fractional reserve lending"" what does this mean.

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Answer 1

Answer:

It means that they lend a loan with a reserve that is less than the amount they lend.


Related Questions

What happens to the price and quantity of churro waffles if the price of brown sugar decreases?.

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Answer:

The price of the churro waffles will go up and the quality will go down.

If the price of brown sugar decreases, then the price of churro waffles will decrease and quantity will increase.

How quantity is affected by price changes?

The quantity that customers desire is determined by the price of an item or service in a market. When non-price elements are taken out of the equation, it follows that higher prices lead to lower quantities demanded and lower prices lead to larger quantities desired. As a result, according to the rule of demand, there is an inverse connection between a product's price and the quantity that is desired for it.

A drop in the cost of the good leads to an increase in the amount required (and vice versa). The amount wanted and any market price is represented by a demand curve. A shift along a demand curve is used to illustrate a change in the amount required.

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why do most businesses have no employees other than the owner

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HI, OUR MATCHLESS LOVING HOLY TRUE BEGOTTEN CHRIST JESUS LOVES YOU!!!OUR MATCHLESS HOLY CREATOR  GOD!!

Most businesses have no employees other than the owner because it is the easiest form of business to run. I believe most of the business owners don't earn their entire income from the business because they have to pay all the bills for it, and etc.

In periods of low demand, companies can use direct marketing to target ________ customers and produce quick results.

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There are different types of marketing.  In periods of low demand, companies can use direct marketing to target known customers and produce quick results.

Direct marketing is simply known to be a form of advertising that focus on targets of a person or company so as to generate new business, raise the profile of an organization or product and for sale.

This type of marketing channel are  emails, online adverts, flyers, database marketing, promotional letters, newspapers, etc.

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MaryAnn has just opened a new food-truck business selling homemade crepes. She is confident in the quality of her product and she must now decide on the right price. Should she attract new customers through lower prices or highlight the quality of her products through higher prices

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The questions that Maryann is having defines her price objective of the price setting process.

Mary is at the stage where she has to set the prices for her product. In order to do this she has to think about her intended market and also think of her cost of production.

Some of the pricing objectives that she has to think about here are:

The price that her competitors have set in the marketHer profitPrice stabilityHow to achieve market share

Complete question:

MaryAnn has just opened a new food-truck business selling homemade crepes. She is confident in the quality of her product and she must now decide on the right price. Should she attract new customers through lower prices or highlight the quality of her products through higher prices? These questions represent which step of the price-setting process?

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if the entire output of a market is produced by a single seller, the firm

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Answer:

that means the firm is very large

funds are typically needed to manage day to day needs of a business as well as acquiring needed inventory.

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The type of funds that are required by every business in order to be able to manage their daily activities and getting needed inventory is the operating funds.

The operating funds is used for the expenses that are incurred in the daily operations of a business. Such expenses are expected to happen in the business.

Companies need operating funds in order to finance their purchasing program. Such funds are used for planning and buying assets that are needed for the business.

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if marginal cost exceeds marginal revenue, a profit-maximizing monopolist will

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Answer:

Reduce marginal costs so that they equal marginal revenue.

Explanation:

Regardless of whether the producer is a monopolist, oligopolist, or in perfect competition, the profit-maximizing quantity is where marginal revenue equals marginal costs, or in other words the cost of producing the next unit of output is equal to the revenue earned by the next unit of sales. Any output before this holds an opportunity cost, and any output after this intersection is losing money.

Mary signed up and paid $1,320 for a 6 month ceramics course on June 1st with Choplet Ceramics. As of August 1st, Choplets accounting records would indicate:

Answers

$300 of revenue, $600 of deferred revenue. (900* 2/6 of contract) = 300
(900 contract price paid in advance -$300 revenue recognized to date) =600

Mary signed up and paid $1,320 for a 6-month ceramics course on June 1st with Choplet Ceramics. As of August 1st, Choplets accounting records would indicate 880.

What is accounting?

The financial statement of the transaction record is referred to as accounting. In essence, the procedure locates and measures the record. The company has a well-organized financial and record-keeping system.

$440 of revenue, $880 of deferred revenue.

(1,320 × 2/6 of contract) = 440

(1,320contract price paid in advance -$440 revenue recognized to date)

=880

As a result, Mary signed up and paid $1,320 for a 6 month ceramics course on June 1st with Choplet Ceramics. As of August 1st, Choplets accounting records would indicate 880.

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Alton ordered an official NFL jersey for his son's birthday and is hoping it will arrive on time. Luckily, the company sent him the FedEx tracking number of the package so Alton can track the package and know exactly when it will arrive. This form of customer communication is referred to as ________ communication.

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The form of customer communication here is what is referred to as delivery status.

Given the FedEx tracking number that Alton has received, he would be able to get a customized and an in-depth tracking of the NFL jersey that he has ordered for his son.

The availability of a tracking number would also help to build his faith and confidence in the delivery service. This is because it is going to give him a timeline of his good that would help him to anticipate the delivery.

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The new chairman of the Ionian Central Bank (ICB) is preparing for her first board meeting. She is expected to recommend a monetary policy for the board to pursue. She decides to use the Taylor rule, which was originally developed for the U.S. Federal Reserve.

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Based on the information given, the output gap of Ionia will be -4% while the inflation gap will be -1%.

This is an incomplete question, the complete question is to calculate the output gap and the inflation gap. Ionia's output gap will be:

= (Current GDP - Potential GDP) / 100

= (96 - 100) / 100

= -4%

Since the inflation is running at 2% but the chairman considers an inflation that is 3% as being reasonable,

The inflation gap will be:

= 2% - 3% = -1%

Therefore, the output and inflation gap will be -4% and -1%.

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why does having a higher deductible lower your insurance premiums?

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Answer: That's because you're agreeing to take on more of the cost of the damage.

Explanation: the lower you set your deductible, the more you'll pay for car insurance, because you'll be paying less out of pocket. I think <3

At his sales firm, Angus tends to have a negative attitude and deflates his group members by being hostile toward their ideas and accomplishments. Angus fills the individualistic role of

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Based on the way he acts towards his colleagues and the effect it has on them, we can infer that Angus is playing the role of Aggressor.

An aggressor:

Behaves in such a way as to dominate others and subjugate them Behaves in a hostile manner and are usually negative Aims to stir up conflict

In being hostile to his colleagues, Angus is trying to subjugate them and stir up negative feelings in the workplace which is what an aggressor would do.

We can therefore conclude that Angus is an aggressor.

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Your friend, Alicia, is a graduating senior about to head to college in the fall. Alicia has a single checking account and is eager to open a savings account. After reading this article, she is inspired to open up multiple savings accounts to work towards her goals. Do you think it’s a good idea for Alicia to do so? Why or why not?

Answers

Answer:

It is good

Explanation:

Alicia would have an easier time splitting money and saving money towards different goals. Such as putting 40% of your paycheck into savings and splitting the 40% into 10% for each savings account.

If someone pretends to be your banking institution in order to convince you to tell them your password information, this is called

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Spoofing occurs if someone pretends to be a bank to obtain passwords or any other important piece of information.

Spoofing describes a type of scam or cyber attack that involves:

A person or group of people pretending they are a trusted organization.Scammers obtaining important information such as passwords, bank account numbers, etc.

Nowadays, spoofing is rather common and it can be done through phone calls, e-mails, websites, and even texts.

Based on this, an example of spoofing is if someone pretends to be your bank just to access private information for malicious purposes.

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Explain the term economic activity

Answers

Answer:

1] Income Generation. All economic activities will generate some form of income. It is not compulsory that such income...

Explanation:

In the short run, if a firm produces the level of output at which marginal revenue is equal to marginal cost but price is less than average total cost, the firm will.

Answers

When the firm produces at level of output where marginal revenue equal marginal cost but the price is less than average total cost, then, the firm will continue to operate if price is greater than its average variable cost,

In practice, a perfectly competitive firms will continue to produce output until the marginal revenue equals marginal cost (MR=MC)

When the firm produces at level of output where marginal revenue equal marginal cost but the price is less than average total cost, then, the firm will continue to operate if price is greater than its average variable cost,

Therefore, the Option C is correct.

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What must a firm that pursues a cost-leadership strategy do in order to nurture and constantly upgrade core competencies in manufacturing and logistics

Answers

The firm must ensure upgrading the departments core competencies through making sure that employees have the innate ability or  skills demanded.

Firms that adopt the Cost leadership strategy does so to earn higher returns and competitive advantages through of offering of products at lowest prices in the market.

The core competencies in manufacturing and logistics includes pro-activeness, ability to handle documents properly, strategic thinking, forward thinking, logical decision-making, networking abilities etc

However, the firm must ensure upgrading the departments core competencies through making sure that employees have the innate ability or  skills demanded.

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under the direct write-off method of accounting for uncollectible accounts, bad debts expense is debited

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Bad Debts Expense is debited  when an account is determined to be uncollectible under the direct write-off method of accounting for uncollectible accounts,

Bad Debts Expense refers to the portion of  account receivables that a firm has assumes not be recoverable from the debtor.

In conclusion, the Bad Debts Expense is debited  when an account is determined to be uncollectible under the direct write-off method of accounting for uncollectible accounts,

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In the context of customer relationship management (CRM), _____ requires gathering a lot of information about customers' preferences and shopping patterns.

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In the process of gathering such information that are unique to customers, what is required is therefore regarded as: Personalization.

Customers have preferences and taste which determines their shopping pattern. Having a god understanding of what customers want and how their consumption or shopping pattern is helps in customer relationship management to meet customers' satisfaction.

Thus, in the process of gathering such information that are unique to customers, what is required is therefore regarded as: Personalization.

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according to the u.s. constitution, any tax levied by the government must be

Answers

Answer:

C. for the common defense or general welfare.

For Hyatt Regency Rochester, the fixed costs are $120,000 and the variable costs are $20 per room rented. If the rooms rent for $60 per night, how many rooms must Microtel rent over the course of a year to break even?

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Based on the rental price of the rooms, the variable and fixed costs, the rooms that need to be rented per night to break even is 3,000 rooms.

The quantity that is needed to breakeven is found as:

= Fixed costs / Contribution margin

The Contribution margin is:

= Selling price - variable cost

= 60 - 20

= $40

The breakeven quantity is:

= 120,000 / 40

= 3,000 rooms

In conclusion, 3,000 rooms will need to be rented out to breakeven.

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Fraudulent charities frequently collect donations in the following ways:
Group of answer choices

commercials, phone, door-to-door

fundraiser events, email, phone

email, phone, door-to-door

email, phone, commercials

Answers

Answer:

email, phone, door-to-door

Explanation:

Commercials and fundraiser events are too public for frauds

periodic 3 m system meetings with department heads and the 3m system coordinator are chaired by what individual

Answers

A lot of programs have been set up that has been of great benefits to the world today. Periodic 3-M system meetings with department heads and the 3m system coordinator are chaired by the Executive Officer in regards to the 3-M program.

The Executive Officer in regards to the 3-M program is responsible for:

Having to brief the Commanding Officer at regular intervals on the status of 3-M. Chair periodic 3-M System meetings with Department Heads and the 3M System Coordinator Monitoring the operation of the 3-M System program to make sure there is compliance with current directives.

The 3M Impact program is known to be a win-win-win for all individuals involved in it.  There were 3 million participants who experience a challenging and rewarding development opportunity. This program help them to grow as leaders.

It also help them to build relationships with other people from around the globe and share their skills to make a positive difference in the world.

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An investment of $10,000 today is estimated to return $11,500 a year from now. The $11,500 is called the ________ of the investment.

Answers

The answer is future-value

The ______ period rate of return is simply the rate of return over some arbitrary investment period.

Answers

Answer: holding

Explanation:

John borrows $100 dollars from ed. They agree that john will pay back the loan in two months at a rate of 10 percent monthly. If john pays back exactly $120, then the interest was.

Answers

Since john pays back the amount of $120, then, the interest is known as Simple interest.

The Simple interest is the easiest method of calculating an interest rate on a loan.

However, the compound interest is entails interest derived on a loan based on initial principal and the accumulated interest over period of time

Hence, since john pays back the amount of $120, then, the interest is known as Simple interest because the interest is not accumulated.

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Check all of the perks a job might offer as incentives for potential applicants

A) gym membership
B) 401k investment plans
C) health benefits
D) child care services

Answers

Answer:C,D

Explanation:

C,d that is what he answers

beneficiaries are responsible for of prescription costs

Answers

Answer:

In general, beneficiaries are responsible for paying the following for a Medicare Prescription Drug Plan:  

Monthly premiums

Annual deductible

Copayments or coinsurance

A small copayment for the rest of the calendar year after they reach a certain out-of-pocket amount

Explanation:

Type the correct answer in the box. Spell all words correctly. Which method of sales forecasting is this company using? A company wants industry experts as well as its junior and senior employees to complete a questionnaire. Because the company wants respondents to feel comfortable enough to answer the questions freely, it makes the questionnaire anonymous. This company is using the( blank) method of sales forecasting.​

Answers

Sorry for answering late not many people go onto this category. but the right answer would be "A Media Strategy"

Witch method of commuting is most likely to reduce your need to go to the gym or get a treadmill

Answers

Answer:

Walking or using of bicycle

Explanation:

Use of legs are needed in both method of commuting. Leg muscles will be worked up and it also produces sweat that is equivalent to gym exercise

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