Customers A, B, C and D have their portfolio assets allocated as follows:

A B C D
Money Markets 15% 5% 5% 0%
Treasury Bonds 40% 10% 20% 20%
Speculative Bonds 10% 30% 10% 30%
Blue Chip Equities 15% 15% 20% 10%
Small Cap. Equities 10% 10% 30% 5%
Emerging Markets 10% 20% 10% 30%
REITs 0% 10% 5% 5%"

Which asset allocation is MOST appropriate for a risk- tolerant young customer with a long investment time horizon?
a. Customer A
b. Customer B
c. Customer C
d. Customer D

Answers

Answer 1

Answer: c. Customer C

Explanation:

With a risk- tolerant young customer with a long investment time horizon it would be best to include more stocks in their portfolio as stock have the opportunity to increase in value over a long period of time especially small cap. equities.

The problem is that stock prices are more volatile meaning that they are riskier. This is fine however as the customer has risk tolerance and can take the risk.


Related Questions

You own a house that you rent for $1,400 per month. The maintenance expenses on the house average $260 per month. The house cost $231,000 when you purchased it 4 years ago. A recent appraisal on the house valued it at $253,000. If you sell the house you will incur $20,240 in real estate fees. The annual property taxes are $3,100. You are deciding whether to sell the house or convert it for your own use as a professional office. What value should you place on this house when analyzing the option of using it as a professional office

Answers

Answer:

$232,760

Explanation:

you must first determine the market value of your house = appraisal value - sales expenses = $253,000 - $20,240 = $232,760

the market value of the house is your opportunity cost of using the house as an office.

opportunity costs are the extra costs or benefits lost resulting from choosing one investment or activity over another alternative.

The production strategy of a firm using a global strategy would likely entail A. A narrow selection of models and styles with each model/style focused on identified international market niches. B. Locating plants on the basis of maximum competitive advantage—in countries where manufacturing costs can be kept low or close to major markets to economize on shipping costs or use of a few world-scale plants to capture maximum scale economies and experience curve effects, as most appropriate. C. Producing the various products at plants scattered around the world. D. Producing a broad product line (many models and varieties) so that buyers in each target national market would be able to select the item that best met their individual needs. E. Creating a different product lineup for each major area of the world (Europe, North American, Latin America, and the Asian Pacific).

Answers

Answer:

The correct answer is the option B: Locating plants on the basis of maximum competitive advantage, in countries where manufacturing costs can be kept low or close to major markets to economize on shipping costs or use of few world-scale plants to capture maximun scale economies and experience curve effects, as most appropiate.

Explanation:

To begin with, the concept known as "Global Strategy" in economics and business terms, refers to the type of method that a company uses in order to accomplish the global penetration of its product so that the sales of the business starts to rise and the profits increases as well. The major bases in this type of strategy are in the fact of finding the places where will be more opmital to produce due to the factors that will influece the production and the plant as a whole. Therefore that in order to succeded with this movement, the company will have to reach economies of scale in those places.

A foreign sales corporation is a device used by U. S. exporters to reduce taxes. To qualify, the goods exported must have _____ percent U. S. content. This results in a tax reduction of _____ percent.

Answers

Answer:

To qualify, the goods exported must have 50 percent U. S. content. This results in a tax reduction of 15 percent.

Explanation:

Foreign sales corporations (FSC) no longer exist. The FSC corporation had to be set up in the US, but it had to operate in foreign countries that complied with information agreements with the US government (IRS). It helped exporting companies to lower taxes, but they ceased to exist in year 2000.

Effective controls relevant to the efficiency of purchases will result in proper evaluation of the time for ordering merchandise. When making this evaluation, the purchasing company should give primary consideration to

Answers

Answer:

The trade-off between the cost of owning and storing excess merchandise and the risk of loss by not having merchandise on hand.

Explanation:

Effective management of costs when purchasing inventory for sale must be well planned by a business.

Economic order quantity calculation is used to minimise cost of storing excess merchandise and cost of ordering merchandise.

The model is based on assumption of constant demand for goods and effectively avoids stock outs. This is done by using probability to estimate the loss that will be incurred by not having stock on hand.

This consideration between storage cost and cost of not having stock will guide the business to make stock ordering choices that will minimise cost

In Year 1, Kane's residence had an adjusted basis of $250,000 and it was destroyed by a tornado (in a federally declared disaster area). An appraiser valued the decline in market value at $425,000. Later that same year, Kane received $200,000 from his insurance company for the property loss and did not elect to deduct the casualty loss in an earlier year. Kane's Year 1 adjusted gross income was $100,000. What total amount can Kane deduct as a Year 1 itemized deduction for casualty loss, after applying any limitations?

Answers

Answer:

The total amount that Kane can deduct as a Year 1 itemized deduction for casualty loss is $39,900.

Explanation:

According to the Internal Revenue Service (IRS), Disaster Area Losses in a federally declared disaster refers the occurrence of a disaster in an area that the President has declared to be eligible to enjoy federal assistance under the Robert T. Stafford Disaster Relief and Emergency Assistance Act.

Since Kane's residence falls into the category of personal-use property or it is not totally destroyed, the amount of loss of the property is the lesser of the adjusted basis of the residence, $250,000, and the decline in market value determined by the appraiser, $425,000. Based on this, the amount of loss of the residence is $250,000.

The total amount that Kane can deduct as a Year 1 itemized deduction for casualty loss can therefore therefore be calculated as follows:

Particulars                                                     Amount ($)        

Loss amount                                                   250,000

Amount from insurance                                (200,000)  

Loss of the Taxpayer's                                    50,000

Deduct $100                                                         (100)      

Eligible Loss                                                     49,900

Limitation of 10% annual gross income        (10,000)      

Loss to be deducted                                      39,900    

Therefore, the total amount that Kane can deduct as a Year 1 itemized deduction for casualty loss is $39,900.

On the first day of the fiscal year, Shiller Company borrowed $85,000 by giving a sevenâyear, 7% installment note to Soros Bank. The note requires annual payments of $15,772, with the first payment occurring on the last day of the fiscal year. The first payment consists of interest of $5,950 and principal repayment of $9,822.

Journalize the entries to record the following:

a. Issued the installment note for cash on the first day of the fiscal year.
b. Paid the first annual payment on the note.

Answers

Answer: Please find answer in explanation column

Explanation:

a) Journal to record Issued installment note for cash on the first day of the fiscal year.

Date             Account                             Debit                 Credit

Jan 1     Cash                                     $85,000    

       Notes Payable                                                             $85,000

b) Journal to record the first annual payment on the note.

Date             Account                             Debit                 Credit

Dec 31     Interest  Expense                   $5,950

             Notes Payable                           $9,822.

                 Cash                                                                      $15,772            

1. Improvements in technology.2. Increases in the supply (stock) of capital goods.3. Purchases of expanding output.4. Obtaining the optimal combination of goods, each at least-cost production.5. Increases in the quantity and quality of natural resources.6. Increases in the quantity and quality of human resources.Which set of items in the accompanying list would move an economy from a point inside its production possibilities curve to a point on its production possibilities curve?a. 1, 2, 5, and 6 only.b. 3 and 4 only.c. 1, 3, and 4 only.d. 3 only.More than 75% of the world's income is earned by what percentage of the world's population?a. 10%.b. 40%.c. 20%.d. 5%.

Answers

Answer:

1. Which set of items in the accompanying list would move an economy from a point inside its production possibilities curve to a point on its production possibilities curve?

a. 1, 2, 5, and 6 only.

2. More than 75% of the world's income is earned by what percentage of the world's population?

d. 5%.

Explanation:

The above options are the solutions to the  questions asked. In terms of the world's income, 5% of the world's population earns 75% of the world's income.

Mediocre economists often consider only the immediate apparent effects of a change, whereas a good economist will also consider effects that may only become observable over time." This statement most clearly emphasizes

Answers

Answer:

the importance of secondary effects.

Explanation:

A mediocre economists is concerned with the immediate effects of a policy, plan or any change, because his  goals are generally limited to a short period of span.

He is not considered for long term plans. Also, generally a more experienced and senior expert economists are required to analyse the long term effects of any change, as requires more knowledge because of the criticality involved.

The immediate effects will be clearly visible with the change made, thus are primary in nature. But as the long term changes are not clearly visible immediately, but require expertise to forecast such changes are usually considered secondary.

Because it is a. neither excludable nor rival in consumption, a tornado siren is a common resource. b. rival in consumption but not excludable, a tornado siren is a common resource. c. excludable but not rival in consumption, a tornado siren is produced by a natural monopoly. d. neither excludable nor rival in consumption, a tornado siren is a public good.

Answers

Answer:

D, neither excludable nor rival in consumption, a tornado siren is a public good.

Explanation:

A tornado siren is a siren that is used to give emergency warnings to a large population of an impending danger or danger that has passed.

A tornado siren otherwise known as the civil defense siren is of public good and as such is not a rival neither can it be excluded from consumption.

Cheers

Automatic stabilizers are provisions in the law that create automatic ______ in government spending or ______ in taxes when real output declines.

Answers

Answer:

increase

decrease

Explanation:

Automatic stabilizers are provision in the law that automatically stabilise government spending and tax rate to stabilise the economy.

When output is falling, in order to prevent the economy slipping into a recession, the automatic stabilisers increase government spending and reduce taxes. These increases money supply

Suppose the demand for tacos decreases. What will happen to producer surplus in the market for tacos?

Answers

Answer:

it decreases

Explanation:

As a result of the decrease in demand for tacos, the price of tacos would fall, all other things remaining equal.

Producer surplus is the difference between the price of a good and the least price the seller is willing to sell the product. As a result of the fall in price, the producer surplus would decrease.

Assume that price of tacos before the fall in demand is $10

the least price, the seller is willing to sell tacos is $3.

Producer surplus = $10 - $3 = $7

After the fall in demand, price falls to $8

producer surplus becomes = $8 - $3 = $5

We can see that producer surplus fell

Which of the following is an example of the calculation of a predetermined overhead rate? A) Estimated overhead divided by estimated direct labor dollars B) Estimated overhead divided by actual direct labor hours C) Actual units produced divided by estimated overhead D) Estimated direct labor hours divided by estimated overhead

Answers

Answer:

A) Estimated overhead divided by estimated direct labor dollars

Explanation:

Predetermined overhead rate is used to apply estimated manufacturing overhead cost to the cost of products or labor for a certain period allocated for reporting. It is usually calculated at the beginning of a certain period and it is also necessary for computing the actual manufacturing overhead cost at the end of the fiscal year.

The predetermined overhead rate can be calculated by dividing the estimated manufacturing overhead by the estimated direct labor dollars or estimated direct labor hours or estimated machine hours for that period. The calculation is based on estimated values, not the actual cost

"A syndicate member places an order for a new issue municipal offering, that, if filled, will be placed in a municipal bond fund managed by that member. This order is:"

Answers

Answer:

I)member-related"

IV)filled last, as public orders take precedence

Explanation:

This are the options for the question;

I. "member-related"

II. "non-member related"

III. filled first, as non-public orders take precedence

IV. filled last, as public orders take precedence

We were informed from the question that A syndicate member places an order for a new issue municipal offering, that, if filled, will be placed in a municipal bond fund managed by that member.

This order order for a new issues municipal offering should be

1)member-related"

2)filled last, as public orders take precedence.

It should be noted that as a syndicate is associated with underwriting IPOs and they are commercial or investment bank. And the municipal bonds is utilize in financing public projects .

) for correct answers, how will your scores be affected with each submission you use up? select all that apply. after a few submissions you will get zero points. you will not lose any points for correct answers even if you use all allowed submissions. after a few submissions, you will start to lose a percentage of the points for that question. you will not lose any points for the first few submissions. (h) how much are the prelab, inlab, and postlab parts worth? prelab: % inlab: % postlab % (i) as a rule, the prelab, inlab, and postlab are due at a particular time each week. fill in the appropriate answer in each of the boxes below. prelab: inlab: postlab:

Answers

Answer:

The answer is "You won't lose any answers even if you're using all approved entries".

Explanation:

In the given question there is some mistake in the choices. so, we define only the correct answer.

The above-given choices describe the  Its application may also apply to the reports produced so that it can make the quality of the documentation acceptable.  

It is just an act that offers someone a document, a proposal, a written document, etc. because it can be considered or accepted. Its state of obedience action of acknowledging another person's authority or power.

The correct option  is You won't lose any answers even if you're using all approved entries.

The following information should be considered:

 The given choices represent the  Its application may also apply to the reports generated so that it can make the quality of the documentation acceptable.   It is just an act that offers someone the document, a proposal, a written document, etc. since it can be accepted.

Learn more: https://brainly.com/question/17429689?referrer=searchResults

What are some simlarities between saving and investing?

Answers

Answer:

A similarities between saving and investing

1) Its about money.

2) Investing is similar to saving because you’re putting away money for the future. But you're trying to earn more money.

Explanation:

Lee Sun's has sales of $3,900, total assets of $3,600, and a profit margin of 5 percent. The firm has a total debt ratio of 41 percent. What is the return on equity?

Answers

Answer:

The answer is 9.18 percent.

Explanation:

Return on equity = Net income(profit) / Total equity.

We need to find net profit and equity.

1. To find net income:

Profit margin = profit/sales

So profit = 0.05 x $3,900

= $195

2. To find asset:

Total debt ratio = total debt(liabilities)/ assets

Total debt = 0.41 x $3,600

Total debt(liabilities) = $1,476

Equity = Assets - liabilities

$3,600 - $1,476

= $2,124.

Therefore, return on equity is:

$195 /$2,124

0.0918

Expressed as a percentage

9.18 percent.

"A corporate issuer is obligated to file an 8K report of significant events within how many business days of the event?"

Answers

Answer:

4 business days

Explanation:

corporate issuer is obligated to file an 8K report of significant events within 4 business day business days of the event.

File 8K is called current report in the concept of economics, it must be filed within 4 business day in order to deliver issues or information that the shareholders needed to be aware of. It should be noted that file 8k is always filed along with Securities and Exchange commission (SEC) which is an independent federal government regulatory agency.

When presented with two choices for afternoon entertainment, Riana has a clear favorite: going to the movies provides her with 40 utils, while attending a baseball game provides 32 utils. The price for both tickets is $5, causing Riana to choose the movies. What price for a baseball game ticket would cause Riana to choose that instead?
a. $3.99
b. $4.00
c. $4.01
d. $1.60

Answers

Answer:

$4

Explanation:

Given:

Marginal utility of movie = 40

Marginal utility of baseball = 32

Price of ticket = $5

Find:

Price of baseball match ticket to change her mind.

Computation:

Per dollar utility of movie = 40 / 5

Per dollar utility of movie = 8

Price of baseball match ticket to change her mind = Marginal utility of baseball / Per dollar utility of movie

Price of baseball match ticket to change her mind = 32 / 8

Price of baseball match ticket to change her mind = $4

In order to compensate for an expected future decline in the Japanese yen relative to the U.S. dollar, the interest rate in Japan must be ______ the interest rate in the United States.

Answers

Answer:

higher than

Explanation:

An increased interest rate of the Japanese yen will help to strengthen the yen against the dollar.

This means that increased interest rates bring out higher gains which strengthen the currency of japan as against the on of the united states.

Cheers.

A budget that allocates increased or decreased funds to a department by using the last budget period as a reference point is called a(n)_____. A) standardized budget B) fixed budget C) zero-based budget D) incremental budget E) tactical budget

Answers

Answer:

D) incremental budget

Explanation:

An incremental budget is a budget in which the budget is prepared based on the last year budget or the actual performance so that the amounts that are increased or decreased could be added for the current year budget

Here in the given situation, the allocation of the budget is either increased or decreased by using the previous year budget is known as incremental budget

hence, the correct option is D. Incremental budget

A politician in a small town notices that many citizens in the town cannot find work. In order to assist these individuals in finding work, the politician proposes that all unemployed adults be made eligible for a large monthly cash payment to help them meet basic needs during their job search. Which of the following is true regarding the goal alignment of this program?

a. The goals of the politician and the goals are the job seekers would be aligned, since unemployed individuals would have a stronger incentive to remain employed.
b. The goals of the politician and the goals of the job seekers would not be aligned, since unemployed individuals would have a stronger incentive to remain unemployed.
c. The goals of the politician and the goals of the job seekers would be aligned, since unemployed individuals would have a stronger incentive to look for work.

Answers

Answer:

b. The goals of the politician and the goals of the job seekers would not be aligned, since unemployed individuals would have a stronger incentive to remain unemployed

Explanation:

Unemployed people would have the incentive to seek employment so as to meet basic needs. But if the politician is already meeting that need, there would be no incentive for the unemployed to seek employment. So, the goal of the politician and job seekers aren't aligned.

You have been hired by a firm in aâ non-information-intensive industry to evaluate its inventory of systems and IT projects. Which types of projects should the firm focusâ on? .

Answers

Answer:

High-benefit, low-risk projects

Explanation:

Given that, the firm is in a non-information-intensive industry, it is expected that, in evaluating its inventory of systems and IT projects, the firm should go for the project with low risk and high benefits, because, the IT projects are not their strong points, and it is believed that they do not have the right and competent expertise to tackle and face the challenges that may arise if they try to dive into the high-risk inventory of systems and the IT projects.

Hence, the right answer is High Benefits and Low-Risk projects

A critical success factor in project management is to: Group of answer choices Say "no" to all requests because they add to scope creep. Use throwaway prototyping. Use a CASE tool to delineate requirements from work tasks. Start with a realistic assessment of the work that needs to be done. Hire an outside project management consulting group.

Answers

Answer: Start with a realistic assessment of the work that needs to be done.

Explanation:

Project management involves the planning, organization and the effective use of the resources that are available in order to achieve the project goals.

A critical success factor in project management is to start with a realistic assessment of the work that needs to be done.

In a(n) ________, an intensive research technique, a company invites six or more people typical of the target market to a session to discuss the product, the service, or the marketing situation.

Answers

Answer:

focus group

Explanation:

A focus group refers to a reearch method in which companies invite a group of people that is part of a target market to have a discussion about a specific product, service, topic to analyze their reactions and collect information to make decisions. According to this, the answer is that in a(n) focus group, an intensive research technique, a company invites six or more people typical of the target market to a session to discuss the product, the service, or the marketing situation.

Suppose there is a Fed purchase of bonds and simultaneous tax cut. We know with certainty that this combination of policies must cause:

Answers

Answer:

Expansionary monetary policy

Expansionary fiscal policy

Explanation:

Expansionary monetary policy are policies taken by the Fed to increase money supply in the economy.  the tools used in Expansionary monetary policy are :

1. reducing required reserves ratio

2. open market purchase.

When the Fed purchase of bonds, money supply increases

Expansionary fiscal policy are policies taken by the government to increase money supply in the economy.  the tools used in Expansionary monetary policy are :

1. tax cuts which increases disposable income

2. increased government spending

The news headline "Wal dash Mart to carry 'morning dash after' contraception comma" deals with the ______ question(s) of economics.A. whyB. whatC. howD. what and howE. for whomfor whom

Answers

Answer:

B. what

Explanation:

The questions in economics seek to solve the problems of production in a society, given that resources to produce are limited. The questions are what to be produced, how it should be produced, and for whom it should be produced.

Hence, in this situation, the correct answer, is option B, as the deals with the WHAT question(s) of economics.

Brad is a sales representative for a Kettle Chips and is preparing for a Super Bowl promotional campaign. He's contacting each of his grocery and convenience accounts with an opportunity to install an end-of-aisle display with graphics of the Super Bowl teams and a display of several varieties of chips. This is known as _____, a type of trade-oriented promotion.

Answers

Answer:

point-of-purchase advertising.

Explanation:

In this scenario, Brad is contacting each of his grocery and convenience accounts with an opportunity to install an end-of-aisle display with graphics of the Super Bowl teams and a display of several varieties of chips.

Hence, this is known as point-of-purchase advertising, a type of trade-oriented promotion.

A point of purchase advertising can be defined as a marketing strategy used by retailers, which typically involves the placement of end user goods e.g graphics of the Super Bowl teams strategically placed in a supermarket aisle for retail customers.

For a sales-type lease:_______
a) the gross profit will be lower if the residual value is unguaranteed
b) the gross profit will be higher if the residual value is guaranteed
c) the present value of the unguaranteed residual value is added
d) to determine the cost of goods sold

Answers

Answer:

no option is correct (I assume options C and D were one option only)

Explanation:

On a sales type lease, the gross profit generated by the lease is determined in a similar way that net present value of a project is determined.

You must first calculate the present value of the lease payments that should be received using the company's discount rate, and then subtract the asset's value. If the present value of the future lease payments is higher than the present value of the asset, then you should have a gross profit.

The gross profit is not affected whether the asset has or doesn't have a guaranteed residual value.

"A representative is hosting 20 wealthy guests at a dinner seminar at a Michelin star-rated restaurant, and when coffee and dessert are being served, she intends to give a small talk about the potential benefits of investing in hedge funds. This is defined by FINRA as a(n):"

Answers

Answer:

Public appearance.

Explanation:

In this scenario, a representative is hosting 20 wealthy guests at a dinner seminar at a Michelin star-rated restaurant, and when coffee and dessert are being served, she intends to give a small talk about the potential benefits of investing in hedge funds. This is defined by FINRA as public appearance.

According to Financial Industry Regulatory Authority (FINRA), a public appearance can be defined as an unscripted, spontaneous live presentation to a group of people comprising of potential investors. A public appearance do not require a principal approval and are not bonded by the FINRA rules and regulations.

A manufacturer of golf clubs makes a profit of $45 per set on a model A set and $55 per set on a model B set. Daily production of the model A clubs is between 20 and 60 sets, inclusive, and that of the model B clubs is between 10 and 40 sets, inclusive. The total daily production is not to exceed 60 sets. How many sets of each model should be manufactured per day to maximize the pr

Answers

Answer:

Explanation:

Let n₁ and n₂ be the number of set produced of model A and B per day .

n₁ + n₂ = 60

20 < n₁ < 60

10 < n₂ < 40

Total profit Q = 45 n₁ + 55 n₂ = 45 n₁ + 55 ( 60 - n₁ )

Q = 3300 - 10 n₁

So to maximise total profit n₁ needs to be minimum . The minimum value of n₁ = 20

Q = 3300 - 10 x 20

= $ 3100  

So model A should be produced 20 and model B should be produced 40 sets .

Other Questions
Define and explain personal morals and ethics. Suppose that participants who adhere to a particular weight loss program lose an average of 1.5 lbs per week. Write a population regression model that describes how participants' mean current weight changes with time x1 (in weeks) and starting weight x2 (in pounds). Because many discount stores are providing more services and better shopping environments, the distinction between discount stores and __________ stores is becoming blurred. At what speed does a clock move if it is measured to run at a rate two-fifths the rate of a clock at rest with respect to an observer "The person who shares in selling responsibility and liability, but who does not have decision making authority in a new issue syndicate, is known as the:" A man who is going to be living abroad for 2 years wants to buy an ordinary annuity that will provide monthly payments of $750 to his parents at the end of each month while he is gone. The interest rate he can obtain is 6% compounded monthly.a) Over the 2 years, how much money will his parents receive from their son?b) What is the amount of the annuity that he must buy now (present value) to generate these payments? you move left 1 unit and up 1 unit. you end at (-5, 5) where did you start? We buy these products for $50.00 and then sell them for $67.00. That means that our price markup is? The system is immersed in an environment with a constant high temperature T. What would be the energy expectation value of the system u= 2a - 2. solve for a Points are usually paved as how many years are between 551 bce and 850 ce A detergent company periodically tests its products for variations in the fill weight. To do this, the company uses x-bar and R charts. Eight samples, each containing 10 detergent boxes, were selected from different batches. The data in fill weight (in ounces) of the eight samples is presented below.Sample Sample Mean Sample Range1 5.8 0.422 6.1 0.383 16.02 0.084 15.95 0.155 16.12 0.426 6.18 0.237 5.87 0.368 16.2 0.4If A2 for the sample size is 0.3080, the lower controllimit for the x-bar chart is___________ After hearing the perspectives of several individuals who were at Wounded Knee, what doyou think happened there? Were any of the killings justified? 12x+4(x-1)=60 solve please Lithium has a 1+ charge, and oxygen has a 2 charge. A Lewis dot diagram should contain one lithium atom and two oxygen atoms to show how these atoms form an ionic bond. true or false how many centimetre square are there in a rectangle of 10cmby5cm a body of mass 2kg travelling with a velocity of 10 m/s what is the momentum this body colloids with another body of equal mass travelling in the same direction with a velocity of 5m/s what is the total momentum of the 2 objects before and after coliision Solve for x3/4x = -9 *30 points* Purebred tall pea plants look the same as tall, heterozygous pea plants. Formulate a pollination experiment to identify whether a tall pea plant is purebred or heterozygous