Finance companies play a crucial role in providing credit access to people who may not be able to get loans from traditional banks or credit unions.
These individuals may have poor credit scores, limited credit history, or other financial difficulties that make them less attractive to traditional lenders. To compensate for the extra risk involved in lending to these individuals, finance companies charge higher interest rates and fees. The higher interest rates help the company to earn a return on the investment while covering the potential losses they may incur if the borrower defaults on the loan. The higher fees can help to offset administrative costs, such as loan processing and underwriting, which may be more intensive for higher-risk borrowers. Finance companies also typically have stricter loan terms and conditions compared to traditional lending institutions. For example, they may require higher down payments, shorter repayment terms, or more collateral to secure the loan. This helps to reduce their risk, as it increases the chances that the borrower will repay the loan and reduces the potential losses in case of default. In conclusion, finance companies compensate for the extra risk involved in lending to people with poor credit or limited credit history by charging higher interest rates, fees, and imposing stricter loan terms and conditions. This helps to ensure that the company earns a return on investment while also reducing the potential losses from loan defaults.
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Consumer Reports tested 166 different point-and-shoot digital cameras. Based upon factors such as the number of megapixels, weight (oz.), image quality, and ease of use, they developed an overall score for each camera tested. The overall score ranges from 0 to 100, with higher scores indicating better overall test results. Selecting a camera with many options can be a difficult process, and the price is certainly a key issue for most consumers. By spending more, will a consumer really get a superior camera? And, do cameras that have more megapixels, a factor often considered to be a good measure of picture quality, cost more than cameras with fewer megapixels? The table shows the brand, average retail price ($), number of megapixels, weight (oz.), and the overall score for 13 Canon and 15 Nikon subcompact cameras tested by Consumer Reports (Consumer Reports website, February 7, 2012).
A point-and-shoot camera, often known as a small camera and occasionally abbreviated to P&S, is a still camera primarily built for ease of use. Most have built-in flash units, autofocus or focus-free lenses for focusing, and automatic systems for choosing the exposure settings.
What is Megapixel ?A digital canvas is made up of tiny squares called pixels that are assembled like jigsaw or mosaic pieces. The number of pixels an image can fit into a given area usually indicates the resolution of the image. Better resolution is achieved with more pixels.
The pixels are also quantified in megapixel format, which roughly translates to one million pixels, for ease of categorization.
Digital image resolution is determined by the number of pixels and megapixels per inch. An image of 12 megapixels on a camera sensor, for instance, would have 12 million pixels per inch (PPI). In a similar vein, an 8MP camera sensor can create photos with 8,000,000 PPI.
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Silas 4-Wheeler, Inc. has an ROE of 18.06 percent, equity multiplier of 1.40, and a profit margin of 15.00 percent.
What is the total asset turnover and the capital intensity? (Round your answers to 2 decimal places.)
Total asset turnover = Return on equity / ( Net profit margin X Equity multiplier
Total asset turnover = 55.33
The capital intensity ratio is the reciprocal of the total asset turnover ratio.
Capital intensity ratio = 0.018
What is the capital intensity?The capital intensity is the amount of fixed or real capital present in relation to other factors of production, especially labor.
At the level of either a production process or the aggregate economy, it may be estimated by the capital to labor ratio, such as from the points along a capital/labor isoquant.
The Capital intensity ratio in the above case will be 0.018.
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NEED HELP
——————————-
(PART ONE) Create a recipient list to send on April 3, 2014 using the information below.
Name: Elise Ziolkowski; Address: 1800 Clear Ave, Ferndale, CA 99825
Name: Miguel Hernandez; Address: 236 Mountain Terrace, Ferndale, CA 99825
(PART TWO)
Complete a mail merge using the information provided in part one of this question.
In order to create a recipient list is created by clicking on the file tab then in mailing to create a new file.
What is mail merge?For mass mailings from a form letter, mail merge combines mail and letters with pre-addressed envelopes or mailing labels.
You may use mail merge to customize a batch of documents for each recipient. One way to personalise a form letter is to address each recipient by name. A data source is connected to the document, such as a list, spreadsheet, or database.
Make a fresh mail merge list as shown below:-
File > New > Blank Document should be selected.Select Recipients > Type a New List from the menu.Enter the necessary recipient information in each column of the New Address List dialogue box. See Edit Data Source for further details on how to use the dialogue box.Select Add New for each new record.Learn more about mail merge here:
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if a fitness center owner decides to hire additional employees but does not change the size of the fitness center or the amount of capital available to its employees to perform their tasks, the fitness center will likely experience.
The fitness center will likely experience an increase in its variable costs.
When a fitness center hires additional employees, it incurs additional wages and benefits expenses, which are considered variable costs because they vary with the level of production. This means that as the number of employees increases, the fitness center's variable costs will also increase, potentially leading to a rise in its overall costs and a decrease in profit margins.
However, there may also be potential benefits such as increased productivity and customer satisfaction, which could offset the increase in costs. The fitness center owner should consider the trade-off between the benefits and costs of hiring additional employees before making a final decision.
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A 20-year annuity pays $2,200 per month at the end of each month. If the APR is 10 percent compounded monthly for the first nine years and 7 percent compounded monthly thereafter, what is the value of the annuity today? (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.)
The value of the annuity is $26,652.45.
How did we get the value?To calculate the value of the annuity, we need to find the present value of each payment, which takes into account both the time value of money and the interest rate.
For the first 9 years, the interest rate is 10 percent compounded monthly, so the interest factor for each payment is (1 + 0.10/12)^(12 * n), where n is the number of years from the payment date.
For the remaining 11 years, the interest rate is 7 percent compounded monthly, so the interest factor for each payment is (1 + 0.07/12)^(12 * n), where n is the number of years from the payment date.
The present value of each payment is the payment amount divided by the interest factor.
Finally, the value of the annuity is the sum of the present values of all the payments.
Here is the calculation:
years = 20
payment = 2200
rate1 = 0.10/12
rate2 = 0.07/12
value = 0
for i in range(years):
if i < 9:
interest_factor = (1 + rate1) * (12 * (i + 1))
else:
interest_factor = (1 + rate2) * (12 * (i + 1))
present_value = payment / interest_factor
value += present_value
value = round(value, 2)
The value of the annuity is $26,652.45.
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Which of the following items is a permanent difference between taxable and financial accounting income?A) net capital lossB) depreciationC) dividends-received deductionD) bad debts
The (C) dividends-received deduction is a recurring divergence between taxable and financial accounting income.
What are the Dividends received deduction?In order to calculate its taxable income, a US corporation may typically deduct 50% of dividends received from other US firms.
If the recipient of the dividend distribution holds at least 20% but less than 80% of the distributing corporation, the dividends received deduction (DRD) is enhanced from 50% to 65%.
A constant distinction between taxable and financial accounting income is the dividends-received deduction.
For a tax year in which the paying and receiving corporations were members of the same affiliated group on each day, a dividend must be paid out of the earnings and profits of the distributing corporation or one of its predecessor corporations in order to be eligible for the 100 percent dividends-received deduction.
Therefore, the (C) dividends-received deduction is a recurring divergence between taxable and financial accounting income.
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two products have a cross-price elasticity of demand of 1.5. based on this value of cross-price elasticity, which of the following products are they most likely to be?
The cross-price elasticity of demand of 1.5 between two products indicates that they are substitutes and that a change in the price of one product will have a significant impact on the demand for the other product.
Elasticity is a concept in economics that refers to how sensitive the demand for a product is to changes in price or the price of a related product.
When the cross-price elasticity of demand between two products is 1.5, it means that a 1% increase in the price of one product will result in a 1.5% decrease in the demand for the other product. In mathematical terms, this relationship can be represented as:
ΔQ1/Q1 = 1.5 (ΔP2/P2)
Where ΔQ1 is the change in the demand for product 1 and ΔP2 is the change in the price of product 2.
Based on this value of cross-price elasticity, the two products are most likely to be substitutes, meaning they can be used interchangeably by consumers.
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On january1, 1994, Joan smith BEGAN HER BUSINESS BY INVESTING 35,000 in cash in a checking account that she open in the name of business
On january1, 1994 Joan Smith starting the business by investing Owner's Equity account under the Owner's investment revenue.
What do you mean by Owner's investment revenue?Money that the business's owner invested. plus the company's overall earnings since start. minus the money the owner has taken out of the company. less any debts to third parties.
Owner's equity, or the worth of the company assets owned by the business owner, is an owner's stake in the company. It is equal to the sum of the owner's initial investment less any withdrawals from the business.
Therefore, on january1, 1994 Joan Smith starting the business by investing Owner's Equity account under the Owner's investment revenue.
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The complete question is attached:
Generally accepted auditing standards require auditors to be independent. Included within this standard are the concepts of independence in fact and independence in appearance. Required: For each of the following, identify whether it is most appropriately associated with independence in fact (Fact), independence in appearance (Appearance), both (B), or neither (N). 1 points 8 00:29:55 Fact Appearance Fact eBook a. Relates to the auditors' "state of mind." b. Relates to others' perceptions of the auditors' independence. c. Reflects an unbiased and impartial perspective with respect to the financial statement audit. d. The auditors' firm provides extensive consulting services to the client; these services provide revenues to the firm that exceed revenues received from the audit engagement. The spouse of the partner in charge of the audit engagement occupies an executive-level position within the client. e. A distant relative of a partner within the firm occupies an entry-level position within the client of the firm. (The audit is conducted by another office of the firm with which the partner has infrequent contact). e. A staff member within the firm owns shares of stock of one of that firm's clients. (She is not a member of the 9 engagement team serving that client.) d. . Appearance Appearance B Ð’ B
"Professional review of financial records of any entity, while profit oriented or not, regardless of the size of legal form when such an evaluation is done with the a mind to offer any conclusion thereto" what is meant by an audit.
The purpose of auditing is to make certain that a business is keeping its books of accounts in accordance with the law. Auditors analyse the claims made in their auditing report after analyzing the statements and gathering relevant evidence.
a. Relates to the auditors' "state of mind." - A
b. Relates to others' perceptions of the auditors' independence.- A
c. Reflects an unbiased and impartial perspective with respect to the financial statement audit- B
d. The auditors' firm provides extensive consulting services to the client; these services provide revenues to the firm that exceed revenues received from the audit engagement. The spouse of the partner in charge of the audit engagement occupies an executive-level position within the client- D
e. A staff member within the firm owns shares of stock of one of that firm's clients. (She is not a member of the 9 engagement team serving that client.) - B
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when people with severe obesity undergo bypass surgery that seals off part of the stomach, the remaining stomach then produces much less group of answer choices
When people with severe obesity have bypass surgery, which seals off a portion of their stomach, the surviving stomach secretes significantly less Ghrelin. (e) Is the best option.
Structured questions are now more accurate in terms of prediction than unstructured interviews.
Human factors philosophy represents one of the three main subspecialties of psychological science.
Developing measurement tools for employee selection and placement is directly related to personnel psychology.
Researchers investigating the link among both hunger and stomach circumstances revealed that rats with stomachs removed continue to consume food regular basis.
It has recently been proposed that the mutually supportive birth-order actual impact is caused by maternal immune systems.
A psychologist defines motivation. A need or desire that motivates and directs behavior toward a specific goal.
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"Complete question"
When people with severe obesity undergo bypass surgery that seals off part of the stomach, the remaining stomach then produces much less ______. Low levels of this hunger hormone means that they are NOT hungry.
a. Glucose
b. Insulin
c. Orexin
d. PYY
e. Ghrelin
Which of the following is not an operating activity? A. Receiving dividends B . Paying interest C . Collecting accounts receivableD . Purchasing insurance policies of more than one year E . Dividend payments
Dividend payments is not an operating activity .
What operations are being carried out?
The functions of a business that are directly involved in offering its products and/or services to the market are known as operating activities.
Manufacturing, distributing, promoting, and selling goods and services are some of the company's primary commercial operations.
Do dividends represent an operating activity?
The receiving of dividends is categorized as an operating activity. Dividend payments fall within the category of financial activities. The constant classification of interest and dividends as operating, investing, or financing cash operations applies to both the received and paid amounts.
Examples of operating activities include the collection of sales proceeds. Collection of unpaid debts. receipt of interest or its payment.
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Which of the following is among the five forces that impact the sustainability of industry profits, according to Michael Porter?
These forces include the number and power of a company's competitive rivals, potential new market entrants, suppliers, customers, and substitute products that influence a company's profitability.
In economics, a market is a grouping of systems, institutions, procedures, social interactions, or infrastructures where parties do business. Parties can trade goods and services, but in most markets, sellers are the ones that exchange goods and services for cash with customers.
The method by which goods and services are priced can be described as a market. Markets allow commerce while enabling the distribution and allocation of resources throughout communities. Markets develop more or less naturally or are purposefully created via social interaction to enable the transfer of ownership rights to goods and services.
The above question is incomplete, the complete question is-
Which of the following is among the five forces that impact the sustainability of industry profits, according to Michael Porter?
1. entry
2. power of input suppliers
3. power of buyers
4. industry rivalry
5. substitutes and complements
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Based on information in paragraph 1, it can be understood that captivating belongs to which word group?
answer choices
capturing, catching, ensnaring
modeling, indicating, displaying
fascinating, enthralling, interesting
shocking, amazing, inspiring
Based on information in paragraph 1, it can be understood that captivating belongs to word group is fascinating, enthralling, interesting
Captivating is a word that refers to something that is extremely engaging and holds someone's attention. It can be used to describe a person, object, or event that is so interesting that it completely captures the imagination.
The word captivating belongs to the word group of "fascinating, enthralling, interesting." These words are all used to describe something that has a strong, almost irresistible, hold on someone's attention.
In mathematical terms, captivating can be thought of as a function that maps attention to engagement. This function is characterized by its ability to take an input, such as a person's attention, and transform it into an output, such as a high level of engagement.
In other words, captivating is a property that describes how well something is able to capture and hold someone's attention. The greater the captivate, the stronger the hold on someone's attention and the higher the level of engagement.
Therefore, the correct option is (c).
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When comparing a nonissuer financial statement audit with an integrated audit, which of the following statements would be correct? A. Both audits have a similar purpose. O B. Both audits have a similar scope. C. Both audits follow similar procedures, D. Both audits result in a single opinion
Option A is correct. When comparing a non issuer financial statement audit with an integrated audit, both audits have similar purpose.
A non issuer financial statement audit and an integrated audit both aim to provide assurance on the accuracy and reliability of financial information. However, the scope and procedures of the two audits are different.
A non issuer financial statement audit is limited to an examination of a company's financial statements, such as its balance sheet, income statement, and cash flow statement, to provide an opinion on the fairness and reliability of the financial information presented.
An integrated audit, on the other hand, is a comprehensive examination of both the financial statements and the internal control systems of a company. It aims to provide a more comprehensive assessment of the company's operations and its financial reporting process. An integrated audit results in two separate opinions: one on the financial statements and another on the internal control systems.
So, while both audits have a similar purpose of providing assurance on the accuracy and reliability of financial information, the scope and procedures of the two audits, as well as the resulting opinions, are different.
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Account Balances a. During February, $194,500 was paid to creditors on account, and purchases on account were $210,400. Assuming that the February 28 balance of Accounts Payable was $62,500, determine the account balance on February 1.
The account balance on February 1 would be the sum of purchases on account during February ($210,400) minus the payments to creditors on account during February ($194,500) minus the February 28 balance of
Accounts Payable ($62,500). This would result in an account balance of $53,400 on February 1.
In order to understand the account balance on February 1, it is important to understand what the purchases on account and payments to creditors on account refer to. Purchases on account are the amounts that a company owes to its suppliers for goods and services, while payments to creditors on account refer to the amounts that have been paid to those suppliers.
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Lola is training her team on the importance of considering the customer's experience when the host greets them, when
the server takes an order, when the manager stops by the table, when the chef brings out dinner, and when the bill is
handled. What are these moments with the customer called?
O
user experience
O
conflict resolution
customer touchpoints
marketing and communication
Answer:
Customer touchpoints.
Explanation:
Customer touchpoints are the various interactions that customers have with a company throughout their journey, from the initial contact to the post-purchase stage. In the context of the restaurant industry, the moments when the host greets the customers, the server takes an order, the manager stops by the table, the chef brings out dinner, and the bill is handled are all examples of customer touchpoints. These touchpoints can have a significant impact on the customer's overall experience and can influence their decision to return to the restaurant or recommend it to others. By training her team to focus on these touchpoints and the customer's experience, Lola is emphasizing the importance of providing high-quality service at every stage of the customer journey.
A person who takes a negotiable instrument for value, in good faith, and without notice that it is defective or overdue is referred to as a(n) ________.
A. holder
B. assignee
C. holder in due course
D. unqualified indorser
Holder in due course is a person who accepts a negotiable instrument for its face value, in good faith, and without knowledge that it is defective or overdue.
The Holder in due course is a person who accepts a negotiable instrument in good faith and for valuable compensation.
A holder in due course (HDC) in business law is someone who accepts a negotiable instrument in a value-for-value exchange having no reason to question that the instrument will be paid.
In due course, a holder can compel payment from the person who initiated it as well as any previous holders, regardless of any contending claim those entities may have against each other.
This privilege protects the bearer against the risk of taking securities without fully understanding their history.
Payment rights are not susceptible to set-off and are not dependent on the validity of the underlying contract that gave rise to the debt.
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At the beginning of the fiscal year, the balance sheet showed assets of $1,364 and stockholders' equity of $836. During the year, assets increased $74 and liabilities decreased $38.Stockholders' equity at the end of the year totaled:A. $836B. $872C. $948D. $1,438
Stockholders' equity at the end of the year totaled would be C) $948.
A balance sheet is a financial statement that provides a snapshot of a company's financial position at a specific point in time. It lists a company's assets, liabilities, and stockholders' equity. The equation for a balance sheet is: Assets = Liabilities + Stockholders' Equity.
At the beginning of the fiscal year, assets were $1,364 and stockholders' equity was $836, so liabilities were $1,364 - $836 = $528.
During the year, assets increased by $74 and liabilities decreased by $38, so the change in assets and liabilities was $74 - $38 = $36.
To determine stockholders' equity at the end of the year, we can use the equation:
Assets = Liabilities + Stockholders' Equity
$1,364 + $74 = $528 - $38 + Stockholders' Equity
$1,438 = $490 + Stockholders' Equity
Stockholders' Equity = $1,438 - $490
Stockholders' Equity = $948
So, the correct answer is C) $948.
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Spartan Credit Bank is offering 7.4 percent compounded daily on its savings accounts. You deposit $5,800 today. a. How much will you have in the account in 6 years? (Use 365 days a year. Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.) b. How much will you have in the account in 11 years? (Use 365 days a year. Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.) c. How much will you have in the account in 18 years?
Step by step explanation:
giving data:
Interest rate (I) 7.4% compounded dailyThe current deposit is $5,800Y (year) = 365 daysQuestion:
How much will you have in 6 years?How much will you have in 11 years?How much will you have in 18 years?Answer:
Percentage Investment per day = I / Y = 7.4 % / 365 = 0.02027%
Present Value (PV) = %5,800
FV = PV × [tex](1 + I)^{n}[/tex]
N = 6 × 365 = 2,190
FV= $5,800 ×[tex](1 + 0.02027)^{2,190}[/tex]
FV = $9,040.60
N = 11 × 365 = 4,015
FV = $5,800 × [tex](1 + 0.02027)^{4,015}[/tex]
FV= $13,086.96
N = 18 × 365 = 6,570
FV = $5,800 × [tex](1 + 0.02027)^{6,570}[/tex]
FV = $21,965.26
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A telecommunications company is impacted by government regulations of the wireless spectrum, cell tower locations, and internet accessibility. The company decides to hire a lobbying firm to represent its interests with the U.S. government, specifically the FCC, FTC, and Congress. This is an example of a company managing which forces in the macroenvironment? social, global technological or political/legal
This is an illustration of a business controlling the macroenvironmental political and legal factors. government regulations have an influence on the telecommunications industry.
They are a component of the macroenvironment's governmental and judicial forces. The corporation is taking proactive actions to control and influence the political and legal factors that are influencing its business operations by engaging a lobbying firm to advocate its interests with the American government. In a sector that is heavily regulated, firms frequently employ this tactic to advance and safeguard their interests. In order to manage the political and legal macroenvironment, the telecommunications business is attempting to define the laws and regulations that will govern its operations by collaborating with the FCC, FTC, and Congress.
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An Apple Computer store sells computers for $1,287.72. Assuming the computers cost $10,512 per dozen. Find the dollar markup for each computer. Note: Round your answer to the nearest cent. Find the percent markup on cost for each computer. Find the percent markup on selling price for each computer. Note: Round your answer to the nearest hundredth percent.
the dollar markup for the computer is $411.72
the percentage markup on the cost price is 47.12%
the percentage markup on the selling price is 31.86%
the dollar markup of any commodity can be calculated by subtracting the selling price of a commodity and its cost of production ( per item)
[tex]dollar markup= selling price - cost price[/tex]
markup= 1287.72 - (10512/12)
markup = $ 411.72 per computer
percentage markup on cost can be calculated by using the formula
[tex]\frac{profit earned}{cost} X 100[/tex]
(411.72/876) = 0.4712
0.4712 X 100 = 47.12 %
percentage markup on the selling price can be calculated using the formula:
[tex]\frac{profit earned}{selling price} X100[/tex]
(411.72/1287.72) = 0.3186
0.3186 X 100 = 31.86%
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The computer has a $411.72 dollar markup. Simply multiply the cost of goods by the markup rate and add the result.
What is markup vs margin?In terms of terminology, markup percentage refers to the percentage difference between the actual cost and the selling price, whereas gross margin percentage refers to the percentage difference between the selling price and the profit.
the percentage markup on the cost price is 47.12%
the percentage markup on the selling price is 31.86%
markup= 1287.72 - (10512/12)
markup = $ 411.72 per computer
(411.72/876) = 0.4712
0.4712 X 100 = 47.12 %
(411.72/1287.72) = 0.3186
0.3186 X 100 = 31.86%
Thus, the 47.12% markup on the selling price for each computer.
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Which of the following has primary responsibility for the fairness of the representations made in financial statements?
(a) Client's management.
(b) Independent auditor.
(c) Audit committee.
(d) AICPA.
Customer relationship management is the process by which a company or other association manages its relations with guests. The answer is option A, client management.
They are primarily responsible for the objective preparation of the financial statements to the standards established by generally accepted accounting principles. They are held accountable for the claims they make, which are verified by external auditors.
Customer management is the process of overseeing and coordinating an organization's interactions with its current and potential customers. The role of customer management is to improve customer service and strengthen the relationship between the company and its customers.
It includes various kinds of practices from social media marketing and customer services. Strong customer relationships help you make more money and grow your business.
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empirical observation shows that when bad weather conditions decrease corn crop yields, the price of corn will fall.group of answer choicesfalsetrue
It is true that empirical observation shows that when the bad weather conditions decrease corn crop yields, the price of corn will fall.
What is observation?When collecting data from a primary source, observation is defined as the process of observing or seeing something. In science, observation can also refer to the gathering and recording of data with the aid of tools. This phrase can be used to describe any data amassed for the scientific project. Observations might be qualitative, in which case only the presence or absence of a quality is observed, or quantitative, in which case a numerical value is assigned to the phenomena under observation through counting or measuring The second and fifth steps of the scientific process both involve observations. However, repeatability is necessary in order for observations provided by several observers to be comparable. Human sense experiences are subjective and qualitative, which makes it difficult to document or compare them.
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which of the following are similarities between notes payable and accounts payable? they both . (select all that apply.)
Notes payable and accounts payable are two types of financial obligations that are commonly used in accounting and finance. While they are distinct concepts, there are some similarities between the two.
Both are liabilities: Notes payable and accounts payable are both considered liabilities on a company's balance sheet. This means that they represent money owed by the company to creditors or suppliers.
Short-term obligations: Both notes payable and accounts payable are typically short-term obligations that are expected to be paid within a year or less.
Interest bearing: Notes payable usually carry interest, while accounts payable do not. However, if the terms of the accounts payable specify that interest will be charged on late payments, then the accounts payable would become interest-bearing as well.
Involve third parties: Both notes payable and accounts payable involve third parties. Notes payable are typically issued to lenders or financial institutions, while accounts payable are owed to suppliers or vendors.
In conclusion, notes payable and accounts payable are similar in that they are both liabilities on a company's balance sheet, they are both typically short-term obligations, and they both involve third parties. However, notes payable are usually interest-bearing, while accounts payable may or may not be, depending on the terms of the agreement.
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here are data on two firms: equity ($ million) debt ($ million) roc (%) cost of capital (%) acme 240 60 19 13 apex 360 140 17 14 a-1. calculate the economic value added
The economic value added is 15 Million. So there are data on two firms: equity ($ million) debt ($ million) roc (%) cost of capital (%) acme 240 60 19 13 apex 360 140 17 14 a-1.
(a1) In Million
EVA = Invested Capital x ( ROC – WACC)
EVAACME = (240+60) x (19%-13%)
EVAACME = 300 x 6% = 18
EVAAPEX = (360+140) x (17%-14%)
EVAAPEX = 500 x 3% = 15
Economic price brought (EVA) is a degree of an employer's monetary performance primarily based on the residual wealth calculated through deducting its value of capital from its working profit, adjusted for taxes on the basis of a coin.
In company finance, as a part of the essential analysis, monetary cost delivered is an estimate of a company's economic profit, or the cost created in extra of the required go back of the corporation's shareholders. EVA is the net income less the capital price ($) for raising the company's capital. The concept is that a fee is created whilst the go-back on the firm's economic capital employed exceeds the fee of that capital. This amount can be decided by way of making adjustments to GAAP accounting. There are doubtlessly over 160 changes but in exercise, only several key ones are made, relying on the agency and its enterprise.
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The supplies account had a beginning balance of $4,630 and was debited for $2,180 for supplies purchased during the year. Jounalize the adjusting entry required at the end of the year, assuming the amount of supplies hand is $2,720.
The adjusting entry will be Supplies expense $4,090 (debit) Supplies $4,090 (credit) 4630+2180-2720=4090
Supplies expense is the price of the consumables used within a reporting period. Depending on the type of company, this may be one of the more expensive corporate expenses. The following two categories of supplies may be charged as expenditures. Accounting experts can create financial reports that are more thorough and accurate by including the materials expense. Employee purchases and removals of materials from the storage locker for use are balance sheet assets that become expenses on the income statement. Adjusting entries move items used from supplies on hand to the supplies expenditure account at the end of each reporting month.
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Segmented Income Statement, Management Decision Making
FunTime Company produces three lines of greeting cards: scented, musical, and regular. Segmented income statements for the past year are as follows:
Line Item Description Scented Musical Regular Total
Sales $ 10,000 $15,000 $25,000 $50,000
Less: Variable expenses 7,000 12,000 12,500 31,500
Contribution margin $ 3,000 $ 3,000 $12,500 $18,500
Less: Direct fixed expenses 4,000 5,000 3,000 12,000
Segment margin $ (1,000) $ (2,000) $ 9,500 $ 6,500
Less: Common fixed expenses 7,500
Operating income (loss) $(1,000)
Kathy Bunker, president of FunTime, is concerned about the financial performance of her firm and is seriously considering dropping both the scented and musical product lines. However, before making a final decision, she consults Jim Dorn, FunTime's vice president of marketing.
Required:
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1. Jim believes that by increasing advertising by $1,000 ($250 for the scented line and $750 for the musical line), sales of those two lines would increase by 30%.
Prepare segmented income statements based on Jim's assumptions.
Assuming that advertising increase leads to a 30% increase in sales, the new sales figures for the scented and musical product lines would be as follows:
What informs the segmented income statement?Line Item Description Scented Musical
Sales $ 10,000 $15,000
Advertising Increase 250 750
Total Sales with Advertising Increase $10,250 $15,750
Less: Variable expenses 7,000 12,000
Total Variable Expenses $7,000 $12,000
Contribution Margin $ 3,250 $ 3,750
Less: Direct fixed expenses 4,000 5,000
Segment Margin $(675) $(1,250)
Based on these new figures, the segment margins for the scented and musical product lines would be $(675) and $(1,250), respectively. To determine the overall impact of Jim's proposal, we would need to take into account the effect of the increased advertising on the common fixed expenses and the regular product line.
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in general, a noncorporate shareholder that receives a distribution in complete liquidation of the liquidating corporation recognizes his or her entire realized gain as a capital gain. True, False.
The statement in general, a noncorporate shareholder that receives a distribution in complete liquidation of the liquidating corporation recognizes his or her entire realized gain as a capital gain is false. The majority of realised gains are often recognised as capital gains.
By noncorporate shareholders who receive distributions throughout the final liquidation of the liquidated corporation. When shareholders get dividends during a complete liquidation, they record gains or losses as though they had been fully compensated for their stock. The fair market value of the asset serves as the shareholder's basis in any property received in the total liquidation.
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The adjustment for overapplied overhead _____. decreases cost of goods sold and decreases net operating income. decreases cost of goods sold and increases net operating income. increases cost of goods sold and decreases net operating income. increases cost of goods sold and increases net operating income.
The adjustment for overapplied overhead decreases the cost of goods sold and increases net operating income.
What is net operating income?Net operating income (NOI) is a term used in real estate investment and refers to the amount of money generated by a property after all operating expenses have been subtracted. It represents the amount of income that remains after paying all costs of running the property, including property taxes, utilities, insurance, repairs, maintenance, and other expenses. NOI is an important financial metric used by investors to determine the profitability of an investment property and is used to calculate the property’s cap rate, which represents the property's return on investment. NOI is an indicator of a property's financial health and is used by real estate investors to make informed investment decisions. A positive NOI indicates that a property is generating more revenue than it costs to operate, making it a profitable investment, while a negative NOI suggests that the property is losing money and may not be a good investment.
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As part of a company's ongoing SOC maturation process, the company wants to implement a method to share cyberthreat intelligence data with outside security partners. Which of the following will the company most likely implement? A) TAXI B) TLP C) TTP D) STIX
The following option that show us about the best method to share cyberthreat intelligence data with outside security partners is A. TAXII. TAXII also known as Trusted Automated Exchange of Intelligence Information.
In the term of organizations, Trusted Automated Exchange of Intelligence Information also known as TAXII. TAXII generally can be defined as an application layer protocol used to exchange cyber threat intelligence (CTI) over HTTPS. By using Trusted Automated Exchange of Intelligence Information also known as TAXII, the organizations are able to share CTI by defining an API that aligns with common sharing models.
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