Choose all that apply. Select the differences between saving and investing. Investing is riskier, but has the potential for a higher rate of return. Savings accounts are not federally insured. Some investments earn dividends. Savings accounts earn interest. To collect money from an investment, it is necessary to sell the investment.

Answers

Answer 1

Answer:

Investing is riskier, but has the potential for a higher rate of return.

Explanation:

Savings is the action of putting money aside for future use.  An individual saves when they have money that they do not have an immediate use for, or to accumulate funds for a set objective. Saving is risk-free as the money is simply kept aside in a secure place, preferably a bank account.

Investing is engaging in commercial activities to generate wealth. It involves making decisions on activities that result in profits. However, there are chances that the selected activities might result in losses rather than profits as intended. Activities that present higher chances of profits bear higher chances of big losses.

Saving is risk-free as the probability of losing money is minimal compared to investing, which offers chances of profits, but losses are possible.


Related Questions

Who benefits from fashion forecasting?

Answers

Answer:

textile developer is the answer

Answer:

textile developer

Explanation: ON PLATO

En un proceso de producción el PC total ha sido de 254.265 €. Determina los márgenes unitarios sabiendo que el margen bruto es el 40 %, los gastos de comercialización ascienden a 29.500 € y las unidades producidas han sido 2.200.

Answers

Answer:

not having answer

Explanation:

ok plz search on GOOglE

Patrick's lease is ending soon, and he wants to rent at a different apartment complex. He
wants to be sure his own history as a tenant is accurate. What legislation can he use to
protect himself in that regard?
The Fair Credit Reporting Act
The Credit Card Accountability Responsibility and Disclosure Act
The Fair Debt Collection Practices Act
The Truth in Lending Act

Answers

Answer:

The Fair credit reporting act

Explanation:

Answer:

A

Explanation:

Samantha has a student loan. The loan amount is $15,000 for 10 years. Her interest rate is 8.25%. Use the Loan Calculator (Links to an external site.) to answer the following question. (Do not use commas or dollar signs in your answers.) How much will Samantha pay in interest?

Answers

Answer:

The amount paid each month would be 125$

The amount  will Samantha pay in interest is $12,375

Step-by-step explanation:

In order to calculate How much will Samantha pay each month we would have to make the following calculation:

loan amount is $15,000 for 10 years

Therefore, amount paid each year would be=$15,000/10=$1,500

Hence, amount paid each month would be=$1,500/12=125$

In order to calculate How much will Samantha pay in interest we would have to make the following calculation:

I=P*r*n

I=$15,000*8.25%*10

I=$12,375

The amount  will Samantha pay in interest is $12,375

what is the amount of tax paid for the year

Answers

Answer:

3428.57142857

Explanation:

Pedro wants to open his own business. To get a loan for the business, the bank needs him to give them some collateral. What is a logical choice for Pedro to give the bank as collateral?

Answers

Answer:

see below

Explanation:

Collateral refers to a valuable asset that a borrower offers to a lending institution to guarantee that they will repay the requested loan. Usually, collateral has a higher value than the loan amount. Collateral reduces the risk to the lender, which translates to lower interest rates.

Examples of assets that Pedro can use as collateral include.

1. Motor Vehicles

2. Properties such as land and Buildings

3. Machinery and equipment

4. Inventory

Answer:

answer is his house

Explanation:

plz post fun questions plz i need points plzzzzzzzzzzz

Answers

Answer:

Dun. Mark brainliest plz

Explanation:

Catherine is starting her own catering company. So far she has researched
her competitors, created a business plan, and set up her company as an LLC.
What is Catherine's next step in planning her new business?
A. She needs to acquire funding for her business.
B. She needs to set the price list for her catered goods.
C. She needs to determine what items she will sell at her business.
D. She needs to create advertisements for her business.

Answers

Answer:

A. She needs to acquire funding for her business.

Explanation:

Took the test

Catherine's next step in planning her new business is that She needs to acquire funding for her business. Option (a) is correct.

What do you mean by Planning?

Planning is Setting goals and choosing a course of action to achieve them are both part of the management task of planning. Managers must foresee future situations and be aware of the current environmental factors affecting their firm.

We can determine the parameters of scale, type, location, and how to effectively manage by having a thorough understanding of the distinctive features of your opportunity. Additionally, we'll give you details about regional rivalry and market trends so you may evaluate the potential of a new business.

Therefore, Option (a) is correct. Catherine's next step in planning her new business is that She needs to acquire funding for her business.

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1- Describe three different types of consumers 2- identify at least three ethical factors in.making consumption decisions 3- explain at least two factors that you will personally consider in future consumption choices and think how to prevent it

( if you joke around you will get reported no )

Answers

Answer:

1. Three different types of consumers : herbivores,omnivores and carnivores

2.Identify at least three ethical factors in:knowledge, values, personal goals,

3. It's a personal question:

but what it means is what are two words you would like to add to your life that will help you in the future and how you can prevent the bad things about you.

All of the following is a capital resource EXCEPT
a pickup truck
a factory
lumber
employees

Answers

Answer:

employees

Explanation:

This is because employees are classified as labor not capital

Answer:

d. employees

Explanation:

What type of forces is acting on an object that prevents the object from moving? (2 points) a Balanced forces b Friction forces c Gravity forces d Unbalanced forces

Answers

Friction is a force that slows or stops motion. Friction is the resistance to motion created by two objects rubbing against each other (the sled and the snow, for instance). Even air causes friction. Friction forces is your answer.

Answer:

Friction

Explanation:

Friction is a force that resists relative motions of solid surfaces, etc

Which type of worker would most likely be able to begin work after receiving a high school degree and completing an on-the-job apprenticeship?

Answers

Answer:

LiveStock

Explanation:

Answer:

A miner I think. If that is one of the choices you have on your test.

Explanation:

Good luck. Tell me if this is wrong.

What types of inquiries are on Caroline's credit report? How are those inquiries impacting her
credit score?

Answers

Answer:

Inquires viewed by you and inquires view by others. (The amount of times that you have applied or tried to apply for a credit card).

Explanation:

Each inquiry is under a different kind of address.

- 1 Spending Lane Anywhere, NY 10000

- 1000 Freeride Blvd Anywhere, NY 10000

- 1983 Griswold Blvd Anywhere, CA 10000

- 1 Bureau Road Anywhere, FL 00000

- 2345 Main Street Anywhere, DE 10000

- PO Box 123 Anywhere, DE 00000

It shows how many times that shes tried to apply for a credit card and shows how many times she's been declined. Which is bad because it means that they won't accept her for the credit card that she might apply for.

write a paragraph of your aim only to lead on ideal life​

Answers

My aim is to become a neurologist . I want to be able to help others in this field of medicine along with educating others about the nervous system. I want to inspire others to finish school so they can chase dreams as well. Being a neurologist could help so many people. Finishing high school with good grades would be first, next would be college. A good sustainable and efficient/effective college would allow me to get the best out of it. After this I plan to take on more levels of education in order to be the one of the best neurologists.

Is there anyway to make money as a teen (Online), I am 14.

Answers

this is not online buttttt, if you’re in high school you can get a work permit, so that when you look for jobs it will be easier to apply to certain places. Although since you’re 14, you would have to work minimal, which is something that most jobs do not consider :(. But online you can try investing?

Click this link to view O*NET's Tasks section for Librarians. Note that common tasks are listed toward the top, and less common tasks are listed toward the bottom. According to O*NET, what are common tasks performed by Librarians? Check all that apply. teaching classes on topics related to information, libraries, and technology o teaching computer skills to patrons O rebuilding library computers when they have serious problems writing tive stories and poems to be published and purchased by libraries O analyzing patrons' requests to help them locate needed information O searching reference materials to answer patrons' questions​

Answers

Answer:

1.Teaching Classes on Topics related to information, libraries,  and technology

2.Teaching computer skills to patrons

5.analyzing patrons’ requests to help them locate needed information

6.searching reference materials to answer patrons’ questions

Explanation:

Correct on Edge 2020

Librarians' common activities, according to O*NET, include analyzing patron requests to assist them in locating necessary information, continuing to search reference materials to actually respond patrons' research question,

Also teaching classes on important subjects related to the information, library resources, and future technologies, and attempting to teach patrons computer knowledge.

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How do many people become millionaires?

A) All of these

B) They save aggressively.

C) They avoid debt.

D) The invest their money.

Answers

Answer:

all of the above is the answer

a.) all of these

thats the correct answer

3. Which is not an example of managerial organizing?
A. Using color-coded file folders
B. Using a calendar to track appointments
C. Getting to meetings on time
D. Performing employee reviews

Answers

the correct answer is a. using color-coded file folders

help!!!!! need ASAP!!!
A country that allows the value of its currency to be set by global supply and
demand for that currency has a(n) exchange rate.
A. fixed
B. inflated
c. trade-weighted
D. flexible

Answers

Answer:

D. flexible

Explanation:

An exchange rate set by the market forces is a flexible exchange rate or a floating exchange rate. The demand and supply forces of the currency determine the exchange rate in the Forex market. Since governments are a major stakeholder in a country's exchange rate, it makes some efforts to influence the exchange rate.

If the demand for a currency is high, its value increases, meaning other countries will spend more buying it. When demand is low, its value declines, which makes imports expensive.

Answer:D

Explanation:

Teresa is considering purchasing a home for $220,000 by taking out a loan with an interest rate of 4.3% for 30 years. What would her monthly payment be?

Use the monthly payment formula to calculate the monthly payment for this loan:

M =
M = monthly payment

P = principal

r = interest rate

t = number of years

Answers

Answer:

$1,088.144

Explanation:

The applicable formula is as below as derived form annuity concepts.

M  = PV   ×      r        

                       1 − (1+r)−n

where p= $220,000

r = 4.3% interest rate per year;

             Per month interest  rate = 0.043 /12=0.00358

r = 30 year, in months = 30 x 12 =360

 

Therefore

M= $220,000  x    0.00358

         1-(1+0.00358) ^ - 360

M=$220,000 x   0.00358

                            1 - 0.2762

M = $220,000 x(0.00358 /0.7238

M = $220,000 x 0.00494611

M = $1,088.144

For each of the roles below, write a paragraph or two supporting or opposing a tariff that is being considered to tax imported fruit. Each response should contain the following:
-What your position is
-Why you support this position
-Why others would agree with your position
-How the consumers, producers, and government will be affected by this tariff.

1. You are a farmer, growing mangoes in California. Due to a recent drought, your crop has been particularly bad this year. The Chilean mango crop, on the other hand, is particularly good this year.

2. You are the proprietor of a restaurant that specializes in tropical cuisine. You use mangoes and other tropical fruits in many of your dishes. Since the competition in the restaurant industry is stiff, you’re always competing to stay in business.

Answers

Answer:

1. You are a farmer, growing mangoes in California. Due to a recent drought, your crop has been particularly bad this year. The Chilean mango crop, on the other hand, is particularly good this year.

As a farmer I would support high import tariffs in order to increase the price of imported mangoes. If the world price of mangoes is very high, then I will be able to charge a higher price for my own production.

Since this was a very bad year for domestic mangoes, a very high price would allow me to recover some of the losses and stay in business. Several families are directly and indirectly affected by whether my business continues or not. I have employees and suppliers that would be negatively affected if I have to close my farm.

By increasing import tariffs, the government will earn higher taxes for every mango imported. The government also has the duty to protect local businesses.

2. You are the proprietor of a restaurant that specializes in tropical cuisine. You use mangoes and other tropical fruits in many of your dishes. Since the competition in the restaurant industry is stiff, you’re always competing to stay in business.

I oppose import tariffs, and if possible they should be eliminated. Import tariffs increase the price of goods, both domestic and imported, increasing my production costs and reducing my income.

Even though import tariffs might help a small amount of local businesses, it hurts society as a whole. Customers have to pay higher prices for mangoes, or any type of product, that should be purchased at much lower prices. The economic loss resulting from import tariffs and negatively affecting consumers and other businesses offsets by far any economic benefit generated by them. If such actions are taken, the domestic mango industry will be unfairly treated just like the sugar industry and a few others that hurt the entire economy and benefit only a few.  

The government has the duty to do what is best for its citizens and businesses, and it cannot help a handful of businesses by hurting a very large group of other businesses and consumers. Government revenue will also decrease since steep tariffs will prevent any mangoes from being imported, reducing government revenue to zero.

A person’s credit score can range from a low of 300 to a high of what number?

Answers

Answer:

yea i did this yesterday :) 850 ^^^^^^^

Explanation:

A person's credit score can range from a low of 300 to a high of 850 numbers.

A credit score is a number from 300 to 850 that rates a consumer’s creditworthiness. The higher the score, the better a borrower looks to potential lenders.

A credit score is based on credit history: number of open accounts, total levels of debt, repayment history, and other factors. Lenders use credit scores to evaluate the probability that an individual will repay loans in a timely manner. There are several different credit bureaus in the United States, but only three that are of major national significance: Equifax, Experian, and TransUnion. This trio dominates the market for collecting, analyzing, and disbursing information about consumers in the credit markets.

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I'm starting a baking business any one know how to photo shot for a better background so my picture can look nice

Answers

Answer:

yes do ctrl shift and the box with two lines

Explanation:

9. If $1.00 at 5.5%interest compounded daily
has a value of $1.00513 after 34 days, how
much interest would June Akin's account
have earned on $5,000.00 after 34 days?
(Step by step) please

Answers

Answer:

After 34 days, Akin's bank account would have $5,034.11

Explanation:

Given that 5.5% annual interest, if compounded daily, represents a daily interest of 0.015%, to determine the total amount that Akin's account will have if its initial amount were $ 5,000 after 34 days of investment, the following must be done calculation:

X = 5,000 x (1 + 0.015) 34

X = 5,034.11

Therefore, after 34 days, Akin's bank account would have $5,034.11.

A nonprofit organization is trying to convince a mayor to adopt a Citywide recycling program the group includes this sentence and its presentation according to the governmental sources 75% of waste is recycled wool but only 30% is actually recycled which type of hook is it being used A)call to action B)funny story C)question D)statistic

Answers

Answer: call to action

Explanation:

The answer to the question is call to action because:

The non-profit organization wants the mayor to adopt a citywide recycling program. The organization wants the mayor to take action against pollution by adopting this program. This is an example of call to action.

Best of Luck!

Answer:

d

Explanation:

Tell me why you would use a local bank or an online bank.

Answers

I would use a local bank because I’m more used to the idea and trust the usage of this type of banking system. As for online banking, there may be some complications that may occur, such as hackers or technical difficulties.

Units sold 1,200 Price $ 10 Sales $ 12,000 Variable manufacturing costs 4,800 Fixed manufacturing costs 2,400 Variable selling costs 1,200 Fixed administrative costs 1,200 Required: Using the data provided, compute the margin of safety and margin of safety ratio.

Answers

Answer:

Margin of safety is 480 units

Margin of safety ratio is 40%

Explanation:

The Margin of Safety is the difference between sales and Breakeven sales in terms of Dollar or Volume.

First, we need to calculate the following values

Fixed cost = Fixed manufacturing costs + Fixed administrative costs =  $2,400 + 12,00 = $3,600

Variable cost = ( Variable manufacturing costs + Variable selling costs ) / Units sold = ( $4,800 + $1,200 ) / 1,200 units = $5

Contribution per unit = Selling price - Variable cost =  ) = $10 - $5 = $5

Breakeven sales = Fixed cost / Constribution = $3,600 / $5 = 720 units

To calculate the Margin of Safety, use the following formula

Margin of Safety = Sale - Breakeven sale = 1,200 units - 720 units = 480 units

Margin of safety ratio = Margin of safety / Sales = 480 units / 1,200 units = 0.40 = 40%

Which of the following examples demonstrate education and qualifications that are most helpful for Energy
Generation careers? Check all that apply.
Lorena can work for long hours in challenging conditions.
Vaughn is creative in thinking of new ways to harvest materials from the ground.
Richelle is a Hydroelectric Production Manager with a bachelor's degree.
Georgiana is a Loading Machine Operator with a master's degree.
Nolan is good at persuading customers to purchase products.
Randy knows how to operate a cash register to process customer payments.

Answers

Answer:

Lorena can work for long hours in challenging conditions.

Vaughn is creative in thinking of new ways to harvest materials from the ground.

Richelle is a Hydroelectric Production Manager with a bachelor’s degree.

Energy is referred to as the capability or the capacity to work that is acquired only when the individual has some knowledge about the task that has to be performed.  

The correct options are:

Lorena can work for long hours in challenging conditions. Vaughn is creative in thinking of new ways to harvest materials from the ground. Richelle is a Hydroelectric Production Manager with a bachelor’s degree.

These options best illustrate the education and qualification that is very and utmost useful for energy. The energy here means the growth and development of the individual. This is only possible when the person carries some of the education and the qualification in his hands to stand in the crowd with confidence and clarity in the performance.

To know more about the  education and qualifications that are most helpful for Energy  Generation careers, refer to the link below:

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3. Most employers will pay their employees by directly depositing their paycheck into their checking account. According to his check account statement, John was a paid Every .
A. $200.00, 3 weeks
B. $694.81, 2 weeks
C. $300.00, 1 month
D. $100.00, 2 weeks

Answers

Answer: B. $694.81, 2 weeks

Explanation:

John's payment will be an amount that is deposited into his account and therefore increases it. It will also have a detail that references it to being a salary such as wages, payroll, salary etc.

Looking at the statement, you will notice that there was a payroll payment of $694.81 on October 14,2018 which would make this John's salary. Two weeks later on October 28,2018, he got another payment which means that he gets paid twice a month and the salary is $694.81.

The payment made to John and its duration would be as follows:

B). $694.81, 2 weeks

Account Statement

As per the account details, the payroll payment dated 14th October 2018 displays an amount of $694.81.

This amount exemplifies his salary as the other transactions demonstrate withdrawals.

On 28th October 2018, he receives another payroll deposit of the same amount i.e. $694.81.

Therefore, it can be concluded that he is paid a sum of $694.81 every two weeks.

Thus, option B is the correct answer.

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Choose the correct terms to complete the sentence.
Larry owns his own gym. He is the only owner. His liability is 1.______
a. unlimited
b. partnership
c. limited
d. undetermined
and he runs a 2._____
a. public company
b. sole proprietorship
c. partnership
Neville is the CEO and shareholder of a company that sells household cleaning products. The company has 75 shareholders and is not
traded on a stock exchange. Neville's company is a 3._____
a. sole proprietorship
b. partnership
c. public company
d. private-limited company
and his liability is 4.______
a. limited
b. unlimited
c. undetermined

Answers

Answer:

unlimited

sole proprietorship

private-limited company

limited

Explanation:

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