Answer:
Age weighted 529 plan.
Explanation:
This approach of or form of child investment option is said is seen to be of a form of protection to parents who has older children while patents that their wards are younger are seen to cash out on greater returns in future time which is seen to occur by maintaining higher concentration in stocks over time. This is is aid to be of two different types which is the prepaid plan etc. Portfolios of this kind also are seen to possinly include static fund portfolios and age-based portfolios.
When membership in an organization allows for a reduction in the price of museum tickets, it is an example of a
Answer:
Material benefit
Explanation:
Material benefit from being part of an organisation includes money, consideration, gift or other benefit that a person gains as a result being in an organisation.
The organisation makes a promise to give something not value to the beneficiary.
This fosters a sense of belonging for members and greater loyalty.
An example of material benefit are a reduction in price of museum tickets, discounts in purchases from select retailers, discount in hotel reservation, and so on.
Why is career and technical education supported by the government?
Answer:
it is supported by the government because in order for you to pay taxes you need a job and when you have a job you get you payed and you use the money to pay for the taxed. really it is just a big circle
If a customer buys 1 FLB Oct 50 call at 3 and she exercises the option to buy 100 shares when the market is at 60, what is the cost basis of the 100 shares
Answer:
$5,300
Explanation:
A customer buys 1 FLB Oct 50 call at 3 and she exercises the option to buy 100 shares
= 3 × 100 shares
= $300
The customer bought 100 shares at a price of $50
= 50 × 100 shares
= $5,000
Therefore, the cost basis of the 100 shares can be calculated as follows
= $300 + $5,000
= $5,300
Hence the cost basis of the 100 shares is $5,300
To arrive at net cash provided by operating activities, it is necessary to report revenues and expenses on a cash basis. This is done by
Answer:
Indirect method
Explanation:
The indirect method reconciles the Operating income to the Operating cash flow by adjusting the Operating Income by (1) Non-cash items previously added or deducted from Operating Income and (2) adjusting for changes in working capital items.
Sales contracts between parties residing in the United States and foreign countries are typically governed by the:_________
Answer:
United Nations Convention on Contracts for the International Sale of Goods (CISG).
Explanation:
Sales contracts between parties residing in the United States and foreign countries are typically governed by the United Nations Convention on Contracts for the International Sale of Goods (CISG).
The United Nations Convention on Contracts for the International Sale of Goods (CISG) also known as the Vienna Convention, was founded on the 11th of April, 1980. The CISG provides a uniform and unique framework for the trade of goods in the in international markets (international commerce). It was developed by the United Nations Commission on International Trade Law (UNCITRAL) and is generally considered to be a multilateral uniform international sales treaty.
Which of these is not a workforce consideration when conducting a planning self-assessment: A. Have you determined the effects of high absentee rate on your organization? B. What types of workers will shirk their duties during a pandemic? C. Have you addressed succession planning in your pandemic plan? D. Have you considered the impact of any authorized outside employment (i.e., second jobs)
Answer:
I think it could be c because why is going to plan a pandemic plan but I dont know
Have you addressed succession planning in your pandemic plan? these is not a workforce consideration when conducting a planning self-assessment. Thus, option (c) is correct.
What is workforce?
The workforce is the entire number of people that work for a certain organization or on a particular mission. Workforce Managers just provide data, analytics, and resource management that ensure personnel levels are enough to handle incoming volumes while also fulfilling the demands of associates and the business.
All businesses meet the requirements for succession planning. Employee succession plans are in place to address changes that happen when workforce leave. They have the proper leaders in place to step up in an emergency if important roles become vacant on an unanticipated permanent or temporary basis. The planning succession is not appropriate.
As a result, the Have you addressed succession planning in your pandemic plan? Therefore, option (c) is correct.
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The fitting of plotted points to create a smooth progression between pay grades is known as a ________.
Answer:
Wage curve
Explanation:
This is known as a wage curve. A wage curve is a graphical illustration that shows the present pay rate for different jobs in a pay grade with respect to the ranking of their company. It is done so that Employees are paid well in respect to the skills they have and also the levels of education they have acquired. Through a wage curve a company can also see what other companies in same field pay their employees.
The flat tax
a. shifts the burden of taxes to businesses.
b. would complicate tax filing for most individuals.
c. departs from ability-to-pay principle of taxation.
d. is strictly proportional even when some income is exempted.
Answer:
c. departs from ability-to-pay principle of taxation.
Explanation:
The flat tax rate requires every person to pay the same percentage of their incomes as a tax component. Basically there is no distinction in earning $1,000 or $10,000.
This means the principle of taxation that is the rich class shall pay in order to provide basic facilities to the poor will not meet, if rich and poor are charged the same.
Accordingly this tax system departs from the basic principle of taxation.
As a project manager with a great deal of training in decision making, Alex is to be taken seriously when he tells his subordinates, "We’re in a crisis situation." He is referring to a(n)
Answer:
circumstance that requires educated minds to address, because intuition alone will not prove adequate
Explanation:
Alex is to be taken seriously because a crisis situation refers to a threat to the organization from nowhere. The stability of the organization is likely to be threatened by this. To address this crisis, educated minds need to come together to provide a solution as intuition alone is not going to be enough to manage the crisis. They need to come together to prevent the crisis or to stabilize the situation.
"The maximum coverage provided by Securities Investor Protection Corporation for securities held in a customer's account is:"
Answer:
$500,000 USD
Explanation:
The Securities Investor Protection Corporation or SIPC for short, protects against the loss of cash and securities (such as stocks and bonds) up to a limit of $500,000 USD. This cash and assets must be held in a SIPC-member brokerage firm as part of a customer's account and the $500,000 is the limit for both cash and assets, with cash alone having a limit of $250,000 per account owner in the case that the brokerage falls into financial trouble.
Assume that Dr. Early is a sales representative for Pharzime, as well as for other pharmaceutical companies. What would be the main factor in determining whether he was an employee or an independent contractor for Pharzime?
Answer: C. The degree in which Pharzime controls the details of Dr. Early's work.
Explanation:
The options given to the question are:
A. Whether Pharzime has a contract that designates Dr. Early as an independent contractor.
B. Who supplies the car that Dr. Early drives to call on his accounts.
C. The degree in which Pharzime controls the details of Dr. Early's work.
D. Whether Pharzime takes a social security deduction directly from Dr. Early's paycheck.
The main factor in determining whether he was an employee or an independent contractor for Pharzime will be the degree in which Pharzime controls the details of Dr. Early's work.
This is because if Dr Early is an independent contractor, there'll be minimal control by Pharzime but of he's an employee, Pharmize has total right to control the details of his work.
In situations where rivals can readily copy the successful features of a company's strategy or duplicate its attempts to attract customers, the only dependable path to competitive advantage is for a company to staff the company's organization with smarter and more talented people. outexecute rivals by developing a collection of resources and capabilities that enables the company to perform certain important value chain activities at lower cost than rivals or with greater effectiveness than rivals (thereby gaining the ability to deliver more value to customers via either a lower price or a more appealing product). do a better job of training, empowering, motivating, and compensating employees than rivals. perform value chain activities quicker or faster than rivals can. outsource more value chain activities than rivals do and thereby achieve lower operating costs.
Answer:
Outexecute rivals by developing a collection of resources and capabilities that enables the company to perform certain important value chain activities at lower cost than rivals or with greater effectiveness than rivals (thereby gaining the ability to deliver more value to customers via either a lower price or a more appealing product).
Explanation:
All business strategies boil down to two desired outcomes: outpacing competition with a product that is either cheaper, or of higher quality (more valuable or appealing).
If rival firms are imitating a company's strategy, the only way forward for said company is to modify its strategy so that it becomes even more effective than that of its competitors. In this way, the company will achieve the goal of either providing goods or services at lower cost, or at higher qualities.
______ are storage facilities where incoming shipments from various suppliers are sorted and batched and then delivered to buyers and spend little or no time in storage.
Answer:
Distribution centers
Explanation:
Distribution centers are large storage facilities covering a large area where that facilitates the transfer of vast quantities of goods within a relatively short duration.
Distribution centers are points of distribution usually located close to transportation terminals where goods are secured from various suppliers and moved to the different customers of the suppliers by use of computing system that enables quick and reliable logistics
The duration of goods handling in distribution centers can be as short as less than a day for perishable goods.
Working capital needs of a company are projected by estimating what out-of-pocket expenses will be incurred and when the revenues from sales are to be collected, which is done by ________.
Answer:
Making a cash budget (cash budgeting)
Explanation:
Remember, amounts to be spent are called expenses and revenues from sales could cover this expenses.
One tool used today by businesses to determine the working capital or amounts needed to run operations is the cash budget.
Simply put, the cash budget contains information related to what out-of-pocket expenses will be incurred by a business, and when the revenues from sales are to be collected.
The University of Dover and Dover University are bitter cross town rivals. They compete in everything from sports to academics. The schools, because of shrinking enrollment, make an agreement to give all incoming students free tuition for one semester before raising the existing rates the following semester. This action would be considered:______.a) a horizontal restraint violating the Sherman Act.b) a vertical restraint violating the Sherman Act.c) a tying agreement in violation of the Clayton Act.d) price discrimination in violation of the Robinson-Patman Act.
Answer:
A
Explanation:
A horizontal restraint in violation of the Sherman Act would be this action. As a result, option (A) is the preferable one.
What is the Sherman Antitrust Act of 1890?The Sherman Antitrust Act of 1890 is an antitrust law from the United States that establishes the principle of unrestricted competition among those involved in commerce. Senator John Sherman, the primary author, is honored by the fact that it was adopted by Congress.
The Sherman Act broadly forbids 1) anticompetitive contracts and 2) unilateral actions that dominate or attempt to monopolize the relevant market. The Act permits private parties harmed by activity that violates the Act to file lawsuits for treble damages in addition to allowing the Department of Justice to file lawsuits to enjoin (i.e., ban) conduct that violates the Act.
Hence, option (A) is accurate.
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True or false? When creating buyer personas, consider creating a different persona based on job function. Grouping buyer personas together by the goal or challenge they’re trying to overcome won’t be detailed enough to know who you’re talking to.
Answer:
False
Explanation:
A buyer persona is really a representation of who your ideal customer would be and what characteristics would he/she have. It doesn't really represent anyone specific, but it is a useful tool for developing marketing strategies. If you can identify and develop your buyer persona properly and accurately, it will help you understand your customers' needs and how to satisfy them.
When you develop your buyer persona, you should try to be as more detailed and specific as possible, but you do not need to create one for every job that someone might have. You generally group buyer personas by their common needs, hobbies or goals, e.g. housewives with small children.
Monetary policy has a ________ effect on aggregate demand in a(n) ________ economy, and fiscal policy has a ________ effect on aggregate demand in a(n) ________ economy.
Answer:
Greater; Open; Greater; Closed
Explanation:
Aggregate demand of economy refers to the total demand for goods and services in an economy at particular period of time.
A closed economy refers to one that has no imports or exports; in order words it is closed from foreign trade with other economies. Thus, fiscal policy would have a greater effect in this economy.
Open economy is the opposite of a closed economy; it allows foreign trade and the aggregate demand of the economy is better influenced by the monetary policy.
Iron Works International is considering a project that will produce annual cash flows of $37,400, $46,100, $56,800, and $22,300 over the next four years, respectively. What is the internal rate of return if the project has an initial cost of $113,600?
Answer:
16.73%
Explanation:
The computation of the internal rate of return is shown below:-
Let irr be x%
At irr, the present value of inflows = Present value of outflows.
So,
$113,600 = 37,400 ÷ 1.0x + 46,100 ÷ 1.0x^2 + 56,800 ÷ 1.0x^3 + 22,300 ÷ 1.0x^4
x = irr = 16.73%
Therefore for computing the internal rate of return we simply applied the above formula.
Having drugs available OTC has potential advantages and disadvantages for consumers. What is one of the advantages?
Answer:
Explanation:
One advantage to this and probably the most important advantage is that it provides faster and more convenient access to effective treatment. This is because individuals are able to simply walk into the store and as the pharmacist for the medicinal drug that they are looking for in order to treat their symptoms. This would not be possible if the drugs were not available OTC.
How managers plan significant investments in projects that have long term implications such as purchasing new equipment or introducing new products is called
Differing measures, including but not limited to the FASB's choice, of the pension obligation can be based on
Answer:
All of the following
Explanation:
All of the following includes the circumstances stated below.
i) all years of the service, whether vested or non vested based on the current level of salary as the basic.
ii) only with the vested benefits, which shall be based on current salary level only.
iii) both vested or non vested salaries based on some future salaries.
With the term vested we mean, the employees which already owns some stated percentage of his retirement benefits.
Why did people demand not just banking and stock market reform but also new forms of government after the Great Depression?
Answer:
The Depression affected the confidence that people had on the government.
Explanation:
The Great Depression began in 1929 and continued until 1933 and it caused high unemployment rates, a decrease in output and deflation. During this time, President Hoover was accused of not taking enough measures to stop the crisis and this ended up on him losing the 1932 election as people lost their confidence in the government. Also, the Great Depression resulted in changes on the government and on how it faces economic crisis. Because of that, the answer is that people demanded not just banking and stock market reform but also new forms of government after the Great Depression because it affected the confidence that people had on the government.
Let's say that you're the sole IT person in your company, and your boss wants a way to block certain websites from employees. What can you set up to help with this request
Answer:
proxy server
Explanation:
A proxy server is an application on a server that manages the requests when a a client tries to get the resources from the server and when someone is trying to get into a website the proxy server makes the request, provides the response from the web server and sends the data so it can be visualized and in this process, it can block the access to certain websites. According to that, the answer is that you have to set up a proxy server to help with this request as it will allow you to block the websites.
The returns on the common stock of Cool Toys are quite cyclical. In a boom economy, the stock is expected to return 23 percent in comparison to 14 percent in a normal economy and a negative 18 percent in a recessionary period. The probability of a recession is 18 percent while the probability of a boom is 22 percent. What is the standard deviation of the returns on this stock
Answer:
13.71%
Explanation:
the expected returns on the stock:
normal economy = 0.14 x 0.6 = 0.084
boom economy = 0.23 x 0.22 = 0.0506
recessionary economy = -0.18 x 0.18 = -0.0324
expected return = 0.1022
the variance for each economic period:
normal economy = (0.14 - 0.1022)² = 0.00142884
boom economy = (0.23 - 0.1022)² = 0.01633284
recessionary economy = (-0.18 - 0.1022)² = 0.07963684
the variance of the stock's returns:
normal economy = 0.6 x 0.00142884 = 0.000857304
boom economy = 0.22 x 0.01633284 = 0.0035932248
recessionary economy = 0.18 x 0.07963684 = 0.014334631
variance of the stock's returns = 0.018785159
standard deviation of stock's returns = √0.018785159 = 0.137058964 = 13.71%
Martha made an offer to buy Drake’s home, and he accepted it. Under the terms of the agreement, Martha was supposed to make an earnest money deposit of $10,000, but she only put down $5,000. Drake accepted the lesser deposit, and the sale was ultimately finalized. This is an example of ______.
Answer:
Martha made an offer to buy Drake’s home, and he accepted it. Under the terms of the agreement, Martha was supposed to make an earnest money deposit of $10,000, but she only put down $5,000.
Drake accepted the lesser deposit, and the sale was ultimately finalized. This is an example of accepting partial performance
Explanation:
The principal attraction of __________ compared to RSA is that it appears to offer equal security for a far smaller bit size, thereby reducing processing overhead.
Answer:
elliptic curve cryptography
Explanation:
The principal attraction of ECC (Elliptic Curve Cryptography) compared to RSA is that it appears to offer equal security for a far smaller bit size, thereby reducing processing overhead.
What do you mean by Security?By restricting others' freedom to act, security is resistance to potential harm (or other unwanted coercive change) caused by others.
A method of public-key encryption known as elliptic-curve cryptography (ECC) is based on the algebraic structure of elliptic curves over finite fields. ECC enables similar security to be achieved with smaller keys as compared to non-EC encryption (based on simple Galois fields).
Elliptic curves can be used for several applications, including key agreement, digital signatures, and pseudo-random generators.
Therefore, The principal attraction of ECC (Elliptic Curve Cryptography) compared to RSA is that it appears to offer equal security for a far smaller bit size, thereby reducing processing overhead.
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What is the expected rate of return for a stock that has a beta of 1 if the expected return on the market is 13%?A. 15%.B. More than 15%.C. Cannot be determined without the risk-free rate.
Answer:
13%
Explanation:
If the beta is one, it means that the stock moves in line with the market, so expected return of the stock would be = 1 x 13% = 13%
Certain countries do not allow importers to purchase insurance abroad. Which Incoterm is therefore not available to importers located in these countries?
Answer:
CIP (Carriage and Insurance Paid)
Explanation:
This implies that unlike in countries where importers can buy insurance under the Carriage and Insurance Paid To (CIP) part of the Incoterms (International commerce terms) which transfers the risks of damage to the carrier agent.
However, in this countries they do not allow importers such privileges.
Negotiated transfer prices ______. are consistent with decentralization use the expertise of managers in weighing the costs and benefits of the transfer ensure that the supplying division will receive a market price ensure that all common costs will be covered preserve the autonomy of the divisions
Answer:
1. are consistent with decentralization.
2. use the expertise of managers in weighing the costs and benefits of the transfer.
3. preserve the autonomy of the divisions.
Explanation:
A negotiated transfer prices can be defined as the final price reached between the buyer (consumer) of finished goods and services and the trader (seller) of such goods and services.
Negotiated transfer prices has the following advantages;
1. Negotiated transfer prices are consistent with decentralization.
2. Use the expertise of managers in weighing the costs and benefits of the transfer.
3. They preserve the autonomy of the divisions.
What is the manufacturing industry
Answer:
Manufacturing is the production of products for use or sale, using labor and machines, tools, and chemical or biological processing or formulation. It is the essence of secondary industry. The term may refer to a range of human activity, from handicraft to high-tech, but is most commonly applied to industrial design, in which raw materials from primary industry are transformed into finished goods on a large scale.