Answer: low risk
Explanation:
Low risk loans are the loans that are collected by economic agents such as individuals, firms and the government which has a low risk or low interest rate.
Since the home Calvin is buying has a price of $300,000 and Calvin has a down payment of $75,000. It so considered a low risk loan.
n instrument that is payable to cash or to whomever may have possession of the instrument is known as _______ paper.
Answer: bearer instrument
Explanation:
Bearer instrument is an instrument that is payable to cash or to whomever may have possession of the instrument. The bearer instrument is also referred to as the bearer bond.
It is a security whereby there is no record of ownership information and the security is typically issued to the purchaser in physical form and whoever holds it is believed to be the owner.
According to Okun's law, when cyclical unemployment increases by one percentage point, the recessionary gap ______ by ______ percent of potential output.
Answer:
The answer is "widens and two"
Explanation:
Okun 's law relates to the relationship between some of the unemployment rate and the United States economy and also its gross national product. This also tells that GNP increases by 3% unless joblessness starts dropping by 1%.
The maths formula of this law can be defined as follows:
[tex]2(\text{unemployment rate - natural unemployment}) =[/tex] [tex]\frac{\text{potential GDP-actual GDP}}{\text{potential GDP}} \times 100[/tex]
The above formula proves that Whenever a 1% point of cyclical increasing unemployment, its derivative instrument tends to increase by 2%
Consider a 1-year option with exercise price $60 on a stock with annual standard deviation 20%. The T-bill rate is 3% per year. Find N(d1) for stock prices (a) $55, (b) $60, and (c) $65.
Answer:
Case 1: 0.4266
Case 2: 0.5987
Case 3: 0.7422
Explanation:
We will use the following formula to find d1 which is also given in the attachment below:
d1 = [ ln(S/K) + (r + 0.5 * s^2)*t ] / s * √t
Here
K is strike price and is $60
r is risk free rate which is 3%
s is annual standard deviation which is 20%
t is the option period which is 1 one year
Case 1: Stock Price is $55
Here K is $55. Putting values in the above equation, we have:
d1 = [ ln(55/60) + (3% + 0.5 * 20%^2)*1 ] / 20% * √1
d1 = -0.1851
By using the normal distribution table, we can calculate N(d1) which is:
N(d1) = 0.4266
Case 2: Stock Price is $60
Here K is $60. Putting values in the above equation, we have:
d1 = [ ln(60/60) + (3% + 0.5 * 20%^2)*1 ] / 20% * √1
d1 = 0.25
By using the normal distribution table, we can calculate N(d1) which is:
N(d1) = 0.5987
Case 3: Stock Price is $65
Here K is $65. Putting values in the above equation, we have:
d1 = [ ln(65/60) + (3% + 0.5 * 20%^2)*1 ] / 20% * √1
d1 = 0.6502
By using the normal distribution table, we can calculate N(d1) which is:
N(d1) = 0.7422
When companies move their production facilities around the world to take advantage of cheaper labor and lower taxes, what do anthropologists call this
Answer: Flexible Accumulation
Explanation:
Flexible accumulation could be described as a situation where companies move their factories and production line around the world considering how to cut much labour and reduce tax. This is found amongst big multinationals, firms that have both the market and the capital. They are mostly found in the automation industry, food industry also. These companies most importantly consider their influence in the market before doing this and it helps them reduce labour and tax.
Which of the following investments would be considered a low risk investment? a new product b. a federally mandated environmental project c. A and B d. None of the above
Answer:
b. federally mandated environmental project
Explanation:
Based on the options provided the investment with the least amount of risk would be a federally mandated environmental project. This is because it is a project that is backed by a government, which tend to have contingencies in place to prevent failure. While a new product has not previous historical data that would reduce the risk, it is unpredictable what will occur once it gets released into the market, and is all speculation, thus it has a very high risk to it.
Multiprint, a printer manufacturing firm, sells ink cartridges for each of its specific models. Only Multiprint cartridges are compatible with Multiprint printers, and no two models share the same specifications. What type of pricing does Multiprint use?
Answer:
Multiprint use "captive product pricing " type of pricing.
Explanation:
Captive Market or product Pricing seems to be the manufacturers' promotional strategy whereby the fundamental or central commodity price is typically significantly reduced, while the concentrated goods are considered challenging.This draws low-price buyers to something like the core functionality, which enables vendors to generate huge profits from the captive goods that are required to be using the commodity.The "Dual Aspect" explains that every transaction affects at least two items in the basic accounting equation and preserves the equation’s equality. What is the fundamental accounting equation? (2 points)
Answer:
Assets = Liabilitites + Shareholder's equity
Explanation:
The fundamental accounting information is seen above; i.e, Assets = liability + shareholders. This means that an individual's asset is the combination of liability and shareholders equity.
This was the basis of many other accounting equation, such as the double entry.
Cheers
Serena is the CEO of Pedalo Inc., a publicly traded company. The shareholders want Serena on the board of directors despite her recent appointment as the CEO. This decision of the shareholders is most likely because Serena:
Answer: D.is likely to provide the board with valuable inside information
Explanation:
The options to the question are:
A. is a board member of a major client
B. is more likely than other board members to take care of the stockholders
C. is also the CEO of other companies.
D.is likely to provide the board with valuable inside information
From the question, we are informed that Serena is the CEO of Pedalo Inc., a publicly traded company and that the shareholders want Serena on the board of directors despite her recent appointment as the CEO.
This decision of the shareholders is most likely because Serena is likely to provide the board with valuable inside information.
In July, a customer invested $10,000 in the ABC Mutual Fund. In December of the same year, ABC announced a long-term capital gains distribution. In May of the next year, the customer decided to redeem his shares for a capital gain. How are both of the capital gains treated for tax purposes
Answer:
Capital gains distribution is treated as long term
Capital gain from from redemption is treated as short term
Explanation: Capital gains may be explained as the profit made from the sale of a property or investment. Depending on the holding duration of the stock or bond, a capital gain may be classed as short term is held for below one year or long-term, of held for more than 1 year. However, According to the Internal Revenue service regulation, Capital gains are taxed as long term irrespective of the holding period in which the owner has possessed the fund.
Capital gains redemption however, follows the usual time-line and in this case would be taxed as short-term because the holding period is between July to May, which is a 10 months. Since it hasn't exceeded a year, then, it is classed as short term.
Marketing is the ___________________, set of institutions, and processes for creating, communicating, delivering, and exchanging offerings that have value for customers, clients, partners, and society at large.
Answer:
Activity
Explanation:
Marketing is the activity that is to be conducted for promoting the company goods and services so that the it would create awareness among the people at large
It is an activity process of developing, communiciation, delivering, communicating, the value of customers, clients, society at large
hence, the answer is Activity
Suppose the price of apples increases from $20 to $27, and in response quantity demanded decreases from 108 to 98. Using the mid-point formula, what is the price elasticity of demand
Answer:
-0.325
Explanation:
The computation of the price elasticity of demand using mid point formula is shown below:
= (change in quantity demanded ÷ average of quantity demanded) ÷ (percentage change in price ÷ average of price)
where,
Change in quantity demanded is
= Q2 - Q1
= 98 - 108
= -10
And, average of quantity demanded is
= (98 + 108 ) ÷ 2
= 103
Change in price is
= P2 - P1
= $27 - $20
= $7
And, average of price is
= ($27 + $20) ÷ 2
= 23.5
So, after solving this, the price is -0.325
The ________ budget is comprised of funds for dedicated revenues that target money for specific purposes.
Answer: general revenue-dedicated funds budget
Explanation: The general revenue-dedicated funds budget is a type of budget (the amount of money earmarked for a particular institution, activity or time-frame) that is comprised of funds for dedicated revenues that target money for specific purposes. The fund is designated dedicated because by law is dedicated, appropriated or set aside for a limited object or purpose in the State Treasury, a separate account or fund in the General Fund in the State Treasury and does not include a trust or revolving fund.
Answer:
Lemme get straight to the point it's C
Explanation:
EDG2020
The commission on the sale of a house is $9,410, and 30% goes to the broker who listed the property. Of the remainder, the broker whose sales associate completed the transaction gets 45%, and the sales associate receives the balance. How much does the sales associate who made the sale receive?
Answer:
$2,349.5
Explanation:
The total commission on sale of the house is $9,410
Broker who listed collected 30% = 30% * $9,410 = $2,823
Broker whose sales associate completed the transaction gets 45% = 45% * $9,410 = $4,234.5
Sales associate who made the sale will receive = $9,410 - $2,823 - $4,234.5 = $2,349.5
A company's strategy concerns A. its market focus. B. how it plans to make money. C. the game plan management is using to stake out a market position, conduct operations, attract and please customers, compete successfully, and achieve organizational objectives. D. the long-term direction that management has chosen to pursue. E. whether it is employing an aggressive offense to gain market share or conservative defense to protect its market position.
Answer: C. the game plan management is using to stake out a market position, conduct operations, attract and please customers, compete successfully, and achieve organizational objectives
Explanation:
What stands out a firm is in its strategy. This strategy is embedded in how the firm plans it's game, using divers market position and ways on how to source for buyers to be attracted to it's product or services, which makes them glued to it. Conducting operations to ensure this services are well carried out to please the customers and provide after sales/service to curb any challenge.
A person who is the designated individual to assure compliance with the Virginia Real Estate Laws and Regulations, and is also responsible for the activities of the entire firm is known as the ______.
Answer:
Principal broker
Explanation:
A principal broker is also the managing broker. An individual with this position is one who has the legal requirements or capacity to go into agency contracts with consumers. He is also legally responsible for the activities of the entire firm. He is higher than the broker in rank as he supervised the broker. He has a greater license than the broker when it comes to real estate.
f a company is to respond successfully to change, it must be able to _____ and _____, which is known as the _____ approach.
Answer: create ideas; implement ideas; ambidextrous
Explanation:
If a company is to respond successfully to change, it must be able to create ideas and then implement the ideas that have been created which is known as the ambidextrous approach.
The constant thing in every sphere of life is change and every individual and firm should always be ready when the change comes.
Which of the following are reasons that the short-run aggregate supply curve slopes upward? Check all that apply. As the price level rises, firms find it more profitable to hire workers at any given wage. As the price level rises, firms pay higher wages for workers. As the price level rises, firms expand their production because they can sell their output for more money.
Answer:
As the price level rises, firms expand their production because they can sell their output for more money.
Explanation:
As the price level rises, supply increases as firms expand production to increase profits. And as price level falls, supply falls as firm reduce production. For this reason the short-run aggregate supply curve slopes upward.
Please find attached a graph showing the short-run aggregate supply curve
Answer:As the price level rises, firms decrease their investment, because it is more expensive to purchase capital.
Explanation: it is the answer before mine and also this answer, I just answered it for a homework problem
what are the different types of thought
Answer:
decision discipline and problem solving
Explanation:
Ikea offers young customers a selection of home furnishings featuring good design, function, and acceptable quality at low prices. Ikea is using which business level strategy
Answer: Focused cost leadership
Explanation:
Focused cost leadership could be described as targeting your market to a category of people only and not necessarily everyone. Some businesses do have a target market in mind when carrying out their production or sales. Their product isn't for everyone but this particular persons. They could design it from a normal general product but they will make it look perculiar and specific for this targeted market.
Which of the following is NOT regulated by the government?
Local employment agencies
Public schools
Private schools
Funding for retraining of workers
Answer:
Funding for the retraining of workers
Explanation:
Funding for the retraining of workers is a function internal to an organization that has to do with the retraining of workers towards a continuous profession development in upgrading and acquisition of new skills .
While other options in the question are under the regulation of the government, the funding for retraining of workers is left at the discretion of the employer or organization. This is why we have discrepancies in the approaches of different organization to this function.
Brittany is choosing the type of media for a new promotional campaign for Halls cough drops. She knows that each type of media has both benefits and disadvantages. She is considering the Internet as a form of media. Which of the following is not a disadvantage of the Internet as a promotional medium?A) Costs of precise targeting are high.B) Effects of promotion can be difficult to measure.C) There are concerns about privacy.D) The message must be short and simple.E) There are concerns about security.
Answer: D) The message must be short and simple
Explanation:
As the world evolves and new development takes place, the internet has become an advertising tool used in marketing. Even though it's effective in reaching out to the customers, it has disadvantages such as high costs, the promotion effects can be difficult to measure, privacy and security issues.
The advantage in the question given is that the message must be short and simple.
Kray inc., which produces a single product, has provided the following data for its most recent month of operations: number of units produced 3,300 variable costs per unit: direct materials $ 37 direct labor $ 23 variable manufacturing overhead $ 9 variable selling and administrative expense $ 6 fixed costs: fixed manufacturing overhead $ 237,600 fixed selling and administrative expense $ 234,300 there were no beginning or ending inventories. the variable costing unit product cost was:___________
Answer:
Unitary cost= $69
Explanation:
Giving the following information:
direct materials $37
direct labor $ 23
variable manufacturing overhead $ 9
The variable costing method incorporates all variable production costs (direct material, direct labor, and variable overhead).
Unitary cost= 37 + 23 + 9
Unitary cost= $69
A policy for small businesses that do not qualify for a BOP that combines property insurance and commercial general liability insurance is called a
Answer: Commercial Package Policy
Explanation: A Commercial Package Policy (CPP) is an insurance policy that combines coverage for multiple perils, such as general liability and property risk
A BOP is designed for more smaller businesses with less risk, while a Commercial Package policy is meant for a more risky business, or a business that needs more customized coverages.
Frito Lay is owned by Pepsi and has a variety of billion dollar brands such as Doritos, Cheetos, Lays, and Ruffles. These famous snack brands are available in a wide variety of sizes at almost every store location and vending center - from gas stations, to dollar stores, grocery stores, drug stores and super centers. Which level of distribution intensity does Frito Lay utilize
Here are the options:
A) Intensive
B) Exclusive
C) Selective
D) Cooperative
Answer:
A) Intensive
Explanation:
Remember, we are told that Frito Lay makes available their snack brands in grocery stores and gas stations, even in drug stores. This mixed combination shows an Intensive distribution strategy.
The primary goal of using this level of distribution is because, Frito Lay wants their snack brands to be visible by their consumers everywhere they go such as in supermarkets, drug stores, gas stations and many more.
Once a document conveying an interest in real property is placed in the public records it is binding on the public, whether or not they make an effort to learn of it. Based on the common law tradition, this policy is known as the:________.
a. Statute of Frauds
b. doctrine of constructive
c. notice habendum clause
d. actual notice
Answer:
B. Doctrine of constructive.
Explanation:
This is seen to execute the idea that everyone that is involved in a business is well aware of the said company's article of association. This constructive notice doctrine usually is seen to guide the company from the actions of outsiders and the doctrine of indoor management is also seen to guide the outsider person from the actions of the company. In most cases, assumptions are made in the sense that the outsider person, who are been involved with the company for business, has gone through these documents. Therefore, outsiders has a duty to be aware of the rules and regulations of the company because they it is available in public record.
A discontinuous innovation is a product that:___________
a. disrupts consumers' normal routine but does not require totally new learning.
b. requires no new learning by consumers.
c. is not purchased by innovators and early adopters.
d. initiates obsolescence of a product class.
e. requires consumers to learn entirely new patterns of behavior and product usage.
Answer: e. requires consumers to learn entirely new patterns of behavior and product usage
Explanation: Innovation could be described as the introduction of something new to the market, this coid be marked by changes in the working principle or implementation or modification of new product features or even a complete overhaul of previoulsy existiing functions. A Discontinous innovation can be explained as a total change or complete overhaul in the type of product produce. It is marked by having a complete difference from the previously existing versions. As such, there is a shift or change in the usage of the product which is totally different from that which exists with the previously adopted versions.
Answer:
e. requires consumers to learn entirely new patterns of behavior and product usage.
Explanation:
Discontinuous innovation is defined as a new product in a market or industry that requires the final user to change behaviour by learning a new process for use of the product. It causes dramatic change in the dynamics of the industry such as competition, industry revenue, growth rate, and pricing.
The products introduce a function that has never existed before so customers will need to learn entirely new patterns of behavior and product usage.
The managers of a rapidly growing company decided to modify its structure by grouping its employees into different teams. The entire business process of the company was modified to improve cost, quality, service, and speed. In this scenario, the company most likely experienced a shift from:
Answer:
a strong vertical structure to one emphasizing stronger horizontal coordination
Explanation:
Since in the question, it is mentioned that the for rapidly growing of the company leads to change its structure also the employees grouping could be done in different team this is to be done due to improvement in the cost, quality, service, speed, etc
So here the company shifted it from a strong vertical structure to the horizontal as the changes are made that became beneficial for the company
Assume all markets are in long-run equilibrium. Market price in a duopoly would be ________ the market price in a monopoly, and ________ the market price in a competitive market.
Answer:
Assume all markets are in long-run equilibrium. Market price in a duopoly would be greater than or equal to the market price in a monopoly, and less than or equal to the market price in a competitive market.
Explanation:
That is the logical answer to the question about markets that are in long-run equilibrium.
According to rankings by many people over the years what is the number one expectation that people have a job they will enjoy
Answer:doing work that makes the best use of one's abilities and creates a feeling of accomplishment
Explanation:
I'm in 9th and just took that
If the carrier has refused to pay a freight claim, then the claimant has _____ from the time the claim was disallowed to file for legal relief in the courts.
Answer:
2 years
Explanation:
Freight claim, sometimes referred to as shipping claim, is a term that describes a form of legal demand by a shipper or consignee to a carrier in respect to financial reimbursement for the loss or damage of a shipment.
According to the United States of America's Carriage of Goods by Sea Act (COGSA), which stated that, in a situation whereby the carrier has refused to pay a freight claim, then the claimant has 2 YEARS from the time the claim was disallowed to file for legal relief in the courts.
Hence, in this case, the correct answer is 2 Years.