Customer relationship management (CRM) is the combination of practices, strategies and technologies that companies use to manage and analyze customer interactions and data throughout the customer lifecycle.
Customer rel-ationship management (CRM) is the process by which a business or other organization manages customer rel-ationships, usually through analysis of vast amounts of data. A CRM system collects information from various communication channels.
This allows businesses to learn more about their audiences and best serve their needs, leading to customer retention and increased revenue. CRM can be used for current, past, or future customers. CRM describes the principles, methods, and standards a company follows when dealing with its customers.
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You estimate your monthly mortgage principal and interest will be $1,000, property taxes will be $160 per month, and homeowners insurance will be $50 per month. If your gross monthly income is $4,000 per month and your tax rate is 20 percent, what is your mortgage debt service ratio?
In other words, for every $1.00 of gross monthly income, you spend $1.22 on your mortgage payment, property taxes, and homeowners insurance.
What is mortgage payment?Mortgage payment is the payment made by a borrower to a lender in order to pay off a loan taken out to purchase a home. The payment consists of both principal and interest and is usually paid monthly. The principal is the amount of the loan borrowed, and the interest is the cost of borrowing that money over the life of the loan. The mortgage payment also includes taxes, insurance, and any other related fees. The amount of the mortgage payment is based on the size of the loan, the interest rate, and the loan term.
Mortgage debt service ratio = (Monthly Mortgage Principal + Interest + Property Taxes + Homeowners Insurance) / Gross Monthly Income
Mortgage debt service ratio = ($1,000 + $160 + $50) / $4,000
Mortgage debt service ratio = 1.22
In other words, for every $1.00 of gross monthly income, you spend $1.22 on your mortgage payment, property taxes, and homeowners insurance.
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Which of the following steps is necessary to ensure that a master schedule is valid?
A. worker scheduling
B. order promising
C. inventory counting
D. order booking
E. rough-cut capacity planning
Rough-cut capacity planning steps is necessary to ensure that a master schedule is valid.
What is Rough cut capacity?
Rough cut capacity planning is a method of determining the total available capacity of a manufacturing facility. This type of capacity planning is typically used in the early stages of production planning, when a company is trying to determine how much output it can handle and the resources it will need to meet that output. It is an estimate of capacity that does not take into account any adjustments for efficiency or other factors.
What is a Master schedule?
A master schedule is a detailed timetable of the activities and resources required to complete a project. It is used to coordinate the efforts of the project team and ensure that tasks are completed on time and within budget. The master schedule outlines the timeline, tasks, resources, and milestones of the project.
Therefore the correct option is E. rough-cut capacity planning.
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during the early 1980s, ____ word processors competed for market share.
During the early 1980s, several word processors competed for market share.
What is Market Share?
Market share is the percentage of a market (typically sales revenue) that a specific entity accounts for. It is calculated by dividing the entity's sales over a period of time by the total market sales during that period. Market share is a metric used to assess a company's performance in comparison to its competitors. For example, if a company has $100 million in sales in a given market and the total market sales for that period are $1 billion, it has a 10% market share.
What is Total Market?
Total Market is an investing strategy that seeks to capture the performance of the entire stock market, rather than just a single sector or index. This strategy involves buying a broad range of stocks in different sectors and markets, with the goal of diversifying one’s portfolio and reducing risk. By investing in many different stocks, the investor is better protected against any single stock’s performance. Total Market strategies are often used by investors who are looking to take a passive approach to investing, as they require less research and fewer decisions than more active strategies.
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When Maddie checked in at the Happy Airline ticket counter for her five-hour economy-class flight to California, the customer service agent explained that hot meals and complimentary cocktails would only be served to business-class and first-class passengers. For that reason, the Happy Airline agent suggested that Maddie pay a small fee to move from economy-class to business-class for the flight. This is an example of Group of answer choices A. a trade-in allowance B. affiliate marketing C. comparison shopping D. Up-selling
The Correct option is D. For that reason, the Happy Airline agent suggested that Maddie pay a small fee to move from economy class to business class for the flight. This is an example of up-selling.
A cocktail is an alcoholic blended drink. most usually, cocktails are both a combination of spirits or one or greater spirits combined with other components which include tonic water, fruit juice, flavored syrup, or cream. Cocktails vary broadly throughout regions of the arena, and plenty of websites put up both authentic recipes and their own interpretations of older and more famous cocktails.
The origins of the phrase cocktail have been debated (see phase Etymology). the primarily written mention of a cocktail as a beverage seemed within the Farmers cabinet, 1803 within the u.s.. the primary definition of a cocktail as an alcoholic beverage appeared 3 years later inside the stability and Columbian Repository (Hudson, the big apple) on May thirteen, 1806. Historically, cocktail ingredients included spirits, sugar, water, and bitters, but, this definition developed at some point in the 1800s, to include the addition of a liqueur.
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Because of the slope of the aggregate demand curve we can say that a decrease in the price level:
A. leads to a decrease in aggregate demand
B. leads to an increase in aggregate demand
C. leads to a higher level of real GDP demanded.
D. leads to a lower level of real GDP demanded
We can infer from the slope of the aggregate demand curve that a fall in price level C. leads to a rise in the level of real GDP demanded.
How Does the Level of Prices Relate to Aggregate Demand?The economy's supply and demand are mostly determined by the prices of commodities and services. However, the opposite is also true: variations in supply and demand have an effect on the cost of goods and services. The relationship between total demand and average price levels is not always obvious or direct. However, in the broadest sense (and under ceteris paribus circumstances), a rise in aggregate demand is accompanied by a rise in the level of prices.
When its constituent parts, such as government expenditure, investment spending, and consumption spending, aggregate demand rises.
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A company is trying to figure out what products to offer, when to add new products, and when current products should be discontinued. What tool will assist the company in answering all of those questions
A product portfolio management tool is used as A company is trying to figure out what products to offer, when to add new products, and when current products should be discontinued.
A product portfolio supervisor (PPM) strategically oversees all of the products in a enterprise's portfolio and guarantees alignment with the organisation's universal method.Product portfolios assist product portfolio managers see if their initiatives align with their organisation's commercial enterprise approach.
This allows them ensure they put money into merchandise that meet their goals and needs. it can be a manual for aligning their upcoming tasks to match the overall intention and preserve them on track. Product portfolio and program control (PPM) is the continuous cultivation of a product set and the set of abilities to prioritize and manage product improvement applications.
A product portfolio refers to the complete list of products provided via a employer. as an instance, if an entity sells laptops and smartphones, the entity's portfolio carries laptops and smartphones. Its factors trade if the entity provides a new product or eliminates a current product inside the presentation.
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A 3. 75 percent coupon bond is currently quoted at 88. 3 and has a face value of $1,000. What is the amount of each semi-annual coupon payment if you own four of these bonds
Each semiannual coupon payment on a 3.75 percent coupon bond with a face value of $1,000 is $37.50. If you own four bonds, then the total semiannual coupon payments would be $150.
This means that you would receive a total of $150 every six months that coupon payments are due. Coupon payments are based on a face value of $1,000; so even though the bonds are trading at a discount (88.3 in this case) you still receive a coupon payment of $37.50 per bond semi-annually. Coupon payments are fixed and are not affected by the market price of the bonds.
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two shares are priced according to the CAPM. Share A has an expected return of 6.5% and a beta of 0.8. Share B has an expected return of 8.75% and a beta of 1.25. What is the risk free rate of interest and the expected return on the market
The risk-free rate of interest is 6.5% and the expected return on the market is 8.75%.
The risk-free rate is the rate of return given by a risk-free investment. Every financial asset involves some element of risk, no matter how minor, hence the risk-free rate is a purely theoretical term. In reality, it is regarded as the interest rate on short-term government debt. The expected return is the profit or loss that an investor forecasts on an investment with a known historical rate of return. It is calculated by multiplying several possibilities by their probability of occurrence and then adding the results. The expected return is often based on previous data and so cannot be guaranteed in the future; yet, it frequently establishes acceptable expectations. As a result, the expected return may be viewed as a long-term weighted average of previous returns.
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Governance is a process whereby senior management exerts strategic control over business functions through what
is the process through which senior management strategically controls business operations through policies, objectives, authority delegation, and monitoring.
What function does governance serve in a company?You may always operate with in best interest of the organization with the aid of good governance. Most specifically, it can boost your company's performance, make it more reliable and effective, and open up new possibilities. It can lower hazards and promote quicker, safer growth.
What goals does government seek to achieve?Transparency, accountability to investors and the community, strong corporate trusteeship, and the protection of employees' welfare are all characteristics of good corporate governance. Within the constraints of the corporate governance structure, it aids management in making creative decisions for the business.
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What are the 4 basic component of the environment?
The components of environment are 1. Atmosphere, 2. Hydrosphere, 3. Lithosphere and 4. Biosphere.
1. Atmosphere: The atmosphere is a mixture of gases that surrounds the earth and helps to sustain life. It is composed of 78% nitrogen, 21% oxygen, and 1% other gases such as carbon dioxide and argon. It also contains water vapor and dust particles.
2. Hydrosphere: The hydrosphere refers to all the bodies of water on Earth, including oceans, rivers, lakes, and ponds. It also includes any water found in the atmosphere, such as clouds, fog, and rain.
3. Lithosphere: The lithosphere is the solid outer layer of the Earth. It includes the crust of the Earth, which is composed of continental and oceanic plates.
4. Biosphere: The biosphere is the layer where living organisms exist. It includes all the animals, plants, and microorganisms that live on land, in water, and in the air. It is the most complex of the four components of the environment.
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Suppose you normally work in the stock room and are not a trained retail associate. You are stocking new merchandise. A customer start
about it because no other retail employees can be seen. You are aware that one of the regular retail associates in that area is absent on leave due to illness, and the other is taking a lunch break outside the store.
Who are Retail Employees?A retail salesperson works in a store and sells books, automobiles, clothing, cosmetics, electronics, furniture, lumber, plants, shoes, and a wide range of other goods. They are also known as salespeople, retail clerks, or salespeople. In the United States, over 4.6 million retail salespeople are employed.
The majority of retail salespeople work in neat, well-lit stores. A lot of salespeople work nights and weekends.
What retail employees want—insights for increasing engagement and retention—reveals what makes retail workers tick. We discover that retail workers are among the most self-assured and are more likely than workers in other occupations to believe that their product or service is superior to that of their rivals. However, they are also the least likely of all industries to believe that their pay is competitive and are prepared to leave for a better offer. There are retail salespeople who work part-time.
Types of workers:
Permanent employees.Workers who work part-timeSeasonal WorkersTemporary WorkersTo know more about Retail salespersons, visit:
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The capital value (present sale value) cv of property that can be rented on a perpetual basis for r dollars annually is given by
The capital value of the property in dollars is CV=∫∞11000e−t dt., So the capital value of the property is roughly $183,333.33.
What is capital value?Capital value of land is the sum of the unimproved value of the land and the estimated replacement cost of improvements to the land after taking into account obsolescence, physical depreciation, and sunk costs. However, where the capital value of land cannot be determined on this basis, the capital value of such land shall be the sum of the unimproved value of the land and the estimated replacement cost of improvements to the land. Charges and levies of stock exchanges, National Clearing Company Limited, CDC fees, Capital Value Tax, Laga, Scheme's dividend/redemption of units transfer fees as payable to bank at time of fund transfer to Unit Holder, and such other levies.
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You own a construction business and need to hire workers to build a house and add one worker at a time to the added contribution of each worker. At what point will you stop hiring workers ? Relate this process to the three stages of production function as you explain your answer .
Leveraging consumers to promote a product or service is known as _____.
a. Straddling
b. Strategic Positioning
c. A growing firm gaining bargaining power with its suppliers or buyers
d. Viral Marketing
Leveraging consumers to promote product or service is known as viral marketing.
What is viral marketing?A business strategy known as viral marketing uses social media platforms to promote a product on pre-existing social networks. In the same way that a virus spreads from one person to another, the name relates to the way that consumers spread information about a product. Viral marketing, while clearly sponsored, is personal and does not imply that businesses are paying for its distribution. The bulk of well-known viral advertising that are currently circulated online were either made by a sponsor company and released on their own platform or on social media platforms like You-Tube. Viral marketing can leverage a variety of content types, including video clips, interactive Flash games, advergames, ebooks, branded software, photographs, text messages, emails, and web pages.
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If flash flooding forces a property owner out of a residence for six months, who has otherwise lived in the home for a year and half out of the last five years, is the owner still entitled to the capital gain exclusion on the sale of the property?
Equity in a property decreases as debt on the property is paid off by the owner. A real estate investment's market value may go down as well as up.
Flash flooding: what is it?a flood brought on by a lot of rain or severe rain in a short amount of time, usually less than six hours. Flash floods are typically characterized by violent streams that tear through riverbeds, city streets, or mountain gorges following intense rainfall, destroying everything in their path.
What is an example of a flash flood?Examples include the 1976 Big Thompson Canyon incident in Colorado, which resulted in 144 fatalities, and the 1996 incident near the Spanish Pyrenean town of Biescas, which resulted in 86 fatalities. Devastating flash floods are frequently caused by tropical cyclones' torrential rains.
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What are the types of market economy?
There are two main types of market economies: free market economies and mixed market economies.
A free market economy is a system in which the prices of goods and services are determined by the open market and consumers. This economic system is based on supply and demand with little or no government control. This system promotes competition, which results in a wide variety of goods and services at competitive prices.
A mixed market economy, on the other hand, is a system in which both the private sector and the government play an active role in the economic process. The government will intervene in the market economy to regulate prices, ensure fair competition, and provide public services.
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MODELING REAL LIFE A city dumps plastic shade balls into a reservoir to prevent water from evaporating during a drought. It costs $5760 for 16,000 shade balls. How much does it cost for 12,000 shade balls?
In an effort to combat the impacts of California's drought, local authorities have been dumping 96 million black plastic balls into the city's 175-acre reservoir over a period of months.
In open-air water storage facilities, water-filled plastic spheres are utilized to lessen bromate formation caused by bird droppings. Due of the balls' instability, birds are deterred from landing on the water. The dark, UV-infused HDPE, or high-density polyethylene, spheres, often known as Shade Balls, encourage excellent water quality and minimize evaporation. The additional water within the shade balls keeps them submerged in the water during strong gusts and acts as a sort of barrio-like insulation for the ambient temperature, which helps to keep the water cooler and lessen evaporation. In order to produce a high-quality, long-lasting shade ball at a reasonable cost, Microdyne Plastics conceived and constructed the technique. The black hue and plastic UV additive will prevent the balls.
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Do landlords look at credit score?
Answer:
the landlord or property manager may pull your credit as part of the screening process
Explanation:
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What is it called when a domestic firm buys part of a foreign company or partners with a foreign company to create a new business
An international partnership [ A joint venture is when a domestic company acquires a portion of a foreign company or teams up with a foreign company to form a new entity.]
When a company, multinational corporation, or individual from one nation invests in the assets of another nation or acquires an ownership stake in its businesses, this is known as "foreign direct investment" (FDI).
It makes sense for a business to expand globally once it is capable of successfully competing locally or even within a nation. Customers all over the world can learn more about a business's products and services thanks to global marketing.
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Is hereditary a controllable risk factor?
Hereditary is not a controllable risk factor because all diseases can be avoided by adopting a healthy lifestyle.
What is controllable risk factor?Risk factors are classified as either controllable or uncontrollable. Risk factors are associated with a wide range of health issues, from stomach problems to heart attacks. A risk factor is anything that increases the likelihood of someone suffering an injury, disease, or other health problems. Everything that cannot be changed constitutes uncontrollable risk factors. Controllable risk factors, on the other hand, are anything that can be altered with specific treatments.Controllable risk factors are anything about which we can do something to change or reduce. Controllable risk factors can mostly be reduced by changing our daily behavior. As an example smoking is a risk factor for heart disease.To learn more about controllable risk factor refer to :
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Connor wishes to refinance his mortgage and pay off his credit cards without using any personal funds. He owes $75,000 on his first mortgage, $10,000 on his second mortgage, and $3,000 in credit card debt. What would his appraisal value need to be if his closing costs are $4,000 and he qualifies for an 80% LTV
If Connor's closing costs are $4,000 and he gets approved for an 80% LTV, his appraisal value would be worth a total of $115,000 in total.
What does appraised value actually mean?Your home's appraised value is the value given to it by a licensed real estate appraiser in order to make sure that your financial lender is not extending an unduly large loan. Simply divide the total of the two mortgages, credit cards, and closing costs by the Loan-to-Value (LTV) that Connor wishes to refinance to arrive at this conclusion.
Calculation of the aggregate sums of the two mortgages, credit card debt, and closing costs
$10,000 + $75,000 + $4,000 + $92,000 + $3,000
LTV = $92,000/ 0.8=$115,000
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What is an internment center?
Internment center or detention facility for political prisoners and members of national or ethnic minorities who are imprisoned due to state security concerns, exploitation, or retribution, typically by executive order or military order.
Instead of treating people as individuals and without the benefit of an indictment or a fair trial, these camps frequently place people there based on their association with a particular ethnic or political group. Concentration camps are to be distinguished from prisons housing inmates who have been found guilty of civil offenses in court as well as from prisoner-of-war camps housing captured soldiers who are detained there in accordance with the rules of war.
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The Pounds R Us Company produces weight lifting equipment. It has a long-term debt ratio [LTD/(LTD+Equity)] of .65 and a current ratio of 1.2. Current liabilities are $800, sales are $4000, the profit margin is 7%, and ROE is 25%. What is the $ amount of current assets?
$960 is the amount of current assets when current liabilities is $800 and current ratio is 1.2.
What type of asset is equity?On a company's financial accounts, equity is neither an asset nor a liability. Equity is the result of deducting obligations from assets. The balance sheet of a corporation shows equity. As it determines the position of any business owner, equity is a valuable asset to a company. Net worth, stockholders equity, and capital are other names for it. Equity may be determined by: Assets – Liabilities equal equity. Equity can be applied to a single asset, such a piece of real estate, or to a company by deducting liabilities from assets. The $100,000 difference, for instance, is equity if a homeowner has a house worth $400,000 but owes $300,000 on the mortgage.
Current ratio = Current Assets / Current liabilities
Current assets= 800*1.2= $960.
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A buyer of a house with a sales price of $100,000 is paying a $10,000 down payment and 2 discount points on a $90,000 loan. What is the total cost of the discount points
$3600: The discount points are calculated as 1% of the $90,000 total loan balance, not the purchase price.
How are discount points determined?The loan amount is taken into account while calculating points. One percent of the loan amount is represented by each point.
GIVEN:
$100k was paid for the goods.
$10,000 was spent.
(2) discount points
loan origination costs equal two points.finding out
sum of the point prices
solution
As we already know, the total point is 2 + 2.
where 1 point equals 1% of the loan balance.
Loan amount equals sale price minus payment.
Loan amount: $100,000 less $10,000 is $90000.
therefore $1 equals 1% of $90,000, or $900.
900 divided by 4 points equals $3600.
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A firm has total assets of $310,100, net fixed assets of $168,500, and liabilities of $425,650. The average daily operating costs are $2,980. What is the value of the interval measure
Interval measure is obtained by dividing liquid or quick assets by the average daily expenses of a company, $168,500/$2,980 = 56.54 days
Quick assets are objects that a corporation owns that have a market or exchange value and that are either already in monetary form or can be quickly turned into cash. Therefore, among most intensely liquid assets that a corporation owns are quick assets. Trade receivables, stocks and bonds, and cash and equivalents are some of them. Quick assets are utilised by businesses to compute several financial ratios, particularly the quick ratio, which are used in judgement call.
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For stability and economic reasons, we operate the transmission line with power angle in the range of:
The load, torque, or power angle is the name given to this lagging angle. " stands for it. The maximum torque angle required for stable functioning is 90°, or 0° to 90°.
What does a transmission line power angle mean?The power angle is the angular relationship between the internal and terminal voltages of a generator or the voltages at the source and load points of an electrical transmission line.
What does the power angle mean and why does it matter in the power system?When the power angle of a synchronous machine is changed, the Power Angle Curve provides information about its electrical power output. As we climb from 0 to 90°, the output grows sinusoidally, as can be seen from this chart. But a power angle that is more than 90 degrees.
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There are currently 15.34 million people who are not working but are available and actively looking for jobs and 506.21 million people who are employed. What is the unemployment rate
2.9% is the calculated unemployment rate at the moment.
When someone actively seeks a job but is unable to do so, this is referred to as being unemployed. The unemployment rate for any area is calculated by dividing the number of people in the area who are unemployed and actively seeking work by the total number of people in the region who are employed.
Since employed people and unemployed people make up the labor force, the total labor force is 506.21 + 15.34 = 521.55 million.
Next, the unemployment rate can be determined as follows:
Unemployment Rate = (Unemployed People / Total Labor Force) * 100
Ratio of Unemployment = 15.34 / 521.55 * 100
As a result, the unemployment rate is 2.9%.
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Clara is a clerk at a retail outlet. She earns $35,000 a year. She is allowed to work her schedule around her daughter's school athletic events, and because she has seniority over the other clerks, rarely has to work holidays. Jeff is a new designer for an engineering firm. He earns $75,000 a year. He must be at the office Monday through Friday from 8:00 to 5:00. His wife attends all their children's school events. His job is stressful, and if a project is due, he often works weekends and sometimes holidays, although from home. How would you compare Clara and Jeff's levels of job satisfaction
The three major job attitudes are Job satisfaction, Job involvement, and organizational commitment. More or less they all represent the same thing as whether the person is liking the job or not. Job satisfaction is about having a positive or negative feeling about the job.
Job Involvement is the level of involvement a person has in his or her job and how much they identify with the job's relevance and importance in the organization. Organizational commitment comes when a person wants to stay in the job because he or she likes the organization's values, culture, and job environment.
At the time of finishing up or bankruptcy of an organization, it desires to repay its money owed. The order wherein those are repaid is known as seniority. Description: All securities, be it bonds or stocks, are issued via the agency with a positive seniority connected to them.
With appreciation to an enterprise's capital structure, seniority refers back to the order of compensation to safety holders in the case of a default through the issuing employer. due to its extra degree of protection, a senior safety will typically provide lower returns than securities under it in the seniority hierarchy.
All securities, be it bonds or stocks, are issued with the aid of the organization with a certain seniority attached to them. As apparent, senior debts want to be paid before the junior ones. commonly, bonds/debts are the securities to be repaid first in case of polishing off of an organization.
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What are fixed expenses in a budget?
Operating cost are dependable costs with constant quantities and due dates for household budgeting.
What is Budgeting?The process of creating a budget involves estimating the total amount of income and spends for both the upcoming financial year, which may then be further broken into several divisions of quarters et months for ongoing evaluation.
What budgeting categories are there?Based upon this organization's current financial status, each budget is developed. The following are a few examples of basic budgets: Another name for this budget is a red flag budget. The business has produced a fundamental budget.
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Although the entrenched views of women remained, the war offered women more opportunities outside of the __________ sphere, including supporting the war effort as nurses or taking jobs such as clerks or managers.
The war gave women more domestic sphere outside of the home, including the chance to work as medics for the war effort or as clerks or managers, despite the ingrained ideas of women that persisted.
What role did women play in both sides' war efforts?Many women contributed to the war effort as nurses and assistants, while others went more openly and enlisted in the army, worked as spies, or were smugglers and smugglers.
Select all that apply to which of the following statements best enumerates some of the responsibilities of the Freedmen's Bureau.In addition to setting up schools and offering legal support, the Freedmen's Bureau offered food, lodging, and medical care. Additionally, it made an effort to relocate former slaves on territory that had been seized or abandoned during the conflict.
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