leading coefficient to determine the behavior.

Rises to the left and falls to the right

Step-by-step explanation:

Find the area of the shape shown below.
9
3
3
units?

Answers

Answer:

81

Step-by-step explanation:

9 x 3 x 3 is 81

Answer:

18

Step-by-step explanation:

Area=3x3=9 units

9+9=18

There is a sale on produce at the local supermarket. Strawberries are ½ price if you buy more than 45 ounces. The scale only measures in pounds. How many pounds would you have to buy to receive the discount

Answers

Answer:

3 pounds

Step-by-step explanation:

a pound is 16oz so 3x16=48

Trigonometry. This is an Tangent question.​

Answers

Answer:

28/21

Step-by-step explanation:

tan= opposite/adjacent

Shawna rented a bike from Arjun's Bikes. It cost $14 plus $3 per hour. If Shawna paid $32 then she rented the bike for how many hours?

Answers

Answers

1.9 hours

Step-by-step explanation:

14 plus 3 = 17

32 divide by 17 = 1.9 hours

1 hour 0.9 multiply by 60

1.9= 1 hour 54 minutes

Calculate the perpendicular
height of the triangle
pls helppp!!​

Answers

Step-by-step explanation:

there's the solution ...i hope you can read

A tennis ball is thrown from the top of a building. The distance h, in feet, between the tennis ball and the ground, t seconds after it is thrown is given by h(t)=(-16t^2) +160t + 384. At what time is the tennis ball at the maximum height?

Answers

Answer:

The tennis ball reaches the maximum after 5seconds

Step-by-step explanation:

If the distance h, in feet, between the tennis ball and the ground, t seconds after it is thrown is given by h(t)=(-16t^2) +160t + 384, at maximum height the velocity of the tennis ball will be zero.

Velocity is the rate of change of displacement of a body. If the distance is modeled by the equation h(t)=(-16t^2) +160t + 384 then its velocity will be gotten by taking the derivative with respect to time as shown;

V = dh/dt = -32t+160

at maximum height;

0 = -32t+160

32t = 160

t = 160/32

t = 5seconds

This means that the tennis ball reaches the maximum after 5seconds.

A man bought a mobile phone for $800 and sold it for $1000. What was his profit as a percentage of the cost price ​

Answers

Answer:

1000/800 = 125% profit

Answer:

25%

Step-by-step explanation:

Profit = Selling price - Cost price

= 1000 - 800

= $200

%Profit = Profit

_____. × 100. ( profit over cost price times 100)

Cost Price

= 200

____. × 100%

800

= 25%

PLZ HELP ME ASAP W THIS !!!

Answers

Answer:

(2x+3) x (x-7)

Step-by-step explanation:

Michelle is on a road trip with her family and forgot her charger. At the start of the trip, her phone was at 100%. They are driving from Dallas to San Antonio which is a 4.5-hour drive. Her phone's battery life can be represented by y = -10x +100, where x is hours driving. What is the range of this situation?

Answers

Answer:

55 ≤ x ≤100

Step-by-step explanation:

Given the battery life equation:  y = -10x +100 where x is hours driving

As we know that the maximum value of y = 100% when x= 0

<=> y ≤100

They are driving from Dallas to San Antonio which is a 4.5-hour drive.

=> x = 4.5 so we substitute x into the equation, we have:

y = -10*4.5 +100

<=> y = -45 + 100 = 55

Hence, the range of this situation is:

55 ≤ x ≤100

Hope it will find you well.

What system of inequalities is represented by the graph?

Answers

Answer:

y is greater than or equal to 0.5/2.5x-1/2

y is greater than -2x

Step-by-step explanation:

-13/20-7/5= enter the answer as an exact decimal or simplified fraction

Answers

Step-by-step explanation:

-13/20 = - 0.65

7/5 = 1.4

So

-0.65 - 1.4

= - 2.05

*EASY 7TH GRADE MATH*
QUESTION ABOVE

• First answer shall be marked brainliest •

Find the surface area of the prism.

Answers

Answer:

2880

Step-by-step explanation:

The base is made up of two triangles and a square, if that makes sense. Finding the area of a triangle is (base x height)/2.  

The base of the tiny triangle is 4 because there is 8 inches extra to the 10 inch square. 10 x 4 = 40.

Now we have a 10 by 10 square: 10 x 10 = 100.

So, the area of the trapezoid is 140. There are two trapezoids in this prism, so both bases are 280.

The surface area of the sides are solved by 12 x 50 = 600. Together, the sides equal 1200.

The top is solved by 10 x 50 = 500.

The bottom is solved by 18 x 50 = 900.

Add them all together: 280 + 1200 + 500 + 900 = 2,880

Can someone answer this question please please help me I really need it if it’s correct I will mark you brainliest .

Answers

Answer:

As the picture I uploaded, the area is divided into 1 triangle and 2 rectangles.

Add up the area of these figures, we have the total area:

A = area of triangle + area of 2 rectangles.

  = 11 x (3 + 5 + 13 -10)/2 + 4 x 5 + 12 x 13

  = 236.5 (mm2)

Hope this helps!

:)

Answer:

236.5 mm^2.

Step-by-step explanation:

We can split this up into 2 rectangles:

1 rectangle =  8 * 13 = 104mm^2

2nd rectangle = 4 * (13 + 5) = 4 *18 = 72 mm^2

The base of the triangle = 11mm ,

and the height = (3 + 5 + 13) - 10 = 21 - 10 = 11mm.

So it area = 1/2 * 11 * 11

= 60.5 mm^2.

total area = 104 + 72 + 60.5

= 236.5 mm^2.

PLZ PLZ HELP! What is m XY?

Answers

È il lato del quadrato
Same 99 degrees both side should be the same

reciprocal of -2/3^6

Answers

Answer:

The answer is -729/2

Step-by-step explanation:

Skyler goes to a school which has 100 students in it. She asks 40 random students whether they like the new 8.30 am start to the day. 30 of them say no they don't like it. Use this information to estimate how many students in the whole school dislike the 8.30 am start.

Answers

Answer: 75 students

Step-by-step explanation:

Skyler goes to a school that has 100 students in it. She asks 40 random students if they like the new 8.30 am start to the day and 30 of them say no they don't like it. This shows that: 30/40 = 3/4 of the students don't like it.

Since the school has 100 students, the number of students that doesn't like the 8.30 a.m start will be:

= 3/4 of 100

= 3/4 × 100

= 3 × 25

= 75

Solve for x: −2x + 5 < 7 plz help!

Answers

Answer:

x>-1

Step-by-step explanation:

Suppose the scores on a test given to all juniors in a school district are normally distributed with a mean of 74 and a standard deviation of 8. On a separate sheet of paper, draw a Normal Curve and label the mean, standard deviations, and the associated percentages. Find the percent of juniors who score no more than 90.

PLEASE HELP AHHHH

Answers

Answer:

97.5%

Step-by-step explanation:

Solution:-

- Denote a random variable,

           X: Scores of all juniors in a school district centralized test.

- The random variable ( X ) follows normal distribution with the corresponding parameters:

                         X ~ Norm ( μ , σ^2 )

Where,     μ = Mean score

                σ = standard deviation of scores secured

- The given parameters for the normal distribution are:

                        X ~ Norm ( 74 , 8^2 )

- To draw a Normal curve we need to draw a bell shaped curve and annotate the following descriptions:

      Mean ( μ ) : The vertical center-line that bifurcates the normal curve

      1st standard deviation ( μ ± σ ) : First small division to the left and right about the mean ( μ ). [ 74 - 8 , 74 + 8 ] = [ 66 , 82 ]

      2nd standard deviation ( μ ± 2σ ) : Second small division to the left and right about the mean ( μ ). [ 74 - 16 , 74 + 16 ] = [ 58 , 90 ]

      3rd standard deviation ( μ ± 3σ ) : Third small division to the left and right about the mean ( μ ) - tailed. [ 74 - 24 , 74 + 24 ] = [ 50 , 98 ]

- Mark the associated percentage of scores that lies between 1st, 2nd and 3rd standard deviations from the mean ( μ ). Apply the Empirical rule of statistics. Which states:

    p (  μ - σ  ,  μ + σ ) = p ( 66 , 82 ) = 67 %

    p (  μ - 2σ  ,  μ + 2σ ) = p ( 58 , 90 ) = 95 %

    p (  μ - 3σ  ,  μ + 3σ ) = p ( 50 , 98 ) = 99.7 %

- See the attachment for the complete diagram.

- To determine the percentage of students who scored no more than 90 on the test.

- Employ the use of standardizing the required probability by using the following relation:

          p ( X < x ) = p ( Z < [ (x - μ) / σ ] )

          p ( X < 90 ) = p ( Z < [ (90 - 74) / 8 ] )

                             = p ( Z < [ (90 - 74) / 8 ] )

                             = p ( Z < 2 )

- We will employ the use of Empirical rule of second deviation ( μ ± 2σ ) to evaluate the required percentage:

       p (  μ - 2σ  < X <  μ + 2σ ) = p ( 58 , 90 ) = 95 %

       1 - p ( 58 < X < 90 ) = 1 - 0.95 = 0.05

       p ( X > μ + 2σ ) = p ( X > 90 ) = [ 1 - p ( 58 < X < 90 ) ] / 2

                                                      = [ 1 - 0.95 ] / 2

                                                      = 0.05 / 2

                                                      = 0.025

Hence,

     p ( X < 90 ) = p ( Z < 2 ) = 1 - p ( X > 90 )

                                            = 1 - 0.025

     Answer                          = 0.975 ( 97.5 )%        

If she used 3 ¾ cups of bread flour to make 1 pizza, what is ⅛ of the amount of bread flour she used?

Answers

Answer:

[tex]\frac{15}{32}[/tex] cups of bread flour.

Step-by-step explanation:

Multiply 3 [tex]\frac{3}{4}[/tex] by [tex]\frac{1}{8}[/tex]

[tex]\frac{1}{8} * 3 \frac{3}{4} = \frac{1}{8} *\frac{15}{4} =\frac{15}{32}[/tex]

What are complementary angles

Answers

complementary angles are two angles whose sum is 90 degrees

Answer:

Complementary angles are two angles that add up to 90° in total measurement.

Example:

Angle 1 is 34°. It's complement would be 56°.

[tex]90 -34=56[/tex]

Brainilest Appreciated.

I don’t know what to do

Answers

Answer:

It means line which is chioce 3 or C.

Step-by-step explanation:

Answer:line DC

Step-by-step explanation:because of the line with an arrow on each side. This demonstrates that DC is an entire line

It took Jenny and her family 1 hour to drive to her grandmother’s house. Her grandmother lives about 45 miles away. At what rate did the family travel?
pls help me

Answers

Answer:

i think that the answer would be like 1,0000000 if no idk what to tell you

Step-by-step explanation:

use the formula

speed = distance ÷ time

time change in mins

1 hours = 60 mins

speed = 45 ÷ 60

speed = 0.75

Compute probability of randomly selected 5 cards from deck of 52 cards and getting only one Jack.

Answers

Answer:

5/25

Step-by-step explanation:

Probability would be that you randomly select 5 cards so the selection goes above the fraction and the total amout of cards goes below.

Answer:

3243 / 10829 ≈ 0.2995

Step-by-step explanation:

There are 52 cards in a deck.  5 cards are selected, so the number of possible combinations is ₅₂C₅.

Of the 5 cards selected, 1 is a Jack and 4 are non-Jacks.

There are 4 Jacks in a deck.  The number of ways of choosing 1 Jack from 4 is ₄C₁.

There are 48 non-Jacks in a deck.  The number of ways of choosing 4 non-Jacks from 48 is ₄₈C₄.

So the probability is:

P = ₄C₁ ₄₈C₄ / ₅₂C₅

P = 4 × 194580 / 2598960

P = 778320 / 2598960

P = 3243 / 10829

P ≈ 0.2995

La trayectoria de un cuerpo en movimiento rectilíneo está determinada por: s = 115t + 12t^3 en metros y segundos. Determina la aceleración del cuerpo a los 12 segundos de origen.

Answers

Answer:

a = 864 m/s^2

Step-by-step explanation:

You have the following equation for the motion of a body:

[tex]s(t)=115t+12t^3[/tex]

The acceleration of the body is given by the second derivative of s(t):

[tex]\frac{ds}{st}=115+12(3)t^2=115+36t^2\\\\\frac{d^2s}{dt^2}=\frac{d}{dt}\frac{ds}{dt}=36(2)t=72t\\\\a(t)=72t[/tex]

After t = 12 s you obtain for the acceleration:

[tex]a(t=12)=72(12)=864\frac{m}{s^2}[/tex]

hence, the acceleration is 864m/s^2 for t=12s

A tree is 17 feet tall. The wire runs from the top of the tree to 8.7 feet from its base. The wire is Square root 338 feet long. Estimate the length of the wire to the nearest hundredth of a foot.

Answers

Answer: 18.38 feet

Step-by-step explanation:

Hi, to answer this question we simply have to solve the expression √338, which is the length of the wire.

Mathematically speaking:

√338 = 18.3847 feet  

Since the number after the hundredths place is less than 5:

Length of the wire: 18.34 feet (rounded to the nearest hundredth)

Feel free to ask for more if needed or if you did not understand something.

What is the vertex of the quadratic function f(x) = (x-8)(x - 2)?

Answers

Answer:

The vertex is at (5, -9)

Step-by-step explanation:

The vertex is halfway between the zeros

f(x) = (x-8)(x - 2)

0  = (x-8)(x - 2)

x=8 and x=2 are the two zeros

(8+2)/2 = 10/2 = 5

The x coordinate is at 5

The y coordinate is found by substituting the x coordinate into the function

f(5) = (5-8)(5 - 2) = -3 (3) = -9

The vertex is at (5, -9)

Other Questions
HELP!This pattern follows the rule add 24. What other features do you observe?12, 36, 60, 84A. All terms are even because even + even = even.B. All terms are even because odd + odd = even.C. All terms are odd because odd + even = odd.D. All terms are even because when you add two numbers together, the sums are always even. If I were to install python in kali linux on a Acer 11 Chromebook and C730 would I be able to hack python with it since I have no access to linux beta to use python does anyone know if I could do that Instead? Social programs were created with the intention of fulfilling the needs of citizens who are underprivileged and do not have other resources available to them. Do you feel the government pays too much to Americans in need, or do you feel the government should allocate more resources to assist such individuals? Look at this image from a passage about different types of volcanoes. Smoke escaping the top of a volcano. What is most likely the purpose of this image? to show how a volcano works to show the different parts of a volcano to show a real-life example of a volcano to show the destructive power of a volcano This part is used to bring the specimen into sharp focus. This part causes a very small up and down motion when used. As a population of a species increases within a territory, which of the following most likely also increases? The question is on a screenshot Maria mows 2/3 of a lawn in 1/5 hour. How Many similar-sized lawns can she mow in 1 hour? Simplify the expression using positive exponents: (6^4)3 what is the surface area of this wedge WILL MARK AS BRAINLIEST!!!!What was the result of the American military in Korea? A 26 ft ladder leans against a wall. The bottom of the ladder is 10 ft from the wall. How tall is the top of the ladder on the wall? A gourmet coffee shop in downtown San Francisco is open 200 days a year and sells an average of 75 pounds of Kona coffee beans a day. (Demand can be assumed to be distributed normally, with a standard deviation of 15 pounds per day.) After ordering (fixed cost 5 $16 per order), beans are always shipped from Hawaii within exactly 4 days. Per-pound annual holding costs for the beans are $3.a) What is the economic order quantity (EOQ) for Kona coffee beans?b) What are the total annual holding costs of stock for Kona coffee beans?c) What are the total annual ordering costs for Kona coffee beans?d) Assume that management has specified that no more than a 1% risk during stockout is acceptable. What should the reorder point (ROP) be?e) What is the safety stock needed to attain a 1% risk of stockout during lead time?f) What is the annual holding cost of maintaining the level of safety stock needed to support a 1% risk?g) If management specified that a 2% risk of stockout during lead time would be acceptable, would the safety stock holding costs decrease or increase? What is the answer?? Which system of equations can be used to find the roots of the equation 4 x Superscript 5 Baseline minus 12 x Superscript 4 Baseline + 6 x = 5 x cubed minus 2 x? How were Christians treated under Nero's rule? Christians could pray at Roman shrines. Christians had limited religious freedom. Christians were persecuted for their beliefs. Christians received property that had been seized by the state. who were the first jews in america The following data pertains to Xena Corp.: Xena Corp. Total Assets $23,610 Interest-Bearing Debt (market value) $11,070 Average borrowing rate for debt 10.2% Common Equity: Book Value $ 6,150 Market Value $25,830 Marginal Income Tax Rate 37% Market Beta 1.73 Assuming that the risk-free rate is 4.5% and the market risk premium is 6.2%, calculate Xena's cost of equity capital using the capital asset pricing model. Select one: A. 15.2% B. 10.4% C. 13.4% D. 8.9% Solve the system of equations -10x+3y=5x=y-4x=y= The Blue Company is the primary taxi company in the city of Maintown. It uses gasoline at the rate of 106,800 gallons per year. Because this is such a major cost, the company has made a special arrangement with the Amicable Petroleum Company to purchase a huge quantity of gasoline at a reduced price of $2.00 per gallon. The cost of arranging for each order, including placing the gasoline into storage, is $2,000. The cost of holding the gasoline in storage is estimated to be $0.24 per gallon per year. Required:a. Using MS Excel Solver, determine the optimal order quantity.