A ________ is a formal pledge (an IOU) obligating the issuer to pay interest periodically and repay the principal at maturity (a preset future date) to the lender.

Answers

Answer 1

Answer:

Corporate bond.

Explanation:

A corporate bond is a formal pledge (an IOU) obligating the issuer to pay interest periodically and repay the principal at maturity (a preset future date) to the lender. It is basically, the debts issued by a business firm to bondholders, in order to raise capital.

Hence, bondholders such as creditors or investors do not have a claim to ownership in the business firm and as such are not eligible to receive dividends from the corporate bond issuer.


Related Questions

A customer who is retired wants to select an investment that is liquid, marketable, and that provides regular income. The BEST choice would be to recommend:

Answers

The available options are:

A. Treasury Bills

B. Treasury Notes

C. Preferred Stock

D. Certificates of Deposit

Answer:

B. Treasury Notes

Explanation:

The interest rates on Treasury notes are considered marketable and it is paid semi-annually to the owner, hence, it is the right and smart choice for the retired customer that want liquid, marketable and regular income.

The interest rates on Treasury Bills are not paid regularly, therefore, it is not a better choice for the retired customer.

Preferred stock is considered marketable. However, in comparison with Treasury bills and Treasury Notes, it is not as marketable.

Certificates of Deposit are considered to be non-negotiable, non-marketable, therefore, it is not what the retired customer needs.

It is less likely that workers, contractors, and facility owners would allow energized work if everyone involved in the decision-making process fully understood the laws, requirements, hazards, true costs, and consequences associated with energized work.

a. True
b. False

Answers

Answer: True

Explanation:

Once it's observed that everyone involved in the decision making of an energized work has an understanding of the work process it is less likely that they all will be permitted to carry out the task. This is considered this way because of safety being observed during the process of carrying out the task.

had the following balances and transactions during​ 2018: Beginning Merchandise Inventory 10 units at $74 March 10 Sold 7 units June 10 Purchased 30 units at $84 October 30 Sold 25 units What is the amount of the​ company's ending Merchandise​ Inventory, as disclosed in the December​ 31, 2018 balance​ sheet, using the periodic LIFO inventory costing​ method?

Answers

Answer:

$592

Explanation:

LIFO means last in first out. It means that it is the last purchased inventory that is the first to be sold.

the ending inventory would consist of earlier purchased goods.

total goods sold is 32. it would be taken from the purchase on June 10 and 2 units would be taken from beginning inventory.

ending inventory = 10 -2 = 8 x $74 = $592

Rosie's has 1,300 shares outstanding at a market price per share of $10. Sandy's has 2,000 shares outstanding at a market price of $23 a share. Neither firm has any debt. Sandy's is acquiring Rosie's. The incremental value of the acquisition is $1,800. What is the value of Rosie's to Sandy's

Answers

Answer:

$14,800

Explanation:

Rosie's has 1,300 shares outstanding at a market price of $10

Sandy's had 2,000 shares outstanding at a market price of $23

The incremental value of the acquisition is $1,800

Therefore, the value of Rosie's to Sandy's can be calculated as follows

=( 1,300×$10)+$1,800

= $13,000+$1,800

=$14,800

Hence the value of Rosie's to Sandy's is $14,800

A real estate loan where a homeowner receives monthly payments based on accumulated equity rather than a lump sum and is repaid upon the death of the owner or sale of the property is a (an)

Answers

Answer:

reverse annuity mortgage

Explanation:

The term that is being described is known as a reverse annuity mortgage. Like defined in the question, this is a loan that allows you to cash in some of your home's equity without actually needing to sell the entire real estate property and move out of your home. Instead the loan is secured against the value of your home and monthly payments are paid to the owner that asked for the loan.

Jake, a businessman, filed for bankruptcy and was declared insolvent by the courts. He owed $15,000 each to two creditors and $5,000 each to two others. The courts also decreed that he should sell his house worth $30,000, to pay his debts. Which of the following is legally permissible in this scenario?

a. Jake is entitled to sell his house and pay the creditors he owes the least amount of money to.
b. Jake is entitled to sell his house and pay whomsoever he chooses.
c. Jake is entitled to sell his house and pay the creditors he owes the maximum amount of money to.
d. Jake is entitled to sell his house and pay the creditors on a pro-rata basis.

Answers

Answer:

Option D is the best which state that Jake is entitled to sell his house and pay the creditors on a pro-rata basis

Explanation:

Based on the information given about Jake in which we were been told that Jake owed the amount of $15,000 each to two of his creditors and another amount of $5,000 each to two others creditors we can vividly say that Jake is entitled to sell his house which worth the amount of $30,000 and pay the creditors on a pro-rata basis by given the amount he owed to one of the creditors based on to their share of the total or whole amount .

"The type of retirement plan that gives the employer flexibility as to the amount contributed annually is a(n):"

Answers

Answer:

SEP-IRA

Explanation:

It's a retirement savings plan made by employers including people that are self-employed for the benefit of their employees and themselves. The employer may make tax-deducible contributions for certain employees towards their SEP-IRA    


God will remain faithful only as long as man believes.


True False

Answers

Answer:

true

Explanation:

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2. In order to expedite basic performance improvement team functioning, the team should: A. Establish ground rules. B. Perform force field analysis C. Use unstructured brainstorming D. Use structured brainstorming 3. Which of the following is the most important to guide the performance improvement team’s process? A. Organizational vision statement. B. Organizational mission statement. C. Customer process requirements. D. Top management’s requirements.

Answers

Answer:

2-  A. Establish ground rules

3-  D. Top management’s requirements.

Explanation:

2- An effective team is a well-integrated team, where the flow of information occurs effectively and where each member feels equally respected and an important part of the team, being able to contribute with ideas and feedback.

Therefore, for there to be cohesion and improvement of the team's performance, it is necessary to establish basic rules, to guide the behavior and actions of members and for there to be equality among all, in order to avoid conflicts and organize work.

3- to guide the process of the performance improvement team, the most important alternative is the requirements of senior management.

It is the managers who will coordinate, monitor and guide the action plans and develop the fundamental requirements for the execution of the business actions that will lead to the fulfillment of the objectives and goals.

If you’re using paid advertisements on Twitter, and want more people to see your tweets, what’s the best campaign type to use:

Answers

Answer:

The best campaign to use is the Hash Tag

Explanation:

The hashtag is a situation whereby worlds, statement or information that someone would want a wider coverage for is passed across using the hash sign. This would cause the word to start trending thereby drawing more people's attention to it. Example is #U.SElection

If the seller permits merchandise to be returned or an allowance to be made, it is customary for the seller to issue a(n):________.

Answers

: a credit memorandum

In the context of stragetic planning the streagtic goals of an orgainzation represent concrete benchmarks that managers can use to measure perfromance in each key.a) trueb) false

Answers

Answer:

a. True

Explanation:

For accomplishing the company objective, the planning plays a major role without planning the goals of the company could not able to achieve.

Also to measure the performance for each key, the benchmarks is also plays a vital role as it defines the difference between the standard performance and the actual performance

Hence, the given statement is true

Kimberli manages employees at Mountaintop Ski Resorts. She has noticed that one of her employees submits via the computer system the same suggestions for continuous improvement multiple times, knowing that performance is evaluated on the number of suggestions only. This problem is typical of _____ control.

Answers

Answer: bureaucratic

Explanation:

From the question, we are informed that Kimberli manages employees at Mountaintop Ski Resorts and that she has noticed that one of her employees submits via the computer system the same suggestions for continuous improvement multiple times, knowing that performance is evaluated on the number of suggestions only.

This is typically an issue that a bureaucratic setting faces due to its many layers and complexity.

If the liquidity preference hypothesis is true, what shape should the term structure curve have in a period where interest rates are expected to be constant

Answers

Answer:

Upward sloping

Explanation:

Liquidity preference theory states that investors will demand higher interest rate or premiums on assets that have a longer term maturity that have higher risk.

The more liquid assets are the less the interest demanded. Cash is the most sought after asset.

Short term assets carry lower interest because investors have more liquidity on them.

If yield to maturity is plotted against maturity date and interest rate is constant, there will be an upward slope.

This is because when rates are stable uncertainty is lower. Investors are confident that risk is also constant

Money provided by a third party to help students meet the costs of attending college. It can be provided by various agencies including federal, state and local governments, universities, community organizations, and private corporations or individuals.

Answers

Answer:

Financial aid.

Explanation:

For American citizens, the dream is of going into higher education. but the tuition cost is very expensive as not everyone can offered such expensive fees for enrolling into a course. The different course has different fees. For supporting the people in their financials, many organizations like public, state, financial institutions help them.

So here in the given scenario, the financial aid is the best option fitted.

Answer:

Financial aid.

Explanation:

I took the flvs test and got it right

Advantages and disadvantages of implementing plan where functional managers will be held responsible for cost overruns against their original estimates

Answers

Answer:

Kindly check explanation

Explanation:

Implementing plans where functional managers will be held responsible for cost overruns against their original estimate possess both advantages and disadvantages :

The advantages include:

1) Efficient use of Resources : A functional manager could be explained as the head or a person who has managerial authority over a department within a business organization. As such the functional manager will be able to monitor more effectively and take control of his unit. Holding them responsible for cost overruns will ensure that they are more cautious when it comes to resource and cost management as they will not want to be sanctioned.

11) ACCOUNTABILITY: It increases the sense of responsibility of the functional managers as they are being held fully responsible for the decisions made within their unit. This places a higher burden of showing sincerity on the managers.

The disadvantage associated with the plan is the possibility of producing low quality products resulting from the economical and cautious approach embarked upon in other to prevent cost overrun, materials used may be lesser quality than expected.

The term _____________ describes a situation where a ________________ causes a reduction in the buying power of income, even though actual income has not changed.

Answers

Answer:

income effect; higher price

Explanation:

Income effect is a change in demand for a good or service as a result of a change in a consumer's purchasing power resulting from a change in income or price.

If price increases, the purchasing power is reduced and as a result of the income effect, the demand for a good falls.

Income effect is one of the factors that explain a downward sloping demand curve. the other effect is the substitution effect

Agent Simpson tells residents of a neighborhood minorities are moving into the neighborhood and property values are sure to plummet. Resale values will suffer, the neighborhood will deteriorate, and, if they don't sell their homes now, they will lose money. What form of illegal discrimination is Agent Simpson practicing

Answers

Answer: Blockbusting

Explanation:

Blockbusting could be defined as when an individual or someone that's into real estate tries to convince a particular set of people(mostly white) living in a neighborhood to sell their property describing to them that those property would soon depreciate in value and this promotes fear in the heart of occupants of those property. Most times the agents do this for their own gain rather than stating the obvious and it's illegal to do. Agent Simpson is practicing blockbusting kind of descrimination.

If a product or other segment of a business is generating a loss, it is erroneous to assume that the total company income will increase by eliminating the product line or other segment of the business generating the loss.

a.This statement is true.
b.This statement is true only for manufacturing companies.
c.This statement is true only for service companies.
d.This statement is false.

Answers

Answer:

a.This statement is true.

Explanation:

The loss generating segment of a business might be generating a contribution towards the firms` common fixed overheads thus, it would be erroneous  to assume that the total company income will increase by eliminating the product line or other segment. Eliminating this product line or other segment might result in loss of a contribution to cover the fixed costs.

Policymakers are discussing various proposals regarding how to deal with natural monopolies. Senator Huff wants to regulate natural monopolies by equating price with average total cost. Huff contends that such a policy will ensure that monopolies make every effort to reduce costs. Senator Puff wants the government to own natural monopolies. Puff argues that government-owned monopolies usually do a better job of holding down costs than privately owned monopolies. Which senator's argument is correct

Answers

Complete/Correct Question:

Policymakers are discussing various proposals regarding how to deal with natural monopolies. Senator Huff wants to regulate natural monopolies by equating price with average total cost. Huff contends that such a policy will ensure that monopolies make every effort to reduce costs. Senator Puff wants the government to own natural monopolies. Puff argues that government-owned monopolies usually do a better job of holding down costs than privately owned monopolies. Which senator's argument is correct?

a. Senator Huff

b. Senator Puff

c. both senators

d. neither senator

Answer:

D, neither senator

Explanation:

Neither senator Huff or Puff have correct arguments about dealing with natural monopolies.

Monopolies are meant to be regulated to protect consumers. This means that rather than the government owning monopolies or equating price and average cost as suggested by the two senators, the government can instead change the laws and/or lift any restrictions that will break the monopoly.

Cheers

A policy of insurance which indemnifies the holder for any loss sustained by reason defects in the title is known as what...? Fire Insurance Flood Insurance Liability Insurance Title Insurance

Answers

Answer:

The answer is D. Title Insurance

Explanation:

Title insurance is a form of indemnity insurance that protects the holder of the policy from a financial loss arising from title defects.

Home owners or real estate owners can purchase title insurance to prevent them from facing litigations from previous owners.

For example, the owner of a newly rented house can purchase this insurance if he is not sure of the action of the last occupant. Let's say the last occupant is owing an electricity bill which the supplier is entitled to. A new owner will not be liable to pay if it has purchased title insurance.

An organization focusing on the law firm segment purchases personal computers from a company, bundles together special software designed for client management and law firm accounting, and then sells the package as a turnkey system to customers. This organization is an example of:

Answers

Answer:

Value-added Reseller

Explanation:

A value-added reseller can be defined as a company that specialises in adding features or services to an already existing product before selling to consumers.  

The value-added reseller company usually sells the feature-added products as either an integrated product or a total turn-key solution.

N.B: A turn-key solution is an end-to-end solution built for consumers to be able to infuse in their businesses straight up.

Cheers.

The global market is
...potential customers.
under 30 billion
under 200 billion
over 7 billion
over 300 million

Answers

Answer:

C). Over 7 billion

Explanation:

The Global market is characterized by its reach across the globe, encompassing geographical boundaries. Global marketing is described as a quite wide term in business as it aims to conceptualizing, conveying, and marketing a product or service worldwide which involves 'over 7 billion' potential customers. However the global market requires standardized and quality goods or services, it offers international recognition and a vast market for the product. Thus, option C is the correct answer.

A project with an initial cost of $28,300 is expected to generate cash flows of $6,900, $9,000, $9,250, $8,150, and $7,700 over each of the next five years, respectively. What is the project's payback period

Answers

Answer:

3.39 years

Explanation:

The computation of the project payback period is shown below:

Initial cost = $28,300

Generated cash flows         Cumulative cash flows

1            $6,900                    $6,900

2           $9,000                     $6,900 + $9,000 = $15,900

3           $9,250                     $15,900 + $9,250 = $25,150

4           $8,150                      

5           $7,700

Here the payback period is

= 3 years + ($28,300 - $25,150) ÷ $8,150

= 3 years + 0.386

= 3.39 years

hence, the payback period is 3.39 years

When merchandise is sold and the perpetual system of inventory is used, the journal entry for a sale would include:_____.a. debiting Cost of Goods Sold and crediting Accounts Receivable. b. debiting Accounts Receivable and crediting Sales. c. debiting Accounts Receivable and crediting Cost of Goods Sold. d. debiting Accounts Receivable and crediting Inventory.

Answers

Answer:

b. debiting Accounts Receivable and crediting Sales.

Explanation:

When merchandise is sold and the perpetual system of inventory is used, the journal entry for a sale would include debiting Accounts Receivable and crediting Sales.

A perpetual system of inventory can be defined as a method of financial accounting, which involves the updating informations about an inventory on a continuous basis (in real-time) as the sales or purchases are being made by the customers, through the use of enterprise management software applications and a digitized point-of-sale equipment.

Under a perpetual system of inventory, updates of the journal entry for cost of goods sold or received would include debiting accounts receivable and crediting sales immediately as it is being made or happening. The advantage of the perpetual system of inventory over the periodic system of inventory is that, it ensures the inventory account balance is always accurate provided there are no spoilage, theft etc.

In Accounting, to record a journal entry for a sale on account, the account receivable would be debited because it is an asset and shall be increased with debits while crediting the sales account for the amount being paid by the customer.

An investor is analyzing a three-unit property by looking at its ability to produce future income. What would most likely be used to determine this value?

Answers

Complete/Correct Question:

An investor is analyzing a three-unit property by looking at its ability to produce future income. Which of the following would most likely be used to determine this value?

a. Effective gross income

b. Gross income multiplier

c. Gross rent multiplier

d. Potential gross income

Answer:

c, gross rent multiplier

Explanation:

Gross rent multiplier can be defined as the ratio of the price of a real estate investment to the annual income before the calculation of expenses.

It can simply be said to be the number of years it would take a property for pay for itself through rent collection.

Gross rent multiplier is very useful when deciding or trying to select properties to invest in to ensure that factors such as depreciation, periodical cost, etc affects the property/investment drastically.

in the case of the investor in the question above, gross rent multiplier will be used to determine what the future holds for the property.

Cheers

There are different aspects to income. A gross income multiplier would be the most likely be used to determine this value.

A gross income multiplier (GIM) is simply known to be a rough estimate of the value of a specific investment property.

It is often calculated by dividing the property's sale price using its gross annual rental income.  GRM is known to be very important in real estate due to the fact that has its usability and speed.

An investor analyzing a three-unit property by looking at its ability to produce future income can therefore use gross income multiplier.

Learn more about gross income multiplier from

https://brainly.com/question/9637029

A large corporation that has its headquarters in Boston, manufacturing plants in Indonesia, and regional offices and retail stores on four continents, including Latin America is called a:

Answers

Multinational company

The aggregate demand curve shows the relationship between the _____ and the quantity of aggregate output demanded by households, businesses, government, and the rest of the world.

Answers

Answer:

price

Explanation:

The aggregate demand curve has price on the vertical axis and output on the horizontal axis.

The curve is downward sloping.

As price decreases the demand for output increases and as price increases, the demand for output falls.

As the owner of a small business, Zebadiah is deciding what materials he should use to make the softest teddy bears on the market. Zebadiah is solving which key question of economics?

Answers

Explanation:

Based on oligopoly market forms, Zebadiah is using the idea of interdependence to take the right decision for his teddy products.

Internal control is strengthened when the quantity of merchandise ordered is omitted from the copy of the purchase order sent to the

Answers

Answer:

Receiving department.

Explanation:

Internal controls can be defined as the policies, set of rules, and procedures implemented or put in place by an organization to protect its assets, boost efficiency, enhance financial accountability, enforce adherence to company policies and prevent fraudulent behaviors among the employees.

The purpose of internal control is that companies use strong internal controls to guarantee that loss is eliminated as there's an accurate and reliable accounting system.

Hence, internal control is strengthened when the quantity of merchandise ordered is omitted from the copy of the purchase order sent to the receiving department, as such it cannot be manipulated or over-inflated.

In conclusion, when internal control is properly executed, it helps to increase operational efficiency, protect and safeguard assets, provides accurate financial information, prevents fraudulent or unlawful behaviors, timeliness of financial records and reporting.

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