Answer:
Simple, stable
Explanation:
External environment
This is commonly known and includes factors, forces, outcomes, situations, and events outside an organization that influences or affect its performance.
The components of external environment includes: economic, demographic, technological, sociocultural, political/legal, global etc.
Stable-simple environment
This environment is said to be very stable and also predictable. The Few components are sort of similar and remain the same. And it requires little need for sophisticated knowledge of components.
What might happen if borrowers miss scheduled mortgage payments, fail to pay property taxes, or allow the property to fall into disrepair
Answer:
Authorize the property to deteriorate.
Explanation:
Example - Borrowers may suffer loan default if they fail to pay real estate taxes, allow their property to deteriorate, or miss regular mortgage payments.
Borrowers may suffer loan default if they skip regular mortgage payments, fail to pay real estate taxes, or allow the properties to fall into disrepair.
The inability of lower-income groups to sustain the same lifestyle as higher-income groups in the same community is known as:
Answer:
Relative deprivation
Explanation:
Relative deprivation is the inability of lower income groups to sustain the same lifestyle as higher income groups in their same lifestyle as higher income groups in their same community, often resulting in feelings of anxiety and inferiority.
It is the lack of resources such as money, food, clothes, rights, social equality necessary to maintain the quality of life considered acceptable within a given socioeconomic group.
Relative deprivation is a feeling of being worse of than the people one mingles with. For instance: when your group of friends or colleagues all have a car but you couldn't afford one at the moment.
It is important to shop around for credit because banks and financial institutions have varying credit histories. charge different fees. follow different laws. have varying discriminatory policies.
Answer:
follow different laws
Explanation:
In simple words, Shopping around is really a good idea, whether you're obtaining your first credit account or you've already established credit and want more of it. Searching widely is often the only way to locate a lenders that will cooperate with you. It's also the greatest method to obtain a decent bargain in some instances.
Different creditors have different laws, which affect their terms and conditions regarding interest rate, tenure etc.
Answer: The answer would be:
B: charge different fees.
Explanation:
Edge 2023
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For a closed economy, GDP is $18 trillion, consumption is $13 trillion, taxes are $2 trillion and the government runs a deficit of $1 trillion. What are private saving and national saving
Answer:
Private saving = $3 trillion
National Saving = $2 trillion
Explanation:
Private saving = GDP - Taxes - Consumption + Transfer payments
Private saving = $18 trillion - $2 trillion - $13 trillion + 0
Private saving = $3 trillion
Government runs a deficit of $1 trillion means its spending is $1 trillion more than the tax revenue.
So, National Saving = Private saving + Public saving
National Saving = $3 trillion + ($2 trillion - $3 trillion)
National Saving = $3 trillion + (-$1 trillion)
National Saving = $2 trillion
In a ________ economy, the government is minimally involved in the functioning of the economy but does act to protect consumers and impose some regulations on the market.
Answer:
mixed
Explanation:
An economy is a function of how money, means of production and resources (raw materials) are carefully used to facilitate the demands and supply of goods and services to meet the unending needs or requirements of the consumers.
Hence, a region's or country's economy is largely dependent on how resources are being allocated and utilized, how many goods and services are to be produced, what should be produced, for whom they are to be produced for and how much money are to be spent by the consumers to acquire these goods and services.
Basically, there are four (4) main types of economy and these are;
I. Command economy.
II. Free market economy.
III. Traditional economy.
IV. Mixed economy.
A mixed economy can be defined as a type of economy in which the government of a particular country is minimally involved in the allocation and production of goods and services while protecting the interest of the consumers and regulating the market by establishing laws.
Hence, when the government is minimally involved in the economic functioning of her country but does act to protect consumer interests and impose some regulations or sanctions on the market, this is referred to as a mixed economy.
Answer:
mixed
Explanation:
In a mixed economy, the government is minimally involved in the functioning of the economy but does act to protect consumers and impose some regulations on the market.
Martin's Yachts has paid annual dividends of $1.40, $1.75, and $2.10 a share over the past three years, respectively. The company now predicts that it will maintain a constant dividend since its business has leveled off and sales are expected to remain relatively constant. Given the lack of future growth, you will only buy this stock if you can earn at least a 12% rate of return. What is the maximum amount you are willing to pay to buy one share of this stock today
Answer:
$17.50
Explanation:
Price i would be willing to pay = last dividend paid / rate of return
2.10 / 0.12 = $17.50
Although the perpetual inventory system updates accounting records after each sale, a physical count is necessary at year-end to identify issues such as ________ and
Answer:
customer theft; spoilage.
Explanation:
A perpetual inventory system is a type of inventory management that continuously records in real-time the amount of inventory sold or purchased through the use of enterprise software or technological software applications such as a point of sale (POS).
Under a perpetual system of inventory, updates of the journal entry for cost of goods sold or received would include debiting accounts receivable and crediting sales immediately as it is being made or happening. The advantage of the perpetual system of inventory over the periodic system of inventory is that, it ensures the inventory account balance is always accurate provided there are no spoilage, customer theft, etc.
. My typing speed isn't as fast as I would like, but this position doesn't require me to use the computer. b. To tell the truth, I become frustrated with lazy coworkers who don't pull their own weight. c. I've worked hard to eliminate every weakness, and I am confident you will find me the perfect employee for this position. d. Some people complain that I'm a workaholic with nearly too much passion for this field.
Answer:
b
Explanation:
An investor who commits a sizable portion of her portfolio to long-term AAA-rated bonds would be exposing herself to
Answer: uncertainty about the ability of the issuer to make timely payments of interest and principal
Explanation:
AAA refers to the highest possible rating which can be assigned to the bond of an issuer by the main credit rating agencies. It should be noted that AAA bonds possesses a high degree of creditworthiness.
An investor who commits a sizable portion of her portfolio to long-term AAA-rated bonds would be exposing herself to uncertainty about the ability of the issuer to make timely payments of interest and principal.
All of the following are true about a corporation except: multiple choice a corporation is separate from its owners. a corporation issues bond certificates to its owners. a corporation may be either privately held or publicly held. a public sale refers to selling stock on an organized stock market.
Answer:
a corporation issues bond certificates to its owners
Explanation:
In the corporation, the business entity is separated from the owners, it can be either public or private. Moreover, the public sale means the sale of the stock is to be made on the stock market i.e. organized.
But it does not issued the bond certificate to the owners of the corporation
So as per the given situation, this is not true option
All of the following are true about a corporation except a corporation issues bond certificates to its owners. The correct option is a.
A corporate bond is an instance of debt security that a company issues and sells to investors. The company receives the capital it requires, and the investor receives a predetermined number of payments for interest at either a rate of interest that is either fixed or variable. When the bond "reaches maturity," or expires, the payments come to the initial investment is returned.
The bond is generally backed by the company's ability to repay, which is determined by its future revenue and profitability prospects. Physical assets of the company may be used as collateral in some cases.
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A task force refers to any Question 1 options: informal group that has the same members as the permanent task-oriented group. formal group whose members work permanently and spend most of their time in that team. temporary team formed to solve a problem, realize an opportunity, or design a product or service. formal group whose members must be able to perform all tasks of the team.
Answer: temporary team formed to solve a problem, realize an opportunity, or design a product or service.
Explanation:
A task force is formed for the purpose of finding out how to fix a certain problem or realize a product or service.
Once this problem has been fixed or this good realized, the task force is disbanded because it is a temporary group that has fulfilled its objectives and so no longer has to be in effect. For instance, countries have Cov-id-19 taskforces who help coordinate responses to Corona and they will be disbanded when Corona is gone.
On January 1, Garcia Supply leased a truck for a four-year period, at which time possession of the truck will revert back to the lessor. Annual lease payments are $10,000 due on December 31 of each year, calculated by the lessor using a 5% discount rate. Negotiations led to Garcia guaranteeing a $36,000 residual value at the end of the lease term. Garcia estimates that the residual value after four years will be $35,000. What is the amount to be added to the right-of-use asset and lease liability under the residual value guarantee
Answer:
Following are the response to the given choice.
Explanation:
A residual value guaranteed 36000
Less: Residual value expected 35000
Difference 1000
5%, 5 periods PV Factor 0.7835
PV of the amount added $784
Added Amount = $784
Which component of an enterprise resource planning (ERP) system provides business-to-consumer (B2C) information related to order status and business-to-business (B2B) information related to suppliers and business partners
Answer:
E-commerce
Explanation:
Enterprise resource planning can be regarded as one that encompass
technologies as well as systems that is used by companies in managing and integrating their core business.
Electronic commerce known as
can be regarded as E-commerce and can be explained as buying as well as selling of goods/services, it can as well be defined as transmitting of funds as well as data through electronic network, these could be the internet. These business transactions can appear as business-to-business (B2B), it can also be seen as business-to-consumer (B2C), it also be in form of
consumer-to-consumer as well as consumer-to-business.
It should be noted that E-commerce
component of an enterprise resource planning (ERP) system provides business-to-consumer (B2C) information related to order status and business-to-business (B2B) information related to suppliers and business partners
Suppose that you purchase a 182-day Treasury bill for $9,850 that is worth $10,000 when it matures. The security's annualized yield if held to maturity is about A. 1.5%. B. 2%. C. 3%. D. 6%.
Answer:
Annual interest rate= 3%
Explanation:
Giving the following information:
Present value= $9,850
Future value= $10,000
Number of days= 182
First, we need to calculate the daily interest rate. We will use a financial calculator (the formula is incredibly difficult to use):
Function= CMPD
n= 182
I%= SOLVE = 0.0083
PV= 9,850
FV= -10,000
Now, the annual interest rate:
Annual interest rate= 0.0083*365= 3.02 = 3%
Paden Company purchased merchandise from Emmett Company with freight terms of FOB shipping point. The freight costs will be paid by the
Answer:
Buyer (Paden Company)
Explanation:
The freight costs will be paid by the Buyer. FOB shipping point means that the Buyer takes all the risks and rewards associated with the purchase as soon as the goods leave sellers location.
Gershwin Wallcovering Inc. shipped the wrong shade of paint to a customer. The customer agreed to keep the paint upon being offered a 15% price reduction. The price reduction is an example of a:
Answer:
Sales allowance.
Explanation:
From the question we are informed about Gershwin Wallcovering Inc. shipped the wrong shade of paint to a customer. The customer agreed to keep the paint upon being offered a 15% price reduction. In this case, The price reduction is an example of a Sales allowance.
Sales allowance can be regarded as a reduction in the price that was charged by a seller, this reduction usually occur due to a problem with the product or service that is been sold. The problem could be incorrect price as well as quality problem or short shipment.
The kinds of factors that might be reviewed when considering the "economic" aspect of the pestel include
The available options are:
A. Changes in disposable income per capita
B. Changes in the average age of different consumer groups
C. Judicial outcomes that impact product liability within an industry
D. The election of a conservative congress
E. Changes in the speed of internet communication capabilities
Answer:
A. Changes in disposable income per capita
Explanation:
Considering the available options, the kinds of factors that might be reviewed when considering the "economic" aspect of the pestel include "Changes in disposable income per capita."
This is because, it is an option that depicts ECONOMIC instead of a socio-cultural, political, or technological factor.
PESTEL is an acronym for Political, Economic, Social, Technological, Legal and Environmental factors.
Suppose a competitive industry faces an increase in demand (i.e., the demand curve shifts upward). What are the steps by which a competitive market ensures increased output? Will your answer change if the government imposes a price ceiling? If demand increases, then output will increase with competition because A. price will decrease, decreasing profit, prompting existing firms to stop producing output. B. average cost will decrease, increasing profit, prompting . C. price will become less than marginal cost, prompting . D. price will increase, increasing profit, prompting . E. price will increase, increasing profit, prompting .
Answer: price will increase, increasing profit, prompting new firms to begin producing output.
Explanation:
If competitive industry faces an increase in demand that is, the demand curve shifts upward, this will lead to.a increase in the price of the food or service.
As a result of the fact that there is an increase in price coupled with the increase in demand that resulted in the rice in price, then the profit will increase. This will prompt new firms to begin producing output.
A company is planning to conduct an IPO and has decided to list its stock on Nasdaq. If the company currently has nine directors on its board, but only four of them are independent, the company must appoint a minimum of:
Answer: D. Two new independent directors
Explanation:
Nasdaq rules require that companies listing should have more independent directors on a board than dependent ones as it is believed that they would be able to better protect the interests of shareholders.
In order to fulfill this requirement therefore, the company would have to appoint two new independent directors which would increase the number of directors to 11 and the number of independents to 6 thereby giving them a majority.
During the purchase decision process, an individual at the __________ stage will perceive differences between his or her ideal and actual situations big enough to trigger a decision.
Answer:
"Problem recognition" is the correct answer.
Explanation:
An empirical investigation has said that the initial phase of the development procedure of the customer and therefore its approach to buying seems to be the acknowledgment of problems that arise when consumers realize that perhaps the problem would also have to be solved.This is whenever the customer sees a requirement and is driven to rectify the conflicts.Carlos is asked about a product that he has never seen or used before. In this scenario, Carlos is likely to
Answer:
find it difficult to communicate meaningful opinions.
Explanation:
Communication is the process by which an individual passes across information in a form that can be understood by the recipient, and it should elicit the desired action in the receiver.
However if the sender has insufficient information he will not be able to access relevant information.
This is the situation in the given scenario where Carlos is asked about a product that he has never seen or used before. In this scenario.
He is likely to find it difficult to communicate meaningful opinions.
How does data analytics play a vital role in today’s business world? Multiple Choice By allowing data to be organized into predefined tables and fields. By defining three main categories of classes that help organize a company’s data structure models. By examining data to generate models for predictions of patterns and trends. By capturing the ever-increasing transaction activity of large companies.
Answer:
C. By examining data to generate models for predictions of patterns and trends.
Explanation:
Business data analytics can be regarded as practice whereby
specific set of techniques as well as competencies and procedures are put into application in order to perform the continuous exploration as well iteration, and investigation regarding past business days and current one, so that insights about a business which brings about improved decision making can be obtained, and models that can predicts patterns and trends can be generated. It should be noted that data analytics play a vital role in today’s business world by examining data to generate models for predictions of patterns and trends in business.
Dan (driving his own car) picked up his friend Rodney to drive to their softball game. Both Dan and Rodney have a Personal Auto Policy (PAP) with $5,000 of medical payments coverage per person. Dan hit a parked car, and Rodney was injured, incurring $9,000 of medical expenses. How will this claim be settled under the other insurance provision of the PAP
Answer:
B) Dan's insurer will pay $5,000 and Rodney's insurer will pay $4,000.
Explanation:
Based on the information given How will this CLAIM BE SETTLED under the other insurance provision of the PAP 1 is that Dan's insurer will pay the amount of $5,000 since Both Dan and Rodney HAVE A PERSONAL AUTO POLICY (PAP) with $5,000 of medical payments coverage and Rodney's insurer will pay the amount of $4,000 ($9,000-$5,000).
Therefore the claim will be settled when Dan's insurer pay $5,000 and Rodney's insurer pay $4,000.
Greece can produce either 100 bushels of oranges or 20 bushels of tomatoes using all of its available resources, and Turkey can produce either 40 bushels of oranges or 30 bushels of tomatoes using all of its available resources. How many bushels of oranges will Greece produce after specialization and trade, assuming that each country fully specializes in the good in which it has a comparative advantage
Answer:
100 bushels of oranges
Explanation:
A country has comparative advantage in production if it produces at a lower opportunity cost when compared to other countries.
for Greece
opportunity cost of producing oranges = 20 / 100 = 0.2
opportunity cost of producing tomatoes = 100/ 20 = 5
For turkey
opportunity cost of producing oranges = 30 / 40 = 0.75
opportunity cost of producing tomatoes = 40 / 30 = 1.33
Greece has a comparative advantage in the production of oranges. If it specialises in the production of oranges, it would produce 100 bushels
Greece has an advantage in producing oranges i.e. 100 bushels of oranges.
What does the opportunity cost?Opportunity cost is often regarded as an opportunity lost because it means the loss of cost while selecting one alternative in place of another.
Given: Oranges or Tomatoes
Greece = 100 bushels 20 bushels
Turkey= 40 bushels 30 bushels
1. Calculation for Greece=
opportunity cost of oranges production= 20 / 100 = 0.2
opportunity cost of tomatoes production = 100/ 20 = 52.
2. Calculation for Turkey=
opportunity cost of oranges production = 30 / 40 = 0.75
opportunity cost of tomatoes production = 40 / 30 = 1.33
By the above calculations, we can say that Greece has a comparative advantage in the production of oranges. If it specializes in producing oranges.
Therefore, the above calculation shows that Greece has an advantage in producing oranges.
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Rather than have the top level of management make all the decisions, Jake's company gives all lower-level managers the authority to make decisions for his or her department. Jake's company operates as a(n) ______ organization
Answer:
Decentralised organisation
Explanation:
Decentralised organisation are those in which most of the authority to perform tasks is given to.lower level management or even individual teams.
This results in a system where decisions are made faster.
Also a small amount of control is maintained for major decisions.
In the given instance Jake's company gives all lower-level managers the authority to make decisions for his or her department, this is a decentralised organisational system
Weavers Inc., a popular clothing brand, has been providing its customers with the best quality silk products for many years.The employees of Weavers Inc.use pink berry silkworms for their silk products and weave their greased silk threads in such a way that they produce different shades of colors when held at different angles.Weavers Inc.has been providing unmatched service toward millions of customers around the world.Other companies have tried to imitate their products and services, but have not been successful.Few competitors who captured these silkworms did not know the precise temperatures that were essential for their breeding and survival.Which of the following factors of inimitability does this scenario regarding Weavers Inc.best reflect?
A) Positive network externalities
B) Tacit knowledge
C) Time compression diseconomies
D) Causal ambiguity
Answer:
B) Tacit knowledge
Explanation:
Tacit knowledge or implicit knowledge is an opposited of the explicit knowledge. It is the knowledge in which it is very difficult to express also it is very difficult for the transfer purpose. It consist of the experience, intuition, insight, etc
So as per the given situation, it is the tacit knowledge that represent the given scenario
Hence, the option b is correct
What is NOT a reason why ERP systems are expensive?a) The software is expensive.d) They need organizational changes and change how people work.b) There is an immense amount of work required to implement. e) They do not require business process redesign.c) There are a variety of covert costs like support, training, and project management.
Answer:
e) They do not require business process redesign.
Explanation:
Enterprise resource planning is a software management system that aims at unifying data in modern businesses thus ensuring a smooth flow of information. Since ERP's do not require a redesign of the business process, but rather improve on them, they in effect save cost for the organizations.
When ERP's are introduced in businesses, the staff will need to be trained on how to use the software. This training and support will come with financial costs. Also, the software itself costs a lot of money and will change the way the business is run.
What does a speech-language pathologist do?
Answer:
work to prevent, assess, diagnose, treat, and help to prevent communication and swallowing disorders in children and adults.
.
Explanation:
What may a vertically integrated company need to do when there are improvements in technology at the supply stage of the value chain? (Choose every correct answer.)
Answer:
• may be required to incur high costs for abandoning old technologies in an effort to keep pace with suppliers.
• may need to continue producing suboptimal products rather than upgrading its technology
Explanation:
You didn't provide the options but I searched online and got the options from which the correct answers were chosen.
Vertical integration occurs when the suppliers or retailers is being controlled or owned by a company and hence, control its supply chain. This brings about reduction in costs and the improvement in efficiencies.
When there are improvements in technology at the supply stage of the value chain, the company will need to:
• may be required to incur high costs for abandoning old technologies in an effort to keep pace with suppliers.
• may need to continue producing suboptimal products rather than upgrading its technology
Mother and Daughter Enterprises is a relatively new firm that appears to be on the road to great success. The company paid its first annual dividend yesterday in the amount of $.28 a share. The company plans to double each annual dividend payment for the next three years. After that time, it is planning on paying a constant $1.50 per share indefinitely. What is one share of this stock worth today if the market rate of return on similar securities is 11.5%
Answer:
$12.43
Explanation:
Price of the stock can be determined by calculating the present value of the stock
Present value is the sum of discounted cash flows
Present value can be calculated using a financial calculator
Cash flow in year 1 = 0.28 x 2
Cash flow in year 2 = 0.56 x 2
Cash flow in year 3 = 1.12 + 1.50 0.115
I = 11.5
PV = 12.43
To find the PV using a financial calculator:
1. Input the cash flow values by pressing the CF button. After inputting the value, press enter and the arrow facing a downward direction.
2. after inputting all the cash flows, press the NPV button, input the value for I, press enter and the arrow facing a downward direction.
3. Press compute