An appraiser completes an appraisal for a homeowner in preparation for obtaining a loan. The appraiser provides a letter report and sends a bill for his preparation of the appraisal. He bases the cost of his work on a percent of the amount of the value his opinion finds. What is the situation here

Answers

Answer 1

The situation here is that the appraiser is:

Taking a percentage for his services from the appraisal

Based on the given question, we can see than when an appraisal is made, the appraisal which is actually a written report that makes an estimate of the present value of a piece of property.

With this in mind, we can see that the appraiser preferred to take his payment from the percentage value of the value of the property which he appraised. This method is sure to give the appraiser more money than he would have made, especially if the value of the property was quite high.

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Related Questions

Traditional direct marketing tools include​ ________.

​A. websites, catalog​ marketing, telemarketing,​ e-mail, kiosks, and online videos

B. catalog​ marketing, telemarketing,​ websites, e-mail, direct mail​ marketing, and online advertising

C. catalog​ marketing, telemarketing,​ websites, e-mail, online​ videos, and blogs

D. face-to-face selling,​ direct-mail marketing, catalog​ marketing, telemarketing,​ direct-response television​marketing, and kiosk marketing

E. catalog​ marketing, online​ advertising, e-mail,​ telemarketing, direct-response television​ marketing, and websites

Answers

Answer:

Face to face selling, direct-mail marketing, catalog marketing, telemarketing, direct-response television marketing, and kiosk marketing. or in other words your option is D

Explanation:

what could you do to avoid a miscommunication with a friend

Answers

be very clear & make sure you get your point through honestly

After listing a home with a broker, the seller told the broker NOT to disclose a major structural defect in the house. What should the broker do

Answers

Answer:

he should not disclose a major structural defect in the house

Luis has a biweekly gross pay of $770 and claims 2 federal withholding allowances. Luis has all of the following deductions from his gross pay: federal tax from the following table Social Security tax that is 6. 2% of his gross pay Medicare tax that is 1. 45% of his gross pay state tax that is 19% of his federal tax Determine how Luis’ net pay will be affected if he increases his federal withholding allowances from 2 to 3. A. His net pay will decrease by $19. 0. B. His net pay will increase by $19. 0. C. His net pay will decrease by $22. 61. D. His net pay will increase by $22. 61.

Answers

Based on the information given, it should be noted that the correct option will be D. His net pay will increase by $22.61.

What is a net pay?

A net pay simply means the take-home pay. It's the earning of an employee after the deductions are subtracted from the gross pay of the employee.

From the complete information, it can be deduced that Luis has a biweekly gross pay of $770 and claims 2 federal withholding allowances. Taking the fact that the security tax, Medicare tax, etc are taken into consideration and the federal withholding allowances increased from 2 to 3, the net pay will be $22.61.

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The net pay of Luis will increase by $22.61 due to the decrease in the federal withholding allowances from 2 to 3.

Computation of net pay based upon the different levels of federal withholdings

Given,

Gross pay =$770

2 Federal withholding allowances =$50(taken from the reference table)

3 Federal withholding allowances =$31(taken from the reference table)

Federal state tax rate =19%

First, the state tax rate and the total amount of withholding for 2 Federal withholding allowances are computed:

[tex]\begin{aligned}\text{State Tax}&=\text{Claim Amount}\times\text{Federal State Tax Rate}\\&=\$50\times19\%\\&=\$9.50\end{aligned}[/tex]

[tex]\begin{aligned}\text{Total Amount of 2 withholdings}&=\text{Claim Amount}+\text{State Tax}\\&=\$50+\$9.50\\&=\$59.50\end{aligned}[/tex]

Now, the state tax rate and the total amount of withholding for 3 Federal withholding allowances are computed:

[tex]\begin{aligned}\text{State Tax}&=\text{Claim Amount}\times\text{Federal State Tax Rate}\\&=\$31\times19\%\\&=\$5.89\end{aligned}[/tex]

[tex]\begin{aligned}\text{Total Amount of 3 withholdings}&=\text{Claim Amount}+\text{State Tax}\\&=\$31+\$5.89\\&=\$36.89\end{aligned}[/tex]

The difference in the net pay will be the difference between $59.50 and $36.89, which is $22.61.

Therefore, Luis withholding will decrease from $59.50 to $36.89 that is increasing the net pay by $22.61

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Under riparian rights, if flowing water is shallow, a property owner usually owns to A) the center of the water. B) the average high-water mark. C) the next county. D) the edge of the water.

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There are different kinds of rights. Under riparian rights, if flowing water is shallow, a property owner usually owns to  center of the water.

Riparian rights are regarded as the legal rights of owners of land that is known to be bordering on a river or other waterbodies.

A "riparian owner" is simply known as an individual  who possess a land that runs into a river. Riparian rights are simply not known as ownership rights but simply as the rights of access to the water for drinking water, bathing, etc.

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What is the name of the tab that becomes available after you add and select an image in your PowerPoint presentation?

Home
Insert
Picture
View

Answers

Answer: Picture tab

Explanation:

When you insert a picture, PowerPoint for the web places the picture on your slide and puts a Picture tab on the ribbon. With the picture selected, click the Picture tab.

Elizabeth and Niko are very organized and do an excellent job organizing their personal financial records. How will this BEST help them when they file their taxes?

A. If they have organized records, they won’t likely have to file taxes.

B. This can help them maximize their deductions.

C. Their tax return will definitely not be audited.

D. They are guaranteed to get a tax refund instead of owing taxes.

Answers

Answer:

b

Explanation:

took the test

which statement best explains why money was invented?

Answers

Money was invented to facilitate the exchange of goods and services.

Hope this helps!
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When Frozen DeLites Ice Cream moved from its longtime storefront to a famous resort area, it took a big risk. However, the owners were confident that its unique ice cream treats would win customer raves. Fortunately, one of the members of the family business was convinced the shop needed to stay in touch with its customers. Frozen DeLites collects names and email addresses of its customers and maintains a presence on a few social media sites in order to send messages about promotions and coupons to valued customers.

Marketing professionals refer to this strategy as: _________

Answers

Marketers professionals refer to the strategy of collecting customer names and email addresses and maintaining a presence on social media sites to send messages about promotions and coupons to valued customers like relationship marketing.

This strategy of creating relationships with customers has as its main objective the generation of value and customer loyalty through a closer and more direct relationship.

Relationship marketing is a strategy that has had a greater impact with technological development, social media for example, has strengthened communication between company and customer, making the relationship closer and more dynamic.

Therefore, companies that use relationship marketing create value through content that generates benefits and customer engagement with the company, increasing loyalty and positioning in the market.

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Price floors usually result in ___________________.

Answers

The result of the price floor is that the quantity supplied, Qs, exceeds the quantity demanded, Qd. There is excess supply, also called a surplus
That’s what I found

The new-product development process is:

a. a formalized protocol for new-product development that begins at the corporate level and ends at the functional level.
b. the informal process of brainstorming to generate new-product concepts at a marketing staff meeting.
c. the process of presenting cross-functional teams with a written new-product concept statement and asking them to respond to it in writing.
d. the two stages an organization goes through from idea generation to commercialization.
e. the seven stages an organization goes through to identify business opportunities and convert them into salable products or services.

Answers

A person applying for a job zone one occccupation might expect the job will require which of the following

According to the demand-pull theory, inflation is caused by:

Answers

Answer:

Understanding Demand-Pull Inflation

Demand-pull inflation is a tenet of Keynesian economics that describes the effects of an imbalance in aggregate supply and demand. When the aggregate demand in an economy strongly outweighs the aggregate supply, prices go up. This is the most common cause of inflation.

Explanation:

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what would be the best organizational strategy to use for an essay instructing someone how to bake cupcakes

Answers

The best organizational strategy to use for an essay instructing someone how to bake cupcakes is chronological order.

Chronological order refers to be arrangements with respect to time from the earliest time to the latest time.

This means, the instructor will start giving instructions on how to bake cupcakes from measurements of flour, sugar, butter and other things to mixing the ingredients.

Thereafter, the instructor writes on the oven temperature to bake the cake until when the cake is fully baked.

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Based on business management, Chronological order would be the best organizational strategy to use for an essay instructing someone how to bake cupcakes.

This is because a Chronological order as an organization strategy would explain how a baker or business owner would get things done accordingly.

For instance, it should state the things to get ready such as utensils, ingredients, and other tools necessary.

It will then follow with how to prepare the cupcake, starting from the first thing to do till final action to make the cupcake tasty and yummy.

Hence, in this case, it is concluded that the correct answer is "Chronological Order."

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Jim has an annual salary of $96,000. His monthly expenses include a $2,500 mortgage payment, a $250 lease payment, $500 in minimum credit card payments, and a $425 payment on his speed boat. He also receives $1,200 in interest from his savings and other accounts each month. Calculate Jim’s DTI (debt-to-income) ratio. A. 30% b. 35% c. 40% d. 45% Please select the best answer from the choices provided A B C D.

Answers

The debt to income ratio of Jim for the particular year is 40%.

How to compute the debt-to-income ratio?

Given,

Annual salary =$96,000

Interest received on saving account (monthly) =$1,200.

The interest received for the entire year will be:

[tex]\begin{aligned}\rm{Total\; Interest \;Income}&=\rm{Monthly\;Income}\times12\\&=\$1,200\times12\\&=\$14,400\end{aligned}[/tex]

Monthly expenses:

mortgage payment =$2,500; lease payment =$250; minimum credit card payment =$500; and speed boat =$425.

The yearly expenses will be:

[tex]\begin{aligned}\text{Total Expenses}&=\text{Sum of all Monthly Expenses}\times12\\&=(\$2,500+\$250+\$500+\$425)\times12\\&=\$3,675\times12\\&=\$44,100\end{aligned}[/tex]

Now, the debt to income ratio is computed as follows:

[tex]\begin{aligned}\text{Debt to Income Ratio}&=\dfrac{\text{Total Expenses}}{\text{Total Interest Income + Annual Salary}}\\&=\dfrac{\$44,100}{\$14,400+\$96,000}\\&=0.399\;\text{or}\; 40\%\end{aligned}[/tex]

Therefore, option c. 40% is correct.

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Liang Company began operations in Year 1. During its first two years, the company completed a number of transactions involving sales on credit, accounts receivable collections, and bad debts. These transactions are summarized as follows.

Year 1:

Sold $1,346,200 of merchandise (that had cost $976,400) on credit, terms n/30.
Wrote off $20,700 of uncollectible accounts receivable.Received $670,500 cash in payment of accounts receivable.
In adjusting the accounts on December 31, the company estimated that 2.00% of accounts receivable would be uncollectible.

Year 2:

Sold $1,599,900 of merchandise (that had cost $1,304,800) on credit, terms n/30.
Wrote off $28,300 of uncollectible accounts receivable.
Received $1,219,300 cash in payment of accounts receivable.
In adjusting the accounts on December 31, the company estimated that 2.00% of accounts receivable would be uncollectible.

Required:
Prepare journal entries to record Liang’s Year 1 and Year 2 summarized transactions and its year-end adjustments to record bad debts expense.

Answers

Answer:

General Journal

Debit

Credit

a(1)

Accounts receivable

$1,349,100

Sales

$1,349,100

a(2)

Cost of goods sold

$977,100

Merchandise inventory

$977,100

b

Allowance for doubtful accounts

$18,100

Accounts Receivable

$18,100

c

Cash

$669,200

Accounts Receivable

$669,200

d

Bad Debt

Expense

[Refer working note 1]

$35,307

Allowance for doubtful accounts

$35,307

e(1)

Accounts receivable

$1,514,600

Sales

$1,514,600

e(2)

Cost of goods sold

$1,299,000

Merchandise inventory

$1,299,000

f

Allowance for doubtful accounts

$26,700

Accounts Receivable

$26,700

g

Cash

$1,110,700

Accounts Receivable

$1,110,700

h

Bad Debt

Expense

[Refer working note 2]

$36,507

Allowance for doubtful accounts

$36,507

.

.

Working note 1 - Computation of bad debt expense for the

year 1

Accounts receivables beginning balance

$0

Add: Credit sales

$1,349,100

Less: Collections

($669,200)

Less: Write-off's

($18,100)

Accounts receivables ending

balance

(a)

The Johnsons are buying a house that costs $210,000 and can afford a 20% down payment. If the Johnsons want the lowest monthly payment, which loan option would you recommend? a. 30 year FHA, 3. 5% down at a fixed rate of 6. 25% b. 30 year fixed, 20% down at a fixed rate of 6% c. 30 year fixed, 10% down at a fixed rate of 6% d. 15 year fixed, 20% down at a fixed rate 5. 5%.

Answers

If the Johnsons want the lowest monthly payment, the recommended loan option is Option b.

Data and Calculations:

Cost of house = $210,000

Down payment = 20% or $42,000 ($210,000 x 20%)

Loan = $168,000 ($210,000 - $42,000)

Monthly Payments:

Option a. 30 year FHA, 3. 5% down at a fixed rate of 6. 25%:

Cost of house = $210,000

Down payment = 3.5% or $7,350 ($210,000 x 3.5%)

Loan = $202,650 ($210,000 - $7,350)

Result:

Monthly Payment = $1,247.75

Sum of all periodic payments = $449,190.33

Total Interest = $246,540.33

Option b. 30 year fixed, 20% down at a fixed rate of 6%

Cost of house = $210,000

Down payment = 20% or $42,000 ($210,000 x 20%)

Loan = $168,000 ($210,000 - $42,000)

Result:

Monthly Payment = $1,007.24

Sum of all periodic payments = $362,608.16

Total Interest = $194,608.16

Option c. 30 year fixed, 10% down at a fixed rate of 6%

Cost of house = $210,000

Down payment = 10% or $21,000 ($210,000 x 10%)

Loan = $189,000 ($210,000 - $21,000)

Result:

Monthly Payment = $1,133.15

Sum of all periodic payments = $407,934.18

Total Interest $= 218,934.18

Option d. 15 year fixed, 20% down at a fixed rate 5. 5%

Cost of house = $210,000

Down payment = 20% or $42,000 ($210,000 x 20%)

Loan = $168,000 ($210,000 - $42,000)

Result:

Monthly Payment = $1,372.70

Sum of all periodic payments = $247,086.04

Total Interest = $79,086.04

Thus, if the Johnsons want the lowest monthly payment, the recommended loan option is Option b with a monthly payment of $1,007.24.

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Johnson's should opt for a loan with interest rate of 6.25% ; period of 30 years and a down payment of 20% of the loan amount. So, the correct option that matches the query is B.

The calculation of the interest can be done by using the simple interest. Under Simple interest method, the loan is calculated only on the principal amount and not on the interest.

Housing Loans

The calculation when the down payment of 20% is made upfront the calculation will be shown as $42000. So, the interest will be charged only on the remaining balance of $168,000.

The calculation can be shown as below,

[tex]\rm Amount= \dfrac{Principal\ x\ Rate\ of\ Interesr\ x\ Time}{100}\\ \\\\ \rm Amount= \dfrac{168000\ \rm x\ 6\ \rm x\ 360}{100}\\ \\ [/tex]

The interest to be paid each year will be calculated as under for a total number of 30 years.

[tex]\rm Interest\ per\ Year= \dfrac{36288}{30}[/tex]

So total interest to be paid each year will be $1209.6 which is lower than all the other options available in the hands of Johnson's.

Hence, the correct option is B that it would be beneficial for Johnson's to opt for 20% down payment at an interest rate of 6% and for a period of 30 years.

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Why is it important to review all pages of this document carefully? What should Anna do if she finds an error?

Answers

Hello, and it is important to check work for reasons. One is if there would be a grammatical error in the writing. If it is math, always check it over with a note pad so just in case is something was solved wrong. READING IS MOST IMPORTANT!
If you read one part wrong, you could fail the whole assessment or question if not read correctly.

If Anna find errors and can’t seem to solve them, she should ask for help. Even math you could use a calculator to check but not to solve the whole question.

Hope this helped



Reviewing all pages of a document carefully helps ensure accuracy, completeness, and professionalism. If Anna discovers an error, she should take appropriate steps to rectify it based on its significance and potential impact on the document's content and purpose.

Thoroughly reviewing all document pages ensures accurate, complete information to prevent misunderstandings, legal problems, or financial errors. It maintains coherence, logical flow, and consistency. Scrutinizing all pages detects formatting, layout, or typographical issues, upholding professionalism. In vital contexts like legal agreements or financial reports, neglecting errors can lead to significant consequences.

Upon finding an error, Anna's action depends on its significance. Minor issues like typos can be directly corrected. For substantial errors affecting meaning or legality, she should highlight and annotate the problem, documenting necessary corrections. Anna must inform relevant parties, consult supervisors or legal advisors if needed, and adhere to document review protocols. After corrections, a final review ensures accurate and error-free content.

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how is the domain rank different from other ranks?

Answers

Because it was created recently.

In relation to ranks, the word "domain rank" is not well-known or standardized. You can be referring to a particular idea or measure regarding Website positioning or search engine optimization (SEO).

One search engine optimization (SEO) idea developed to gauge the effectiveness of a particular campaign is website authority or domain rank. Domain rating is a ranking indicator developed by Ahhrefs and used to show how strong a website's backlink profile is in comparison to other websites in their database.

Developed by Moz, the Domain Authority (DA) score for search engine rankings indicates how likely it is for a website to appear in search engine result pages (SERPs).

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Describe Globalization in your own words

Answers

Answer:

Globalization is the word used to describe the growing interdependence of the world's economies, cultures, and populations, brought about by cross-border trade in goods and services, technology, and flows of investment, people, and information. It can also mean the speedup of movements and exchanges all over the planet. It is important because it changes the way nations, businesses and people interact.

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Explanation:

Dr. Montgomery recently graduated from medical school and his wife bought him an engraved stethoscope. The stethoscope cost $160. 0. The sales tax in his city is 8%. What is the total cost of the stethoscope in dollars and cents including sales tax?.

Answers

Answer: $172.8

That's correct :)

If you are trying to substantially reduce the amount you spend on food, you should try...

Answers

Answer:

Cooking your own food at home for as many meals as possible

Explanation:

To reduce the amount spent on food, I will make a spending plan or budget plan. It helps to reduce the amount spent on food without sacrificing nutrition.

What is a Budget plan? A budget plan is simply a plan you create to help you meet expenses and spend money the way you want to spend it. A good spending plan can help you stop “spending leaks” in other words, it can keep you from spending money without thinking.

The spending plan for food:Make healthy choices (they are cheaper)Buy produce in seasonUse sales and couponsThink frozen, canned, or driedSave on protein foodsWaste not, want not

In this way, I will reduce the amount spent on food.

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When building a new hospital, the developer did not remove any trees, based on the belief that doing so could compromise the ability of future generations to meet their own needs. This is an example of managing for

Answers

The actions of the developer in not removing any trees is in line with the practice of sustainability.

Sustainability:

Refers to using resources in a way that they can be used by others. Ensures that future generations are catered for.

Sustainability ensures that the next generation can take care of themselves because resources will be left that the next generation can survive on. Practicing sustainability like the developer above did, ensures human survival.

In conclusion, this is sustainability.

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What is a trend in business

Answers

A trend in buisness is to invest

How is the annual percentage rate (APR) on a loan different
from the interest rate?
O A. The APR is offered only on credit cards.
B. The APR can be compounded.
C. The APR includes interest and fees.
D. The APR differs between different lenders.

Answers

The answer to your question is C. The APR includes interest and fees

Vincent owns an apartment building containing 15 rental units. Vincent pays $22,690 in taxes and building upkeep every year, and charges rent of $833 per month. Assuming that all of the rental units are full, how much does Vincent make from his apartment building every year? a. $127,250 b. $149,940 c. $35,185 d. $102,260.

Answers

The total amount Vincent will make each year from the apartments will be $127,250.

Computation:

Given,

Number of rental units =15The total amount paid in the form of taxes and for upkeeping of the building is $22,690.Charges for the rent of each apartment for each month are $833.

First, total rental income from all the 15 apartments for the entire year is computed as follows:

[tex]\begin{aligned}\text{Income from Rental Apartments}&=\text{Rent per month}\times\text{Total Units}\times12\\&=\$833\times15\times12\\&=\$149,940\end{aligned}[/tex]

Now, the net income is computed based upon the total income and total expense:

[tex]\begin{aligned}\text{Net Income}&=\text{Income from Rental Apartments}-\text{Taxes and Building Upkeep}\\&=\$149,940-\$22,690\\&=\$127,250\end{aligned}[/tex]

Therefore, option a. $127,250 is correct for the net income of Vincent from the rental property after paying off the taxes and charges for upkeeping the building every year.

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Answer:A) $127,250

Explanation:edge

human resources is the basic resources for an office,clarify this statement.​

Answers

An HR department is tasked with maximizing employee productivity and protecting the company from any issues that may arise within the workforce. HR responsibilities include compensation and benefits, recruitment, firing, and keeping up to date with any laws that may affect the company and its employees.

In simplest terms, the HR (Human Resources) department is a group who is responsible for managing the employee life cycle (i.e., recruiting, hiring, onboarding, training, and firing employees) and administering employee benefits.

Name one advantage and one disadvantage to changing career paths.

Answers

Answer;

Advantage: Working in a new industry will give you the opportunity to get to know a whole different crowd of people and expand your career network.

Disadvantage: Because there are so many career opportunities available, you may be tempted to change job roles too frequently. This can have a negative effect in the long-term; as employers may worry that you won’t stay in any new role for very long.

The advantage of changing career is it may improve quality of life and increase the level of interest. The disadvantage of changing career path is It can be risky as it can be tempted to change in job roles.

What is Career?

Career refers to the variety of experiences that you have at the time of working. It includes education, training and work experiences.

There are several advantages as well as disadvantages of changing a career, the advantages are high level of interest, helps to develop new skill and improves the quality of living.

Demerits of changing career paths are very risky as it may led to unemployment, more flexibility required etc.

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rent seeking is the lobbying for special treatment from the _____ to _____ or to divert consumer surplus or producer surplus away from others.

Answers

Answer: government; create economic profit

Explanation:

what is the most common goal of a trade agreement?

Answers

Answer:

For the United States, the main goal of trade agreements is to reduce barriers to U.S. exports, protect U.S. interests competing abroad, and enhance the rule of law in the FTA partner country or countries.

Prime cost is directly related to production. So, per unit prime cost can be calculated easily. While on the other hand, overhead does not have direct relationship with production. So, to calculate per unit cost, overhead is classified according to functions.” Explain this statement and also summarize all the overheads according to their functional classification.

Answers

Basically, a firm's prime cost equals the total direct costs of production which includes the cost of raw materials and labor.

The prime cost equation is {Cost of raw materials + Direct labor}

The overhead cost refers to those cost incurred while running a firm but can not be linked to creation of a product or service.

Overhead expenses is the cost remaining after deduction of direct labor, direct materials and direct expenses.

In conclusion, the prime cost and overhead cost are both significant in production of finished goods.

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DID I CLICK THE RIGHT ONE help me lord What website can you make videos on Chromebook or computer that's free without downloading? I NEED HELP ON QUESTION B AND C ASAP. There are 70 seats on a train. 30% of the seats are empty. How many empty seats are thereon the train? To make four cakes, Dena used 6 cups of sugar. Using the same recipe, how much sugar does she need to make one cake? Heather works 40 hours a week and she earns $11. 50 per hour. When Heather works over 40 hours, her pay is 1. 5 times her hourly pay. How much does Heather earn if she works 46 hours in one week?. HELP ME PLEASE ASAP.. only if you know SPANISH PLS !! what most likely prevented the empire from expanding farther into these areas? Nguyen played a game in which he could either lose or gain points each round. at the end of 7 rounds, he had -8 points. After one more round,he had 7 points. Express the change in points in the most recent round as an integer The population proportion for a certain characteristic is 0.28. In a sample of100 people, 25 had that characteristic.Which equation correctly describes the point estimate?A. P = 0.28B. p = 0.28O c. p = 0.25D. p = 0.25 (3)Lea wants to make two pillows for her new couch. She needs 3 square yards of fabric for the first pillow and 1, squareyards of fabric for the second pillow. Lea wants to know how much fabric she will have to buy for both pillows.Which expression represents the total number of square yards of fabric she needs for both pillows? Which of the following does NOT accurately describe a budget?A. It is the best tool to help you get more for your money.B. It is setting limits and restrictions on your money and doesn't do anything else.C.It helps keep track of your money so you know where it is going.D.It helps you save for both short-term and long-term financial goals Read the excerpt below and then select one prompt. You will choose to write either a narrative essay or an informational response paragraph.The Railway ChildrenBy Edith NesbitChapter I, The Beginning of ThingsThey were not railway children to begin with. I don't suppose they had ever thought about railways except as a means of getting to Maskelyne and Cook's, the Pantomime, Zoological Gardens, and Madame Tussaud's. They were just ordinary suburban children, and they lived with their Father and Mother in an ordinary red-brick-fronted villa, with coloured glass in the front door, a tiled passage that was called a hall, a bath-room with hot and cold water, electric bells, French windows, and a good deal of white paint, and 'every modern convenience', as the house-agents say.There were three of them. Roberta was the eldest. Of course, Mothers never have favourites, but if their Mother HAD had a favourite, it might have been Roberta. Next came Peter, who wished to be an Engineer when he grew up; and the youngest was Phyllis, who meant extremely well.Mother did not spend all her time in paying dull calls to dull ladies, and sitting dully at home waiting for dull ladies to pay calls to her. She was almost always there, ready to play with the children, and read to them, and help them to do their home-lessons. Besides this she used to write stories for them while they were at school, and read them aloud after tea, and she always made up funny pieces of poetry for their birthdays and for other great occasions, such as the christening of the new kittens, or the refurnishing of the doll's house, or the time when they were getting over the mumps.These three lucky children always had everything they needed: pretty clothes, good fires, a lovely nursery with heaps of toys, and a Mother Goose wall-paper. They had a kind and merry nursemaid, and a dog who was called James, and who was their very own. They also had a Father who was just perfectnever cross, never unjust, and always ready for a gameat least, if at any time he was NOT ready, he always had an excellent reason for it, and explained the reason to the children so interestingly and funnily that they felt sure he couldn't help himself.You will think that they ought to have been very happy. And so they were, but they did not know HOW happy till the pretty life in the Red Villa was over and done with, and they had to live a very different life indeed.The dreadful change came quite suddenly.------------------------Select only one prompt. You will choose to write either a narrative essay or an informational response paragraph.Prompt Choice 1 (Narrative Essay)Read the prompt below and write a well-developed narrative essay.How would you describe a scene from your childhood? What colors and images do you remember most clearly? Write a narrative of an early childhood memory.**Be sure that your narrative has a clear beginning, middle, and end. Use your mature voice, specific details, sensory descriptions, and dialogue. Proofread your work before submitting.Prompt Choice 2 (Informational Response)Review the excerpt above. Answer the following question in a well-developed paragraph.How does the story describe the ideal life? What details create a sense of perfection? Be sure to use information and details from the excerpt to support and explain your answer.**Be sure to re-state the question in your topic sentence and use specific examples and details from the story to support your answers. Proofread your work before submitting.(100 points) What does a job in a security field require beyond the traditional eight hours of training before assignmentand the 8 - 16 hours on-the-job training?O 3 years experienceO a college degreeO an Associates degreeO an additional eight hours every year During the 2008 recession in the United States, the Federal Reserve reduced interest rates to nearly zero. What type of policy was this action?expansionary fiscal policyBcontractionary fiscal policyexpansionary monetary policyDcontractionary monetary policy A student places a set of books with a force of 25 n on a lab table with a force of 150 n. What is the normal force pushing upward on the legs of the table?. What if all guns disappeared? Would the world be better or worse off? Ancient Indus sculptures were _____________________ a. Extremely large and usually made out of clay or sandstone. B. Created to show people how Buddha came to become deity. C. Contained inscriptions along the top edge that we cannot understand today. D. Always carved into the sides of mountains and in the walls of caves in the valley. Please select the best answer from the choices provided A B C D. in the twelve days of christmas, there are how many drummers drumming? 22 - (+12) - (-4) + (-6)