A. Finance, or financial management, requires the knowledge and precise use of the language of the field.
Match the terms relating to the basic terminology and concepts of the time value of money on the left with the descriptions of the terms on the right. Read each description carefully and type the letter of the description in the Answer column next to the correct term. These are not necessarily complete definitions, but there is only one possible answer for each term.
Term Answer
Description
Discounting A. A schedule or table that reports the amount of principal and the amount of interest that make up each payment made to repay a loan by the end of its regular term.
Time value of money B. A loan in which the payments include interest as well as loan principal.
Amortized loan C. A value that represents the interest paid by borrowers or earned by lenders, expressed as a percentage of the amount borrowed or invested over a 12-month period.
Ordinary annuity D. A process that involves calculating the current value of a future cash flow or series of cash flows based on a certain interest rate.
Annual percentage rate E. The name given to the amount to which a cash flow, or a series of cash flows, will grow over a given period of time when compounded at a given rate of interest.
Annuity due F. A 6% return that you could have earned if you had made a particular investment.
Perpetuity G. A concept that maintains that the owner of a cash flow will value it differently, depending on when it occurs.
Future value H. A series of equal cash flows that occur at the beginning of each of the equally spaced intervals (such as daily, monthly, quarterly, and so on).
Amortization schedule I. A cash flow stream that is generated by a share of preferred stock that is expected to pay dividends every quarter indefinitely.
Opportunity cost of funds J. A series of equal cash flows that occur at the end of each of the equally spaced intervals (such as daily, monthly, quarterly, and so on).
B. Time value of money calculations can be solved using a mathematical equation, a financial calculator, or a spreadsheet. Which of the following equations can be used to solve for the present value of a perpetuity?
PMT/r
FV/(1 + r)nn
PMT x ({1 – [1/(1 + r)nn]}/r)
PV x (1 + r)n

Answers

Answer 1

Answer:

1. Amortization Schedule.

2. Amortized loan.

3. Annual Percentage rate.

4. Discounting.

5. Future Value.

6. Opportunity cost of funds.

7. Time value of money.

8. Annuity due.

9. Perpetuity.

10. Ordinary annuity.

11. PMT/r.

Explanation:

Financial accounting is an accounting technique used for analyzing, summarizing and reporting of financial transactions like sales costs, purchase costs, payables and receivables of an organization using standard financial guidelines such as Generally Accepted Accounting Principles (GAAP).

Some of the financial terminologies used in financial accounting are;

1. Amortization Schedule: A schedule or table that reports the amount of principal and the amount of interest that make up each payment made to repay a loan by the end of its regular term.

2. Amortized loan: A loan in which the payments include interest as well as loan principal.

3. Annual Percentage rate: A value that represents the interest paid by borrowers or earned by lenders, expressed as a percentage of the amount borrowed or invested over a 12-month period.

4. Discounting: A process that involves calculating the current value of a future cash flow or series of cash flows based on a certain interest rate.

5. Future Value: The name given to the amount to which a cash flow, or a series of cash flows, will grow over a given period of time when compounded at a given rate of interest.

6. Opportunity cost of funds: A 6% return that you could have earned if you had made a particular investment.

7. Time value of money: A concept that maintains that the owner of a cash flow will value it differently, depending on when it occurs.

8. Annuity due: A series of equal cash flows that occur at the beginning of each of the equally spaced intervals (such as daily, monthly, quarterly, and so on).

9. Perpetuity: A cash flow stream that is generated by a share of preferred stock that is expected to pay dividends every quarter indefinitely.

10. Ordinary annuity: A series of equal cash flows that occur at the end of each of the equally spaced intervals (such as daily, monthly, quarterly, and so on).

11. Time value of money calculations can be solved using a mathematical equation, a financial calculator, or a spreadsheet. The equation which can be used to solve for the present value of a perpetuity is given below;

Present value of a perpetuity (PV) = PMT/r

Where;

PMT represents the payment amount.r represents the annual interest rate.

Related Questions

Suppose that at the current price of a good, the quantity demanded is 44 units and the quantity supplied is 40 units. We can expect: Group of answer choices the price of the good to increase. the price of the good to decrease. the demand for the good to increase. the supply of the good to decrease.

Answers

Answer:

the price of the good to increase

Explanation:

Quantity demanded = 44 units

Quantity supplied = 40 units

Here,

Quantity demanded [tex]>[/tex] Quantity supplied

This is a situation of excess demand.

If quantity demanded is greater than quantity supplied then the supplier increases the price of the good.

So, option: the price of the good to increase is correct.

Help: will give brainliest
A production manager is looking for new sources of raw material because he
is concerned about the effects of a long-term drought. This manager is
engaging in
A. enterprise risk management
B. scenario analysis
C. diversification planning
O D. offshore outsourcing

Answers

The manager is engaged, based on the looking out for new sources of the material needed, in Enterprise Risk management.

What is Enterprise Risk Management ?

Enterprise risk management (ERM) is a systematic approach to identifying, assessing, and controlling risks that an organization faces in achieving its objectives. It involves the processes and systems used by organizations to assess and manage the uncertainty inherent in their operations and activities.

The goal of ERM is to help organizations make informed decisions that balance the trade-off between risk and reward and promote long-term success.  This is what the manager is doing by trying to get ahead of the drought.

Find out more on Enterprise Risk Management at https://brainly.com/question/15684764

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Optimum Weight Loss Co. offers personal weight reduction consulting services to individuals. After all the accounts have been closed on November 30, 2019, the end of the fiscal year, the balances of selected accounts from the ledger of Optimum Weight Loss Co. are as follows:

Accounts Payable $37,700
Accounts Receivable 116,750
Accumulated Depreciation - Equipment 186,400
Cash ?
Equipment 474,150
Land 300,000
Prepaid Insurance 7,200
Prepaid Rent 21,000
Salaries Payable 9,000
Cheryl Viers, Capital 710,300
Supplies 4,800
Unearned Fees 18,000

Required:
Prepare a classified balance sheet that includes the correct balance for Cash.

Answers

Answer:

Assets

Current assets

Cash $37,500

Accounts Receivable $116,750

Prepaid Insurance $7,200

Prepaid Rent $21,000

Supplies $4,800

Total current assets                                                $187,250

Non-current assets

Equipment $474,150

Accumulated Depreciation - Equip. $186,400

Land $300,000

Total non-current assets                                         $587,750

Total assets                                                                                $775,000

Liabilities

Accounts Payable $37,700

Salaries Payable $9,000

Unearned Fees $18,000

Total liabilities                                                          $64,700

Equity

Cheryl Viers, Capital $710,300

Total equity                                                             $710,300

Total liabilities + equity                                                           $775,000

A firm must choose between two investment alternatives, each costing $105,000. The first alternative generates $35,000 a year for four years. The second pays one large lump sum of $152,500 at the end of the fourth year. If the firm can raise the required funds to make the investment at an annual cost of 9 percent, what are the present values of two investment alternatives

Answers

Answer:

Present Value of first option:

= -105,000 + 35,000/ (1 + 9%) + 35,000/(1 + 9%)² + 35,000/(1 + 9%)³ + 35,000/(1 + 9%)⁴

= -105,000 + 113,390.19

= $8,390.20

Present Value of second option:

= -105,000 + 152,500/ (1 + 9%)⁴

= -105,000 + 108,034.84

= $3,034.84

Actual demand for a product for the past three months was
Three months ago 390 units
Two months ago 340 units
Last month 295 units
a. Using a simple three-month moving average, make a forecast for this month. (Round your answer to the nearest whole number.)
b. If 290 units were actually demanded this month, what would your forecast be for next month, again using a 3-month moving average? (Round your answer to the nearest whole number.)
c. Using simple exponential smoothing, what would your forecast be for this month if the exponentially smoothed forecast for three months ago was 440 units and the smoothing constant was 0.20? (Round your answer to the nearest whole number.)

Answers

Answer:

a) This month = 342

b) Next month = 308

c) This month using simple exponential smoothing = 352.

Explanation:

a) Data and Calculations:

Month                 Demand    3-month Moving

                                                   Average

3 months ago      390

2 months ago      340

1 month ago        295

This month                                342

b)

Month                 Demand    3-month Moving

                                                   Average

3 months ago      390

2 months ago      340

1 month ago        295

This month         290

Next month                                308

c) Simple exponential smoothing

Forecast for three months ago = 440

Smoothing constant = 0.20

Forecast for this month = 440 * (1- 0.20) = 352

d) For the simple exponential smoothing, the most recent period's forecast is multiplied by (one minus the smoothing factor).

Risk is defined as:_____.
a. the tendency of people to evaluate the hazardousness of a situation or decision based on biases.
b. the estimated likelihood that a decision or action will have a negative consequence.
c. the degree to which probabilities cannot be assessed.
d. a product, process, or condition that potentially threatens people and their reproduction.

Answers

Answer:

The estimated likelihood that a decision or action will have a negative consequence

Explanation:

Risk is simply defined as a state of being Uncertain or not having the assurance as partains to loss. It is used in situations where probabilities of possible outcomes are known. Its estimate is not easy to go by.

Being Uncertain as partains to risk is having doubt about our ability to predict future outcomes. It usually is different across individuals even if risk is the same. Certain character may alter the Information and can limit it and it may be a good thing.

Consider the following data from the market demand and supply for apartments.
Rent Quantity Demanded Quantity Supplied
$2,000 5,000 23,000
$1,800 8,000 20,000 $1,600 11,000 17,000
$14,000 $1,400 14,000
$1,200 17,000 11,000
$1,000 20,000 8,000
A. Suppose that the average monthly rent for apartments is $1,200. At this price, how many apartments will be rented in this market?
B. Is the market currently in equilibrium, experiencing a shortage, or experiencing a surplus?
C. What do you expect to happen to the average rent?
D. What is the equilibrium rent and quantity in the market?

Answers

Answer:

11,000

Shortage

rise

$14,000 14,000

Explanation:

At the price of $1200, only 11,000 apartments would be rented. This is the quantity supplied.

Because the quantity demanded (17,000) exceeds the quantity demanded (11,000), there is a shortage. Shortage exists when quantity supplied exceeds quantity demanded. Generally, when price is below equilibrium, there is a shortage.

Due to demand exceeding supply, prices would rise until equilibrium is restored.

Equilibrium price is the price at which quantity demanded equals quantity supplied. Equilibrium quantity is the quantity where quantity demanded equals quantity supplied

Lei Corporation has bonds on the market with 16.5 years to maturity, a YTM of 7.7 percent, a par value of $1,000, and a current price of $1,065. The bonds make semiannual payments. What must the coupon rate be on these bonds?

Answers

Answer: 8.40%

Explanation:

Based on the information given, to solve the coupon rate goes thus using a financial calculator. This will be:

Par value = $1000

NPER = 16.5 × 2 = 33

Present value = $1065

Yield to maturity = 7.7%/2 = 3.85%

Coupon payment = $42.01

Coupon rate = Coupon payment / 1000

= 42.01 / 1000

= 0.04201

Annual coupon rate = Coupon rate × 2 = 4.20 × 2 = 8.40%

Therefore, the coupon rate on the bond will be 8.40%

Note that the NPER is the period for the investment. In this case, the NPER is 33 because it makes semiannual payment which means that we will multiply the years given by 2.

The records of Penny Co. indicated that $397,250 of merchandise should be on hand on December 31. The physical inventory indicates that $394,070 of merchandise is actually on hand. Journalize the adjusting entry for the inventory shrinkage for the year ended December 31.
Chart of Accounts
CHART OF ACCOUNTS
Penny Co.
General Ledger
ASSETS
110 Cash
120 Accounts Receivable
125 Notes Receivable
130 Merchandise Inventory
131 Estimated Returns Inventory
140 Supplies
142 Prepaid Insurance
180 Land
190 Equipment
191 Accumulated Depreciation
LIABILITIES
210 Accounts Payable
216 Salaries Payable
221 Sales Tax Payable
222 Customers Refunds Payable
231 Unearned Rent
241 Notes Payable
EQUITY
310 Common Stock
311 Retained Earnings
312 Dividends
313 Income Summary
REVENUE
410 Sales
EXPENSES
510 Cost of Merchandise Sold
521 Delivery Expense
522 Advertising Expense
523 Depreciation Expense
526 Salaries Expense
531 Rent Expense
533 Insurance Expense
534 Supplies Expense
536 Credit Card Expense
560 Miscellaneous Expense
710 Interest Expense

Answers

Answer:

Penny Co.

Adjusting Journal Entry for the inventory shrinkage for the year ended December 31:

Debit 510 Cost of Merchandise Sold $3,180

Credit 130 Merchandise Inventory $3,180

To record inventory shrinkage.

Explanation:

a) Data and Calculations:

Merchandise inventory on December 31 = $397,250

Physical inventory on December 31 = $394,070

Shrinkage = $3,180

b) Inventory Shrinkage is a cost to the business.  It occurs when the physical inventory count yields an amount that is less than the amount in the accounting records.  It may happen for some reasons, including theft, errors, damage, or loss.  The best way to record inventory shrinkage is to debit the Cost of Goods Sold and to credit the Inventory account.

which company would add the GDP of the United States?
a) an Indian company produces electronic devices at a factory in California.
b) a Japanese company manufactures an automobile in Tokyo that is sold exclusively in the United States.
c) an American company produces clothing at a factory in Haiti.​

Answers

Answer:

b

Explanation:

LeMans Company produces specialty papers at its Fox Run plant. At the beginning of June, the following information was supplied by its accountant:Direct materials inventory ..... $62,400Work-in-process inventory ..... 33,900Finished goods inventory ..... 55,600During June, direct labor cost was $143,000, direct materials purchases were $346,000, and the total overhead cost was $375,800. The inventories at the end of June were:Direct materials inventory ..... $63,000Work-in-process inventory ..... 37,500Finished goods inventory ..... 50,800Required:1. Prepare a cost of goods manufactured statement for June.2. Prepare a cost of goods sold schedule for June.

Answers

Answer and Explanation:

1. The preparation of the cost of goods manufactured statement as follows:

Statement of Cost of Goods Manufactured

Direct Material:

Beginning Raw material Inventory  $62,400

Add: Cost of raw material purchased  $346,000

Material available  $408,400

Less: Ending Raw material inventory  -$63,000

Direct Materials used in Production  $345,400

Direct Labor Cost   $143,000

Total overhead cost  $375,800

Total Manufacturing cost added  $864,200

Add: Opening Work in Progress  $33,900

Less: Closing Work in Progress  -$37,500

Cost of Goods manufactured  $860,600

2. The preparation of a Cost of Goods Sold is presented below:

Statement of Cost of Goods Sold

Opening Finished goods inventory  $55,600

Add: Cost of Goods manufactured  $860,600

Total goods available for Sale  $916,200

Less: Closing finished goods inventory  -$50,800

Cost of Goods Sold  $865,400

Assume the sales mix consists of three units of Product A and one unit of Product B. If the sales mix shifts to four units of Product A and one unit of Product B, then the weighted-average contribution margin will ________. a. stay the same b. cannot be determined from this information c. decrease per unit d. increase per unit Clear my choice Question 14 Not yet answered Points out of 2.00 Flag question Question text Assume the sales mix consists of three units of Product A and one unit of Product B. If the sales mix shifts to four units of Product A and one unit of Product B, then the breakeven point will ________.

Answers

The answer is decreases per unit.

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In the United States, the federal government enforces antitrust laws and regulations to try to maintain effective levels of competition

True
False

Answers

Answer:

True

Explanation:

Trust me ;)

Anthropology Corp. issued 6-year, 8% bonds with a face value of $850,000 on October 1, 2021. The bonds are dated October 1, 2021. Interest is paid semi-annually on Aptil 1 and October 1. The market rate of interest at issuance is 6%. This fiscal year end is Nocember 30th. The company uses the straight-line amortization method. What amount of interest expense is reported in the fiscal year ending in November 2021?

Answers

Answer:

8983

Explanation:

Total Premium (934609-850000) 84609

Divide: Periods total   12

Premium amortized each period  7050.75

Interest expense for Nov21 (Two months)  

Cash Interest payable (850000*8%*2/12) 11333.33

Less: Premium amortized (7050.75*2/6) 2350.25

Interest expense for year ending 30.11.21 8983.08

Total Premium (934609-850000) 84609

Divide: Periods total   12

Premium amortized each period  7050.75

Interest expense for Nov21 (Two months)  

Cash Interest payable (850000*8%*2/12) 11333.33

Less: Premium amortized (7050.75*2/6) 2350.25

Interest expense for year ending 30.11.21 8983.08

Answer is $8983

Adams Moving and Storage, a family-owned corporation, declared a property dividend of 1,000 shares of GE common stock that Adams had purchased in February for $37,000 as an investment. GE’s shares had a market value of $35 per share on the declaration date. Prepare the journal entries to record the property dividend on the declaration and payment dates.

Answers

Answer:

      General Journal                  Debit        Credit

1.     Loss on investment            $2,000

       [$37,000 - (1000 * $35)]    

              Investment in GE stock                $1,600

2.     Retained earnings             $35,000

        (1000 * $35)

             Property dividends payable          $35,000

3.     Property dividends payable $35,000

              Investment in GE stock                 $35,000

Given the equity portion of a firm's balance sheets below, determine the average price per share at which new shares were sold by the firm in 2019.
2018 2019
Common Stock ($0.40 par) $620,600 $830,200
Capital Surplus $9,025,000 $13,726,000
Retained Earnings $17,400,000 $19,100,600
No answer text provided.
$12.22 per share
$9.37 per share
$12.62 per share
$8.97 per share

Answers

Answer:

$9.37 per share

Explanation:

The computation of the average price per share is shown below:

Common stock in the year 2019 $830,200

Less Common stock in the year 2018 $620,600

Rise in common stock $209,600

Divided by Par value per share $0.40

Number of new common shares sold 524,000

Now  

Increase in capital surplus [$13,726,000 - $9,025,000 ] $4,701,000

Add:  Increase in common stock $209,600

Total proceeds from sale of new shares $4,910,600

Divided by Number of new common shares sold 524,000

Average price per share 9.37

Martinez Construction Company has entered into a contract beginning January 1, 2020, to build a parking complex. It has been estimated that the complex will cost $594,000 and will take 3 years to construct. The complex will be billed to the purchasing company at $901,000. The following data pertain to the construction period:

2017 2018 2019
Costs to date $255,420 $433,620 $604,000
Estimated costs to 338,580 160,380 0
Progress billings to ate 271,000 547,000 901,000
Cash collected to date 241,000 497,000 901,000

Required:
a. Using the method, compute the estimated gross profit that would be recognized during each year of construction period.
b. Using the completed - contract method, compute the estimated gross profit that be recognized during each year of the period.

Answers

Answer:

Estimated gross profit 767,840 627,760 297,000

Explanation:

Compi for the estimated gross profit that would be recognized during each year of construction period.

2017 2018 2019

Price $901,000 $901,000 $901,000

Costs to date $255,420 $433,620 $604,000

Estimated costs to 338,580 160,380 0

Estimated Total cost 133,160 273,240 604,000

Estimated gross profit 767,840 627,760 297,000

Therefore the estimated gross profit that would be recognized during each year of construction period will be :

2017 2018 2019

767,840 627,760 297,000

6) The ________ section of the statement of cash flows includes increases and decreases in long-term assets. A) investing activities B) operating activities C) non-cash operating activities D) financing ac

Answers

Answer:

A) investing activities

Explanation:

The cash flow statement includes three sections which are Operating Activities, Investing Activities and Financing Activities. This means that non-cash operating activities is not a section in the cash flow statement.

In the section, operating activities is where the decrease or increase in the current assets and current liabilities is mentioned. Therefore, this sections does not state the long term assets affects. Financing activities refers to those funds that are affected by the change in non-current liabilities (such as bank loans) and capital.

Investing activities is the part in the cash flow statement where the impact of non-current assets (long term assets) are referred out such as acquisition and/or selling of properties, plant and equipment. Therefore, part A) investing activities is the correct answer.

Based on the following data, determine the cost of merchandise sold for November:

Increase in estimated returns inventory $7,900
Merchandise inventory, November 1 13,200
Merchandise inventory, November 30 25,300
Purchases 263,400
Purchases returns and allowances 9,000
Purchases discounts 5,300
Freight in 3,700

Answers

Answer:

See below

Explanation:

The computation of the cost of merchandise sold for November is

= Opening inventory + net purchases - ending inventory

Where

Opening inventory = $13,200

Net purchases = $263,400 - $9,000 - $5,300 + $3,700 = $252,800

Ending inventory = $25,300

Merchandise sold = $13,200 + $252,800 - $25,300 = $240,700

On January 1, 2017, Ayayai Company purchased 8% bonds having a maturity value of $200,000, for $216,849.76. The bonds provide the bondholders with a 6% yield. They are dated January 1, 2017, and mature January 1, 2022, with interest receivable January 1 of each year. Ayayai Company uses the effective-interest method to allocate unamortized discount or premium. The bonds are classified in the held-to-maturity category.On January 1, 2017, Ayayai Company purchasedOn January 1, 2017, Ayayai Company purchased Prepare the journal entry at the date of the bond purchase. (Enter answers to 2 decimal places, e.g. 2,525.25. Credit account titles are automatically indented when amount is entered. Do not indent manually. If no entry is required, select "No Entry" for the account titles and enter 0 for the amounts.)

Answers

Answer:

1. 1/01/2017

Dr Bonds receivable 200,000

Dr Premium on bonds receivable 16,849.76

(216,849.76-200,000)

Cr Cash 216,849.76

2. Carrying amount of bonds

1/01/2017 216,849.76

1/01/2018 213,859.76

1/01/2019 210,691.35

1/01/2020 207,332.83

1/01/2021 203,772.8

1/01/2022 200,000

3. 31/12/2017

Dr Interest receivable 16,000

Cr Interest revenue 13,010

Cr Premium on bonds receivable 2,990

Explanation:

1. Preparation of the journal entry at the date of the bond purchase.

1/01/2017

Dr Bonds receivable 200,000

Dr Premium on bonds receivable 16,849.76

(216,849.76-200,000)

Cr Cash 216,849.76

2. Preparation of a bond amortization schedule.

Date Cash received Interest revenue Premium amortized Carrying amount of bonds

1/01/2017 216,849.76

1/01/2018 16,000 13,010 2,990 213,859.76

1/01/2019 16,000 12,831.59 3,168.41 210,691.35

1/01/2020 16,000 12,641.48 3,358.52 207,332.83

1/01/2021 16,000 12,439.97 3,560.03 203,772.8

1/01/2022 16,000 12,227.20 3,772.80 200,000

Workings;

1/01/2018

($200,000*8%)=16,000

($216,849.76*6%)=13,010

(16,000-13,010)=2,990

(216,849.76-2,990)=213,859.76

1/01/2019

($200,000*8%)=16,000

(213,859.76*6%)=12,831.59

(16,000-12,831.59)=3,168.41

(213,859.76-3,168.41)=210,691.35

1/01/2020

($200,000*8%)=16,000

(210,691.35*6%)=12,641.48

(16,000-12,641.48)=3,358.52

(210,691.35-3,358.52)=207,332.83

3.Preparation of the journal entry to record the interest revenue and the amortization on December 31, 2017.

31/12/2017

Dr Interest receivable 16,000

($200,000*8%)

Cr Interest revenue 13,010

($216,849.76*6%)

Cr Premium on bonds receivable 2,990

(16,000-13,010)

At the beginning of Year 1, a company reported a balance in common stock of $164,000 and a balance in retained earnings of $64,000. During the year, the company issued additional shares of stock for $54,000, earned net income of $44,000, and paid dividends of $11,400. In addition, the company reported balances for the following assets and liabilities on December 31.

Assets Liabilities
Cash $53,600 Account payable $9,100
Supplies 13,400 Un-earned revenue 2,400
Prepaid rent 24,000 Salaries payable 3,500
Land 200,000 Notes payable 15,000

Required:
a. Prepare a statement of stockholders' equity.
b. Prepare a balance sheet.

Answers

Answer:

Explanation:

The preparation of the statement of stockholder equity and balance sheet is presented below:

a. Statement of stockholder equity

Particulars            Common stock         Retained earnings      Total stock equity

Beg balance        $150000                   $50,000                      $200,000

Add: Addi shares  $40,000                                                       $40,000

Add: Net income                                    $30,000                     $30,000

Less: dividend                                         -$10000                     -$10000

Total                     $190,000                 $70,000                    $260,000

b. Balance sheet

Assets                          Amount                    

Cash                               $52,600                  

Supplies                         $13,400                

Prepaid rent                   $24,000                    

Land                               $200,000    

Total assets                   $290,000          

Liabilities       Amount

Account payable $9,100

Un-earned revenue $2,400

Salaries payable $3,500

Notes payable      $15,000

 Stockholder equity $260,000

Total liabilities & stockholder equity $290,000

Vacation Destinations offers its employees the option of contributing up to 7% of their salaries to a voluntary retirement plan, with the employer matching their contribution. The company also pays 100% of medical and life insurance premiums. Assume that no employee's cumulative wages exceed the relevant wage bases. Payroll information for the first biweekly payroll period ending February 14 is listed below.
Wages and salaries $1,500,000
Employee contribution to voluntary retirement plan 63,000
Medical insurance premiums paid by employer 31,500
Life insurance premiums paid by employer 6,000
Federal and state income tax withheld 375,000
Social Security tax rate 6.20%
Medicare tax rate 1.45%
Federal and state unemployment tax rate 6.20%
1) Record the employee salary expense, withholdings, and salaries payable.
2) Record the employer-provided fringe benefits.
3) Record the employer payroll taxes.

Answers

Answer:

Follows are the solution to the given points:

Explanation:

For question 1:

Exp on the Debit Salary = $ 1,500,000

Credit payable Income tax = $375,000

Credit accounts payable (pension plan)= $63,000

Credit  payable tax on FICA= $114,750

Credit  payable salary (Balance) $947,250

For question 2:

Exp = $100,500 for Debit Wages

Cr.=   $31,500 (Surgical Insurance) Payable accounts

Cr. =  $6,000 in insurance accounts payable

Cr. = $63,000  Payable Accounts (Pension plan) 

For question 3:

EXP= $207,750  for Debit Payroll Tax

Cr. =  $114,750 for FICA payable tax

Cr.  =$93000 for Federal and State (Unemployment tax)

[tex]FICA TAX = \$1500,000 \times \frac{(6.2+1.45)}{100} = \$ 114,750\\[/tex]

Tax on state or federal unemployment [tex]=\$ 1500,000 \times 6.2 \% = \$ 93,000\\[/tex]

Last Chance Company offers legal consulting advice to prison inmates. Last Chance Company prepared the end-of-period spreadsheet that follows at June 30, 2019, the end of the The annual accounting period adopted by a business.fiscal year:
Last Chance Company
End-of-Period Spreadsheet
For the Year Ended June 30, 2019
Unadjusted Adjusted
Trial Balance Adjustments Trial Balance
Account Title Dr. Cr. Dr. Cr. Dr. Cr.
Cash 5,100 5,100
Accounts Receivable 22,750 (a) 3,750 26,500
Prepaid Insurance 3,600 (b) 1,300 2,300
Supplies 2,025 (c) 1,500 525
Land 80,000 80,000
Building 340,000 340,000
Accum. Depr.—Building 190,000 (d) 3,000 193,000
Equipment 140,000 140,000
Accum. Depr.—Equipment 54,450 (e) 4,550 59,000
Accounts Payable 9,750 9,750
Salaries & Wages Payable (f) 1,900 1,900
Unearned Rent 4,500 (g) 3,000 1,500
Tami Garrigan, Capital 361,300 361,300
Tami Garrigan, Drawing 20,000 20,000
Fees Earned 280,000 (a) 3,750 283,750
Rent Revenue (g) 3,000 3,000
Salaries & Wages Expense 145,100 (f) 1,900 147,000
Advertising Expense 86,800 86,800
Utilities Expense 30,000 30,000
Travel Expense 18,750 18,750
Depr. Exp.—Equipment (e) 4,550 4,550
Depr. Exp.—Building (d) 3,000 3,000
Supplies Expense (c) 1,500 1,500
Insurance Expense (b) 1,300 1,300
Misc. Expense 5,875 5,875
900,000 900,000 19,000 19,000 913,200 913,200
Required:
1. Prepare an income statement for the year ended June 30.
2. Prepare a statement of owner's equity for the year ended June 30. No additional investments were made during the year.
3. Prepare a balance sheet as of June 30.
4. On the basis of the end-of-period spreadsheet, journalize the closing entries. For a compound transaction, if a box does not require an entry, leave it blank.
5. Prepare a post-closing trial balance. If a box does not require an entry, leave it blank.

Answers

Answer:

Last Chance Company

Fees Earned                                     $283,750

Rent Revenue                                         3,000

Total Revenue                                  $286,750

Salaries & Wages Expense 147,000

Advertising Expense            86,800

Utilities Expense                  30,000

Travel Expense                     18,750

Depr. Exp.—Equipment         4,550

Depr. Exp.—Building             3,000

Supplies Expense                 1,500

Insurance Expense               1,300

Misc. Expense                      5,875

Total Expenses                                 $298,775

Net Income (Loss)                              ($12,025)

2. Owner's Equity for the year ended June 30:

Tami Garrigan, Capital       $361,300

Tami Garrigan, Drawing       (20,000)

Net Income (Loss)               ($12,025)

Capital, balance                 $329,275

3. Balance Sheet as of June 30:

Assets:

Cash                                           $5,100

Accounts Receivable               26,500

Prepaid Insurance                      2,300

Supplies                                         525      $34,425

Land                                          80,000

Building          340,000

Accum. Depr.(193,000)          147,000

Equipment     140,000

Accum. Depr.(59,000)            81,000    $308,000

Total assets                                            $342,425

Liabilities + Equity

Liabilities

Accounts Payable                    9,750

Salaries & Wages Payable       1,900

Unearned Rent                        1,500        $13,150

Tami Garrigan, Capital                          $329,275

Total liabilities + Equity                         $342,425

4. Journal of Closing Entries:

Account Title                               Debit        Credit

Cash                                             5,100

Accounts Receivable               26,500

Prepaid Insurance                      2,300

Supplies                                         525

Land                                          80,000

Building                                  340,000

Accum. Depr.—Building                         193,000

Equipment                             140,000

Accum. Depr.—Equipment                    59,000

Accounts Payable                                    9,750

Salaries & Wages Payable                       1,900

Unearned Rent                                        1,500

Tami Garrigan, Capital                        361,300

Tami Garrigan, Drawing        20,000

Account Title                               Debit        Credit

Income Summary                                     $286,750

Fees Earned                             $283,750

Rent Revenue                               $3,000

To close the revenue accounts to the income summary.

Account Title                               Debit        Credit

Income Summary                    $298,775

Salaries & Wages Expense                     $147,000

Advertising Expense                                  86,800

Utilities Expense                                        30,000

Travel Expense                                           18,750

Depr. Exp.—Equipment                               4,550

Depr. Exp.—Building                                   3,000

Supplies Expense                                       1,500

Insurance Expense                                     1,300

Misc. Expense                                            5,875

To close the expenses accounts to the income summary.

Adjusting Journal Entries:

Debit Accounts Receivable $3,750

Credit Fees Earned $3,750

To record fees on account.

Debit Insurance Expense $1,300

Credit Prepaid Insurance $1,300

To record Insurance expense.

Debit Supplies Expense $1,500

Credit Supplies $1,500

To record supplies expense.

Debit Depreciation Expense - Building $3,000

Credit Accumulated Depreciation - Building $3,000

To record depreciation expense.

Debit Depreciation Expense- Equipment $4,550

Credit Accumulated Depreciation - Equipment $4,550

To record depreciation expense.

Debit Salaries & Wages Expense $1,900

Credit Salaries & Wages Payable $1,900

To record accrued salaries and wages.

Debit Unearned Rent $3,000

Credit Rent Revenue $3,000

To record rent earned.

5. Post Closing Trial Balance:

Account Title                               Debit        Credit

Cash                                           $5,100

Accounts Receivable               26,500

Prepaid Insurance                      2,300

Supplies                                         525

Land                                          80,000

Building                                  340,000

Accum. Depr. - Building                             $193,000

Equipment                              140,000

Accum. Depr. - Equipment                           59,000

Accounts Payable                                           9,750

Salaries & Wages Payable                              1,900

Unearned Rent                                               1,500

Tami Garrigan, Capital                              329,275

Totals                                  $594,425   $594,425

Explanation:

a) Data and Calculations:

Last Chance Company

End-of-Period Spreadsheet

For the Year Ended June 30, 2019

                                               Unadjusted                                    Adjusted

                                             Trial Balance      Adjustments      Trial Balance

Account Title                        Dr.        Cr.          Dr.         Cr.          Dr.          Cr.

Cash                                      5,100                                            5,100

Accounts Receivable        22,750            (a) 3,750               26,500

Prepaid Insurance               3,600                       (b) 1,300      2,300

Supplies                               2,025                       (c) 1,500         525

Land                                  80,000                                         80,000

Building                          340,000                                       340,000

Accum. Depr.—Building                 190,000        (d) 3,000                193,000

Equipment                      140,000                                       140,000

Accum. Depr.—Equipment             54,450        (e) 4,550                  59,000

Accounts Payable                             9,750                                            9,750

Salaries & Wages Payable                                   (f) 1,900                     1,900

Unearned Rent                                4,500 (g) 3,000                             1,500

Tami Garrigan, Capital                 361,300                                         361,300

Tami Garrigan, Drawing 20,000                                        20,000

Fees Earned                               280,000          (a) 3,750                283,750

Rent Revenue                                                     (g) 3,000                   3,000

Salaries & Wages Expense         145,100            (f) 1,900 147,000

Advertising Expense   86,800                                           86,800

Utilities Expense         30,000                                           30,000

Travel Expense            18,750                                            18,750

Depr. Exp.—Equipment                       (e) 4,550                 4,550

Depr. Exp.—Building                            (d) 3,000                 3,000

Supplies Expense                                (c)  1,500                  1,500

Insurance Expense                              (b) 1,300                  1,300

Misc. Expense             5,875                                               5,875

Totals                     900,000   900,000 19,000 19,000 913,200 913,200

Adjusted Trial balance  

Account Title                                   Dr.          Cr.

Cash                                             5,100

Accounts Receivable               26,500

Prepaid Insurance                      2,300

Supplies                                         525

Land                                          80,000

Building                                  340,000

Accum. Depr.—Building                         193,000

Equipment                             140,000

Accum. Depr.—Equipment                    59,000

Accounts Payable                                    9,750

Salaries & Wages Payable                       1,900

Unearned Rent                                        1,500

Tami Garrigan, Capital                        361,300

Tami Garrigan, Drawing        20,000

Fees Earned                                       283,750

Rent Revenue                                        3,000

Salaries & Wages Expense 147,000

Advertising Expense            86,800

Utilities Expense                  30,000

Travel Expense                     18,750

Depr. Exp.—Equipment         4,550

Depr. Exp.—Building             3,000

Supplies Expense                 1,500

Insurance Expense               1,300

Misc. Expense                      5,875

Totals                                913,200 913,200

Identify how each of the following separate transactions 1 through 10 affects financial statements. For increases, place a "+" and the dollar amount in the column or columns. For decreases, place a "−" and the dollar amount in the column or columns. Some cells may contain both an increase (+) and a decrease (−) along with the dollar amounts. The first transaction is completed as an example.
Required:
a. For the balance sheet, identify how each transaction affects total assets, total liabilities, and total equity. For the income statement, identify how each transaction affects net income.
b. For the statement of cash flows, identify how each transaction affects cash flows from operating activities, cash flows from investing activities, and cash flows from financing activities.Transaction
1. Owner invests $900 cash in business in exchange for stock
2. Receives $700 cash for services provided
3. Pays $500 cash for employee wages
4. Incurs $100 legal costs on credit
5. Purchases $200 of supplies on credit
6. Buys equipment for $300 cash
7. Pays $200 on accounts payable
8. Provides $400 services on credit
9. Pays $50 cash for dividends
10. Collects $400 cash on accounts receivable

Answers

Answer:

1. +$900 share capital on balance sheet, Equity

2. +$700 cash in balance sheet, Current Assets

3. -$500 Expense in Income Statement

4. +$100 Legal liability in Balance Sheet, Current Liability

5. +$200 Accounts Payable in Balance Sheet, Current Liability

6. +$300 Equipment and Building in Balance Sheet, Non Current Assets

7. -$200 Accounts Payable in Balance Sheet, Current Liability

8. +$400 Accounts Receivable in Balance Sheet, Current Assets

9. -$50 Retained Earnings in Balance Sheet, Equity

10. +$400 Cash in Balance Sheet, Current Assets, and -$400 Accounts Receivable in Balance Sheet, Current Assets

Explanation:

The given transactions impacts the financial statements of the business. The effect is shown for the income statement and balance sheet. The purchase of equipment on credit does not have any impact on Income Statement since Income statement reflects only actual exchange of cash. It reflects inflow and outflow of cash.

Magic Realm, Inc., has developed a new fantasy board game. The company sold 16,400 games last year at a selling price of $62 per game. Fixed expenses associated with the game total $246,000 per year, and variable expenses are $42 per game. Production of the game is entrusted to a printing contractor. Variable expenses consist mostly of payments to this contractor.
1A. Prepare a contribution format income statement for the game last year1B. Compute the degree of operating levarge2. Management is confident that the company can sell 33,306 games next year (an increase of 6,006 games, or 22%, over last year).A. Compute the expected percentage increase in net operating income for next yearB. Compute the expected total dollar net operating income for next year (Do not prepare an income statement, use the degree of leverage to compute your answer)

Answers

Answer:

1A. Prepare a contribution format income statement for the game last year

Revenue                     $1,016,800

Variable costs           -$688,800

Contribution margin   $328,000

Fixed costs                -$246,000

Net income                   $82,000

1B. Compute the degree of operating leverage

DOL = contribution margin / (contribution margin - fixed costs) = ($20 x 16,400) / [($20 x 16,400) - $246,000] = $328,000 / $82,000 = 4

2. Management is confident that the company can sell 22,406 games next year (an increase of 6,006 games, or 22%, over last year).A. Compute the expected percentage increase in net operating income for next year

DOL = % change in income / % change in total sales

4 = % change in income / 22%

% change in income = 4 x 22% = 88%

B. Compute the expected total dollar net operating income for next year (Do not prepare an income statement, use the degree of leverage to compute your answer)

expected dollar amount of net income = $82,000 x 1.88 = $154,160

Financial instruments Financial instruments are assets that have a monetary value or record a monetary transaction. To coordinate the exchange of capital between borrowers and lenders, financial instruments trade in the financial markets. These financial instruments can be categorized on the basis of their issuers, maturity, risk, and other factors.

Identify the financial instruments based on the following descriptions.

a. Backed by the U.S. government, these financial instruments are short-term debt obligations with a maturity of less than one year. They are considered risk-free investments.
b. Issued by money-centered financial firms, these short- or medium-term insured debt instruments pay higher interest than a regular savings account. They are low-risk instruments and have low returns.
c. These financial instruments are investment pools that buy such short-term debt instruments as Treasury bills (T-bills), certificates of deposit (CDs), and commercial paper. They can be easily liquidated.
d. These financial instruments are contractual agreements that give one party a long-term agreement to use an asset by providing regular payments.

Which of the following instruments are traded in the capital markets? Check all that apply.
a. Common stocks
b. Corporate bonds
c. Preferred stocks
d. Certificates of deposit
e. Long-term bank loans

The process in which derivatives are used to reduce risk exposure is called :________

Answers

Answer:

1a. Backed by the U.S. government, these financial instruments are short-term debt obligations with a maturity of less than one year. They are considered risk-free investments.

Identification: U.S. Treasury Bills (T-bills)

b. Issued by money-centered financial firms, these short- or medium-term insured debt instruments pay higher interest than a regular savings account. They are low-risk instruments and have low returns.

Identification: Certificate of deposit

c. These financial instruments are investment pools that buy such short-term debt instruments as Treasury bills (T-bills), certificates of deposit (CDs), and commercial paper. They can be easily liquidated.

Identification: Money Market Mutual Fund

d. These financial instruments are contractual agreements that give one party a long-term agreement to use an asset by providing regular payments.

Identification: Lease Agreement

2. The instruments which are traded in capital markets are Common Stock,  Preferred Stock, Corporate Bonds  and Certificates of deposits excluding Long-term bank loans.

3. The process in which derivatives are used to reduce risk exposure is called hedging.

What is exporting?
A. Receiving goods from another state
B. Shipping goods to another country
C. Receiving goods from another country
D. Shipping goods to another state

Answers

B. Shipping goods to another country

The following cost data relate to the manufacturing activities of Chang Company during the just completed year:Manufacturing overhead costs incurred:Indirect materials $ 15,000Indirect labor 130,000Property taxes, factory 8,000Utilities, factory 70,000Depreciation, factory 240,000Insurance, factory 10,000Total actual manufacturing overhead costs incurred $ 473,000Other costs incurred:Purchases of raw materials (both direct and indirect) $ 400,000Direct labor cost $ 60,000Inventories:Raw materials, beginning $ 20,000Raw materials, ending $ 30,000Work in process, beginning $ 40,000Work in process, ending $ 70,000The company uses a predetermined overhead rate of $25 per machine-hour to apply overhead cost to jobs. A total of 19,400 machine-hours were used during the year.Required:1. Compute the amount of underapplied or overapplied overhead cost for the year.2. Prepare a schedule of cost of goods manufactured for the year.

Answers

Answer:

See below

Explanation:

1.

Actual manufacturing overhead cost incurred

$473,000

Less manufacturing overhead cost applied $25 × 19,400

($485,000)

Over applied overhead

$12,000

2.

Raw materials at the beginning

$20,000

Add raw materials purchased

$400,000

Raw materials available for use

$420,000

Less raw materials at the end

($30,000)

Raw materials used in production

$390,000

Less indirect materials

($15,000)

Add direct labor

$60,000

Add manufacturing overhead applied

$485,000

Total manufacturing cost

$920,000

Add work in process inventory at the beginning

$40,000

Total work in process inventory

$960,000

Less work in process inventory at the end

($70,000)

Cost of goods manufactured.

$890,000

Sara’s Salsa Company produces its condiments in two types: Extra Fine for restaurant customers and Family Style for home use. Salsa is prepared in department 1 and packaged in department 2. The activities, overhead costs, and drivers associated with these two manufacturing processes and its production support activities follow.
Process Activity Overhead cost Driver Quantity
Department 1 Mixing $6,000 Machine hours 2,400
Cooking 10,800 Machine hours 2,400
Product testing 114,000 Batches 750
$130,800
Department 2 Machine calibration $325,000 Production runs 650
Labeling 18,000 Cases of output 160,000
Defects 6,000 Cases of output 160,000
$349,000
Support Recipe formulation $84,000 Focus groups 50
Heat, lights, and water 42,000 Machine hours 2,400
Materials handling 80,000 Container types 10
$206,000
Additional production information about its two product lines follows.
Extra Fine Family Style
Units produced 35,000 cases 125,000 cases
Batches 350 batches 400 batches
Machine hours 1,000 MH 1,400 MH
Focus groups 34 groups 16 groups
Container types 4 containers 6 containers
Production runs 260 runs 390 runs
1. Using a plantwide overhead rate based on cases, compute the overhead cost that is assigned to each case of Extra Fine Salsa and each case of Family Style Salsa.
2. Using the plantwide overhead rate, determine the total cost per case for the two products if the direct materials and direct labor cost is $10 per case of Extra Fine and $9 per case of Family Style.
3-A. If the market price of Extra Fine Salsa is $19 per case and the market price of Family Style Salsa is $13 per case, determine the gross profit per case for each product.
3-b. What might management conclude about the Family Style Salsa product line.

Answers

Answer:

1.$4.29 per cases

2. Extra Fine $14.29

Family Style $13.29

3a. Extra Fine $4.71

Family Style $0.29

3b. What might the management conclude about the Family Style Salsa product line is that Family Style salsa are not yielding profit which may may inturn make make the company to stop the production of the product in a situation where either the cost are not reduced or where the price.

Explanation:

1. Computation for the overhead cost that is assigned to each case of Extra Fine Salsa and each case of Family Style Salsa using Plantwide overhead rate

Using this formula

Overhead cost=Total overhead cost/Total volume

Let plug in the formula

First step is to calculate the Total overhead cost

Total overhead cost = $130,800 + $349,000 +$206,000

Total overhead cost =$685,800

Second step is to calculate the Total volume

Total volume= 35,000 + 125,000 cases

Total volume=160,000 cases

Now let calculate the Overhead cost

Overhead cost=$685,800/160,000 cases

Overhead cost=$4.29 per cases (rounded)

Therefore since we are making use of plantwide rate which means that same overhead cost of the amount of $4.29 per cases will be assigned to each of the two case .

2. Calculation to determine the total cost per case for the two products

Extra Fine Family Style

Direct materials + Direct Labor $ 10.00 $ 9.00

Add Overhead $4.29 $4.29

Manufacturing cost per case $ 14.29 $ 13.39

Therefore the the total cost per case for the two products will be:

Extra Fine $14.29

Family Style $13.29

3-A Calculation to determine the gross profit per case for each product.

Extra Fine Family Style

Selling price per case $ 19.00 $ 13.00

Less Manufacturing cost per case $14.29 $13.29

Gross profit (loss) per case $ 4.71. $ (0.29 )

Therefore the gross profit per case for each product will be ;

Extra Fine $4.71

Family Style $0.29

3-b. Based on the above Calculation What might the management conclude about the Family Style Salsa product line is that Family Style salsa are not yielding profit which may may inturn make make the company to stop the production of the product in a situation where either the cost are not reduced or where the price.

Based on your experience and shopping habit, discuss WHAT inventory control model you will use in the following scenarios and WHY you will use that specific model. a. Supply our kitchen with fresh food b. Obtaining a daily newspaper c. Buying gas for your car d. Ordering the game sweater for the community baseball game Inventory control models: Single period model (also called Newsvendor model) Fixed order quantity model (also called Q-model or EOQ model) Fixed time model (also called P-model)

Answers

Answer:

2 types of inventory models:

1. Fixed Reorder Quantity System - It is a system where an alarm is raised when the inventory level drops below a fixed quantity and inventory is restocked based on demand.

2. Fixed Reorder Period System - It is a system where an alarm is raised after a fixed period of time and inventory is restocked based on demand.

The following situation are:

1. Supply kitchen with fresh food - Both Fixed Reorder Quantity System and Fixed Reorder Period System are suitable for this situation. Reason: Food is considered basic need. Certain food items are stocked when the inventory level drops below a fixed quantity and certain food items are stocked after a fixed period of time, both as per demand.

2. Obtaining daily newspaper - Fixed Reorder Period System is only suitable for this situation. Reason: Subscription is renewed only on completion of the fixed period.

3. Buying gas for your car - Fixed Reorder Quantity System is only suitable for this situation. Reason: Gas for your car is something you buy when the level of inventory drops below a fixed quantity and hence used.

4. Ordering the game sweater for the community baseball game - Fixed Order Period System is only suitable for this situation. Reason: Game sweater is required only during the game and you will order/buy the game sweater during the game only.

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