Carlos approaches a bank for home loan. He is denied the loan when the verification of his credit history through his credit report reveals he has defaulted in the payment of a car loan. Carlos realizes that the information provided by the credit bureau is erroneous. Which law allows for action to be taken in case of errors in his credit report? A. Fair Debt Collection Practices Act B. Fair Credit Billing Act C. Fair Credit Reporting Act D. Credit Card Accountability, Responsibility and Disclosure Act

Answers

Answer 1

Answer:

C. Fair Credit Reporting Act

Explanation:

Fair Credit Reporting Act was brought into action to lay governance on the credit bureaus regarding their consumers' credit information. The act presents the rules and regulations to be followed to obtain and present the credit details of the consumers. Also, it looks over the manner in which the details are shared with the consumers and others for various other purposes.

According to the given excerpt, the Fair Credit Reporting Act allows Carlos to take an action in case of any error found in his credit report.

Answer 2

Answer:

C.  Fair Credit Reporting Act

Explanation:


Related Questions

During a storm a tree falls on your parked vehicle. What insurance is going to cover the damage to your vehicle

Answers

Answer:

Car insurance might help for the tree damage while comprehensive coverage might help for the damages and to repair.

Answer: Well flex tape can't fix that one so auto insurance will fix it...

Explanation:

The board and top managers of a nonprofit organization have considerable latitude to decide how they will spend the organization’s resources because:________

a. they are a private foundation.
b. the organization does not have shareholders.
c. they are typically small organizations.
d. they receive contributions and government grants.
d. all monies earned are pumped back into the business.

Answers

Answer:

b. the organization does not have shareholders.

Explanation:

A nonprofit organization does not have any owners, therefore, there is no one that can control, approve or disapprove the decisions made by the board and top management. How each nonprofit is organized depends on the state where it has been formed, but generally speaking, since there is no one to control, the board and managers have a lot of decision power.

will mark brainliest
In a mixed economy, the government is most likely to control the factors of production in which industry?
A.The apparel industry
B.The automotive industry
C.The technology industry
D.The health care industry

Answers

Answer:

D.The health care industry

Explanation:

A mixed economy is a term that describes a form of economy whereby both the government and private investors or owners are allowed in control factors of production. However, the main purpose of the government ownership in this type of economy is to ensure that the people are not exploited or taken advantaged of by the market or greedy owners.

Hence, given the listed options, the correct answer is option D: The healthcare industry. This is due to its delicate or life and death situations involved, it is better for the government to control it in a mixed economy, so that the people will not be left at the mercy of some greedy private owners.

Rather than hiring a receptionist, a real estate agency decided to use an administrative services company to contract someone for select days each week. This is an example of job sharing. external recruitment. outsourcing. temporary recruitment. offshoring.

Answers

Answer:

outsourcing

Explanation:

Outsourcing is the process where the company wants to hire someone for the completion of the organization work in order to save the cost of the company

here is the given situation, is hiring a permanent receptionist, it is better to contact someone for work in some selected days during each week so that the work of the company could not be stopped also the firm can save the cost

Hence, the third option is correct

A systematic, objective process of getting information about potential customers to guide marketing decisions is referred to as

Answers

Answer:

Marketing research

Explanation:

Marketing research is the process of obtaining well researched information about a target market and its potential customers. It is an important marketing strategy in that it helps an organization find a new target market and also provide an avenue for potential consumers to provide their opinion and feedback about their interest in the firm's products.

Example of marketing research includes phone survey, online interviews, focus groups, survey etc.

The agreements that allow McDonald's franchisees around the globe to use McDonald's trademarked name and menu items represent, in essence, which form of market entry

Answers

Answer:

The remaining part of the question is:

McDonald's trademarked name and menu items represent, in essence, which form of market entry?

A) joint ventures

B) franchising

C) 100% ownership

D) exporting

E) acquisition

Correct Answer:

B) franchising

Explanation:

Franchising is a business model whereby a company that their specialty is in retailing industry, as well as the fast-food industry, adopts a global expansion through other companies by licensing their business name and trademarks to them.

Kyler's using conversion tracking tags to gain insight into how effectively his ads are converting customer transactions for his online store. But he notices that conversions aren't functioning. What can help him troubleshoot this issue?

Answers

Answer:

Google Tag Assistant

Explanation:

Google Tag Assistant, as the name implies, is a tool that assists a user to ensure or make verification of several google tags are installed in an appropriate manner. It is a Google Chrome extension that aids in carrying out troubleshooting various installed google tags such as Google Analytics, Adwords Conversion Tracking, Google Tag Manager, etc.

Hence, in this case, the correct answer to this question is Google Tag Assistant

Record the following transactions for Red Wood Trails in a general journal.

June 3 Purchased $3,985 of merchandise on account from JVC Co.
9 Purchased $2,300 of merchandise on account from Prime Target and Co. Credit terms 2/10, n/30.
12 Purchased $675 of store supplies on account from Craft Shop.
13 Paid for June 3 purchase of merchandise from JVC Co.
19 Paid for June 9 purchase of merchandise from Prime Target and Co.

Answers

Answer:

Date         Account, title and description                 debit              credit

June 3      Merchandise inventory                           3,985

                Accounts payable                                                           3,985

                Merchandise purchased on account

                from JVC Co.

June 9      Merchandise inventory                           2,300

                Accounts payable                                                           2,300

                Merchandise purchased on account

                from Prime Target, terms 2/10, n/30

June 12    Store supplies                                          675

                Accounts payable                                                           675

                Merchandise purchased on account

                from Craft Shop

June 13    Accounts payable                                    3,985

                Cash                                                                                3,985

                Paid for June 3 purchase of

                merchandise from JVC Co.

June 19    Accounts payable                                    2,300

                Cash                                                                                2,254

                Purchase discounts                                                        46

                Paid for June 9 purchase of

                merchandise from Prime Target and

                obtained a 2% discount

________ is a search engine for blogs allows users to easily identify blogs that contain specific key words or phrases that correspond to a brand name, person or issue.

Answers

Answer:

The correct response will be "Google Alerts".

Explanation:

Google Alert seems to be an automatic search engine tool that can assist individuals and companies in monitoring the internet for trends and events that can influence them.It is indeed a functionality transition identification as well as notify platform, made available either by google search results corporation, which immediately collects information because once new satisfied from headlines, public internet, the video compares a set of experimental various forms provided by the user but instead processed by the Google Alerts facility.

________ represent(s)a market entry strategy whereby one company permits a foreign company to make use of its patents, know-how, technology, company name, or other intangible assets in return for a royalty payment.A) Joint venturesB) One-hundred-percent ownershipC) LicensingD) ExportingE) Global strategic alliances

Answers

Answer:

C) Licensing

Explanation:

-Joint venture is when two companies make an agreement to share resources to accomplish a specific goal.

-One-hundred-percent ownership is when a company enters into a new marketing creating a subsidiary that is fully owned by that company.

-Licensing is when a company gives a foreign organization the right to use its knowledge, name, process among others in exchange for a payment.

-Exporting is when a company send products that are produced in one country to a foreign market.

-Global strategic alliances is when a company makes an agreement with another company to create a venture and share its ownership to enter into a new market.

According to this, the answer is that licensing represent(s)a market entry strategy whereby one company permits a foreign company to make use of its patents, know-how, technology, company name, or other intangible assets in return for a royalty payment.

Recently the top management of Lucky cement decided to start a new business in completely new market with new product lines i.E. Lucky One Mall. Identify the corporate level strategy used by the firm. Justify your answer.

Answers

Answer:

Diversification

Explanation:

Corporate level strategy is a decision made by the top management of a firm with the aim of seeking new business methods to expand an already existing business. Diversification is a corporate level strategy in which an organization ventures into a completely new market with new product lines.  The diversification could be related to the existing products the company operates (concentric diversification) or to an unrelated market(conglomerate diversification).

When Lucky Cement decided to start a new business in completely new lines, they have just embarked on diversification. The diversification might also be to just one product or different products.

April Corporation developed the following per-unit standards for its product: 2 pounds of direct materials at $3.75 per pound. Last month, 2,000 pounds of direct materials were purchased for $7,600. The direct materials price variance for last month was:

Answers

Answer:

100 (Unfavorable)

Explanation:

Standard price = $3.75

Actual price = 7,600 / 2,000 = $3.8

Actual quantity = 2,000

Direct materials price variance = (Standard price - Actual price) * Actual quantity

Direct materials price variance = ($3.75 - $3.8) * 2,000

Direct materials price variance = $0.05 * 2,000

Direct materials price variance = 100 (Unfavorable)

"A self-employed individual makes $200,000 per year. To which type of retirement plan can the maximum contribution be made?"

Answers

Answer:

SEP IRA

Explanation:

The biggest contribution to a retirement account can be made with a SEP IRA. This Simplified Employee Pension is an IRA account set up by small business in which the the contributions are made by the employer (which in this case is the client as well) and the contribution amounts made by the employer cannot exceed 25% of the employee's income, up to a maximum of $55,000 in 2018. Which in this case would be a total of $50,000 that the individual in this scenario can contribute per year.

in some cultures burping after a meal is a compliment to the chef? True or false?

Answers

Answer:

The answer is

Explanation:

Yes, it is true because in some areas of u burp, then the chef takes it as a good compliment meaning that you have had a filled portion and liked the food and is satisfied.

Hope this helps....

Have a nice day!!!!

An income property has a gross annual income of $14,250 and monthly expenses of $300. It has been valued at $147,000. What is the capitalization rate?

Answers

Answer: 0.072

Explanation:

From the question, we are given the information that income property has a gross annual income of $14,250 and monthly expenses of $300 and that it has been valued at $147,000.

The capitalization rate will be calculated as:

= [$14, 250 - ($300 X 12)]/$147,000

= ($14,250 - $3,600)/$147,000

= $10650/$147,000

= 0.072

= 7.2%

A demand schedule shows A. various quantities of a good or service demanded at various prices. B. individual preference for more income rather than less. C. consumer preferences for different combinations of goods and services. D. the relation between price and income when all other things remain equal.

Answers

Answer:

Option "A" is correct.

Explanation:

Option “A” is correct because the demand schedule is a tabular statement that shows the different prices and quantities. Basically, this tabular statement shows the different quantity demanded at different prices. At the higher price, the demand is lower and at lower prices, the demand is higher. Therefore, the price and demand have an inverse relationship, and the demand curve is downward sloping.

Which of the following is an example of task performance behavior?Holding a meeting to build team moraleOffering to help an employee with personal problemsSending a get-well card to an employee who is hospitalizedDetermining next week's work schedule

Answers

Answer:

Determining next week's work schedule

Explanation:

Performance behaviour are those that are measurable and there is a measurable connection between that behaviour and the result achieved.

Performance behaviour can be contextual performance (voluntary in nature) or task performance (related to technical core of business).

Task performance behaviour are mostly job related behaviours that have measurable outcome on the job.

Determining next week's work schedule is a task performance behaviour because it is a core job function to set work schedule.

When a negotiable instrument is transferred, the transferor warrants all of the following EXCEPT:_______

a. As far as she knows the issuer is solvent.
b. The instrument has not been altered.
c. All signatures are authenticthe instrument is bearer paper.

Answers

Answer:

The answer is "that, the transferee is also an instrument holder only in the precise way".

Explanation:

In the given question the correct choice was missing. so, the correct choice can be defined as follows:

This is a signed contract guaranteeing a monthly payment to just the individual or consumer in question like,  Inspections, money orders, and promissory notes are typical examples of negotiable instruments, in which its holder is the instrument only for the transferor, and the wrong choice can be defined as follows:

In choice a, it is incorrect because not all signatures were authentic.  In choice b, it is incorrect because the issuer is solvent as far as she does not know. In choice c, it is wrong because the system was changed.

Your rich uncle has promised to sell you his vintage car, which is worth $50,000, for just $10,000 if you can raise that amount by your sixteenth birthday. There are fifteen months until your birthday and you currently have $9359.08 in a money market account earning 5% interest annually. Using this information and the continuously compounding interest formula:

Answers

Answer:

The question is incomplete:

Answer the following questions::

a. How long will it take this bank account to reach $10,000? Explain how you determined this and show your work.

b. Will you have enough money to buy the car 15 months from now? Will the account have some money left over?

a)

FV = PV x e^rn

FV = future value

PV = present value

e = 2.7183 (always)

r = interest rate

n = time

10,000 = 9,359.08 x 2.7183⁰°⁰⁵ⁿ

2.7183⁰°⁰⁵ⁿ = 10,000 / 9,359.08 = 1.06848109

ln 2.7183⁰°⁰⁵ⁿ = ln 1.06848109

0.05n = 0.066238097

n = 0.066238097 / 0.05 = 1.3248 years

1.3248 years = 1 year, 3 months and 27 days

b)

Since it takes 1 year, 3 months and 27 days to have $10,000, you will not have enough money if you leave it there for 15 months. Total balance at the end of 15 months:

FV = 9,359.08 x 2.7183⁽⁰°⁰⁵ ˣ ¹°²⁵⁾

FV = 9,359.08 x 2.7183⁰°⁰⁶²⁵

FV = 9,359.08 x 1.064494904 = $9,962.69

Kale Co. purchased bonds at a discount on the open market as an investment and intends to hold these bonds to maturity. Kale should account for these bonds at

Answers

Answer: Amortized cost.

Explanation: Debt securities or bonds may be purchased for different intent. When debt securities are purchased for the short term, that is those which are liquidated within a short period of term usually called available for sale. On the other hand debt securities may be purchased with the intention of keeping for the long term called Held-to - maturity which is the case with Kale Co. as stated in the scenario above. Bonds which are liquidated in the short term are reported at fair value while those which are held till maturity are are adjusted for amortization of premium or discount as the case may be during these period and are hence accounted for at Amortized cost.

Which is generally true in countries where central banks are relatively independent from their governments

Answers

Answer:

The correct answer will be "Empirical evidence".

Explanation:

Empirical evidence suggests that there are already higher interest rates although weaker terms of trade in economies where financial institutions are largely popular with their authorities than those in markets whereby commercial banks become tightly linked to sovereign government agencies.It is indeed a source for information that is gained through experience as well as observation.

The study of authentic leadership has gained considerable momentum in the last decade because of the belief that enhancing self-awareness can help people in organizations find more meaning and connection at work. Group of answer choices

Answers

Answer:

TRUE.

Explanation:

Self-awareness is a characteristic that allows the person to know himself and evaluate himself according to his knowledge, thoughts, skills and goals in life.

In the work environment, self-awareness will be an additional determinant as a skill of intelligence and emotional control. More self-conscious managers will have a more accurate perception of themselves and others, making it possible to be more assertive and more compassionate, which consequently assists in the creation of an organizational culture focused on mutual help, efficient communication and the spread of ethical values , which positively impacts the perception of work, motivation and engagement of all employees.

Which of the following statements about economic growth is accurate? The world’s sustained economic growth has only been occurring over the last 300 to 400 years. Sustained economic growth has been occurring since the start of the Roman Empire. Countries in Africa and South America are responsible for most of the economic growth in the world since the 1600s. Economic growth has been shared equally among all the countries in the world since the start of the most recent generation.

Answers

Answer:

The world's sustained economic growth has only been occurring over the last 300 to 400 years.

Explanation:

It is more accurate to say that sustained economic growth occurred over the last 300 to 400 years by considering when economic data became available.

Also, we need to bear in mind that a sustained economic growth implies a measurable period of economic expansion (growth).

You need to keep an inventory of all company computers. You want to use a mechanism that will help you to identify the assets. What should you use to accomplish this

Answers

Answer: Labeling

Explanation:

The mechanism that can be used to keep an inventory of all company computers in order to help identify the assets is referred to as labeling.

Labeling is simply defined as the display of information about a certain product. This is vital to help customers easily identify the good and also makes it different from other.

Real options are opportunities that are embedded in capital budgeting projects that enable managers to alter their cash flows and risks in a way that affects project acceptability.

a. True
b. False

Answers

I think it’s true have a good day

Pension plan assets were $460 million at the beginning of the year. The return on plan assets was 5%. At the end of the year, retiree benefits paid by the trustee were $21 million and cash invested in the pension fund was $25 million. What was the amount of the pension plan assets at year-end

Answers

Answer:

$487,000,000

Explanation:

                    Year end pension plan asset

Plan asset beginning of year              $460,000,000

+ Actual return(5%×460,000,000)       $23,000,000

+ Cash contribution                              $25,000,000

-  Retiree benefits                                 $21,000,000

End of year pension plan asset         $487,000,000

Proponents of using the inflation tax to finance government budget deficits argue that: Multiple Choice these deficits would be far worse otherwise. inflation is ultimately beneficial in the long run. the economic slowdown produced by the inflation tax is preferable to the hyperinflation that would occur in the absence of the inflation tax. while inflation is undesirable, the breakdown of the economy that would occur in the absence of an inflation tax would be worse.

Answers

Answer: while inflation is undesirable, the breakdown of the economy that would occur in the absence of an inflation tax would be worse.

Explanation:

Budget deficit is a situation whereby the expenditure of the government for a certain year is more than the revenue the government makes.

Proponents of using the inflation tax to finance government budget deficits argue that while inflation is undesirable, the breakdown of the economy that would occur in the absence of an inflation tax would be worse.

A two-family residential property is now located in a central business district. The decision to convert this two-family residential house to a commercial office, housing a real estate firm and an insurance company, is an example of what appraisal principle?

Answers

Answer: highest and best use

Explanation:

The highest and best use of when a property is being valued based on profitability ans what it could achieve. To do this, having the knowledge regarding the market and zoning are vital.

Therefore, The decision to convert this two-family residential house to a commercial office, housing a real estate firm and an insurance company, is an example of highest and best use.

List two activities the managers at Camp Bow Wow perform daily, and identify which of the ten managerial roles discussed in this chapter figure prominently for each.

Answers

Answer with Explanation:

The two roles that were daily performed by the Camp Bow Wow managers were management of the pets and was customer management.

For the management of the pets, the managers will have to allocate the dog counselors to each of the dog, take care of all the necessary items that are essential for the pets and recommended as per the company policies like providing them food, medical services, etc,.

For managing clients the managers must be very friendly caring towards their customers concerns. They must be providing their customers information about their pet's health and all related stuff on routine basis so that the customer acknowledge the best service quality standards are met by the company.

In Year 8, Seda Corp. acquired 6,000 shares of its $1 par value common stock at $36 per share. During Year 9, Seda issued 3,000 of these shares at $50 per share. Seda uses the cost method to account for its treasury stock transactions. What accounts and amounts should Seda credit in Year 9 to record the issuance of the 3,000 shares

Answers

Answer: Please see answer in explanation column

Explanation:

Using the  cost method,  treasury stock is credited for cost of the shares when it is reissued, while Cash is debited for amount received.  Also, additional paid-in capital from treasury stock  will be credited to show the difference.

journal entry to record the issuance of 3000 shares in year 9

Date             Account                        Debit                   Credit

Year 9      Cash (3,000x $50)          $150,000

Treasury stock (3,000x$36)                                       $108,000

Additional paid-in capital- treasury stock                   $42,000

( $150,000  -  108,000)

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