putting the law of demand and supply into consideration, price is going to go down
Amanda Rice has just arranged to purchase a $640,000 vacation home in the Bahamas with a 20 percent down payment. The mortgage has a 7 percent APR compounded monthly and calls for equal monthly payments over the next 30 years. Her first payment will be due one month from now. However, the mortgage has an eight-year balloon payment, meaning that the balance of the loan must be paid off at the end of Year 8. There were no other transaction costs or finance charges. How much will Amanda’s balloon payment be in eight years
Answer:
$458,197
Explanation:
I prepared an amortization schedule using an excel spreadsheet (which I attached).
purchase price $640,000
down payment $128,000
mortgage principal $512,000
APR 7%
monthly payment $3,406.35
principal's balance at the end of year 8 (month 96) = $458,197
what do you think when will the lookdown open in nepal and india ?
and do not report, and why will you report if u have a specific reason then i will think, but this is my doubt.
Answer:
maybe August
Explanation:
school opens in August, so, maybe then?
Hope you have a great day
One _hot___ day, Jones had an __interesting__ _convesation___ with a truck _driver__.
which underlined word in the sentence indicates an Opinion?
Answer:
interesting conversation thats an opinion which every person is entitled to
Explanation:
The stock is currently selling for $15.25 per share, and its noncallable $1,000 par value, 20-year, 7.25% bonds with semiannual payments are selling for $875.00. the beta is 1.25, the yield on a 6-month treasury bill is 3.50%, and the yield on a 20-year treasury bond is 5.50%. the required return on the stock market is 11.50%, but the market has had an average annual return of 14.50% during the past 5 years. the firm's tax rate is 40%. based on the capm, what is the firm's cost of equity?
Answer: 0.1525
Explanation:
Given the following :
Market average annual return(Rm) = 14.50% = 0.145
Required return on stock(Rf) = 11.50% = 0.115
Beta (B) = 1.25
Using the Capm, cost of equity(Ke) is given as :
Ke = Rf + B(Rm - Rf)
Ke = 0.115 + 1.25(0.145 - 0.115)
Ke = 0.115 + 1.25(0.03)
Ke = 0.115 + 0.0375
Ke = 0.1525
Cecily just started her very first job she has an entry level position at a large international corporation which of her colleagues would be in the best position to Mentor Cecily
Answer: D. Daniel, who has worked his way up from entry-level to manager of Cecily's team within the last five years.
Explanation:
Daniel would be in the best position to help her out of all her colleagues because he started from where she started and has now grown to a higher level. He has also been at the company for a long time and knows how things work.
His advice and mentorship woth good intent, will provide Cecily with valuable help in moving forward because she would have a person who has already trodden the path for her and knows what to do and what not to do.
The other options have either not stayed in the job long enough or have stayed in the job for too long to be the best mentors.
Answer:
D. Daniel, who has worked his way up from entry-level to manager of Cecily's team within the last five years.
Explanation:
Describe two factors that have led to the greater interconnectedness of countries.
Answer:
1. Liberalization of foreign trade and foreign investment policies
2. Information technology
Explanation:
1. Liberalization of foreign trade and foreign investment policies. Trade liberalization means removing constraint or impediments to free flow of trade among countries in the world. It enables import and export to take place hence led to interconnectedness of countries.
Also, foreign companies are allowed and able to locate their business outlet in their host country. Due to foreign investment policies, there is fusion of market and production thus leading to interconnectedness of countries.
2. Information technology. Constant improvement in information technology has led to interconnectedness of countries. For instance, the use of internet(social media) comes at a lower cost hence messages can be sent from a remote area and goes viral around the world immediately it is sent.
Also telecommunication gadgets such as mobile phones, telegraphs, fax connects people and business across several race and continents.
what is mobile money transfer
Answer:
this is a fast and secure money transaction where by a sender sends money from their bank account or debit card to another mobile money account
Answer:
When you take a picture of a check and deposit it electronically.
Explanation:
On your bank app
TRUE OR FALSE: when you have a credit card or loan, it is better to have higher interest rate
Answer: Lower interest rate are better. Higher interest rate is worse
Explanation:
A lower interest rate is better when borrowing money through credit cards or loans. You will be paying less. High interest rates are only good when you are the lender.
Imagine that you are serving as the general manager of a hotel. What three aspects do you think would be most important to the success of your hotel? How would you improve these facets of your hotel?
Answer:
1. Create and give innovative experience.
2. Brand and reputation operation
3. Improvement in workers general welfare
Explanation:
As a manager in an hotel, I would Improve the facets of the hotel by
1. Create and give innovative experience. As a manager, I would ensure the hotel create and delivers top notch service considering there are competition in the hospitality industry.
2. Brand and reputation operation. When customers receives a world class experience, reputation is being created here. I would then sustain this reputation by making it a brand upon which the hotel will be identified with subsequently.
3. Improvement in workers general welfare. This is very critical to the success of the hotel. Once workers are well paid , it would spur them to work and align with the vision I have for the hotel.
advice for a mcdonalds interview?
Answer:
Always be courteous and professional to stand out from the crowd.
Explanation:
What do you do in free time to help yourself be better person?
Which industry is the second-largest employer of teens
and young people?
What percentage of employed teens are employed by
the government?
I got it
is retail trade
and 7%
Answer:
I. Retail industry
ii. 7%
Explanation:
Retail industry is the second largest employers of teen and young people next to health sector which is the largest employer.
Retailing involves buying goods either from the producers or wholesaler and selling them to the final consumers. Some services are also offered in these retailing such as call center representative, those who work in innovation lab. etc
In the United States, about 7% of teens and young people are in the employment of government , while retail industry is the largest employer of teen and young people because it provides flexibility and also do not involve much academic qualifications.
Example of these retail jobs are those who work in call center, sales representatives and those who works in stores.
Answer:
Retail Trade
7%
Explanation:
Edge 2020
c. "Higher level professions require indepth knowledge, good skill, and In
special training." Explain this statement with examples.
Answer:
Motivation and enthusiasm. Your next employer is investing in you, so they need to see that you are enthusiastic about working and motivated in your career.
Explanation:
Select the correct answer.
Sandra is about to start a small business in her area. She is creating a business plan after carrying out extensive research. She is currently creating projected balance sheets and income statements that could be useful to potential investors. Under which section of the business plan should Sandra place these records?
A.
business description
B.
financial analysis
C.
marketing strategy
D.
sales forecast
E.
exit strategy
Answer:
Financial Analysis
Explanation:
Just trust moi ;)
Liz Mulig earns 52,000 per year as a philosophy professor. She receives a raise of 2.5% in a year in which CPI increases by 3.8%. ignoring taxes, find the effect of the two increases on her purchasing power. showwork
Answer:
She lost $754.05.
Explanation:
Giving the following information:
Liz Mulig earns 52,000 per year as a philosophy professor. She receives a raise of 2.5% in a year in which CPI increases by 3.8%.
The rise in her salary allows her to increase her purchasing power. On the contrary, inflation decreases purchasing power. We need to calculate the differences between both effects and determine whether she can buy more or less.
Increase in salary= 52,000*1.025= $53,300
Inflation effect= 52,000/(1-0.038)= $54,054.05
To maintain her purchasing power, now, she needs to earn $54,054.05.
She lost $754.05.
1. Some bacteria are helpful to the body and:
a. cause cavities
b. die quickly outside other living cells
c. help the digestive system function properly
d. give you energy
2. Germs produce toxins in the body that can make you:
a. sneeze a lot
b. cough
c. have diarrhea
d. all of the above
3.List three ways to keep germs from spreading.
4. Describe the proper way to wash hands.
5. Describe what the immune system does for the body.
6. An antigen:
a. is an unknown substance that infects the body
b. is a protein that attaches itself to germs to get rid of them
c. destroys germs in the body
d. is a type of immunity you are born with
7. True or false: Vaccinations help to provide us with adaptive immunity, which is immunity that develops as we are exposed to diseases. T F
8. White blood cells help to:
a. infect the body
b. provide passive immunity
c. destroy infections
d. weaken your immune system
9. A specialized protein that recognizes invaders to the body and attaches to them is called:
a. an antigen
b. an antibody
c. a complement
d. a T cell
10. True or false: It’s OK not to wash my hands after using the bathroom at home because it's cleaner than a public restroom. T F
Answer:
I messaged you the asnwer.
Explanation:
Kana is a single wage earner with no dependents and taxable income of $205,000 in 2018. Her 2017 taxable income was $155,000 and tax liability was $36,382. Calculate Kana's 2018 income tax liability and the minimum required 2018 annual payment necessary to avoid any penalty. Round your answers to two decimal places.What is Kana's 2018 income tax liability
Answer:
$47439.50
Explanation:
For a single tax payer if your taxable income range is $200,000 - $500,000 then your income tax is $45,689.50 + 35% of amount over $200,000 of taxable income.
Income tax liability = $45689.50+{ 205000-200000)×35%}
$45689.50+(5000×35/100)
$45689.50+(5000×0.35)
$45689.50+1750
= $47439.50
The income tax liability will be $47439.50
Alaska king crab fishing in the 1960s and '70s was a dangerous but rich fishery. Boats from as far away as California and Japan braved the treacherous Gulf of Alaska crossing to reach the abundant king crab beds in Cook Inlet and Bristol Bay. Suddenly, in the early 1980s, the fishery crashed due to over fishing. All crabbing in those areas ended. To this day, there is no crabbing in Bristol Bay or Cook Inlet. a. How would an economist explain the decline of the Alaska king crab fishery? b. Explain two programs you could institute to protect the fishery and still allow some crabbing again. c. Canadians have been very successful in farming salmon in coastal fiords along the coast of British Columbia. Why have they been successful with salmon when the crab fishery crashed?
Answer and Explanation:
a. The crabs are a Common Good. They means can run out of supply if their use gets too much by society. Therefore, the decline of the Alaska king crab fishery can be explained by stating that the plenty types of boats such as those from California and Japan, has caused people to overfish, excessive fishing has brought about a decline in the supply of crabs.
b. There are 2 ways to avoid this
1. fishing permits have to be sold to the fishermen coming to fish for the crabs. Then the persons with the highest willingness to pay will come and buy the permits to fish.
2. Issuing just a particular amount of permits this would cause the fishermen to trade these permits. These open-market strategies have proved to be effective in organizing economic activity and are good stimulators in an economy.
c. They have been successful because regulations have been placed on fishing by the government. Also, if there are restrictions on other countries using up their spots and Canadians are the only ones fishing salmon, then there will be reduction in the decay rate of the population of the salmon, the salmon can easily repopulate, then Canadians would be able to come back the next year to fish again..
1. Think about the phrase "a financially secure retirement." In two to three sentences, describe what a financially secure retirement consists of.
Answer: Having peace of mind
Explanation:
Financial security retirement plan consist of the following;
Making savings automagical.
Control your impulse spending.
Evaluate your expenses, and live frugally.
Invest in your future.
Answer: If someone is financially secured they shouldn't be worried about anything like you said they don't have to worry about paying bills and they can travel and live in a good place which is a good thing and I think everyone would love to do all these fun stuff.
MohammedAlm2
Pioneers
Explanation:
Lambda computer products competed for and won a contract to produce two prototype units of a new type of computer that is based on laser optics rather than on electronic binary bits. the company expects "learning" to occur relative to labor and also relative to the pricing of materials, equipment and supplies. the first unit produced by lambda took 5,000 hours to produce and required $250,000 worth of material, equipment usage, and supplies. the second unit took 3,500 hours and used $200,000 worth of materials, equipment usage, and supplies. labor is $30 per hour. use exhibit 6.5.
a. lambda was asked to present a bid for 10 additional units as soon as the second unit was completed. production would start immediately. what would this bid be? cost for 10 more units $
Answer:
$1,780,755
Explanation:
first unit produced by lambda took 5,000 hours to produce and required $250,000 worth of material, equipment usage, and supplies
the second unit took 3,500 hours and used $200,000 worth of materials, equipment usage, and supplies
learning rate = time needed to produce second unit / time needed to produce first unit = 3,500 hours / 5,000 hours = 70%
materials and equipment usage rate = $200,000 / $250,000 = 80%
using the attached table of cumulative values, we can determine the cumulative improvement factors needed to solve this question:
Lambda's accumulated cost for producing 10 more computers
work hours = 3,500 x 4.931 (70% and 10 units) x $30 per hour = $517,755materials and equipment = $200,000 x 6.315 (80% and 10 units) = $1,263,000total = $517,755 + $1,263,000 = $1,780,755in one paragraph highlight the characteristics of an entrepreneur
Answer:
Im not going to type a whole paragraph but ill give you some ideas.
Explanation:
An entrepreneur is someone who does many things like owning a buisness or having many hobbies .
Entrepreneurship starts with an idea. To be successful, you need to always be thinking of new ideas and better ways of doing things.
Entrepreneurs are not satisfied with the status quo. They think outside the box and look for opportunities to come up with new solutions.
Perhaps the most important characteristic for entrepreneurs, passion is essential to any business owner or working professional's success. Without passion, there is no reason for your work and no drive to do it.
Entrepreneurs love what they do and are extremely dedicated to the businesses they create. To be successful, you must be confident in yourself and your business, and you must be proactive with what you do and how you do it
Because of their passion for their ideas, entrepreneurs are willing to put in the long hours and hard work required to launch and run a successful new business. Are you self-motivated? Entrepreneurs are their own boss, which means there's no one telling them to do things. You must be in charge of your own time and how you spend it.
Entrepreneurs always look on the bright side and are constant dreamers. They look at how they can do things better and make the world a better place. They never dwell on the past or the negative. Instead, they focus on moving forward and moving up.
When they're confronted with challenges, entrepreneurs don't see them as problems; they see them as opportunities. Challenges fuel entrepreneurs and make them reach higher and do more.
Because entrepreneurs are focused on moving forward, they are always looking toward the future. Entrepreneurs are very goal-oriented and know exactly what they want. They set their goals and everything they do is aimed at achieving those goals.
Having a strong vision helps propel you toward accomplishment. Consider setting a goal for yourself - a north star that can guide you on your path to success.
To be successful in business, you have to know business. If you're a people person and know how to get people to listen to you, you could be a successful entrepreneur.
Especially when first starting out, entrepreneurs need to gain buy-in from those around them on their big idea. If it's an out-of-the-box idea, which it usually is, many people will be skeptical before giving their support or investing any money. That's why entrepreneurs need to use their persuasiveness to sell themselves and their ideas.
Entrepreneurs know how to adapt to unfamiliar situations. If their business requires that they learn how to build a website or send an invoice, they'll do it. Whatever it takes, entrepreneurs are ready and willing. They always approach things with an open mind and are willing to change course if they need to.
Entrepreneurs do not shy away from challenges or conflicts. Instead, they face them head on and come up with a solution. They know how to solve problems effectively.
Entrepreneurs also know how to make the most of what they have. Time, money and effort are never used haphazardly. Everything has a plan and a purpose.
Entrepreneurs know that to be successful, they must be willing to take risks. While they don't mind walking on the wild side, they don't take risks lightly. They know how to plan for the unknown and make a calculated decision that is best for them and their business.
There is no room for procrastination in business. Entrepreneurs know what needs to be done and don't hesitate to make the decisions that will lead them to success. They don't let opportunities pass them by; instead, they seize the day and get the job done.
I hope it helps
If it's too long you can edit it to your choice
a government ____ tries to slow down business entry inton certain markets
Answer:
disincentive
Explanation:
To discourage corporate entry into specific markets, the government has implemented disincentives.
What is the meaning of the term “disincentives”?Something that deters someone from taking a certain action is known as a disincentive. It opposes the word "incentive." Politics, social issues, or economics may all be considered in relation to disincentives.
Any element that discourages a person from choosing a certain course of action is referred to as an economic disincentive. For instance, a potential employee might decide not to pursue that particular career path if the remuneration for a particular work is too low.
Similar to this, a person will choose to look for employment elsewhere if they have a specific medical condition and their employer is unable or unable to make accommodations for it. Social disincentives are things that prevent someone from taking a particular action in their private lives.
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Differentiation Select one: (a) helps a firm get a competitive advantage if it just meets needs in the same way as other firms. (b) means that the marketing mix is similar to what is available from a competitor. (c) often requires that the firm fine-tune all of the elements of its marketing mix to the specific needs of a distinctive target market. (d) is less obvious to target customers when there is a consistent theme integrated across the four Ps decision areas. (e) can only be based on one important element of the marketing mix.
Answer:
c) often requires that the firm fine-tune all of the elements of its marketing mix to the specific needs of a distinctive target market
Explanation:
Differentiation is defined as the process by which firms make their products distinct from other competitor's products.
Differentiation is aimed at making a firm's product more attractive to the customer than others in the market.
It involves fine-tuning all of the elements of its marketing mix (price, product, place, promotion) to the specific needs of a distinctive target market.
This makes the product unique and differentiated from others.
who is the king of rock
Answer:
Elvis Presley is considered the "King of Rock"
Explanation:
The national-level advisors of CTSOS
Answer: Students
Explanation:
The National Coordinating Council for Career and Technical Student Organizations (CTSO) advocate for the values that the Career and Technical Education (CTE) curriculum instills in students.
In association with the Association for Career and Technical Education (ACTE), the CTSO work to instill career skills to students in middle school, high school, and post-secondary institutions such as Business, Health science, Information Technology and Finance amongst others.
CTSOs such as Educators Rising and Business Professionals of America encourage and support CTE programs for their members which also has a Federal Support of $1.1 billion.
what is brand awareness?
A.) how much potential consumers like a particular brand over another.
B.) how willing a consumer is to purchase a specific brand.
C.) how well a brand is recognized by potential customers.
D.) how well a brand is doing in comparison to its competitors
Answer:
The correct answer is C.) how well a brand is recognized by potential customers.
Explanation:
Answer:
C: how well a brand is recognized by potential customers
Explanation:
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How are credit card companies training employees differently in order to convince debtors to pay their balances in this economy?
Answer:
train their employees on giving the debtors a hard time
Explanation:
The credit card companies are beginning to train their employees on giving the debtors a hard time and to constantly contact/harass them. By doing so they believe this will persuade the debtors into paying off their balances as the debtors will feel pressured into it for fear of the consequences that may arise from being late or not paying off the debt at all.
Answer: By educating them of the consequences of a married debt
Explanation:
Companies are training their employees to be able to convince debtors by telling debtors the grievance take of not paying or balancing their debt, they also teach them that an incurred debt would hinder a future loan collection from a bank or financial organization as the firm would see you incapable of clearing your existing loans, also they teach them to be persistent in their follow up system.
why was bank of america industry successful at one point
Answer:
Bank of America (NYSE:BAC) has had its fair share of missteps over the past decade, but it's also had successes. Topping the list for the latter is the progress it's made in mobile banking, which has enabled the bank to slash operating expenses in its consumer banking segment.
You can get a sense for Bank of America's success in this regard by looking at the number of people who use its mobile application. In the most recent quarter, the bank boasted 19.6 million active mobile users. That's five times the number it had in 2009. To put this in perspective, Bank of America has 60 million total clients within 45 million households.
The impact on Bank of America's transaction mix has been dramatic. Mobile check deposits are up by a factor of 10 since 2012, and now account for 16% of all deposit transactions at the North Carolina-based bank. If you also factor in ATM transactions, two-thirds of Bank of America's deposit transactions are now automated. That compares to only 35% in 2009.
Explanation:
Which kind of decisions involving resources must producers of goods and services make? ECONOMICS.
a. allocating
b. marginalizing
c. renewing
d. satisfying
Allocating is the kind of decisions involving resources must producers of goods and services make. Because the allocation of resources make the company go easily.
Why is allocating resources important?In project management, resource distribution is critical since it permits you to plan and prepare for project implementation or goal achievement.
It also aids in the planning of resources and provides insight into the project team's progress. Allocation provides the planning of the resources.
Thus, option A is correct.
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Opportunity cost is best described by which of the following statements?
Choose 1 answer:
Choose 1 answer:
(Choice A)
The value of the next best option given up when making a decision
(Choice B)
The tradeoffs faced when choosing how to use a scarce resource
(Choice C)
The price to a consumer of a good or service
(Choice D)
The cost a buyer sees for something they want
(Choice E, Checked)
The monetary cost of any economic transaction
Answer:
The value of the next best option given up when making a decision.
Explanation: In Opportunity cost means what we give up to get it.
The worth of the next best choice foregone during decision-making. As a result, choice (A) is the right reaction.
What is opportunity cost?The value or gain that is given up in return for engaging in a certain activity as opposed to engaging in a different activity is known as the opportunity cost in microeconomic theory.
To put it another way, it means that by deciding on one path of action (like making an investment), you are giving up the opportunity to choose an other course of action. The best activity is regarded as the one that produces the maximum return among all others, after deducting opportunity costs.
The objective of opportunity cost, which illustrates the relationship between scarcity and choice, is to ensure efficient use of scarce resources. It accounts for all direct and indirect costs associated with decisions.
Hence, option (A) is accurate.
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