"A customer who earns $80,000 per year is 35 years old, married to a non-working spouse, has a 5-year-old child, has no retirement savings and does not have a will. This customer receives $250,000 in a single stock as an inheritance from her deceased aunt. What is the first thing that the customer should do?"

Answers

Answer 1

Answer:

It should diversify the stock position.

Explanation:

The first thing the customer should do is that it should diversify the stock position because it is a single stock holding and it must be diversified this stock. One thing that is the main concern for the customer that he does not have any retirement savings and he has only inheritance stock. If the market situation becomes adverse then he may face huge losses because he is a single stock holding. However, the diversification will reduce the risk of loss so he should diversify it.


Related Questions

what are the different types of thought​

Answers

Answer:

decision discipline and problem solving

Explanation:

A company's strategy concerns A. its market focus. B. how it plans to make money. C. the game plan management is using to stake out a market position, conduct operations, attract and please customers, compete successfully, and achieve organizational objectives. D. the long-term direction that management has chosen to pursue. E. whether it is employing an aggressive offense to gain market share or conservative defense to protect its market position.

Answers

Answer: C. the game plan management is using to stake out a market position, conduct operations, attract and please customers, compete successfully, and achieve organizational objectives

Explanation:

What stands out a firm is in its strategy. This strategy is embedded in how the firm plans it's game, using divers market position and ways on how to source for buyers to be attracted to it's product or services, which makes them glued to it. Conducting operations to ensure this services are well carried out to please the customers and provide after sales/service to curb any challenge.

. Information found on the company's income statement and balance sheet is extracted from these documents and examined more closely through the use of

Answers

Answer:

Ratio analysis

Explanation:

Financial statements are used to show the assets, liabilities, revenues, expenses, and owners equity of a business entity within a given time frame.

Income statement is revenue less expense within a given period. While the balance sheet shows the financial position of a business at a particular point, that is its assets, liabilities, and owner equity.

Information form financial statements are analysed by the use of ratio analysis to gain a better understanding of financial condition of an organisation.

Ratio analysis compares the magnitude of line items within financial statements to determine liquidity, profitability, solvency and operational efficiency of a business.

For example current ratio shows how well a business can use its current assets to settle its current liability, this is a liquidity ratio.

Answer: Ratio Analysis

Explanation;

Ratio analysis is a very important method of financial analysis that enables one to make inferences and see relationships from the data presented by a company in it's financial statements.

Most ratios are divided into 5 different types being;

ProfitabilityLiquidityActivityDebt, and Market

An example of a Liquidity ratio would be the Current Ration which divides Current Assets by Current Liabilities to see if the company has enough liquidity to pay off current liabilities.

Which of the following investments would be considered a low risk investment? a new product b. a federally mandated environmental project c. A and B d. None of the above

Answers

Answer:

b. federally mandated environmental project

Explanation:

Based on the options provided the investment with the least amount of risk would be a federally mandated environmental project. This is because it is a project that is backed by a government, which tend to have contingencies in place to prevent failure. While a new product has not previous historical data that would reduce the risk, it is unpredictable what will occur once it gets released into the market, and is all speculation, thus it has a very high risk to it.

Marketing is the ___________________, set of institutions, and processes for creating, communicating, delivering, and exchanging offerings that have value for customers, clients, partners, and society at large.

Answers

Answer:

Activity

Explanation:

Marketing is the activity that is to be conducted for promoting the company goods and services so that the it would create awareness among the people at large

It is an activity process of developing, communiciation, delivering, communicating, the value of customers, clients, society at large

hence, the answer is Activity

A discontinuous innovation is a product that:___________

a. disrupts consumers' normal routine but does not require totally new learning.
b. requires no new learning by consumers.
c. is not purchased by innovators and early adopters.
d. initiates obsolescence of a product class.
e. requires consumers to learn entirely new patterns of behavior and product usage.

Answers

Answer: e. requires consumers to learn entirely new patterns of behavior and product usage

Explanation: Innovation could be described as the introduction of something new to the market, this coid be marked by changes in the working principle or implementation or modification of new product features or even a complete overhaul of previoulsy existiing functions. A Discontinous innovation can be explained as a total change or complete overhaul in the type of product produce. It is marked by having a complete difference from the previously existing versions. As such, there is a shift or change in the usage of the product which is totally different from that which exists with the previously adopted versions.

Answer:

e. requires consumers to learn entirely new patterns of behavior and product usage.

Explanation:

Discontinuous innovation is defined as a new product in a market or industry that requires the final user to change behaviour by learning a new process for use of the product. It causes dramatic change in the dynamics of the industry such as competition, industry revenue, growth rate, and pricing.

The products introduce a function that has never existed before so customers will need to learn entirely new patterns of behavior and product usage.

Which of the following are reasons that the short-run aggregate supply curve slopes upward? Check all that apply. As the price level rises, firms find it more profitable to hire workers at any given wage. As the price level rises, firms pay higher wages for workers. As the price level rises, firms expand their production because they can sell their output for more money.

Answers

Answer:

As the price level rises, firms expand their production because they can sell their output for more money.

Explanation:

As the price level rises, supply increases as firms expand production to increase profits. And as price level falls, supply falls as firm reduce production. For this reason the short-run aggregate supply curve slopes upward.

Please find attached a graph showing the short-run aggregate supply curve

Answer:As the price level rises, firms decrease their investment, because it is more expensive to purchase capital.

Explanation: it is the answer before mine and also this answer, I just answered it for a homework problem

During Reagan’s administration, the __________ Department was given a "blank check" to purchase whatever they needed.

Answers

Answer: defense

Explanation:

During Reagan’s administration, the defense department was given a "blank check" to purchase whatever they needed.

During Reagan's administration,, he also implemented supply side economic policies and a huge tax cut as well as the rise in the expenditure on defense.

It is best to reduce the level of pollution _______ Group of answer choices A) until all negative externalities are internalized. B) to zero. C) as long as the benefit exceeds the cost of doing so. D) until all external costs have been eliminated.

Answers

Answer:

The correct answer is the option B: To zero.

Explanation:

To begin with, it will always be better for a country to reduce the level of pollution to zero. The economy of the country will find this point more profitable due to the fact that now the ecosystem will give better resources from the ground and with those elements the companys will produce better goods as well. Moreover, at that point there will be no need for the company to pay taxes on pollution or to even have to deal with it because there will be any

When the demand for an initial public offering (IPO) of securities exceeds the number of securities issued, the offering is deemed to be:

Answers

Answer:

Oversubscribed

Explanation:

A security is oversubscribed when he demand for an initial public offering (IPO) of securities exceeds the number of securities issued.

The underwriters can increase the price of the security or increase the offer of securities

Which of the following is NOT regulated by the government?
Local employment agencies
Public schools
Private schools
Funding for retraining of workers

Answers

Answer:

Funding for the retraining of workers

Explanation:

Funding for the retraining of workers is a function internal to an organization that has to do with the retraining of workers towards a continuous profession development in upgrading and acquisition of new skills .

While other options in the question are under the regulation of the government, the funding for retraining of workers is left at the discretion of the employer or organization. This is why we have discrepancies in the approaches of different organization to this function.

Consider a 1-year option with exercise price $60 on a stock with annual standard deviation 20%. The T-bill rate is 3% per year. Find N(d1) for stock prices (a) $55, (b) $60, and (c) $65.

Answers

Answer:

Case 1: 0.4266

Case 2: 0.5987

Case 3: 0.7422

Explanation:

We will use the following formula to find d1 which is also given in the attachment below:

d1 = [ ln(S/K)   +   (r  +  0.5 * s^2)*t  ]  /  s * √t

Here

K is strike price and is $60

r is risk free rate which is 3%

s is annual standard deviation which is 20%

t is the option period which is 1 one year

Case 1: Stock Price is $55

Here K is $55. Putting values in the above equation, we have:

d1 =  [ ln(55/60)   +   (3%  +  0.5 * 20%^2)*1   ]   / 20% * √1

d1 = -0.1851

By using the normal distribution table, we can calculate N(d1) which is:

N(d1) = 0.4266

Case 2: Stock Price is $60

Here K is $60. Putting values in the above equation, we have:

d1 =  [ ln(60/60)   +   (3%  +  0.5 * 20%^2)*1   ]   / 20% * √1

d1 = 0.25

By using the normal distribution table, we can calculate N(d1) which is:

N(d1) = 0.5987

Case 3: Stock Price is $65

Here K is $65. Putting values in the above equation, we have:

d1 =  [ ln(65/60)   +   (3%  +  0.5 * 20%^2)*1   ]   / 20% * √1

d1 = 0.6502

By using the normal distribution table, we can calculate N(d1) which is:

N(d1) = 0.7422

Without completing a signed agency agreement, the licensee may call herself A) a subagent. B) a facilitator. C) a designated agent. D) an agent.

Answers

Answer:

B) a facilitator

Explanation:

-A subagent is a person that acts as an agent after being assigned by a broker.

-A facilitator is an agent that has not being chosen as the client's representative.

-A designated agent is an agent that is assigned by a broker to represent a client and the other client in the transaction is represented by another agent that works with the same broker.

-An agent is a person that represents a buyer or seller in a real state transaction.

According to this, the answer is that without completing a signed agency agreement, the licensee may call herself a facilitator because she has not being designated by the client as his/her representative.

Serena is the CEO of Pedalo Inc., a publicly traded company. The shareholders want Serena on the board of directors despite her recent appointment as the CEO. This decision of the shareholders is most likely because Serena:

Answers

Answer: D.is likely to provide the board with valuable inside information

Explanation:

The options to the question are:

A. is a board member of a major client

B. is more likely than other board members to take care of the stockholders

C. is also the CEO of other companies.

D.is likely to provide the board with valuable inside information

From the question, we are informed that Serena is the CEO of Pedalo Inc., a publicly traded company and that the shareholders want Serena on the board of directors despite her recent appointment as the CEO.

This decision of the shareholders is most likely because Serena is likely to provide the board with valuable inside information.

According to rankings by many people over the years what is the number one expectation that people have a job they will enjoy

Answers

Answer:doing work that makes the best use of one's abilities and creates a feeling of accomplishment

Explanation:

I'm in 9th and just took that

In July, a customer invested $10,000 in the ABC Mutual Fund. In December of the same year, ABC announced a long-term capital gains distribution. In May of the next year, the customer decided to redeem his shares for a capital gain. How are both of the capital gains treated for tax purposes

Answers

Answer:

Capital gains distribution is treated as long term

Capital gain from from redemption is treated as short term

Explanation: Capital gains may be explained as the profit made from the sale of a property or investment. Depending on the holding duration of the stock or bond, a capital gain may be classed as short term is held for below one year or long-term, of held for more than 1 year. However, According to the Internal Revenue service regulation, Capital gains are taxed as long term irrespective of the holding period in which the owner has possessed the fund.

Capital gains redemption however, follows the usual time-line and in this case would be taxed as short-term because the holding period is between July to May, which is a 10 months. Since it hasn't exceeded a year, then, it is classed as short term.

People often make decisions on the basis of a mental accounting. One facet of this accounting is making a decision based on the way a problem was posed. This is called ________.

Answers

Answer: framing

Explanation:

From the question, we are informed that people often make decisions on the basis of a mental accounting and that one facet of this accounting is making a decision based on the way a problem was posed.

The above situation is referred to as framing. The way a problem is actually leads to the way the problem will be solved.

Multiprint, a printer manufacturing firm, sells ink cartridges for each of its specific models. Only Multiprint cartridges are compatible with Multiprint printers, and no two models share the same specifications. What type of pricing does Multiprint use?

Answers

Answer:

Multiprint use "captive product pricing " type of pricing.

Explanation:

Captive Market or product Pricing seems to be the manufacturers' promotional strategy whereby the fundamental or central commodity price is typically significantly reduced, while the concentrated goods are considered challenging.This draws low-price buyers to something like the core functionality, which enables vendors to generate huge profits from the captive goods that are required to be using the commodity.

Fresh fish is not an effective form of money. What essential characteristic of money does fresh fish lack that most makes it ineffective

Answers

Answer:

Medium of exchange

Explanation:

Fresh fish is not an effective form of money. Fresh fish lacks medium of exchange, which makes it ineffective.

When companies move their production facilities around the world to take advantage of cheaper labor and lower taxes, what do anthropologists call this

Answers

Answer: Flexible Accumulation

Explanation:

Flexible accumulation could be described as a situation where companies move their factories and production line around the world considering how to cut much labour and reduce tax. This is found amongst big multinationals, firms that have both the market and the capital. They are mostly found in the automation industry, food industry also. These companies most importantly consider their influence in the market before doing this and it helps them reduce labour and tax.

According to the capital asset pricing model (CAPM), the security market line is a straight line. The intercept of this line should be equal to

Answers

Answer: C. The risk-free rate

Explanation: According to the Capital Asset Pricing Model, the security market line is a straight line. The intercept of this line should be equal to:

A. Zero

B. The expected risk premium on the market portfolio

C. The risk-free rate

D. The expected return on the market portfolio

The intercept of the security market line (This line shows the expected rate of return of a security as a function of systematic, non-diversifiable risk (beta), in other words, it is simply the line on which all capital investments lie) is equal to the risk-free interest rate (the theoretical rate of return of an investment with no risk of financial loss) according to the Capital Asset Pricing Model (CAPM).

The line is represented graphically as a straight line with risk on its horizontal axis, which is the independent variable, and expected return on the vertical axis, which is the dependent variable. The security market line also shows that investors would want higher rates of return with increasing levels of risk taken.

A policy for small businesses that do not qualify for a BOP that combines property insurance and commercial general liability insurance is called a

Answers

Answer: Commercial Package Policy

Explanation:  A Commercial Package Policy (CPP) is an insurance policy that combines coverage for multiple perils, such as general liability and property risk

A BOP is designed for more smaller businesses with less risk, while a Commercial Package policy is meant for a more risky business, or a business that needs more customized coverages.

Assume all markets are in long-run equilibrium. Market price in a duopoly would be ________ the market price in a monopoly, and ________ the market price in a competitive market.

Answers

Answer:

Assume all markets are in long-run equilibrium. Market price in a duopoly would be greater than or equal to the market price in a monopoly, and     less than or equal to the market price in a competitive market.

Explanation:

That is the logical answer to the question about markets that are in long-run equilibrium.

On November 1, Year 2, Smith Co. contracted to dispose of an industry segment on February 28, Year 3. Throughout Year 2, the segment had operating losses. These losses were expected to continue until the segment's disposition. Which of the following losses should be included in discontinued operations reported in Smith's Year 2 income statement?

I. Operating losses for the period January 1 to October 31, Year 1.
II. Operating losses for the period November 1 to December 31, Year 1.
III. Estimated operating losses for the period January 1 to February 28, Year 2.


a. II and III only.
b. I and II only.
c. II only.
d. I and III only.

Answers

Answer:

Choice "B" is correct. The operating losses to be included in Smith's Year 1

Explanation:

f a company is to respond successfully to change, it must be able to _____ and _____, which is known as the _____ approach.

Answers

Answer: create ideas; implement ideas; ambidextrous

Explanation:

If a company is to respond successfully to change, it must be able to create ideas and then implement the ideas that have been created which is known as the ambidextrous approach.

The constant thing in every sphere of life is change and every individual and firm should always be ready when the change comes.

How well acquainted with a sport would a publicist need to be in order to do his or her job effectively?

Answers

Answer:

at the very least, understand the basics of the sport in question

Explanation:

A publicist is an individual who generates and manages publicity for a company, a brand, or a public figure. If the publicist works for a sports company/magazine they need to, at the very least, understand the basics of the sport in question such as the rules, basic terminology used, player names/states, etc. This is because they need to write articles that make sense, and since the audience reading them will be very well versed in the sport, then the information provided needs to be accurate.

Rico’s Taqueria had cash inflows from operating activities of $31,000; cash outflows from investing activities of $26,000, and cash outflows from financing activities of $16,000. Calculate the net increase or decrease in cash.

Answers

Answer:

The Decrease in cash -$11,000

Explanation:

The computation of the net increase or decrease in cash is shown below:

Cash inflows from operating activities $31,000

Less:

Cash outflows from investing activities -$26,000

Cash outflows from financing activities -$16,000

The Decrease in cash -$11,000

Hence, the decrease in cash is -$11,000 as they are two cash outflows activities and one inflow activities

Suppose the price of apples increases from $20 to $27, and in response quantity demanded decreases from 108 to 98. Using the mid-point formula, what is the price elasticity of demand

Answers

Answer:

-0.325

Explanation:

The computation of the price elasticity of demand using mid point formula is shown below:

= (change in quantity demanded ÷ average of quantity demanded) ÷ (percentage change in price ÷ average of price)  

where,  

Change in quantity demanded is

= Q2 - Q1

= 98 - 108

= -10

And, average of quantity demanded is

= (98 + 108 ) ÷ 2

= 103

Change in price is

= P2 - P1

= $27 - $20

= $7

And, average of price is

= ($27 + $20) ÷ 2

= 23.5

So, after solving this, the price is -0.325

ou need to give the customer something that they need." This statement best reflects the beliefs of marketers during the _____ Era.

Answers

Answer: Marketing Era

Explanation:

The Marketing Era is one of the so-called eras of Marketing which defined how producers related to customers and hence try to show how marketing has changed over the years.

In the Marketing Era , the focus of producers was to give the customers items they actually needed and wanted so that instead of having to convince customers to buy goods that the company made which the customers may not have wanted, by making what the customer actually wanted, they would not have to spend so much on convincing them.

Brittany is choosing the type of media for a new promotional campaign for Halls cough drops. She knows that each type of media has both benefits and disadvantages. She is considering the Internet as a form of media. Which of the following is not a disadvantage of the Internet as a promotional medium?A) Costs of precise targeting are high.B) Effects of promotion can be difficult to measure.C) There are concerns about privacy.D) The message must be short and simple.E) There are concerns about security.

Answers

Answer: D) The message must be short and simple

Explanation:

As the world evolves and new development takes place, the internet has become an advertising tool used in marketing. Even though it's effective in reaching out to the customers, it has disadvantages such as high costs, the promotion effects can be difficult to measure, privacy and security issues.

The advantage in the question given is that the message must be short and simple.

Other Questions
Use the given data to find the minimum sample size required to estimate a population proportion or percentage. Margin of error 0.03: confidence level 95%; and unknown Is the bacteria in pond water living? Which of the following is considered by many to be the part of the United States most intensely influenced by African culture?a. The Creole areas of Louisiana.b. The South Carolina Sea Islandsc. The former plantation areas of the South.d. Puerto Rico The following examples illustrate the inverse property of addition. Study the examples, then choose the statement that best describes the property. 5 + (-5) = 0 -1.33 + 1.33 = 0 Inverse property of addition: For real numbers, a + = 0. Question 99. A substance has no definite shape or form.TrueFalse The density of an object has the equation d = m/v. If an object has a mass of 20 g and a volume of 3.5 cm^3, what is its density? what is reproduction? Why do electricians require critical thinking skills? In order to logically identify alternative solutions to problems in order to understand the implications of new information in order to attend to what others are saying in order to install equipment and wiring to meet specifications what is separation of religion from state 20 POINTS!!! PLS COME AND LOOK!!! I NEED YOU GENIUSES!!! I WILL GIVE BRAINLIEST!!!!! AT LEAST COME AND LOOK!!!! WILL FOREVER BE GREAT FULL!!! EASY I JUST STRUGGLE!! 2 QUESTIONS!!6. Libbi is creating a triangular mural for her city. The space she needs to fill has a base of 8 feet and a height of 9 feet. Which formula can she use to find the total amount of paint she will need if the entire space is painted?A) A=(8)(9)B) A=2(8+9)C) A= (8)(9)/2D) A=2 (8/9)8. Which properties should you use to solve the equation 4x+2=18 ?A) The inverse property of addition and then the associative property of multiplicationB) The inverse property of addition and then the multiplicative identityC) The inverse property of addition and then the inverse property of multiplicationD) The inverse property of addition and then the commutative property of multiplication 702x10-4 power stanndard notation Are the points B, F, and W coplanar? 2. The cost of a pair of jeans was changed from $52 to $47.82. What was the percent change?8% decrease9% increase9% decrease8% increase Which word has the same root word as the noun "products?" a. prefabricate b.pore c. prompt d. produce. Good luck! 2. Which of these is an extensive property?a. Densityb. Melting pointTemperatured. Volume Using the properties of triangles, prove that angle a is congruent to angle c in the drawing below. What is the vertex of the parabola with the equation y = (x - 2)2 + 10? (1 point)(2, -10)0 (-2. 10) Use the figure to answer the question. Calculate GH is a=3 and b=20 Match the graph with the correct equation Tavon has a $50 gift card thats very loses $2 for each 30-day period it is not used. He has a $40 card thats loses $1.50 for each 30-day period it is not used.