Noel and Elena should be able to recover up to $250,000 of the value of their deposit, with a $2,500 deductible.
As their bank account was insured by the FDIC. The FDIC, or Federal Deposit Insurance Corporation, is an independent U.S. government agency that provides deposit insurance to protect depositors in case their bank fails or is unable to meet its obligations. As an FDIC-insured bank, Bigbux Bank is required to insure its depositors' accounts up to $250,000 per depositor, per account ownership category.
Therefore, even if the bank failed and filed for bankruptcy, Noel and Elena should be protected up to the FDIC insurance limit of $250,000. However, they may need to file a claim with the FDIC to receive their insured funds. It is important to note that the FDIC only insures deposits in individual and joint accounts, and not in business accounts or investment products such as stocks, bonds or mutual funds.
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What is the expected return of a portfolio consisting of stocks a and b if the expected return is 10 percent for a and 15 percent for b? assume you are equally invested in both the stocks.
The expected return of a portfolio would be 12.5%
(5 * 10%) + (5 * 15%) = 12.5%
A portfolio is a collection of financial investments such as stocks, bonds, commodities, cash, and cash equivalents, including closed-end funds and exchange-traded funds (ETFs). People generally believe that stocks, bonds, and cash are at the core of their portfolio.
A portfolio definition is a flat case used to carry a loose sheet or a combination of investments or a sample of completed work. An example portfolio is a briefcase. Examples of portfolios are various investments by individuals. An example of a portfolio is an exhibition of an artist's previous work.
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Beverly Frickel purchased 100 shares of Gleason Systems stock for $32.50 per share. Her commission for this purchase was $25. She sold the stock two years later for $45 per share and a commission of $40. What was Beverly's total dollar return on this stock
If Beverly Frickel purchased 100 shares of Gleason Systems stock for $32.50 per share. Beverly's total dollar return on this stock is: $1,335.
Total dollar return on the stockUsing this formula
Total return=Number of shares(Stock per share-Dividend+ Beginning stock per share)-(Commission+ Ending commission)
Let plug in the formula
Total return = 100($45 +$1.50 - $32.50) - ($25 + $40)
Total return=100($14)-$65
Total return=$1,400-$65
Total return = $1,335
Therefore Beverly's total dollar return on this stock is: $1,335.
The complete question is:
Beverly Frickel purchased 100 shares of Gleason Systems stock for $32.50 per share. Her commission for this purchase was $25. She sold the stock 2 years later for $45 per share and a commission of $40. While she held the stock it paid a dividend of $1.50 per share. What was Beverly's total dollar return on this stock? $1,355 $1,335 $65 $1,375 $1,400
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A vacant lot that measures 100 feet wide by 125 feet deep is listed at a price of $250 per front foot. The broker will collect an 8% commission on the sale. If the lot sells for the full asking price, how much is the broker's fee
The broker's fee if the full asking price of $250 per front foot is received will be $2,000.
What is the broker's fee?
A broker's fee is an amount that the broker charges as a fee for facilitating the sale of a property.
First find the asking price:
= 250 x 100 feet
= $25,000
The broker's fee is:
= 8% x 25,000
= $2,000
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On july 1, shady creek resort borrowed $330,000 cash by signing a 10-year, 9% installment note requiring equal payments each june 30 of $51,421. what is the journal entry to record the first annual payment
The journal entry to record the first annual payment fot the loan to Shady Creek Resort is:
Date Account title Debit Credit
June, 30 Interest expense $27,000
Notes payable $24,421
Cash $51,421
How is the first annual payment recorded?The interest expense is:
= 330,000 x 9%
= $27,000
Notes payable is:
= 51,421 - 27,000
= $24,421
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Jurgen is one of several middle managers sent to a training course on leadership skills. Through this effort, the organization is attempting:
Jurgen is one of several middle managers sent to a training course on leadership skills. Through this effort, the organization is attempting Organization development.
What is organizational development?Organizational development involves conscious effort made towards the development of individual or staff of articular organization.
This could involve training for this group of people to help develop some skills that is Paramount to the growth o the business.
When there is organizational development change and growth can be visible.
Therefore, Jurgen is one of several middle managers sent to a training course on leadership skills. Through this effort, the organization is attempting Organization development.
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Allocating resources, preparing a structure, recruiting, selecting, and placing employees where they will be most effective are tasks associated with the function of management.
Staffing is the function of management where allocating resources, preparing a structure, recruiting, selecting, and placing employees where they will be most effective are tasks associated.
Management performs various tasks in turn to have smooth functioning of the organisation. Main job role of staffing personnel include selecting the right fit employee for the organisation.
Selecting the right kind of employee who can complete the task assosciated with management and complete their tasks is the main motive of the recruiter who can choose an effective and efficient employee.
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On monday, foster deposits in his account at guaranty bank a local check for $500. after 5:00 p.m. on friday, from these funds, foster can withdraw no more than?
You can withdraw $ 200 the very next business day and rest of the remaining $ 300 on the second business day from the date of deposition of the check. On friday foster can withdraw the whole of the amount no more than deposited on monday that is $500.
Generally, if you deposit check for 200$ to a bank one can access the full amount the very next business day, whereas if the amount exceeds more than $ 200 you can partially withdraw it from the account and rest on the second business day.
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Was your decision about what college or university to attend a rational decision? did you go through each step in rational decision making? if not, why not?
Answer:
Yes, I chose on the basis of location. size, and special programs. I did research on six excellent schools, and was accepted by all of them, then took my top choice based on the criteria above. You should do the same, and above all avoid the silly and irrelevant rankings. They are meaningless for all students. Choose the “best fit” for you.
Explanation:
The general term used to indicate delaying the recognition of an expense already paid or of a revenue already received is
deferral is the answer.
A deferral in accrual accounting is an account on which income or expenses are recorded at a later date. Pensions, surcharges, taxes, income, etc. Accruals and deferrals can be viewed as either assets or liabilities, depending on the type of accrual. See also boundaries.
deferral means money paid or received before the product or service is offered. Here is an example of postponement: Insurance fee. Subscription-based services (newspapers, magazines, TV shows, etc.) Prepaid rental.
deferral is a payment made in one accounting period but not reported until the next accounting period. For example, if you made a payment at the end of the year but did not report until the new year, this will be postponed.
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Meng Company maintains a $350 petty cash fund. On January 31, the fund is replenished. The accumulated receipts on that date represent $90 for office supplies, $180 for merchandise inventory, and $30 for miscellaneous expenses. There is a cash shortage of $12. The journal entry to replenish the fund on January 31 is:
If there is a cash shortage of $12. The journal entry to replenish the fund on January 31 is: Debit Office supplies $90, Debit Merchandise inventory $180, Debit Miscellaneous expenses $30, Debit Cash shortage $12, Credit Petty cash refund $312.
Journal entryThe appropriate journal entry to replenish the fund on January 31 is:
Meng Company
January 31
Debit Office supplies $90
Debit Merchandise inventory $180
Debit Miscellaneous expenses $30
Debit Cash shortage $12
Credit Petty cash refund $312
(To record petty cash fund replenishment)
Therefore the entry to replenish the fund on January 31 is: Debit Office supplies $90, Debit Merchandise inventory $180, Debit Miscellaneous expenses $30, Debit Cash shortage $12, Credit Petty cash refund $312.
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A woman decided to have a painting done of herself. She contracted in writing with an artist, who agreed to paint the woman for $10,000.
The cousin would be not be able to recover from the woman because of the following reasons:-
As the woman has a defense built into the contract, the cousin will not be able to recoup from her. The rights under a legal contract may be assigned by one of the original parties to a third party, who may then enforce those rights directly against the original party while typically being subject to whatever defenses the original party may have had against the assignor. The defense is always available against an assignee since it existed when the contract was created as long as it is an inherent defense, such as failure of a condition (even if whether the obligor would be able to utilize it was uncertain).
What does a legal contract suggest in this case?In this case, the lady (the obligor) and the artist (the assignor) had a legally binding contract; as a result, the woman's commitment to buy the painting only if she was pleased with it was not illusory.
This is because she had to sincerely exercise her right to reject it. The contract's requirement that the woman be pleased with the painting became a condition of the cousin who the artist delegated his rights under the agreement to (the assignee). She can cite the painting's displeasure as an explanation for her failure to pay for it; this defense is included into the contract and prevents the cousin from suing the lady.
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The Seattle Corporation has been presented with an investment opportunity which will yield end-of-year cash flows of $30,000 per year in Years 1 through 4, $35,000 per year in Years 5 through 9, and $40,000 in Year 10. This investment will cost the firm $150,000 today, and the firm's cost of capital is 10 percent. What is the NPV for this investment
The NPV for this investment is $51138.24.
Net present price, or NPV, is used to calculate the cutting-edge overall price of a destiny movement of payments. If the NPV of a project or funding is fine, it method that the discounted present fee of all future coin flows related to that challenge or funding might be wonderful, and consequently attractive.
The net present value or internet gift really worth applies to a chain of cash flows going on at distinctive instances. The existing fee of a coin glide relies upon the c program language period of time between now and the coins go with the flow. It also relies upon on the cut price price. NPV bills for the time cost of cash.
For example, if a safety gives a chain of coins flows with an NPV of $50,000 and an investor can pay precisely $50,000 for it, then the investor's NPV is $zero. It method they may earn something the bargain fee is on the safety.
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In the economy of wrexington in 2008, consumption was $1000, exports were $100, government purchases were $450, imports were $150, and investment was $350. What was wrexington’s gdp in 2008?
A) $970B) $1230C) $1370D) $1630
In the economy of Wrexington in 2008, consumption was $1000, exports were $100, government purchases were $450, imports were $150, and investment was $350, then
⇒$1750, was Wrexington's GDP in 2008
(add all, subtract 150 which is the imports)
GDP = personal consumption + gross investment + government consumption + net exports of goods and services
Personal Consumption
Gross Investment
Government Consumption
Exports
Imports
GNP = employee compensation + proprietors' income + rental income + corporate profits + interest income
GDP = GNP + indirect business taxes + depreciation + net income of foreigners*
Hence, option A is correct.
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The method that assumes that a conversion into common stock occurred at the later of the beginning of the period or the time the convertible security is issued is referred to as the ____ method.
Answer: converted
Explanation:
Outside of Hollywood, under-developed film industries found that low-budget, avant grade films were the most productive way to impact on international film culture. Group of answer choices True False
Outside of Hollywood, under-developed film industries found that low-budget, avant grade films were the most productive way to impact on international film culture. The statement is true .
The above statement is true because the audience can challenge and examine their perceptions of what they see by watching avant-garde movies.
The movies usually don't have a clear purpose. The movies investigate temporal, spatial, dream, fantastical, and perceptual themes. The majority of the movies are creative, odd, distinctive, and even a little terrifying. Many of the movies are upsetting, startling, and in poor taste.
The experience of viewing a movie entails more than just passively taking everything in. The films' significant departure from tradition presents a challenge to the viewer.
What are the characteristics of avant-garde movies?These qualities can be found in almost all of these movies:
A low-budget experimental movie, usually made with their own moneyNon-traditional, usually non-linear narratives that are told from the point of view of the director without any overt messages.Usually an experimental film that makes deliberate use of the medium to produce bizarre, dream-like scenes.respects politics, culture, and art. Lyrical or poeticaccentuate studies of surrealism, abstraction, and impressionismKnow more about avant-garde https://brainly.com/question/4534902
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The contract cost for constructing a house in June 2005 was $242,555. The index for that month was 205.2 and the current index is 288.8. What is the estimated cost to build the house today
The contract cost for constructing a house in June 2005 was $242,555. The index for that month was 205.2 and the current index is 288.8. What is the estimated cost to build the house today $314374.
What is Contract Costing?
Contract costing is used to keep track of expenses associated with a certain contract with a customer. For instance, when a company submits a bid for a major construction project, the business and the potential client engage in a contract describing the parameters of a particular kind of reimbursement for the business.
How do you calculate contract cost?
To determine TCV, multiply the monthly recurring revenue (MRR) by the number of months left in the contract's term, and then add any other one-time costs specified in the agreement.
Total Contract Value = Monthly Recurring Revenue (MRR) x Contract Term Length + Any One-time Fees.
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If the mpc is 0.60 and disposable income increases from $20,000 billion to $22,000 billion, consumption will increase by:__________
If the MPC is 0.60 and disposable income increases from $20,000 billion to $22,000 billion, consumption will increase by 1,200 billion.
First, find the change in disposable income:
22,000 billion minus 20,000 billion = 2,000 billion
multiply by MPC to find consumption increase:
2,000 billion x .60 = 1,200 billion
What does MPC mean?
The marginal propensity to consume (MPC) concept quantifies how much more people will spend for every dollar of new income. The marginal consumption to marginal income ratio, or MPC, is determined.
What is the uses of MPC?
MPC uses a dynamic representation of the process to forecast the controlled variable. The anticipated controlled variable is supplied back to the controller, where it is employed in an online optimization process to decide the manipulated variable by minimizing an appropriate cost function.
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When the whole is greater than the sum of the individual parts, a special benefit of teamwork occurs. This special benefit is known as _____.
When the whole is greater than the sum of the individual parts, a special benefit of teamwork occurs. This special benefit is known as synergy.
What is team work?Teamwork is the collective effort of a group to accomplish a job or reach a common objective in the most effective and efficient manner possible. This idea is viewed within the larger context of a team, which is a collection of interdependent individuals working together to achieve a common objective.Why teamwork is important?Teamwork is the bonding ingredient that pulls individuals together and encourages them to rely on one another to complete tasks.Additionally, teamwork facilitates growth and enables the group to get through barriers that would have stalled an individual. None of that would be possible without cooperation.Learn more about teamwork here:
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It might be a good idea to expand or upgrade a firm's human capital base during a ______, because unemployment is high and therefore human capital is abundant and wages usually _____.
It might be a good idea to expand or upgrade a firm's human capital base during a downturn, because unemployment is high and therefore human capital is abundant and wages usually fall.
Social scientists refer to personal qualities seen to be helpful in the manufacturing process as "human capital." It includes the education, health, and knowledge of the workforce.
The information, skills, and health that people invest in and amass throughout the course of their life give them the opportunity to realize their potential as contributing members of society.
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The promotional tool that stimulates consumer purchasing and dealer interest by means of short-term activities is known as sales?
The promotional tool that stimulates consumer purchasing and dealer interest by means of short-term activities is known as sales promotion.
Sales promotion is designed to be used as a short-term tactic in order to boost sales. Thus, it is the process of persuading a customer to buy a product.
Sales promotion is referred to a marketing communication tool in order to encourage revenue or to provide incentives to distributors, sales staff, or customers over a short time period. If a company adopts sales promotion in quick succession, this will give the impression that this product perhaps is not selling in the market.
Hence, sales promotion is a promotional tool that stimulates consumer purchasing and dealer interest.
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Alice listed a three-bedroom home for her client, but before she finds a buyer, the home burns to the ground. what happens to the agency agreement that alice has with her client?
What would happen to the agency agreement is that it would be terminated based on the fact that this house has been burnt to the ground.
What is an agency agreement?This is the term that is used to refer to the business arrangement that would have a particular person that is known to be an agent who is in charge of working for the other client who is the principal. This person helps the principal to arrive at deals and also close these deals.
In the agreement here, everything would be terminated based on the fact that the property that is the object of the deal is no longer in existence. Hence the deal can no longer go on.
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his graph could help an economist predict how the government will address unemployment. which industries are most in need of workers. how many people will be out of work in the next year. why producers might hire fewer workers in the future.
The graph on the U.S. unemployment rate from 2010 to 2011 can help an economist predict c. how many people will be out of work in the next year.
What does the graph show?The graph shows the percentage of people that are unemployed in the United States and the trend of this measure.
An economist can therefore look at this trend and use it to predict the unemployment figures in the next year.
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Answer
c is the answer
Explanation:
just took test
If a worker was climbing on a tower while attached to a vertical lifeline, the workers fall protection system would be provided by:
If a worker was climbing on a tower while attached to a vertical lifeline, the workers fall protection system would be provided by: single anchor vertical lifeline , and mobile fall arrestors.
What is a protection system?Protection system can be defined as the system that help to protect and safeguard people from hazard or to protect people from material that may fall on them while climbing a tower.
Hence, the protection system that will help to protect a worker or an employee who fall while climbing on a tower are;
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What is the term applied to the excess of net sales over the cost of merchandise sold?
Gross profit is the term applied to the excess of net sales over the cost of merchandise sold
This is further explained below.
What is Gross profit?Generally, The phrase "gross profit" refers to the amount of money gained by subtracting the cost of goods sold from the total amount of revenue earned.
In conclusion, On the income statement of retail and manufacturing businesses, the term "gross profit" refers to the amount of money earned before deducting the costs of running the business.
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The models used in economics: A) are usually limited to variables that are directly related. B) are essentially not reliable because they are not testable in the real world. C) are of necessity unrealistic and not related to the real world. D) emphasize basic relationships by abstracting from complexities in the everyday world.
The models used in economics emphasize basic relationships by abstracting from complexities in the everyday world. (Option D).
What are economic models?Economic models can be described as an abstraction of reality. It describes phenomenon that can be observed in real life but in a simplified manner. Thus, economic models they are realistic It is essential for economic models to be testable in the real world.
An example of an economic model is the law of demand model. According to this model, there is a negative relationship between the price of a good and the quantity demanded of a good. This model is accurate because in the real world, all things been equal, the higher the price of a good, the lower the quantity of that good that would be demanded.
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approach is when an organization accepts the environmental forces as uncontrollable, and a(n) _______ approach is when an organization tries to influence or shape the environmental forces.
Answer: Reactive
Explanation:
An approach is when an organization accepts the environmental forces as uncontrollable, and a reactive approach is when an organization tries to influence or shape the environmental forces.
What is a reactive business strategy?Reactive business strategies are designed to quickly and effectively implement strategic plans for long-term success while responding to unanticipated changes or events. The reactive strategy only considers changing a course in the event of a crisis and is concentrated on maintaining control over current policies.
Without proper plans for how, what, when, and whom to report issues, the reactive approach only addresses problems as they arise or are encountered. A reactive approach is not a sufficient plan, and it is best avoided as a strategy.
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At the time of Carol's 10 year high school reunion she was making $30,000 and the CPI was 90. Now that is is time for her to attend her 20 year high school reunion, Carol's income has risen to $65,000 and the CPI is 200. At her 20 year reunion, can Carol rightfully brag that her real income as risen since the last time she saw her former classmates ten years ago
No, Carol's real income fell during that 10-year period.
[(30,000 ÷ 90 × 100) is > (65,000 ÷ 200 × 100)].
How Does the Consumer Price Index (CPI) Work?The change in prices that American consumers pay each month is tracked by the Consumer Price Index (CPI). The CPI is calculated by the Bureau of Labor Statistics (BLS) as a weighted average of prices for a selection of goods and services that are indicative of overall consumer spending in the United States.
A common indicator of inflation and deflation is the CPI. The CPI report employs a different survey methodology, price sample, and index weights than the producer price index (PPI), which gauges changes in the prices paid by American producers of products and services.
What Purposes Does the CPI Serve?
Policymakers and the financial markets carefully monitor the CPI Index as an indicator of inflation. The cost of living adjustments for federal benefit payments is computed using a linked CPI metric.
How is the CPI determined?
When calculating the CPI, the Bureau of Labor Statistics takes a monthly sample of 94,000 prices and weights each index according to its share of recent consumer spending to determine the total change in prices. In the computation, the substitution impact is also taken into account, which occurs when customers divert their spending away from goods whose prices are rising relative to other goods.
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If a perfectly competitive firm can sell as much as it wishes at the market price, can the firm not simply increase its profits by selling an exteremely high quanitty?
If a perfectly competitive firm can sell as much as it wishes at the market price, can the firm not simply increase its profits by selling an extremely high quantity At a high level of production, marginal cost and the average cost of production will rise.
In economics, marginal cost is the change in total cost that occurs when production increases and is the cost of producing additional quantities. In some contexts, it may refer to a unit increase in spending, or it may refer to the rate of change in total cost when spending increases slightly. As Figure 1 shows, marginal cost is measured in dollars per unit, the total cost is measured in dollars, and marginal cost is the gradient of the total cost, the rate at which total cost increases with production. The marginal cost is different from the average cost, which is the total cost divided by the number of units produced.
The marginal cost of production includes all costs that vary depending on the production level. For example, if a company needs to build an entirely new factory to produce more goods, the cost of building the factory is marginal.
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If a delivery driver cannot successfully complete a delivery that contains alcohol, they must:
Return the order to the retailer.
Leave the order at the delivery address and contact the retailer to let them know the order was complete.
Keep the order for your personal consumption.
None of the above.
Answer:
return the order to the retailer
What aspect of real estate involves giving courses or seminars to real estate professionals and the general public? a) development b) lending c) education d) appraisal
The education aspect of real estate involves giving courses or seminars to real estate professionals and the general public.
What is the education aspect of real estate?The relates to the courses and other educational activities in real estate that can also include study in closely related areas such as land economics, and public seminar for the people.
Hence, the education aspect of real estate involves giving courses or seminars to real estate professionals and the general public.
Therefore, the Option C is correct.
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