Answer: A. pessimistic
Explanation:
Geometric mean takes into account the compounding effect that the wealth would go through in the short run and this makes it more accurate which generally means lower.
Compared to other averages therefore, it will give lower figures which would tend to make it result in wealth levels that are more pessimistic than wealth levels calculated using other types of averages.
Donald, a 40-year-old married taxpayer, has a salary of $55,000 and interest income of $6,000. He is an active participant in his employer's pension plan. What is the maximum amount Donald can contribute to a Roth IRA in 2019?
Answer:
$6,000
Explanation:
The maximum amount that Donald should contribute to Roth IRA is $6,000
This amount will valid in that case where an individual would have an age within 50
Since Donald has an age of 40 so he is eligible for $6,000
Hence, the same is to be considered
Hence, the maximum amount contributed by Donald is $6,000
During 2022, half of the treasury stock was resold for $240,000; net income was $600,000; cash dividends declared were $1,500,000; and stock dividends declared were $500,000. The 2022 sale of half of the treasury stock would:______________
Answer:
Total Stockholder's equity = $6,760,000
Explanation:
Note:
Missing content;
Cash dividends = $20,000
Treasury stock = $600,000
Share repurchase = $20,000
Common stock = $4,000,000
Retained earnings = $3,000,000
Computation:
Common stock = $4,000,000+$400,000
Common stock = $4,400,000
Retained earnings = $3,000,000+$600,000-$500,000-$400,000-$40,000 Retained earnings = 2,660,000
Total Stockholder's equity = Common stock + Retained earnings - Treasury Stock
Total Stockholder's equity = $6,760,000
Chavin Company had the following results during August: net operating income, $250,000; turnover, 5; and return on investment (ROI) 19%. Chavin Company's average operating assets were:_________. A. $50,000 B. $47,500 C. $1,250,000 D. $1,315,789
Answer: D. $1,315,789
Explanation:
Return on Investment = Net operating income/ Average operating assets
Average return on Assets will therefore be;
= Net Operating Income/ Return on Investment
= 250,000/0.19
= $1,315,789.47
= $1,315,789
If budgeted beginning inventory is $9,150, budgeted ending inventory is $10,420, and budgeted cost of goods sold is $11,110, budgeted purchases should be:
Answer:
$12,380
Explanation:
The beginning inventory is $9,150
The budgeted ending inventory is $10,420
The cost of goods sold is $11110
Therefore the budgeted purchases can be calculated as follows
= $10,420 + $11,110-$9,150
= $21,530 - $9,150
= $12,380
Hence the budgeted purchases is $12,380
How can you become more like Fiji Water in life? Chapter 2, Lesson 1
Answer:
To be pure is to be yourself when it comes to fighting sin, and listening to what you believe is right over the devil instead. And to be pure is to be yourself when it comes to love, to discover the true placement of your heart, and to love the way you want to out loud, shameless.
Explanation:
Fiji water is pure so I said this. Hope this helps.
if you could choose anything to be? (must be in essay)
Answer:
You can be one of your favorite heros.i.e avengers, marvels, etc. Or u can also choose some famous personalities such as Albert Einstein, Issac Newton, leonardo da vinchi, George Washington, etc
Even give a reason why did u choose them
Maybe that would be because of their contributions or because of their sense of humor. Like that..
Is the economic model of decision-making intended as a literal description of how individuals, firms, and the governments actually make decisions
Answer:
The correct response as per the given statement is "No".
Explanation:
No, but the given model has never been the dictionary definition of how transactions or judgments are currently taken by people, organizations, and companies. Economic models allow everybody to differentiate as well as organize complex sequences of underlying causes functionally that unique expression awareness among the target in less than an economy. These were founded on observations and the formation of overly simplistic circumstances.There is a bond that has a quoted price of 105.957 and a par value of $2,000. The coupon rate is 6.90 percent and the bond matures in 24 years. If the bond makes semiannual coupon payments, what is the effective annual interest rate?
Answer:
The effective annual interest rate is 7.02%.
Explanation:
The effective annual rate can be computed using the following formula:
EAR = ((1 + (i / n))^n) - 1 .............................(1)
Where;
i = Stated coupon rate = 6.90%, or 0.069
n = Number of compounding periods in a year = 2
Substituting the values into equation (1), we have:
EAR = ((1 + (0.069 / 2))^2) - 1
EAR = 1.07019025 - 1
EAR = 0.07019025, or 7.019025%
Approximating to 2 decimal places, we have:
EAR = 7.02%
Therefore, the effective annual interest rate is 7.02%.
A large group is sitting at a table and only one person at the table is an adult. The adult
orders a beer and all of the minors order soft drinks; the adult pays the final bill. Is this a
legal on-premise sale?
A. O Yes
B. O No
Sheridan Company reports the following information (in millions) during a recent year: net sales, $17,371.2; net earnings, $481.6; total assets, ending, $6,899.2; and total assets, beginning, $6,806.4. Calculate the (1) return on assets, (2) asset turnover, and (3) profit margin ratios. (Round answers to 1 decimal place, e.g. 15.2% or 15.1.)
Answer and Explanation:
The computation is shown below:
As we know that
1. Return on assets is
= Net income ÷ avg total assets
where,
Avg total assets is
= (opening total assets + closing total assets) ÷ 2
= ($6,806.4 + $6,899.2) ÷ 2
= $6,852.8
Now return on asset is
= $481.6 ÷ $6,852.8
= 7.0%
2. Assets turnover ratio = net sales ÷ avg total assets
= $17,371.2 ÷ $6,852.8
= 2.5 times
3. Profit margin = net income ÷net sales
= $481.6 ÷ $17,371.2
= 2.8%
which dod or dod affiated organization has successfully completed a customer relationship management concept
Answer: Defense logistics agency
Explanation:
Defense logistics agency, Due to the nature of what they; managing global supply chain – from raw materials to end user to disposition for the armed forces such as Navy, Army e.t.c.
Their members are mandated to have completed customer relationship management concept, because they would need it in their job roles
If (in one month) I make a total of 10 hours of calls at standard hours, how much more or less will I pay for a Basic contract than for Premium
Answer:
I make a total of 10 hours of calls at standard hours, how much more or less will I pay for a Basic contract than for Premium is discussed below in detail.
Explanation:
The quantity of hours of free calls in a year is 10.
explanation:
From the provided report it is obvious that for basic understanding the number of hours of available calls in a month is 3.
We understand that 1 year is equivalent to 12 months.
1 year = 12 months.
For the basic contract:
The number of hours of available calls in a month = 3
Using the above transformation, we get
The number of hours of available calls in a year = 3 × 12 = 36
Therefore the number of hours of available calls in a year is 36.
A basic contract can be defined as one in which a user can make use of some features but does not have access to some features which would need additional payment to get access to.
As a result of this, a premium contract can be considered as the plan where all the available options are at the disposal of the user and has a slight edge over a basic contract user.
With this in mind, we can note that the pricing plan of the basic contract would be lower than that of the premium contract.
Please note that you question is incomplete and i gave you a general overview to help you get the right answer
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Suppose Carla has $7000 to invest. Which investment yields the greater return over 4 years: 7% compounded quarterly or 6.85% compounded monthly
Answer:
The option with the quarterly compounding provides a higher future value.
Explanation:
Giving the following information:
Initial investment= $7,000
Number of years= 4 years
To calculate the future value, we need to use the following formula:
FV= PV*(1+i)^n
Quarterly compounding:
Interest rate (i)= 0.07/4= 0.0175
n= 4*4= 16
FV= 7,000*(1.0175^16)
FV= $9,239.51
Monthly compounding:
i= 0.0685/12= 0.00571
n= 4*12= 48
FV= 7,000*(1.00571^48)
FV= $9,200.07
The option with the quarterly compounding provides a higher future value.
E-Eyes just issued some new preferred stock. The issue will pay an annual dividend of $27 in perpetuity, beginning 16 years from now. If the market requires a return of 4.1 percent on this investment, how much does a share of preferred stock cost today?
Answer:
$360.43
Explanation:
Calculation for how much does a share of preferred stock cost today
First step is for us to calculate the price of the stock in Year 15 which is a year before the first dividend payment.
P15= $27 / .041
P15= $658.54
Last step is to calculate for the price of the stock today
P0= $658.54/ (1+.041)^15
P0= $658.54/ (1.041)^15
P0=$360.43
Therefore the amount that a share of preferred stock cost today will be $360.43
The town of Smallsville is considering building a museum. The interest on the money Smallsville will have to borrow to build the museum will be $1,000 per year. Each citizen's marginal benefit from the museum is shown in the following table, and this marginal benefit schedule is public information.
Citizen Marginal benefit from museum ($/year)
Anita…………………………. 340
Brandon…………………………. 290
Carlena…………………………. 240
Dallas…………………………. 190
Eloise…………………………. 140
a. Assuming each citizen voted his or her private interests, would a referendum to build the museum and raise each citizen's annual taxes by $200 pass?
b. A citizen proposes that the city let a private company build the museum and charge the citizens a lump-sum fee each year to view it as much as they like. Only citizens who paid the fee would be allowed to view the museum. If the private company were allowed to set a single fee, would any company offer to build the museum?
c. A second citizen proposes allowing the private company to charge different prices to different citizens and auctioning the right to build the museum to the highest bidding company. Again, only the citizens who pay the fee may view the museum. What is the highest bid a private company would make to supply the museum to Smallsville?
Answer: See explanation
Explanation:
a. This has been solved and attached.
Note that the net benefits was calculated as:
= Marginal benefit - $200
b. Looking at the table and information provided in the attachment, we would see that no company offer to build the museum because since their cost of $1000 can't be covered by the revenue generated. The highest revenue gotten for the single price monopolist is $760 and this can't even cover their cost.
c. Based on the scenario given in (c), the highest revenue the price discriminating monopolist would make is $1200 and coupled with the fact that the cost is $1000, the maximum bid that a private company would make to supply the museum to Smallsville is $200 ($1200 - $1000)
a. Assuming that each citizen voted their private interests, a referendum to build the museum and raise each citizen's annual taxes by $200 would pass because 3/5 (60%) of the citizens would vote in favor. They derive more marginal benefit than the head tax increase from the museum project.
b. No company would likely offer to build the museum based on a single lump-sum fee because the marginal benefits derived by the five citizens are not equal nor more than $200 each. If the private company charges above $140, not all the citizens would be willing to pay.
c. The highest bid a private company would make to supply the museum to Smallsville is $100,000. This cost is based on a 10% annual interest ($1,000/10% x 10 years) for ten years.
Thus, given the facts of the case, it would be more beneficial for the town of Smallsville to borrow $100,000 to build the museum and raise the annual tax by $200 to enable the citizens to enjoy the services of the museum while the town recovers the investment costs plus interests on the borrowed funds over time.
Data and Calculations:
Cost of Annual Interest Expense = $1,000
Citizens Marginal Net Accumulated
Benefit Benefit Net Benefit
Anita $340 $140 ($340 - $200) $140 ($0 + $140)
Brandon $290 $90 ($290 - $200) $230 ($140 + $90)
Carlena $240 $40 ($240 - $200) $270 ($230 + $40)
Dallas $190 ($10) ($190 - $200) $260 ($270 - $10)
Eloise $140 ($60) ($140 - $200) $200 ($260 - $60)
Total $1,200
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You just deposited $4,000 in cash into a checking account at the local bank. Assume that banks lend out all excess reserves and there are no leaks in the banking system. That is, all money lent by banks gets deposited in the banking system. Round your answers to the nearest dollar.
Required:
a. If the reserve requirement is 16%, how much will your deposit increase the total value of checkable bank deposits?
b. If the reserve requirement is 7%, how much will your deposit increase the total value of checkable bank deposits
Answer:
$25000
$57142.857
Explanation:
Given that :
Amount deposited = $4000
A.) reserve requirement = 16%
The total value of checkable bank deposit is given by ;
Money multiplier * Amount deposited
Money multiplier = 1 ÷ reserve requirement
Hence ;
(1 / 0.16) * 4000
= 6.25 * 4000 = $25000
B.) Reserve requirement of 7%
Money multiplier * Amount deposited
= (1 ÷ 0.07) * 4000
= $57142.857
Schedule of Cash Collections: Booth Ltd. makes collections on all sales according to the following schedule:
25% in month of sale
75% in month following sale
The following is a list of budgeted sales for the next four quarters:
1st quarter 2nd quarter 3rd quarter 4th quarter
Budgeted Sales $250,000 $240,000 $260,000 $280,000
Required:
Calculate the budgeted cash collections in the 2nd quarter.
Answer:
$247,500
Explanation:
Budgeted cash collection
Amount
Cash collected from 2nd quarter sales $60,000
(240,000*25%)
+ Cash collected from 1st quarter sales $187,500
(250,000*75%)
Budgeted cash collection in 2nd quarter $247,500
Answer:
B-More products were sold in the 1st quarter than in the 4th quarter.
Explanation:
I got it right on Edge2020
A government decision to privatize a sector of the economy formerly operated by the government is an example of _____ policy.
Answer:
Structural policy
Explanation:
This is an example of what is known as structural policy.
There are times where the problem of an economy get to be more and also last longer than inadequate demand. This problem can be caused by government policies or sometimes private practices that cause an impediment on the efficient production of goods and Also services. In other to fix a problem such as this, changes have to be made to the economy. Such changes is what is regarded as structural policy.
Alford Hardware had a profit margin of 12.7% and return on assets of 10.8% in 2022. What was their asset turnover?
Answer: 0.85
Explanation:
Given the variables in the question, Asset Turnover is calculated by;
= Return on Assets / Profit Margin
= 10.8%/12.7%
= 0.85
A policy is a specific action to be taken or not to be taken with respect to situation.
Answer
True
False
Answer:
false
Explanation:
.... I just know .......
What is the meaning of this question
Answer:
You either want someone to get points or there is no meaning to the quesiton
Explanation:
ummm... common sense :)
Think of a time when effective or ineffective communication affected your success at home, school, or work.
In paragraph 1, describe what happened, in detail.
In paragraph 2, explain how strong communication contributed to or could have improved the situation’s outcome. Be specific.
Answer:
Ineffective communication affected my success when I wanted to sell my skincare product to an Asian who did not really have a full grasp of the English language.
Explanation:
I experienced ineffective communication which was caused by a language barrier between me and an Asian woman to whom I wanted to sell a skincare cream. I tried explaining the benefits of the cream to her, but she seemed not to understand what I was saying. At the end of the day, she did not purchase the cream.
In order to sell skincare creams, a person must communicate the full benefits of such cream to a potential buyer since he/she might already have had something he uses before. If the woman had a strong grasp of the English language, it would have been easier for me to convince her to buy the cream as I would have employed persuasive terminologies that would appeal to her.
An example of ineffective communication was when I went to France for vacation and I tried communicating with someone in English but he didn't understand me.
Ineffective communication simply means a form of communication where the receiver can't understand the message and therefore the message wasn't conveyed properly.
An example of ineffective communication was when I went to France for vacation and I tried communicating with someone in English but he didn't understand me.
The communication was ineffective because we were both speaking different languages. It'll have been effective if we spoke the same language.
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Cyber Security Systems had sales of 3,200 units at $50 per unit last year. The marketing manager projects a 10 percent increase in unit volume sales this year with a 10 percent price increase. Returned merchandise will represent 8 percent of total sales. What is your net dollar sales projection for this year?
Answer:
$178,112.00
Explanation:
This year sales volume=last year volume*(1+10%)
This year sales volume=3,200*(1+10%)=3520 units
This year's price=last year's price*(1+10%)
This year's price=$50*(1+10%)=$55
Total sales this year=This year sales volume*This year's price
Total sales this year=3520*$55
Total sales this year=$193,600.00
returned merchandise=$193,600.00*8%
returned merchandise=$15,488.00
net dollar sales projection for this year =Total sales this year-returned merchandise
net dollar sales projection for this year=$193,600.00-$15,488.00 =$178,112.00
WGU can enroll 325 students monthly. However, due to the ratio of availability of enrollment counselors and potential students they can only enroll 266 students. On average, 250 students are in enrolled monthly. In order, what is the design capacity, effective capacity, capacity utilization, and efficiency rate?
a. 325, 250, 77%, 94%
b. 325, 266, 77%, 94%,
c. 250, 266, 77%, 93%
d. 325, 266, 94%, 78%
Answer:
325, 266, 77%, 94%,
Explanation:
Design capacity = Number of enrollment can be done
Design capacity = 325 student
Effective capacity = Number of enrollment done
Effective capacity = 266
Capacity utilization = [250/325]100
Capacity utilization = 77 % (Approx)
Efficiency rate = [250/266]100
Efficiency rate = 94 % (Approx)
The Cereal Bar, a fast-food restaurant that sells breakfast cereal, wanted to see if a different price for its Wild O's breakfast special would affect demand. So the marketing manager used ________ when she tested two different prices at two different stores and compared sales.
a. idea testing
b. segmentation research
c. experimental method
d. test-marketing
e. focus groups
Answer: test marketing
Explanation:
Test marketing is a marketing technique that is used by companies in order to know how the consumers will respond to a certain product. This is done by making the product to be available to the consumers on limited basis after which the demand for the product is being ascertained by the company before a wider release.
This is the method used by cereal bar. Therefore, the answer is test marketing
The document that the purchasing department-aã¡-tothe vendor to place an order is called the:________. A. Invoice approval B. Receiving report C. Purchase requisition D. Invoice. E. Purchase order
Complete Question:
The document that the purchasing department prepares and sends to the vendor to place an order is called the:
Group of answer choices
A. Invoice approval.
B. Receiving report.
C. Purchase requisition.
D. Invoice.
E. Purchase order.
Answer:
E. Purchase order
Explanation:
The document that the purchasing department prepares and sends to the vendor to place an order is called the purchase order.
A purchase order is typically a multi-copy commercial document that is prepared by the buyer who is interested in ordering goods and sent sent to a vendor (supplier) to place an order.
Generally, one copy of the purchase order is sent to the vendor (supplier) of the goods while the other copy is sent to the accounts payable department of the company, so as to enable them compare it with the invoice issued by the vendor or supplier for accuracy and accountability.
Additionally, a purchase order comprises of informations such as quantity of goods being ordered, price, type etc.
Black Horse deposits $2,000 in cash in his checking account at Bank for the People of West Dakota. The reserve requirement is 25%. Which is the maximum expansion of the money supply possible from the original deposit?
a. $2,000
b. $4,000
c. $6,000
d. $8,000
Answer:
d. $8,000
Explanation:
Reserve requirement = 25% = 0.25
The money multiplier = 1 /Required reserve
The money multiplier = 1/0.25
The money multiplier = 4
The initial deposits = $2,000
The maximum possible expansion of deposits = Initial deposits * The money multiplier = $2,000 * 4 = $8,000. Thus, the maximum expansion of the money supply possible from the original deposit is $8,000
% interest compounded annually until Bob retires on his 65th birthday. How much is the IRA worth when Bob retires
Answer:
The worth of the IRA when Bob retires at 65 is $190,706.57.
Explanation:
Note: This question is not complete. The complete question is therefore provided before answering the question as follows:
Bob makes his first $1,200 deposit into an IRA earning 6.5% compounded annually on the day he turns 24 and his last $1,200 deposit on the day he turns 44 (21 equal deposits in all.) With no additional deposits, the money in the IRA continues to earn 6.5% interest compounded annually until Bob retires on his 65th birthday. How much is the IRA worth when Bob retires?
The explanation of the answer is now given as follows:
Step 1: Calculation of the future value of the IRA when Bob turns 44
This can be calculated using the formula for calculating the Future Value (FV) of an Ordinary Annuity as follows:
FV44 = M * (((1 + r)^n - 1) / r) ................................. (1)
Where,
FV44 = Future value of the IRA when Bob turns 44 = ?
M = Annuity payment = $1,200
r = annual interest rate = 6.5%, or 0.065
n = number of years = 44 - 24 + 1 = 21
Substituting the values into equation (1), we have:
FV44 = $1,200 * (((1 + 0.065)^21 - 1) / 0.065)
FV44 = $1,200 * 42.3489537330236
FV44 = $50,818.74
Step 1: Calculation of the future value of IRA when Bob retires at 65
This can be calculated using the simple future value formula as follows:
FV65 = FV44 * (1 + r)^n ....................................... (1)
Where;
FV65 = Future value of IRA when Bob retires at 65 or the worth of the IRA when Bob retires at 65 = ?
FV44 = Future value of the IRA when Bob turns 44 = $50,818.74
r = annual interest rate = 6.5%, or 0.065
n = number of years = 65 - 44 = 21
Substituting the values into equation (2), we have:
FV65 = $50,818.74 * (1 + 0.065)^21
FV65 = $50,818.74 * 3.75268199264653
FV65 = $190,706.57
Therefore, the worth of the IRA when Bob retires at 65 is $190,706.57.
Fenland Co. plans to retire $120 million in bonds in five years, so it wishes to fund a savings account at the beginning of each year during that period for which it expects to earn 12% annually. At the end of the five years, there will be enough money in the account to pay off the bonds. What amount does Fenland need to invest each year?
Answer:
240,000,000
Explanation:
Each year you would need to invest 240,000,000 into the saving account over a period of five years to get to the desired amount. If they are only putting in 12%of the retirement funds that would 14,400,000 and that would take about 8 years.
Many U.S. firms prefer to sell in Canada, England, and Australia-rather than in larger markets such as Germany and France-because they feel more comfortable with the languages, laws, and culture, which reflect the ________ between these countries and the United States.
a. self-serving bias
b. coincident development
c. psychic proximity
d. cognitive dissonance
e. backward invention
Answer: psychic proximity
Explanation:
The above scenario in the question reflects the psychic proximity between the countries and the United States.
In international business, psychic proximity simply has to do with the national differences between countries which influences a country's perception towards another country.
Therefore, the correct option is C.