It is true that a bond will sell at premium when its required return rises above the coupon interest rate.
What is a bond?A bond is a debt instrument issued by a company, government, or other entity to raise capital. When an investor buys a bond, they are lending money to the issuer in exchange for periodic interest payments, known as coupon payments. At the end of the bond's term, the issuer must pay back the face value of the bond, which is known as the principal. The price of a bond can fluctuate in the market, but the interest rate and principal value are fixed, making bonds a relatively low-risk investment option. The risk of default by the issuer, however, can affect the value of the bond, and bondholders may not recoup their entire investment if the issuer is unable to repay the bond.
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when time is of the essence in a construction contract, what legal device will relieve the aggrieved party from having to prove actual damages when the other party is late in performing?
When time is of the essence in a construction contract and one party is late in performing, the aggrieved party may be relieved from having to prove actual damages by the use of a "liquidated damages" clause.
A liquidated damages clause is a provision in a contract that sets a specific amount of money to be paid in the event of a breach of contract. In the case of a construction contract, the clause may provide that if one party is late in performing, the other party is entitled to a specified amount of money as compensation, rather than having to prove actual damages. The use of a liquidated damages clause can provide a quicker and more certain resolution to disputes, as the amount of compensation is predetermined and agreed upon by both parties in advance. It can also help to avoid disputes over the calculation of actual damages and provide a more predictable outcome for both parties. It's important to note that liquidated damages clauses must be reasonable and proportionate in order to be enforceable. If a court determines that the amount of damages specified in the clause is excessive or punitive, it may declare the clause unenforceable.
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So, back to reading the news on my phone; there was an article about a project in the U.S. running a text messaging hotline to answer sexual education questions.
This set off a few bells.
Hey, that could work in Namibia, a country where one in five people is HIV positive, and lack of knowledge is commonly cited as the leading factor in the spread of sexually transmitted diseases. So, I spent a weekend tapping at my laptop keyboard, and by Monday I had a computer program than ran something of a virtual text messaging call center.
It was a simple system; a Namibian could send a text messaged sexual health question to the number, which was an old, mostly broken cell phone, attached to an old, mostly broken computer. The computer would look at a list of volunteers, and send the question to the volunteer that hadn't received one in the longest time. Essentially, the software established a 24-hour relationship between an asker and a volunteer, who would answer any question posed by the asker. We added a few Peace Corps volunteers to its list and took it for a spin.
The system worked well, and before long we were fielding thousands of text messaged questions a month—sending and receiving hundreds of SMSes a day from all over the country. People asked all sorts of things, mostly about pregnancy, HIV, and condoms, but they also asked questions about healthy relationships. We did our best to promote communication and healthy single partner relationships. But sometimes they asked about things we had no answer for, and would have to go off and research. To foster an open and honest dialogue, we kept everything strictly confidential on both sides. The volunteers may have learned more than anybody from these conversations. I built a web-based reporting tool to track keywords and usage, to give us an idea of what sorts of things we should be researching to stay ahead of the game.
–“A Story of a Peace Corps Volunteer in Namibia,”
Rashid Khan
What social issue is Khan working on improving in Namibia?
What is considered to be the leading reason for the spread of the issue?
Khan is working on improving sexual health education in Namibia. The lack of knowledge about sexual health is considered to be the leading factor in the spread of sexually transmitted diseases, including HIV, in Namibia.
How do you think teaching about sexuality can help students improve their sexual health?Teenagers that receive sex education are better able to grasp their biological makeup and become more mature in order to avoid being sexually preyed upon. It also gives boys and girls the confidence to speak up when their sexual boundaries are being crossed.
What role does sexual health education have in educational settings?Students who receive high-quality sexual health education (SHE) have the information and abilities to stay healthy, avoid sexually transmitted diseases (STDs), and become pregnant unintentionally.
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A summary of a meeting or document should begin with which element?
A meeting summary is a less formal interpretation of meeting twinkles. It’s frequently an dispatch that's transferred as a recap or follow- up of the meeting which gives a general overview of the discussion that was had and serves as a memorial of the tasks that have been assigned to different members of the platoon.
then are a couple tips that will insure your record of a meeting is everything that you need it to be
Take detailed notes during the meeting
Highlight crucial opinions made
Assign clear action particulars during the meeting
Share the meeting notes with all attendees
Include a note pressing what was agreed in the meeting
Attach supporting documents, if necessary
Include a memorial of the coming meeting date
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when a firm has an hr surplus, it can move toward a balanced level by (choose all the answers that apply):
By taking one or more of these actions, a firm with an HR surplus can move towards a balanced level, where it has the right number of employees with the right skills to meet its business needs.
When a firm has an HR surplus, it can move toward a balanced level by taking the following actions:
Reducing headcount: The firm can lay off employees or not fill open positions, which will decrease the HR surplus.Transferring employees: The firm can transfer employees to different departments or locations where there is a shortage of staff.Offering early retirement incentives: The firm can offer early retirement incentives to encourage employees to retire, reducing the HR surplus.Implementing a hiring freeze: The firm can temporarily stop hiring new employees, which will allow the current HR surplus to be used up before hiring additional staff.Providing training and development opportunities: The firm can provide training and development opportunities to employees to prepare them for new roles and responsibilities, reducing the HR surplus while also increasing employee skills and knowledge.Learn more about HR :
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Why is it important for companies to market globally?
Marketing globally is important for companies for the following reasons -
Increased Market SizeDiversificationCompetitive AdvantageBrand AwarenessInnovationMarketing Globally is also recognized as Globalization.
Marketing globally or Globalization is important for companies for several reasons:
Increased Market Size: Marketing globally allows companies to tap into new and larger markets, which can result in increased sales and profits.Diversification: By expanding into different markets, companies can reduce the risk associated with relying on a single market or economy. This can help protect the company from market fluctuations and provide stability in the long term.Competitive Advantage: Companies that market globally can gain a competitive advantage over those that only operate domestically. By gaining a deeper understanding of different markets and cultures, companies can develop unique and effective marketing strategies that can set them apart from their competition.Brand Awareness: Marketing globally can help companies build brand recognition and establish a strong brand image, which can lead to increased customer loyalty and long-term success.Innovation: By engaging with different markets, companies can gain exposure to new ideas, technologies, and practices, which can lead to new products, services, and business models.Overall, marketing globally is an important part of business strategy for companies that want to grow, diversify, and gain a competitive edge. It allows companies to tap into new markets and cultures, which can result in increased sales, profits, and long-term success.
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intra-entity transfers between the component companies of a business combination are quite common. why do these intra-entity transactions occur so frequently?
Intra-entity transactions occur so often between parent and subsidiary due to the cause of producing extra earnings in consolidated monetary statements.
Monetary refers to anything related to money, currency, or financial transactions. It refers to the system of exchanging goods and services through the use of money, which serves as a medium of exchange. Monetary policies are implemented by governments and central banks to control the supply of money, regulate interest rates, and maintain stability in the financial system.
The monetary system is a crucial component of the economy, as it facilitates transactions and drives economic growth. A stable monetary system helps to ensure that prices are predictable, transactions are easy to complete, and that individuals can save and invest their money without fear of sudden changes in the value of currency. However, changes in monetary policies, such as inflation or deflation, can have a significant impact on the economy, leading to shifts in wealth and financial stability.
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when analysts and investors determine the value of a firm's stock, they should consider:
When analysts and investors determine the value of a firm's stock they should consider a variety of factors such as company performance, industry trends, economic conditions, management team and brand image.
When investors or analysts decide to invest in a company, they want to determine the value of the firm's stock. They consider several factors that can impact the stock's value to make informed decisions. In this explanation, we will discuss some of the key factors that analysts and investors should consider when determining the value of a firm's stock.
Analysts and investors determine the value of a firm's stock using various approaches, such as fundamental analysis, technical analysis, and quantitative analysis. Regardless of the approach used, they must consider several factors that can affect the value of the firm's stock. Here are some of the key factors that analysts and investors should consider:
Company Performance: The financial performance of a company is one of the critical factors that analysts and investors consider. They analyze the company's financial statements, including the balance sheet, income statement, and cash flow statement, to evaluate its financial health. Factors such as revenue growth, profit margins, and return on equity are assessed to determine the company's financial standing.
Industry Trends: Investors and analysts should consider the industry's overall trends and how the company fits into the industry. This includes examining the company's market share, competition, and barriers to entry.
Economic Conditions: Macroeconomic factors, such as interest rates, inflation, and unemployment rates, can impact the value of the firm's stock. Therefore, investors and analysts should evaluate the impact of economic conditions on the company's stock.
Management Team: The management team is an essential factor in the value of a company's stock. The competence of the management team and their ability to execute the company's strategy can significantly impact the stock's value.
Brand Image: The brand image and reputation of a company can impact the value of its stock. A company with a strong brand image and a positive reputation is more likely to have a higher stock value than a company with a weak brand image or a negative reputation.
In conclusion, the value of a firm's stock is influenced by various factors that investors and analysts should consider. By evaluating these factors, they can make informed investment decisions that can help them achieve their investment goals.
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how might a parent company's home country eliminate double taxation on foreign source income? multiple choice tax deductions for taxes paid to foreign countries tax credits for taxes paid to foreign countries all of the above taking a territorial approach to taxing income
The native country of a parent companies can avoid double taxation on foreign-sourced revenue in the accompanying directions: (A) tax credits for taxes paid abroad; (B) tax exemptions for income tax paid abroad; and (C) adopting a geographical strategy to income taxation.9d) is the right option
When a corporation decides to invest locally or internationally, taxation has no bearing on that choice. This is referred to as capital export neutrality.
Why do taxes get paid twice?
being governed by several tax laws as a taxpayer.
How do public investment selections become impacted by regional variations in effective corporate income tax rates?
Taxes negatively impact the equity investment cash flows.
The global approach to tax jurisdiction is often referred to as the nationality approach.
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after the closing entries are posted to the accounts, all temporary accounts: multiple choice have balances equal to the amounts shown in the adjusted trial balance. have zero balances. have balances equal to the amounts shown in the unadjusted trial balance. are open.
Have zero balances. have balances equal to the amounts shown in the unadjusted trial balance are open have zero balances.
On the other hand, an imbalanced trial balance suggests one or more of the following common mistakes: Either a credit amount or a debit amount has been misclassified after being posted. The ledger accounts' balances have been calculated erroneously. Unadjusted trial balance has three columns: account names in the first, debit in the second, and credit in the third. The accounts are normally listed in the order of the balance sheet, with the assets and liabilities of the profit and loss account coming before the revenue and costs. The main ledger and trial balance will very certainly both have debits equaling credits, making the trial balance less significant for bookkeeping purposes.
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suppose you are going to receive $13,500 per year for five years. the appropriate interest rate is 6.8 percent. a) what is the present value of the payments if they are in the form of an ordinary annuity? what is the present value if the payments are an annuity due?
The present value of the payments if they are in the form of an ordinary annuity is $58,520.08.
This is calculated by using the present value of an annuity formula, which is given by PV = PMT * (1 - (1 + r)^-n)/r, where PMT is the periodic payment, r is the interest rate, and n is the number of payments. In this example, the PMT is $13,500, r is 0.068, and n is 5. So the present value of the payments is $58,520.08.
The present value of the payments if they are in the form of an annuity due is $61,867.87. This is calculated by using the present value of an annuity due formula, which is given by PV = PMT * ((1 + r)^n - 1)/r, where PMT is the periodic payment, r is the interest rate, and n is the number of payments. In this example, the PMT is $13,500, r is 0.068, and n is 5. So the present value of the payments is $61,867.87.
The difference between the two present values is due to the timing of the payments. An annuity due requires the payments to be made at the beginning of each period, while an ordinary annuity requires the payments to be made at the end of each period. As a result, the present value of an annuity due is higher than the present value of an ordinary annuity due to the compounding effect of the interest rate.
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the harrisburg store has net working capital of $2,715, net fixed assets of $22,407, sales of $31,350, and current liabilities of $3,908. compute total asset turnover ratio?
The total asset turnover ratio for the Harrisburg store is 1.247.
The total asset turnover ratio is a financial ratio that measures a company's efficiency in using its assets to generate sales. It is calculated as the ratio of the company's net sales to its average total assets.
To calculate the total asset turnover ratio, we first need to find the total assets of the Harrisburg store. Total assets can be calculated as the sum of net working capital and net fixed assets:
Total assets = Net working capital+ Net fixed assets
Total assets = $2,715 + $22,407
Total assets = $25,122
Next, we can calculate the total asset turnover ratio using the formula:
Total asset turnover = Net sales/Total assets
We are given that the Harrisburg store had sales of $31,350. To calculate the average total assets, we can use the formula:
Average total assets=(Beginning total assets+ Ending total assets) / 2
Since we only have information about the ending total assets, we will assume that the beginning total assets are the same as the ending total assets. Therefore:
Average total assets = ($25,122 + $25,122) / 2
Average total assets = $25,122
Now we can calculate the total asset turnover ratio:
Total asset turnover = $31,350 / $25,122
Total asset turnover = 1.247
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on january 1, a company issued 6%, 20-year bonds with a face amount of $80 million for $64,165,848 to yield 8%. interest is paid semiannually. what was the interest expense at the effective interest rate on the december 31 annual income statement?
At the income statement effective interest rate ended December 31, interest expense was $2,573,299.
Interest expense = $2,573,299
Interest is the effective interest rate multiplied by the outstanding balance (book value):
Journal entry as of 30 June:
DB. Interest expense 2,566,634 (4% x $64,165,848)
Cr. Debt discount 166,634 (difference)
cr. Interest expense 2,573,299 (4% x [$64,165,848 + $166,634])
Cr. Discount on outstanding bonds 173,299 (difference)
cr. Cash 2,400,000 (3% x $80,000,000)
Income statement or profit and loss statement is one of the company's financial statements, showing the company's income and expenses during a specific period of time. Shows how revenue is converted to net income or net profit.
The details of a bond include the termination date when the principal of the loan is paid to the bondholder and typically include variable or fixed rate payment terms by the borrower.
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Utilization is defined as the ratio of effective capacity to design capacity.a. Trueb. False
The correct answer is True. Utilization is the ratio of effective capacity (the actual output that a system or process can produce) to design capacity.
Therefore, utilization is expressed as a percentage indicating how much of the potential capacity is being used. Utilization is an important metric used in production planning and control to measure the efficiency of a system or process. It determines how much of the available capacity is being utilized and whether the system or process is operating at its maximum potential.
A number of factors, including equipment downtime, machine breakdowns, maintenance activities, and supply chain disruptions, can influence utilization. By monitoring utilization rates over time, production managers can identify areas of the system or process that need improvement and take steps to optimize production and increase efficiency.
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tattletale news corporation has been growing at a rate of 20% per year, and you expect this growth rate in earnings and dividends to continue for another 3 years. if the last dividend paid was $2, what will the next dividend be?
The dividend is a periodic payment, generally in cash form, which is made to the shareholders of the company, out of the profit of the company as a partial return on their investment in the company.
As it is known that the growth rate is 20%, then, calculate the dividend amount in year 1:
[tex]Div_{1} = 2*1.20=2.40[/tex]
An organization is an agency—normally a collection of people or a business enterprise—legal by way of the country to act as an unmarried entity (a felony entity recognized by private and public law "born out of statute"; a prison character in felony context) and recognized as such in regulation for certain purposes.10 Early integrated entities were mounted by charter (i.e. through an ad hoc act granted by means of a monarch or surpassed through a parliament or legislature).
Maximum jurisdictions now allow the advent of the latest organizations thru registration. businesses are available in many different types however are usually divided by means of the regulation of the jurisdiction wherein they may be chartered based totally on aspects: by way of whether they are able to trouble stock, or through whether or not they are shaped to make a profit. relying on the wide variety of proprietors, a company can be labeled as a combination (the problem of this article) or sole (a legal entity including an unmarried incorporated workplace occupied by means of a single natural character).
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what is the relationship between income measurement and asset valuation?
The relationship between income measurement and asset valuation is that income measurement is used to identify and quantify the various sources of income, such as wages, dividends, and interest.
Which can then be used to assess the value of an asset. Asset valuation involves estimating the present value of an asset for the purpose of financial reporting, taxation, and investment analysis. Income measurement provides information about the expected future cash flows associated with an asset, which can then be used to estimate the asset's value.A valuation is the process of figuring out what an item or business is now worth. The total assets of a business are subtracted from any intangible assets, any liabilities, and the par value of preferred shares to arrive at net tangible assets. Absolute value models, such as discounted dividend, discounted free cash flow, residential income, and discounted asset models, evaluate assets solely based on those assets' features. Investors can determine the value of an asset by comparing it to similar assets using relative valuation ratios like the P/E ratio.
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an engineering firm specializes in designing wood framed houses. which organizations would it be ethical for the owner of that firm to belong to? the local rotary club the local chamber of commerce a national timber-research foundation a pro-logging lobbying group
D. I, II, III, AND IV. The proprietor shouldn't be a member of any groups that would harm their industry. Despite being self-serving, none of the organisations on the list are engaged in unlawful or unethical activities.
The owner would be allowed to let his client know about any relationships, pursuits, or affiliations that would colour his decision. It is doubtful that one of these organisations would influence the owner to prefer timber because the company currently specialises in timber building. Typically, licencing exam writing, administration, and grading organisations do not even have codes of conduct for architects. Principles of conduct in engineering professions are primarily intended to safeguard the public and sustain professional standards. The "Ethics" document, created by the NSPE (National Association of Professional Engineers), describes appropriate conduct.
(An engineering firm specializes in designing wood framed houses. Which organization would it be ethical for the owner of that firm to belong?
I. Rotary Club
II. local Chamber of Commerce
III. national timber-research foundation
IV. pro-logging lobbying groupw
A. I AND II
B. III AND IV
C. III
D. I, II, III, AND IV)
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Which of these assumptions are made in the rational model of decision making?a. Managers have complete, error-free information about alternative courses of action and their consequences.b. Managers are able to make logical decisions without prejudice or emotional blind spots.c. Managers will always select the course of action that they know will most benefit the organization.
The correct option is B. Managers are able to make logical decisions without prejudice or emotional blind spots.
A blind spot is a place in your range of imaginative and prescient that you can't see well but that you truly have to be capable of seeing. as an example, whilst you are riding a vehicle, the location just behind your shoulders is usually a blind spot. The spot in which your optic nerve connects to your retina has no mild-touchy cells so you can't see whatever is there. it is your blind spot.
The blind spot is the place in which the optic nerve passes thru the optic disk and out of the eyes. also, it's miles at this very location that the blood vessels input the eyes. It lacks photoreceptor cells (rods and cones) inside the retina so the light falling at this spot does not shape any photo. all people have a spot in their retina in which the optic nerve connects. in this vicinity, there are no mild-sensitive cells so this part of your retina cannot see. We call this the blind spot.
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suppose that instead of attending economics class, you could be sleeping, which you value at $20, watching a movie, which you value at $10, or skydiving, which you value at $30. what is the value of your opportunity cost of attending economics class?
The opportunity cost of attending economics class is the value of the next best alternative use of your time. In this case, the opportunity cost of attending economics class is $30, the value of skydiving.
This is because attending economics class is preventing you from participating in skydiving, which is the activity with the highest value among the alternatives. Therefore, the opportunity cost of attending economics class is $30. The concept of opportunity cost is a fundamental principle in economics, and it reflects the idea that resources are scarce and that choices have to be made about how they are allocated. In this case, the opportunity cost of attending economics class is a measure of the trade-off between attending class and participating in the other activities.
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when sellers set prices after talking to competitors and engaging in collusion, they are involved in
When sellers set the prices after talking to the competitors and engaging in collusion, they are involved in price fixing.
What is price fixing?Price fixing is an anticompetitive arrangement between participants on the same side of a market to only buy or sell a thing, service, or commodity at a predetermined price, or to maintain market conditions so that the price is maintained at a specific level by controlling supply and demand. What sets price fixing apart from other forms of pricing is any price agreement, whether it be explicit or implicit. Price fixing requires a conspiracy between buyers or sellers. For the mutual benefit of the retailers, price is coordinated. In markets where it is permitted, price fixing is often referred to as "resale price maintenance" or "retail price maintenance." In other markets, it is banned.
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when does the closing process take place? multiple choice question. at the beginning of an accounting period before financial statements are prepared at the end of an accounting period multiple times throughout a month to determine net income
Answer:
at the end of an accounting period
Explanation:
i got it right
The closing process takes place at the end of an accounting period.
A time period that includes specific accounting operations is known as an accounting period; it might be a week, month, or quarter, for example, as well as a calendar or fiscal year. The accrual method of accounting enables uniform reporting and provides for the creation of accounting periods for reporting and analysis purposes. Two key ideas, revenue recognition, and matching, control accrual accounting. According to the revenue recognition principle, revenue should be declared as soon as it is earned rather than after cash has been received. According to the matching principle, expenses should be recorded during the same accounting period as the income they produce.
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beckett uses one overhead control account and charges overhead to production at 70% of direct labor cost. the company does not formally recognize over- or underapplied overhead until year-end. what was the cost of the materials used by beckett in april?
The price of the materials Beckett utilized in April is 170,000.
1 April, direct material = 67000
163,000 in direct material purchases
$4000 equates to travel.
Purchase returns and allowances totaled $2,000 less.
Total available: 67000 + 163000 + 4000 + (-2000) dollars
= 232000.
April 30 direct material equals 62000
Materials cost = 232000 - 62000
Materials cost is $70,000.
Because it is the price of the goods that are specifically used in production and because the expenses are deducted from the income statement, the direct materials cost is categorized as an inventoriable cost.
The price of the materials needed to produce a good or render a service is referred to as the material cost.
All indirect materials required in the production process, such as cleaning supplies, are not included in the material cost.
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what is natalyaâs savings ratio if her gross pay is $51,200 and her annual take-home pay is $37,515 of which $2,245 is available for savings?
Natalya's savings ratio is 4.4%. This is calculated by taking her annual take-home pay of $37,515, subtracting her available savings of $2,245, and then dividing by her gross pay of $51,200.
Here, correct answer will be
By doing this, we can determine the percentage of her gross pay that she is able to save.
This ratio can be useful for Natalya to determine how much she should be saving each month, or how much money she has left to spend after her savings have been set aside. It can also be used to compare her savings rate to others in her age group or income bracket to see if she is on track or if she needs to adjust her budget or savings goals.
Additionally, Natalya can use her savings ratio as a benchmark to measure her progress over time and ensure that she is steadily increasing her savings rate.
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what percentage of the population is involved in production agriculture group of answer choices 2% 20% 70% 100%
Percentage of the population is involved in production agriculture is c. 70%.
What is agricultural population?The proportion of arable land to farmers (or farms). Rangeland used for animal grazing is not included in this definition of arable land because "agriculture" in this context only refers to crops and not to domesticated animals.
Formula for Agricultural Density
You need to know the number of farmers or farms in a particular area of arable land in order to determine agricultural density. Next, divide the total area of arable land by the number of farms.
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Candle Shop, Inc. Has net sales on account of $1,700,000. The average net accounts receivable are $630,000. Calculate the days' sales in receivables. (Use 365 days for any calculations. Round any intermediate calculations and your final answer to two decimal places. ) 328. 50 days 365. 00 days 135. 19 days 2. 70 days
The correct option is C. The 135.19 days of sales in receivables.
Accounts Receivables = $630,000
Net Credit Sales = $1,700,000
The computation of days' sales in receivables is shown below:-
= (Accounts Receivables ÷ Net Credit Sales) × 365
= ($630,000 ÷ $1,700,000) × 365
= 135.19 days
Accounting is the method of recording financial transactions relating to a business. The accounting manner includes summarizing, studying, and reporting those transactions to oversight corporations, regulators, and tax series entities. The chart of accounts organizes your budget into 5 predominant account types, called bills: belongings, liabilities, fairness, revenue, and costs.
The monetary statements used in accounting are a concise summary of financial transactions over an accounting length, summarizing a business enterprise's operations, economic role, and cash flows. two vital sorts of accounting for companies are managerial accounting and value accounting. Managerial accounting facilitates management teams to make enterprise selections, while fee accounting allows commercial enterprise owners to determine how an awful lot a product ought to price.
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the belief that higher taxes on the rich are justified because they have obtained a disproportionately large allotment of the services, infrastructure, and protections the government provides is called
The government provides is called: Progressive taxation.
Progressive taxation is based on the idea that those who have benefited more from public services should contribute more to their funding.
Progressive taxation is a taxation system that takes a higher percentage of income from those who earn more. This is done because those who have higher incomes have typically benefited more from services such as infrastructure, public safety, and educational programs. Consequently, it is argued that it is fair for them to contribute more to the cost of providing these services. Progressive taxation seeks to reduce income inequality by ensuring that those with higher incomes pay a larger share of their earnings in taxes.
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If a person spends $10 a week on coffee (assume $500 a year), what would be the future value of that amount over 10 years if the funds were deposited in an account earning 3 percent? Use
The cost of interest is only calculated once a year with annual compounding. This is a unique situation because the claimed yearly percentage rate and the actual annual rate are the same.
What is future value?A financial concept known as future value (FV) assigns a value to an asset based on anticipated factors like future interest rates or cashflows.
We can use the following formula to compute the future value of an annuity with periodic payment M for T periods, given periodic return r :
= M((1+r)^{T} −1) / r
Applying the formula, the future value after 10 years is:
= 500(1+3 % )^{10} - 1 / 3%
= 5,731.94
Therefore, The future value is 5,731.94.
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hazlitt writes in economics in one lesson, "the bad economist sees only what immediately strikes the eye; the good economist also looks _____."
Answer: beyond
Explanation:
Hazlitt writes in Economics in One Lesson, “The bad economist sees only what immediately strikes the eye; the good economist also looks beyond."
"The bad economist sees only what immediately strikes the eye; the good economist also looks beyond."
"Economics in One Lesson" is a book written by Henry Hazlitt that provides an introduction to economics for the general reader. Hazlitt believed that many economic fallacies result from people seeing only the immediate effects of economic policies and failing to consider their long-term consequences.
A bad economist might focus only on the immediate and visible consequences of an economic policy, while ignoring the broader and more subtle effects that may not be as immediately apparent. On the other hand, a good economist understands that economic decisions have complex and interconnected effects that may not be immediately visible, and so they take a more comprehensive and long-term view.
In short, Hazlitt is reminding us that it's important to look beyond the surface of economic issues and policies, and to consider the wider impact they may have. A good economist is someone who has the ability to look at the bigger picture and consider the long-term effects of economic policies and decisions, rather than just focusing on the immediate and visible outcomes.
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the term used to determine when the ownership of goods changes hands between a seller and buyer is called the:
In an FOB shipping point agreement, ownership is transferred from the seller to the buyer once goods have been delivered to the point of origin.
FOB shipping point is a term used in the transportation assiduity to indicate who's responsible for the costs associated with the payload of goods. For illustration, if the buyer has agreed to FOB shipping point, also the buyer is responsible for the shipping costs from the dealer's storehouse to the buyer's destination.
What's FOB destination and FOB shipping point?
In a FOB shipping point contract, the dealer transfers any title of power to the buyer upon the product leaving the dealer's position. The buyer also has full power. In a FOB destination trade contract, the buyer may not admit the title of power until the product reaches the buyer's position.
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What is the benefit of using stories to frame informative and positive business messages?
the benefit of using stories to frame informative and positive business messages as it enables audience to put facts into context projects an image of generosity negates potential for customer complaints eliminates audience boredom.
Positive business Communication
Positive dispatches include dispatches where the followership is anticipated to reply in a neutral to positive manner. Positive dispatches tend to correspond of routine or good news. These dispatches might be particulars similar as congratulations, documentations, directions, simple credit requests, or credit blessings.
Generally speaking, exemplifications of positive dispatches include anything that transmits good news similar as acceptances, documentations, assignations, adverts , and gratefulness among other types.
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the adjusted trial balance shows question content area bottom part 1 a. assets and liabilities only. b. revenues and expenses only. c. amounts that may be out of balance. d. account balances after adjustments.
Option d is Correct. Account amounts are displayed in the adjusted trial balance following modifications.
The balances of the accounts in the general ledger are shown in the adjusted trial balance. Adjustments for depreciation, prepaid expenses, and accruing expenses are sometimes included in this category. That much is obvious.
In contrast to general ledgers, which record each transaction's individual credit and debit entries, a trial balance adds up each account's credit and debit balances to determine the overall credit and debit balance at the bottom. A few accounts from your profit and loss statement and the balance sheet are typically involved in adjusting entries.
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