Banks are financial intermediaries that: A. have customer deposits as its primary asset and loans to borrowers as their primary liability.

Answers

Answer 1

Answer:

False

Explanation:

Exactly the opposite is true: banks are financial intermediaries that have customer deposits as their primary liability, and customer loans as their primary asset.

The reason is that customer deposits can be withdrawn at any time (at least in theory), and the bank is obliged to give back the deposited money to the customer.

Loans, on the other hand, are assets, because they provide the bank with interset, and an asset is simply an economic resource that provides further economic gain to its owner.


Related Questions

Wright Company recently petitioned for bankruptcy and is now in the process of preparing a statement of affairs. The carrying values and estimated fair values of the assets of Wright Company are as follows: Carrying Value Fair Value Cash $10,000 $10,000 Accounts Receivable 60,000 30,000 Inventory 70,000 40,000 Land 90,000 75,000 Building (net) 200,000 150,000 Equipment (net) 80,000 25,000 Total $510,000 $330,000 Debts of Wright are as follows: Accounts Payable $40,000 Wages Payable (all have priority) 6,000 Taxes Payable 12,000 Notes Payable (secured by receivables and inventory) 90,000 Interest on Notes Payable 5,000 Bonds Payable (secured by land and buildings) 200,000 Interest on Bonds Payable 8,000 Total $361,000 A) Based on the preceding information, what is the total amount owed to general unsecured creditors

Answers

Answer:

the total amount owed to general unsecured creditors is $71,000

Explanation:

The computation of the total amount owed to general unsecured creditors is shown below:

= Account payable + wages payable + taxes payable + interest on note payable + interest on bond payable

= $40,000 + $6,000 + $12,000 + $5,000 + $8,000

= $71,000

hence, the total amount owed to general unsecured creditors is $71,000

The same is to be considered

g Your average total cost is $30; the price you receive for the good is $13. Should you keep on producing the good

Answers

Answer:

No yg

Explanation:

just because

1. At what level does the supervisor fit in the organizational pyramid? Describe a major trend that is changing the role of the supervisor at that level.

Answers

Answer:

1. Supervisors fit in the middle level of the organization pyramid.

2. A major trend that is changing the role of the supervisor at that level is the concepts of mentoring, coaching, and staff training.  The supervisor's role is expanding to include these activities that will ensure process improvement, enforce adherence to organization's rules, and enable improved cross-functional relationships.

Explanation:

Primarily, supervisors are known to motivate employees, direct the activities of others, select the most effective communication channel, and resolve conflicts among team members.  However, the changing trend now views the supervisor as an educator, sponsor, coach, counselor, and director.  Therefore, the supervisor is expected to deplore all his skill-sets, including effective communication in combination with daily conflict resolution, transformational leadership, critical thinking, interpersonal relationship, time and priority management, and problem-solving skills.

The city hall of Greensburg will be considered a hybrid building. List two of the building systems that will make up the sustainable portion of this hybrid building.

Answers

Answer:

The building systems that will make up the sustainable portion of the city hall of Greensburg as a hybrid building are:

1. Ground source heat pumps

2. Vegetated roof with rooftop photovoltaic (PV) system

Explanation:

The city hall of Greensburg relies on renewable energy sources for all the hybrid building's energy needs.  The architectural features of a hybrid building serve the city context and the architectural designs aimed at building sustainable communities. With its ground source heat pumps and vegetated PV roof, the city hall of Greensburg will indeed be considered a hybrid building in the real sense.  This project came after the 2007 massive tornado that destroyed the city, and as a result, city and community leaders have demonstrated their commitment to rebuilding the town as a model sustainable rural community.

Answer:

ground source heat pump

Which of the following statements is TRUE? *
4 points
Home equity loans or lines of credit are not available to renters
Home equity loans or lines of credit are only available to people who have paid for their home in full
Home equity loans or lines of credit are illegal in most states
Home equity loans or lines of credit are only useful for funding home improvement projects

Answers

The TRUE statement about Home Equity Loans is A. Home equity loans or lines of credit are not available to renters.

What is a home equity loan?

A home equity loan is a line of credit, known as a HELOC, secured by an individual's homeownership which gives the individual a revolving credit line to use.

The homeowner can borrow up to 80% or more based on the home equity built up over the years.

Thus, the TRUE statement about Home Equity Loans is A. Home equity loans or lines of credit are not available to renters.

Learn more about the Home Equity Line of Credit at https://brainly.com/question/26479975

Hofnim, Inc. had the following account balances on September 30, 2016. What is Hofnim's net income for the month of September

Answers

Answer:

$22750

Explanation:

Calculation for What is Hofnim's net income for the month of September

Hofnim's NET INCOME

Fees Earned 64,000

Less Miscellaneous Expense (19,700)

Less Rent Expense (5,100)

Less Wages Expense (16,450)

NET INCOME $22,750

Therefore the NET INCOME will be $22,750

List three externalized costs associated with food production (and consumption), and try to identify the third part(ies) likely to pay for each. Which cost on your list concerns you the most

Answers

Answer:

1. List of three externalized costs associated with food production and consumption:

a. Social labor costs

b. Public health costs

c. Ecological and environmental costs

2. The third parties likely to pay for each cost:

a. Workers

b. Employers

c. Taxpayers

3. The cost which concerns me most is:

c. Ecological and environmental costs

Explanation:

An external cost occurs refers to the cost (negative effect) upon a third party. These external costs in consuming goods and services are known as negative externalities. They represent the social costs borne by society instead of by the direct consumers of goods or services.  For example, when a motorist purchases gasoline at the station, she pays for the fuel.  But there is a cost associated with the consumption of fuel which affects society.  The cost is not borne by the motorist directly but by third parties, who did not elect to use the gasoline.

You have decided that you want to attend a costume party as Black Panther. You estimate that it will cost $40 to assemble your costume. After spending $40 on the costume, you realize that the additional pieces you need will cost you $25 more. What is the marginal cost of completing the costume

Answers

Answer:

$25

Explanation:

Based on the information given if it was estimated that it will cost the amount of $40 in order to assemble the costume which means that After spending the amount of $40 on the costume and you realize that the additional pieces that you will need will still cost extra amount of $25 , that simply means that the MARGINAL COST of you completing the costume will be the extra amount of $25 .

what are two nonmarket ways of distributing goods and services

Answers

Answer: Rationing and Black Market

A company issues 5,000 shares of $15 par common stock. As a result, the earnings per share of the company _____.

Answers

Answer:

c. decrease

Explanation:

Options "a. increases, b. remains unchanged, c. decreases, d. equals to $15"

Earnings per share = Net income available for common shareholders / Number of shares outstanding.

So with increase in number of shares outstanding, the earnings per share would decrease as net income would be spread over higher number of shares.  So in this case, if company issues further 5,000 shares, the number of shares outstanding would increase and thus the earnings per share would decrease.

1. The law of demand relates two variables: price and quantity demanded. A. What is the relationship between these variables

Answers

Answer:

A

Explanation:

Activity-based costing systems: Eliminate multiple-stage cost allocation. Accumulate overhead costs by departments. Have separate overhead rates for each activity. Can be used in manufacturing firms only. Are less complex and therefore less costly than volume-based systems.

Answers

Answer:

Eliminate multiple-stage cost allocation. Accumulate overhead costs by departments and Have separate overhead rates for each activity.

Explanation:

Activity-based costing systems are used to allocate indirect costs to Products. This is because indirect costs can not be traced directly to the product being produced or cost center. So, Activity-based costing systems can be used in any industry. The main point in Activity-based costing systems is how to allocate general cost or general expenses to each cost center or product.

Thus, identification of activity costs centers and activity costs drivers to allocate the overheads is costly and takes a lot of time. However these systems eliminate multiple-stage cost allocation. Accumulate overhead costs by departments and have separate overhead rates for each activity.

g The low cost of labor in other countries around the globe is a factor that business must consider because they are impacted by:

Answers

Answer:

The low cost of labor in other countries around the globe is a factor that business must consider because they are impacted by:

the high cost of domestic labor.

Explanation:

An entity's ability to be globally competitive in the face of foreign manufacturers with low cost of labor is not helped by the high cost of domestic labor.  The cost of direct labor forms part of the computations for the cost of a product and its pricing.  Cheaper imports are more affordable to consumers than local products, thus causing consumers to prefer imports to domestic products.

Which statement accurately describes a business plan?

A). It provides money to the business
B). It describes in detail the idea for the new business and how it will be operated.
C). It provides on how to use an exit strategy for the business.
D). It's meant to be a short summary.

Answers

The answer is B. It describes in detail the idea for a new business and how it will be operated.
I am not very smart lol but I think it is B if it is wrong no hate please

Today, you deposit $2,500 of cash in a savings account that earns 8.0% in annualized interest. One interest payment is received at the end of every year. You make no other deposits or withdrawals. In five years, the amount of interest on interest you have earned in your savings account is closest to:

Answers

Answer:

$1,172 in interest

Explanation:

To find the answer to this question, we use the future value of an investment formula:

FV = PV (1 + i)^n

Where:

FV = Future value of the investment

PV = Present value of the investment (in this case, the $2,500)

i = interest rate (in this case 8.0%)

n = number of compounding periods (in this case, 5 years)

We now plug the amounts into the formula:

FV = 2,500 (1 + 0.08)^5

FV = 2,500 (1.469)

FV = 3,672

So, after 5 years, the initial $2,500 will have transformed into $3,672. The difference between this two values is the interest earned.

3,672 - 2,500 = $1,172

After 5 years, you will have earned $1,172 in interest

Presented below are four segments that have been identified by Marigold Corp.:

Operating
Segments Total Revenue Profit (Loss) Identifiable Assets
A $254500 $30300 $899000
B 599500 (55700) 801500
C 225500 52004 49000
D 90800 4700 226000

For which of the segments would information have to be disclosed in accordance with professional pronouncements.

a. Segments A, B, C, and B
b. Segments A, B, and C
c. Segments A and B
d. Segments A and D

Answers

Answer:

Marigold Corp.

The segments to be disclosed in accordance with professional pronouncements are:

a. Segments A, B, C, and D

Explanation:

a) Data and Calculations:

Operating

Segments   Total Revenue    Profit (Loss)    Identifiable Assets

A                     $254,500          $30,300             $899,000

B                       599,500           (55,700)                801,500

C                      225,500            52,004                   49,000

D                        90,800               4,700                226,000

Total             $1,170,300           $31,304            $1,975,500

b) According to professional pronouncements and U.S. Generally Accepted Accounting Principles (GAAP), public companies must report a segment if the segment accounts for 10% of total revenues, 10% of total profits, or 10% of total assets. The main purpose for presenting financial information by segments is to provide users of financial statements with information for making more informed economic decisions.

While designing a management support system, it's important to remember that executives do not care about _____.

Answers

Answer:

a. sales figures

Explanation:

In the case when the design would be made with regard to management support system so it would be significant to remeber that the executives should not care for the sales amount or figures as they do not play any kind of role in the management support system.

So the same would be relevant

Hence, the correct option is a.

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