The implicit borrowing rate is 31.4%.
Given that if payment was made in cash today, the store would reduce the cost of the product by 2.5 percent. This implies that the price you must pay at that time is $195.5, for instance, if the cost of the things is perhaps $200.
If the price is still $200, you will have to pay $200 at the end of the month. A difference of $200 - $195.5 = $3.5 if we compare at the end of the month versus if you pay immediately.This results in an increase of (3.5/196) x 100% = 1.79 %. An increase to bring the price back to $200.
Considering that a year has 12 months, the implicit borrowing rate at the conclusion of that year will be;
([(200/195.5)(12)] - 1) at 100% equals 31.4%.
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Which factor of production refers to the goods and services used to create other goods and services?
Capital factor of production refers to the goods and services used to produce other goods and services.
The required details about Capital is mentioned in below paragraph.
Capital is a broad term that can describe anything that adds value or benefits its owners, e.g. a factory and its machinery, property such as patents or financial assets owned by a company or an individual. Although money itself can be interpreted as capital, capital is most commonly associated with money spent on production - or used for investment purposes. In general, capital is the key element for the daily functioning of the company and the financing of its future development.
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What is 5 kinds information found on a credit report?
The type of account (credit card, auto loan, mortgage, etc.), the date the account was started, the credit limit or loan amount, the account balance, and your payment history.
What does "credit report" actually mean?A credit report is a record of your past and present credit activities, including details about loan repayment patterns and credit card account status. Most people possess several credit reports. Creditors, including lenders, card companies, and other financial firms, provide credit reporting corporations, sometimes referred to as credit reporting agencies or consumer reporting agencies, financial data about you in order for them to gather and retain that information. Creditors are not required to report information to all credit bureaus. These statistics are used by lenders to decide whether or not to give you a loan and what rates of interest to charge you. Lenders will also check your credit report to determine whether you are still fulfilling the conditions of an open credit account.
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Is it illegal to pay less than minimum wage in California?
All California employers subject to both state and federal law are required to pay the state minimum wage, unless their employees are exempt under California law.
Most employers in California are subject to federal and state minimum wage laws. Local bodies (cities and counties) are also allowed to enact minimum wage rates, and several cities have recently enacted ordinances increasing minimum wage rates for workers working in local jurisdictions. See the list of California city and county minimum wages maintained by the University of California, Berkeley.
The impact of this multiple coverage from various government sources is that employers must follow stricter standards when there are conflicting requirements in the law. That is, what is most beneficial for employees. Because current California law requires a higher minimum wage than federal law, all California employers subject to both laws must pay the state minimum wage unless their employees are exempt under California law. I have to pay my wages. If a local entity (city or county) sets a higher minimum wage than the state or federal minimum wage, the worker must be paid the local wage.
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What is it called when a country sets the value of its currency relative to another and keeps it at that level using macroeconomic policy?
A fixed exchange rate is a system used by a government or central bank that links the value of the nation's official currency to the currency of another nation or the price of gold. A fixed exchange rate system's goal is to maintain a currency's value within a specific range using macroeconomic policy.
The study of an economy's overall performance, structure, behavior, and decision-making is known as macroeconomics.This covers local, national, and international economies. The economic "data addressing the consequences of different macroeconomic strategies is still highly imperfect and open to substantial criticism," according to economists Emi Nakamura and Jón Steinsson in a 2018 study. The Gross Domestic Product (GDP), unemployment , national income, price indices, output, consumption, inflation, saving, investment, energy, international commerce, and international finance are among the subjects that macroeconomists research. The two most interdisciplinary areas of economics are macroeconomics and microeconomics. The improvement of global macroeconomic stability is a goal of the 17th Sustainable Development Goal of the United Nations.
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What causes economic gap?
Technology advancement, globalization and domestic economic policies like redistributive fiscal policies, labor and product market policies are some of the major causes of the rise in intra-country income inequality noted in the literature.
Explain the term economic gap and its causes?The differences in people's positions within the economic distribution—their wages, income, and wealth—are the most glaring indicators of economic inequality. However, in addition to these traits, such as gender, ethnicity, and whether or not a person is disabled, people's economic situations are also influenced by other factors.Economic inequality generally comes in three forms:
1. income disparity.
The degree to which income is distributed unequally among a group of people is known as income inequality. Income can be calculated on an individual or household basis, which takes into account the earnings of every person living in a given home.2. Pay Disparity.
Pay is distinct from income for a person. Pay only refers to money received from employment. This can be paid on an hourly, monthly, or annual basis, is typically paid weekly or monthly, and may also include bonuses.3. income disparity.
A person or household's total asset base is referred to as their wealth. Financial resources like bonds and stocks, as well as real estate and private pension rights, may be included.To know more about the economic gap, here
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C was injured while deep sea diving and requires a hospital stay. C has a major medical policy with a 80/20 coinsurance class and a $400 deductible. What is the maximum C will pay if the covered medical expenses are $2,000?
C sustained a deep sea diving injury that requires hospitalization. For his major medical insurance, C has a $400 deductible and an 80/20 coinsurance class. If the entire cost of the covered medical expenses is $2,000, Maximum C will pay 720 dollars.
Health policy is defined as "decisions, methods, and actions that are undertaken to achieve stated healthcare goals within a society." An explicit health policy, according to the World Health Organization, may achieve a variety of objectives, including setting a future vision, articulating objectives and anticipated roles of diverse organisations, as well as promoting consensus and educating the general public. Health policy is a common term for the portion of a policy that deals with health. In this sense, there are many different types of health policies, such as global health medical policies, public health policies, mental health policies, policies for health care services, insurance policies, personal healthcare policies, pharmaceutical policies, and public health-related policies like those that support breastfeeding, immunisation, and tobacco control.
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Duracell, a company well-known for manufacturing alkaline batteries, derives its strategic position from which source?
few competitors, broad market
few needs, many customers
broad needs, many customers
broad needs, few customers
Duracell derives its strategic position from few competitors in a broad market.
What is strategic position?Performance is influenced by a company's position in relation to others in its sector. A company's strategic positioning reflects decisions it makes regarding the type of value it will produce and how it will produce that value in a unique way from competitors. A computer corporation that concentrates on offering cutting edge technology at premium prices before its competitors would provide an excellent example of a positioning strategy. Another illustration of positioning strategy would be a major chain store that prioritises offering well-liked products to a sizable customer base at reasonable prices. Competitive positioning, product positioning, situational positioning, and perceptual positioning are the four basic categories of positioning methods.
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Advertisingto teens typically depicts ________.
A)respected adults recommending the product
B)qualified experts explaining the benefit of the product
C)"in" teens using the product
D)family members of two or three generations using the product together
Advertising to teens typically depicts "in" teens using the product
Advertising to teens frequently presents a lifestyle or image linked with the product that is seen as desirable or cool to this group. This can involve showing the product being used by young people who are well-liked, beautiful, stylish, or outgoing. In order to increase the likelihood that other teens will want to purchase the product, it is thought that displaying teens using the product can foster a favourable association with it in their minds.
In order to promote their goods, advertisers may also turn to well-known figures or influencers among teenagers. Advertising to teens frequently makes use of humour, music, and other components that appeal to their particular demographic.
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A project costs $91,000 today and is expected to generate cash flows of $11,000 per year for the next 20 years. The firm has a cost of capital of 8 percent. Should this project be accepted, and why?.
A project with cost of $91,000 and will generate cash flow of $11 per year for 20 years should be accepted since its NPV is $16,992.62.
Net Present Value or NPV is a project evaluation method to evaluate whether a project will generate profit or loss based on its projected cash flows in present value term.
To calculate a project NPV, we need to use a formula:
NPV = Initial Investment + PV of annuity
where:
PV of annuity = P {(1 - (1 + r)^-n) /r]
P = projected cash flow per year
r = interest rate = cost of capital
n = payment period
From the case, we have some informations:
Initial investment = $91,000
P = $11,000
n = 20 years
r = 8%
We can calculate the PV of annuity for this project is:
PV of annuity = P {(1 - (1 + r)^-n) /r]
PV of annuity = $11,000 [(1 - (1 + 0.08)^(-20)) / 0.08]
PV of annuity = $107,999.62
Then, the project's NPV would be;
NPV = Initial Investment + PV of annuity
NPV = ($91,000) - $107,999.62
NPV = $16,999.62
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developer strength can be checked by using:
In order for a film to be correctly processed, developer strength must be evaluated using reference radiographs AND a stepwedge radiograph (both A and B).
A top-tier developer will have a strong grasp of many languages and will know which ones to utilize to obtain the best solution for a given assignment. Their code will be not only simple and intelligible, but it will also adhere to coding standards. Furthermore, they are professionals who use agile development or DevOps to increase productivity.
While the average developer will just execute what is required of them with no questions asked, a great developer will want to thoroughly grasp the business case for the large projects they embark on. This is done to guarantee that what they are doing is beneficial to the end user and, ultimately, the organization.
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Gracie's insurance premiums are $131 per month. According to her policy, she has a $500 deductible and a 20% co-insurance. This year she had a $3,200 bill for a minor accident. How much was her total health care expense for the year?.
Based on Gracie's health insurance plan, her total health care expense for the year is $2,712.
Gracie's total health care expense for the year can be calculated by summing up her annual insurance premium, her deductible, and her responsibility on the co-insurance plan.
If Gracie had $131 insurance premium per month, her annual health insurance premium would be:
Annual health insurance premium = Monthly insurance premium x 12 months
Annual health insurance premium = $131 x 12
Annual health insurance premium = $1,572
Gracie is responsible to pay deductible of $500.
Since Gracie had a minor accident with $3,200 bill, she has to pay 20% of her bill based on the co-insurance plan. Gracie should pay:
Co-insurance payment = Accident bill x co-insurance percentage
Co-insurance payment = $3,200 x 20%
Co-insurance payment = $640
Total health care expense for the year = Annual health insurance premium + Deductible + Co-insurance payment
Total health care expense for the year = $1,572 + $500 + $640
Total health care expense for the year = $2,712
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According to supply-side economists, lowering corporate income taxes:
According to supply-side fiscal policy, reducing tax rates on wages and profits will: reduce both unemployment and inflation.
How would you define inflation in plain English?The rate of price growth over an extended period of time is known as inflation. The cost of living in a nation has increased, or prices have generally increased. These are examples of broad measures of inflation.
Is inflation a good or bad thing?The phrase "inflation" often serves as a warning flag for negative economic developments. Rising costs, a growing danger of job loss, and declining purchasing power are all challenges facing consumers today. This is especially valid for people whose salaries or wages do not improve at a rate that keeps pace with the cost of living.
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What is the difference between a unitary state a federal state and a confederate state?
In a confederation, the states hold a disproportionate degree of power, in contrast to a unitary federal power system where the national government has entire control.
A confederal system is one in which the states or regions maintain a high degree of autonomy and the federal government has minimal formal powers. In a confederate system, the central government is frequently set up by the states or regions and is only in charge of a small number of clearly defined tasks, such the military and foreign policy.
In a unitary system, the states or regions have little autonomy and the central government has more authority. The majority or all parts of governance are under the supervision of the central government in a unitary system, while the states or regions may have little to no decision-making power.
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What is a command economy Mcq?
An economic system known as a command economy is one in which all financial decisions are made at the federal level.
Exactly what is a command economy?
In a command economy, everyone owns the means of production, and one central organization oversees every part of the economy. This company establishes quantifiable output targets and gives productive companies raw materials.
What does having a command economy entail in a socialist society?
A command economy is prevalent in communist countries. The following gives a summary of market-based socialism. Economic decisions are governed and centralized by the state in communist countries. A central planning committee or dictator determines what will be produced, who will make it, how much will be produced, and who will purchase it.
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What is the effect of high profit?
More business owners will take chances and make investments as profitability rises. Increased economic prospects, additional jobs, and greater growth may result from this.
Securely building a very lucrative business structure during normal economic times is the most crucial technique for surviving a recession. High profitability indicates that you have the stamina to continue making money even if sales decline due to a recession.
Additionally, highly profitable businesses can build up bigger cash reserves and survive a protracted recession with lower profit margins. They can also afford to use their additional cash to buy equipment with the steep discounts on prices that are offered during a recession.
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What was the result of NAFTA?
NAFTA had several advantageous consequences, including improved consumer prices, expanded commerce, and economic output and foreign investment.
What outcome did NAFTA have?Over 20 years ago, the United States, Canada, and Mexico established the North American Free Trade Agreement (NAFTA) to increase trade between these countries. Making these nations more competitive in the international market served as its secondary goal. In terms of both objectives, it has been incredibly successful. For several significant products, including cars and auto parts, NAFTA resulted in more closely integrated production and value chains throughout North America. Compared to Canada, Mexico has gained more from this. The removal of all barriers between the three nations under NAFTA increased trade. Furthermore, it established accords governing global investor rights. Because of that, trade was cheaper. Particularly for small enterprises, it encourages investment and growth.
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Total revenue is maximized at the point where
Group of answer choices
a. marginal cost equals zero
b. marginal revenue equals zero
c. marginal revenue equals marginal cost
d. marginal profit equals zero
e. None of the Above
Option (B), At zero marginal revenue, total revenue is maximized. This is the output in which the price elasticity of demand is equal to one and where a linear demand curve meets its midpoint.
Is the equilibrium position where the overall revenue is maximized?The statement is true. The whole revenue is always at its peak if there is unitary demand elasticity of pricing. This is because as prices rise, demand will either increase or decrease when price elasticity is inelastic (if price elasticity is more than or less than 1).
Why is there a maximal total revenue when there isn't a marginal revenue?The average and marginal revenues are identical between 0 and 1 units of output. If total cost increases, marginal cost will as well. If total revenue is diminishing, average revenue turns negative. When total profit is highest, marginal profit is zero.
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Can oil be traded in a commodities market?
Explanation:
any intrested mexican girls 15+ in L.A. talk here.
Calculate the pay for the following day of a weekly time card given a wage of $15/hr
Answer: $132
Explanation:
4. Profit maximization in the cost-curve diagram Suppose that the market for candles is a competitive market. The following graph shows the daily cost curves of a firm operating in this market.In the short run, at a market price of $20 per candle, this firm will choose to produce candles per day. On the previous graph, use the blue rectangle (circle symbols) to shade the area representing the firm's profit or loss if the market price is $20 and the firm chooses to produce the quantity you already selected. Note: In the following question, you should enter a positive number in the numeric entry field. The area of this rectangle indicates that the firm's would be per day.
The current supply, given a firm's capital investment in fixed assets like property, plant, and equipment, is referred to as the short-run supply.
Exactly which market is open first?There is no lunch break during the regular business hours of Euronext (the Paris stock exchange). The Swiss Exchange does not have a lunch break; instead, it operates from 9:00 a.m. until 5:30 p.m. (Local time). As everyone is aware, the Indian stock markets open at 9:15 am and end at 3:30 pm.
Which stockmarket is open late?There are two important stock exchanges in India: the BSE and the National Securities Exchange of India. From 3:45 p.m. until 8:59 a.m. on the BSE are the overnight trade hours for stock trading. The after-hours trading period
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The amount of calendar time associated with the long run
a. is less than that associated with the immediate market period
b. is the same for all firms.
c. aries from industry to industry.
d. is. by definition, any length of time greater than one year.
The amount of calendar time associated with long run is less than that associated with immediate market period.
What is a market?To facilitate the exchange of goods and services, parties may assemble in a market. The market may be real, like a physical store where consumers can engage with one another in person, or it may be virtual, like an online market, where buyers and sellers can communicate virtually. One of the key elements that goes into defining a market is the presence of a venue, customers, and sellers, as well as a good or service that can be purchased and sold. A market is any place where two or more people can meet up to perform a business transaction, even if there is no exchange of money. Commodities can be included in market transactions, as can any combination of these that are transferred from one party to another.
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Effective scheduling cannot:
yield cost savings and improved productivity
reduce the need for expansion of facilities
improve customer service
eliminate the need to train employees
improve patient care in medical settings
Option d is correct. Even with effective scheduling, employee training cannot be ruled out.
Scheduling is the art of planning activities so that goals and priorities are achieved in the time available. Done effectively, you can:
Understand what you can realistically accomplish in your own time. Set aside enough time for important tasks.
The key to a good schedule is to be aware of your time and the importance of how you invest your time. increase. A schedule ensures that you stay on point and focused, both in business and in life. hug her
Scheduling is the primary time management and project management tool. Learning how to manage your time effectively can help you get more done, be more productive, and feel less overwhelmed with too much to do. Many people do not have time.
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What is an interpersonal person?
The conduct and behaviors that occur in interpersonal relationships are referred to as interpersonal behavior.
Although there are four main interpersonal styles, we all have some characteristics of each. These people are the Director, the Expressive, the Relater, and the Thinker.Interpersonal skills are essential for creating and maintaining lasting personal connections at work.People with good interpersonal communication skills are therefore better able to establish long-lasting relationships with their coworkers and work as a team. The three basic interpersonal demands are inclusion, control, and affection. The need for people to be acknowledged as participants stem from the urge to be included in human contact.
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Is progressive tax a indirect tax?
Progressive tax a indirect tax. Based on the idea of ability to pay, a progressive tax takes a greater percentage of income from high-income groups than from low-income groups.
Define the term progressive tax?A progressive tax is one that levies a higher percentage of income from high-than-low income groups.
A tax that applies the same percentage of income to all income groups is known as a proportional tax. Regressive taxes are those that take a greater percentage of income from low-income groups than from high-income groups.In a progressive tax, which is based on the idea of ability to pay, a higher percentage of income is taken from high-income groups than from low-income groups.An income-related average tax burden is referred to as a progressive tax. Low- and middle-income taxpayers bear a disproportionately small share of the tax burden, compared to high-income families.Thus, as regressiveness is typically associated with indirect taxes. Since the indirect tax rate is constant regardless of income, it is progressive in nature.
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Which of the following accounts has a normal credit balance?
Accounts Receivable
Sales
Merchandise Inventory
Delivery Expense
Option (b), Due to the fact that the sales account is an account of the revenue kind, it has a credit balance.
Is this an account for revenue or sales?The money a company makes from selling goods or services to customers is known as sales: In accounting terminology, one element of a company's revenue is its sales. On an income statement, sales are frequently referred to as gross sales.
What are the usual conditions of credit?Most businesses provide loans with maturities of 30, 60, or 90 days. Nevertheless, some businesses might only provide credit terms of seven or 10 days. The conditions of a company's credit are typically established by industry norms or by its competitors.
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What are the three reasons countries restrict trade explain Are they justified?
Three reasons countries restrict trade are Infant Industries, Strategic Trade Policy and National Security And the National Interest Argument.
The transfer of goods and services from one person or institution to another involves transactions and sometimes cash. A system or network that allows trading is called a market by economists.
Buying or selling or acquiring can be distinguished by the fact that an early form of trade, the so-called barter, was a direct exchange of goods or services for other goods or services. With the creation of money, trading has become easier and easier. Bilateral trade is trade between two of her traders and multilateral trade is trade involving two or more of her traders.
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When round yellow seeds are crossed with wrinkled and green seeds?
Round and yellow seeds are produced in the F1 generation when a round, green seeded pea plant (RRyy) crosses with a wrinkled, yellow seeded pea plant (rrYY).
The mature, fertilized ovule that contains an embryonic plant, stored material, and one or more protective coats is referred to as a "seed." A seed is an adult ovule with an embryo, a little immature plant, and food reserves enclosed in a seed coat for protection. The three primary parts of the majority of seeds are the embryo, endosperm, and seed coat. The embryo is like a little plant with a root, stem, and one or more leaves. The endosperm, or edible portion of the seed, is often a mixture of starch, oil, and protein. The first sport to use it for event placement and rankings was tennis.
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what would happen to a monthly payment if the intrest rate increased
Answer:Your interest rate and the monthly payment will remain the same
Explanation:If you have a fixed-rate mortgage, the rising rate will have no impact on your loan: Your interest rate and the monthly payment will remain the same.
The monthly payment would increase if the interest rate is increased.
The monthly payment is the amount a person has to pay every month over the time period of the loan to pay off the loan. Interest is the additional amount a lender has to pay along with the principal amount when they avail a loan.
A loan with a higher interest rate means that the person will have to pay back more money and hence higher monthly payments as compared to someone who has a lower rate interest rate for the same amount and for the same time period.
For example, if you borrow $200 with a 5% interest rate you will have to pay back a total of $210 and if this is over 10 months then you will have to pay $21 every month. Now say you borrow the same amount for the same time period but with a 10% interest rate, then you will have to pay back a total of $220 and this means your monthly payment will be $21. Therefore monthly payment increases with the interest rate.
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What is the best definition of ownership ownership?
The ability to own property or products is the definition of ownership. Ownership is the term used to describe the final, exclusive rights to use and manage property that have been granted by a valid claim or title.
Property can be any asset, material or intangible, and ownership is the condition or fact of having legal possession and control over it. Multiple rights that are collectively referred to as title can be included in ownership; these rights can be divided up and held by various persons.
One can acquire, transfer, and lose ownership of property in a number of ways, making the mechanics of ownership fairly complicated. Property can be obtained in a variety of ways, including cash purchases, bartering it for other items, winning a bets, receiving gifts, inheriting it, finding it, receiving it as compensation for damages, earning it through labor-intensive employment or services, making it, and homesteading.
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how to provide exceptional customer service when using electronic technology
You can improve your customer service using electronic technology by:
Speeding up communicationsIncreasing convenience for customersProviding self-serve optionsDesaining tailored marketingTo provide an exceptional customer service, a company might utilize electronic technology in many ways. Let's discuss some of them.
A company might an automatic answering system to shortened a customer's time on seeking helps. The automatic answering system might be able to answer some general problems and collecting the customer's informations. If the problem is more personalized, then the customer service person might take charge to help the customer.
Customer service can become more convenience with the utilizing of technology because a company can provide some common questions asked on its website or app that allow a customer to look up for the solution of his problem first before seeking help from the customer service person. This process could help customer to deal with his problem faster.
A company might provide self-service option for its customers through the common questions and answers section its website or app. A company can also provide detailed regulation or terms and references that allow its customer to look for himself for any question he has without seeking help for the customer service person.
By utilizing technology, a company might provide a customized service and marketing strategy for each of its customers. A customer might utilize the customer relationship management approach to understand its customers better and plan the most appropriate marketing plan for each customers. This action would make a customer feels more appreciated.
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