Each month, the amount Ben pays toward interest varies (and falls) the amount he pays toward the principal varies (but increases).
Calculations of Interest and Principal PaymentsThis answer can be explained by using a hypothetical example.
For example, let us assume that the principal outstanding from the first month is $9,500 and the monthly interest rate is 2%. The interest payment, the amount paid toward the principal, and the principal outstanding in the second and third months can be calculated as follows:
For the Second Month, we would have:
Second month interest payment = First month principal outstanding * Interest rate = $9,500 * 2% = $190
Amount paid towards the principal in the second month = Monthly payment - Second month interest payment = $750 - $190 = $560
Second month principal outstanding = First month principal outstanding - Amount paid towards the principal in the second month = $9,500 - $560 = $8,940
For the Third Month, we would have:
Third month interest payment = Second month principal outstanding * Interest rate = $8,940 * 2% = $178.80
Amount paid towards the principal in the third month = Monthly payment - Third month interest payment = $750 - $178.80 = $571.20
Third month principal outstanding = Second month principal outstanding - Amount paid towards the principal in the third month = $8,940 - $571.20 = $8,368.80
From the hypothetical example above, since the second month's interest payment of $190 is different from and greater than the third month's interest payment of $178.80, this implies that the amount Ben pays toward interest varies.
Also, since the amount paid towards the principal in the second month of $560 is different and less than the amount paid towards the principal in the third month of $571.20, this implies that the amount he pays toward the principal also varies.
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Match these items. Match the items in the left column to the items in the right column. 1. accounting cost money value of a good or service that is charged to the customer 2. alternative relating to money 3. monetary option 4. opportunity cost happiness; satisfaction 5. retail price value of all the alternatives given up 6. trade-off value of the best alternative given up 7. utility cost of producing a good or service
Answer:
Follows are the solution to this question:
Explanation:
Please find the attached file.
question 3
what is the difference between manufacturing and a cottage industry
Answer: Simply put, the cottage industry refers to a period of time in which goods for sale were produced on a very small scale, usually in a home. ... The factory system is a term that historians use to refer to the development of centralized factories or mills that produced goods on a mass scale.
Explanation: !!!!!!
Answer:
faster producing and stuff (ap.ex) i forgot the answer that i got right but it goes like that
Explanation:
what is the poem about "a bird came down the walk"
Answer:
It is called A bird came down the Walk by Emily Dickinson
A wholesaler delivers makeup to supermarkets, sets up the items on racks,
and keeps track of inventory. This is an example of a
A. manufacturer's sales branch
B. truck jobber
C. rack jobber
D. drop shipper
Answer:
c. rack jobber
Explanation:
A wholesaler delivers makeup to supermarkets, sets up the items on racks, and keeps track of inventory. This is an example of a rack jobber. Hence, option C is correct.
What is wholesaler delivers?A wholesaler's main duty is to improve the efficiency of the supply chain for the gain of producers, distributors, and end consumers. At the same time, wholesalers help distributors manage their assets more efficiently.
Between a manufacturer, who creates a product, and an organization farther down the supply chain, a distributor serves as a link. A value-added reseller, or downstream company, can be either a wholesaler or a retailer.
A distributor is a company that buys non-competing products or product lines and resells them to customers directly. The majority of distributors also provide a range of services, including service, technical support, and warranty protection.
Thus, option C is correct.
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Communication barriers are the different factors that disrupt messages. There are a variety of different strategies that can be used to overcome barriers in communication. You will list the five communication barriers and identify a strategy to overcome each of them. Rubric
Answer:
Explanation below
Explanation:
Language Barriers - both language and linguistic abilities can serve as barriers to communications between people. When people communicate using the same language, terminologies used in the message can form as barrier in the communication. It is best to use the language that can be rightly understood by the receiver.
Psychological Barriers – The psychological mind of the person receiving the message could serve as a barrier to communication. When people experience certain stress and personal issues, it could preoccupy their minds and that may make them not to be receptive to messages as expected. Stress management could help alleviate the challenges around this psychological barrier issues.
Physiological Barriers simply have to do with the receiver’s physical state. If the person is not hearing well maybe due to background noise, then the entire messages may not be grasped by the receiver. It is best to ensure there are no background noises.
Physical Barriers include the geographical distances between both the sender and the receiver of the message. Modern technologies have been used to reduce the impact of physical barriers.
Attitudinal Barriers are the behaviors or perceptions that hinder people from communicating effectively. Such barriers can come up as a result of personality conflicts between the people or resistance to change. It would be ideal if both parties that are communicating try to overcome their attitudinal barriers before they can communicate. Better enlightenment can be used here effectively to correct issues.
what type of object can ground static
electronic. Maybe I'm not a hundred percent sure.
Answer: its plastic
this is just extra bc it kept saying my answer was too short
Identify and describe an assistive technology that can be used for online schooling for people with different abilities (such as those who are blind, deaf, or have limited mobility).
Answer:
Assistive technology is a generic term that describes tools used by people with disabilities to accomplish tasks. The following technologies help people use computers to access the web: Screen readers: Software used by blind or visually impaired people to read the content of the computer screen.
Explanation:
joshua was having a difficult time meeting that improved schedules and budget what might be the most likely cause
Answer:
There was a lack of clarity and expectations in the original work plan goals.
Explanation:
When creating a work plan , expectations refers to a realistic set of goal that an organization hope to achieve after implementing the work plan into their operation.
Expectation is very important for the decision maker in determining a couple of things, such as;
- The time needed for the plan to show result. (which will influence things such as meting schedule, determining deadline, etc)
- The amount of resources and workhours that the company need to invest into the plan (which will influence the way budget is designed)
- The standard that should be use to measure company's performance.
Answer:
There was lack of clarity... is the answer
Explanation: I just got all of the answers right thats how i know
Astrid has always enjoyed working with others, especially as part of a team. She studied graphic design and marketing
in college and is now ready to start her career. She knows that she would like a position in the Business, Management,
and Administrative career cluster, specifically in the Marketing pathway. Which company would be the best for Astrid
to send her resume to?
O a small, family-owned restaurant
O a medical office with one doctor
O a large pharmaceutical company
O a local high school district
Of all of the sectors that are mentioned here, the best that Asterid has to send her resume to would be: a small, family-owned restaurant.
Why does Astrid have to send her resume here:This is because out of all of these offices, the family owned restaurant is the business type that would not be too specialized.
This means that in other types, the people working there would be professionals that are trained specifically in that fields.
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What could be an industry I could choose because I’m really confused with this whole thing !!! Please help (this is photography but I put business)
Describe how a formal report is different from an informal report?
Answer:
Though the report may be several sections long, it is typically much shorter than a formal report. No contents page is included. Informal reports can even be formatted like a memo.
Explanation:
Answer: Informal reports are usually short, one to three pages, with no need for prefatory parts,are informational, include no or limited research,luse a direct approach an personal language. The formal report, however, is worded more objectively, focusing on the problem and the solution.
Explanation:
1. Workplaces that grow plants, such as farms, nurseries, greenhouses,
gardens, and parks are part of
Plant Systems
Animal Systems
Food Products & Processing Systems
Environmental Service Systems
Answer:
Plant Systems
Explanation:
The plant system entails the science of how plants grow. It is the study of the different types of plants and how they impact our world. Gardens, farms, nurseries, greenhouses, and parks also form part of the plant's system.
Plant Systems specialists help feed the nation by monitoring our plant food quality and safety. They provide information that aids consumers in making sensible nutritional decisions.
For the following situations, decide whether this is
an example of an informal or formal trade barrier.
A. Law requiring that stores be closed on Sunday
b. Beliefs about not eating certain foods
c. Special tax on the sale of books
d. Required nutritional information on food
packaging
e. Hiring family members when jobs are available
in an organization
A=formal trade
B= informal trade
C= formal trade
D= informal trade
E= informal trade
Trade is basically the activities of buying and selling of goods both locally and internationally.
Formal trade barrier refers to factors which affect trading activities negatively and are indeed legal. Such barriers include import duties, taxes etc Informal trade barrier refers to factors which affect trading activities negatively but not from government and they includes transport costs, cumbersome customs practices, regulations, corruption etcThe decision on whether the trade barrier are formal or informal are as follow:
The Law is an example of Formal trade barrier. Various belief like this is an example of Informal trade barrier.The special tax imposed on books is an example of Formal trade barrier.The required nutritional information is an example of Formal trade barrier. Hiring of family members is an example of Informal trade barrier.Lear more about Trade barrier here
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5. The sales manager is convinced that a 11% reduction in the selling price, combined with a $68,000 increase in advertising, would increase this year's unit sales by 25%. a. If the sales manager is right, what would be this year's net operating income if his ideas are implemented? b. If the sales manager's ideas are implemented, how much will net operating income increase or decrease over last year?
Answer:
5(a) $1,156,000
5(b) -$104,000
Explanation:
5(a)
The reduced selling price
= [tex]120-13.2[/tex]
= [tex]106.80[/tex]
The revised fixed cost
= [tex]180000+68000[/tex]
= [tex]248000[/tex]
The revised number of sales unit
= [tex]24000\times 125 \ percent[/tex]
= [tex]30000 \ units[/tex]
Now,
The computation of net operating income will be:
Sales
= [tex]30000\times 106.8[/tex]
= [tex]3,204,000[/tex] ($)
Variable costs (less)
= [tex]30000\times 60[/tex]
= [tex]1,800,000[/tex] ($)
Contribution margin
= [tex]Sales-Variable \ cost[/tex]
= [tex]1,404,000[/tex] ($)
Fixed costs (less)
= [tex]248,000[/tex] ($)
Net operating income
= [tex]Contribution \ Margin -Fixed \ cost[/tex]
= [tex]1,156,000[/tex] ($)
5(b)
The net operating will decrease over last year will be:
= [tex]1,156,000-1,260,000[/tex]
= [tex]-104,000[/tex] ($)
Click on the pic and help plz plz its due in 2 hours plz
Answer:
Explanation:
See image for each answer and calculation.
Something that person a person desires but can live without is called a
want
Explanation:
a want is something you would like to have but don't need in order to survive
Something that a person desires but can live without is called a want
A want is commonly known as an item or something that humans desire to have, that they may, or may not, be able to get anywhere or by themselves due to some factors.The need of one person differs, another person wants. There are a various ways to meet a need or a want.
Conclusively, it is not easy to assume the difference between wants and needs.
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What are the rights of incidental beneficiaries?
An incidental beneficiary does not have any legal rights to the benefits they are receiving,
you purchase a car for 20,000 you made a down payment of 5,000 and took out a loan for the rest. what is the principle balance of the loan
Answer:
15,000
Explanation:
The principal amount in a loan is the amount borrowed. It is the amount from which interest is calculated. When repaying a loan, the full principal amount and the interest must be paid.
The car is valued at 20,000. A deposit of 5000 is paid. the principal amount in the loan is 15,000. (20,000 - 5000)
You are checking in a guest that booked a room for $285 a night for three nights. You discover that as a government employee he should receive a 20% discount What Is new cost for his stay?
Answer:
$684
Explanation:
you are staying for 3 nights = $855
you get 20% off so find 20% of $855 (855 x 0.20 = 171)
subtract (855 - 171 = 684)
$684
can i get brainliest
Benny surveyed a group of individuals from diverse backgrounds regarding his company's latest advertisement. He found that the part that most of the individuals remembered about the advertisement was the joke. Which feature of advertisements have the individuals in bennys survey group depicted ?
Answer:
B). Ad recall
Explanation:
The 'ad recall' feature of the advertisement is being displayed in Benny's survey group as it aims to evaluate the number of people who remembered the latest advertisement of his company within the two days of the display. The survey primarily aims to check how memorable was their advertisement to the people to check if the advertisement was effective enough and able to create desired impact or not. Thus, option B is the correct answer.
Answer:
B. ad recall
Explanation:
For all Plato users
Identify 3 skills you would expect an accountant to have.
Answer:
1. Strong written and oral communication.
2. Critical thinking
3. Analytical and problem solving skills
What would you like to know?
Answer:
I like these free points. Also Panic! At The Disco anyone?
Explanation:
In functions of business, what is an example of management?
The four primary functions of managers are planning, organizing, leading, and controlling. By using the four functions, managers work to increase the efficiency and effectiveness of their employees, processes, projects, and organizations as a whole.
Which of these is not a way of maintaining open communication?
Answer:
d.Talk only to managers for status reports
Explanation:
Answer:
d
Explanation:
The public power company is an example of which market structure?
A. Perfect competition
B. Monopolistic competition
C. Oligopoly
D. Monopoly
Answer:
D. Monopoly
Explanation:
A monopoly is a market structure which is typically characterized by a single-seller who sells a unique product in the market by dominance. Thus, it is a market structure wherein the seller has no competitor because he is solely responsible for the sale of unique products without close substitutes. Any individual that deals with the sales of unique products in a monopolistic market is generally referred to as a monopolist.
Hence, the public power company is an example of a monopoly because they serve as the only power utility provider to the public.
Additionally, a public power company refers to a company that provides power (electricity) utility to the general public of a society.
goods are the products businesses use to produce other goods.
Next
Answer:
so whats your question
Explanation:
A consumer has utility function U(x, y) = min{x, y}. She has $150 and the price of x and the price of y are both 1. The consumer is thinking of accepting a job in a different town, in which the price of x is 1 and the price of y is 2. Her income would remain the same. This consumer, who understands compensating and equivalent variation perfectly, is torn. While she is keen on the prospect of a move to the new town, which boasts a fine array of cultural activities for her family, she claims that, purely on the basis of her own preferences, having to move is as bad as a cut in pay of $X. She also claims she wouldn’t mind moving if when she moved she got a raise of $Y. What are the quantities $X and $Y equal to?
Answer:
The answer is "X=50 and y=75".
Explanation:
X = Variation equivalent
Y = Variation to compensate
Pre-movement equation:
[tex]\to x = y = 75 \\\\ \to U= 75[/tex]
The post movement equation:
[tex]\to x = y = 50 \\\\\to U = 50[/tex]
Service decline corresponds to a reduction in the salary of:
[tex]\to 25 \times 1 + 25 \times 1\\\\\to 25+ 25\\\\ \to \$ 50\ \ \ _{(modify \ \ Equivalent)}[/tex]
Now she wants:
[tex]\to 25 \times 1 + 25 \times 2 \\\\\to 25 + 50 \\\\ \to \$ 75 \ \ \ _{(compensating \ \ variation)}[/tex]
to get [tex]U = 75[/tex] in the new city.
Banks use your deposits to make loans to other individuals. true or false
Answer:
true
Explanation:
.................... mark my answer brainliest if it is right
Which statement best reflects the importance of following safety guidelines?
A.Workplace injuries can result in losses to an organization’s profits.
B. OSHA responds to complaints of unsafe work environments, and can fine or take negligent employers to court.
C. Every year, thousands of people die as a result of workplace injuries.
D. Using equipment safely is faster and makes work more efficient.
Answer:
B
OSHA responds to complaints of unsafe work environments, and can fine or take negligent employers to court.
Explanation:
Select the education and qualifications that are most helpful for Human Resources careers. Check all that apply
integrity
long-term planning skills
o communication skills
bachelor's degree
o research skills
creativity
o organizational skills
Education skills and the qualifications.
These are most helpful for human resource development are given as under. Thee skills involves the use if the analytical and behavioral adjustments in relations to the human capital. Therefore are very essential to have.
Thus answer to HR is planning, research and organization skills.
The skills that are necessary for the careers include the ability to solve problems related to planning and design. HR-related careers may include the generalist and the specialist. Long-term planning, bachelor's degree, research skills, and organization skills.Hence the option A, C, D, and E are correct.Learn more about the education and qualifications.
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Answer:
A, C, D, G
Explanation:
other is wrong