Anderson Co. issued a $40,216, 60-day, discounted note to National Bank. The discount rate is 10%. At maturity, assuming a 360-day year, the borrower will pay:_____.a. $40,216.b. $39,546.c. $40,886.d. $49,500.

Answers

Answer 1

Answer:

a. $40,216

Explanation:

Discounted Loan note does not have any periodic interest payment obligation. It is issued at a discounted value that gradually accumulates the face value of the loan note at the time of maturity.

Issuance price can be calculated as follow

Discounted value = Face value / ( 1 + periodic interest rate )^ numbers of periods

Placing values in the formula

Discounted values = $40,216 / ( 1 + 10%/360 )^60

Discounted values = $39,551.38

After 60 days accreud interest will be

Interest = $39,551.38 x ( ( 1 + 10%/360 )^60 - 1 ) = $664.62

Borrower will pay = $39,551.38 + $664.42 = $40,216


Related Questions

Why do electricians usually learn through an apprenticeship?


It is necessary for job placement.

It is a regular part of getting an associate’s degree.

It allows them to obtain a license.

It is the only way to join the union.

Answers

Answer:

A. It is necessary for job placement.

On 1/1/01, Sienna Sunset, LLC provided a loan to one of its partners, Dorothy. In six years, Dorothy will have to pay Sienna Sunset $500,000. If Dorothy invests money semiannually in a savings account that pays an annual interest rate of 7.00%, how much will she need to deposit in the account every six months?

Answers

Answer:

Semiannual deposit= $34,241.97

Explanation:

Giving the following information:

Future value (FV)= $500,000

Number of periods (n)= 6*2= 12

Interest rate= 0.07/2= 0.035

To calculate the annual deposit, we need to use the following formula:

FV= {A*[(1+i)^n-1]}/i

A= semiannual deposit

Isolating A:

A= (FV*i)/{[(1+i)^n]-1}

A= (500,000*0.035) / [(1.035^12) - 1]

A= $34,241.97

Turnbull Co. has a target capital structure of 58% debt, 6% preferred stock, and 36% common equity. It has a before-tax cost of debt of 8.2%, and its cost of preferred stock is 9.3%. If Turnbull can raise all of its equity capital from retained earnings, its cost of common equity will be 12.4%. However, if it is necessary to raise new common equity, it will carry a cost of 14.2%, 0.83%, 0.86%, 0.64%, and 0.70%. Turnbull Co. is considering a project that requires an initial investment of $1,708,000. The firm will raise the $1,708,000 in capital by issuing $750,000 of debt at a before-tax cost of 8.7%, $78,000 of preferred stock at a cost of 9.9%, and $880,000 of equity at a cost of 13.2%. The firm faces a tax rate of 40%. what will be the WACC for this project?

Answers

Answer:

9.55%

Explanation:

WACC for the project=We*Ke+Wp*Kp+Wd*Kd*(1-tax rate)

We=weight of equity=equity value/total cost of the project=$880,000/$1,708,000=51.52%

Wp=weight of preferred stock=preferred stock value/total cost of the project=$78,000/$1,708,000=4.57%

Wd=weight of debt=value of debt/total cost of the project=$750,000/$1,708,000=43.91%

Ke=cost of equity=13.2%

Kp=cost of preferred stock=9.9%

Kd=cost of debt=8.7%

tax rate=40%

WACC for the project=(51.52% *13.2%)+(4.57% *9.9%)+(43.91% *8.7%)*(1-40%)=9.55%

It is important to think about your own views on leadership. What do you feel are the foundations of what makes a leader successful?

Answers

Explanation:

A successful leader is one who manages to coordinate and motivate his subordinates so that organizational goals and objectives are achieved.

There are certain characteristics that make a leader more successful than others, they are, they have conceptual skills to see the whole organization as an integrated system whose parts are essentially important to the success of an organization. So a good leader is one who will know how to recognize the importance of people in the organization and know that they have needs that they want to be met so that they can develop their potential.

 It is necessary, then, that the leader be the main example of conduct for his subordinates, that is, act ethically, know how to guide and motivate, provide feedback, be assertive, etc.

Company BW has issued 2,000 preferred stocks. The par value is $100, dividend rate is 8%, and dividend is paid at the end of each year. Market price is $85 a share. Find the annual cost of preferred stock.

Answers

Answer:

9.411 %

Explanation:

COst of preferred stock can be calculated by dividing the dividend by the market price per share

DATA

Dividend rate = 8%

Par value = $100

Dividend = 8% x $100 = $8

Market price = $85

Solution

Cost of Preferred stock = Dividend / Market price

Cost of Preferred stock= 8% ×$100/$85

Cost of Preferred stock= 9.411 %

Danaher's capability of implementing the DBS in its acquired firms is one of its core competencies True False

Answers

Answer:

True

Explanation:

Danaher top executives have been actually very good at carrying out mergers and acquisitions, including the acquisition of high tech firms after year 2000. Danaher is a very lean corporation in the sense that it sales levels are very high compared to the number of corporate executives and the number of reporting units. Even the DBS Office was small compared to how important it is.  Danaher has been able to use DBS successfully and constantly improving through feedback.

harry morgan plans to make 30 quarterly payments what is the value of the savings account after the 30 quarterly deposits

Answers

Answer:

D) $8,276

Explanation:

The question is not complete, hence find below question:

Harry Morgan plans to make 30 quarterly deposits of $200 into a savings account. The first deposit will be made immediately. The savings account pays interest at an annual rate of 8%, compounded quarterly. How much will Harry have accumulated in the savings account at the end of the seven and a half-year period? (Use the appropriate table in the text.)

A) $8,114

B) $24,469

C) $6,000

D) $8,276

Note that this is a case of annuity due whose future value formula is found below:

FV=quarterly payment*(1+r)^n-1/r*(1+r)

FV=future value of quarterly deposits which is unknown

quarterly deposit=$200

r=quarterly interest rate=8%/4=2%

n=number of quarterly deposits in 7.5years=7.5*4=30

FV=200*(1+2%)^30-1/2%*(1+2%)

FV=200*(1.811361584 -1)/2%*(1+2%)

FV=200*0.811361584/2%*1.02=$8,276

Consider a risky portfolio. The end-of-year cash flow derived from the portfolio will be either $150,000 or $290,000 with equal probabilities of 0.5. The alternative risk-free investment in T-bills pays 6% per year. A. If you require a risk premium of 7%, how much will you be willing to pay for the portfolio?B. Suppose the portfolio can be purchased for the amount you found in (a). What will the expected rate of return on the portfolio be? C. Now suppose you require a risk premium of 15%. What is the price you will be willing to pay now?

Answers

Answer:

(A) The price you will be willing to pay for the portfolio is $194,690.

(B) The expected rate of return is 13%.

(C) The price you will be willing to pay for the portfolio is $181,818.

Explanation:

A. If you require a risk premium of 7%, how much will you be willing to pay for the portfolio?

The amount you be willing to pay for the portfolio can be calculated using the following formula:

The price you will be willing to pay for the portfolio = Expected cash flow / (1 + Required rate of return) ................... (1)

Where;

Expected cash flow = ($150,000 * 0.5) + ($290,000 * 0.5) = $220,000

Required rate of return = Risk free rate + Risk premium = 6% + 7% = 13%, or 0.13

Therefore, we have:

The price you will be willing to pay for the portfolio = $220,000 / (1 + 0.13) = $220,000 / 1.13 = $194,690

B. Suppose the portfolio can be purchased for the amount you found in (a). What will the expected rate of return on the portfolio be?

The expected rate of return (E(r)) can be calculated using the following formula:

Amount to be paid for the portfolio * [1 + E(r)] = Expected cash flow

Therefore, we have:

$194,690 * [1 + E(r)] = $220,000

$194,690 + ($194,690 * E(r)) = $220,000

$194,690 * E(r) = $220,000 - $194,690

$194,690 * E(r) = $25,310

E(r) = $25,310 / $194,690 = 0.13, or 13%

Therefore, the expected rate of return is 13%.

C. Now suppose you require a risk premium of 15%. What is the price you will be willing to pay now?

Required rate of return = Risk free rate + Risk premium = 6% + 15% = 21%, or 0.21

Using equation (1) in part A, we have:

The price you will be willing to pay for the portfolio = $220,000 / (1 + 0.21) = $220,000 / (1.21) = $181,818

The ABS company has a capital base of $270 million, an opportunity cost of capital (k) of 19%, a return on assets (ROA) of 9%, and a return on equity (ROE) of 29%. What is the economic value added (EVA) for ABS

Answers

Answer:

0.9

Explanation:

Having in mind the pandemic, should a company reduce its leverage in order to add value to its shareholders? and why?

Answers

Answer:

No, taking into account the pandemic, companies should not reduce their leverage, as this would make it very difficult for small and medium investors to invest in a context of lack of income and shortage of available circulating money.

Therefore, leverage implies the possibility for investors to access the necessary funds to be able to invest their money, without the need to dispose of their savings or the money they use for essential activities.

The Cumberland Company provides the following information: Sales (250,000 units) $625,000 Manufacturing costs: Variable 212,500 Fixed 37,500 Selling and administrative costs: Variable 100,000 Fixed 25,000 What is the contribution margin per unit for Cumberland

Answers

Answer:

$1.25

Explanation:

Contribution margin per unit is computed as;

= Selling price per unit - Variable costs per unit

Selling price per unit = $625,000 ÷ 250,000 units = $2.50 per unit

Variable costs per unit = ($212,500 + $100,000) ÷ 250,000 units = $1.25 per unit.

Therefore,

Contribution margin per unit

= $2.50 - $1.25

= $1.25

The contribution margin per unit for Cumberland is $1.25

Last year, Wyeth Company recorded an impairment on an asset held for use. Recent appraisals indicate that the asset has increased in value. Should Wyeth record this recovery in value under GAAP?

Answers

Answer and Explanation:

The impairment loss held on the assets would be recorded as an expense and if there is any impairment loss of any earlier period with respect to the revalued asset so it would be adjusted to the down value of the asset and if there is any balance left over so it would be charged as an expense

Now in the case when there is any revaluation of the impaired asset held in the next period so it would be recorded in the income statement and if there is any balance left so it would be recorded as a revaluation reserve

So it would have to park the rising value of the asset

Ralph gives his daughter, Angela, stock (basis of $8,000; fair market value of $6,000). If Angela subsequently sells the stock for $10,000, what is her recognized gain or loss

Answers

Answer: $2000

Explanation:

From the question, we are informed that Ralph gives his daughter, Angela, stock (basis of $8,000; fair market value of $6,000) and that Angela subsequently sells the stock for $10,000.

The realized gain or loss will be calculated as:

Sale value of stock = $10,000

Basis of stock = $8000

Realized gain will then be:

= $10,000 - $8,000

= $2000

Country Club Center sells season memberships for $100 each. Prior to May 1, 2017, 60 season memberships were sold. The season runs for 4 months starting May 1, 2017. What is the amount of revenue that should be reported on the income statement for the month ended May 31, 2017

Answers

Answer:

$1,500

Explanation:

Since the season lasts 4 months, the membership fees must be recognized over the whole 4 month period, that means that the club must recognize $100 / 4 = $25 per month per membership sold.

The company sold 60 season memberships, so it must recognize 60 x $25 = $1,500 in revenues.

PLs, HELP URGENT! Will give brainiest for a proper answer!

Answers

Answer:

D. Has more money for research and development

Explanation:

Answer:

d

Explanation:

A company has a target debt-equity ratio of 0.57. The yield to maturity on its bonds is 11 percent. Its cost of equity is 17 percent. The corporate income tax rate is 32 percent. Calculate the WACC for this company.

Answers

Answer:

13.54%

Explanation:

Debt Equity Ratio (Debt/Equity)=0.57

Yield to Maturity (YTM) on bonds (Cost of Debt) (Kd) = 11%

Cost of Equity (Ke) = 17%

Income Tax Rate= 32%

Computation of WACC

Particulars   Proportion (1)     Cost (2)    Weighted Cost (1*2)

Equity                0.6369                 17                   10.8273

Bond (Debt)       0.3631                 7.48               2.7160

Total                        1                                            13.5433

Therefore, the WACC of Company= 13.54%

Working Note 1

Computing Proportion

Debt/Equity=0.57

Therefore Debt= 0.57 Equity

Lets assume Equity = 10

So Debt = 5.7

Hence, Proportion is as follows:  

Equity= 10/15.7 =0.6369

Debt= 5.7/15.7 = 0.3631

Working Note 2

After tax cost of Debt = 11 * (1 - 0.32)

After tax cost of Debt = 11 * 0.68

After tax cost of Debt = 7.48%

Whitch economic indicators most strongly suggest that an economy is experiencing the contraction phase of a business cycle. Answer choises shown on image.

Answers

Answer: D. Unemployment rates are rising while GDP is falling.

Explanation:

A rising Gross Domestic Product (GDP) and a low unemployment rate are signs that an economy is doing well because it shows that the economy is growing and people have jobs that can give them access to income to spend in the economy.

If Unemployment starts rising therefore and GDP is falling, the economy is not growing but is rather contracting. People increasingly do not have access to income to spend on goods and services and companies are not hiring people because they are unable to sell as much goods and services.

Answer: D

Explanation: 11.4.2 test

An engineering student wants to buy a 2005 Subaru WRX STi for $18,000. Instead of paying for the car in full immediately, the student would like to make monthly payments over two years. At a 12% annual interest rate what would be the amount of the monthly payment

Answers

Answer:

$847.33

Explanation:

we can use the present value of an annuity formula to calculate the monthly payment:

present value = monthly payment x PV annuity factor

monthly payment = present value / PV annuity factor

present value = $18,000PV annuity factor, 1%, 24 periods = 21.243

monthly payment = $18,000 / 21.243 = $847.33

A company reports the following: Cost of goods sold $5,058,900 Average inventory 328,500 Round your answers to one decimal place. a. Determine the inventory turnover. Assume a 365-day year. fill in the blank 1 15.4 b. Determine the number of days' sales in inventory. Assume a 365-day year.

Answers

Answer and Explanation:

The computation is shown below:

a. Inventory turnover

= Cost of goods sold ÷ average inventory

= $5,058,900 ÷ 328,500

= 15.4 times

b. The number of days' sales in inventory is

= Total number of days in a year ÷ inventory turnover ratio

= 365 ÷ 15.4

= 23.70 days

We simply applied the above formula so that the correct value could come

And, the same is to be considered

On December 1, Victoria Company signed a 90-day, 8% note payable, with a face value of $16,200. What amount of interest expense is accrued at December 31 on the note? (Use 360 days a year.)

Answers

Answer: Interest expense=$108

Explanation:

Interest expense =Principal x Rate x Time ( Period)

Where

Principal = $16,200

Rate =, 8%

TIme ( Period ) =  From December 1st to 31`st = 30 days

Interest expense= P x R x T

= $16,200 X 0.08 X 30/360

=$108

The amount of interest expense accrued at December 31 on the note is $108

The amount of interest expense that is accrued at December 31 on the note $108.

Using this formula

Accrued interest expense=Note payable × Interest rate × Time period

Where:

Note payable=$16,200

Interest rate =8%

Time period=30/360

Let plug in the formula

Accrued interest expense= $16,200 × 8% × (30 ÷ 360)

Accrued interest expense= $108

Inconclusion the amount of interest expense that is accrued at December 31 on the note $108.

Learn more here:https://brainly.com/question/14526443

4.Over the last six years the shares of company XYZ's stock had returns of 18 percent, 18 percent, 15 percent, -4 percent, 15 percent, and -7 percent. a.Calculate the arithmetic average return. b.Calculate the geometric average return.

Answers

Answer:

a. 9.17%

b. 8.64%

Explanation:

a. Arithemetic mean;

= (18 + 18 + 15 + (-4) + 15 + (-7) ) / 6

= 9.17%

b. Geometric mean;

= [ ( 1 + 18%) * ( 1 + 18%) * ( 1 + 15%) * (1 - 4%) * (1 + 15%) * (1 - 7%)] ^1/6 - 1

= 0.0863897168

= 8.64%

You are presenting a workshop on planning presentations. After a formal introduction, you will engage the audience in planning activities and tailor your content to fit their learning needs. What visual aid option should you choose?A. Multimedia slides.B. Flip charts and whiteboards.C. Transparencies.D. Video clips.E. Handouts.

Answers

Answer:

B. Flip charts and whiteboards

Explanation:

In this scenario, the best visual aid to use would be Flip charts and whiteboards. This is mainly due to the main reason that these visual aids are the best choice for being able to tailor the content to best fit the needs of your audience. Using these objects you are able to create your own visual aids on the spot to explain the topic that you are trying to demonstrate in a way that the specific audience will best be able to visualize it. Therefore, making it the best option in this scenario.

Distinguish policies on external competitiveness from policies on internal alignment. Why is external competitiveness so important? What factors shape an organization's external competitiveness?

Answers

Answer:

The answer is given in detailed below along with headings separated for each part of the question

Explanation:

External Competitiveness and Internal Alignment

The comparisons with competitors with regard to the income received, some of which offer even high salaries in order to get the best individuals to work for them refer to as external competitiveness. While in the case of Internal alignment the comparison is done on the individuals job or skill level with each others and with the organisations objectives.

Importance of External Competitiveness

This is important depending on the goal of the organisations such that they provide attractive pay packages to retain their employees while ensuring that the labour cost is controlled so that it's products/services prices remain competitive in the market.

Factors shaping the organisations external competitiveness

The factors affecting the external competitiveness are as given below:

(1) Customs specific to both the organisations and its employees.

(2) Labour Market Competition

(3) The Competition in the market of product/service

These factors combined affect the level of pay an employee receives within an organisation.

Use the below information to determine cash flows from financing activities.

a. Net income was $474,000.
b. Issued common stock for $78,000 cash.
c. Paid cash dividend of $13,000.
d. Paid $105,000 cash to settle a note payable at its $105,000 maturity value.
e. Paid $118,000 cash to acquire its treasury stock.
f. Purchased equipment for $94,000 cash.

Answers

Answer:

-$158000

Explanation:

Net income belongs to cash flows from operating activities while the purchase of equipment would be shown as cash flow under investing activities.

Cash flow used by financing activities= Issued common stock-cash dividends-cash used in settling notes-cash paid for treasury stock

Cash flow used by financing activities=$78,000-$13000-$105000-$118,000

cash flow used by financing activities=-$158000 (negative sign indicates cash outflow rather than inflow)

Windsor Corporation has the following balances at December 31, 2017.Projected benefit obligation $2,561,000Plan assets at fair value 1,977,000Accumulated OCI (PSC) 1,095,000What is the amount for pension liability that should be reported on Windsor's balance sheet at December 31, 2017?Pension liability balance at December 31, 2017 $

Answers

Answer:

$584,000

Explanation:

Calculation for the amount of pension liability that should be reported

Projected benefit obligation $2,561,000

Less Plan assets at fair value 1,977,000

Pension liability $584,000

Therefore the Pension liability balance at December 31, 2017 will be $584,000

Helppp very please thank uuuu!!!

Answers

Answer:

7

Explanation:

meow

A company offers a raffle whose grand prize is a $45,000 new car. Additional prizes are a $900 television and a $400 computer. Tickets cost $18 each. Ticket income over the cost of the prizes will be donated to charity. If 3,000 tickets are sold, what is the expected gain or loss (in dollars) of each ticket

Answers

Answer:

The expected loss in dollars of each ticket is -$3.5

Explanation:

The computation of the expected gain or loss in dollars of each ticket is shown below:

The probability of winning each of them would be

= 1 ÷ 3,000

Now the expected value is

= $45,000 × (1 ÷ 3000) + $900 × (1 ÷ 3000) + $600 × (1 ÷ 3000)

= 15 + 0.3 + 0.2

= 15.5

Now the cost of the ticket is $18

So, the loss would be

= $18 - 15.5

= -$3.5

Asset A has an expected return of 15% and a reward-to-variability ratio of 0.4. Asset B has an expected return of 20% and a reward-to-variability ratio of 0.3. A risk-averse investor would prefer a portfolio using the risk-free asset and ______.

Answers

Answer: Asset A

Explanation:

The risk-averse investor will prefer the asset that has a lesser standard deviation because it indicates less risk.

Reward-to-variability ratio = Expected return/ standard deviation

Standard deviation = Expected return /  reward-to-variability ratio

Asset A deviation = 0.15/0.4 = 0. 375

Asset B deviation = 0.2/0.3 = 0.667

Risk Averse investor will pick Asset A with the lesser deviation.

Joe Carie, head accountant, is using the indirect method and the account balance from the balance sheet and income statement to prepare a statement of cash flows. A decrease in the balance of the Accounts Receivable account would:___________ a) decrease cash flow from operating activities. b) decrease cash flow from financing activities. c) increase cash flow from operating activities. d) increase cash flow from investing activities.

Answers

Answer: c) increase cash flow from operating activities.

Explanation:

If there is a decrease in the Accounts Receivable, this means that some receivables have settled their debt to the company which means that the company got cash. Cashflow therefore increases.

Accounts receivables relate to Sales which is part of the operations of the business so this is an increase in cashflow from operating activities.

Pete needs to make some repairs to his home. He obtains a mortgage that secures the amount of the loan and any future funds that Pete gets from the lender. What kind of loan does Pete have

Answers

Answer:

Open end mortgage

Explanation:

Open end mortgage is the type of mortgage allows the loan beneficiaries to borrow an additional money to the main loan taken.

In this case, Pete needs to make some repairs to his home so he obtained a mortgage that secures the amount of the loan and ‘ any future funds’ that Pete gets from the lender which is a characteristic of an open end mortgage.

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