The transaction is selling and buying valuables. Transaction against normal behavior can be used to catch scheming credit card transactions.
What is client behavior?The attitude and routine habits of an individual are called behavior. They follow a particular pattern in performing daily tasks.
The irregular or abnormal behavior of an individual is essential in detecting frauds in banking, insurance, laundering, etc.
The normal transaction habits of the customers can be used to compare them with suspicious-looking patterns thus, detecting frauds.
Therefore, option C. transactions against normal purchasing behavior can be used to detect frauds.
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If technology needs invests $1,200,000 today at 6% annual interest and the money is compounded semiannually, how much will be in the bank account one year from the date invested?.
Answer:
1,348,320
Explanation:
[tex]1,200,000(1.06)^2[/tex]
since it is semiannually, this means that it is twice a year, therefore we would set the percentage rate, which is rewritten as 1.06, since it is a gain, and not a loss, to 2.
1,348,320$, will be in the bank account one year from the date invested.
What is compound interest?Interest earned on previously earned interest Because compound interest earns interest on both the initial deposit and any prior interest, it generates a greater return than simple interest. The interest that is solely paid on the amount invested is known as a simple interest rate.
Compound interest, on the other hand, accrues interest on both the original investment and any prior interest.
Compound interest, also known as interest on principal and interest, is the practice of adding interest to the principal amount of a loan or deposit.
It occurs when interest is reinvested, or added to the loaned capital rather than paid out, or when the borrower is required to pay it so that interest is generated the next period on the principal amount plus any accumulated interest. In finance and economics, compound interest is common.
The formula of compound interest A = [tex]P (1 + r/n)^nt[/tex] Where
A = Final amount
P = Principal amount
r = annual rate of interest
n = how many times interest is compounded per year
t = How long the money is deposited or borrowed (in years) the answer is 1,348,320
Since it occurs twice a year and is semiannual, we would set the percentage rate, which is now represented as 1.06, to 2 since it is a gain rather than a loss.
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After a firm has determined its position in the global market, it will typically seek to meet the needs of global markets by ______.
After a firm has determined its position in the global market, it will typically seek to meet the needs of global markets by tailoring its marketing mix to the needs of consumers in individual markets.
What is global market?Global market involves planning, producing, placing, and promoting a business' products or services in the worldwide market.
It is not limited to specific geographic locations but rather involves the exchange of good, services, and labor anywhere.
Examples of global markets are :
Fast-moving consumer goodsClothingAutomobilesBanking,Fast food companiesHence, a firm will typically seek to meet the needs of global markets by tailoring its marketing mix to the needs of consumers in individual markets.
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If the federal reserve increases the interest rate on bank deposits at the fed, banks will want to hold:.
Here is your answer:-
The Federal Reserve System is the central banking system of the United States of America. It was created on December 23, 1913, with the enactment of the Federal Reserve Act, after a series of financial panics led to the desire for central control of the monetary system in order to alleviate financial crises. Over the years, events such as the Great Depression in the 1930s and the Great Recession during the 2000s have led to the expansion of the roles and responsibilities of the Federal Reserve System.
The controversial practice that treats a range of scores as being similar and thus allows employers to give preference to underrepresented groups within these similar scores is known as Multiple Choice banding. generalizing. affirmative action.
When employers give preference to groups that are underrepresented, this is known as affirmative action.
What is affirmative action?It is a policy followed by employers where they treat job hiring results as similar.
This means that employees from minority groups will stand a better chance of being picked because they would have gotten lower scores otherwise.
It is a controversial policy because while some people argue that it isn't fair to some people, others argue that it is an important tool in equality.
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Performance goals are most likely to lead to performance improvement if: _________
a) they are set up as specific goals.
b) a copy of the final decision of the supervisor is given to the employee.
c) employees are told what took place by HRD.
d) the employee does not get involved in the process.
The best way to get performance goals to lead to performance improvement is if a) they are set up as specific goals.
How can performance goals be made more effective?When performance goals are set up as specific goals, employees know for certain what they are working towards.
This allows them to work harder because they will be working towards something specific that they don't have to think much about.
In conclusion, option A is correct.
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The unethical practice of contractors supplying bid amounts from subcontractors to other subcontractors is known as ____.
The unethical process and ways by which contractors supply bid amounts from subcontractors to others are known as bid shopping.
What is Bid Shopping?
Bid shopping is the strategy of pressuring subcontractors to provide a cheaper price following a general contractor's proposal that has been approved and the contract is given. It's an unethical approach that jeopardizes the bidding process.
Bid shopping, at the very least, endangers relationships between agencies, contractors, as well as subcontractors. It also skews free-market prices by inflating early subcontracting estimates or deflating them with unsustainable low projections.
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The government proposes a tax on imported champagne. Buyers will bear the entire burden of the tax if the:.
The government proposes a tax on imported champagne. Buyers will bear the entire burden of the tax if the demand curve for imported champagne is vertical.
What do you mean by Champagne?Champagne is an expensive white or pink sparkling wine produced in the Champagne region of Eastern France.
Alcohol that has been made available for consumption in an EU nation is considered to have been duty-paid. You may use any of the following programs to bring it into Northern Ireland on a regular basis the registered commercial importer program secures the UK duty payable on your goods and then arranges for deferred payment by having you register with HMRC. the usual duty-paid arrangement, where you pay HMRC the duty before the products are sent, exempts you from registration.
Therefore, Buyers will bear the entire burden of the tax if the demand curve for imported champagne is vertical.
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When are you allowed to review your credit report?.
Credit reports should be review when there is need for loan to check credibility and also when there is mixed up in account to avoid error.
What is credit reports?Credit report is a sheet containing the details of creditors, showing the history of purchase and deposit or payment that is available at that time.
The report is important to check progress and to also track debtors.
Therefore, Credit reports should be review when there is need for loan by an individual and also when there is mixed up in account to avoid error.
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Mention ONE other source of wealth other than inheritance
Answer:
Power is another source other than inheritance.
Hope this helped you!
Explanation:
Mary is purchasing air tickets for traveling to Europe in the December holidays. She books a ticket for $700 roundtrip with Delta Airlines to France but the next day her colleague informs her about a connection using two different airline service providers AirFrance and RyanAir which takes a shorter time and has no switching costs. She quickly changes her booking to the new connection her colleague showed her. What does this tell you about the bargaining power of buyers in the airline industry
The thing which can be noted about the bargaining power of the airline industry is that it is high.
What is Bargaining Power?
This refers to the ability of a firm to have some measure of influence over another through its power of labor.
With this in mind, we can see that based on the given situation of Mary buying tickets to travel, she has different choices to make based on the pricing system and this shows that the buyer's bargaining power is high.
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What is a company participating in when it directly invests in facilities to produce or market a product in a foreign country
Multinational enterprise is a term that refers to a situation whereby a company directly invests in facilities to produce or market a product in a foreign country.
What is multinational enterprise?Multinational enterprise can be regarded as type of enterprise where there is production of goods or delivering services in more than one country.
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In order to manufacture a piece of medical hardware that might help millions of diabetics, you are considering hiring a number of subcontractors, since you have a very short deadline. Supplier A has a long track record of completing work on time, and they consistently charge less than other companies. Supplier B will charge more for the parts and their process adds one whole day to the process. If supporting your company's green initiatives is a goal, what factors might make supplier B more appropriate, even with higher charges and a delay on delivery?
To whoever answers this, thank you, and I'm giving them 70 points.
Answer:
b and c
Explanation:
Answer: Hes right its b and c
The treasurer for the Macon Blue Sox baseball team is seeking a $20,100 loan for one year from the 4th National Bank of Macon. The stated interest rate is 19 percent, and there is a 23 percent compensating balance requirement. The treasurer always keeps a minimum of $1,670 in the baseball team’s checking accounts. These funds count toward meeting any compensating balance requirements.
The effective interest rate based on a compensating balance requirement of 23% for Macon Blue Sox is 24.675%.
What is the compensating balance requirement?The compensating balance requirement is the minimum amount of cash that a borrower cannot withdraw from a loan account.
The compensating balance requirement is a standard requirement of some lending institutions to reduce default risks.
Data and Calculations:Loan = $20,100
Stated interest rate = 19%
Interest expense = $3,819
Compensating balance requirement = 23%
= $4,623 ($20,100 x 23%)
Amount received as Cash = $15,477 ($20,100 - $4,623)
Effective interest rate = 24.675% ($3,819/$15,477 x 100)
Question Completion:What will be the effective rate of interest on this loan?
Thus, the effective interest rate based on a compensating balance requirement of 23% for Macon Blue Sox is 24.675%.
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A value _________ is accomplished when a company makes an effort to connect their internal value chains.
The blank space in the statement should be filled with Creation.
What is a Value Chain?A value chain is characterized by the combination of activities undertaken in a business in a bid to move a product or service along its life cycle, including design, marketing, distribution, and customer support. The company's objective is value creation, particularly in the form of profit.
On this note, Value creation is accomplished when the value chains are connected.
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Gabriella spent a lot of time shopping for her wedding dress, spending considerable time and effort visiting some of the finest bridal shops in the area. For Gabriella, her wedding dress is a(n) ________ product.
For Gabriella, given the time and effort spent shopping for her wedding dress is a type of specialty product.
What is a specialty product?A specialty product is a type of consumer product. It is a good that possesses unique characteristics or a unique brand identification which makes it attractive to consumers. As a result, consumers spend a considerable amount and time purchasing such items. An example of a specialty product are luxury items.
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Complete the concept map to describe the process by which breakdown products of foodstuffs are absorbed in the small intestine.
The process through which amino acids are absorbed in the primary active transport usually starts with the intestinal epithelial cells.
The process through which food is broken down in the small intestineThen fructose would have to be absorbed through diffusion into the same cells.
Glucose and galactose on the other hand are moved through active transport with sodium to the epithelial cells.
Large polymers are absorbed if the food was digested first through thde amino acids. With fatty acids being absorbed through diffusion to the cells.
The fatty acids would then be combined with glycerides in order to form micelles.
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Fatty acids and glycerides must combine with bile salts to form micelles
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Compare tracking in affiliate marketing to that of e-mail and online advertising. What are the similarities/ differences? (Emphasis on the differences)
Similarities:
They both are ways to reach out to advertise products through the use of technology making them seen by a very wide range of buyers
Differences:
Emails are ignored and deleted by lots of people making them less effective however people may still see them unless they go to junk mail. Regular online advertising however, might reach more people as they might appeal more with photos or slogans to help get the advertisment stuck in the buyers mind. In my opinion, online advertising is more effective than emails.
If you are a candidate for a position you should:
Answer:
Highlight the unique ways that you’ll be able to contribute in the role. Next, try to find the overlaps between your background and their needs. Look at your recent work, your education, and everything else you bring to the table. Think of everything from their point of view. your objective is to sell yourself to the hiring manager and convince him or her that you are a unique and strong candidate.
Explanation:
If, for a given percentage increase in price, quantity demanded falls by a proportionately smaller percentage, then demand is:.
A demand is relatively inelastic if for an increase in price, the quantity demanded falls by a proportionately smaller percentage.
What is a relatively inelastic demand?A relatively inelastic demand refers to a when the percentage change produced in demand is less than the percentage change in the price of a product.
In conclusion, the inelastic demand are often seen in most essential goods.
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What was the name of the Starbucks social media marketing campaign that allowed customers to customize a cup with art
Answer:
They did a doodling design contest.
Explanation:
Taking a cue from customers who have been doodling designs on cups for years, Starbucks is launching a White Cup Contest. The contest encourages customers in the U.S. and Canada to decorate a Starbucks cup with customized art, take a photo of it, and submit the design through social media using #WhiteCupContest
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The primary economic function of the financial system is to.
The main task of the financial system is to channel funding from savers to investors.
In 2015, your company had revenue of $78,524. In 2014, revenue was $56,976. What is the growth rate of your company
Assuming in 2014, the revenue was $56,976. The growth rate of your company is 38%.
Growth rateUsing this formula
Growth rate=2015 Revenue-2014 revenue/2014 revenue
Let plug in the formula
Growth rate=$78,524-$56,976/$56,976
Growth rate=$21,548/$56,976
Growth rate=0.378×100
Growth rate=38%(Approximately)
Inconclusion the growth rate of your company is 38%.
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explain the former assembly and meeting
Answer:
a company of persons gathered for deliberation and legislation, worship, or entertainment is known as formal assembly.
A meeting is a gathering of two or more people that has been convened for the purpose of achieving a common goal through verbal interaction, such as sharing information or reaching agreement.
How is email a useful component of online banking? i. email alerts can be used to warn you before you overdraw your account. ii. you can have your bank statements emailed to you, getting them to you faster. iii. only emailed bank statements can be used to support electronically-filed tax returns. a. i only b. ii only c. i and ii only d. i, ii, and iii please select the best answer from the choices provided a b c d
Due to its capabilities of email alerts, notifications, and having your bank statements directly addressed to you with quicker speed, email is a useful component of online banking.
What are the benefits of online banking?(i) E-banking delivers services to the bank's customers 24 hours a day, 365 days a year.
(ii) It reduces transaction fees.
(iii) It instills financial discipline and encourages transparency.
(iv) It alleviates the pressure on bank branches.
Therefore, option (c) is the correct answer, i.e., (i) and (ii) only.
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True/False: The most accurate method to calculate the amounts in a budget is to apply a specific percentage of increase or decrease.
Answer: The Answer is False
Explanation: Your welcome :)
Question 10 of 36
Jade is considering taking out a 14-year loan with monthly payments of $195
at an APR of 2.9%, compounded monthly, and this equates to a loan of
$26,898.98. Assuming that Jade's monthly payment and the length of the
loan remain fixed, which of these is a correct statement?
A. If the interest rate were 2.3%, the amount of the loan that Jade is
considering would be less than $26,898.98.
OB. If the interest rate were 3.1%, the amount of the loan that Jade is
considering would be more than $26,898.98.
O C. If the interest rate were 2.7%, the amount of the loan that Jade is
considering would be more than $26,898.98.
OD. If the interest rate were 2.5%, the amount of the loan that Jade is
considering would be less than $26,898.98.
SUBMIT
ws
Answer:
A
Explanation:
To answer the question, we look at an extreme scenario of 0% interest rate and see the minimum repayment Jade will make on the loan taken
Therefore,
Interest Rate = 0%
This means that the loan to be paid will be calculated as follows
Monthly payments x 12 Months x 14 Years
= $195 x 12 months x 14 years = $32, 760
The meaning of this outcome is that the lower the interest rate to be paid, the higher the size of the loan, because at 2.9% the loan= $26,898.98 and at 0% rate the loan= $32, 760.
The conclusion therefore is a 2.7% interest rate which is lower than 2.9% but not as low as the extreme 0% will cause the loan amount to be higher than $26,898.98. This affirms option A.
Options B and C are wrong because 2.5% and 2.3% are lower than 2.9%, therefore, the loan amount will be higher. Option D is also wrong because a 3.1% interest rate is higher than 2.9%, therefore, the amount should be lower not higher than $26,898.98
Answer:
it is C
Explanation:
:P
On the first day of the year, while covered as an individual under the Standard Plan and using in-network doctors, Jackie broke her leg while skiing. She incurred the following bills: ambulance ride to hospital, emergency room services, X-Ray of her broken leg ($530) and outpatient surgery to repair the broken leg ($10,000). How much would Jackie pay out-of-pocket for her surgery?
Jackie will have to pay $8,700 out-of-pocket for her surgery.
What is Insurance?This is a means of protection of an individual or property from risks of financial loss, damage etc.
The Standard plan usually runs for 12 months and the out-of-pocket expenses for medical care aren't usually reimbursed by insurance companies. The out-of-pocket limit can't be more than $8,700 for individuals which was why it was chosen as the most appropriate choice.
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Which of the following is not one of the reasons to track expenses when creating a budget
A. It helps you to analyze your spending habits.
B.It allows you to determine patterns in spending.
C. It helps you to identify which purchases can be reduced.
D. It allows you to find out if you can afford to set a savings goal.
Answer:
D. It allows you to find out if you can afford to set a savings goal is not a reason to track expenses.
Explanation:
Regardless of income, an individual should track their expenses to ensure that their money is being spent appropriately.
Answer choice A, B, and C are correct because if someone were to monitor their spendings, they would be able to discern the following:
What different goods and services they spend their money onHow often they purchase certain goods and servicesWhich goods and services they can cut down on to save costs for other necessary goods and servicesIndividuals who track their expenses are more likely to make better financial decisions than those who don't. Regardless of if someone makes 6 figures a year or someone who is employed at minimum wage, tracking expenses can help anyone to spend their money efficiently.
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When you borrow $50 from your rich cousin, then pay her back $60. What is the original $50 called
Which of the following is a type of machine safeguarding?
a) Punching
b) Feeding and ejection methods
c) Point of operation
d) In-going nip points