g: Describe the process of "borrowing at the Federal Reserve." What rate is charged, and who sets it? Why do banks commonly borrow in the federal funds market rather than through the Federal Reserve? © Cengage

Answers

Answer 1

Answer: See explanation

Explanation:

Borrowing from the Federal reserve is typically used by banks so that they can go above the minimum reserve. This is done typically using the discount window.

The rate that is charged when the banks borrow from the Federal reserve is typically set by the Federal reserve. The reason why banks commonly borrow in the federal funds market rather than through the Federal Reserve is due to the fact that a lower rate is charged when one borrows from the federal funds market rather than borrowing from the Federal reserve.


Related Questions

Imagine that a country produces only three goods: apples, bananas, and carrots. The quantities produced and the prices of the three goods are listed below. Goods Quantities Produced Price Apples 5 $2.00 Bananas 10 1.00 Carrots 20 1.50 Instructions: Enter your answers as a whole number. a. What is this country's GDP

Answers

Answer:

$50

Explanation:

Gross domestic product is the total sum of final goods and services produced in an economy within a given period which is usually a year

GDP calculated using the expenditure approach = Consumption spending by households + Investment spending by businesses + Government spending + Net export

The GDP of this country is the sum of outputs of this country multiplied by their prices

(5 x $2) + (10 x $1) + (20 x $1.50) = $10 + $10 + $30 =$50

Scenario

Changing access controls can have some undesirable effects. Therefore, it is important to carefully consider changes before making them and provide mechanisms to reverse changes if they have unexpected consequences. Always Fresh management has asked you to develop procedures for changing any access controls. The purpose of these procedures is to ensure that staff:

Understand and document the purpose of each access control change request
Know what access controls were in place before any changes
Get an approval of change by management
Understand the scope of the change, both with respect to users, computers, and objects
Have evaluated the expected impact of the change
Know how to evaluate whether the change meets the goals
Understand how to undo any change if necessary

Required:
Create a guide that security personnel will use that includes procedures for implementing an access control change.

Answers

Answer:

Create a guide that security personnel will use that includes procedures for implementing an access control change.

Explanation:

The procedure guide must contain the steps Always Fresh security personnel should take to evaluate and

implement an access control change. You can assume any change requests you receive are approved.

Ensure that your procedures include the following:

▪ Status or setting prior to any change

▪ Reason for the change

▪ Change to implement

▪ Scope of the change

▪ Impact of the change

▪ Status or setting after the change

▪ Process to evaluate the change

Required Resources

▪ Internet access

▪ Course textbook

Submission Requirements

▪ Format: Microsoft Word (or compatible)

▪ Font: Arial, size 12, double-space

▪ Citation Style: Follow your school’s preferred style guide

Self-Assessment Checklist

▪ I created a procedure guide that provides clear instructions that anyone with a basic technical

knowledge base can follow.

▪ I created a well-developed and formatted procedure guide with proper grammar, spelling, and

punctuation.

▪ I followed the submission guidelines.

Find the principal P that must be invested at rate r, compounded monthly, so that $1,000,000 will be available for retirement in t years. (Round your answer to the nearest cent.)r

Answers

Answer:

$224,174

Explanation:

Note : I have uploaded the full question below :

The Principle P that is required can be calculated from the given data though discounting future cash flows as follows :

FV = $1,000,000

r = 7½%

t = 20 × 12 = 240

P/yr = 12

Pmt = $0

PV = ?

Using a Financial Calculator to input the values as shown above, the PV would be $224,174 . Thus, the principal P that must be invested must be $224,174.

Julie Martin is investing $26,600 in the Invesco Charter mutual fund. The fund charges a 4.50 percent commission when shares are purchased. Calculate the amount of commission Julie must pay.

Answers

Answer:

$1,264.50

Explanation:

Calculation for the amount of commission Julie must pay.

Using this formula

Commission=Investment amount× Fund charges percentage

Let plug in the formula

Commission= $28,100 × 0.045

Commission= $1,264.50

Therefore the amount of commission Julie must pay is $1,264.50

Answer:

$1197.00

Explanation:

In order to find the answer you must take the total investment and multiply it by the commission percentage. Add a zero in front of the 4.50 to get .0450 as the number you multiply against the total investment. It looks like the following:

Total investment ($26,600) x percentage (.0450) = $1197.00

George LaDuc is the manager of a nonprofit agency that provides transportation for parents of children with life-threatening diseases. Each year the prices of necessities such as groceries, housing, and electricity continue to rise, but LaDuc's salary stays the same. LaDuc's _____ is being eroded by his stagnant salary and increasing prices.

Answers

Answer:

George LaDuc is the manager of a nonprofit agency that provides transportation for parents of children with life-threatening diseases. Each year the prices of necessities such as groceries, housing, and electricity continue to rise, but LaDuc's salary stays the same. LaDuc's _purchasing power____ is being eroded by his stagnant salary and increasing prices.

Explanation:

LaDuc's purchasing power is the value of the dollar expressed in relation to the quantity of goods or services that his income can buy.  This value can be eroded by stagnant salary and increasing inflation rate.  This means that the purchasing power of La Duc depends not on his income but on the quantity of goods and services that he can buy with the income.

The amount you pay for an insurance policy; can be paid monthly, quarterly, semi-annually, or annually.

Answers

Answer:

Premium

Explanation:

premium is the term used to describe payment made for insurance coverage. Premiums are paid by the policyholder to the insurance company. It is the insurance company that determines how much premiums the insured will be paying. Premiums are paid every end month, bi-weekly, monthly, or yearly as stated in the policy document. In other words, premium is the cost of insurance.

g TB MC Qu. 01-88 The area of accounting aimed... The area of accounting aimed at serving the decision making needs of internal users is:

Answers

Answer:

The correct option is (A) Managerial Accounting

Explanation:

Managerial accounting is the accounting that identifies, measures, analyze the financial information in order to accomplish the company goals and objectives. Its decisions such as identification cost per unit, fixation of the sales price etc. These decisions should be taken by the internal users

Therefore as per the given scenario, The correct option is (A) Managerial Accounting

When using the Copy to Purchase Order feature from within an Estimate, where do you need to turn on Use Purchase orders?

Answers

Answer:

Account and Settings > Expenses > Purchase orders

Explanation:

The largest national herbal supplement store is running a sale on its excess supply of Vitamin C supplements. With this new price change what do you think will happen to the Vitamin C supplement market

Answers

Answer:

There will be an increase only in the quantity demanded.

Explanation:

Here are the options to this question :

There will be a shift if the demand curve as demand increases.

There will be a decrease in the quantity demanded.

There will be an increase only in the quantity demanded.

A sale reduces the price of a good. All things been equal, a price reduction increases the quantity demanded of a product. This is in line with the law of demand.

According to the law of demand, the higher the price, the lower the quantity demanded and the lower the price, the higher the quantity demanded.

An increase in demand leads to a downward movement along the demand curve and not a shift of the demand curve.

A major difference between the IFRS and US GAAP is: US GAAP is principle-based and IFRS is rule-based US GAAP allows capitalization of successful development for all industries GAAP is more cash flow oriented US GAAP allows LIFO

Answers

Answer:

US GAAP allows LIFO

Explanation:

The last in, first out (LIFO) inventory valuation system uses the price of the last units purchased in order to determine the cost of goods sold. The International Financial Reporting Standards (IFRS) require that companies use the first in, first out (FIFO) inventory valuation system or the weighted average system. While US GAAP accepts LIFO, FIFO or weighted average.

. Suppose disposable income increases more in South Africa than it does in the United States. What is the short-run impact of this change in disposable income on U.S. net exports, the value of the U.S. dollar, and the value of the South African rand

Answers

Answer: A. Increase / Appreciate / Depreciate

Explanation:

If disposable income increases more in South Africa than it does in the U.S., assuming the U.S. is a trading partner to SA, they will export more goods to SA because South Africans will demand more goods and services as they can afford to.

This will lead to a higher demand for the U.S. dollar which is the price that the U.S. goods will be denominated in and a higher demand for the dollar will make it appreciate.

The South Africa rand will depreciate because there is less demand for it relative to the U.S. dollar.

Answer:

Increase / Appreciate / Depreciate

Explanation:

took the test

You encounter a news report on the economic status of Egypt in your research. Which lens would this report fall under

Answers

Answer:

Social science

Explanation:

Social science is the branch of science that studies societies and interactions among individuals in societies.

Branches of social science includes :

Anthropology Archaeology Economics GeographyHistoryLawLinguisticsPolitics Psychology Sociology.

The news report on the economic status of Egypt is an economics topic. Thus, it falls under social science

URSZINOT Borrowed $170,000 cash from a local bank, payable in two years. Record the transaction.​

Answers

Answer:

see below

Explanation:

This transaction will increase both assets and liabilities of URSZINOT. It will increase cash at the bank (asset account) by $170,000 and increase accounts payable (liabilities) by $170,000. An increase in liabilities credited while an increase in assets is debited.

The journal entry will be

Bank A/c Dr.  $170,000

Account Payable( loan)  C/r.  $170,000

The 20% off sale is a better deal than the $200 rebate or
$150 coupon for the $1,500 dining set. The Porters
budgeted $1,250 for a new dining room set. Explain why
this is the best deal for them. Are they under budget?

Answers

Answer:

See below

Explanation:

The dining set cost $1500.

A 20% off sale present a discount amount equal to

=20/100 x $1500

=0.2 x $1500

=$300.

The 20% off sale has a savings of $300 compared to the  $200 rebates or $150 coupon.

If the Porters budgeted $1,250, and the dining set is $1500, the 20% off sale will require them to pay $1,200, which is within their budget.

Yes, the Porters are under budget. The 20% off sale is the best deal because $1,500 times 0.20 is $300. $300 is a bigger discount than the $150 coupon and $200 rebate. $300 off $1,500 is $1,200, which is less than the amount budgeted.

8. Consider the following alternatives: i. $100 received in one year ii. $200 received in 5 years iii. $300 received in 10 years a. Rank the alternatives from most valuable to least valuable if the interest rate is 10% per year. b. What is your ranking if the interest rate is only 5% per year? c. What is your ranking if the interest rate is 20% per year?

Answers

Answer:

200 option > 300 option > 100 option

300 option > 200 option. > 100 option

100 option > 200 option > 300 option

Explanation:

Given that:

At 10% interest rate:

Amount / (1 + rate)^n ; n = Period ;

Amount of $100 in 1 year

100/(1 + 0.1)^1 = 90.909

Amount $200 in 5 years :

200/(1+0.1)^5 = 124.184

Amount $300 in 10 years :

300/(1+0.1)^10 = 115.663

$200 option > 300 option > 100 option

When rate = 5% per year

Amount of $100 in 1 year

100/(1 + 0.05)^1 = 95.238

Amount $200 in 5 years :

200/(1+0.05)^5 = 156.705

Amount $300 in 10 years :

300/(1+0.05)^10 = 184.174

300 option > 200 option. > 100 option

When rate = 20% per year

Amount of $100 in 1 year

100/(1 + 0.2)^1 = 83.333

Amount $200 in 5 years :

200/(1+0.2)^5 = 80.376

Amount $300 in 10 years :

300/(1+0.2)^10 = 48.452

100 option > 200 option > 300 option

Using the weighted-average method, the equivalent units for materials are: 33,000. 41,000. 36,000. 44,000. 32,000.

Answers

Answer: $44,000

Explanation:

Equivalent units for materials in this scenario would be:

= Units completed and transferred out + Normal spoilage + Ending work in process

= 33,000 + 3,000 + 8,000

= $44,000

Describe the four general areas included in the study of finance. Why is it important for a person who works in the financial markets to understand the responsibilities of a person who works in managerial finance?

Answers

Answer:

The four general areas of finance are:

Investments - this area of finance deals with the investments to be made by people in order to gain returns. Investments can be in a wide range of asset classes and products such as rea estate and stocks. Risk vs return is a very important concept that guides decisions in this area. Financial Institutions - These play a very vital role in the financial world as they contribute to the movement of money in the financial system from providing avenues for investments to getting money to those who need it for investments.Corporate finance - relates to the decisions made by the powers that be in companies on how to manage the company such that it brings about positive returns for its shareholders. International finance - This deals with financial services on an international scale and has become ever so important as the world becomes more integrated.

Importance of understanding managerial finance

A person who works in the financial markets aims to make gains by investing in companies. It would therefore be prudent of them to ensure they know the responsibilities of those in management in those companies so that they will predict the actions of those companies and take advantage of that to make a gain in the financial market.

The record of all accounts and their balances used by a business is called a: Multiple Choice Journal. Chart of accounts. General Journal. Balance column journal. Ledger (or General Ledger).

Answers

Answer:

Ledger (or General Ledger).

Explanation:

As we know that the first step in the accounting is recording the day to day business transaction after that the posting of the transactions would be done through a ledger account that means the ledger is the collection of all accounts and the balance that maintained by the company

So as per the given situation the last option is correct

And, the remaining of the options are incorrect

BrambleFurniture Company started construction of a combination office and warehouse building for its own use at an estimated cost of $8,000,000 on January 1, 2020. Bramble expected to complete the building by December 31, 2020. Bramble has the following debt obligations outstanding during the construction period. Construction loan-12% interest, payable semiannually, issued December 31, 2019 $3,200,000 Short-term loan-10% interest, payable monthly, and principal payable at maturity on May 30, 2021 2,240,000 Long-term loan-11% interest, payable on January 1 of each year. Principal payable on January 1, 2024 1,600,000 (a) Assume that Bramble completed the office and warehouse building on December 31, 2020, as planned at a total cost of $8,320,000, and the weighted-average amount of accumulated expenditures was $5,760,000. Compute the avoidable interest on this project

Answers

Answer:

$650,752

Explanation:

The computation of the avoidable interest is shown below;

But before that following calculations must be done

Interest payable on short term loan

= $2,240,000 ×  10%

= $224,000

Interest payable on long term loan

= $1,600,000 × 11%

= $176,000

Therefore,

Weighted average interest rate is

= ($224,000 + $176,000) ÷ ($2,240,000 + $1,600,000) × 100

= 10.42%

Now

Avoidable interest is

= [$3,200,000 ×  12%] + [($5,760,000 - $3,200,000) × 10.42%]

= $650,752

These are just some examples of consumer drug laws. Can you state two more examples for consumers or for you when you enter your medical profession

Answers

Answer:

1) It is not appropriate to import products that are not useful or prohibited in other countries.

2) Consumer education related to the use of drugs and medications should be encouraged at all socio-economic levels.

Explanation:

Consider the provided information.

Drug law is a law that tracks the development, selling, and use of legal drugs. Such examples of regulations on consumer drugs are:

1) It is not appropriate to import products that are not useful or prohibited in other countries.

2) Consumer education related to the use of drugs and medications should be encouraged at all socio-economic levels.

The food and the drug act purohits the interstate trade of drugs and adulterer food and drinks.

FDA is responsible for the protection of the public firm the unsafe foods and drugs for medical use. They consider the consumer education related to the use of drugs and medications should be encouraged at various  levels.

Learn more about the some examples of consumer drug laws.

brainly.com/question/15282633.

Why Is It Important To Evaluate Trade Offs And Opportunity Cost When Making Choices? Please Help Porfas​

Answers

it’s important because, Producers must make production choices because they need to knowif they have enough of each product and not have scarcity due to limited resources. ... It is important to evaluate trade-offs and opportunity costs when making choices because it helps to have a consistent strategy to makea better decision.

ADC makes latex-free tubing for blood pressure instruments. This is Group of answer choices an output of ADC. an input into the production of health. both an input and an output. These concepts do not apply to this sort of product.

Answers

Answer:

C. Both an input and an output.

Explanation:

Latex-free tubing is basically an intermediate product for for blood pressure instruments. So this product is an output for ADC organization and it is also  an input for the production of blood pressure instruments in the company as well.  So, the option "both an input and an output" is the correct answer.

You are selling your black 1967 Chevy Impala. You have already spent $2,000 on repairs. At the last minute, the transmission dies. You can pay $1,400 to have it repaired or sell the car “as is.” In each of the following scenarios, should you have the transmission repaired? Explain. Blue book value (what you could get for the car) is $14,500 if transmission works, $11,200 if it does not. With repair $________________________________ Without repair $________________________________ Marginal Benefit $________________________________ Marginal Cost $________________________________ Net Gain/Loss $________________________________ [Strike off the irrelevant term] Conclusion: ___________________________________________________________________ Blue book value is $12,300 if transmission works, $11,000 if it does not. With repair $________________________________ Without repair $________________________________ Marginal Benefit $________________________________ Marginal Cost $________________________________ Net Gain/Loss $________________________________ [Strike off the irrelevant term] Conclusion: ____________________________________________________________________

Answers

Ur smokin if you think I’m answering all that

A. $3,300 you could get for the car.

B. $1,300 if it doesn't.

What is a repair?

When a resource breaks, is damaged or ceases to function, repairs are restoration efforts. Routine tasks and/or corrective or proactive repairs made to investments to cease damage and extend life are referred to as maintenance.

The transmission repair will cost $1,400 A. If the transmission works, the blue book value is $14,500; if it doesn't, it is $11,200.

The value of the engine repair is = 14500 - 11200

=  $3,300 Repair the transmission.

B. If the transmission functions, the blue purchase price is $12,300; if not, it is $11,000.

The transmission's repair will save you $1,300 = 12,300 - 11,000.

black 1967 Chevy Impala would be the better option, the $1,400 to fix it.

Learn more about repair, Here:

https://brainly.com/question/29490573

#SPJ2

The question is incomplete, Complete question is:

You are selling your black 1967 Chevy Impala. You have already spent $2,000 on repairs. At the last minute, the transmission dies. You can pay $1,400 to have it repaired, or sell the car "as is." In each of the following scenarios, should you have the transmission repaired? Explain.

A. Blue book value (what you could get for the car) is $14,500 if transmission works, $11,200 if it doesn't.

B. Blue book value is $12,300 if transmission works, $11,000 if it doesn't.

20 POINTS AND BRAINLIEST!!! Explain the relationship between financing and marketing strategies. Choose a product or service you use often. Having learned about both marketing and finance, describe the financial decisions that you believe have gone into marketing this product or service.

Answers

Answer:

The relationship between marketing and finance is arguably one of the most important within any business. Traditionally perceived as an adversarial tug of war between marketing on one side spending the money and finance on the other trying to save it, this relationship has evolved into a modern marriage of equals.

Explanation:

I can't think of the product anymore, I've already answered the first one

give connotative meaning of hail​

Answers

Answer:

to cheer, salute, or greet; welcome. to acclaim; approve enthusiastically: The crowds hailed the conquerors. They hailed the recent advances in medicine

Jarmon Company owns twenty-three percent (23%) of the voting common stock of Kaleski Corp. Jarmon does not have the ability to exercise significant influence over the operations of Kaleski. What method should Jarmon use to account for its investment in Kaleski

Answers

Answer: Cost method

Explanation:

The method that Jarmon should use to account for its investment in Kaleski is the cost method.

Since it's a cost method, Kaleski should record the investment in stocks at cost, that is the price that was paid for the stock. In this case, most stocks from the other investors are purchased through the brokers.

What's the future value of $1,300 after 5 years if the appropriate interest rate is 6%, compounded monthly

Answers

Answer:

the Future value is $1,753.51

Explanation:

The computation of the future value is shown below;

Future value = Principal × (1 + rate of interest)^number of years

where,

Intersest rate per month = 6% ÷12 = 0.5%

And, the number of months is = 5 × 12 = 60

So,

= $1,300 × (1 + 0.005)^60

= $1,300 ×  (1.005)^60

= $1,300 × (1.3489)

= $1,753.51

Hence, the Future value is $1,753.51

g A socially responsible marketing philosophy would discourage consumers from voicing their complaints because socially responsible sellers have no obligation to listen to such complaints. True False

Answers

Answer:

False

Explanation:

A socially responsible marketing philosophy would encourage customers to voice their complaints because this helps them get feedback on their services and improve their products. Socially responsible sellers owe it to their consumers to listen to their complaints.

Dedicated personnel for customer care should be provided by organizations so as to listen to and act on the complaints of customers. This would help to sustain and repair strained relationships between the organization and the customers.

A large nuclear power plant has a rated capacity of 1 GW electric. Its actual output is estimated to average about 80% of capacity due to the need for maintenance and imperfect match between supply and demand. Assuming that year-round average residential electricity needs are about 1 kW electric per housing unit and there are three residents per unit, estimate how many power plants would be needed to satisfy the demand of a metropolitan area with a population of 30 million.

Answers

Answer:

you need 13 nuclear plants to satisfy the needs of the entire population.

Explanation:

On average, 3 people live in each house. Since the population is 30 million, then the total number of houses should be 10 million. According to your estimate, 10 million house will require 10 million KW or 10 GW.

Each nuclear plant is able to produce 0.8 GW, so you need 10 / 0.8 = 12.5 ≈ 13 nuclear plants to satisfy the needs of the entire population.

. In the year 1985, a house was valued at $110,000. By the year 2005, the value had appreciated to $145,000. What was the annual growth rate between 1985 and 2005

Answers

Answer:

the annual growth rate between 1985 and 2005 is 1.38%

Explanation:

The computation of the annual growth rate between 1985 and 2005 is shown below:

Future value = Present value × e^(rate × time period)

$145,000 = $110,000 × e^(rate, 20)

$145,000 ÷ $110,000 = e^(rate, 20)

e^(rate, 20) = 1.318

Now take the log in both the sides

In(e^(rate, 20)) = ln(1.318)

r = ln(1.318) ÷ 20

= 1.38%

Hence, the annual growth rate between 1985 and 2005 is 1.38%

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