The interest that should be paid by her will be A. $4,462.40. To answer this question you can use the future value concept.
Future value means the amount that will get in the future. The amount or value that you will be gotten is come from your investment.
To calculate the interest Gertrude will pay, you can use the formula for the future value of a loan:
FV = PV (1 + r)ⁿ
where:
FV = future value (the total amount Gertrude will pay back, including interest)
PV = present value (the amount of the loan, $5,500)
r = annual interest rate (6.8%, expressed as a decimal)
n = number of periods (in this case, the number of months, which is 120 because 10 years x 12 months/year)
First you need to convert the annual interest rate to a monthly interest rate, which is (6.8/12) = 0.57%
then FV = PV(1+r)ⁿ
FV = 5500(1+0.57/100)¹²⁰ = $10,462.40
Now you can subtract the original loan amount to find the amount of interest paid:
$10,462.40 - $5,500 = $4,962.40
Rounded to the nearest cent, the answer is A. $4,462.40
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If the project's performance is expressed by this graph, which of the following is true about the project performance
If this graph expresses the project's performance. the statement the project is performing behind schedule and under budget is true.
In discrete mathematics, a graph is a collection of points called vertices and lines between those points called edges. There are different types of charts, including B, Connected and disconnected charts, bipartite charts, weighted charts, directed and undirected charts, and simple charts.
Graphs are a common way to show relationships in data visually. The purpose of charts is to display data that is too large or too complex to adequately explain with less text or space.
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Compared to the short-run demand for oil, the demand for oil in the long run will tend to be.
Oil has a low demand elasticity, and given how dependent the global economy is on oil, this means that demand for oil will not change much as prices change.
What is short run demand?The laws of supply and demand affect the oil industry primarily by determining the price of 'black gold'. Oil price expectations are a major factor in determining how companies in the industry allocate their resources.Prices create incentives to influence behavior. This action ultimately translates into supply and demand to determine the price of oil core paper.Oil supply is also rather inelastic given how complicated and expensive the process of setting up oil production in the first place is. Fluctuations in oil prices tend to be dramatic and often affect other parts of the global economy. Oil supply is even less elastic than most other commodities, as oil production often requires specialized investment. Much of the equipment used to mine gold and silver can be diverted to mine platinum and palladium when prices fluctuate. However, expensive equipment used for hydraulic fracturing and offshore drilling is often not usable for other purposes.To know about Short run demand with given link https://brainly.com/question/17088576
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If you are involved in an accident while driving in ga, you must notify the nearest law enforcement agency if anyone is injured or killed or if property damage exceeds _____ dollars.
If you are involved in an accident while driving in Georgia you must notify the nearest law enforcement agency if anyone is injured or killed or if property damage exceeds 500 dollars.
What is the above protocol?The above protocol is codified under the Georgas State Car Accident protocol.
In most cases, it is your legal responsibility in Georgia to report an automobile collision.
If you do not, you may face legal repercussions or lose your right to compensation for your losses.
How do you report an accident in Georgia?If the accident occurs in town, you must notify the local police department.
If it happened outside of town, you must notify the state patrol (highway patrol).
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A broker dealer must have reasonable basis for believing that a series of recommended transactions are not excessive or unsuitable. This is called quizlet
A broker-dealer must have a reasonable basis for believing that a series of recommended transactions are not excessive or unsuitable. This is called Quantitative suitability -- FINRA Rule 2111.
What does FINRA Rule 2111, Quantitative Suitability, mean?
The quantitative obligation is designed to curtail the practice of churning or making a lot of buy-and-sell trades to increase the broker's commissions. According to this, a succession of transactions may be inappropriate even if each one is appropriate when considered separately. The broker is required to take the investment profile into consideration when determining quantitative appropriateness.
This suitability requirement allowed the broker to recommend the security that offered him a higher commission or charge, which would naturally be paid by the customer if there were two equally acceptable securities to recommend to a client.
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Developing cost estimates and sales forecasts to learn whether a new product idea meets financial objectives is called product
Developing cost estimates and sales forecasts to learn whether a new product idea meets financial objectives is called Business Analysis.
Financial objectives typically focus on increasing a business's profits or sales, however, they'll additionally focus on investments and economic stability. Financial objectives are often measurable goals that businesses can track and reach. These objectives are typically focused on long-term success.
There are six types of Financial objectives: revenue objectives, cost objectives, Profit objectives, cash flow objectives, investment objectives, and capital structure objectives.
Growth in revenues.Growth in earnings.Wider profit margins.Bigger cash flows.Higher returns on invested capital.Attractive economic value added (EVA) performance.Attractive and sustainable increases in market value added(MVA)A more diversified revenue base.Learn more about Financial objectives here https://brainly.com/question/23916424
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Answer:
analysis
Explanation:
Home inspector Murray is explaining to first-time buyers in Peabody what he looks for during a home inspection. What is his primary goal
Two banks in the area offer 35-year, $255,000 mortgages at 6.2 percent and charge a $4,200 loan application fee. However, the application fee charged by Insecurity Bank and Trust is refundable if the loan application is denied, whereas that charged by I. M. Greedy and Sons Mortgage Bank is not. The current disclosure law requires that any fees that will be refunded if the applicant is rejected be included in calculating the APR, but this is not required with nonrefundable fees (presumably because refundable fees are part of the loan rather than a fee). What are the APRs on these two loans
The APRs on these two loans are:
For insecurity bank and trust EAR = (1+ r/m)^m-1= 6.38
For I m greedy and my son's mortgage EAR= 6.53 loading fees into the loan
APR = Fee (loan fees +interest) *365* 100/amount financed/ number of days of term of loan = 6.34 for both the banks.
In its only implementation, APRS is used to transmit actual-time records, statistics, and reviews of the exact vicinity of a person or object thru a records signal sent over amateur radio frequencies.
Automatic Packet Reporting gadget is a beginner radio-primarily based machine for actual time virtual communications of statistics of instantaneous fee in the nearby vicinity. data can include objects worldwide Positioning gadget coordinates, weather station telemetry, text messages, announcements, queries, and different telemetry.
APRS is a digital communications records channel for Ham radio. As a single national channel (see map at proper), it offers the cellular ham a place to display for 10 to half-hour in any region, at any time to capture what's going on in ham radio inside the surrounding location.
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A company that makes an effort to reduce the amount of paper it uses by storing data and information on computers would be using?
A company that makes an effort to reduce the amount of paper it uses by storing data and information on computers would be using Green IT. Green IT is the practice of environmentally maintainable computing. In the other words, discarding the practices which are hazardous to environment.
Green IT has many benefits including it saves energy and money plus less pollution and greenhouse gas emissions are caused by using this. It minimizes waste reduction and problem of the resource depletion. It also enables more use of efficient hardware. The main advantage of this process is that it impacts positively on plants and animals.
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Refer to Table 8-16. Given the information above, what can we say has happened in the economy from 2019 to 2020
We can say the price level has risen in the economy from 2019 to 2020.
In the U.S., growth is expected to slow to 2% in 2020 from 2.3% in 2019 and fall further to 1.7% in 2021 (2020 growth compared to October WEO 0.1 percentage point decrease).
Real GDP fell by 3.5% in 2020 (from the 2019 annual level to the 2020 annual level) compared to a 2.2% increase in 2019 (Table 1).
The outbreak led to a sharp contraction in the economy in March 2020, resulting in real GDP contracting by 5.1% annualized in the first quarter and 31.2% in the second quarter.
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Kevin and Regina sold their property to Vickey using a general warranty deed. Which one of these statements is true
Kevin and Regina sold their property to Vickey using a general warranty deed. The statements that is true is: c. Vickey is the grantee.
What is warranty deed?A warranty deed can be defined as a kind of deed in which a seller which is also know as a grantor give the assurance they have the legal right to sell a product to a buyer which is a grantee.
Hence, If Kevin and Regina sold their property to Vickey using a general warranty deed, Vickey is the grantee or the buyer which Kevin and Reginal are the grantor (seller).
The missing options are:
Either Regina or Kevin can convey the property.
Kevin and Regina are the grantees.
Vickey is the grantee.
Vickey is the grantor
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risk unique to firms with direct investment in a foreign country is the potential takeover of the firm's assets by the government of that country. This takeover is called a(n)
This takeover is called an expropriation.
What is expropriation?Expropriation is the governmental seizure of property or the modification of existing private property rights, usually for the benefit of the public.The potential takeover of a firm's assets by the government of a foreign country is a risk peculiar to enterprises having direct involvement in that country.What are the firm's assets?A company's assets are reflected on its balance sheet. They are purchased or created in order to raise the worth of a company or to boost its operations. An asset is anything that can generate cash flow, lower expenses, or increase sales, whether it's manufacturing equipment or a patent.As the definition says, the potential takeover of a firm's assets by the government of a foreign country is a risk peculiar to enterprises having direct involvement in that country.
Therefore, this takeover is called a(n) expropriation.
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____________ is a completely inadequate mechanism ____________________ in a modern advanced economy.
Barter is a completely inadequate mechanism to trade in a modern advanced economy. A barter is a transaction in which two or more persons exchange their products or services without exchanging the cash. In its simplest form, barter entails exchange of one party's good or service for another party's goods or service.
When two people each have goods the other wants, they can figure out mechanism of what those things are worth and how much to give to make the most use of their resources. Barter predates the creation of actual hard cash and is world's oldest form of trade.
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ARMs help lenders combat unanticipated inflation changes, interest rate changes, and a maturity gap.
The statement; ARMs help lenders combat unanticipated inflation changes, interest rate changes, and a maturity gap is "True".
What is (ARM) Adjustable-Rate Mortgage?A home loan with a variable interest rate is known as an adjustable-rate mortgage (ARM). The starting interest rate on an ARM is set for a specific amount of time. Following then, the interest rate charged on the unpaid balance resets sporadically, sometimes on a monthly basis.
The characteristics of ARM are-
A mortgage with an adjustable rate (ARM) is a loan for a home whose interest rate is subject to cyclical change based on the performance of a chosen benchmark.The amount that the interest rate and/or payments can increase annually or throughout the life of the loan are typically capped in ARMs.For purchasers who are going to maintain the loan for a short time and can afford any potential rises in their interest rate, an ARM might be a wise financial decision.To know more about the Adjustable-Rate Mortgage, here
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The complete question-
ARMs help lenders combat unanticipated inflation changes, interest rate changes, and a maturity gap. (True/False)
Suppose your budget for these project is 600000.the projects are not divisible. which project should you accept
Explanation:
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If the fed wants to increase the money supply through an open market operation, it will:_____.
a. purchase government securities.
b. sell government securities.
c. first purchase, then sell, government securities.
d. lend more reserves to commercial banks.
Answer
Purchase government securities
Explanation:
When a central bank wants to increase money supply, a key tool in the open market operation is to sell purchase government securities. With this, they give out money to the economy increasing money supply.
Sinking fund bonds: Multiple Choice Require equal payments of both principal and interest over the life of the bond issue. Require the issuer to set aside assets to pay bonds at maturity. Are bearer bonds.
Require the issuer to set aside assets to pay bonds at maturity.
Bonds that require the issuer to set aside a pool of assets used only to repay the bonds at maturity.
What is Sinking Fund Bond ?A sinking fund is maintained by companies for bond issues, and is money set aside or saved to pay off a debt or bond.
Bonds issued with sinking funds are lower risk since they are backed by the collateral in the fund, and therefore carry lower yields.example may be a company issuing $1 million of bonds that are to mature in 10 years. Given this, it creates a sinking fund and deposits $100,000 yearly to make sure that the bonds are all bought back by their maturity dateLearn more about Sinking Fund Bond here:
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When a pharmaceutical company advertises that its product has a greater pain-relieving effect than Tylenol, it is using _____ advertising.
When a pharmaceutical company advertises that its product has a greater pain-relieving effect than Tylenol, it is using comparative advertising.
What do you mean by comparative advertising?
A marketing tactic known as comparative advertising presents a company's product or service as being superior to that of a rival. The features of a company's products next to those of its rivals may be printed in a side-by-side comparison as part of a comparative advertising campaign.
Comparative advertising, also known as combative advertising, refers to a type of advertisement in which a certain product or service directly names a rival in order to demonstrate why the rival is inferior to the product naming it.
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. The kind of unemployment that exists when there is a mismatch between a worker's skills and the jobs or the location of jobs available is _______ unemployment.
The answer is structural unemployment.
Long-term unemployment brought on by changes in the economy is referred to as structural unemployment.
Even while there are open positions, there is a mismatch between what employers require and what the current workforce can provide.
Long-term structural unemployment typically requires significant reform to reverse.
Technology has a tendency to make structural unemployment worse by marginalizing some employees and making some jobs, like manufacturing, obsolete.
Additional to the business cycle, other factors contribute to structural unemployment. This implies that structural unemployment can persist for decades and that drastic change may be required to address the issue.
Hence, The kind of unemployment that exists when there is a mismatch between a worker's skills and the jobs or the location of jobs available is structural unemployment.
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Answer:
This is structural unemployment.
Explanation:
In the competitive market for figure skate blades, manufacturers offer an array of products that are.
In the competitive market for figure skate blades, manufacturers offer an array of products that are: Distinctly different in a particular way.
What is a Competitive Market?
A competitive market is market where there are a large number of buyers and sellers where no single buyer or seller can affect the price of goods being sold. A competitive market can sometimes be called perfect competition. In a competitive market, no one dominates the market and there isn't a difference in quality, price or quantity between the competing companies and what they offer.
Competitive Market Features
There are certain features that need to be present in a market for it to be considered a competitive market.
No Barriers to Entry - A barrier to entry is a financial or physical barrier that makes it hard for a new company to enter a market. In order for a market to be considered competitive there has to be no barriers to entry. A new company can enter and exit the market at any time. This is one of the features that is theoretical because there will always be some barriers to entering a market as well as leaving it.Large Number of Buyers and Sellers - In competitive market there must be a large number of buyers and sellers. Not only does there need to be a large number, but there can't be any buyers or sellers that are large enough to have an effect on the entire market. An example of a company that is large enough to have an effect on the entire market is Apple. The products, prices and quality of Apple products has an effect on all the other companies in the market.Homogeneous Goods and Services - The products and services within a competitive market need to be homogeneous in price, quality and availability. There cannot be one product that is better than the others or more inexpensive. Each company has to have homogeneous spending on advertising which means that one company cannot dominate with regards to how much it advertises or how much it spends on advertising. This is also a feature that is theoretical. While some markets are more even than others, there will never be a market where all products, advertising, price, and quality are the same.Therefore, we can conclude that the correct option is A.
Your question is incomplete, but most probably your full question was:
In the competitive market for figure skate blades, manufacturers offer an array of products that are:
A. Distinctly different in a particular way.
B. Distinctly similar in a particular way.
C. Virtually identical on the competition spectrum.
D. At opposite ends of the competition spectrum.
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_____ is a term used by evolutionary psychologists to denote the amount of time and effort men or women must devote to parenthood.
Parental Investment is a term used by evolutionary psychologists to denote the amount of time and effort men or women must devote to parenthood.
Parental investment in offspring (as first described by Robert Trivers) sacrifices a parent's ability to invest in other offspring (current or future siblings), at the expense of that offspring's chances of survival and reproduction. It is an investment by parents that enhances
For birds, for example, during the egg stage, a parent's investment includes incubating the eggs and protecting the nest from potential predators. This stage is called hatching) and the continuation of the nest
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A plumbing company prides itself on excellent customer service, especially during after-hours service calls. Its owners want to connect with people who need emergency plumbing services in the middle of the night. Which setting could help the owners achieve these goals
Ad scheduling could help the owners achieve these goals.
Ad scheduling:
You can define when you want your ads to appear using the ad scheduling tool, such as during regular business hours or on particular days of the week. By doing this, you can avoid paying for ads to appear when you are unable to respond to consumer inquiries. Additionally, you can specify bid adjustments using the ad schedule. This implies that you have the option of raising or lowering your bids for particular dates and times. For instance, during weekends when more people shop online, you might wish to up your bidding.
In this situation, ad scheduling is the best way to reach potential customers looking for emergency plumbing services late at night.
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In the short run, a purely competitive firm can maximize its economic profit (or minimize its loss) by adjusting its
The purely competitive firm can maximize its economic profit (or minimize its loss) only by adjusting its output.
Can a purely competitive firm earn economic profit in the short run?
Businesses can only make money or lose money in a market that is perfectly competitive in the near term. Profits and losses are ultimately eliminated because an endless number of businesses produce uniform, infinitely divisible items.
When should a purely competitive firm produce in the short run?
If a corporation is purely competitive and its total revenue is more than its entire variable costs, it should produce in the near term. If P > ATC, a purely competitive firm will always turn a short-term economic profit.
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A store will give you a 2.25% discount on the cost of your purchase if you pay cash today. Otherwise, you will be billed the full price with payment due in 1 month. What is the implicit borrowing rate being paid by customers who choose to defer payment for the month
The implicit borrowing rate is 31.4%.
Given that if payment was made in cash today, the store would reduce the cost of the product by 2.5 percent. This implies that the price you must pay at that time is $195.5, for instance, if the cost of the things is perhaps $200.
If the price is still $200, you will have to pay $200 at the end of the month. A difference of $200 - $195.5 = $3.5 if we compare at the end of the month versus if you pay immediately.This results in an increase of (3.5/196) x 100% = 1.79 %. An increase to bring the price back to $200.
Considering that a year has 12 months, the implicit borrowing rate at the conclusion of that year will be;
([(200/195.5)(12)] - 1) at 100% equals 31.4%.
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Choose the correct description for the following money market instrument. A certificate of deposit is:
A correct option is option (c). A certificate of deposit is a debt instrument sold by a bank to depositors that pays annual interest on a given amount and at maturity pays back a debt instrument sold by a bank to depositors that pays annual interest of a given amount and at maturity pays back the original purchase price.
What is an accurate description of money market instruments?
A variety of securities, such as short-term Treasury securities (such as T-bills), certificates of deposit (CDs), commercial paper, repurchase agreements (repos), and money market mutual funds that invest in these securities make up the money market.
Is it a certificate of deposit security?
A fixed-term investment or certificate of deposit won't deplete your capital because of market volatility. It is a safe financial vehicle with a guaranteed payout at maturity, similar to regular insurance. The money you deposit into your CD will grow steadily, so there is no possibility of losing any of it.
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The correct question is:
Choose the correct description for the following money market instrument.
Upper A certificate of deposit is a certificate of deposit is:
A.
a short dash term debt instrument issued by large banks and well dash known corporations. A short-term debt instrument issued by large banks and well-known corporations. nothing
B.
an overnight loan between banks.an overnight loan between banks.
C.
a debt instrument sold by a bank to depositors that pays annual interest on a given amount and a maturity pays back debt instrument sold by a bank to depositors that pays annual interest on a given amount and at maturity pays back the original purchase price. the original purchase price.
D.
a short dash term money market instrument issued primarily by banks and funded from corporations and a short-term money market instrument issued primarily by banks and funded from corporations and other banks through loans in which Treasury bills serve as collateral comma with an explicit agreement to pay off the debt other banks through loans in which Treasury bills serve as collateral, with an explicit agreement to pay off the debt shortly.
A limited liability partnership allows professionals to avoid personal liability for the malpractice of other partners. Group of answer choices True False
The answer is true.
A hybrid form called a limited liability company (LLC) combines a partnership's tax benefits with a corporation's restricted liabilities.
LLCs are becoming more and more popular as commercial entities.
State laws apply to LLCs.
In most circumstances, LLC members are protected from personal liability, and any liability is often constrained to the amount of their contributions.
Using an LLP, professionals can escape personal responsibility for the mistakes of their fellow partners.
A partner in an LLP is still responsible for their own wrongdoing. The partner who oversaw the person who did the incorrect thing is likewise responsible.
Hence, A limited liability partnership allows professionals to avoid personal liability for the malpractice of other partners.
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Mays and McCovey are beer-brewing companies that operate in a duopoly (two-firm oligopoly). The daily marginal cost (MC) of producing a can of beer is constant and equals $0.40 per can. Assume that neither firm had any startup costs, so marginal cost equals average total cost (ATC) for each firm.
The profit-maximizing price and combined quantity of output is indicated in the demand curve by using a black point (plus symbol).
What is a cartel?A cartel can be defined as a formal agreement between two or more business firms (producers) of a particular product or service, that's formed to control production, sales and pricing in an oligopolistic industry.
At equilibrium in a cartel, marginal revenue is equal to marginal cost (MR = MC). Thus, the profit-maximizing price and combined quantity of output should be calculated from the demand curve as illustrated in the image attached below.
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Complete Question:
Mays and McCovey are beer-brewing companies that operate in a duopoly (two-firm oligopoly). The daily marginal cost (MC) of producing a can of beer is constant and equals $0.40 per can. Assume that neither firm had any startup costs, so marginal cost equals average total cost (ATC) for each firm.
Suppose that Mays and McCovey form a cartel, and the firms divide the output evenly. (Note: This is only for convenience; nothing in this model requires that the two companies must equally share the output.)
Place the black point (plus symbol) on the following graph to indicate the profit-maximizing price and combined quantity of output if Mays and McCovey choose to work together.
The right of defaulted taxpayers to recover their property before its sale for unpaid taxes is the A) statutory right of reinstatement. B) equitable right of redemption. C) equitable right of appeal. D) statutory right of redemption.
The right of defaulted taxpayers to recover their property before its sale for unpaid taxes is the equitable right of redemption.
What is tax?Tax is a compulsory levy, imposed on an individual or a firm, by the government of a country. The primary purpose of taxation is that it allows the government to allocate resources.
Government use tax money to support the following:
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In the context of the types of disasters that an organization might face, normal accidents include?
A cyber attacks is the types of disasters that an organization might face among others.
What is a cyber attacks?This refers to the any sort of attempt to gain unauthorized access into a computer, computing system or computer network of an organization with the intent to cause damage.
These attacks are always intended to disable, disrupt, destroy or control computer systems or to alter, block, delete, manipulate or steal the data held within these systems.
Hence, among the options, the cyber attacks is the types of disaster that an organization might face among others.
Therefore, the Option A is correct.
Missing options ")cyber attacks. B)hurricanes. C) kidnappings D. Industrial accident"
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Lord SR, Ward JA, Williams P, Anstey K. An epidemiological study of falls in older community-dwelling women: the Randwich falls and fractures study. Aust J Public Health.. 1993;17:240-245.
Seven hundred and four women aged between 65 and 99 years (mean age 74.6 years), who were randomly selected from the community, took part in a study to determine whether health and lifestyle factors were associated with falls.
What exactly are fall epidemiology and fall-related injuries?66.1 percent of the individuals had no falls in the year prior to the study, 19.7 percent had one fall, and 14.2 percent had two or more falls. As women aged, the percentage of falls occurring inside the home on a level surface increased and the percentage of falls occurring outside the home declined.
Trips, slips, and loss of balance were the most frequently reported reasons for falls. A small percentage (27%) of people who fell injured themselves, and the likelihood of injury rose with age. Significantly more falls occurred in people whose health and balance was judged as being impaired, who had limitations with daily living tasks, were receiving community assistance, used psychoactive substances, and were using four or more drugs.
Conversely, people who engaged in scheduled exercise and were active for seven or more hours per week saw fewer falls.
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Sally is responsible for allocating the resources given to the team by the organization, including pay raises. What is she?
Answer:
Sally is the Human resource manager .
Explanation:
A human resource manager is responsible for the entire operations relating to human resource.
Human resource is the team that does the operations in an organization , in other words the employees .
The manager is responsible for all operations including hiring , on boarding and allocation of resources to the employees including delegation of duties .So for this case sally is responsible for all this responsibilities in her institution .
She can also be the assistant to the human resource .So many terminologies are used this days to refer to the person in charge of these , which include ; senior HR , JUNIOR HR , HR specialist and many more .