Bond Discount, Entries for Bonds Payable Transactions On July 1, 20Y1, Livingston Corporation, a wholesaler of manufacturing equipment, issued $7,400,000 of 5-year, 11% bonds at a market (effective) interest rate of 12%, receiving cash of $7,127,643. Interest on the bonds is payable semiannually on December 31 and June 30. The fiscal year of the company is the calendar year.


Required:

Journalize the entry to record the amount of cash proceeds from the issuance of the bonds on July 1, 20Y1

Answers

Answer 1

On July 1, 20Y1, a debit of $7,127,643 was made to cash, a credit of $7,400,000 was made to Bonds Payable, and a credit of $272,357 was made to Discount on Bonds Payable to record the cash proceeds from the issuance of the bonds.

On July 1, 20Y1, to record the cash proceeds from the issuance of the bonds, the following entry would be made:

Debit: Cash $7,127,643Credit: Bonds Payable $7,400,000Credit: Discount on Bonds Payable $272,357

The debit entry to cash represents the amount of cash received from the sale of the bonds. The credit entry to Bonds Payable represents the increase in the company's liability for the bond debt. The credit entry to Discount on Bonds Payable represents the difference between the face value of the bonds and the cash proceeds received, which is the bond discount.

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All the following are considered to be benefits of participative budgeting, except for: (please provide the necessary brief explanation to justify)
A. Individuals at all organizational levels are recognized as being part of a team; this results in greater support for the organization.
B. The budget estimates are prepared by those in directly involved in activities.
C. When managers set their own targets for the budget, top management need not be concerned with the overall profitability of operations.
D. Managers are held responsible for reaching their goals and cannot easily shift responsibility by blaming unrealistic goals set by others

Answers

All the following are considered to be benefits of participative budgeting, except for Individuals at all organizational levels are recognized as being part of a team this results in greater support for the organization.

The fact that participative budgeting is motivational, or more likely to inspire participants to work toward the organization's overall goals, is one of its main benefits. To flip a card, tap it.Through the concept of "participative budgeting, those who will be affected by the budget are actively involved in its preparation. With this strategy, lower-level managers feel more invested in the final budget.Cities all across the world employ participatory budgeting to include residents in decisions about government spending that affect or benefit them. Although the mechanics and procedures of participatory budgeting can differ, they often adhere to the following steps: community involvement and outreach.

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A,B and D  are True C is False : It is not a benfit  that Top management will not be concerned as targets set by managers.

A. True: Participatory budgeting encourages involvement from all levels, which boosts the organization's support.

B. This is accurate; those participating in the activity and in a position to offer more accurate estimations contribute to the budget inputs.

C. FALSE: Top management not caring about goals set by managers is not a benefit. The company's top management is in charge of overall performance, and they also have goals.

D. True: Managers of each function, profit centre, or cost centre are in charge of achieving the objective, and they cannot be held accountable for setting unrealistic goals since everyone has a say in how they are determined.

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list and explain 3 non price factors affecting demand market of iPhone.
list and explain 3 non price factors affecting supply market of iPhone

Answers

Non price factor affecting demand market of iPhone:

Product design and featuresBrand reputationAdvertising and marketing

Three non-price factors that can affect the supply of iPhones include:

Production costsGovernment regulationsAvailability of components

Non price factor affecting demand market of iPhoneProduct design and features: The design and features of the iPhone, such as its camera quality, screen size, and overall aesthetic, can greatly affect consumer demand. For example, if a new iPhone model is released with improved camera capabilities, this may increase demand for the product.Brand reputation: The reputation of the iPhone brand can also affect demand. Apple has a strong reputation for producing high-quality, innovative products, which can drive consumer demand for the iPhone.Advertising and marketing: The way that the iPhone is marketed and advertised can also affect demand. If Apple launches a successful advertising campaign for a new iPhone model, this may increase demand for the product.Three non-price factors that can affect the supply of iPhones include:

Production costs: The costs associated with producing iPhones can affect the supply of the product. If production costs increase, the supply of iPhones may decrease.Government regulations: Government regulations can also affect the supply of iPhones. For example, if a government imposes tariffs on imported electronics, this may increase the cost of producing iPhones and decrease the supply of the product.Availability of components: The availability of components used in the production of iPhones can also affect supply. If a key component becomes scarce or unavailable, this may affect the ability of manufacturers to produce iPhones, and thus affect the supply of the product.

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The following data is provided for Garcon Company and Pepper Company. Garcon Company Pepper Company Beginning finished goods inventory $12,600 $16,900 Beginning work in process inventory 17,600 21,600 Beginning raw materials inventory 7,700 10,650 Rental cost on factory equipment 28,500 23,050 Direct labor 23,000 39,800 Ending finished goods inventory 18,500 14,100 Ending work in process inventory 26,500 19,800 Ending raw materials inventory 6,800 7,600 Factory utilities 12,300 17,750 Factory supplies used 13,000 4,400 General and administrative expenses 31,000 59,500 Indirect labor 2,450 9,580 Repairsâ€"Factory equipment 6,860 3,700 Raw materials purchases 37,000 66,000 Selling expenses 51,200 48,700 Sales 238,530 337,510 Cash 29,000 17,200 Factory equipment, net 217,500 118,825 Accounts receivable, net 16,800 24,200 Compute the total prime costs for both Garcon Company and Pepper Company

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We need to know how much raw material is consumed and how much is spent directly on paying employees in order to compute prime cost.

What is the formula for total prime cost?We need to know how much raw material is consumed and how much is spent directly on paying employees in order to compute prime cost.The formula is: Raw Materials + Direct Labor = 7500 + 3200 = 10700 Crore. In the example above, let's say the corporation pays 3200 toward direct labor costs out of the total direct expenditures.Returning to our prime cost formula, here are some more details:CoGS plus total labor costs equals prime cost.Direct materials consumed along with direct labor costs are utilized to compute prime costs.The direct labor expensed plus the manufacturing overhead expensed are used to compute conversion costs.As a result, both prime and conversion expenses include the direct labor that was used.According to the statement, prime cost sums are used for "the amounts of work whose size is recognized, but whose specification has not yet been established."

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Which of the following determines the size and rate of growth of the money supply?
O Open markets
O Monetary policy
Grievance procedure
O Unionization

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Any open-market operation is when the central banking authority buys and sells securities, occasionally also commercial paper, with the goal of continuously controlling the money supply and credit conditions.

Does the open market generate more money?

The Federal Reserve engages in open market activities, which involve purchasing and selling of government bonds. When the Federal Reserve purchases a bond from a bank, that bank gains access to funds that it can use to make loans. There will be more money available. A purchase made on the free market contributes to the economy.

How do open market operations reduce the amount of money available?

To purchase or sell securities to banks, the Fed uses open market operations. The Fed gives banks additional money to hold as collateral when it purchases securities, which

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What are 3 types of revolving credit?

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Revolving, installment, and open credit accounts are the three different categories. Revolving credit, one of the most popular forms of credit accounts.

Credit is the trust that enables one party to loan another party assets or money with the knowledge that the second party would return the assets or pay the first party back at a later date rather than immediately. Reciprocity can be formalized, made enforceable, and extended to many unrelated parties through the use of credit. Resources can include money, goods, and services. A credit agreement is one that postpones payments. Credit is given to a debtor, also known as a borrower, by a creditor, also known as a lender.  Within that range, scores can often be divided into one of five categories: bad, fair, good, and very good.

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A manager can increase return on investment (ROI) by doing which of the following?
a. Decrease operating expenses
b. Increase operating expenses
c. Increase operating assets
d. Decrease sales

Answers

Option (a) . A manager can increase return on investment (ROI) by decrease operating expenses.

What's included in operating expense?

Operating expenses — also known as selling, general and administrative expenses (SG&A) — are the costs of doing business. This includes rent and utilities, marketing and advertising, sales and accounting, administration and management salaries.

What are the 3 operating expenses examples?

If these costs are included, examples include auditor fees, bank charges, debt settlement costs, and interest costs. The definition of operating expenses may be extended to include the cost of goods sold, thereby covering all operational aspects of a business.

Where the operating expenses?

A company operating expenses, sometimes called OpEx, are reflected in the income statement. Along with non-operating expenses, it helps companies to calculate profitability.

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Which of the following describes the typical shape of the monopolist's total cost curve? a. Total costs rise and grow steeper as output rises. b. Total costs decrease and become flatter as output rises. c. Total costs are typically constant and are shown by a straight horizontal line.

Answers

Answer:

A. Total costs rise and grow steeper as output rises.

Explanation:

Which of the following is not listed as a way to encourage ethical behavior at the organizational level?
A. Social responsibility audits
B. Shareholder analysis
C. Analysis of mission and goal statements
D. Ethics training

Answers

B). Shareholder analysis is not listed as a way to encourage ethical behavior at the organizational level.

Shareholder analysis refers to the financial analysis of a company's stock performance. This analysis is typically done to evaluate the company's financial health and does not have anything to do with encouraging ethical behavior.

Social responsibility audits, analyzing mission and goal statements, and ethics training are all viable ways to encourage ethical behavior in an organization. Therefore the correct answer is option b which is Shareholder analysis.

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Compared with other types of retailers, department stores compete mainly on the basis of a) customer services. b) low prices.

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When compared to other types of retailers, department stores compete primarily on price.  a) customer services.

Instead of low costs, department shops often compete primarily on the strength of their client services. They provide a vast array of goods and services, including apparel, electronics, home items, and more. They also have elements that set them apart from other kinds of merchants, such personal shopping, style, and financial services. Along with a variety of items, stores also offer a wide range of services, such as personal shopping, styling, and finance services. Along with their extensive selection of goods and services, they also provide a distinctive shopping environment. Although some department shops may also have affordable pricing, it's important to note that they don't primarily compete on the basis of price.

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The internal control procedures in Edmiston Company make the following provisions.
Identify the principles of internal control that are being followed in each case.
(a) Employees who have physical custody of assets do not have access to the accounting records.
(b) Each month, the assets on hand are compared to the accounting records by an internal auditor.
(c) A prenumbered shipping document is prepared for each shipment of goods to customers.
Answer choices are:
-Human resource controls
-Physical controls
-Segregation of duties
-Independent Internal Verification
-Doumentation procedures
-Establishment of responsibility

Answers

The correct response is for this exercise is segregation of duties. The first instance of segregation of responsibilities, which relates to the obligations of record-keeping and physical possession, is applied.

It is not advisable to allocate the task of managing physical assets to the employee who maintains the accounting records. The six guiding principles of internal control are as follows: attribution of responsibility, division of labour, documenting techniques, Physical controls, Independent internal verification, Human resource controls. The idea of requiring more than one person to finish a task is known as separation of duties (SoD), sometimes known as segregation of duties. Organizations utilize it as an administrative safeguard to thwart security breaches such as fraud, sabotage, theft, and information misuse. As observed in democracies when the government is divided into three independent branches: a legislature, an executive, and a judiciary, it is known as the separation of powers in the political sphere.

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the ____ help desk position is normally staffed by an entry-level employee.

Answers

Answer:

hotel

Explanation:

I put this as a guess if what the answer could be

Lion Corp. has a $3,000 par value bond outstanding with a coupon rate of 4.8 percent paid semiannually and 19 years to maturity. The yield to maturity on this bond is 4.9 percent. What is the dollar price of the bond

Answers

The dollar price will be $7200.00

For computing the dollar price of the bond we have to applied the present value formula which is to be shown in the attachment below:

Given that,  

Future value = $3,000

Rate of interest = 4.8% ÷ 2 = 2.4%

NPER = 19 years  × 2 = 44 years

PMT = $3,000 × 4.8% ÷ 2  = $7200

The formula is shown below:

= -PV(Rate;NPER;PMT;FV;type)

After applying the above formula, the dollar price of the bond is $7200.00

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Which activity is the clearest example of the evaluation step in the nursing process?
A. recognizing that the client’s blood pressure of 172/101 is an abnormal finding
B. checking the client’s blood pressure 30 minutes after administering captopril.
C. taking a client’s blood pressure on both arms at the beginning of a shift
D. giving the client a p.r.n. (as needed) dose of captopril (an antihypertensive) in light of this blood pressure reading

Answers

B. checking the client’s blood pressure 30 minutes after administering captopril is the clearest example of the evaluation step in the nursing process.

This is because it involves assessing the effectiveness of a specific intervention (administering captopril) in achieving a desired outcome (lowering blood pressure). Other activities, such as recognizing that a blood pressure reading is abnormal, taking a client's blood pressure on both arms, and administering a p.r.n. dose of captopril, are important steps in the nursing process, but they are not specifically focused on evaluating the effectiveness of an intervention.

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How do we manage change in the workplace effectively?

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Companies need to embrace change if they want to stay ahead of new technology and economic developments.

What are Technology and Economic development?

Through technological means, we have access to almost everything around us, including home appliances, infrastructure, automobiles, medical equipment, and educational tools.

Going to work or doing household chores is now easier thanks to technology. There are a variety of tools and equipment that make life easier for people. It has also had an impact on a number of modern-day industries, including medicine, education, and transportation.

The efficiency and safety of transportation, as well as access to food and healthcare, socialization, and productivity, are all affected by technology. The power of the internet has made it easier to share ideas and resources and create global communities.

The creation of wealth through which community benefits are realized is economic development. It is more than just a job program; it is also an investment in expanding your economy and improving the prosperity and standard of living of all residents. Different people have different ideas about what economic development means.

The four types of economic development are as follows:

An established economy. An economy of command. A market economy A diverse economy.

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If you want $1,000 three years from now and you earn 4 percent on your savings, how much do you need to deposit

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If you want $1,000 three years from now and you earn 4 percent on your savings $ 889 do you need to deposit.

What does the term deposit mean?

Money kept at a bank is considered to as a deposit in the financial industry. A deposit is a deal in which money is given to another individual to keep safe.

The following formula can be used to determine the principle amount:

A = P x (1 + i)n

P = A/(1+ i)n

P equals the principle amount.

A = amount paid upon maturity = $1,000 I = compound interest = 4%, or 0.04 per year n = number of periods = 3 years x 1, which is 3 periods

[Let compounding occur only once each year]

The values in the formula above lead to the following results:

P = $ 1,000/(1 + 0.04)3

= $ 1,000/(1.04)3

= $ 1,000/1.124864

= $ 888.9964 or $ 889

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Some people argue that government should not be so involved in consumer protection. What are some arguments for and against this opinion?

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Markets function properly when consumers and corporations are both protected. Consumers must have access to reliable, unbiased information about the goods and services they choose to buy.

What do you mean by a consumer?

A consumer is a person or a group that is not directly involved in entrepreneurial or business operations and who intends to order or uses purchased items, products, or services primarily for personal, social, family, or household needs.

The phrase is most frequently used to describe someone who makes purchases for their own use. A consumer in an economy purchases goods or services primarily for personal use rather than for resale or for commercial objectives.

The price that consumers pay for the goods or services is followed by consumption. As a result, consumers are an essential component of any economy and play a crucial role in the economic system of a capitalist society.

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Determine the simple interest on an account paying 5.5% annually interest of an investment of $20,650. a. $1115.65
b. $1135.75
c. $1125.55
d. $1145.45

Answers

I=prt; I=20,650×0.055×1; I=1,135.75 is the simple interest on an account paying 5.5% annually interest of an investment of $20,650.

The simple interest is the rate at which you borrow or lend money. When a borrower receives funds from a lender, the lender receives additional funds in return. The principal refers to the borrowed funds that are granted for a specified time period.

It is straightforward to calculate simple interest using a formula. Simply multiply the principal of the loan by the term's interest rate.

Although some mortgages employ this calculation approach, this kind of interest typically relates to auto loans or short-term loans. To calculate simple interest, multiply the loan principal by the interest rate, then by the loan's period.

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Why are there more mixed economies in the world today?

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Most economies are considered mixed economies since the majority of governments control some aspect of the means of production.

What makes a mixed economy crucial?

A mixed economy allows for private production participation, which in turn promotes healthy competition with the potential for profit. Additionally, it supports public ownership of the manufacturing sector, which can help with social welfare demands. The most effective use of resources is made possible by mixed economic systems. In truth, the Indian government uses economic planning to distribute and use resources. As a result, it can reduce cyclical variations, prevent shortages, and boost production effectiveness. Some of the following features of a market economy are present in a mixed economy. It safeguards private property first. It also permits prices to be determined by the market economy and the principles of supply and demand. Third, it is motivated by people's particular self-interest.

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A hotel will use a job order cost system for which of the following expenses?
a. Room service
b. Soap and shampoo expenses
c. Maid services
d. Swimming pool expenses

Answers

a. Room service. A hotel service known as room service or in-room dining lets customers order food and beverages to be delivered to their rooms where they may consume them.

A hotel concierge is capable of more than just providing travel arrangements, restaurant reservations, and local knowledge. Give your visitors assistance that goes above and beyond their expectations. For further emphasis, these services may be developed to focus on your hotel's key selling characteristics. In Sorrento, Italy, the Grand Hotel Excelsior Vittoria is widely recognised for its very customised presents. A group of American children received customised jerseys from the property once. Whether tourists just require transportation to your location or a trip about town, The Otesaga Resort in Cooperstown, NY, surprises them by setting your hotel distinct from your competition.

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Why economics say all resources are scarce?

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Because no one can have an unending supply of anything, all resources are limited. There will eventually be a limit. Hence economics say all resources are scarce.

Economic resources are rare for more reasons than just their scarcity. It is not independent. It must be compared to other ideas, such as needs and wants. Because there aren't enough resources to meet all of our needs and wants, there is scarcity. Alternative economic options arise because of scarcity. Then, economists develop numerous hypotheses about how to make these decisions in order to achieve the best results. Finally, they attempt to understand and study the nature of the choices that economic agents, such as consumers and producers, confront using a variety of theories and methodologies.

Our wants and needs are endless. We do not have enough resources to fulfill them, though. Then scarcity emerges. Therefore, the explanation for scarcity is that there isn't enough of it to satisfy an endless need. Scarcity, as well as economics, would not exist if our needs and wants were unending.

Money and time are only two examples of the many forms that resources may take. In contrast, it simply refers to the resources utilized to create commodities and services in economics. In addition, economics connects wants and needs to available resources. Economic decisions regarding how to distribute resources to their best use are influenced by scarcity.

Economists create theories of consumer choice and production possibility curves in microeconomics. Consumer choice theory, for instance, describes how customers optimize their happiness by taking their budget into account.

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Johnny takes 15 minutes to fold laundry and 10 minutes to vacuum. Sarah takes 10 minutes to fold laundry and 8 minutes to vacuum. For Johnny, the per unit opportunity cost of laundry folding isvacuumingls) and the per unit opportunity cost of acuuming islaundry fold(s). 1. 5:1. 25 1. 25; 4/5 1. 5; 2/3 O 2/3, 4/5

Answers

For Johnny, the per unit opportunity cost of laundry folding vacuuming is 1.5 the per unit opportunity cost of vacuuming is laundry fold is ⅔.

What is the opportunity cost? In economics, the opportunity cost is explained by the conflict of choice that an economic agent has in a scenario of scarcity, that is, when one can not have at the same time the objects of choice.By this concept, it is explained that all the agents in the economy make choices that allow the best benefit, in exchange for a lower cost.With this, the opportunity cost is also known as economic cost, because it is an opportunity that is no longer used.Opportunity costs can be exemplified in any situation where a company will do something, but will have to give up something else. The per unit opportunity cost of laundry folding for Johnny is 1.5 vacuuming (laundry folding minutes / vacuuming minutes) And the per unit opportunity cost of vacuuming for Johnny is 2/3 laundry folding (vacuuming minutes/laundry folding minutes). Similarly, the per unit opportunity cost of laundry folding for Sarah is 1.25 vacuuming (laundry folding minutes / vacuuming minutes) And the per unit economic cost of vacuuming for Sarah is 4/5 laundry folding (vacuuming minutes/laundry folding minutes).

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If the reserve ratio increased from 10 percent to 20 percent, the money multiplier would: A) rise from10 to 20.
B) rise from 5 to 10. C) fall from 10 to 5. D) fall from 20 to 10 E) not change

Answers

C) fall from 10 to 5. If the reserve ratio increased from 10 percent to 20 percent, the money multiplier would fall from 10 to 5 This means that they have less money available to lend, resulting in a decrease in the money supply.

The money multiplier is the amount by which the money supply is increased by each unit of increase in reserves. It is calculated as the reciprocal of the reserve ratio, which is the percentage of deposits that banks are required to hold in reserve. The money multiplier is inversely related to the reserve ratio, which means that if the reserve ratio increases the money multiplier decreases. The money multiplier formula is: Money Multiplier = 1 / Reserve Ratio. So in this case, if the reserve ratio increased from 10 percent to 20 percent, the money multiplier would be: 1 / 0.20 = 0.05.

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There are economic concerns surrounding the products that have been genetically engineered for particular traits, including pharmaceutical products, crops, and enzymes used in manufacturing processes. What are the proposed economic concerns that affect society

Answers

The change of the original gene is the economic worry that society has with products that are genetically engineered for certain qualities, such as medications, crops, and enzymes used in industry and industrial processes.

Which one of the following describes a genetic engineering disadvantage?

There are occasionally dormant routes in plants that lead to toxic substances. Genetic engineering has the potential to revive these latent processes, which would also increase the levels of dangerous compounds in the plants.

What benefits and drawbacks does genetic engineering offer to our culture?

It was feasible to generate crop kinds that were thought to be "more advantageous" thanks to genetic engineering. Contemporary genetic modification is more gene-specific than selective breeding. The potential for selective breeding to produce undesirable features is one of its drawbacks.

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Method of moving average i epecially ueful in the cae of the time erie with ________. Select one:

a. Regular eaonal fluctuation

b. Regular cyclical movement

c. Regular irregular variation

d. All of thee

Answers

Method of moving average is epecially useful in the case of the time series with the regular seaonal fluctuation.

The moving average model is considered to be a time series model which tends to account for the very short-run autocorrelation. So, it tends to  basically state that the next observation is the mean of every past observation.

However, the moving averages tend to have the property in order to reduce the amount of the variation which is said to br present in the data. Thus, in the case of the time series, this property is used to eliminate fluctuations, and so such process is called as the smoothing of time series.

Hence, option A is correct.

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If the cross-price elasticity of demand for two goods is -4.5, then
a. the two goods are substitutes.
b. one of the goods is normal and the other good is inferior.
c. the demand for one of the goods conforms to the law of demand, but the demand for the other good violates the law of demand.
d. the two goods are luxuries.

Answers

If the cross-price elasticity of demand for two goods is 1.25, then the two goods are luxuries. the two goods are substitutes.

one of the goods is everyday and the different proper is inferior. the demand for one of the goods conforms to the law of demand, but the demand for the different exact violates the regulation of demand.

What is the cross-price elasticity of demand for two goods?

Cross elasticity of demand refers to the way that adjustments in the price of one properly can have an effect on the volume demanded of some other good. This relationship can range depending on whether or not the two items are substitutes, complements, or unrelated to each other.

Is the go price elasticity between two items is negative then the two goods are in all likelihood to be?

complements

We determine whether or not items are enhances or substitutes based totally on go price elasticity - if the pass price elasticity is superb the items are substitutes, and if the pass charge elasticity are poor the goods are complements.

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What are 5 questions you should ask to determine whether a source is reliable or not?

Answers

When researching a source of information, there are key questions you should ask to determine the reliability of the source. Here are five questions that can help guide your evaluation:

1. Who is the author? Try to find out the author's credentials and expertise.

2. Who published the source? Evaluate the publisher's reputation and history.

3. When was the source published? Does the date of publication match the information you are looking for?

4. What is the purpose of the source? Is the author trying to persuade or inform?

5. What evidence is presented in the source? Are the claims in the source supported by facts and data?

By asking these questions, you can evaluate the reliability of a source and make sure you are getting accurate, up-to-date information.

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A married couple, ages 55 and 52, with no children, are both employed at DEF Corporation. They have asked for an evaluation of their current portfolio. They have a combined annual income of $200,000 per year and a fully paid home worth $500,000. Their current portfolio shows:

Answers

B) Based on their stated investment objective, the portfolio should be reallocated, with 50% less cash and bonds and funds used to purchase a small or mid-cap growth mutual fund.

How much of your portfolio ought to be invested in mutual funds?

The 50:30:20 rule must be incorporated into your financial plan. Mutual funds should account for at least 20% of a worker's salary, with the option to invest more if necessary.

Since this couple has stated that their investment objective is growth with moderate risk, a portfolio with only about 25% values and 75% fixed pay protections is inappropriate because it will pay; but little progress. To make it easier to adjust the portfolio, the long-term bond and money designation should be reduced and replaced with development stocks. For a "preservationist financial specialist," Decision C is unreasonably theoretical. Choice D is partially valid because this couple is investing in their manager's stock. However, considering that the stock represents only 8% of the client's total portfolio, this isn't an excessively high rate.

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Full Question = A married couple, ages 55 and 52, with no children, are both employed at DEF Corporation. They have asked for an evaluation of their current portfolio. They have a combined annual income of $200,000 per year and a fully paid home worth $500,000. Their current portfolio shows:$50,000 Common Stock of DEF Corp in a 401K account

$100,000 Large Cap Growth Fund

$150,000 Government Bond Fund

$150,000 Corporate Bond Fund

$200,000 Money Market Fund

Both intend to retire in 20 years and are conservative investors, looking for moderate growth and moderate risk. Which of the following recommendations is BEST for this couple?

A. The current portfolio allocation is consistent with their stated investment objective and risk-tolerance level

B. The portfolio should be reallocated based on their stated investment objective, reducing the cash and bond percentage by 50% and using the proceeds to buy a small or mid-cap growth mutual fund

C. The portfolio is overweighted in fixed income securities, which should be completely liquidated and the proceeds used to buy aggressive growth stocks

D. The current portfolio allocation overexposes the couple to stock-specific risk if the fortunes of DEF Corp. decline in the future

Which of the following increases the equilibrium price of a used car and decreases the equilibrium quantity? Select all that apply.
a. An announcement by the U.S. Attorney General that the windows on older cars were made with cheaper glass that can explode at high speeds
b. New federal legislation that raises the legal driving age to twenty-one in all states
c. A new fee that used car dealers must pay to the government on all sales of used cars
d. A natural disaster that destroys hundreds of used car dealer ships.

Answers

Out of the given statements option c : A new fee that used car dealers must pay to the government on all sales of used cars will increase the equilibrium price of a used car and decreases the equilibrium quantity.

When the sellers will have to pay some extra amount/fee on the sale of supply of the old/ used cars it will consequently result in the decrease of the supply of used cars. We can further conclude that the supply curve will shift towards left.

The price at which the supply and demand of the commodity are balanced is called equilibrium. The market is considered to be in an equilibrium when a major index goes through a period of consolidation or sideways movement, indicating that the forces of supply and demand are essentially equal. Prices, according to economists, frequently oscillate near their equilibrium levels. Economic factors like supply and demand are in balance in this scenario, hence the values of economic variables won't change in the absence of external impacts.

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What problems can be solved by algorithmic?

Answers

Any form of problem, be it mathematical, logical, or complicated, can be addressed by an algorithm.

What issues are algorithms unable to resolve?An algorithm cannot address either of two types of issues. Unsolvable issues. Theoretically, no algorithm could possibly address these issues. The halting problem is an intractable decision problem (with a yes/no response).Any form of problem, be it mathematical, logical, or complicated, can be addressed by an algorithm. Example: Depth-first search, salesmen on the road, sorting formulas, etc. However, the algorithm would arrive at a finite answer after a number of steps before coming to an end.There are several recognised to be formally undecidable issues, therefore there is no technique that can fully resolve them.

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At an interest rate of 7%, you can have approximately $18,000 twelve (12) years from now by depositing $___________ every year for the next twelve years assuming the deposits take place at the end of each year. A. 1623 B. 1006 C. 1088 D. 1127

Answers

The right response is $1,006.24

What explanation is provided?

The amount that a lender charges a borrower for any kind of loan that is provided is known as an interest rate, and it is often expressed as a percentage of the principal. The collateralized asset could be cash, a big asset like a car or a house, or just everyday goods. When applied to larger assets, the interest rate is commonly referred to as the "lease rate."

The provided data are listed below in accordance with the scenario:

Interest rate (r) equals 7%

Future worth: $18,000

Time (t) equals 12 years.

Therefore, we can use the following formula to determine the payment to deposit:

FV is equal to Pmt (((1 + r)t - 1) r)

$18,000 = Pmt ((( 1 + 0.07)^12 - 1) ÷ 0.07)

Pmt = $1,006.24

Consequently, a yearly deposit of $1,006.24 is required.

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