The company's marketing environment is made up of several components, including the economic, technological, legal, and cultural environments.
Here, correct answer will be
In this case, the company is seeking to sell a new product, like typewriters, to college students, which will primarily influence the economic and cultural environments.
The economic environment is an important factor in the success of any company. College students are in a unique economic situation, with limited funds and the need for the latest technology. The company must consider the economic environment to determine the cost of the product and the pricing structure. This will help the company to make sure that the product is priced reasonably and is within the budget of college students.
The cultural environment is also an important factor in the success of the company. College students have specific cultural needs and wants. It is important for the company to understand the culture of college students and create a product that meets their needs. This will help the company to develop the right product and marketing strategies to successfully target the college student market.
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assume that sales are $100,000, variable costs are $40,000, and fixed costs are $10,000. what is the degree of operating leverage?
Due to the $100,000 in sales, $40,000 in variable expenditures, and $10,000 in fixed costs, the operational leverage is 1.20.
Please elaborate?Contribution margin = Operating Leverage as Percentage $40,000 in variable costs minus $100,000 in sales equals operating income.
What is an appropriate operational leverage?It is a solid indicator that a company's ratio of fixed to variable costs is high if it has a high level of operating leverage. In order to support its main business, the company is therefore utilising additional fixed assets. The company will ultimately be able to increase its profit margin more swiftly as a result of this.
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suppose that brazil can produce 100 pounds of beef or 10 autos and the united states can produce 40 pounds of beef or 30 autos. which country has a comparative advantage at the production of autos?
The United States has a comparative advantage in the production of autos.
To calculate comparative advantage, we can compare the opportunity cost of producing one unit of a good in each country. The opportunity cost is the amount of another good that must be given up in order to produce one more unit of the first good.
For Brazil:
Opportunity cost of producing 1 auto = 100 pounds of beef / 10 autos = 10 pounds of beef per auto
Opportunity cost of producing 1 pound of beef = 10 autos / 100 pounds of beef = 0.1 auto per pound of beef
For the United States:
Opportunity cost of producing 1 auto = 40 pounds of beef / 30 autos = 1.33 pounds of beef per auto
Opportunity cost of producing 1 pound of beef = 30 autos / 40 pounds of beef = 0.75 auto per pound of beef
Comparing the two opportunity costs, we see that the opportunity cost of producing an auto in the United States is lower (1.33 pounds of beef per auto) than in Brazil (10 pounds of beef per auto). This means that the United States has a comparative advantage in producing autos.
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studies have shown that people who are praised for working hard: a. are less successful as entrepreneurs than those who are praised for being highly skilled b. build more confidence to take on challenging work in the future c. are better suited to be an intrapreneur than an entrepreneur d. all of the above
Praising people for their hard work can help them to become more successful entrepreneurs and intrapreneurs.
Praising people for working hard can have many positive effects on their future success. Studies have shown that when people are praised for their hard work, it helps to build their confidence and makes them more willing to take on challenging tasks in the future. This confidence can help them to become more successful as entrepreneurs, as they will be more likely to take risks and have the courage to try new things. Additionally, those who are praised for their hard work may be better suited to being an intrapreneur, as they already have the confidence and work ethic that is necessary for success. In conclusion, praising people for their hard work can help them to become more successful entrepreneurs and intrapreneurs.
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the beach carrier what are the pros and cons of the mail-order marketing strategy? what are the pros and cons of alternative distribution methods
The pros and cons of the mail-order marketing strategy are: Companies can connect with a broader audience with mail-order marketing, including people who reside in outlying areas and have little access to conventional retail establishments. Customers may have to wait days or even weeks for their items to arrive when they shop via mail.
Here are other pros and cons of mail-order marketing :Pros:
Reach: Mail-order marketing allows companies to reach a wider audience, including those who live in remote areas and have limited access to traditional retail stores.
Convenience: Mail-order allows customers to shop from the comfort of their own home, without the need to physically go to a store.
Personalization: Companies can tailor their marketing messages and product offerings to specific segments of their customer base based on their past purchasing behaviors.
Cost-effectiveness: Mail-order marketing can be a cost-effective way to reach customers, as it eliminates the need for physical retail space and can be automated to reduce labor costs.
Cons:
Lack of immediacy: Mail-order can be slow and customers may have to wait several days or even weeks for their purchases to arrive.
Quality concerns: Customers may be hesitant to purchase products without seeing and touching them first, which can lead to dissatisfaction and returns.
Dependence on the postal service: Delivery times can be unpredictable and the reliability of the postal service can impact customer satisfaction.
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Studies show that a 10 percent increase in the minimum wagea. decreases teenage employment by about 10 to 15 percent.b. increases teenage employment by about 10 to 15 percent.c. decreases teenage employment by about 1 to 3 percent.d. increases teenage employment by about 1 to 3 percent.
Option c is Correct. According to studies, a 10% rise in the minimum wage will result in a 1–3% decrease in teen employment. A mandatory minimum salary could deter workers from looking for work.
If the market wage is high since there will be fewer openings. The outcomes of the search model agree with the monopsony model: Theoretically, a minimum wage might lower unemployment. review of theory and the literature.
In a model of a competitive labor market, a minimum wage set above equilibrium results in a drop in employers' labor demand and the displacement of some workers, leading to unemployment. According to economists' studies, a 10% rise in the minimum wage results in a 10% drop in teen employment.
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Correct Question:
Studies show that a 10 percent increase in the minimum wage
a. Decreases teenage employment by about 10 to 15 percent
b. Increases teenage employment by about 10 to 15 percent
c. Decreases teenage employment by about 1 to 3 percent
d. Increases teenage employment by about 1 to 3 percent
PLEASE ANSWER FAST 40 POINTS!!!!!
In 2015, the US government brought in $3.2 trillion in revenue. This revenue comes from US taxpayers like you and me. However, the same chart illustrates that the government spent $3.7 trillion, resulting in a nearly $500 billion deficit.
Some experts argue that the best solution to reduce budget deficits is to raise taxes, especially on wealthy individuals. This will result in the US government receiving more revenue. Others argue the answer is to cut spending, especially on wasteful expenditures and unsuccessful government programs.
Before you jump to conclusions, think about some of the issues our country has experienced in the past and the issues we are currently experiencing. Choose a side and defend your argument with at least three specific supporting ideas.
Both expert are right, but, we need to find a balance to manage the budget deficit that the economy is experiencing.
What is the most effective monetary policy to manage budget deficit?Both tax increases and spending cuts can help to address the deficit, and the appropriate solution depends on the specific circumstances and priorities of a given country.
Raising taxes on the wealthy may be necessary to increase revenue and address the deficit, especially if the government is facing significant obligations such as paying for social programs or infrastructure. Cutting spending may be a more effective solution, particularly if the government is spending inefficiently or on programs that are not delivering results.
However, the best approach to reducing budget deficits may involve a combination of both tax increases and spending cuts, along with other measures such as economic growth initiatives and reforms to entitlement programs.
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a(n) organizational structure is the hierarchy most people think of when picturing an organizational chart.
A functional organizational structure is the hierarchy most people think of when picturing an organizational chart.
Option d is correct .
A hierarchical structure is a chain of command within a company that begins with top management and managers and extends to general employees. This authoritative organization ensures that management levels understand the relationships and helps businesses make effective decisions.
Organizational structure - arrangement or relationship of tasks in the organization. A structure is formed when managers assign work tasks to individuals or groups and coordinate the various activities necessary to achieve the company's goals. The four types of organizational structure are functional, multi-departmental, plan and matrix structures.
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The correct question is :
A ____ is the hierarchy most people think of when picturing an organizational chart.
a. project organizational structure c .matrix organizational structure
b. system organizational structure d. functional organizational structure
assume a manufacturing process produces a 20 cm diameter wafer containing 84 dies, and has an average defect rate of 0.020 defects/cm2. about how many good dies per wafer are expected?
Suppose a manufacturing procedure results in a 20 cm diameter wafer with 84 dies and an average defect rate of 0.020 defects/cm2. the wafer has 78 good dies in total.
To find the number of good dies per wafer, we use the following formula:
No of good dies per wafer = Die yield x Number of dies per wafer
where Die yield = Fraction of good dies on the wafer
We know that number of dies per wafer = 84 (given)
So we only need to find Die yield.
Now,
To find Die yield, we use the following formula:
Die yield = 1 / ( 1 + defects per area x (die area / 2 ) )2
We know that defects per area( or defect rate) = 0.020 cm2 (given)
Calculating die area:
Diameter of the wafer = 20 cm (given) radius = 10 cm
Therefore, Area of wafer = \Pi r2 = 3.14 x 10 x 10 = 314 cm2
Number of dies per wafer = 84 (given)
Hence, Area of each die = 314/84 cm2 = 3.74 cm2
So, die yield = 1/1+0.02 x(3.74/2))2 = 1/1.076 = 0.929
Therefore using the above formula, the number of good dies per wafer = 0.929 x 84 = 78.036 = 78
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great marketing is based on which of the following types of laws of human and organization behavior? a. ecological and physical b. philosophical c. intuitive d. economic and psychological
Option A is correct. Great marketing is based on Economic and psychological laws of human and organization behavior
Economic psychology is the interdisciplinary examination of the point of interaction among brain science and financial aspects. It is worried about the mental premise of the monetary ways of behaving of people, and the effects of financial cycles on people's brain science. It utilizes both monetary and mental ideas and examination techniques. Fundamentally the same as work is finished by choice scholars and other people who don't recognize themselves as financial analysts. Research under the unequivocal heading of financial brain science has zeroed in on ways of behaving like saving, obligation, giving, cash, and assessment paying, which are not the subject of specific parts of brain science or financial aspects. In resolving the topic of what the economy means for on mental cycles, research has zeroed in on questions like the monetary socialization of youngsters into working individuals from the economy, on correlations between various countries, and on the effect of extraordinary financial circumstances like destitution or living inside a traveler economy.
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used the straight-line method instead of the effective interest method to amortize the premium, cyber does not elect the fair value option for reporting financial liabilities, how is the carrying amount of the bonds affected by the error?
If Cyber used the straight-line method instead of the effective interest method to amortize the bond premium, the carrying amount of the bonds would be understated in the financial statements.
The effective interest method is the preferred method for amortizing bond premiums because it more accurately reflects the economic reality of the bond issuance. It takes into account the bond's yield, the bond's carrying amount, and the expected cash flows from the bond to determine the appropriate amount of interest.
The straight-line method, on the other hand, spreads the premium evenly over the life of the bond, regardless of the bond's yield or expected cash flows. This can result in an understated carrying amount for the bond, as the interest expense.
By not electing the fair value option for reporting financial liabilities, Cyber is required to measure its bonds at amortized cost. The error in using the straight-line method instead of the effective interest method will therefore affect the carrying amount of the bonds in the balance sheet, as it will be understated.
This can impact the financial ratios and performance metrics that are calculated using the balance sheet data, and may also impact the decision-making of investors and other stakeholders who rely on the financial statements.
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All of the following are advantages of the partnership form of organization except
A. ease of start-up.
B. combined skills and knowledge.
C. better access to capital and credit.
D. retention of profits.
E. unlimited liability.
Unlimited liability is not an advantage for an organization working in a partnership form.
The correct option is option E.
Partnership form of the organization basically has a large number of different advantages which include the combined set of skills as well as knowledge from the partners in the organization, ease of start-up, better access to capital as well as credit and also a better retention of the profits that have been made.
Partnerships also might have unlimited liabilities for the debts which are incurred by the business and this server as a major disadvantage for the partnership form of the organization.
Hence, the correct option is E.
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at any given interest rate, if consumers decide to save more, and the government budget remains unchanged, there will be an increase in the supply of loanable funds. this will cause the interest rate to
At any given interest rate, if consumers decide to save more, and the government budget remains unchanged, there will be an increase in the supply of loanable funds. this will cause the interest rate to fall.
When the government's budget is in deficit, there is a greater requirement for loanable cash. Along with the need for loanable capital and the real interest rate, private money is becoming more readily available.
The budget reflects all of their choices about taxes, spending, borrowing, and lending. These choices have an effect on the size of the federal government and how it interacts with the rest of the economy. Budgets enable organizations such as businesses, governments, families, and other groups to quantify their overall strategic plans of action.
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The complete question is-
at any given interest rate, if consumers decide to save more, and the government budget remains unchanged, there will be an increase in the supply of loanable funds. this will cause the interest rate to _______
you are thinking of investing in nikki t's, inc. you have only the following information on the firm at year-end 2021: net income is $170,000, total debt is $2.60 million, and debt ratio is 65 percent. what is nikki t's roe for 2021?
Nikki T's ROE for 2021 is 18.7%.
What is Return on equity?Return on equity (ROE) measures a company's profitability by calculating the amount of net income generated in relation to the amount of shareholder equity.
To calculate ROE, we first need to determine shareholder equity. To do this, we can use the debt ratio and total debt figures:
Debt ratio = 65%
Total debt = $2.60 million
Therefore, total equity = 1 - debt ratio = 1 - 65% = 35%
Total equity = $2.60 million * 35% = $910,000
Now that we have shareholder equity, we can calculate ROE:
ROE = Net Income / Shareholder Equity
ROE = $170,000 / $910,000 = 18.7%
So, Nikki T's ROE for 2021 is 18.7%.
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during the pi planning event, when are planning adjustments agreed upon?
Management may discuss scope alterations and find alternative solutions by agreeing to different planning adjustments during the problem-solving meeting.
Where are the agreed-upon team Pi goals?when, at the end of the Bi Planning session, the entrepreneur, marketing manager, network engineer, and agile team agree on the primary Squad PI objective(s). In addition to team-based alignment, PI goals are a cadence-based method of distributing specific commitments throughout the corporation during the PI.
What happens during a PI planning breakout session?Following the previous PI, face-to-face gatherings called Pmbok organizing workshops are place every eight to ten weeks. Several teams work together to develop and define the operation that needs fixing, review backlogs, discuss which features will add value, build or modify the strategic plan, and minimize change and dependencies.
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what happens to the future value of a perpetuity if interest rates increase? what if the interest rate decrease?
The total of all future cash flows in a perpetuity is the future value of that perpetuity. A perpetuity's future worth will drop if interest rates rise.
This is because a larger discount rate will make each future cash flow's present value less valuable. On the other hand, a perpetuity's future value will rise if interest rates fall. This is so that each future cash flow will have a higher current value due to a lower discount rate. The future value of a perpetuity is susceptible to fluctuations in interest rates, therefore it's critical to keep this in mind while assessing investments in perpetuities.
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fines assessed for convictions involving violations of insider trading laws are paid to the: a internal revenue service b department of treasury c securities and exchange commission d department of justice
C Securities and Exchange Commission. Insider trading regulations must be enforced, and the securities markets must be governed by the Securities and Exchange Commission (SEC).
The following organisations receive fines imposed for convictions concerning violations of insider trading laws:
Commission for Securities and Exchange Regulation (SEC)
The SEC is in charge of overseeing the securities markets and enforcing insider trading rules. Fines are levied and paid to the SEC as part of the enforcement process when people or organisations are found guilty of breaking insider trading regulations. The fines are used by the SEC to pay for operations and advance its goals of safeguarding investors, preserving fair and orderly markets, and encouraging capital formation.
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what is the price of a 2 year coupon bond with a face value of $4,500 and a coupon rate of 2%, assuming that market interest rates are currently 3%?
A bond's price is the present value of its future cash flows, which include coupon payments and the face value returned at maturity. We may use the following formula to compute the bond's price.
P = C/(1 + r)1 + C/(1 + r)2 +... + C/(1 + r)n + F/(1 + r)n where P denotes the bond's price, C the coupon payment, r the market interest rate, F the face value, and n the number of years until maturity. This bond requires the following: C = $4,500 x 2% = $90 F = $4,500\sn = 2\sr = 3% When we plug in the values, we get: P = $90 / (1 + 0.03) ^1 + $90 / (1 + 0.03)^2 + $4,500 / (1 + 0.03) ^2\sP = $87.57 + $84.52 + $4,284.49\sP = $4,456.58 As a result, the cost The bond's face value is $4,456.58, assuming a market interest rate of 3%. price is the present value of its future cash flows, which include coupon payments and the face value returned at maturity. We may use the following formula to compute the bond's price.
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depreciation refers to: group of answer choices capital worn out during the production process. the effects of government subsidy programs. the value of leisure goods. income that we earn but do not receive. changes in exchange rates.
Depreciation refers to the ''income that we earn but do not receive''. So, basically the income that credited by sells. The correct option is C.
The Depreciation according to the economics, it is the decrease in the economic value of the stock usually capital stock of the organization, nation or the entity through the physical depreciation. The demand for the services of the capital. It is also defined in the simple term, the decrease in the book value of fixed assets.
The formula to calculate Depreciation value is the asset cost minus from the salvage value upon the useful life. The income that we earn but do not receive is also refers to the term that is accrued income.
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a price-weighted index consists of firm a and firm b common stocks. the price of firm a common stocks increased from $100 to $120. the price of firm b common stocks decreased from $100 to $80. what is the return on this price-weighted index?
With the price of firm a common stocks increased from $100 to $120 and the price of firm b common stocks decreased from $100 to $80 , the return of price-weighted index is 0%.
A price-weighted index is calculated by adding up the prices of each stock in the index and dividing by the number of stocks. The return on the price-weighted index is determined by comparing the current index value to the previous index value.
Let's say the price-weighted index consists of two stocks, firm A and firm B. Initially, the prices of firm A and firm B are $100 and $100, respectively, and the index value is ($100 + $100) ÷ 2 = $100.
After the changes, the price of firm A increases to $120 and the price of firm B decreases to $80. The current index value would be ($120 + $80) ÷ 2 = $100.
To determine the return on the price-weighted index, we can calculate the percentage change in the index value:
(($100 - $100) ÷ $100) x 100 = 0%
In this case, the return on the price-weighted index is 0%, indicating that the index value has not changed. This is because the price increase of firm A was offset by the price decrease of firm B.
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babbel is a subscription-based language learning app available in 14 different languages. on which element of the marketing mix is babbel concentrating?
An element of the marketing mix that babbel focuses on is the product. The service marketing mix is the combination of various elements of service marketing that companies use to communicate their organizational and brand messages to their customers.
The mix consists of 7 P's. H. Products, Prices, Places, Promotions, People, Processes, Physical Evidence.
The marketing mix includes multiple focus areas as part of your overall marketing plan. The term often refers to a general classification that begins with the four P's.
Products, Pricing, Placement and Advertising. Effective marketing doesn't just stick to one message, it affects a wide range of areas. This allows you to reach a wider audience. And keeping the 4 Ps in mind helps marketers focus on what really matters. Focusing on the marketing mix helps organizations make strategic decisions when launching new products or revising existing products.
The marketing mix often references E. Jerome McCarthy's his 4 P's.
Products, Pricing, Placement, and Advertising. Different elements of the marketing mix work together.
A consumer-centric marketing mix incorporates a customer focus into your approach.
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What are the phases of the strategic marketing process?
Three phases of the strategic marketing process.(1) Situation Analysis (SWOT), (2) Market Product Focus and Target Setting, and (3) Marketing Programs. Strategic alignment includes a plan for future growth
Strategic marketing can be described as the process of planning to develop and implement operations to gain competitive advantage in a particular niche. This process is very important in outlining and simplifying the company's goals and objectives and how to achieve them. A company that wants to secure a certain market share should clearly define its mission, study the industry landscape, define specific goals, and develop a plan to ensure that it provides the products customers need. , should be implemented and evaluated. when you need it. Any company's marketing process can impact brand positioning and customer loyalty. It's a strategic process that provides guidance throughout the marketing process, oversees business goals, and ensures the right audience is targeted. This process provides a practical way to measure the status and success of your initiative.
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5. if two goods are complements, an increase in the price of one good will cause a decrease in the demand for the other. a. true b. false
"If two goods are complements, an increase in the price of one good will cause a decrease in the demand for the other." This is true.
An item that is utilized in conjunction with another good or service is said to be complementary. The complementary good typically has little to no value when consumed by itself. However, it increases the overall worth of the bid when combined with another good or service.
When two products complement one another, the demand for the complementary product will decrease as the price of the complementary product rises. The demand curve is also shifted by the prices of complementary or substitutable items. The demand for both the complementary good and the complementary good grows when the price of the complementary item lowers.
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What's In
Interview your parents what were the organizations they are joining and what the
benefits they got out of these organizations were. Make an essay about your
insights.
By conducting an interview with my parents, about the organizations they belong to and their benefits, it should be inferred that:
My mother receives health insurance benefits, medicine benefits and canteen in the organization.My father receives life insurance benefits, transportation, food vouchers and accident insurance.What is the importance of a company's benefits?Company benefits are important because they are an advantage for all the workers who work in the company, and they also serve as motivation for them to work with security and to be able to have achievements in the future.
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just purchased a bond that is unsecured and is secondary to other unsecured bonds with respect to interest payments or repayment at maturity. what type of bond has shiva purchased?
just purchased an bond that really is secondary to certain other unsecured bonds in terms of interest payments or maturity payback. Shiva has acquired a bond of the subordinated debenture kind.
Bonds that can be exchanged or paid off by the holder before the bonds' maturity date are called callable or redeemable bonds. A bond may be considered as a debenture if it is unsecure. Debentures were unsecured bonds, therefore their only security is the company's assurance that interest expenses will be fulfilled on schedule or at all. "Full trust and credit" is another name for this assurance. The unprotected bond is simpler to sell since it is more liquid. The bond with an unsecured rating has a greater yield to maturity.
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which report contains the number of users accessing yammer from a mobile phone? yammer activity reports. yammer group activity reports. yammer device usage reports.
Yammer Device Usage Report contains the number of users accessing yammer from a mobile phone.
Yammer is a social networking platform that allows users to communicate and collaborate within their organization. It offers a range of features, such as messaging, file sharing, and group creation, which can help facilitate communication and productivity.
Yammer also provides various reports and analytics to help organizations monitor and analyze user activity on the platform. One such report is the Yammer Device Usage Report, which provides insights into the types of devices used to access Yammer.
The Yammer Device Usage Report tracks the number of users accessing Yammer from different types of devices, such as mobile phones, desktops, and tablets. This report can be helpful for organizations that want to ensure their employees have access to Yammer from a variety of devices, and to optimize the platform for mobile use.
By understanding how users are accessing Yammer, organizations can improve the user experience and identify areas for improvement. For example, if a large percentage of users are accessing Yammer from their mobile devices, organizations may want to ensure that the platform is optimized for mobile use and that it is easily accessible on different types of mobile devices.
In summary, the Yammer Device Usage Report is a valuable tool for organizations using the Yammer platform, as it provides insights into how users are accessing the platform and can help identify areas for improvement.
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nielsen is engaged in the collection and analysis of information about consumers, competitors, and developments in the marketplace. this systematic monitoring is known as .
Nielsen is engaged in the collection and analysis of information about consumers, competitors, and developments in the marketplace. This systematic monitoring is known as competitive marketing intelligence.
Competitive marketing intelligence is the process of gathering and analyzing information about competitors, their products, and their marketing strategies. This information can then be used to improve a company's own marketing efforts. The goal of competitive marketing intelligence is to gain a deeper understanding of the competitive landscape and to use this information to gain a competitive advantage. This can involve a wide range of activities, including monitoring competitors' marketing campaigns, tracking changes in their product offerings, and analyzing their pricing strategies.
By staying informed about the activities of competitors, companies can stay ahead of the curve and be better prepared to respond to changes in the market. The results of competitive marketing intelligence can inform a company's decision-making around product development, pricing, and marketing, helping them to stay ahead in a competitive market.
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Complete Question: -
Nielsen is engaged in the collection and analysis of information about consumers, competitors, and developments in the marketplace. This systematic monitoring is known as __________.
a. customer insight
b. internal databases
c. big data
d. marketing information systems
e. competitive marketing intelligence
uppose that there is an annual percent change of 6% in the account's value. the value of the account at any moment is how many times as large as the account's value 1 year earlier? 87 times as large
The value of the account at any moment is 1.06 times as large as the account's value 1 year earlier. The value of the account at any moment is 106% of the account's value 1 year earlier.
a. The value of the account at any moment is 1.06 times as large as the account's value 1 year earlier.
This is because a 6% increase in value would mean that the new value is 106% of the original value, or 1.06 times as large.
b. The value of the account at any moment is 106% of the account's value 1 year earlier.
This means that the new value is 106% of the original value or 106% of the account's value 1 year earlier.
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according to the human capital architecture, individuals with unique skills that are not directly related to the company's core business strategy are known as .
Individuals with special talents that are unrelated to the company's primary business plan are referred to as Complementary/Alliance Partners in accordance with the human capital architecture.
A resource and capability must be valuable, uncommon, unique (there are no replacements), and owned by the organisation despite being expensive to copy in terms of either time or money and both order to provide a sustained competitive advantage. Some people go into great depth. However, two fundamental categories of HR strategy can be distinguished, namely: 2) Specific methods relating to the various facets of human resource management, such as learning & development and reward. 1) General strategies, such as high-performance working. An organisation owns its human capital, which is one of its fundamental competencies.
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The Colvilles are buying a new car. The cash price is $35,000.00. They will make a down payment of 20% or $5,000. The balance will be covered by an installment loan. The loan will be repaid in 48 monthly payments of $651. The annual percentage rate for the loan is ____
%. (Round your answers to two decimal places.)
1.07% will be the Annual Percentage for the Colvilles.
What is a payment?A payment is when one entity voluntarily offers wealth, its counterpart, or other valuables to someone else in consideration of the other campaign's products or services, to satisfy a contractual obligation or both.
The cash price of Colvilles for buying is $35,000.00
The down payment will be 20% or $5,000
The number of months with which the loan will be repaid = 48 monthly payment
Monthly payments are $651
The balance on the loan = 35,000.00 - 5,000
= 30,000
The interest paid over the life of the loan = per month payment × time period - Payment
Loan = 651 × 48 - 30,000 = 1,284
The Annual Percentage Rate will be
= [tex](\frac{128}{30000*48}) *12 *100\\[/tex]
= 1.07%
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suppose you hold a particular investment for 4 months. you calculate that your holding period return is 8.1 percent. what is your annualized return? (do not round intermediate calculations. enter your answer as a percent rounded to 2 decimal places.)
if your holding period return is 8.1 percent, your annualized return for the last four months is 26.32%. (1 + 0.081) 12/4 - 1 = 26.32%.
A long-term financial commitment which makes predetermined monthly payments upon scheduling is referred to by the term fixed-income guarantee.
A items are automatically is indeed a security that was initially offered by an organization or a government to raise funds.
A financial asset is considered a derivative asset if it indicates a claim on some other financial asset.
A derivatives contract is an arrangement to transfer products at a price decided upon tomorrow for delivery on a particular date in the future.
A agreement known as such an alternative allows the owner the choice but not really the responsibility purchase or sell a certain asset at such a particular price and within a particular time frame.
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